| :@0.090268:0.056159:0.099269:0.056159:0.099269:0.047246:0.090268:0.047246:0.005293:0.003708
NHS Resolution :@0.116467:0.056159:0.216478:0.056159:0.216478:0.047246:0.116467:0.047246:0.009566:0.009324:0.006892:0.004864:0.008558:0.007268:0.005576:0.007981:0.003816:0.007766:0.005226:0.003587:0.007981:0.007900:0.003708
Annual report and accounts 2021/22:@0.287766:0.056159:0.513289:0.056159:0.513289:0.047246:0.287766:0.047246:0.009230:0.008142:0.008061:0.008142:0.007215:0.003520:0.005629:0.004958:0.007309:0.008222:0.008236:0.004864:0.004555:0.005011:0.006839:0.007604:0.007725:0.005213:0.006839:0.006422:0.006382:0.008061:0.007806:0.007604:0.004743:0.005697:0.004460:0.006879:0.006973:0.006879:0.006973:0.005038:0.007053:0.007242
•  Scheme developments: :@0.096734:0.102269:0.305433:0.102269:0.305433:0.091127:0.096734:0.091127:0.006466:0.004635:0.012243:0.009237:0.007893:0.009908:0.008817:0.015031:0.008817:0.005206:0.010395:0.009086:0.008901:0.009086:0.004770:0.010261:0.010412:0.015182:0.009086:0.010160:0.006533:0.007389:0.004551:0.004635
There is additionally :@0.306323:0.102144:0.451380:0.102144:0.451380:0.091560:0.306323:0.091560:0.008360:0.008855:0.008344:0.005345:0.008344:0.005935:0.003191:0.005632:0.005632:0.008121:0.009397:0.009190:0.003861:0.005409:0.003669:0.009349:0.009030:0.007818:0.003861:0.003861:0.007483:0.004371
some uncertainty in  relation to the impact of the :@0.120077:0.117526:0.470322:0.117526:0.470322:0.106941:0.120077:0.106941:0.006765:0.008934:0.013354:0.008057:0.006047:0.009030:0.009030:0.007642:0.008344:0.005552:0.005409:0.008121:0.003861:0.009269:0.005409:0.007722:0.005680:0.003271:0.007562:0.004371:0.002521:0.005377:0.007977:0.003861:0.007642:0.005201:0.003861:0.008903:0.008727:0.006047:0.005409:0.009126:0.004866:0.005409:0.009030:0.008153:0.006382:0.003861:0.013513:0.009158:0.008121:0.007371:0.005169:0.005632:0.009349:0.004754:0.004866:0.005409:0.008695:0.008057:0.004371
Early Notification Scheme, which  impacts some :@0.120917:0.133205:0.459404:0.133205:0.459404:0.122620:0.120917:0.122620:0.007642:0.007802:0.005297:0.003861:0.007227:0.005632:0.011679:0.009158:0.005409:0.003861:0.004754:0.003861:0.007132:0.008121:0.005153:0.003861:0.009158:0.009030:0.006334:0.008472:0.007371:0.009030:0.008344:0.013737:0.008344:0.003462:0.005728:0.011758:0.009317:0.003861:0.007642:0.009317:0.004371:0.002521:0.003861:0.013513:0.009381:0.007913:0.007371:0.005217:0.006765:0.005153:0.006461:0.008982:0.013274:0.007977:0.004371
maternity incidents that occurred on or after :@0.120497:0.148585:0.441275:0.148585:0.441275:0.138001:0.120497:0.138001:0.013737:0.008121:0.005600:0.008344:0.005552:0.009030:0.003861:0.005409:0.007722:0.005600:0.003861:0.009030:0.007100:0.003861:0.009158:0.008344:0.008695:0.005409:0.006765:0.005121:0.005409:0.009365:0.008312:0.005409:0.005345:0.009158:0.007371:0.007068:0.008727:0.005377:0.005377:0.008344:0.009030:0.006461:0.008567:0.008312:0.006461:0.008823:0.005297:0.005632:0.008121:0.004994:0.005409:0.008344:0.005377:0.004371
1 April 2017, on claims costs and  reporting trends.:@0.121757:0.164027:0.479835:0.164027:0.479835:0.153442:0.121757:0.153442:0.008599:0.002648:0.010291:0.009190:0.005552:0.003861:0.003861:0.006382:0.009062:0.009158:0.009158:0.009238:0.003701:0.006382:0.008567:0.008392:0.006461:0.007371:0.003861:0.007834:0.003861:0.013434:0.006765:0.005249:0.007132:0.009062:0.006765:0.005073:0.006765:0.005488:0.007802:0.008567:0.008982:0.004371:0.002521:0.005552:0.007961:0.009062:0.008982:0.005377:0.005409:0.003574:0.008647:0.009062:0.006047:0.005409:0.005249:0.008344:0.008615:0.009158:0.006765:0.003462
 :@0.125362:0.164027:0.129734:0.164027:0.129734:0.153442:0.125362:0.153442:0.004371
This year, we have set separate assumptions for :@0.119741:0.186239:0.462408:0.186239:0.462408:0.175655:0.119741:0.175655:0.008360:0.008599:0.003861:0.006557:0.004866:0.007467:0.007977:0.007802:0.005297:0.003271:0.005632:0.012173:0.008823:0.006382:0.008727:0.007802:0.007387:0.007977:0.006047:0.006557:0.007977:0.005201:0.005201:0.006765:0.008344:0.009158:0.008121:0.005552:0.008121:0.005409:0.008344:0.005520:0.008121:0.006765:0.006765:0.009030:0.013737:0.009158:0.005409:0.003861:0.009349:0.008839:0.006765:0.005329:0.004994:0.009349:0.005552:0.004371
claims reported  under the  EN Scheme and those :@0.120077:0.201621:0.468025:0.201621:0.468025:0.191037:0.120077:0.191037:0.007371:0.003622:0.007897:0.003861:0.013354:0.006765:0.005919:0.005377:0.008057:0.009062:0.008982:0.005377:0.005409:0.007945:0.009062:0.004371:0.002425:0.009030:0.008775:0.009397:0.008073:0.005552:0.004770:0.005409:0.009030:0.008153:0.004371:0.002425:0.006972:0.010418:0.006047:0.008472:0.007371:0.008759:0.008344:0.013737:0.008057:0.005712:0.007802:0.008567:0.008982:0.006047:0.005409:0.008775:0.009158:0.006765:0.008344:0.004371
reported outside of the scheme. Assumptions have :@0.120497:0.217003:0.486441:0.217003:0.486441:0.206419:0.120497:0.206419:0.005297:0.007977:0.009062:0.008982:0.005297:0.005201:0.007977:0.009062:0.006461:0.009158:0.009030:0.005153:0.006765:0.003654:0.009397:0.007977:0.005712:0.009349:0.004994:0.004978:0.005409:0.009030:0.008153:0.006047:0.006765:0.007179:0.009030:0.008344:0.013449:0.008344:0.003462:0.005919:0.010291:0.006765:0.007052:0.009030:0.013976:0.009381:0.005409:0.004100:0.009349:0.009206:0.006765:0.005823:0.008727:0.007722:0.007387:0.007977:0.004371
been set based on  EN experience to date and we :@0.120497:0.232385:0.472721:0.232385:0.472721:0.221801:0.120497:0.221801:0.008903:0.007802:0.007802:0.008567:0.006461:0.006557:0.007977:0.005201:0.006047:0.008982:0.007642:0.006461:0.007897:0.008903:0.006047:0.008727:0.008567:0.004371:0.002521:0.006972:0.010322:0.006461:0.008344:0.007323:0.009381:0.008344:0.005552:0.003861:0.008073:0.009030:0.007371:0.008121:0.005201:0.005409:0.009126:0.005632:0.009062:0.007897:0.005201:0.008057:0.006047:0.007802:0.008647:0.008982:0.005632:0.011918:0.008647:0.004371
have assumed that the overall  level of risk of brain :@0.120497:0.247767:0.481559:0.247767:0.481559:0.237183:0.120497:0.237183:0.008727:0.007722:0.007387:0.007977:0.006047:0.007897:0.006557:0.006765:0.008599:0.013434:0.008057:0.009158:0.006047:0.005409:0.009365:0.008312:0.005409:0.005424:0.005409:0.009030:0.008073:0.005712:0.008903:0.007307:0.008057:0.005297:0.007722:0.003861:0.003526:0.004371:0.002521:0.003526:0.007722:0.007132:0.007802:0.003606:0.006461:0.009349:0.004754:0.005632:0.005377:0.003861:0.006557:0.007642:0.005201:0.009349:0.004754:0.006047:0.008903:0.005201:0.007562:0.003606:0.008567:0.004371
damage of babies at birth  is similar to that seen :@0.120077:0.263208:0.462680:0.263208:0.462680:0.252624:0.120077:0.252624:0.009397:0.007897:0.013513:0.008121:0.009397:0.008089:0.006047:0.009349:0.004754:0.005712:0.009158:0.007897:0.009158:0.003861:0.007977:0.006765:0.005153:0.008121:0.005153:0.006047:0.008823:0.003861:0.005121:0.005121:0.008567:0.004371:0.002425:0.003191:0.005712:0.005632:0.006765:0.003654:0.013354:0.003861:0.003861:0.007818:0.005552:0.005105:0.005121:0.008982:0.005297:0.005409:0.009365:0.008312:0.005409:0.005760:0.006382:0.007722:0.007722:0.008392:0.004371
in  previous years but that the Early Notification :@0.120497:0.278886:0.456974:0.278886:0.456974:0.268301:0.120497:0.268301:0.003271:0.007642:0.004371:0.002425:0.009062:0.005297:0.008057:0.007387:0.003861:0.008982:0.008823:0.006765:0.004659:0.007722:0.008344:0.007945:0.005552:0.006765:0.005568:0.009381:0.008759:0.005409:0.004675:0.005409:0.009365:0.008312:0.005409:0.005424:0.005409:0.009030:0.008073:0.006461:0.007802:0.007897:0.005377:0.003861:0.007307:0.005632:0.011679:0.009062:0.005409:0.003654:0.004994:0.003654:0.007371:0.007834:0.005201:0.003861:0.009078:0.008823:0.004371
Scheme brings forward the reporting of those :@0.120077:0.294268:0.450523:0.294268:0.450523:0.283683:0.120077:0.283683:0.008472:0.007371:0.008839:0.008344:0.013737:0.008057:0.006047:0.009062:0.005377:0.003861:0.008647:0.009158:0.006765:0.004738:0.004994:0.009700:0.005552:0.011822:0.008312:0.005552:0.009652:0.006047:0.005409:0.009030:0.008153:0.006047:0.005552:0.007961:0.009062:0.008982:0.005377:0.005409:0.003574:0.008647:0.009062:0.006461:0.009349:0.004754:0.005201:0.005409:0.008695:0.009062:0.006765:0.008009:0.004371
claims.  It will take several more years to ascertain :@0.120077:0.309650:0.472779:0.309650:0.472779:0.299065:0.120077:0.299065:0.007132:0.003861:0.007818:0.003861:0.013354:0.006765:0.003223:0.004371:0.003271:0.003606:0.004451:0.004371:0.011535:0.003861:0.004084:0.003861:0.006126:0.005409:0.008121:0.008216:0.008344:0.005760:0.006765:0.007850:0.007387:0.007977:0.005297:0.007802:0.003861:0.006717:0.013274:0.008903:0.005297:0.007977:0.004866:0.007722:0.008344:0.007945:0.005552:0.006765:0.005153:0.005409:0.009126:0.005632:0.007897:0.006557:0.007371:0.007993:0.005552:0.005409:0.007850:0.003861:0.008823:0.004371
fully what the impact of the  EN Scheme may be.:@0.119741:0.325091:0.463876:0.325091:0.463876:0.314506:0.119741:0.314506:0.004994:0.009030:0.003861:0.003861:0.007722:0.004371:0.012349:0.009828:0.008727:0.005791:0.004786:0.005409:0.009030:0.008153:0.006461:0.003861:0.013513:0.009158:0.008121:0.007163:0.005409:0.005169:0.009349:0.005185:0.004786:0.005409:0.009030:0.008153:0.004371:0.002521:0.006797:0.010083:0.006461:0.008472:0.007371:0.008839:0.008344:0.013737:0.008057:0.006047:0.013513:0.007897:0.007722:0.005552:0.008647:0.007562:0.003462
The provisions in  respect of GP Indemnity claims rely :@0.119741:0.347304:0.496551:0.347304:0.496551:0.336719:0.119741:0.336719:0.008360:0.008775:0.008344:0.005935:0.009158:0.005377:0.008982:0.007387:0.003861:0.006461:0.003861:0.008903:0.008823:0.006557:0.006047:0.003271:0.007562:0.004371:0.002521:0.005377:0.008057:0.006557:0.009158:0.008057:0.007132:0.005201:0.005632:0.009349:0.004754:0.006047:0.010657:0.008727:0.005632:0.004244:0.009030:0.009142:0.008153:0.013513:0.009030:0.003654:0.005409:0.007530:0.005712:0.007132:0.003861:0.007818:0.003861:0.013354:0.006765:0.005919:0.005121:0.007642:0.003526:0.007132:0.004371
on  historical claims data provided  by organisations :@0.120077:0.362686:0.482926:0.362686:0.482926:0.352101:0.120077:0.352101:0.008567:0.008392:0.004371:0.002521:0.008727:0.003861:0.006382:0.005409:0.008950:0.005377:0.003861:0.007052:0.007802:0.003861:0.005967:0.007371:0.003861:0.007834:0.003861:0.013513:0.006765:0.005584:0.009397:0.007738:0.005201:0.007897:0.006461:0.008903:0.005297:0.008903:0.007307:0.003861:0.008823:0.007977:0.008982:0.004371:0.002521:0.008647:0.007052:0.005201:0.009349:0.005552:0.009397:0.007945:0.009030:0.003861:0.006589:0.008121:0.005409:0.003861:0.009142:0.009030:0.006765:0.004371
with different claims processes and systems.:@0.119322:0.378066:0.431803:0.378066:0.431803:0.367482:0.119322:0.367482:0.011758:0.003861:0.005712:0.009317:0.006382:0.009397:0.004036:0.004994:0.004994:0.008344:0.005552:0.008344:0.009030:0.005409:0.005648:0.007371:0.003622:0.007897:0.003861:0.013354:0.006765:0.005919:0.009158:0.005552:0.008887:0.007132:0.008057:0.006557:0.006461:0.008153:0.006557:0.005632:0.007802:0.008567:0.008982:0.006461:0.006557:0.007467:0.006461:0.005409:0.007865:0.013274:0.006461:0.003462
This, together with any changes in claims :@0.119741:0.400339:0.418055:0.400339:0.418055:0.389754:0.119741:0.389754:0.008360:0.008775:0.003861:0.006765:0.003223:0.006047:0.005409:0.009349:0.009397:0.008344:0.005616:0.009030:0.008520:0.005552:0.004866:0.011758:0.003861:0.005712:0.009317:0.006461:0.008121:0.008839:0.007722:0.005121:0.007371:0.009030:0.008121:0.009030:0.009397:0.008344:0.006765:0.005680:0.003366:0.007897:0.006047:0.007371:0.003622:0.007897:0.003861:0.013354:0.006765:0.004371
development following the recent changes :@0.120077:0.415719:0.428841:0.415719:0.428841:0.405135:0.120077:0.405135:0.009397:0.008153:0.007642:0.008344:0.003861:0.009349:0.009381:0.013481:0.008344:0.009030:0.005409:0.005185:0.004994:0.009349:0.003861:0.003861:0.009349:0.011742:0.003861:0.009030:0.009620:0.006047:0.005409:0.009030:0.008153:0.006047:0.005552:0.008344:0.007179:0.008344:0.009030:0.005137:0.005201:0.007371:0.009030:0.007945:0.009030:0.009190:0.008344:0.006765:0.004371
in these arrangements with the take-on of :@0.120497:0.431101:0.426421:0.431101:0.426421:0.420517:0.120497:0.420517:0.003271:0.007642:0.006047:0.005409:0.009030:0.008073:0.006765:0.008344:0.005456:0.008121:0.005552:0.005552:0.008121:0.009030:0.009636:0.008344:0.013912:0.008344:0.009206:0.005409:0.006765:0.004786:0.011918:0.004036:0.005712:0.009397:0.005632:0.005409:0.009030:0.008153:0.005632:0.005409:0.007945:0.007722:0.008344:0.006190:0.009158:0.009030:0.006254:0.008982:0.004786:0.004371
claims from two MDOs, contributes to the :@0.120077:0.446780:0.424709:0.446780:0.424709:0.436196:0.120077:0.436196:0.007371:0.003622:0.007897:0.003861:0.013354:0.006765:0.005153:0.004786:0.005552:0.009142:0.013513:0.005632:0.005712:0.012253:0.009908:0.006047:0.014327:0.010865:0.011838:0.006765:0.003462:0.006318:0.007371:0.009349:0.009030:0.005409:0.005552:0.003861:0.009381:0.009030:0.005409:0.008344:0.006765:0.004722:0.005409:0.009126:0.005201:0.005409:0.008695:0.008057:0.004371
uncertainty inherent in these provisions.:@0.120497:0.462161:0.402394:0.462161:0.402394:0.451576:0.120497:0.451576:0.009030:0.009030:0.007546:0.008344:0.005552:0.005409:0.008121:0.003861:0.009030:0.005409:0.007722:0.005584:0.003861:0.009030:0.009030:0.008344:0.005552:0.008344:0.009030:0.005409:0.005472:0.003271:0.007642:0.006047:0.005409:0.009030:0.008073:0.006765:0.008344:0.006302:0.009062:0.005297:0.008982:0.007387:0.003861:0.006382:0.003861:0.008823:0.008727:0.006461:0.003462
Table 28 shows a summary of the key assumptions :@0.536065:0.102144:0.901579:0.102144:0.901579:0.091560:0.536065:0.091560:0.007977:0.007562:0.008903:0.003606:0.007802:0.005632:0.008599:0.008775:0.006047:0.006765:0.009030:0.009557:0.011535:0.007020:0.005632:0.006892:0.006047:0.006765:0.009030:0.013928:0.013737:0.008121:0.005552:0.007722:0.005265:0.009349:0.004754:0.004866:0.005409:0.009030:0.008073:0.006461:0.007562:0.008057:0.007387:0.005201:0.008121:0.006765:0.006765:0.008743:0.013737:0.009381:0.005185:0.003861:0.009349:0.009030:0.006557:0.004371
used to determine the CNST IBNR provision, as the :@0.536905:0.117526:0.901190:0.117526:0.901190:0.106941:0.536905:0.106941:0.008392:0.006302:0.007897:0.008823:0.006047:0.005409:0.009126:0.005632:0.009397:0.008344:0.005409:0.008089:0.005552:0.013737:0.003861:0.008759:0.008344:0.005504:0.005409:0.009030:0.008153:0.005632:0.009876:0.011934:0.008472:0.008360:0.005696:0.003941:0.008392:0.011088:0.008823:0.006047:0.009158:0.005377:0.009062:0.007467:0.003861:0.006557:0.003861:0.008982:0.008823:0.003462:0.006366:0.007722:0.006382:0.005201:0.005409:0.008695:0.008057:0.004371
CNST IBNR provision is the largest single element of :@0.536485:0.133205:0.908811:0.133205:0.908811:0.122620:0.536485:0.122620:0.009876:0.011710:0.008472:0.008360:0.005919:0.003941:0.008392:0.011088:0.008823:0.006047:0.009062:0.005297:0.008903:0.007307:0.003861:0.006382:0.003861:0.008727:0.008647:0.006461:0.003366:0.005871:0.004866:0.005409:0.009030:0.008344:0.006190:0.003861:0.007897:0.005377:0.009158:0.008153:0.006765:0.005153:0.005712:0.006461:0.003861:0.008647:0.009062:0.003861:0.007977:0.005632:0.008344:0.003861:0.008536:0.013737:0.008344:0.009030:0.005409:0.005217:0.008903:0.004786:0.004371
total  provisions, and therefore where uncertainty has :@0.536065:0.148585:0.917278:0.148585:0.917278:0.138001:0.536065:0.138001:0.005409:0.009030:0.005201:0.008121:0.003638:0.004371:0.002521:0.009062:0.005377:0.009062:0.007467:0.003861:0.006557:0.003861:0.008982:0.008823:0.006557:0.003462:0.006366:0.007802:0.008567:0.008982:0.006047:0.005409:0.009030:0.008344:0.005552:0.008344:0.004994:0.009349:0.005552:0.008344:0.004770:0.011918:0.009397:0.008647:0.005552:0.008807:0.006047:0.009030:0.009030:0.007642:0.008344:0.005552:0.005409:0.008121:0.003861:0.009269:0.005409:0.007722:0.005680:0.008567:0.007642:0.006382:0.004371
the greatest effect.  For each assumption, the degree :@0.536065:0.163966:0.913688:0.163966:0.913688:0.153382:0.536065:0.153382:0.005409:0.009030:0.008153:0.006047:0.009158:0.005552:0.008137:0.008121:0.005233:0.008344:0.006765:0.005121:0.005632:0.008344:0.004994:0.004994:0.008536:0.007371:0.005409:0.003462:0.004371:0.002904:0.007387:0.008727:0.005201:0.005297:0.008057:0.007897:0.007132:0.008727:0.006461:0.008121:0.006765:0.006940:0.009030:0.013737:0.009381:0.005409:0.003861:0.009349:0.009030:0.003462:0.006015:0.005409:0.009030:0.008073:0.005712:0.009158:0.008057:0.009158:0.005377:0.008153:0.008057:0.004371
of uncertainty in the assumption and the impact of :@0.536485:0.179407:0.904392:0.179407:0.904392:0.168823:0.536485:0.168823:0.009349:0.004754:0.006047:0.009030:0.009030:0.007546:0.008344:0.005552:0.005409:0.008121:0.003861:0.009030:0.005409:0.007722:0.005584:0.003366:0.007897:0.005632:0.005409:0.009030:0.008153:0.006047:0.008121:0.006573:0.006765:0.008775:0.013513:0.009381:0.005153:0.003861:0.009158:0.009030:0.006334:0.007802:0.008647:0.008982:0.006047:0.005409:0.009030:0.008073:0.006047:0.003861:0.013737:0.009190:0.008121:0.007371:0.005409:0.005137:0.008903:0.004786:0.004371
the assumption on the level of provisions has been :@0.536065:0.194789:0.900765:0.194789:0.900765:0.184205:0.536065:0.184205:0.005409:0.009030:0.008153:0.006047:0.008121:0.006573:0.006765:0.008775:0.013513:0.009381:0.005153:0.003861:0.009158:0.009030:0.006334:0.008567:0.008312:0.006047:0.005409:0.009030:0.008153:0.006047:0.003526:0.007722:0.007132:0.007802:0.003606:0.006047:0.009349:0.005185:0.005632:0.009158:0.005377:0.008982:0.007387:0.003861:0.006461:0.003861:0.008903:0.008823:0.006557:0.006047:0.008727:0.007722:0.006557:0.006047:0.008823:0.007802:0.007802:0.008567:0.004371
categorised subjectively as 'high',  'medium' or 'low'. :@0.536485:0.210171:0.913167:0.210171:0.913167:0.199587:0.536485:0.199587:0.007371:0.008121:0.005409:0.007993:0.009397:0.008998:0.005552:0.003685:0.006765:0.008105:0.009397:0.005887:0.006765:0.008855:0.009381:0.003861:0.008089:0.007371:0.005217:0.003861:0.007642:0.008153:0.003861:0.007722:0.005042:0.007722:0.006382:0.006047:0.003669:0.009429:0.004036:0.009748:0.009397:0.003669:0.003638:0.004371:0.002425:0.003669:0.013960:0.008344:0.009620:0.003861:0.009030:0.013737:0.003861:0.006461:0.008823:0.005297:0.005632:0.003861:0.004036:0.009748:0.012014:0.003861:0.003462:0.004371
Where appropriate the same assumptions are used for :@0.535645:0.225850:0.927962:0.225850:0.927962:0.215265:0.535645:0.215265:0.015204:0.009317:0.008344:0.005839:0.008344:0.005760:0.008121:0.009174:0.009381:0.005552:0.009078:0.009381:0.005552:0.003622:0.008121:0.005233:0.008344:0.005504:0.005409:0.009030:0.008153:0.005632:0.006765:0.007850:0.013513:0.008153:0.005632:0.008121:0.006765:0.006765:0.009030:0.013737:0.009158:0.005409:0.003861:0.009349:0.008839:0.006765:0.005744:0.007722:0.005297:0.007897:0.006047:0.008567:0.006382:0.007977:0.008903:0.005712:0.004994:0.009349:0.005552:0.004371
the CNST settled  PPOs and known claims provisions.:@0.536065:0.241232:0.907913:0.241232:0.907913:0.230647:0.536065:0.230647:0.005409:0.009030:0.008153:0.006047:0.009876:0.011710:0.008472:0.008360:0.005089:0.006557:0.008057:0.005201:0.005409:0.003574:0.008057:0.009062:0.004371:0.002936:0.008153:0.008312:0.011088:0.006302:0.005632:0.007802:0.008647:0.008982:0.006382:0.007929:0.009206:0.009349:0.011902:0.009238:0.006461:0.007132:0.003861:0.007818:0.003861:0.013354:0.006765:0.005919:0.009062:0.005377:0.008982:0.007387:0.003861:0.006382:0.003861:0.008823:0.008727:0.006461:0.003462
Key assumptions in the:@0.537644:0.270626:0.792369:0.270626:0.792369:0.255028:0.537644:0.255028:0.015024:0.012438:0.012438:0.007312:0.012649:0.010345:0.010086:0.014225:0.021302:0.014577:0.009146:0.006419:0.014366:0.014225:0.010110:0.008394:0.005784:0.012344:0.008064:0.008911:0.013848:0.012720
 :@0.791989:0.270626:0.798431:0.270626:0.798431:0.255028:0.791989:0.255028:0.006442
CNST IBNR provision:@0.536905:0.291709:0.760265:0.291709:0.760265:0.276111:0.536905:0.276111:0.013778:0.017375:0.012344:0.012931:0.008064:0.006724:0.013425:0.016552:0.013684:0.008394:0.014013:0.008981:0.013848:0.012344:0.006466:0.009992:0.006372:0.013848:0.014225
The impacts of the various assumptions can :@0.536065:0.312798:0.850413:0.312798:0.850413:0.302214:0.536065:0.302214:0.008360:0.008775:0.008344:0.005935:0.003861:0.013737:0.009110:0.008121:0.007371:0.005169:0.006765:0.005584:0.009349:0.004754:0.004786:0.005409:0.009030:0.008153:0.005297:0.007642:0.008121:0.005552:0.003861:0.009078:0.009030:0.006765:0.005536:0.008121:0.006765:0.006765:0.009030:0.013737:0.009158:0.005409:0.003861:0.009349:0.008839:0.006765:0.005744:0.006892:0.007562:0.008488:0.004371
be found detailed  in  Figure 32:  CNST IBNR :@0.536905:0.328179:0.842749:0.328179:0.842749:0.317595:0.536905:0.317595:0.008567:0.007562:0.005632:0.004994:0.009349:0.008839:0.009030:0.009397:0.006350:0.009397:0.007897:0.005409:0.007690:0.003861:0.003861:0.007977:0.009158:0.004371:0.002425:0.003271:0.007642:0.004371:0.002425:0.007467:0.003861:0.008823:0.008567:0.005297:0.007977:0.005632:0.008903:0.008903:0.003462:0.004371:0.002585:0.009876:0.011710:0.008472:0.008360:0.005919:0.003941:0.008232:0.010913:0.008727:0.004371
sensitivities as at 31  March 2022 (page  148).:@0.536485:0.343620:0.853816:0.343620:0.853816:0.333036:0.536485:0.333036:0.006765:0.008344:0.008743:0.006765:0.003654:0.005409:0.003861:0.007355:0.003861:0.005201:0.003861:0.008057:0.006765:0.005153:0.007722:0.006382:0.005632:0.008121:0.005233:0.005201:0.007227:0.007307:0.004371:0.005281:0.013944:0.007802:0.005377:0.007371:0.008663:0.006047:0.008982:0.009062:0.008903:0.008903:0.006461:0.004611:0.009062:0.007897:0.009062:0.008057:0.004371:0.003271:0.008232:0.008392:0.008312:0.004818:0.003462