132:@0.049227:0.056159:0.070397:0.056159:0.070397:0.047246:0.049227:0.047246:0.006720:0.006720:0.007728
Financial statements:@0.744792:0.058552:0.904051:0.058552:0.904051:0.047968:0.744792:0.047968:0.008491:0.004533:0.009832:0.008587:0.009656:0.007885:0.004533:0.008587:0.004772:0.005714:0.007390:0.006560:0.008986:0.006560:0.008986:0.015450:0.008986:0.010167:0.006560:0.007023
Provisions for liabilities and charges (prior year):@0.049227:0.107246:0.574392:0.107246:0.574392:0.091647:0.049227:0.091647:0.013948:0.008985:0.014019:0.012255:0.006680:0.009879:0.006680:0.013807:0.013784:0.009997:0.007221:0.008821:0.014207:0.009362:0.007950:0.006680:0.006515:0.012443:0.014278:0.006680:0.006421:0.006468:0.009150:0.006398:0.012443:0.010161:0.007644:0.012184:0.013690:0.014019:0.008491:0.011079:0.014160:0.012396:0.009150:0.014372:0.012725:0.010044:0.007644:0.008233:0.014019:0.008985:0.006468:0.013784:0.008985:0.006798:0.012349:0.012443:0.012443:0.009150:0.008679
Provisions:@0.051243:0.141050:0.124916:0.141050:0.124916:0.129909:0.051243:0.129909:0.009241:0.005964:0.009325:0.008149:0.004284:0.006636:0.004284:0.009241:0.009157:0.007392
Ex-RHA:@0.307292:0.140456:0.360601:0.140456:0.360601:0.129315:0.307292:0.129315:0.007560:0.007897:0.005796:0.009241:0.011005:0.011811
ELS:@0.442372:0.140456:0.466415:0.140456:0.466415:0.129315:0.442372:0.129315:0.007392:0.007224:0.009425
Restated:@0.511677:0.140456:0.572816:0.140456:0.572816:0.129315:0.511677:0.129315:0.009577:0.007897:0.006384:0.005628:0.007813:0.005628:0.007813:0.010400
DHSC:@0.640709:0.140456:0.680259:0.140456:0.680259:0.129315:0.640709:0.129315:0.010333:0.010837:0.007897:0.010484
ELGP:@0.751596:0.140456:0.786946:0.140456:0.786946:0.129315:0.751596:0.129315:0.007476:0.007392:0.010165:0.010316
ELSGP:@0.854419:0.140456:0.897833:0.140456:0.897833:0.129315:0.854419:0.129315:0.007560:0.007392:0.007981:0.010165:0.010316
CNST:@0.535870:0.155838:0.574026:0.155838:0.574026:0.144697:0.535870:0.144697:0.008905:0.011341:0.008065:0.009845
clinical:@0.633065:0.155838:0.679083:0.155838:0.679083:0.144697:0.633065:0.144697:0.006804:0.003948:0.003948:0.008401:0.003948:0.006636:0.007560:0.004772
£:@0.320144:0.186661:0.329200:0.186661:0.329200:0.175520:0.320144:0.175520:0.009056
0 0 0:@0.327789:0.185289:0.349081:0.185289:0.349081:0.180276:0.327789:0.180276:0.004075:0.004575:0.004075:0.004492:0.004075
s:@0.353661:0.186661:0.360785:0.186661:0.360785:0.175520:0.353661:0.175520:0.007124
£:@0.426579:0.186661:0.435635:0.186661:0.435635:0.175520:0.426579:0.175520:0.009056
0 0 0:@0.434644:0.185289:0.455603:0.185289:0.455603:0.180276:0.434644:0.180276:0.004075:0.004409:0.004075:0.004325:0.004075
s:@0.460096:0.186661:0.467219:0.186661:0.467219:0.175520:0.460096:0.175520:0.007124
£:@0.533434:0.186661:0.542490:0.186661:0.542490:0.175520:0.533434:0.175520:0.009056
0 0 0:@0.541163:0.185289:0.562371:0.185289:0.562371:0.180276:0.541163:0.180276:0.004075:0.004575:0.004075:0.004409:0.004075
s:@0.566952:0.186661:0.574076:0.186661:0.574076:0.175520:0.566952:0.175520:0.007124
£:@0.640289:0.186661:0.649345:0.186661:0.649345:0.175520:0.640289:0.175520:0.009056
0 0 0:@0.648017:0.185289:0.668977:0.185289:0.668977:0.180276:0.648017:0.180276:0.004075:0.004409:0.004075:0.004325:0.004075
s:@0.673387:0.186661:0.680511:0.186661:0.680511:0.175520:0.673387:0.175520:0.007124
£:@0.746808:0.186661:0.755864:0.186661:0.755864:0.175520:0.746808:0.175520:0.009056
0 0 0:@0.754452:0.185289:0.775661:0.185289:0.775661:0.180276:0.754452:0.180276:0.004075:0.004575:0.004075:0.004409:0.004075
s:@0.780240:0.186661:0.787364:0.186661:0.787364:0.175520:0.780240:0.175520:0.007124
£:@0.858031:0.186661:0.867087:0.186661:0.867087:0.175520:0.858031:0.175520:0.009056
0 0 0:@0.865759:0.185289:0.886968:0.185289:0.886968:0.180276:0.865759:0.180276:0.004075:0.004575:0.004075:0.004409:0.004075
s:@0.891549:0.186661:0.898673:0.186661:0.898673:0.175520:0.891549:0.175520:0.007124
Restated opening provision :@0.058466:0.209170:0.250990:0.209170:0.250990:0.198028:0.058466:0.198028:0.009157:0.007981:0.006468:0.005208:0.007813:0.005124:0.008065:0.009073:0.005208:0.009157:0.009157:0.008065:0.008821:0.003696:0.008821:0.009157:0.005628:0.008905:0.005208:0.008821:0.007224:0.003696:0.006384:0.003696:0.008821:0.008569:0.004603
for known claims:@0.057626:0.224552:0.176141:0.224552:0.176141:0.213410:0.057626:0.213410:0.005259:0.009526:0.005847:0.004402:0.007897:0.008989:0.009241:0.011341:0.008905:0.005208:0.006888:0.003696:0.007644:0.003612:0.012937:0.007124
57,011:@0.317708:0.216890:0.358014:0.216890:0.358014:0.205749:0.317708:0.205749:0.007140:0.007140:0.002856:0.007056:0.007056:0.009056
1,111,961:@0.407258:0.216890:0.464785:0.216890:0.464785:0.205749:0.407258:0.205749:0.007056:0.002856:0.007140:0.007140:0.007140:0.002856:0.007140:0.007140:0.009056
35,957,145:@0.502016:0.216890:0.572900:0.216890:0.572900:0.205749:0.502016:0.205749:0.007981:0.007981:0.003192:0.007897:0.007897:0.007897:0.003192:0.007897:0.007897:0.009056
2,681,471:@0.614919:0.216890:0.677403:0.216890:0.677403:0.205749:0.614919:0.205749:0.007813:0.003024:0.007897:0.007897:0.007897:0.003108:0.007897:0.007897:0.009056
387,475:@0.734291:0.216890:0.786190:0.216890:0.786190:0.205749:0.734291:0.205749:0.007897:0.007897:0.007897:0.003276:0.007981:0.007897:0.009056
0:@0.889113:0.215518:0.893188:0.215518:0.893188:0.210505:0.889113:0.210505:0.004075
Opening provisions for IBNR:@0.058046:0.247357:0.253325:0.247357:0.253325:0.236216:0.058046:0.236216:0.011677:0.009073:0.008149:0.008737:0.003780:0.008737:0.009157:0.005628:0.008989:0.005208:0.008905:0.007308:0.003696:0.006384:0.003696:0.008905:0.008569:0.006468:0.003612:0.005259:0.009526:0.005847:0.004822:0.003864:0.008401:0.010837:0.010047
8 , 0 0 0:@0.320985:0.245985:0.354126:0.245985:0.354126:0.240972:0.320985:0.240972:0.004075:0.004242:0.001641:0.002473:0.004075:0.004325:0.004075:0.004159:0.004075
199,000:@0.413726:0.247357:0.466297:0.247357:0.466297:0.236216:0.413726:0.236216:0.008149:0.008065:0.007981:0.003276:0.008065:0.007981:0.009056
44,391,000:@0.497547:0.247357:0.572715:0.247357:0.572715:0.236216:0.497547:0.236216:0.008569:0.008485:0.003360:0.008485:0.008485:0.008401:0.003444:0.008485:0.008401:0.009056
845,000:@0.624160:0.247357:0.679167:0.247357:0.679167:0.236216:0.624160:0.236216:0.008569:0.008569:0.008485:0.003444:0.008485:0.008401:0.009056
612,000:@0.733451:0.247357:0.786358:0.247357:0.786358:0.236216:0.733451:0.236216:0.008149:0.008149:0.008065:0.003276:0.008149:0.008065:0.009056
0:@0.889113:0.245985:0.893188:0.245985:0.893188:0.240972:0.889113:0.240972:0.004075
Restated1total provisions:@0.058466:0.269866:0.236473:0.269866:0.236473:0.258724:0.058466:0.258724:0.009829:0.008065:0.006552:0.005796:0.007981:0.005796:0.008065:0.009241:0.007644:0.005628:0.008905:0.005712:0.007897:0.004116:0.005628:0.009073:0.005880:0.008821:0.007813:0.004116:0.006384:0.004116:0.008821:0.008737:0.007392
 :@0.122142:0.269866:0.126779:0.269866:0.126779:0.258724:0.122142:0.258724:0.004637
 :@0.235465:0.269866:0.240069:0.269866:0.240069:0.258724:0.235465:0.258724:0.004603
as at 1April 2020:@0.057626:0.285543:0.178594:0.285543:0.178594:0.274402:0.057626:0.274402:0.007981:0.006552:0.004032:0.008233:0.005880:0.005292:0.010417:0.010249:0.009073:0.005796:0.004200:0.004200:0.005208:0.008065:0.008065:0.008065:0.009661
 :@0.100385:0.285543:0.105022:0.285543:0.105022:0.274402:0.100385:0.274402:0.004637
65,011:@0.315339:0.277883:0.358602:0.277883:0.358602:0.266742:0.315339:0.266742:0.007560:0.007560:0.003528:0.007476:0.007476:0.009661
1,310,961:@0.402050:0.277883:0.465222:0.277883:0.465222:0.266742:0.402050:0.266742:0.007644:0.003528:0.007728:0.007728:0.007728:0.003696:0.007728:0.007728:0.009661
80,348,145:@0.497967:0.277883:0.573152:0.277883:0.573152:0.266742:0.497967:0.266742:0.008317:0.008233:0.003864:0.008233:0.008233:0.008233:0.003948:0.008233:0.008233:0.009661
3,526,471:@0.613743:0.277883:0.678343:0.277883:0.678343:0.266742:0.613743:0.266742:0.007981:0.003696:0.007897:0.007897:0.007897:0.003780:0.007897:0.007897:0.009661
999,475:@0.732695:0.277883:0.786710:0.277883:0.786710:0.266742:0.732695:0.266742:0.008149:0.008149:0.008149:0.003780:0.008065:0.008065:0.009661
0:@0.888693:0.277883:0.898353:0.277883:0.898353:0.266742:0.888693:0.266742:0.009661
Movement in known claims:@0.058466:0.308113:0.250754:0.308113:0.250754:0.296971:0.058466:0.296971:0.014113:0.009073:0.007981:0.007981:0.013525:0.008065:0.008905:0.005796:0.004368:0.003780:0.007981:0.005628:0.008317:0.009073:0.009157:0.011929:0.009073:0.004872:0.006720:0.004032:0.007560:0.004032:0.012937:0.007392
Transfer between schemes:@0.057626:0.335194:0.241413:0.335194:0.241413:0.324053:0.057626:0.324053:0.008317:0.005376:0.007981:0.008821:0.006636:0.004956:0.008149:0.005460:0.004788:0.009409:0.008317:0.005460:0.011509:0.008401:0.008401:0.008989:0.004872:0.006384:0.006888:0.008569:0.007981:0.013021:0.007981:0.007124
0:@0.351226:0.333822:0.355302:0.333822:0.355302:0.328809:0.351226:0.328809:0.004075
0:@0.458065:0.333822:0.462140:0.333822:0.462140:0.328809:0.458065:0.328809:0.004075
0:@0.564936:0.333822:0.569011:0.333822:0.569011:0.328809:0.564936:0.328809:0.004075
0:@0.671371:0.333822:0.675446:0.333822:0.675446:0.328809:0.671371:0.328809:0.004075
(146,616):@0.725386:0.335194:0.785400:0.335194:0.785400:0.324053:0.725386:0.324053:0.004452:0.007897:0.007897:0.007897:0.003108:0.007897:0.007897:0.007897:0.005074
146,616:@0.846354:0.335194:0.897245:0.335194:0.897245:0.324053:0.846354:0.324053:0.007728:0.007728:0.007644:0.003192:0.007813:0.007728:0.009056
Provided in the year:@0.058466:0.361979:0.195865:0.361979:0.195865:0.350837:0.058466:0.350837:0.008569:0.005292:0.008821:0.007308:0.003612:0.008905:0.007897:0.008905:0.005628:0.003360:0.007897:0.004603:0.005309:0.009073:0.008485:0.004032:0.007560:0.008233:0.008065:0.005847
2,413:@0.324160:0.361979:0.359089:0.361979:0.359089:0.350837:0.324160:0.350837:0.007560:0.003024:0.007644:0.007644:0.009056
13,190:@0.424546:0.361979:0.466784:0.361979:0.466784:0.350837:0.424546:0.350837:0.007476:0.007560:0.003024:0.007560:0.007560:0.009056
8,027,172:@0.510081:0.361979:0.572564:0.361979:0.572564:0.350837:0.510081:0.350837:0.007813:0.003024:0.007897:0.007897:0.007897:0.003108:0.007897:0.007897:0.009056
190,890:@0.626596:0.361979:0.679503:0.361979:0.679503:0.350837:0.626596:0.350837:0.008149:0.008149:0.008065:0.003276:0.008149:0.008065:0.009056
60,803:@0.740323:0.361979:0.785501:0.361979:0.785501:0.350837:0.740323:0.350837:0.008149:0.008233:0.003276:0.008233:0.008233:0.009056
134,190:@0.846774:0.361979:0.897665:0.361979:0.897665:0.350837:0.846774:0.350837:0.007813:0.007813:0.007644:0.003192:0.007728:0.007644:0.009056
Provision not required :@0.058466:0.384784:0.214279:0.384784:0.214279:0.373643:0.058466:0.373643:0.008317:0.005208:0.008821:0.007224:0.003612:0.006384:0.003612:0.008821:0.008485:0.005628:0.008653:0.009073:0.005292:0.004788:0.005376:0.007981:0.009073:0.008653:0.003780:0.005292:0.008065:0.009073:0.004603
written back:@0.057290:0.400165:0.145949:0.400165:0.145949:0.389024:0.057290:0.389024:0.011845:0.005847:0.003898:0.005696:0.005477:0.008787:0.009190:0.005712:0.008989:0.007728:0.007140:0.008350
(3,752):@0.313659:0.392446:0.358636:0.392446:0.358636:0.381304:0.313659:0.381304:0.004452:0.008065:0.003276:0.007981:0.008065:0.008065:0.005074
(122,909):@0.404066:0.392446:0.465171:0.392446:0.465171:0.381304:0.404066:0.381304:0.004452:0.008065:0.008065:0.008065:0.003192:0.008065:0.008065:0.008065:0.005074
(4,131,228):@0.500420:0.392446:0.572026:0.392446:0.572026:0.381304:0.500420:0.381304:0.004368:0.007897:0.003276:0.007897:0.007981:0.007981:0.003192:0.007981:0.007981:0.007981:0.005074
(273,466):@0.616095:0.392446:0.678713:0.392446:0.678713:0.381304:0.616095:0.381304:0.004536:0.008233:0.008233:0.008317:0.003276:0.008317:0.008317:0.008317:0.005074
(69,731):@0.733451:0.392446:0.785400:0.392446:0.785400:0.381304:0.733451:0.381304:0.004284:0.007897:0.007897:0.003108:0.007897:0.007897:0.007897:0.005074
(55,790):@0.843162:0.392446:0.896539:0.392446:0.896539:0.381304:0.843162:0.381304:0.004452:0.008065:0.008149:0.003192:0.008149:0.008149:0.008149:0.005074
Unwinding of discount:@0.058466:0.422972:0.215119:0.422972:0.215119:0.411830:0.058466:0.411830:0.010753:0.008989:0.011341:0.003864:0.008905:0.009241:0.003780:0.008905:0.009241:0.005208:0.009157:0.004956:0.004603:0.008837:0.003612:0.006468:0.006972:0.008989:0.008569:0.008569:0.005696
1,023:@0.324580:0.422972:0.359173:0.422972:0.359173:0.411830:0.324580:0.411830:0.007476:0.002940:0.007560:0.007560:0.009056
18,848:@0.421371:0.422972:0.466213:0.422972:0.466213:0.411830:0.421371:0.411830:0.008065:0.008149:0.003276:0.008149:0.008149:0.009056
439,075:@0.519741:0.422972:0.572648:0.422972:0.572648:0.411830:0.519741:0.411830:0.008149:0.008149:0.008065:0.003276:0.008149:0.008065:0.009056
42,305:@0.633485:0.422972:0.678999:0.422972:0.678999:0.411830:0.633485:0.411830:0.008233:0.008317:0.003276:0.008317:0.008317:0.009056
1,278:@0.750823:0.422972:0.786593:0.422972:0.786593:0.411830:0.750823:0.411830:0.007813:0.003108:0.007897:0.007897:0.009056
778:@0.872564:0.422972:0.897497:0.422972:0.897497:0.411830:0.872564:0.411830:0.007981:0.007897:0.009056
Change in discount rate:@0.058046:0.450053:0.221487:0.450053:0.221487:0.438912:0.058046:0.438912:0.009493:0.008737:0.007897:0.008737:0.009073:0.008065:0.005292:0.003360:0.007897:0.005292:0.008905:0.003696:0.006468:0.007056:0.008989:0.008653:0.008653:0.005208:0.005208:0.005292:0.007560:0.005124:0.008787
297:@0.335081:0.450053:0.359425:0.450053:0.359425:0.438912:0.335081:0.438912:0.007644:0.007644:0.009056
4,572:@0.428595:0.450053:0.465457:0.450053:0.465457:0.438912:0.428595:0.438912:0.008233:0.003276:0.008149:0.008149:0.009056
16,186:@0.530662:0.450053:0.573152:0.450053:0.573152:0.438912:0.530662:0.438912:0.007560:0.007560:0.003024:0.007644:0.007644:0.009056
12,853:@0.636257:0.450053:0.679167:0.450053:0.679167:0.438912:0.636257:0.438912:0.007644:0.007644:0.003108:0.007728:0.007728:0.009056
3,440:@0.747984:0.450053:0.786022:0.450053:0.786022:0.438912:0.747984:0.438912:0.008569:0.003444:0.008485:0.008485:0.009056
287:@0.872564:0.450053:0.897245:0.450053:0.897245:0.438912:0.872564:0.438912:0.007813:0.007813:0.009056
Provisions utilised :@0.058466:0.472562:0.182861:0.472562:0.182861:0.461421:0.058466:0.461421:0.008569:0.005376:0.008821:0.007224:0.003612:0.006384:0.003612:0.008821:0.008569:0.006384:0.004788:0.008401:0.005124:0.003612:0.003696:0.003612:0.006384:0.007897:0.008905:0.004603
in the year:@0.058466:0.488241:0.130929:0.488241:0.130929:0.477099:0.058466:0.477099:0.003360:0.007897:0.004603:0.005309:0.009073:0.008485:0.004032:0.007560:0.008233:0.008065:0.005847
(1,241):@0.315692:0.480580:0.358821:0.480580:0.358821:0.469438:0.315692:0.469438:0.004368:0.007644:0.003108:0.007644:0.007644:0.007644:0.005074
(23,034):@0.411290:0.480580:0.465087:0.480580:0.465087:0.469438:0.411290:0.469438:0.004620:0.008233:0.008149:0.003276:0.008149:0.008149:0.008149:0.005074
(2,061,018):@0.499580:0.480580:0.572026:0.480580:0.572026:0.469438:0.499580:0.469438:0.004536:0.008065:0.003276:0.007981:0.008065:0.008065:0.003192:0.008065:0.008065:0.008065:0.005074
(61,629):@0.626176:0.480580:0.678881:0.480580:0.678881:0.469438:0.626176:0.469438:0.004536:0.007981:0.007981:0.003192:0.007981:0.007981:0.007981:0.005074
(43,014):@0.732695:0.480580:0.785316:0.480580:0.785316:0.469438:0.732695:0.469438:0.004452:0.007981:0.007981:0.003192:0.007981:0.007981:0.007981:0.005074
(18,619):@0.844758:0.480580:0.896707:0.480580:0.896707:0.469438:0.844758:0.469438:0.004284:0.007897:0.007897:0.003108:0.007897:0.007897:0.007897:0.005074
Movement in known claims:@0.058466:0.510749:0.250754:0.510749:0.250754:0.499608:0.058466:0.499608:0.014113:0.009073:0.007981:0.007981:0.013525:0.008065:0.008905:0.005796:0.004368:0.003780:0.007981:0.005628:0.008317:0.009073:0.009157:0.011929:0.009073:0.004872:0.006720:0.004032:0.007560:0.004032:0.012937:0.007392
(1,260):@0.313340:0.510749:0.359610:0.510749:0.359610:0.499608:0.313340:0.499608:0.005124:0.007813:0.003696:0.007813:0.007813:0.007813:0.006200
(109,333):@0.403646:0.510749:0.466045:0.510749:0.466045:0.499608:0.403646:0.499608:0.005124:0.007897:0.007897:0.007897:0.003696:0.007897:0.007897:0.007897:0.006200
2,290,187:@0.507208:0.510749:0.573236:0.510749:0.573236:0.499608:0.507208:0.499608:0.008065:0.003696:0.008149:0.008149:0.008149:0.003864:0.008149:0.008149:0.009661
(89,047):@0.624580:0.510749:0.679671:0.510749:0.679671:0.499608:0.624580:0.499608:0.005208:0.007981:0.007981:0.003780:0.007981:0.007981:0.007981:0.006200
(193,840):@0.722950:0.510749:0.786190:0.510749:0.786190:0.499608:0.722950:0.499608:0.005208:0.008065:0.008065:0.007981:0.003780:0.007981:0.007981:0.007981:0.006200
207,462:@0.844338:0.510749:0.897681:0.510749:0.897681:0.499608:0.844338:0.499608:0.007981:0.007981:0.007981:0.003780:0.007981:0.007981:0.009661
Movement in IBNR:@0.058466:0.537831:0.190405:0.537831:0.190405:0.526690:0.058466:0.526690:0.014113:0.009073:0.007981:0.007981:0.013525:0.008065:0.008905:0.005796:0.004368:0.003780:0.007981:0.005628:0.004284:0.008737:0.010753:0.010971
Transfer between schemes:@0.057626:0.564675:0.241413:0.564675:0.241413:0.553534:0.057626:0.553534:0.008317:0.005376:0.007981:0.008821:0.006636:0.004956:0.008149:0.005460:0.004788:0.009409:0.008317:0.005460:0.011509:0.008401:0.008401:0.008989:0.004872:0.006384:0.006888:0.008569:0.007981:0.013021:0.007981:0.007124
0:@0.351226:0.563303:0.355302:0.563303:0.355302:0.558290:0.351226:0.558290:0.004075
0:@0.458065:0.563303:0.462140:0.563303:0.462140:0.558290:0.458065:0.558290:0.004075
0:@0.564936:0.563303:0.569011:0.563303:0.569011:0.558290:0.564936:0.558290:0.004075
0:@0.671371:0.563303:0.675446:0.563303:0.675446:0.558290:0.671371:0.558290:0.004075
(:@0.723370:0.564675:0.728444:0.564675:0.728444:0.553534:0.723370:0.553534:0.005074
2 0 1:@0.728242:0.563303:0.747856:0.563303:0.747856:0.558290:0.728242:0.558290:0.004075:0.003736:0.004075:0.003653:0.004075
,:@0.751594:0.564675:0.755240:0.564675:0.755240:0.553534:0.751594:0.553534:0.003646
0 0 0:@0.755626:0.563303:0.776336:0.563303:0.776336:0.558290:0.755626:0.558290:0.004075:0.004325:0.004075:0.004159:0.004075
):@0.780658:0.564675:0.785732:0.564675:0.785732:0.553534:0.780658:0.553534:0.005074
2 0 1 , 0 0 0:@0.843918:0.563303:0.892265:0.563303:0.892265:0.558290:0.843918:0.558290:0.004075:0.003993:0.004075:0.003902:0.004075:0.004076:0.001641:0.002307:0.004075:0.004076:0.004075:0.003902:0.004075
Change in discount rate:@0.058046:0.591757:0.221487:0.591757:0.221487:0.580615:0.058046:0.580615:0.009493:0.008737:0.007897:0.008737:0.009073:0.008065:0.005292:0.003360:0.007897:0.005292:0.008905:0.003696:0.006468:0.007056:0.008989:0.008653:0.008653:0.005208:0.005208:0.005292:0.007560:0.005124:0.008787
0:@0.351226:0.590385:0.355302:0.590385:0.355302:0.585371:0.351226:0.585371:0.004075
1 , 0 0 0:@0.430276:0.590385:0.461564:0.590385:0.461564:0.585371:0.430276:0.585371:0.004075:0.003736:0.001641:0.002224:0.004075:0.003736:0.004075:0.003653:0.004075
165,000:@0.520161:0.591757:0.573068:0.591757:0.573068:0.580615:0.520161:0.580615:0.008149:0.008149:0.008065:0.003276:0.008149:0.008065:0.009056
1 , 0 0 0:@0.643565:0.590385:0.674854:0.590385:0.674854:0.585371:0.643565:0.585371:0.004075:0.003736:0.001641:0.002224:0.004075:0.003736:0.004075:0.003653:0.004075
6 , 0 0 0:@0.748404:0.590385:0.781212:0.590385:0.781212:0.585371:0.748404:0.585371:0.004075:0.004159:0.001641:0.002390:0.004075:0.004242:0.004075:0.004076:0.004075
3,000:@0.859291:0.591757:0.896993:0.591757:0.896993:0.580615:0.859291:0.580615:0.008485:0.003360:0.008401:0.008401:0.009056
Provided in the year:@0.058466:0.618541:0.195865:0.618541:0.195865:0.607400:0.058466:0.607400:0.008569:0.005292:0.008821:0.007308:0.003612:0.008905:0.007897:0.008905:0.005628:0.003360:0.007897:0.004603:0.005309:0.009073:0.008485:0.004032:0.007560:0.008233:0.008065:0.005847
( ,:@0.312080:0.618541:0.328242:0.618541:0.328242:0.607400:0.312080:0.607400:0.005074:0.007443:0.003646
2:@0.316952:0.617169:0.321027:0.617169:0.321027:0.612156:0.316952:0.612156:0.004075
0 0 0:@0.329049:0.617169:0.349676:0.617169:0.349676:0.612156:0.329049:0.612156:0.004075:0.004242:0.004075:0.004159:0.004075
):@0.353997:0.618541:0.359071:0.618541:0.359071:0.607400:0.353997:0.607400:0.005074
(55,000):@0.410870:0.618541:0.465003:0.618541:0.465003:0.607400:0.410870:0.607400:0.004620:0.008233:0.008233:0.003276:0.008233:0.008233:0.008233:0.005074
(3,917,000):@0.499160:0.618541:0.571942:0.618541:0.571942:0.607400:0.499160:0.607400:0.004452:0.008065:0.003192:0.008065:0.008149:0.008149:0.003192:0.008149:0.008149:0.008149:0.005074
(228,000):@0.615339:0.618541:0.678713:0.618541:0.678713:0.607400:0.615339:0.607400:0.004536:0.008401:0.008401:0.008401:0.003360:0.008401:0.008401:0.008401:0.005074
(128,000):@0.723370:0.618541:0.785232:0.618541:0.785232:0.607400:0.723370:0.607400:0.004620:0.008149:0.008149:0.008149:0.003276:0.008149:0.008149:0.008149:0.005074
(13,000):@0.843162:0.618541:0.896539:0.618541:0.896539:0.607400:0.843162:0.607400:0.004452:0.008065:0.008149:0.003192:0.008149:0.008149:0.008149:0.005074
Movement in IBNR:@0.058466:0.645623:0.187969:0.645623:0.187969:0.634482:0.058466:0.634482:0.014029:0.009073:0.007476:0.008065:0.013357:0.008149:0.008737:0.005292:0.005292:0.003360:0.007897:0.005628:0.003864:0.008401:0.010837:0.010047
( ,:@0.312080:0.645623:0.328242:0.645623:0.328242:0.634482:0.312080:0.634482:0.005074:0.007443:0.003646
2:@0.316952:0.644251:0.321027:0.644251:0.321027:0.639237:0.316952:0.639237:0.004075
0 0 0:@0.329049:0.644251:0.349676:0.644251:0.349676:0.639237:0.329049:0.639237:0.004075:0.004242:0.004075:0.004159:0.004075
):@0.353997:0.645623:0.359071:0.645623:0.359071:0.634482:0.353997:0.634482:0.005074
(54,000):@0.410114:0.645623:0.465003:0.645623:0.465003:0.634482:0.410114:0.634482:0.004536:0.008317:0.008401:0.003360:0.008401:0.008401:0.008401:0.005074
(3,752,000):@0.497127:0.645623:0.571841:0.645623:0.571841:0.634482:0.497127:0.634482:0.004704:0.008401:0.003360:0.008233:0.008317:0.008317:0.003360:0.008317:0.008317:0.008317:0.005074
(227,000):@0.616935:0.645623:0.678797:0.645623:0.678797:0.634482:0.616935:0.634482:0.004620:0.008149:0.008149:0.008149:0.003276:0.008149:0.008149:0.008149:0.005074
(323,000):@0.722194:0.645623:0.785148:0.645623:0.785148:0.634482:0.722194:0.634482:0.004704:0.008317:0.008317:0.008317:0.003276:0.008317:0.008317:0.008317:0.005074
191,000:@0.845934:0.645623:0.897497:0.645623:0.897497:0.634482:0.845934:0.634482:0.007897:0.007897:0.007813:0.003192:0.007897:0.007813:0.009056
Closing provision for :@0.058046:0.668429:0.203359:0.668429:0.203359:0.657287:0.058046:0.657287:0.009157:0.003612:0.008737:0.006384:0.003696:0.008401:0.008821:0.005628:0.008905:0.005208:0.008821:0.007224:0.003696:0.006384:0.003696:0.008821:0.008569:0.005208:0.004956:0.009241:0.005544:0.004603
known claims:@0.058466:0.683809:0.151863:0.683809:0.151863:0.672668:0.058466:0.672668:0.007897:0.008989:0.009241:0.011341:0.008905:0.004872:0.006972:0.003696:0.007728:0.003612:0.013021:0.007124
55,751:@0.316532:0.676090:0.357762:0.676090:0.357762:0.664948:0.316532:0.664948:0.007308:0.007308:0.002940:0.007308:0.007308:0.009056
1,002,628:@0.402050:0.676090:0.466213:0.676090:0.466213:0.664948:0.402050:0.664948:0.008065:0.003108:0.008149:0.008149:0.008149:0.003192:0.008149:0.008149:0.009056
38,247,332:@0.499580:0.676090:0.572312:0.676090:0.572312:0.664948:0.499580:0.664948:0.008233:0.008233:0.003276:0.008149:0.008149:0.008065:0.003360:0.008149:0.008065:0.009056
2,592,424:@0.614079:0.676090:0.679335:0.676090:0.679335:0.664948:0.614079:0.664948:0.008233:0.003192:0.008233:0.008317:0.008317:0.003276:0.008317:0.008317:0.009056
193,635:@0.734711:0.676090:0.786274:0.676090:0.786274:0.664948:0.734711:0.664948:0.007897:0.007897:0.007813:0.003192:0.007897:0.007813:0.009056
207,462:@0.844758:0.676090:0.896657:0.676090:0.896657:0.664948:0.844758:0.664948:0.007897:0.007897:0.007897:0.003276:0.007981:0.007897:0.009056
Closing provisions for IBNR:@0.058046:0.706616:0.243244:0.706616:0.243244:0.695475:0.058046:0.695475:0.009157:0.003612:0.008737:0.006384:0.003696:0.008401:0.008821:0.005628:0.008989:0.005208:0.008905:0.007308:0.003696:0.006384:0.003696:0.008905:0.008569:0.006468:0.004032:0.005259:0.009526:0.005847:0.004822:0.003864:0.008401:0.010837:0.010047
6 , 0 0 0:@0.321405:0.705244:0.354213:0.705244:0.354213:0.700230:0.321405:0.700230:0.004075:0.004159:0.001641:0.002390:0.004075:0.004242:0.004075:0.004076:0.004075
145,000:@0.413726:0.706616:0.466297:0.706616:0.466297:0.695475:0.413726:0.695475:0.008149:0.008065:0.007981:0.003276:0.008065:0.007981:0.009056
40,639,000:@0.497127:0.706616:0.572631:0.706616:0.572631:0.695475:0.497127:0.695475:0.008485:0.008485:0.003360:0.008569:0.008569:0.008485:0.003444:0.008569:0.008485:0.009056
618,000:@0.626176:0.706616:0.679419:0.706616:0.679419:0.695475:0.626176:0.695475:0.008149:0.008149:0.008149:0.003360:0.008233:0.008149:0.009056
289,000:@0.731855:0.706616:0.786106:0.706616:0.786106:0.695475:0.731855:0.695475:0.008317:0.008401:0.008317:0.003444:0.008401:0.008317:0.009056
191,000:@0.845934:0.706616:0.897497:0.706616:0.897497:0.695475:0.845934:0.695475:0.007897:0.007897:0.007813:0.003192:0.007897:0.007813:0.009056
Restated1total provision:@0.058466:0.729125:0.230089:0.729125:0.230089:0.717983:0.058466:0.717983:0.009829:0.008065:0.006552:0.005796:0.007981:0.005796:0.008065:0.009241:0.007224:0.005796:0.008989:0.005712:0.007981:0.004200:0.005628:0.008821:0.005796:0.008821:0.007813:0.004116:0.006300:0.004116:0.008821:0.010165
 :@0.122142:0.729125:0.126779:0.729125:0.126779:0.717983:0.122142:0.717983:0.004637
 :@0.228661:0.729125:0.233264:0.729125:0.233264:0.717983:0.228661:0.717983:0.004603
as at 31 March 2021:@0.057626:0.744802:0.194891:0.744802:0.194891:0.733661:0.057626:0.733661:0.007981:0.006552:0.004032:0.008233:0.005880:0.004452:0.006804:0.006888:0.006888:0.013777:0.007728:0.005712:0.006888:0.008653:0.004637:0.007544:0.007476:0.007476:0.009661
61,751:@0.316112:0.737142:0.358703:0.737142:0.358703:0.726001:0.316112:0.726001:0.007308:0.007392:0.003444:0.007392:0.007392:0.009661
1,147,628:@0.404385:0.737142:0.467305:0.737142:0.467305:0.726001:0.404385:0.726001:0.007728:0.003612:0.007644:0.007644:0.007644:0.003696:0.007644:0.007644:0.009661
78,886,332:@0.497127:0.737142:0.573068:0.737142:0.573068:0.726001:0.497127:0.726001:0.008401:0.008401:0.003948:0.008317:0.008317:0.008317:0.003948:0.008317:0.008317:0.009661
3,210,424:@0.612903:0.737142:0.680024:0.737142:0.680024:0.726001:0.612903:0.726001:0.008317:0.003948:0.008317:0.008233:0.008233:0.003948:0.008233:0.008233:0.009661
482,635:@0.731435:0.737142:0.786458:0.737142:0.786458:0.726001:0.731435:0.726001:0.008233:0.008317:0.008317:0.003864:0.008317:0.008317:0.009661
398,462:@0.842322:0.737142:0.897345:0.737142:0.897345:0.726001:0.842322:0.726001:0.008233:0.008317:0.008317:0.003864:0.008317:0.008317:0.009661
Analysis of expected timing:@0.057292:0.763333:0.252251:0.763333:0.252251:0.752191:0.057292:0.752191:0.010501:0.009073:0.008065:0.004284:0.008149:0.006636:0.004284:0.006636:0.004872:0.009157:0.005712:0.003276:0.007981:0.008149:0.009241:0.008065:0.007140:0.005796:0.008065:0.009241:0.004452:0.005628:0.004116:0.013189:0.004116:0.008737:0.010400
 :@0.250823:0.763333:0.255427:0.763333:0.255427:0.752191:0.250823:0.752191:0.004603
of discounted cash flows2:@0.058031:0.778714:0.240659:0.778714:0.240659:0.767572:0.058031:0.767572:0.008905:0.005628:0.004032:0.009073:0.004116:0.006384:0.006972:0.008905:0.008821:0.008821:0.005712:0.007897:0.009073:0.005292:0.006972:0.007813:0.006384:0.008653:0.004452:0.005964:0.004368:0.009577:0.012349:0.006804:0.009661
Not later than one year:@0.058466:0.801520:0.218883:0.801520:0.218883:0.790379:0.058466:0.790379:0.011089:0.008569:0.004956:0.004788:0.003780:0.008065:0.005376:0.008317:0.005544:0.003612:0.005376:0.008989:0.008149:0.008989:0.005628:0.008821:0.008569:0.007981:0.004032:0.007644:0.008233:0.008065:0.005847
1 , 0 0 0:@0.323421:0.800148:0.354709:0.800148:0.354709:0.795135:0.323421:0.795135:0.004075:0.003736:0.001641:0.002224:0.004075:0.003736:0.004075:0.003653:0.004075
35,003:@0.420531:0.801520:0.465457:0.801520:0.465457:0.790379:0.420531:0.790379:0.008149:0.008149:0.003276:0.008149:0.008149:0.009056
2,430,244:@0.506048:0.801520:0.572732:0.801520:0.572732:0.790379:0.506048:0.790379:0.008485:0.003360:0.008485:0.008485:0.008485:0.003360:0.008485:0.008485:0.009056
77,006:@0.634661:0.801520:0.679251:0.801520:0.679251:0.790379:0.634661:0.790379:0.008149:0.008065:0.003192:0.008065:0.008065:0.009056
66,790:@0.740743:0.801520:0.786173:0.801520:0.786173:0.790379:0.740743:0.790379:0.008233:0.008233:0.003276:0.008317:0.008317:0.009056
70,372:@0.852403:0.801520:0.896657:0.801520:0.896657:0.790379:0.852403:0.790379:0.008065:0.007981:0.003192:0.007981:0.007981:0.009056
Later than one year and :@0.058466:0.824088:0.226796:0.824088:0.226796:0.812947:0.058466:0.812947:0.007476:0.008065:0.005376:0.008233:0.005544:0.003612:0.005376:0.008989:0.008065:0.008989:0.005292:0.008989:0.008737:0.008065:0.004032:0.007728:0.008317:0.008149:0.005628:0.004603:0.007409:0.008317:0.008737:0.004603
not later than five years:@0.058466:0.839766:0.222680:0.839766:0.222680:0.828625:0.058466:0.828625:0.008569:0.008905:0.005124:0.005208:0.003780:0.008065:0.005376:0.008317:0.005544:0.003612:0.005376:0.008989:0.008065:0.008989:0.004872:0.005040:0.003864:0.007728:0.008401:0.004368:0.007476:0.008065:0.007897:0.005460:0.007124
7,005:@0.323421:0.832047:0.359190:0.832047:0.359190:0.820905:0.323421:0.820905:0.007813:0.003108:0.007897:0.007897:0.009056
143,086:@0.413726:0.832047:0.465961:0.832047:0.465961:0.820905:0.413726:0.820905:0.008065:0.008065:0.007897:0.003276:0.007981:0.007897:0.009056
11,767,324:@0.504032:0.832047:0.573488:0.832047:0.573488:0.820905:0.504032:0.820905:0.007813:0.007813:0.003108:0.007728:0.007728:0.007644:0.003192:0.007728:0.007644:0.009056
315,188:@0.628595:0.832047:0.679822:0.832047:0.679822:0.820905:0.628595:0.820905:0.007897:0.007813:0.007728:0.003192:0.007813:0.007728:0.009056
173,922:@0.735047:0.832047:0.785937:0.832047:0.785937:0.820905:0.735047:0.820905:0.007728:0.007728:0.007644:0.003192:0.007813:0.007728:0.009056
157,870:@0.847194:0.832047:0.897665:0.832047:0.897665:0.820905:0.847194:0.820905:0.007644:0.007644:0.007644:0.003108:0.007728:0.007644:0.009056
Later than five years:@0.058466:0.862276:0.198486:0.862276:0.198486:0.851134:0.058466:0.851134:0.007476:0.008065:0.005376:0.008233:0.005544:0.003612:0.005376:0.008989:0.008065:0.008989:0.004872:0.005259:0.003730:0.007813:0.008569:0.004032:0.007476:0.008065:0.007897:0.005460:0.007124
53,746:@0.315692:0.862276:0.359274:0.862276:0.359274:0.851134:0.315692:0.851134:0.007897:0.007897:0.003108:0.007813:0.007813:0.009056
969,539:@0.412886:0.862276:0.465793:0.862276:0.465793:0.851134:0.412886:0.851134:0.008149:0.008149:0.008065:0.003276:0.008149:0.008065:0.009056
64,688,764:@0.497547:0.862276:0.572715:0.862276:0.572715:0.851134:0.497547:0.851134:0.008569:0.008485:0.003360:0.008485:0.008485:0.008401:0.003444:0.008485:0.008401:0.009056
2,818,230:@0.613323:0.862276:0.679251:0.862276:0.679251:0.851134:0.613323:0.851134:0.008317:0.003276:0.008317:0.008401:0.008401:0.003360:0.008401:0.008401:0.009056
241,923:@0.734711:0.862276:0.785937:0.862276:0.785937:0.851134:0.734711:0.851134:0.007897:0.007813:0.007728:0.003192:0.007813:0.007728:0.009056
170,220:@0.845934:0.862276:0.897497:0.862276:0.897497:0.851134:0.845934:0.851134:0.007897:0.007897:0.007813:0.003192:0.007897:0.007813:0.009056
Restated1total provision:@0.058466:0.885081:0.230089:0.885081:0.230089:0.873940:0.058466:0.873940:0.009829:0.008065:0.006552:0.005796:0.007981:0.005796:0.008065:0.009241:0.007224:0.005796:0.008989:0.005712:0.007981:0.004200:0.005628:0.008821:0.005796:0.008821:0.007813:0.004116:0.006300:0.004116:0.008821:0.010165
 :@0.122142:0.885081:0.126779:0.885081:0.126779:0.873940:0.122142:0.873940:0.004637
 :@0.228661:0.885081:0.233264:0.885081:0.233264:0.873940:0.228661:0.873940:0.004603
as at 31 March 2021:@0.057626:0.900462:0.194891:0.900462:0.194891:0.889321:0.057626:0.889321:0.007981:0.006552:0.004032:0.008233:0.005880:0.004452:0.006804:0.006888:0.006888:0.013777:0.007728:0.005712:0.006888:0.008653:0.004637:0.007544:0.007476:0.007476:0.009661
61,751:@0.316112:0.892743:0.358703:0.892743:0.358703:0.881601:0.316112:0.881601:0.007308:0.007392:0.003444:0.007392:0.007392:0.009661
1,147,628:@0.404385:0.892743:0.467305:0.892743:0.467305:0.881601:0.404385:0.881601:0.007728:0.003612:0.007644:0.007644:0.007644:0.003696:0.007644:0.007644:0.009661
78,886,332:@0.497127:0.892743:0.573068:0.892743:0.573068:0.881601:0.497127:0.881601:0.008401:0.008401:0.003948:0.008317:0.008317:0.008317:0.003948:0.008317:0.008317:0.009661
3,210,424:@0.612903:0.892743:0.680024:0.892743:0.680024:0.881601:0.612903:0.881601:0.008317:0.003948:0.008317:0.008233:0.008233:0.003948:0.008233:0.008233:0.009661
482,635:@0.731435:0.892743:0.786458:0.892743:0.786458:0.881601:0.731435:0.881601:0.008233:0.008317:0.008317:0.003864:0.008317:0.008317:0.009661
398,462:@0.842322:0.892743:0.897345:0.892743:0.897345:0.881601:0.842322:0.881601:0.008233:0.008317:0.008317:0.003864:0.008317:0.008317:0.009661
The opening balance at  1 April 2020 and the closing balance at 31  March 2021  have been  increased by £2,790 million and £2,457  million:@0.057292:0.944025:0.848433:0.944025:0.848433:0.935669:0.057292:0.935669:0.006603:0.007132:0.006767:0.004448:0.007384:0.007233:0.006590:0.007132:0.003049:0.007132:0.007422:0.005305:0.007409:0.006414:0.003049:0.006414:0.007132:0.005822:0.006590:0.004297:0.006414:0.004511:0.003453:0.002180:0.006792:0.002873:0.008128:0.007586:0.004385:0.003049:0.003049:0.004889:0.007220:0.007220:0.007308:0.007308:0.004372:0.006212:0.007132:0.007233:0.004877:0.004272:0.007132:0.006326:0.004877:0.005822:0.003049:0.007094:0.005343:0.002810:0.007132:0.007069:0.005204:0.007409:0.006414:0.003049:0.006414:0.007132:0.005822:0.006590:0.004385:0.006414:0.004272:0.004599:0.005796:0.005885:0.003453:0.003856:0.011316:0.006237:0.004385:0.005607:0.007132:0.005217:0.006552:0.006552:0.006552:0.006552:0.003453:0.004196:0.006893:0.006212:0.006036:0.006225:0.004877:0.007220:0.006590:0.006263:0.007132:0.003453:0.002016:0.003049:0.006943:0.005822:0.004171:0.006389:0.006212:0.005343:0.006414:0.007220:0.005292:0.006804:0.005633:0.004877:0.007397:0.007397:0.002936:0.007397:0.007397:0.007397:0.005292:0.010421:0.003049:0.003049:0.002810:0.003049:0.007031:0.006893:0.004372:0.006414:0.007132:0.007422:0.005242:0.007397:0.007397:0.002734:0.007434:0.007308:0.007308:0.003453:0.002180:0.010244:0.003049:0.002747:0.002860:0.003049:0.006779:0.007132
 :@0.200034:0.944025:0.203486:0.944025:0.203486:0.935669:0.200034:0.935669:0.003453
retrospectively to reflect a prior period adjustment for 2020/21  in  respect of the revaluation of the CNST known claims provision.:@0.058468:0.955725:0.792452:0.955725:0.792452:0.947369:0.058468:0.947369:0.004385:0.006590:0.003982:0.004385:0.007208:0.005343:0.007409:0.006401:0.005822:0.004095:0.003049:0.006036:0.006376:0.003049:0.006099:0.004045:0.004272:0.007384:0.004889:0.004385:0.006590:0.003944:0.003049:0.006313:0.005822:0.004272:0.004360:0.005633:0.005204:0.007409:0.004183:0.003049:0.007384:0.004183:0.004448:0.007220:0.006590:0.004083:0.003049:0.007031:0.007145:0.004788:0.006414:0.007611:0.003049:0.007371:0.005343:0.004272:0.011303:0.006590:0.007434:0.004272:0.004133:0.004120:0.007813:0.004624:0.004032:0.006792:0.006792:0.006578:0.006792:0.004713:0.006792:0.006792:0.003453:0.004045:0.002520:0.005960:0.003453:0.002180:0.004385:0.006363:0.005343:0.007094:0.006590:0.005595:0.004272:0.004385:0.007384:0.003944:0.004385:0.004272:0.007132:0.006326:0.005204:0.004385:0.006590:0.006036:0.006414:0.002873:0.007132:0.006225:0.004272:0.003049:0.007384:0.007132:0.004713:0.007649:0.003944:0.004120:0.004272:0.007132:0.006590:0.004940:0.007800:0.009425:0.006691:0.006603:0.005015:0.006263:0.007132:0.007611:0.009110:0.007359:0.005292:0.005822:0.003049:0.006414:0.002860:0.010849:0.005343:0.004725:0.007409:0.004183:0.007384:0.005809:0.003049:0.005343:0.002785:0.007384:0.006817:0.002734
See Note 7.4 for further details of the revaluation.:@0.058048:0.967662:0.342385:0.967662:0.342385:0.959306:0.058048:0.959306:0.006389:0.006300:0.006300:0.005204:0.008984:0.006968:0.004032:0.006212:0.004877:0.007397:0.002936:0.007397:0.004032:0.004120:0.007813:0.004624:0.003453:0.004360:0.007472:0.004385:0.004599:0.007472:0.006804:0.004385:0.004599:0.007422:0.006590:0.004272:0.006162:0.003049:0.003049:0.005343:0.004020:0.007384:0.003944:0.004461:0.004272:0.007132:0.006326:0.005204:0.004385:0.006590:0.006036:0.006414:0.003049:0.007132:0.006414:0.004272:0.003049:0.007384:0.007132:0.002734