NHS Resolution:@0.116465:0.056159:0.212674:0.056159:0.212674:0.047246:0.116465:0.047246:0.009566:0.009324:0.006892:0.004864:0.008397:0.006973:0.005710:0.007981:0.003816:0.007766:0.005226:0.003587:0.007981:0.008128
Annual report and accounts 2021/22:@0.288185:0.056159:0.513709:0.056159:0.513709:0.047246:0.288185:0.047246:0.009230:0.008142:0.008061:0.008142:0.007215:0.003520:0.005629:0.004958:0.007309:0.008222:0.008236:0.004864:0.004555:0.005011:0.006839:0.007604:0.007725:0.005213:0.006839:0.006422:0.006382:0.008061:0.007806:0.007604:0.004743:0.005697:0.004460:0.006879:0.006973:0.006879:0.006973:0.005038:0.007053:0.007242
135:@0.931480:0.056159:0.952641:0.056159:0.952641:0.047246:0.931480:0.047246:0.006718:0.006718:0.007725
CNSGP:@0.141070:0.140456:0.191435:0.140456:0.191435:0.129315:0.141070:0.129315:0.009405:0.011756:0.008313:0.010580:0.010312
£:@0.149971:0.186661:0.159023:0.186661:0.159023:0.175520:0.149971:0.175520:0.009052
0 0 0:@0.158032:0.185289:0.179738:0.185289:0.179738:0.180276:0.158032:0.180276:0.004073:0.004830:0.004073:0.004656:0.004073
s:@0.184566:0.186661:0.191687:0.186661:0.191687:0.175520:0.184566:0.175520:0.007121
CNSC:@0.256781:0.140456:0.296314:0.140456:0.296314:0.129315:0.256781:0.129315:0.009153:0.011672:0.008229:0.010479
£:@0.254749:0.186661:0.263800:0.186661:0.263800:0.175520:0.254749:0.175520:0.009052
0 0 0:@0.262810:0.185289:0.284516:0.185289:0.284516:0.180276:0.262810:0.180276:0.004073:0.004830:0.004073:0.004656:0.004073
s:@0.289344:0.186661:0.296465:0.186661:0.296465:0.175520:0.289344:0.175520:0.007121
CTIS:@0.368797:0.140456:0.400302:0.140456:0.400302:0.129315:0.368797:0.129315:0.009069:0.008481:0.004534:0.009421
£:@0.359560:0.186661:0.368612:0.186661:0.368612:0.175520:0.359560:0.175520:0.009052
0 0 0:@0.367621:0.185289:0.389327:0.185289:0.389327:0.180276:0.367621:0.180276:0.004073:0.004830:0.004073:0.004656:0.004073
s:@0.394154:0.186661:0.401275:0.186661:0.401275:0.175520:0.394154:0.175520:0.007121
DHSC:@0.464691:0.140456:0.505819:0.140456:0.505819:0.129315:0.464691:0.129315:0.010916:0.011420:0.008313:0.010479
non-clinical:@0.422034:0.155600:0.504308:0.155600:0.504308:0.144459:0.422034:0.144459:0.008985:0.009069:0.009069:0.006046:0.007221:0.004282:0.004282:0.009069:0.004282:0.007221:0.007977:0.004770
£:@0.463935:0.171279:0.472987:0.171279:0.472987:0.160138:0.463935:0.160138:0.009052
0 0 0:@0.471996:0.169907:0.493959:0.169907:0.493959:0.164894:0.471996:0.164894:0.004073:0.004913:0.004073:0.004830:0.004073
s:@0.498949:0.171279:0.506069:0.171279:0.506069:0.160138:0.498949:0.160138:0.007121
PES:@0.584432:0.140456:0.610060:0.140456:0.610060:0.129315:0.584432:0.129315:0.008649:0.007557:0.009421
£:@0.568713:0.186661:0.577765:0.186661:0.577765:0.175520:0.568713:0.175520:0.009052
0 0 0:@0.576774:0.185289:0.598737:0.185289:0.598737:0.180276:0.576774:0.180276:0.004073:0.004913:0.004073:0.004830:0.004073
s:@0.603727:0.186661:0.610847:0.186661:0.610847:0.175520:0.603727:0.175520:0.007121
LTPS:@0.682005:0.140456:0.715106:0.140456:0.715106:0.129315:0.682005:0.129315:0.007137:0.008061:0.008481:0.009421
£:@0.673524:0.186661:0.682576:0.186661:0.682576:0.175520:0.673524:0.175520:0.009052
0 0 0:@0.681585:0.185289:0.703548:0.185289:0.703548:0.180276:0.681585:0.180276:0.004073:0.004913:0.004073:0.004830:0.004073
s:@0.708538:0.186661:0.715659:0.186661:0.715659:0.175520:0.708538:0.175520:0.007121
Total:@0.906457:0.140456:0.942548:0.140456:0.942548:0.129315:0.906457:0.129315:0.008649:0.008985:0.005710:0.007977:0.004770
£:@0.902007:0.186661:0.911059:0.186661:0.911059:0.175520:0.902007:0.175520:0.009052
0 0 0:@0.910068:0.185289:0.932114:0.185289:0.932114:0.180276:0.910068:0.180276:0.004073:0.004996:0.004073:0.004830:0.004073
s:@0.937105:0.186661:0.944225:0.186661:0.944225:0.175520:0.937105:0.175520:0.007121
427:@0.164833:0.216890:0.190259:0.216890:0.190259:0.205749:0.164833:0.205749:0.008145:0.008229:0.009052
0:@0.287346:0.215518:0.291419:0.215518:0.291419:0.210505:0.287346:0.210505:0.004073
0:@0.391805:0.215518:0.395878:0.215518:0.395878:0.210505:0.391805:0.210505:0.004073
9:@0.496599:0.216890:0.505651:0.216890:0.505651:0.205749:0.496599:0.205749:0.009052
0:@0.601394:0.215518:0.605467:0.215518:0.605467:0.210505:0.601394:0.210505:0.004073
26:@0.697708:0.216890:0.714569:0.216890:0.714569:0.205749:0.697708:0.205749:0.007809:0.009052
347,620:@0.888320:0.216890:0.943656:0.216890:0.943656:0.205749:0.888320:0.205749:0.008397:0.008397:0.008313:0.003947:0.008313:0.008313:0.009657
58,235:@0.143505:0.250802:0.190343:0.250802:0.190343:0.239660:0.143505:0.239660:0.008649:0.008565:0.003443:0.008565:0.008565:0.009052
125:@0.272063:0.250802:0.296146:0.250802:0.296146:0.239660:0.272063:0.239660:0.007473:0.007557:0.009052
0:@0.391805:0.249430:0.395878:0.249430:0.395878:0.244416:0.391805:0.244416:0.004073
15,341:@0.460324:0.250802:0.503132:0.250802:0.503132:0.239660:0.460324:0.239660:0.007641:0.007641:0.003023:0.007725:0.007725:0.009052
10,016:@0.565455:0.250802:0.609690:0.250802:0.609690:0.239660:0.565455:0.239660:0.008061:0.007977:0.003191:0.007977:0.007977:0.009052
69,701:@0.669057:0.250802:0.712621:0.250802:0.712621:0.239660:0.669057:0.239660:0.007893:0.007893:0.003107:0.007809:0.007809:0.009052
9,304,759:@0.873776:0.250802:0.943303:0.250802:0.943303:0.239660:0.873776:0.239660:0.008565:0.003947:0.008649:0.008649:0.008649:0.004115:0.008649:0.008649:0.009657
(5,821):@0.143925:0.284713:0.190310:0.284713:0.190310:0.273572:0.143925:0.273572:0.004702:0.008397:0.003359:0.008229:0.008313:0.008313:0.005072
0:@0.287346:0.283341:0.291419:0.283341:0.291419:0.278328:0.287346:0.278328:0.004073
0:@0.391805:0.283341:0.395878:0.283341:0.395878:0.278328:0.391805:0.278328:0.004073
(2,099):@0.457032:0.284713:0.504173:0.284713:0.504173:0.273572:0.457032:0.273572:0.004786:0.008481:0.003443:0.008397:0.008481:0.008481:0.005072
(1,317):@0.564279:0.284713:0.609237:0.284713:0.609237:0.273572:0.564279:0.273572:0.004450:0.008061:0.003275:0.007977:0.008061:0.008061:0.005072
(23,809):@0.656982:0.284713:0.713696:0.284713:0.713696:0.273572:0.656982:0.273572:0.004870:0.008733:0.008649:0.003443:0.008649:0.008649:0.008649:0.005072
(3,130,544):@0.864539:0.284713:0.943035:0.284713:0.943035:0.273572:0.864539:0.273572:0.005542:0.008397:0.003947:0.008397:0.008397:0.008397:0.003947:0.008397:0.008397:0.008481:0.006197
17,141:@0.149971:0.318921:0.189840:0.318921:0.189840:0.307780:0.149971:0.307780:0.006970:0.006970:0.002771:0.007053:0.007053:0.009052
3:@0.287346:0.318921:0.296398:0.318921:0.296398:0.307780:0.287346:0.307780:0.009052
0:@0.391805:0.317550:0.395878:0.317550:0.395878:0.312536:0.391805:0.312536:0.004073
14,916:@0.460660:0.318921:0.504895:0.318921:0.504895:0.307780:0.460660:0.307780:0.008061:0.007977:0.003191:0.007977:0.007977:0.009052
(39):@0.583256:0.319753:0.609153:0.319753:0.609153:0.308611:0.583256:0.308611:0.004534:0.008145:0.008145:0.005072
(6,394):@0.666219:0.318921:0.713696:0.318921:0.713696:0.307780:0.666219:0.307780:0.004702:0.008565:0.003644:0.008363:0.008565:0.008565:0.005072
42,623,207:@0.863700:0.318921:0.942884:0.318921:0.942884:0.307780:0.863700:0.307780:0.008817:0.008733:0.004115:0.008733:0.008733:0.008733:0.004199:0.008733:0.008733:0.009657
136,000:@0.136198:0.352833:0.190510:0.352833:0.190510:0.341691:0.136198:0.341691:0.008397:0.008397:0.008313:0.003443:0.008397:0.008313:0.009052
13,000:@0.249895:0.352833:0.295390:0.352833:0.295390:0.341691:0.249895:0.341691:0.008229:0.008313:0.003275:0.008313:0.008313:0.009052
0:@0.391805:0.351461:0.395878:0.351461:0.395878:0.346447:0.391805:0.346447:0.004073
0:@0.496599:0.351461:0.500673:0.351461:0.500673:0.346447:0.496599:0.346447:0.004073
( ,:@0.562264:0.352833:0.577160:0.352833:0.577160:0.341691:0.562264:0.341691:0.005072:0.006180:0.003644
1 0 0 0:@0.567134:0.351461:0.599835:0.351461:0.599835:0.346447:0.567134:0.346447:0.004073:0.007178:0.004073:0.004656:0.004073:0.004573:0.004073
):@0.604584:0.352833:0.609656:0.352833:0.609656:0.341691:0.604584:0.341691:0.005072
(25,000):@0.656982:0.352833:0.713696:0.352833:0.713696:0.341691:0.656982:0.341691:0.004870:0.008733:0.008649:0.003443:0.008649:0.008649:0.008649:0.005072
(3,378,795):@0.863700:0.352833:0.943035:0.352833:0.943035:0.341691:0.863700:0.341691:0.005542:0.008565:0.004031:0.008481:0.008481:0.008481:0.004031:0.008481:0.008481:0.008565:0.006197
205,555:@0.134604:0.394465:0.190948:0.394465:0.190948:0.383323:0.134604:0.383323:0.008481:0.008481:0.008565:0.004031:0.008565:0.008565:0.009657
13,128:@0.251071:0.394465:0.296666:0.394465:0.296666:0.383323:0.251071:0.383323:0.007977:0.008061:0.003779:0.008061:0.008061:0.009657
0:@0.391385:0.394465:0.401041:0.394465:0.401041:0.383323:0.391385:0.383323:0.009657
28,158:@0.458645:0.394465:0.505584:0.394465:0.505584:0.383323:0.458645:0.383323:0.008397:0.008313:0.003947:0.008313:0.008313:0.009657
7,660:@0.571920:0.394465:0.610379:0.394465:0.610379:0.383323:0.571920:0.383323:0.008313:0.003863:0.008313:0.008313:0.009657
14,498:@0.667478:0.394465:0.715005:0.394465:0.715005:0.383323:0.667478:0.383323:0.008481:0.008481:0.003947:0.008481:0.008481:0.009657
45,418,628:@0.864959:0.394465:0.943303:0.394465:0.943303:0.383323:0.864959:0.383323:0.008649:0.008649:0.004031:0.008649:0.008649:0.008649:0.004115:0.008649:0.008649:0.009657
205,982:@0.133848:0.436394:0.190864:0.436394:0.190864:0.425252:0.133848:0.425252:0.008733:0.008649:0.008649:0.004031:0.008649:0.008649:0.009657
13,128:@0.251071:0.436394:0.296666:0.436394:0.296666:0.425252:0.251071:0.425252:0.007977:0.008061:0.003779:0.008061:0.008061:0.009657
0:@0.391385:0.436394:0.401041:0.436394:0.401041:0.425252:0.391385:0.425252:0.009657
28,167:@0.459065:0.436394:0.505332:0.436394:0.505332:0.425252:0.459065:0.425252:0.008229:0.008229:0.003863:0.008145:0.008145:0.009657
7,660:@0.571920:0.436394:0.610379:0.436394:0.610379:0.425252:0.571920:0.425252:0.008313:0.003863:0.008313:0.008313:0.009657
14,524:@0.667478:0.436394:0.715005:0.436394:0.715005:0.425252:0.667478:0.425252:0.008481:0.008481:0.003947:0.008481:0.008481:0.009657
45,766,248:@0.864120:0.436394:0.943219:0.436394:0.943219:0.425252:0.864120:0.425252:0.008733:0.008733:0.004115:0.008733:0.008733:0.008733:0.004199:0.008733:0.008733:0.009657
Timing of cashflows - known claims provisions:@0.095894:0.499941:0.464859:0.499941:0.464859:0.488799:0.095894:0.488799:0.009489:0.004534:0.014695:0.004534:0.009657:0.009908:0.005626:0.010261:0.006701:0.004870:0.008061:0.009321:0.007389:0.010110:0.006684:0.004770:0.010261:0.013687:0.007389:0.004954:0.008817:0.005290:0.009388:0.010160:0.010261:0.013385:0.009959:0.005626:0.007893:0.004770:0.008582:0.004770:0.014796:0.007389:0.005878:0.010076:0.006466:0.009992:0.008817:0.004770:0.007070:0.004770:0.009841:0.009908:0.007389
The known claims provision calculation (described  later in :@0.095894:0.521196:0.508616:0.521196:0.508616:0.510612:0.095894:0.510612:0.008360:0.008855:0.008344:0.005935:0.007929:0.009285:0.009349:0.011806:0.009030:0.006174:0.007371:0.003861:0.007834:0.003861:0.013513:0.006765:0.005999:0.008823:0.005201:0.008903:0.007307:0.003861:0.006302:0.003861:0.008727:0.008647:0.006461:0.007371:0.008121:0.003861:0.007371:0.009030:0.003861:0.007834:0.005409:0.003861:0.009349:0.009030:0.006366:0.004818:0.008950:0.008153:0.006461:0.007132:0.005377:0.003861:0.008982:0.008057:0.009062:0.004371:0.002521:0.003861:0.007897:0.005409:0.008025:0.005552:0.005536:0.003111:0.007387:0.004371
this note) uses the expected settlement date (ESD) from :@0.095894:0.536280:0.495629:0.536280:0.495629:0.525695:0.095894:0.525695:0.005409:0.008775:0.003861:0.006557:0.006047:0.008823:0.009062:0.005201:0.008153:0.004611:0.006047:0.008647:0.006382:0.007977:0.006461:0.005201:0.005409:0.009030:0.008153:0.005632:0.008344:0.007323:0.009014:0.008344:0.007100:0.005409:0.008105:0.009397:0.006302:0.006765:0.008344:0.005409:0.005409:0.003861:0.008344:0.013737:0.008344:0.009030:0.005409:0.005536:0.009062:0.007897:0.005201:0.008057:0.006047:0.004818:0.007690:0.008232:0.010913:0.004611:0.005201:0.004786:0.005552:0.008982:0.013354:0.004371
individual claims recorded  in the Claims Management :@0.096734:0.551424:0.482413:0.551424:0.482413:0.540840:0.096734:0.540840:0.003861:0.008647:0.008982:0.003861:0.007227:0.003861:0.008903:0.008727:0.007897:0.003861:0.006302:0.007371:0.003861:0.007834:0.003861:0.013513:0.006765:0.005584:0.005297:0.007977:0.007132:0.009062:0.005297:0.008982:0.008057:0.009062:0.004371:0.002425:0.003271:0.007642:0.006047:0.005409:0.009030:0.008153:0.005632:0.009876:0.003861:0.008121:0.004084:0.013944:0.006765:0.006589:0.014327:0.008121:0.009030:0.008121:0.009397:0.008615:0.013737:0.008520:0.009030:0.005409:0.004371
System (CMS) to apply inflation and discounting to :@0.096314:0.566509:0.463040:0.566509:0.463040:0.555925:0.096314:0.555925:0.008153:0.007467:0.006461:0.005409:0.007945:0.013354:0.006047:0.004818:0.009876:0.014614:0.008472:0.004818:0.005345:0.005409:0.009126:0.005632:0.008121:0.009094:0.009381:0.003638:0.007722:0.005632:0.003861:0.008823:0.004994:0.003654:0.008121:0.005153:0.003861:0.009078:0.009030:0.006254:0.007802:0.008647:0.008982:0.006461:0.009397:0.003861:0.006765:0.007179:0.009349:0.008711:0.009030:0.005153:0.003861:0.008823:0.009397:0.005472:0.005121:0.008982:0.004371
reach a valuation.  However, for the disclosure of the :@0.096734:0.581653:0.471979:0.581653:0.471979:0.571069:0.096734:0.571069:0.005297:0.007897:0.007802:0.007052:0.008647:0.006461:0.006797:0.005297:0.007642:0.008392:0.003861:0.009030:0.008121:0.005600:0.003861:0.009349:0.009206:0.003462:0.004371:0.003255:0.010993:0.009158:0.011344:0.008153:0.007467:0.008153:0.005552:0.003271:0.006047:0.004994:0.009541:0.005552:0.004946:0.005409:0.009030:0.008073:0.006047:0.009158:0.003861:0.006557:0.007132:0.003861:0.009078:0.006557:0.008823:0.005377:0.008153:0.005712:0.009349:0.004994:0.004978:0.005409:0.008695:0.008057:0.004371
expected timing of cashflows, this has historically been :@0.096314:0.596738:0.490465:0.596738:0.490465:0.586154:0.096314:0.586154:0.008057:0.007323:0.009046:0.008344:0.007020:0.005409:0.008105:0.009158:0.006047:0.005201:0.003861:0.013354:0.003861:0.008823:0.009397:0.006302:0.009349:0.004754:0.005201:0.007642:0.008121:0.007084:0.009317:0.004994:0.003861:0.009700:0.011838:0.006765:0.003654:0.006047:0.005409:0.009030:0.003861:0.006765:0.005584:0.008727:0.007722:0.006557:0.006047:0.009030:0.003861:0.006509:0.005409:0.009349:0.005313:0.003861:0.007371:0.007834:0.003861:0.003861:0.007483:0.005632:0.008903:0.007802:0.007802:0.008567:0.004371
based on an actuarial view of settlement patterns.:@0.096734:0.611822:0.452355:0.611822:0.452355:0.601238:0.096734:0.601238:0.008982:0.007642:0.006461:0.007897:0.008903:0.006047:0.008567:0.008392:0.006461:0.007642:0.008488:0.006382:0.008121:0.007163:0.005409:0.009030:0.007897:0.005552:0.003861:0.008121:0.003861:0.005472:0.007977:0.004036:0.008647:0.012014:0.005297:0.009349:0.004994:0.005393:0.006765:0.008520:0.005409:0.005409:0.003861:0.008344:0.013928:0.008344:0.009030:0.005409:0.005600:0.009381:0.008121:0.005409:0.005137:0.008344:0.005552:0.008775:0.006765:0.003462
As at 31  March 2022, these two views had diverged :@0.095558:0.633502:0.472335:0.633502:0.472335:0.622917:0.095558:0.622917:0.010291:0.007004:0.005632:0.008121:0.005233:0.005201:0.007467:0.007467:0.004371:0.004866:0.013944:0.007802:0.005377:0.007371:0.008663:0.006382:0.008982:0.009158:0.009062:0.009158:0.003462:0.006190:0.005409:0.009030:0.008073:0.006765:0.008344:0.005456:0.005632:0.012093:0.009748:0.004786:0.007897:0.003861:0.008567:0.011838:0.006972:0.006047:0.008567:0.007562:0.008823:0.006047:0.009062:0.003861:0.007227:0.007977:0.005377:0.009062:0.008057:0.009062:0.004371
considerably, most likely due to the effect of the Covid-19 :@0.096314:0.648646:0.513072:0.648646:0.513072:0.638062:0.096314:0.638062:0.007371:0.008918:0.008823:0.006557:0.003861:0.009078:0.008153:0.005552:0.007802:0.009158:0.003861:0.007483:0.003462:0.006701:0.013354:0.009062:0.006765:0.005073:0.005632:0.003861:0.003606:0.007722:0.008153:0.003861:0.007483:0.005297:0.009062:0.008647:0.008057:0.005632:0.005121:0.008982:0.005201:0.005409:0.009030:0.008153:0.006047:0.008344:0.005169:0.004994:0.008520:0.007371:0.005409:0.005361:0.009349:0.004754:0.005201:0.005409:0.009030:0.008153:0.005632:0.009876:0.009349:0.007642:0.003861:0.009397:0.006382:0.008599:0.008599:0.004371
pandemic on the health and  legal environments,  and :@0.096734:0.663731:0.477116:0.663731:0.477116:0.653146:0.096734:0.653146:0.009381:0.008121:0.009030:0.009158:0.008344:0.013737:0.003861:0.007371:0.005153:0.008567:0.008392:0.006047:0.005409:0.009030:0.008153:0.006047:0.009030:0.007929:0.007897:0.003861:0.005121:0.008823:0.006461:0.007802:0.008647:0.008982:0.004371:0.002425:0.003606:0.007802:0.008823:0.007642:0.003606:0.006047:0.008344:0.009030:0.007642:0.003861:0.005552:0.009349:0.009030:0.013737:0.008344:0.009030:0.005409:0.006765:0.003462:0.004371:0.002457:0.007642:0.008488:0.008823:0.004371
as a  result, an adjustment increasing the provision  by :@0.096314:0.678815:0.477590:0.678815:0.477590:0.668230:0.096314:0.668230:0.007467:0.006206:0.005712:0.006797:0.004371:0.002521:0.005297:0.008057:0.006557:0.008823:0.003861:0.005121:0.003462:0.006366:0.007642:0.008488:0.006461:0.008121:0.009605:0.003861:0.009030:0.006765:0.005409:0.013737:0.008344:0.009206:0.005409:0.005584:0.003861:0.008823:0.007132:0.005377:0.008344:0.007786:0.006765:0.003654:0.008823:0.009158:0.006047:0.005409:0.009030:0.008153:0.006047:0.009062:0.005297:0.008903:0.007307:0.003861:0.006382:0.003861:0.008727:0.008647:0.004371:0.002521:0.008392:0.006892:0.004371
£4.6 billion gross (£2.2  billion  net after allowing for the :@0.096734:0.693959:0.495257:0.693959:0.495257:0.683375:0.096734:0.683375:0.008982:0.009062:0.003462:0.009126:0.006461:0.008823:0.003861:0.003526:0.003861:0.003526:0.008823:0.008647:0.006047:0.008982:0.005297:0.008903:0.006557:0.006557:0.005632:0.004818:0.009126:0.008982:0.003462:0.009126:0.004371:0.002425:0.008903:0.003606:0.003606:0.003606:0.003606:0.008823:0.008567:0.004371:0.002521:0.009030:0.007929:0.005201:0.005632:0.008121:0.004994:0.005409:0.008520:0.005552:0.005281:0.008121:0.004052:0.003861:0.009349:0.011535:0.003861:0.009030:0.009397:0.005696:0.004994:0.009876:0.005552:0.004946:0.005409:0.008695:0.008057:0.004371
prior period adjustment) has been  made to the known :@0.096734:0.709103:0.487567:0.709103:0.487567:0.698519:0.096734:0.698519:0.009062:0.005297:0.003861:0.008727:0.005297:0.005632:0.009062:0.007977:0.005297:0.003861:0.008727:0.008982:0.006047:0.008121:0.009605:0.003861:0.009030:0.006765:0.005409:0.013737:0.008344:0.009285:0.005409:0.004818:0.005983:0.008647:0.007722:0.006557:0.006047:0.008903:0.007802:0.007802:0.008567:0.004371:0.002425:0.013434:0.007897:0.009397:0.007977:0.005297:0.005409:0.009030:0.005297:0.005409:0.009030:0.008153:0.006047:0.007929:0.009206:0.009349:0.011535:0.009030:0.004371
claims provision calculation for the 2021/22 financial :@0.096314:0.724188:0.475133:0.724188:0.475133:0.713604:0.096314:0.713604:0.007371:0.003622:0.007897:0.003861:0.013354:0.006765:0.005919:0.009062:0.005297:0.008903:0.007307:0.003861:0.006382:0.003861:0.008727:0.008647:0.006047:0.007371:0.008121:0.003861:0.007371:0.009030:0.003861:0.007834:0.005409:0.003861:0.009349:0.009030:0.005935:0.004994:0.009541:0.005552:0.004946:0.005409:0.009030:0.008073:0.006047:0.008599:0.008950:0.008599:0.008950:0.006222:0.008807:0.008599:0.006174:0.004994:0.003654:0.009030:0.008121:0.009030:0.007371:0.003861:0.008121:0.003861:0.004371
year. A prior year adjustment has also been  made to :@0.095558:0.739272:0.471936:0.739272:0.471936:0.728687:0.095558:0.728687:0.007307:0.007897:0.007722:0.005201:0.003271:0.006047:0.011248:0.005712:0.009062:0.005377:0.003861:0.008903:0.005377:0.004371:0.007722:0.008344:0.008121:0.005552:0.005855:0.008121:0.009605:0.003861:0.009030:0.006765:0.005409:0.013737:0.008344:0.009030:0.005409:0.005680:0.008727:0.007722:0.006557:0.005632:0.008121:0.003638:0.006557:0.009158:0.005632:0.008982:0.007897:0.007897:0.008647:0.004371:0.002521:0.013434:0.007897:0.009397:0.007977:0.005201:0.005121:0.008982:0.004371
the accounts,  details of which are provided at Note 7.4.:@0.095894:0.754356:0.491178:0.754356:0.491178:0.743771:0.095894:0.743771:0.005409:0.009030:0.008153:0.005632:0.008121:0.007371:0.007594:0.009349:0.009030:0.009030:0.005409:0.006765:0.003462:0.004371:0.002457:0.009158:0.008153:0.005409:0.007865:0.003861:0.003861:0.006461:0.005632:0.009349:0.004754:0.004371:0.011918:0.009397:0.004036:0.007642:0.009397:0.006047:0.007802:0.005297:0.007897:0.006382:0.008982:0.005297:0.008903:0.007307:0.003861:0.008823:0.007977:0.008982:0.006382:0.007802:0.005121:0.006047:0.011248:0.008823:0.005121:0.007897:0.005632:0.009062:0.003701:0.008982:0.003462
This issue highlights the uncertainty in the claims :@0.095894:0.776036:0.448165:0.776036:0.448165:0.765452:0.095894:0.765452:0.008360:0.008679:0.003861:0.006557:0.006047:0.003861:0.006222:0.006302:0.008488:0.007802:0.006382:0.009030:0.003861:0.009030:0.009030:0.003654:0.003861:0.009158:0.008823:0.005409:0.006765:0.005201:0.005409:0.009030:0.008153:0.006382:0.009030:0.009030:0.007546:0.008344:0.005552:0.005409:0.008121:0.003861:0.009030:0.005409:0.007722:0.005584:0.003271:0.007642:0.006047:0.005409:0.009030:0.008153:0.006047:0.007371:0.003542:0.007802:0.003861:0.013178:0.006557:0.004371
environment in  relation to when  individual claims :@0.096314:0.791181:0.451441:0.791181:0.451441:0.780596:0.096314:0.780596:0.008344:0.009030:0.007642:0.003861:0.005377:0.009349:0.009030:0.013737:0.008344:0.009030:0.005409:0.005983:0.003271:0.007642:0.004371:0.002425:0.005377:0.007977:0.003861:0.007722:0.005201:0.003861:0.008903:0.008727:0.006047:0.005409:0.009030:0.004866:0.011918:0.009317:0.008567:0.009317:0.004371:0.002425:0.003861:0.008567:0.009062:0.003861:0.007307:0.003861:0.009078:0.008823:0.007897:0.003861:0.005967:0.007371:0.003622:0.007897:0.003861:0.013354:0.006765:0.004371
are likely to settle, the impact that disruptive :@0.096314:0.806325:0.416645:0.806325:0.416645:0.795741:0.096314:0.795741:0.007562:0.005201:0.007802:0.006461:0.003861:0.003606:0.007562:0.008057:0.003861:0.007307:0.004786:0.005409:0.009126:0.005632:0.006765:0.008344:0.005121:0.005409:0.003861:0.008344:0.003462:0.005871:0.005409:0.009030:0.008153:0.006461:0.003861:0.013513:0.009158:0.008121:0.007163:0.005409:0.004754:0.005409:0.009365:0.008312:0.005409:0.005760:0.009158:0.003861:0.006557:0.005377:0.008727:0.009158:0.005201:0.003861:0.007307:0.008057:0.004371
forces may have on the individual judgements on :@0.095894:0.821349:0.449761:0.821349:0.449761:0.810765:0.095894:0.810765:0.004994:0.009349:0.005552:0.007148:0.008344:0.006765:0.005887:0.013274:0.007802:0.007467:0.005712:0.008823:0.007897:0.007467:0.008057:0.005632:0.008727:0.008567:0.005632:0.005409:0.009030:0.008153:0.006461:0.003861:0.008647:0.008982:0.003861:0.007227:0.003861:0.008903:0.008727:0.007897:0.003861:0.005121:0.003861:0.009030:0.009397:0.009620:0.008344:0.013992:0.008344:0.009206:0.005409:0.007020:0.005632:0.008392:0.008153:0.004371
timing of settlements, and the sensitivity of the :@0.095894:0.836494:0.435625:0.836494:0.435625:0.825909:0.095894:0.825909:0.005201:0.003861:0.013354:0.003861:0.008823:0.009397:0.006302:0.009349:0.004754:0.005297:0.006765:0.008344:0.005409:0.005409:0.003861:0.008344:0.013737:0.008344:0.009030:0.005409:0.006765:0.003462:0.006573:0.007802:0.008647:0.008982:0.006047:0.005409:0.009030:0.008073:0.005712:0.006765:0.008344:0.008743:0.006765:0.003654:0.005409:0.003861:0.007435:0.003861:0.005201:0.007722:0.005121:0.009349:0.004754:0.004866:0.005409:0.008695:0.008057:0.004371
value of the provision to payment patterns.:@0.095558:0.851577:0.402376:0.851577:0.402376:0.840993:0.095558:0.840993:0.007642:0.008121:0.003861:0.008759:0.008344:0.005935:0.009349:0.004754:0.004866:0.005409:0.009030:0.008153:0.006461:0.009062:0.005297:0.008903:0.007307:0.003861:0.006382:0.003861:0.008727:0.008647:0.005632:0.005409:0.009126:0.006047:0.009381:0.008121:0.007514:0.013737:0.008344:0.008823:0.005409:0.005935:0.009381:0.007834:0.005409:0.005409:0.007993:0.005552:0.008807:0.006765:0.003462