NHS Resolution:@0.116465:0.056159:0.212674:0.056159:0.212674:0.047246:0.116465:0.047246:0.009566:0.009324:0.006892:0.004864:0.008397:0.006973:0.005710:0.007981:0.003816:0.007766:0.005226:0.003587:0.007981:0.008128
Annual report and accounts 2021/22:@0.288185:0.056159:0.513709:0.056159:0.513709:0.047246:0.288185:0.047246:0.009230:0.008142:0.008061:0.008142:0.007215:0.003520:0.005629:0.004958:0.007309:0.008222:0.008236:0.004864:0.004555:0.005011:0.006839:0.007604:0.007725:0.005213:0.006839:0.006422:0.006382:0.008061:0.007806:0.007604:0.004743:0.005697:0.004460:0.006879:0.006973:0.006879:0.006973:0.005038:0.007053:0.007242
121:@0.931480:0.056533:0.953258:0.056533:0.953258:0.045948:0.931480:0.045948:0.006302:0.006302:0.009174
1.8.  Financial  assets:@0.096734:0.103397:0.275086:0.103397:0.275086:0.092256:0.096734:0.092256:0.009657:0.004551:0.009472:0.004551:0.004635:0.015081:0.009153:0.005038:0.010664:0.009405:0.010664:0.008481:0.005038:0.009489:0.005038:0.004635:0.002586:0.009908:0.007977:0.007977:0.009825:0.007137:0.007389
The simplified approach to impairment,  in accordance :@0.095894:0.125246:0.483727:0.125246:0.483727:0.114662:0.095894:0.114662:0.008360:0.008855:0.008344:0.005504:0.006765:0.003654:0.013354:0.009158:0.003861:0.003861:0.004707:0.003861:0.008153:0.009158:0.006461:0.007897:0.009062:0.009381:0.005313:0.009158:0.008121:0.007084:0.009030:0.005919:0.005409:0.009030:0.006047:0.003861:0.013737:0.009190:0.008121:0.003861:0.005552:0.013737:0.008344:0.009030:0.005409:0.003462:0.004371:0.002856:0.003271:0.007642:0.006382:0.008121:0.007084:0.007371:0.009349:0.005361:0.009397:0.007897:0.009030:0.007179:0.008344:0.004371
with  IFRS 9,  measures the loss allowance for trade :@0.095558:0.140628:0.457099:0.140628:0.457099:0.130044:0.095558:0.130044:0.011838:0.003861:0.005632:0.009238:0.004371:0.002521:0.003861:0.007052:0.008727:0.007722:0.005712:0.008599:0.003462:0.004371:0.002457:0.013513:0.008153:0.008121:0.006573:0.009030:0.005552:0.008089:0.006765:0.005153:0.005409:0.009030:0.008153:0.006047:0.003861:0.008488:0.006302:0.006302:0.005712:0.008121:0.004052:0.003861:0.009573:0.011535:0.008360:0.009238:0.007371:0.008344:0.005696:0.004994:0.009541:0.005552:0.004866:0.005409:0.005345:0.008121:0.009174:0.008344:0.004371
receivables, contract assets and  lease receivables at an :@0.096734:0.156009:0.484870:0.156009:0.484870:0.145425:0.096734:0.145425:0.005552:0.008137:0.007371:0.008073:0.003861:0.007387:0.007897:0.009381:0.003638:0.008153:0.006765:0.003223:0.006382:0.007371:0.009349:0.009222:0.005409:0.005552:0.008360:0.007371:0.005409:0.005281:0.008121:0.006414:0.006765:0.007929:0.005409:0.006509:0.005632:0.007802:0.008567:0.008982:0.004371:0.002521:0.003606:0.007977:0.007802:0.006461:0.007977:0.006047:0.005552:0.008137:0.007371:0.008073:0.003861:0.007387:0.007897:0.009381:0.003638:0.008153:0.006765:0.005249:0.008121:0.005153:0.005632:0.007307:0.008057:0.004371
amount equal to lifetime expected credit losses (stage :@0.096314:0.171688:0.483126:0.171688:0.483126:0.161103:0.096314:0.161103:0.008121:0.013960:0.009349:0.009206:0.009030:0.005584:0.005201:0.007977:0.009158:0.008823:0.007802:0.003861:0.005967:0.005409:0.009030:0.005712:0.003861:0.003861:0.004994:0.008344:0.005137:0.003861:0.013737:0.008344:0.005456:0.008057:0.007323:0.009046:0.008344:0.007020:0.005409:0.008105:0.009158:0.006461:0.007132:0.005552:0.008057:0.009397:0.003622:0.005409:0.005935:0.003861:0.008727:0.006382:0.006382:0.007802:0.006382:0.005632:0.004818:0.006430:0.005201:0.007897:0.009062:0.008057:0.004371
1).  For other financial assets, the loss allowance is :@0.097909:0.187070:0.453786:0.187070:0.453786:0.176485:0.097909:0.176485:0.007387:0.004196:0.002936:0.004371:0.002936:0.007387:0.008727:0.005201:0.005632:0.009349:0.005409:0.008839:0.008344:0.005552:0.004834:0.004994:0.003861:0.009206:0.008121:0.009030:0.007371:0.003861:0.008121:0.003861:0.006493:0.007897:0.006765:0.006589:0.008153:0.005409:0.006765:0.003191:0.006047:0.005409:0.009030:0.008153:0.006382:0.003606:0.008567:0.006206:0.006206:0.005632:0.008121:0.004052:0.003861:0.009573:0.011535:0.008360:0.009238:0.007371:0.008344:0.006541:0.003111:0.005377:0.004371
measured at an amount equal to lifetime expected credit :@0.096734:0.202511:0.505308:0.202511:0.505308:0.191927:0.096734:0.191927:0.013434:0.008057:0.007897:0.006557:0.008823:0.005377:0.008057:0.009158:0.006382:0.008121:0.005233:0.005201:0.007642:0.008488:0.006461:0.008121:0.013960:0.009349:0.009206:0.009030:0.005584:0.005201:0.008057:0.009062:0.008727:0.007802:0.003861:0.005967:0.005409:0.009126:0.006047:0.003861:0.003861:0.004707:0.008344:0.005409:0.003622:0.013737:0.008089:0.005632:0.008344:0.007323:0.009014:0.008344:0.007100:0.005409:0.008105:0.009397:0.006222:0.007132:0.005297:0.007977:0.009062:0.003861:0.004962:0.004371
losses if the credit risk on the financial instrument has :@0.096734:0.217952:0.482413:0.217952:0.482413:0.207368:0.096734:0.207368:0.003861:0.008647:0.006382:0.006382:0.007802:0.006382:0.006047:0.003526:0.004531:0.005297:0.005409:0.009030:0.008153:0.005632:0.007132:0.005552:0.008057:0.009397:0.003622:0.005409:0.005584:0.005377:0.003861:0.006461:0.007642:0.005201:0.008567:0.008392:0.006047:0.005409:0.009030:0.008153:0.005632:0.004994:0.003861:0.009206:0.008121:0.009030:0.007371:0.003861:0.008121:0.003861:0.006493:0.003861:0.009030:0.006765:0.005409:0.005552:0.009030:0.014008:0.008344:0.009206:0.005409:0.005584:0.008567:0.007642:0.006382:0.004371
increased significantly since initial recognition (stage 2).:@0.096734:0.233394:0.488715:0.233394:0.488715:0.222809:0.096734:0.222809:0.003861:0.008567:0.007052:0.005377:0.008153:0.007802:0.006557:0.008057:0.009062:0.006461:0.006765:0.003861:0.009397:0.009030:0.003861:0.004994:0.003861:0.007371:0.008121:0.009030:0.005409:0.003861:0.007722:0.005393:0.006557:0.003861:0.008647:0.007132:0.008057:0.006047:0.003606:0.008647:0.003861:0.004962:0.003861:0.007642:0.003861:0.006637:0.005552:0.008057:0.007371:0.008998:0.009062:0.008823:0.003861:0.005121:0.003861:0.009078:0.008823:0.006461:0.004611:0.006765:0.005153:0.008121:0.009094:0.008153:0.005712:0.008232:0.004611:0.003462
DHSC  provides a guarantee of last resort against :@0.096734:0.255488:0.445846:0.255488:0.445846:0.244903:0.096734:0.244903:0.010657:0.010833:0.008153:0.009493:0.004371:0.002856:0.009062:0.005297:0.009062:0.007387:0.003861:0.009078:0.008057:0.006765:0.005073:0.006892:0.006461:0.009397:0.009030:0.008121:0.005552:0.008121:0.009030:0.005409:0.008344:0.008344:0.005983:0.009349:0.004754:0.006047:0.003861:0.007642:0.006382:0.005121:0.005632:0.005377:0.008057:0.006557:0.008982:0.005377:0.005201:0.005632:0.008121:0.009174:0.008121:0.003638:0.009030:0.006589:0.005409:0.004371
the debts of its arm's length  bodies and  NFIS bodies :@0.095894:0.270929:0.468746:0.270929:0.468746:0.260344:0.095894:0.260344:0.005409:0.009030:0.008153:0.005632:0.009397:0.007897:0.009158:0.005201:0.006765:0.005584:0.009349:0.004754:0.005632:0.003606:0.004962:0.006302:0.005297:0.007897:0.005377:0.013274:0.003669:0.006493:0.006047:0.003861:0.007897:0.008727:0.009062:0.005201:0.008727:0.004371:0.002521:0.008982:0.008903:0.008982:0.003861:0.007818:0.006557:0.005632:0.007802:0.008647:0.008982:0.004371:0.002425:0.010657:0.006972:0.003781:0.007642:0.006461:0.008982:0.008823:0.008903:0.003861:0.007722:0.006461:0.004371
and as such  NFIS  Resolution does not recognise :@0.096314:0.286310:0.437640:0.286310:0.437640:0.275725:0.096314:0.275725:0.007802:0.008647:0.008982:0.006047:0.007722:0.006382:0.005632:0.006461:0.008647:0.007132:0.008727:0.004371:0.002521:0.010657:0.006972:0.003781:0.007642:0.004371:0.002425:0.009317:0.008153:0.006557:0.008982:0.003861:0.008567:0.005409:0.003574:0.008982:0.008727:0.006047:0.009158:0.009062:0.008344:0.006525:0.005632:0.009030:0.009110:0.005409:0.005504:0.005297:0.008057:0.007371:0.008998:0.009062:0.008823:0.003861:0.006557:0.008057:0.004371
stage  1 or stage 2  losses against these bodies.:@0.096314:0.301988:0.423026:0.301988:0.423026:0.291404:0.096314:0.291404:0.006765:0.005073:0.008121:0.009014:0.008153:0.004371:0.002856:0.008599:0.003909:0.008823:0.005297:0.005201:0.006765:0.005073:0.008121:0.009014:0.008153:0.006047:0.007642:0.004371:0.002521:0.003861:0.008647:0.006382:0.006382:0.007802:0.006382:0.005632:0.008121:0.009605:0.008121:0.003861:0.009030:0.006765:0.005409:0.004770:0.005409:0.009030:0.008073:0.006765:0.008344:0.006302:0.008903:0.008823:0.008903:0.003861:0.007722:0.006461:0.003462
 :@0.144272:0.301988:0.148644:0.301988:0.148644:0.291404:0.144272:0.291404:0.004371
For financial assets that have become credit impaired :@0.096734:0.323904:0.476797:0.323904:0.476797:0.313320:0.096734:0.313320:0.007227:0.008647:0.005121:0.005201:0.004994:0.003861:0.009206:0.008121:0.009030:0.007371:0.003861:0.008121:0.003861:0.006079:0.008121:0.006414:0.006765:0.007929:0.005409:0.006509:0.005201:0.005409:0.009365:0.008312:0.005409:0.005760:0.008823:0.007897:0.007467:0.008057:0.006047:0.009381:0.008089:0.007371:0.009094:0.013513:0.008153:0.005712:0.007132:0.005552:0.008057:0.009397:0.003622:0.005409:0.005935:0.003861:0.013098:0.008982:0.007802:0.003861:0.005121:0.007977:0.008982:0.004371
since initial recognition (stage 3),  NFIS  Resolution :@0.096314:0.339583:0.448122:0.339583:0.448122:0.328999:0.096314:0.328999:0.006557:0.003861:0.008647:0.007132:0.008057:0.006047:0.003606:0.008647:0.003861:0.004962:0.003861:0.007642:0.003861:0.006717:0.005552:0.008057:0.007371:0.008998:0.009062:0.008823:0.003861:0.005121:0.003861:0.009078:0.008823:0.006461:0.004818:0.006430:0.005201:0.007897:0.009062:0.008057:0.006047:0.008599:0.004818:0.003462:0.004371:0.002505:0.010657:0.006972:0.003781:0.007642:0.004371:0.002425:0.009238:0.007977:0.006557:0.008982:0.003861:0.008488:0.005409:0.003574:0.008982:0.008727:0.004371
measures expected credit losses at the reporting date as :@0.096734:0.355024:0.498511:0.355024:0.498511:0.344440:0.096734:0.344440:0.013513:0.008153:0.008121:0.006414:0.009030:0.005329:0.008153:0.006765:0.005488:0.008344:0.007323:0.009014:0.008344:0.007100:0.005409:0.008105:0.009397:0.005887:0.007132:0.005552:0.008057:0.009397:0.003622:0.005409:0.005935:0.003861:0.008727:0.006382:0.006382:0.007802:0.006382:0.005632:0.008121:0.005153:0.004866:0.005409:0.009030:0.008153:0.006382:0.005377:0.008057:0.009062:0.008982:0.005377:0.005409:0.003654:0.008727:0.009062:0.006461:0.009158:0.008121:0.005153:0.008153:0.005712:0.007467:0.006206:0.004371
the difference between the asset's gross carrying amount :@0.095894:0.370406:0.507116:0.370406:0.507116:0.359822:0.095894:0.359822:0.005409:0.009030:0.008153:0.005632:0.009397:0.003861:0.004994:0.004994:0.008344:0.005552:0.008344:0.009030:0.007371:0.008344:0.006015:0.009381:0.008344:0.005409:0.011535:0.008344:0.008344:0.009030:0.006111:0.005409:0.009030:0.008073:0.005712:0.007722:0.006461:0.006557:0.007977:0.005201:0.003446:0.006557:0.005632:0.008982:0.005297:0.008903:0.006557:0.006557:0.005632:0.007371:0.007834:0.005377:0.005552:0.007387:0.003861:0.008727:0.009158:0.006047:0.008121:0.013737:0.009541:0.009030:0.009030:0.005409:0.004371
and the present value of the estimated future cash flows :@0.096314:0.385787:0.503739:0.385787:0.503739:0.375203:0.096314:0.375203:0.007802:0.008647:0.008982:0.005632:0.005409:0.009030:0.008153:0.006382:0.009158:0.005377:0.008153:0.006765:0.008009:0.009030:0.005153:0.004786:0.007642:0.008121:0.003861:0.008839:0.008344:0.005935:0.009349:0.004754:0.004866:0.005409:0.009030:0.008153:0.006047:0.008153:0.006765:0.005409:0.003606:0.013513:0.008121:0.005153:0.008153:0.009397:0.005887:0.004994:0.009030:0.005409:0.009285:0.005552:0.008344:0.006174:0.007052:0.007642:0.006461:0.008647:0.006047:0.004994:0.004068:0.009652:0.011758:0.006972:0.004371
discounted at the financial asset's original effective :@0.096314:0.401168:0.460838:0.401168:0.460838:0.390583:0.096314:0.390583:0.009397:0.003622:0.006765:0.007179:0.009349:0.008711:0.009030:0.005153:0.008153:0.009397:0.006302:0.007802:0.005121:0.005201:0.005409:0.009030:0.008153:0.005201:0.004994:0.003861:0.009206:0.008121:0.009030:0.007371:0.003861:0.008121:0.003861:0.006493:0.007722:0.006461:0.006557:0.007977:0.005201:0.003446:0.006557:0.005632:0.009062:0.005377:0.003861:0.009078:0.003861:0.008727:0.007897:0.003861:0.005967:0.008344:0.004994:0.004994:0.008344:0.007084:0.005409:0.003861:0.007642:0.008344:0.004371
interest rate. Any adjustment is recognised  in  profit or :@0.096734:0.416549:0.484822:0.416549:0.484822:0.405965:0.096734:0.405965:0.003861:0.008727:0.005409:0.008025:0.005552:0.008137:0.006557:0.005409:0.005584:0.005552:0.007881:0.005409:0.008025:0.003462:0.005935:0.010753:0.009397:0.008057:0.005201:0.008121:0.009605:0.003861:0.009030:0.006765:0.005409:0.013737:0.008344:0.009206:0.005409:0.006015:0.003191:0.005632:0.006047:0.005377:0.008057:0.007132:0.009062:0.009062:0.008823:0.003861:0.006461:0.008057:0.009062:0.004371:0.002521:0.003271:0.007562:0.004371:0.002521:0.009158:0.005377:0.009062:0.004994:0.003654:0.005201:0.005632:0.008647:0.005121:0.004371
loss as an  impairment gain or loss.  In the current year, :@0.096734:0.432228:0.482844:0.432228:0.482844:0.421644:0.096734:0.421644:0.003606:0.008567:0.006206:0.006206:0.005632:0.007722:0.006382:0.005632:0.007387:0.008312:0.004371:0.002521:0.003861:0.013737:0.009381:0.008121:0.003861:0.005552:0.013737:0.008344:0.009030:0.005409:0.005201:0.009158:0.007897:0.003861:0.008567:0.006047:0.009062:0.005377:0.005712:0.003526:0.008727:0.006382:0.006382:0.003191:0.004371:0.002856:0.003526:0.007387:0.006047:0.005409:0.009030:0.008073:0.005712:0.007371:0.009030:0.005552:0.005552:0.008520:0.009030:0.005409:0.004707:0.007307:0.007897:0.007722:0.005297:0.003271:0.004371
following  review of NFIS  Resolution debts, we have not :@0.095894:0.447670:0.493699:0.447670:0.493699:0.437085:0.095894:0.437085:0.004994:0.009541:0.003861:0.003861:0.009349:0.011535:0.003861:0.009269:0.009397:0.004371:0.002521:0.005552:0.008344:0.007642:0.003861:0.008344:0.011535:0.005105:0.009349:0.005185:0.005632:0.010657:0.006972:0.003781:0.007642:0.004371:0.002521:0.009317:0.008153:0.006557:0.008982:0.003861:0.008567:0.005409:0.003574:0.008982:0.008727:0.006461:0.009397:0.007977:0.009381:0.005153:0.006765:0.003223:0.005632:0.012349:0.008982:0.006047:0.008823:0.007897:0.007467:0.008057:0.006047:0.008567:0.008903:0.005121:0.004371
recognised any expected credit loss (nil in 2020/21).:@0.096734:0.463050:0.463380:0.463050:0.463380:0.452466:0.096734:0.452466:0.005377:0.008057:0.007132:0.009062:0.009062:0.008823:0.003861:0.006461:0.008057:0.009062:0.006461:0.008121:0.008759:0.007722:0.005217:0.008057:0.007323:0.009046:0.008344:0.007020:0.005409:0.008105:0.009158:0.006461:0.007132:0.005552:0.008057:0.009397:0.003622:0.005409:0.005504:0.003526:0.008727:0.006382:0.006382:0.005632:0.004371:0.008312:0.003526:0.003526:0.006461:0.003366:0.007977:0.006047:0.008823:0.008903:0.008823:0.008823:0.006222:0.008887:0.008823:0.004818:0.003462
1.9.  Financial  liabilities:@0.096734:0.485687:0.300949:0.485687:0.300949:0.474546:0.096734:0.474546:0.009657:0.004551:0.009472:0.004551:0.004635:0.015081:0.009153:0.005038:0.010664:0.009405:0.010664:0.008481:0.005038:0.009489:0.005038:0.004635:0.003006:0.005038:0.005122:0.009657:0.011168:0.005122:0.005122:0.005122:0.007053:0.005038:0.009825:0.007389
Financial liabilities are recognised  in the Statement of :@0.096734:0.507240:0.478393:0.507240:0.478393:0.496655:0.096734:0.496655:0.007562:0.003861:0.008647:0.007897:0.008823:0.007052:0.003861:0.007818:0.003861:0.006717:0.003861:0.003526:0.007897:0.008982:0.003861:0.003861:0.003622:0.005409:0.003654:0.008057:0.006557:0.005632:0.007802:0.005297:0.007897:0.006047:0.005552:0.007961:0.007132:0.009062:0.008982:0.008727:0.003861:0.006461:0.008057:0.009062:0.004371:0.002521:0.003271:0.007642:0.006047:0.005409:0.009030:0.008073:0.006047:0.008472:0.005409:0.008121:0.005632:0.008344:0.013992:0.008344:0.009206:0.005409:0.005345:0.008903:0.004786:0.004371
Financial  Position when  NFIS  Resolution becomes a  party :@0.096734:0.522917:0.503744:0.522917:0.503744:0.512333:0.096734:0.512333:0.007562:0.003861:0.008647:0.007897:0.008823:0.007052:0.003861:0.007818:0.003861:0.004371:0.002760:0.008312:0.008903:0.006382:0.003861:0.005042:0.003861:0.008647:0.008567:0.005297:0.012014:0.009397:0.008647:0.009397:0.004371:0.002521:0.010657:0.006972:0.003781:0.007562:0.004371:0.002521:0.009317:0.008153:0.006557:0.008982:0.003861:0.008567:0.005409:0.003574:0.008982:0.008727:0.006461:0.009381:0.007993:0.007371:0.009174:0.013737:0.008089:0.006765:0.005153:0.006892:0.004371:0.002521:0.009062:0.007802:0.005377:0.005409:0.007355:0.004371
to the contractual provisions of the financial  instrument :@0.095894:0.538299:0.496666:0.538299:0.496666:0.527715:0.095894:0.527715:0.005121:0.008982:0.005297:0.005409:0.009030:0.008153:0.006047:0.007371:0.009349:0.009030:0.005233:0.005552:0.008121:0.007371:0.005409:0.008823:0.008121:0.003861:0.006749:0.009158:0.005377:0.008982:0.007387:0.003861:0.006461:0.003861:0.008903:0.008823:0.006557:0.005632:0.009349:0.004754:0.005297:0.005409:0.009030:0.008073:0.005297:0.004994:0.003861:0.009206:0.008121:0.009030:0.007371:0.003861:0.008121:0.003861:0.004371:0.002457:0.003861:0.009030:0.006509:0.005409:0.005552:0.009030:0.013737:0.008344:0.009030:0.005409:0.004371
or,  in the case of trade payables, when the goods or :@0.096314:0.553681:0.471926:0.553681:0.471926:0.543097:0.096314:0.543097:0.008232:0.004866:0.003015:0.004371:0.002521:0.003271:0.007562:0.006047:0.005409:0.009030:0.008153:0.005632:0.007371:0.007738:0.006765:0.008009:0.005632:0.009349:0.004754:0.005201:0.005409:0.005552:0.008121:0.009397:0.008344:0.005919:0.009381:0.007913:0.007722:0.007818:0.009381:0.003638:0.008153:0.006765:0.003462:0.005472:0.011918:0.009317:0.008567:0.009317:0.006047:0.005409:0.009030:0.008153:0.006047:0.009158:0.008982:0.009062:0.008982:0.006557:0.005632:0.008567:0.005121:0.004371
services have been  received.  Financial liabilities are :@0.096314:0.569063:0.457344:0.569063:0.457344:0.558478:0.096314:0.558478:0.006765:0.007929:0.005377:0.007467:0.003861:0.007132:0.008057:0.006765:0.005488:0.008823:0.007897:0.007467:0.008057:0.006047:0.008982:0.007897:0.007897:0.008647:0.004371:0.002521:0.005377:0.008057:0.007132:0.008153:0.003861:0.007307:0.008057:0.009158:0.003462:0.004371:0.002744:0.007562:0.003861:0.008727:0.008121:0.008759:0.007132:0.003861:0.007897:0.003861:0.006382:0.003861:0.003861:0.007722:0.009062:0.003861:0.003861:0.003622:0.005409:0.003654:0.008057:0.006765:0.005073:0.007562:0.005201:0.007802:0.004371
de-recognised when the liability has been discharged; :@0.096314:0.584445:0.481722:0.584445:0.481722:0.573860:0.096314:0.573860:0.009158:0.008057:0.006206:0.005377:0.008153:0.007132:0.009158:0.009158:0.008727:0.003861:0.006557:0.008057:0.009158:0.005297:0.012014:0.009397:0.008647:0.009397:0.006047:0.005409:0.009030:0.008153:0.006047:0.003861:0.003526:0.007897:0.008982:0.003861:0.003861:0.003622:0.005409:0.007355:0.005632:0.008727:0.007722:0.006557:0.006047:0.008982:0.007897:0.007897:0.008647:0.006461:0.009397:0.003622:0.006765:0.007179:0.009030:0.007929:0.005552:0.009222:0.008344:0.009397:0.003462:0.004371
that is, the liability has been  paid or has expired.:@0.095894:0.599885:0.438609:0.599885:0.438609:0.589300:0.095894:0.589300:0.005409:0.009030:0.008312:0.005409:0.006095:0.003446:0.006047:0.003015:0.006047:0.005409:0.009206:0.008344:0.006095:0.003861:0.003526:0.007897:0.008982:0.003861:0.003861:0.003622:0.005409:0.007355:0.005632:0.008727:0.007722:0.006557:0.006047:0.008982:0.007897:0.007897:0.008647:0.004371:0.002521:0.008727:0.007467:0.003606:0.008727:0.006461:0.008823:0.005297:0.005632:0.008727:0.007722:0.006557:0.005632:0.007977:0.007132:0.009062:0.003861:0.005297:0.008153:0.009158:0.003462
Financial liabilities are initially recognised at fair value.:@0.096734:0.615566:0.476430:0.615566:0.476430:0.604982:0.096734:0.604982:0.007562:0.003861:0.008647:0.007897:0.008823:0.007052:0.003861:0.007818:0.003861:0.006717:0.003861:0.003526:0.007897:0.008982:0.003861:0.003861:0.003622:0.005409:0.003654:0.008057:0.006557:0.005632:0.007802:0.005297:0.007897:0.006047:0.003861:0.008647:0.003861:0.005121:0.003861:0.007897:0.003861:0.003861:0.007387:0.005632:0.005377:0.008057:0.007371:0.008998:0.009062:0.008823:0.003861:0.006557:0.008057:0.009158:0.006047:0.008121:0.005233:0.005201:0.004994:0.008440:0.003861:0.005552:0.004611:0.007642:0.008121:0.003861:0.008839:0.008344:0.003462
1.10.  Critical judgements and key sources:@0.536905:0.103397:0.893106:0.103397:0.893106:0.092256:0.536905:0.092256:0.009657:0.004551:0.009976:0.009825:0.004551:0.004635:0.004333:0.010916:0.006886:0.004954:0.006802:0.004954:0.008397:0.009405:0.004954:0.006046:0.005374:0.011168:0.011420:0.011336:0.010076:0.016878:0.009992:0.011168:0.007221:0.008145:0.006046:0.009657:0.010748:0.011000:0.006886:0.010160:0.009825:0.009825:0.005626:0.007893:0.011000:0.010916:0.007221:0.008649:0.009741:0.007389
 :@0.893610:0.103397:0.898211:0.103397:0.898211:0.092256:0.893610:0.092256:0.004602
of estimation  uncertainty:@0.584012:0.118779:0.802889:0.118779:0.802889:0.107637:0.584012:0.107637:0.010832:0.006886:0.006046:0.009741:0.007977:0.007053:0.005206:0.016626:0.009825:0.007053:0.005038:0.011168:0.011000:0.004635:0.002670:0.011000:0.011000:0.008733:0.009825:0.007305:0.007137:0.009741:0.005206:0.011000:0.007137:0.009035
In the application of NFIS  Resolution's accounting  policies, :@0.536905:0.140628:0.951957:0.140628:0.951957:0.130044:0.536905:0.130044:0.003446:0.007387:0.006047:0.005409:0.009030:0.008153:0.006047:0.008121:0.009174:0.009381:0.003638:0.003861:0.007371:0.007913:0.005409:0.003654:0.009158:0.009030:0.006334:0.009349:0.004754:0.005632:0.010657:0.006972:0.003781:0.007642:0.004371:0.002425:0.009238:0.008057:0.006557:0.008982:0.003861:0.008647:0.005409:0.003654:0.008982:0.008727:0.003669:0.006414:0.005712:0.008121:0.007163:0.007371:0.009349:0.009030:0.009030:0.005409:0.003861:0.009030:0.009397:0.004371:0.002505:0.009062:0.008982:0.003861:0.003526:0.007052:0.003861:0.007818:0.006557:0.003271:0.004371
which are described elsewhere in  Note  1, the directors are :@0.535645:0.156009:0.954414:0.156009:0.954414:0.145425:0.535645:0.145425:0.011758:0.009317:0.003861:0.007642:0.009317:0.006461:0.007802:0.005297:0.007897:0.006047:0.009062:0.008057:0.006557:0.007132:0.005377:0.003861:0.008823:0.008153:0.009062:0.006461:0.008344:0.003861:0.006765:0.008344:0.011726:0.009030:0.008520:0.005552:0.008344:0.006095:0.003271:0.007562:0.004371:0.002521:0.011248:0.008823:0.005121:0.007897:0.004371:0.002856:0.007802:0.003111:0.006047:0.005409:0.009030:0.008073:0.005712:0.009397:0.003622:0.005552:0.008057:0.007371:0.005137:0.009349:0.005345:0.006765:0.005488:0.007562:0.005201:0.007802:0.004371
required to make judgements, estimates and assumptions :@0.536905:0.171688:0.952387:0.171688:0.952387:0.161103:0.536905:0.161103:0.005377:0.007977:0.009062:0.008727:0.003861:0.005121:0.007977:0.009062:0.005632:0.005409:0.009126:0.006047:0.013513:0.008121:0.007754:0.008153:0.004786:0.003861:0.009238:0.009397:0.009668:0.008344:0.013992:0.008344:0.009206:0.005409:0.006940:0.003462:0.006446:0.008344:0.006765:0.005217:0.003861:0.013737:0.008121:0.005409:0.008344:0.006765:0.005233:0.007802:0.008567:0.008982:0.006461:0.008121:0.006765:0.006765:0.008743:0.013737:0.009381:0.005185:0.003861:0.009349:0.009030:0.006557:0.004371
about the carrying amounts of assets and  liabilities that :@0.536485:0.187070:0.935375:0.187070:0.935375:0.176485:0.536485:0.176485:0.008121:0.009174:0.009349:0.009030:0.005409:0.005265:0.005409:0.009030:0.008153:0.005632:0.007371:0.007738:0.005377:0.005552:0.007387:0.003861:0.008727:0.009158:0.006461:0.008121:0.013960:0.009349:0.009030:0.009030:0.005409:0.006765:0.005680:0.009349:0.004754:0.005201:0.008121:0.006414:0.006765:0.007929:0.005409:0.006509:0.005632:0.007802:0.008567:0.008982:0.004371:0.002521:0.003861:0.003526:0.007897:0.008982:0.003861:0.003861:0.003622:0.005409:0.003654:0.008057:0.006557:0.005201:0.005409:0.009030:0.008312:0.005409:0.004371
are not readily apparent from other sources. The estimates :@0.536485:0.202452:0.956116:0.202452:0.956116:0.191867:0.536485:0.191867:0.007722:0.005297:0.007897:0.006047:0.008823:0.008982:0.005201:0.006047:0.005377:0.007977:0.007897:0.009062:0.003861:0.003526:0.007467:0.005201:0.008121:0.009381:0.009381:0.008121:0.005552:0.008344:0.009030:0.005409:0.004754:0.004994:0.005552:0.009014:0.013513:0.006047:0.009349:0.005409:0.008839:0.008344:0.005552:0.005584:0.006765:0.009014:0.008727:0.005552:0.007036:0.008344:0.006430:0.003462:0.006366:0.008360:0.008775:0.008344:0.005504:0.008153:0.006765:0.005153:0.003861:0.013513:0.008121:0.005233:0.008344:0.006765:0.004371
and associated assumptions are based on  historical :@0.536485:0.217833:0.902525:0.217833:0.902525:0.207249:0.536485:0.207249:0.007802:0.008567:0.008982:0.006461:0.008121:0.006493:0.006765:0.009110:0.007371:0.003622:0.008121:0.005153:0.008153:0.009397:0.005887:0.008121:0.006573:0.006765:0.009030:0.013737:0.009381:0.005409:0.003861:0.009349:0.009030:0.006765:0.005520:0.007722:0.005297:0.007897:0.006047:0.008982:0.007642:0.006461:0.007897:0.008982:0.006382:0.008567:0.008392:0.004371:0.002521:0.008727:0.003861:0.006302:0.005409:0.008871:0.005377:0.003861:0.006972:0.007722:0.003861:0.004371
experience and other factors that are considered to be :@0.536485:0.233215:0.927813:0.233215:0.927813:0.222631:0.536485:0.222631:0.008344:0.007323:0.009381:0.008344:0.005552:0.003861:0.008073:0.009030:0.007179:0.008344:0.005600:0.007802:0.008567:0.008982:0.006461:0.009349:0.005409:0.008839:0.008344:0.005552:0.005249:0.004994:0.008121:0.007546:0.005409:0.009349:0.005552:0.006988:0.005201:0.005409:0.009030:0.008312:0.005409:0.005680:0.007802:0.005297:0.007897:0.005632:0.007132:0.009158:0.009030:0.006414:0.003861:0.009158:0.008153:0.005552:0.008137:0.009397:0.005472:0.005409:0.009126:0.006047:0.008312:0.007387:0.004371
relevant. The judgements that have the most significant :@0.536905:0.248657:0.937757:0.248657:0.937757:0.238072:0.536905:0.238072:0.005377:0.008153:0.003861:0.008153:0.007467:0.007897:0.009030:0.005153:0.003462:0.006701:0.008360:0.008855:0.008344:0.004371:0.003861:0.009030:0.009397:0.009589:0.008344:0.013992:0.008344:0.009206:0.005409:0.007020:0.005201:0.005409:0.009365:0.008312:0.005409:0.005760:0.008823:0.007897:0.007467:0.008057:0.005201:0.005409:0.009030:0.008153:0.006461:0.013354:0.009062:0.006765:0.005073:0.005201:0.006765:0.003861:0.009397:0.009030:0.003861:0.004994:0.003861:0.007371:0.008121:0.009030:0.005409:0.004371
effect on the amounts recognised  in the financial :@0.536485:0.264334:0.889825:0.264334:0.889825:0.253750:0.536485:0.253750:0.008344:0.005169:0.004994:0.008520:0.007371:0.005409:0.005696:0.008567:0.008392:0.006047:0.005409:0.009030:0.008153:0.005632:0.008121:0.013737:0.009541:0.009030:0.009030:0.005409:0.006765:0.006047:0.005377:0.008057:0.007132:0.009062:0.009062:0.008823:0.003861:0.006461:0.008057:0.009062:0.004371:0.002521:0.003271:0.007562:0.006047:0.005409:0.009030:0.008153:0.005201:0.004994:0.003654:0.009030:0.008121:0.009030:0.007371:0.003861:0.008121:0.003861:0.004371
statements relate to the calculation of the provisions for :@0.536485:0.279716:0.939667:0.279716:0.939667:0.269132:0.536485:0.269132:0.006765:0.005409:0.008121:0.005409:0.008344:0.013737:0.008344:0.009030:0.005409:0.006765:0.006047:0.005297:0.008057:0.003861:0.007818:0.005201:0.008057:0.005297:0.005409:0.009126:0.005201:0.005409:0.009030:0.008153:0.005632:0.007371:0.008121:0.003861:0.007371:0.009030:0.003861:0.007834:0.005409:0.003861:0.009349:0.009030:0.006366:0.009349:0.004754:0.004786:0.005409:0.009206:0.008344:0.006095:0.009158:0.005552:0.008982:0.007387:0.003861:0.006382:0.003861:0.008823:0.008727:0.006557:0.005297:0.004994:0.009349:0.005552:0.004371
known claims and for IBNR,  as explained  in  Note 7.2.:@0.536905:0.295157:0.913586:0.295157:0.913586:0.284573:0.536905:0.284573:0.007929:0.009285:0.009349:0.011806:0.009030:0.006174:0.007371:0.003861:0.007834:0.003861:0.013513:0.006765:0.005584:0.007802:0.008567:0.008982:0.005632:0.004994:0.009876:0.005552:0.005791:0.004244:0.008344:0.011248:0.008903:0.003191:0.004371:0.002425:0.007467:0.006206:0.005712:0.008344:0.007323:0.009014:0.003861:0.007897:0.003861:0.008727:0.008344:0.009126:0.004371:0.002425:0.003271:0.007642:0.004371:0.002425:0.011248:0.008823:0.005121:0.007897:0.005632:0.009062:0.003701:0.009062:0.003462
1.11.  IFRS 8 -  operating segments:@0.536905:0.317496:0.826434:0.317496:0.826434:0.306355:0.536905:0.306355:0.009657:0.004551:0.009976:0.009825:0.004551:0.004635:0.004333:0.005324:0.008733:0.010966:0.009237:0.006466:0.009237:0.005290:0.006785:0.002872:0.005626:0.011000:0.011252:0.009825:0.007221:0.009825:0.007053:0.005038:0.011000:0.011252:0.006802:0.007977:0.009825:0.011336:0.016710:0.009825:0.011000:0.007137:0.007389
NFIS  Resolution  has one reportable segment :@0.536905:0.339583:0.854986:0.339583:0.854986:0.328999:0.536905:0.328999:0.010657:0.006972:0.003781:0.007562:0.004371:0.002521:0.009317:0.008153:0.006557:0.008982:0.003861:0.008567:0.005409:0.003574:0.008982:0.008727:0.004371:0.002521:0.008647:0.007722:0.006557:0.005632:0.008982:0.008823:0.008057:0.006047:0.005552:0.008137:0.009381:0.009014:0.005552:0.005409:0.007929:0.009158:0.003861:0.008153:0.005632:0.006765:0.008344:0.009397:0.013529:0.008344:0.008791:0.005409:0.004371
under IFRS 8:  income and expenditure are :@0.536905:0.355024:0.838234:0.355024:0.838234:0.344440:0.536905:0.344440:0.009030:0.008775:0.009397:0.007977:0.005552:0.005951:0.003941:0.007052:0.008727:0.007722:0.005632:0.008312:0.003462:0.004371:0.003159:0.003861:0.008727:0.007132:0.009158:0.013354:0.008153:0.006047:0.007802:0.008647:0.008982:0.006047:0.008344:0.007323:0.009190:0.008344:0.009030:0.009397:0.003861:0.005409:0.009030:0.005552:0.008344:0.005600:0.007562:0.005201:0.007802:0.004371
separated into different scheme types in the :@0.536485:0.370406:0.853976:0.370406:0.853976:0.359822:0.536485:0.359822:0.006765:0.008009:0.009381:0.007913:0.005552:0.008121:0.005137:0.008344:0.009397:0.006366:0.003861:0.008823:0.005201:0.009062:0.005297:0.009397:0.003861:0.004994:0.005169:0.008344:0.005552:0.008615:0.009030:0.005409:0.005297:0.006765:0.007371:0.009030:0.008153:0.013737:0.008344:0.005042:0.005201:0.007722:0.008982:0.008153:0.006765:0.005919:0.003271:0.007562:0.006047:0.005409:0.008695:0.008057:0.004371
Statement of Changes in Taxpayers' Equity.:@0.536485:0.385788:0.841516:0.385788:0.841516:0.375204:0.536485:0.375204:0.008472:0.005409:0.008121:0.005632:0.008344:0.013992:0.008344:0.009206:0.005409:0.005249:0.009349:0.005185:0.005201:0.010083:0.009030:0.008440:0.009030:0.009700:0.008567:0.006765:0.006174:0.003271:0.007562:0.006047:0.008153:0.007897:0.007132:0.009381:0.007834:0.007722:0.007977:0.005552:0.006541:0.003669:0.006749:0.007562:0.008727:0.008392:0.003606:0.004962:0.007132:0.003462