:@0.120984:0.058666:0.126023:0.058666:0.126023:0.042888:0.120984:0.042888:0.005039
 :@0.120984:0.075057:0.126023:0.075057:0.126023:0.059279:0.120984:0.059279:0.005039
 :@0.120984:0.091448:0.126023:0.091448:0.126023:0.075670:0.120984:0.075670:0.005039
1 :@0.908688:0.957543:0.924123:0.957543:0.924123:0.942922:0.908688:0.942922:0.010280:0.005155
Factsheet 1: :@0.120984:0.141842:0.354166:0.141842:0.354166:0.110058:0.120984:0.110058:0.024632:0.022415:0.020157:0.011207:0.020157:0.022415:0.022415:0.022415:0.011207:0.011291:0.022375:0.011288:0.011207
Basic information :@0.354246:0.141603:0.661552:0.141603:0.661552:0.111090:0.354246:0.111090:0.025814:0.021518:0.019196:0.008592:0.019351:0.010759:0.008592:0.021596:0.010488:0.021518:0.012888:0.032239:0.021596:0.010759:0.008398:0.021518:0.021724:0.010759
 :@0.661275:0.141603:0.672034:0.141603:0.672034:0.111090:0.661275:0.111090:0.010759
 :@0.120984:0.172629:0.126587:0.172629:0.126587:0.156737:0.120984:0.156737:0.005604
 :@0.181449:0.203273:0.187052:0.203273:0.187052:0.187381:0.181449:0.187381:0.005604
NHS Resolution (formerly NHS Litigation Authority) was established in 1995 as a Special :@0.120984:0.224414:0.851235:0.224414:0.851235:0.209793:0.120984:0.209793:0.013304:0.013304:0.012284:0.005253:0.013297:0.010311:0.009272:0.010255:0.004024:0.010311:0.005155:0.004117:0.010255:0.010277:0.005241:0.006045:0.005415:0.010070:0.006231:0.015503:0.010070:0.006231:0.003839:0.009068:0.005230:0.013297:0.013297:0.012295:0.005230:0.010311:0.004006:0.005230:0.004024:0.010459:0.010311:0.005155:0.004117:0.010255:0.010311:0.005155:0.012369:0.010051:0.005230:0.010311:0.010255:0.006231:0.004024:0.005044:0.009068:0.006532:0.005241:0.013111:0.010311:0.009272:0.005155:0.010311:0.009272:0.005248:0.010311:0.010255:0.004024:0.004024:0.009272:0.010311:0.010255:0.010311:0.005155:0.004117:0.010255:0.005230:0.010311:0.010051:0.010311:0.010255:0.005230:0.010311:0.009272:0.005155:0.010125:0.005230:0.012295:0.010311:0.010255:0.009272:0.004024:0.010311:0.004006:0.005155
Health Authority and is a not-for-profit arm’s length body of the Department of Health.  :@0.120984:0.239380:0.826932:0.239380:0.826932:0.224759:0.120984:0.224759:0.013297:0.010311:0.010255:0.004024:0.005230:0.010311:0.005155:0.012369:0.010311:0.005155:0.010311:0.010311:0.006175:0.003876:0.005230:0.009068:0.005230:0.010311:0.010255:0.010311:0.005155:0.004117:0.009272:0.005155:0.010125:0.005230:0.010311:0.010255:0.005139:0.006047:0.005415:0.010070:0.006285:0.006249:0.010070:0.006231:0.010070:0.005415:0.004024:0.005044:0.005230:0.010311:0.006009:0.015503:0.004024:0.009272:0.005230:0.004024:0.010311:0.010051:0.010459:0.005044:0.010311:0.005155:0.010311:0.010311:0.010311:0.009031:0.005230:0.010070:0.005415:0.005044:0.005230:0.010311:0.010255:0.005230:0.013297:0.010311:0.010255:0.010070:0.006231:0.005044:0.015503:0.010311:0.010051:0.005230:0.005230:0.010070:0.005230:0.005230:0.013297:0.010311:0.010255:0.004024:0.005230:0.010070:0.005230:0.005460:0.005155
In April 2017, it changed its operating name to NHS Resolution to better reflect its work in :@0.120984:0.266318:0.855466:0.266318:0.855466:0.251697:0.120984:0.251697:0.005230:0.010311:0.005155:0.012369:0.010311:0.006175:0.004061:0.004024:0.005230:0.010311:0.010255:0.010311:0.010051:0.005230:0.005230:0.004024:0.005044:0.005230:0.009272:0.010311:0.010255:0.010070:0.010459:0.010311:0.010051:0.005044:0.004024:0.005230:0.009272:0.005230:0.010311:0.010255:0.010311:0.006175:0.010125:0.005230:0.004024:0.010070:0.010459:0.005230:0.010311:0.010051:0.015503:0.010311:0.005007:0.005230:0.010311:0.005155:0.013389:0.013074:0.012295:0.005230:0.013297:0.010311:0.009272:0.010255:0.004024:0.010311:0.005155:0.004117:0.010255:0.010311:0.005155:0.005285:0.010070:0.005230:0.010630:0.010311:0.005007:0.005230:0.010311:0.006009:0.005230:0.006231:0.010070:0.005044:0.004024:0.010311:0.009272:0.005155:0.005285:0.004024:0.005230:0.009068:0.005230:0.013111:0.010311:0.006175:0.009272:0.005267:0.004024:0.010311:0.005155
handling and resolving negligence claims. NHS Resolution handles negligence claims on :@0.120984:0.281284:0.852347:0.281284:0.852347:0.266663:0.120984:0.266663:0.010311:0.010255:0.010311:0.010255:0.004024:0.004024:0.010311:0.010441:0.005230:0.010311:0.010255:0.010311:0.005007:0.006231:0.010311:0.009272:0.010255:0.004024:0.009068:0.004024:0.010311:0.010441:0.005230:0.010070:0.010311:0.010441:0.004024:0.004024:0.010459:0.010311:0.010051:0.009272:0.010311:0.005155:0.009272:0.004117:0.010255:0.004024:0.015503:0.009068:0.005230:0.005230:0.013297:0.013297:0.012295:0.005230:0.013111:0.010311:0.009272:0.010255:0.004024:0.010311:0.005155:0.004117:0.010255:0.010311:0.005155:0.010311:0.010311:0.010311:0.010237:0.004024:0.010311:0.009272:0.005155:0.010311:0.010107:0.010459:0.004024:0.004024:0.010311:0.010255:0.010311:0.009272:0.010255:0.005230:0.009272:0.004024:0.010311:0.004006:0.015503:0.009068:0.005230:0.010311:0.010255:0.005155
behalf of NHS organisations and independent sector providers of NHS care in England who :@0.120984:0.296392:0.872839:0.296392:0.872839:0.281771:0.120984:0.281771:0.010311:0.010255:0.010311:0.010255:0.004024:0.005230:0.005230:0.010070:0.005230:0.005230:0.013297:0.013297:0.012295:0.005230:0.010311:0.006009:0.010459:0.010311:0.010255:0.004024:0.009272:0.010070:0.005230:0.004024:0.010311:0.010255:0.009272:0.005230:0.010311:0.010255:0.010311:0.005155:0.004117:0.010255:0.010311:0.010255:0.010311:0.010255:0.010311:0.010255:0.010311:0.010051:0.005230:0.005230:0.009272:0.010070:0.009272:0.005230:0.010311:0.006009:0.005230:0.010311:0.006175:0.010311:0.009087:0.004024:0.010311:0.010255:0.006231:0.009272:0.005230:0.010070:0.005230:0.005230:0.013297:0.013297:0.012295:0.005230:0.009272:0.010070:0.006231:0.010311:0.005155:0.004117:0.010255:0.005230:0.012295:0.010070:0.010459:0.004024:0.010311:0.010255:0.010311:0.005155:0.013148:0.010311:0.010255:0.005155
are members of our schemes.  The organisation's main responsibilities are: :@0.120984:0.311358:0.740861:0.311358:0.740861:0.296737:0.120984:0.296737:0.010311:0.006175:0.010311:0.005044:0.015503:0.010311:0.015448:0.010311:0.010088:0.006231:0.009068:0.005230:0.010070:0.005230:0.005230:0.010311:0.010255:0.006045:0.005230:0.009272:0.009272:0.010311:0.010051:0.015503:0.010311:0.009272:0.005007:0.005230:0.005044:0.011479:0.010311:0.010051:0.005230:0.010311:0.006009:0.010459:0.010311:0.010255:0.004024:0.009272:0.010070:0.005230:0.004024:0.010311:0.010255:0.003616:0.009068:0.005044:0.015503:0.010311:0.004006:0.010311:0.005155:0.006287:0.010311:0.009551:0.010070:0.010311:0.010255:0.009272:0.004024:0.010311:0.004006:0.004024:0.004024:0.005230:0.004024:0.010311:0.009272:0.005155:0.010311:0.006250:0.010311:0.005121:0.005155
 :@0.786300:0.311358:0.791455:0.311358:0.791455:0.296737:0.786300:0.296737:0.005155
Providing indemnity to providers of NHS care in England:  :@0.120984:0.338154:0.597694:0.338154:0.597694:0.323533:0.120984:0.323533:0.012295:0.006231:0.010311:0.009031:0.004024:0.010311:0.004006:0.010311:0.010441:0.005230:0.004024:0.010311:0.010255:0.010311:0.015448:0.010311:0.004043:0.005230:0.009068:0.005230:0.005230:0.010070:0.005230:0.010311:0.006009:0.010311:0.009031:0.004024:0.010311:0.010255:0.006231:0.009272:0.005230:0.010070:0.005415:0.005230:0.013297:0.013297:0.012295:0.005230:0.009272:0.010070:0.006231:0.010311:0.005155:0.004117:0.010255:0.005230:0.012091:0.010311:0.010441:0.004024:0.010311:0.010255:0.010311:0.005007:0.005398:0.005155
:@0.151220:0.366062:0.159750:0.366062:0.159750:0.350051:0.151220:0.350051:0.008531
 :@0.159686:0.365983:0.164841:0.365983:0.164841:0.351362:0.159686:0.351362:0.005155
NHS and NHS Foundation Trusts.  :@0.181449:0.365983:0.470065:0.365983:0.470065:0.351362:0.181449:0.351362:0.013297:0.013297:0.012295:0.005230:0.010311:0.010255:0.010311:0.005155:0.013389:0.013278:0.012295:0.005230:0.011331:0.010237:0.010311:0.010255:0.010311:0.010255:0.005230:0.003839:0.010311:0.010255:0.005044:0.011479:0.006231:0.010311:0.009031:0.005230:0.009272:0.005044:0.005143:0.005155
:@0.151220:0.393855:0.159750:0.393855:0.159750:0.377844:0.151220:0.377844:0.008531
 :@0.159686:0.393777:0.164841:0.393777:0.164841:0.379156:0.159686:0.379156:0.005155
CCGs (since 1 April 2013). :@0.181449:0.393777:0.406368:0.393777:0.406368:0.379156:0.181449:0.379156:0.013297:0.013297:0.014502:0.009272:0.005230:0.006045:0.009272:0.004024:0.010311:0.009272:0.010255:0.005230:0.010070:0.005230:0.012295:0.010311:0.006175:0.004117:0.003987:0.005230:0.010311:0.010255:0.010070:0.010311:0.006175:0.005221:0.005155
:@0.151220:0.421649:0.159750:0.421649:0.159750:0.405638:0.151220:0.405638:0.008531
 :@0.159686:0.421570:0.164841:0.421570:0.164841:0.406949:0.159686:0.406949:0.005155
Independent sector providers of NHS care (since 1 April 2013). :@0.181449:0.421570:0.701352:0.421570:0.701352:0.406949:0.181449:0.406949:0.005230:0.010311:0.010255:0.010311:0.010255:0.010311:0.010255:0.010311:0.010255:0.010311:0.005007:0.005230:0.009272:0.010311:0.009031:0.005230:0.010311:0.006009:0.005230:0.010311:0.006175:0.010311:0.009087:0.004024:0.010311:0.010255:0.006231:0.009272:0.005230:0.010070:0.005230:0.005230:0.013297:0.013297:0.012295:0.005230:0.009272:0.010070:0.006231:0.010311:0.005007:0.006231:0.009272:0.004024:0.010311:0.009272:0.010255:0.005044:0.010311:0.005155:0.012369:0.010311:0.006175:0.004061:0.004024:0.005230:0.010311:0.010255:0.010311:0.010255:0.006045:0.005345:0.005155
Operating the clinical and non-clinical risk pooling indemnity schemes which NHS :@0.120984:0.448509:0.790760:0.448509:0.790760:0.433888:0.120984:0.433888:0.014502:0.010311:0.010255:0.006231:0.010070:0.005230:0.004024:0.010311:0.010255:0.005230:0.005230:0.010311:0.010051:0.005230:0.009272:0.004024:0.004024:0.010311:0.004006:0.009272:0.010311:0.004006:0.005230:0.010311:0.010255:0.010311:0.005155:0.010311:0.010311:0.010404:0.006249:0.009272:0.004024:0.004024:0.010311:0.004006:0.009272:0.010311:0.004006:0.005230:0.006231:0.004024:0.009068:0.009458:0.005230:0.010311:0.010255:0.010311:0.004006:0.004024:0.010070:0.010311:0.005155:0.004117:0.010255:0.010385:0.010311:0.015448:0.010311:0.004043:0.005230:0.009068:0.005230:0.009272:0.009272:0.010311:0.010051:0.015503:0.010311:0.009272:0.005155:0.013148:0.010311:0.004006:0.009272:0.010311:0.005155:0.013389:0.013278:0.012295:0.005155
organisations join, on a voluntary basis, as scheme members. :@0.120984:0.463617:0.631558:0.463617:0.631558:0.448996:0.120984:0.448996:0.010311:0.006009:0.010459:0.010311:0.010255:0.004024:0.009272:0.010311:0.005155:0.004117:0.010255:0.010311:0.009272:0.005007:0.004210:0.010311:0.004006:0.010311:0.005007:0.005230:0.010311:0.010255:0.005230:0.010070:0.005230:0.009068:0.010311:0.004006:0.010311:0.010255:0.005230:0.010311:0.006175:0.009105:0.005230:0.010311:0.010255:0.009272:0.004024:0.009272:0.005230:0.005230:0.010070:0.009272:0.005230:0.009272:0.009272:0.010070:0.010311:0.015281:0.010311:0.005155:0.015559:0.010070:0.015503:0.010311:0.010255:0.006231:0.009068:0.005344:0.005155
Our approach to pricing is to financially incentivise those organisations which have fewer :@0.120984:0.490555:0.848843:0.490555:0.848843:0.475935:0.120984:0.475935:0.014502:0.010311:0.006009:0.005230:0.010311:0.010255:0.010311:0.006175:0.010311:0.010311:0.009272:0.010051:0.005230:0.005044:0.010311:0.005155:0.010125:0.006231:0.004024:0.009272:0.004024:0.010311:0.010255:0.005230:0.004024:0.009272:0.005230:0.005230:0.010070:0.005044:0.005415:0.004024:0.010311:0.010255:0.010311:0.009272:0.004006:0.010311:0.004006:0.004024:0.009068:0.005230:0.004024:0.010311:0.009272:0.010255:0.010311:0.005155:0.004117:0.009031:0.004024:0.009458:0.010311:0.005155:0.005285:0.010311:0.010255:0.009272:0.010070:0.005230:0.010311:0.006009:0.010459:0.010311:0.010255:0.004024:0.009272:0.010070:0.005230:0.004024:0.010311:0.010255:0.009272:0.005230:0.013111:0.010311:0.004006:0.009272:0.010311:0.005155:0.010311:0.010311:0.009068:0.010311:0.005007:0.005415:0.010311:0.013074:0.010311:0.006175:0.005155
less costly claims, thereby supporting the reduction of harm and better staff and patient :@0.120984:0.505521:0.837202:0.505521:0.837202:0.490900:0.120984:0.490900:0.004024:0.010311:0.009272:0.009272:0.005155:0.009272:0.010311:0.009272:0.005248:0.004024:0.009068:0.005230:0.009272:0.004024:0.010311:0.004006:0.015503:0.009272:0.005044:0.005044:0.005230:0.010311:0.010255:0.006231:0.010311:0.010051:0.009068:0.005230:0.009272:0.010311:0.010255:0.010311:0.010255:0.006231:0.005230:0.004024:0.010070:0.010459:0.005044:0.005230:0.010311:0.010255:0.005044:0.006231:0.010311:0.010255:0.010311:0.009272:0.005155:0.004117:0.010051:0.010311:0.005155:0.010125:0.005230:0.005230:0.010311:0.010255:0.006045:0.015503:0.005230:0.010311:0.010255:0.010070:0.005230:0.010311:0.010255:0.005044:0.005230:0.010311:0.006009:0.005230:0.009068:0.005230:0.010070:0.005230:0.005230:0.005230:0.010705:0.010311:0.010051:0.005230:0.010311:0.010255:0.005230:0.004024:0.010311:0.010255:0.005044:0.005155
safety. :@0.120984:0.520487:0.180557:0.520487:0.180557:0.505866:0.120984:0.505866:0.009272:0.010070:0.005415:0.010311:0.005155:0.009124:0.005071:0.005155
The indemnity schemes are: :@0.120984:0.547283:0.358394:0.547283:0.358394:0.532662:0.120984:0.532662:0.011479:0.010311:0.010051:0.005230:0.004024:0.010311:0.010255:0.010311:0.015448:0.010311:0.004043:0.005230:0.009068:0.005230:0.009272:0.009272:0.010311:0.010051:0.015503:0.010311:0.009272:0.005007:0.010311:0.006175:0.010311:0.005157:0.005155
a) :@0.181449:0.574245:0.202931:0.574245:0.202931:0.559624:0.181449:0.559624:0.010280:0.006047:0.005155
Clinical Negligence Scheme for Trusts (CNST):@0.211684:0.574245:0.615976:0.574245:0.615976:0.559624:0.211684:0.559624:0.013297:0.005230:0.005230:0.011331:0.005155:0.010311:0.010088:0.005230:0.005230:0.013297:0.010311:0.011053:0.005230:0.005230:0.011331:0.010237:0.011331:0.010237:0.010070:0.005230:0.012295:0.010070:0.011331:0.010237:0.016486:0.010311:0.005044:0.006231:0.011331:0.007214:0.005230:0.011090:0.007214:0.011331:0.010311:0.006175:0.010125:0.005230:0.006231:0.013297:0.013297:0.012295:0.011090:0.006175
 - for clinical (patient) claims :@0.616324:0.574245:0.850366:0.574245:0.850366:0.559624:0.616324:0.559624:0.005241:0.006047:0.005039:0.005230:0.010311:0.006009:0.005230:0.009272:0.004024:0.004024:0.010311:0.004006:0.009272:0.010311:0.004006:0.005230:0.006231:0.010311:0.010255:0.005230:0.004024:0.010311:0.010255:0.005044:0.006231:0.005230:0.009272:0.003839:0.010311:0.004006:0.015503:0.009272:0.005155
arising from incidents since 1995. :@0.211684:0.589353:0.491264:0.589353:0.491264:0.574733:0.211684:0.574733:0.010311:0.006175:0.004117:0.009272:0.003987:0.010311:0.010441:0.005044:0.005230:0.006231:0.010070:0.015318:0.005230:0.004024:0.010311:0.009272:0.004006:0.010311:0.010255:0.010311:0.005155:0.009272:0.005100:0.009272:0.004024:0.010311:0.009272:0.010255:0.005230:0.010311:0.010255:0.010311:0.010255:0.005174:0.005155
:@0.211684:0.617226:0.220215:0.617226:0.220215:0.601215:0.211684:0.601215:0.008531
 :@0.220151:0.617147:0.225306:0.617147:0.225306:0.602526:0.220151:0.602526:0.005155
CNST cover is unlimited and the NHS Resolution funds the total cost of :@0.241920:0.617147:0.829396:0.617147:0.829396:0.602526:0.241920:0.602526:0.013297:0.013297:0.012295:0.011479:0.005230:0.009272:0.010311:0.009031:0.010311:0.006175:0.005267:0.004024:0.009068:0.005230:0.010311:0.010255:0.004024:0.004024:0.015503:0.004024:0.005230:0.010311:0.010255:0.005044:0.010311:0.010255:0.010311:0.005155:0.005285:0.010311:0.010051:0.005230:0.013297:0.013297:0.012295:0.005230:0.013297:0.010311:0.009272:0.010255:0.004024:0.010311:0.005155:0.004117:0.010255:0.010311:0.005007:0.005230:0.010311:0.010255:0.010311:0.009272:0.005007:0.005230:0.010311:0.010255:0.005044:0.005230:0.010311:0.005155:0.010311:0.003857:0.005230:0.009272:0.010311:0.009272:0.005007:0.005230:0.010070:0.005230:0.005155
claims. :@0.241920:0.632113:0.304574:0.632113:0.304574:0.617492:0.241920:0.617492:0.009272:0.004024:0.010311:0.004006:0.015503:0.009272:0.005110:0.005155
:@0.211684:0.659985:0.220215:0.659985:0.220215:0.643974:0.211684:0.643974:0.008531
 :@0.220151:0.659906:0.225306:0.659906:0.225306:0.645286:0.220151:0.645286:0.005155
Since April 2013 independent sector providers of NHS healthcare have been :@0.241920:0.659906:0.872511:0.659906:0.872511:0.645286:0.241920:0.645286:0.012295:0.004024:0.010311:0.009272:0.010255:0.005230:0.012295:0.010311:0.006175:0.004117:0.003987:0.005230:0.010311:0.010255:0.010311:0.010255:0.005230:0.004024:0.010365:0.010311:0.010255:0.010311:0.010255:0.010070:0.010311:0.010255:0.010311:0.005155:0.005285:0.009272:0.010311:0.009031:0.005230:0.010311:0.006009:0.005230:0.010311:0.006175:0.010311:0.009087:0.004024:0.010311:0.010255:0.006231:0.009272:0.005044:0.010070:0.005230:0.005044:0.013297:0.013297:0.012295:0.005230:0.010311:0.010255:0.010311:0.004006:0.005230:0.010311:0.009272:0.010255:0.006231:0.010311:0.005155:0.010311:0.010311:0.009068:0.010311:0.005155:0.010311:0.010107:0.010311:0.010255:0.005155
entitled to join CNST in their own right. :@0.241920:0.675015:0.562419:0.675015:0.562419:0.660394:0.241920:0.660394:0.010311:0.010255:0.005230:0.004024:0.005230:0.004024:0.010311:0.010255:0.005230:0.005230:0.010070:0.005044:0.004210:0.010311:0.004006:0.010311:0.005155:0.013389:0.013278:0.012295:0.011331:0.005155:0.004117:0.010237:0.005044:0.005044:0.010311:0.010255:0.004024:0.006231:0.005230:0.010311:0.013074:0.010311:0.005155:0.006287:0.004024:0.010459:0.010070:0.005230:0.005276:0.005155
b) :@0.181449:0.701668:0.202931:0.701668:0.202931:0.687047:0.181449:0.687047:0.010280:0.006047:0.005155
Risk Pooling Schemes for Trusts (RPST):@0.211684:0.701668:0.567872:0.701668:0.567872:0.687047:0.211684:0.687047:0.013297:0.005230:0.010311:0.010255:0.005230:0.012295:0.011331:0.011238:0.005044:0.005230:0.011331:0.011238:0.005230:0.012295:0.010311:0.011257:0.010070:0.016486:0.010311:0.010311:0.005026:0.006231:0.011331:0.007214:0.005230:0.011090:0.007214:0.011331:0.010311:0.006175:0.010125:0.005230:0.006231:0.013297:0.012295:0.012295:0.011090:0.006175
 - operating since 1999: :@0.568148:0.701668:0.766460:0.701668:0.766460:0.687047:0.568148:0.687047:0.005241:0.006047:0.005241:0.010311:0.010255:0.010070:0.006231:0.010311:0.005155:0.004117:0.010051:0.010459:0.005230:0.009272:0.004024:0.010311:0.009272:0.010051:0.005230:0.010311:0.010255:0.010311:0.010255:0.005145:0.005155
i. :@0.232648:0.728749:0.247076:0.728749:0.247076:0.714128:0.232648:0.714128:0.004031:0.005241:0.005155
Property Expenses Scheme (PES) - for non-clinical claims including ‘first :@0.272156:0.728749:0.870909:0.728749:0.870909:0.714128:0.272156:0.714128:0.012295:0.006231:0.010311:0.010255:0.010311:0.006175:0.005267:0.009068:0.005230:0.012295:0.009068:0.010311:0.010255:0.010311:0.009272:0.010255:0.009272:0.005230:0.012295:0.009272:0.010311:0.010051:0.015503:0.010311:0.005007:0.006231:0.012295:0.012295:0.012295:0.006231:0.005225:0.006249:0.005039:0.005230:0.010311:0.006009:0.005230:0.010311:0.010255:0.010305:0.006249:0.009272:0.004024:0.004024:0.010311:0.004006:0.009068:0.010311:0.004006:0.005230:0.009272:0.004024:0.010311:0.004006:0.015503:0.009272:0.005230:0.004024:0.010311:0.009272:0.004006:0.010311:0.010255:0.004024:0.010311:0.010255:0.005230:0.003839:0.005415:0.004024:0.006231:0.009068:0.005230:0.005155
party’ losses such as property damage and theft where the incident :@0.272156:0.743857:0.825850:0.743857:0.825850:0.729237:0.272156:0.729237:0.010311:0.010255:0.006231:0.005230:0.009068:0.004024:0.005230:0.004024:0.010311:0.009272:0.009272:0.010255:0.009272:0.005230:0.009272:0.010311:0.009272:0.010051:0.005230:0.010311:0.009031:0.005366:0.010311:0.006175:0.010125:0.010311:0.010255:0.006231:0.005230:0.009068:0.005230:0.010311:0.010255:0.015503:0.010070:0.010459:0.010070:0.005230:0.010311:0.010255:0.010070:0.005230:0.005230:0.010311:0.010051:0.005230:0.005044:0.005044:0.013111:0.010311:0.010255:0.006231:0.010311:0.005155:0.005285:0.010311:0.010255:0.005230:0.004024:0.010311:0.009272:0.004006:0.010311:0.010255:0.010311:0.005155:0.005155
occurred on or after 1 April 1999. :@0.272156:0.758823:0.547502:0.758823:0.547502:0.744202:0.272156:0.744202:0.010311:0.009272:0.009272:0.010255:0.006231:0.006231:0.010311:0.010051:0.005230:0.010311:0.010255:0.005230:0.010070:0.006231:0.005230:0.010070:0.005230:0.005044:0.010311:0.006009:0.005230:0.010311:0.005155:0.012369:0.010051:0.006231:0.004024:0.004024:0.005230:0.010311:0.010255:0.010311:0.010255:0.005281:0.005155
ii. :@0.228617:0.785762:0.247076:0.785762:0.247076:0.771141:0.228617:0.771141:0.004031:0.004031:0.005241:0.005155
Liabilities to Third Parties Scheme (LTPS) - for non-clinical claims such as :@0.272156:0.785762:0.882098:0.785762:0.882098:0.771141:0.272156:0.771141:0.010311:0.004006:0.010311:0.010255:0.004024:0.004024:0.004024:0.005230:0.004024:0.010311:0.009272:0.005155:0.005285:0.010311:0.005007:0.011479:0.010311:0.004006:0.006231:0.010311:0.005155:0.012369:0.010051:0.006231:0.005230:0.004024:0.010070:0.009272:0.005230:0.012295:0.009272:0.010311:0.010255:0.015503:0.010070:0.005230:0.006231:0.010070:0.011479:0.012295:0.012091:0.006231:0.005346:0.006249:0.005039:0.005230:0.010311:0.006009:0.005230:0.010070:0.010311:0.010339:0.006249:0.009272:0.004024:0.004024:0.010311:0.004006:0.009272:0.010311:0.004006:0.005230:0.009272:0.004024:0.010311:0.004006:0.015503:0.009272:0.005230:0.009272:0.010311:0.009272:0.010051:0.005230:0.010070:0.009272:0.005155
public and employers’ liability claims. :@0.272156:0.800763:0.579351:0.800763:0.579351:0.786142:0.272156:0.786142:0.010311:0.010255:0.010311:0.004006:0.004024:0.009272:0.005230:0.010311:0.010255:0.010311:0.005155:0.010311:0.015522:0.010311:0.004006:0.010311:0.009031:0.010311:0.006175:0.009272:0.004117:0.005155:0.004117:0.003987:0.010311:0.010255:0.004024:0.004024:0.004024:0.005230:0.009068:0.005230:0.009272:0.004024:0.010311:0.004006:0.015503:0.009272:0.005418:0.005155
:@0.272156:0.828635:0.280687:0.828635:0.280687:0.812624:0.272156:0.812624:0.008531
 :@0.280622:0.828557:0.285778:0.828557:0.285778:0.813936:0.280622:0.813936:0.005155
Cover is unlimited in value, however some areas of cover are subject :@0.302442:0.828557:0.871456:0.828557:0.871456:0.813936:0.302442:0.813936:0.013297:0.010311:0.009031:0.010311:0.006175:0.005267:0.004024:0.009272:0.005230:0.010311:0.010255:0.004024:0.004024:0.015503:0.004024:0.005230:0.010311:0.010255:0.005230:0.004024:0.010311:0.005155:0.009124:0.010311:0.004006:0.010311:0.010255:0.005230:0.005230:0.010311:0.010255:0.013111:0.010311:0.009031:0.010311:0.006175:0.005267:0.009272:0.010311:0.015448:0.010311:0.005230:0.010070:0.006231:0.010311:0.010255:0.009068:0.005044:0.010070:0.005415:0.005230:0.009272:0.010311:0.009031:0.010311:0.006175:0.005267:0.010070:0.006592:0.010311:0.005007:0.009272:0.010311:0.010255:0.004210:0.010311:0.009031:0.005044:0.005155
to an excess for which the member is responsible. :@0.302442:0.843522:0.717478:0.843522:0.717478:0.828902:0.302442:0.828902:0.005230:0.010311:0.005155:0.010311:0.010107:0.005230:0.010311:0.009031:0.009272:0.010311:0.009272:0.009272:0.005007:0.005415:0.010070:0.006231:0.005230:0.013111:0.010311:0.004006:0.009272:0.010311:0.005155:0.005285:0.010070:0.010311:0.005155:0.015559:0.010070:0.015503:0.010311:0.010255:0.006045:0.005230:0.004024:0.009272:0.005044:0.006231:0.010311:0.009272:0.010255:0.010311:0.010255:0.009272:0.004024:0.010311:0.004006:0.010311:0.005255:0.005155
:@0.272156:0.871395:0.280687:0.871395:0.280687:0.855384:0.272156:0.855384:0.008531
 :@0.280622:0.871316:0.285778:0.871316:0.285778:0.856695:0.280622:0.856695:0.005155
NHS Resolution funds the cost of claims above the excess. :@0.302442:0.871316:0.791455:0.871316:0.791455:0.856695:0.302442:0.856695:0.013297:0.013297:0.012295:0.005230:0.013297:0.010311:0.009272:0.010255:0.004024:0.010311:0.005155:0.004117:0.010255:0.010311:0.005007:0.005415:0.010311:0.010255:0.010311:0.009031:0.005230:0.005230:0.010070:0.010311:0.005155:0.009272:0.010311:0.009272:0.005063:0.005230:0.010070:0.005230:0.005230:0.009272:0.004024:0.010311:0.004006:0.015503:0.009068:0.005230:0.010311:0.010255:0.010311:0.009031:0.010311:0.005155:0.005285:0.010070:0.010311:0.005155:0.010311:0.009087:0.009272:0.010311:0.009272:0.009272:0.005294:0.005155