﻿:@0.120943:0.059250:0.125983:0.059250:0.125983:0.040522:0.120943:0.040522:0.005039
Page 5 of 12 :@0.802862:0.947944:0.882814:0.947944:0.882814:0.935234:0.802862:0.935234:0.009070:0.007455:0.007455:0.007455:0.003841:0.007455:0.003836:0.007252:0.003830:0.003827:0.007455:0.007266:0.003754
 :@0.879059:0.958773:0.882814:0.958773:0.882814:0.946063:0.879059:0.946063:0.003754
 :@0.236847:0.107182:0.243404:0.107182:0.243404:0.083936:0.236847:0.083936:0.006556
 :@0.236847:0.126277:0.243404:0.126277:0.243404:0.103030:0.236847:0.103030:0.006556
Claims Handling Authority :@0.120943:0.148376:0.465816:0.148376:0.465816:0.121951:0.120943:0.121951:0.019356:0.007453:0.014906:0.007453:0.023785:0.014906:0.007667:0.019356:0.014906:0.016528:0.016329:0.007453:0.007453:0.016528:0.016327:0.007863:0.018745:0.016530:0.009070:0.016528:0.016329:0.010480:0.007453:0.009273:0.014742:0.007453
 :@0.120943:0.165849:0.126547:0.165849:0.126547:0.145981:0.120943:0.145981:0.005604
With regard to Clause 9 ‘Duties in the event of a claim or potential claim’ of this :@0.120943:0.178446:0.720889:0.178446:0.720889:0.162700:0.120943:0.162700:0.016327:0.003426:0.004636:0.009269:0.005237:0.005643:0.009269:0.009269:0.009269:0.005643:0.009269:0.005237:0.004838:0.009269:0.005237:0.012297:0.003627:0.009269:0.009269:0.008466:0.009473:0.005237:0.009269:0.005442:0.003629:0.012295:0.009269:0.004636:0.003629:0.009269:0.008466:0.005442:0.003629:0.009474:0.005237:0.004636:0.009269:0.009474:0.005237:0.009473:0.008265:0.009269:0.009474:0.004636:0.005237:0.009269:0.004837:0.005237:0.009269:0.005237:0.008668:0.003629:0.009269:0.003830:0.014311:0.005237:0.009269:0.005643:0.005237:0.009269:0.009269:0.004636:0.009269:0.009269:0.004636:0.003830:0.009269:0.003830:0.005237:0.008467:0.003627:0.009474:0.003629:0.014311:0.003627:0.005237:0.009269:0.004838:0.005237:0.004636:0.009269:0.003629:0.008466:0.004651
policy:@0.721475:0.179049:0.770080:0.179049:0.770080:0.162558:0.721475:0.162558:0.010279:0.010281:0.004634:0.004634:0.009474:0.009302
 any reference :@0.770003:0.178446:0.883685:0.178446:0.883685:0.162700:0.770003:0.162700:0.005437:0.009272:0.009675:0.008064:0.005237:0.005645:0.009270:0.004838:0.009269:0.005643:0.009269:0.009269:0.008668:0.009474:0.004651
to the :@0.120927:0.192133:0.170318:0.192133:0.170318:0.176387:0.120927:0.176387:0.004636:0.009269:0.007663:0.004636:0.009269:0.009269:0.004651
insurer:@0.173330:0.192736:0.230424:0.192736:0.230424:0.176245:0.173330:0.176245:0.004636:0.010482:0.009272:0.010281:0.006441:0.009474:0.006508
  shall be deemed to include any party authorised to  handle claims on the insurer’s :@0.230357:0.192133:0.883606:0.192133:0.883606:0.176387:0.230357:0.176387:0.004651:0.003032:0.008466:0.009269:0.009269:0.003830:0.003627:0.007663:0.009473:0.009269:0.007663:0.009269:0.009473:0.009269:0.014311:0.009269:0.009269:0.007663:0.004636:0.009269:0.007663:0.003627:0.009269:0.008466:0.003627:0.009269:0.009473:0.009269:0.007663:0.009269:0.009675:0.008062:0.007663:0.009474:0.009269:0.005645:0.004837:0.008265:0.007663:0.009269:0.009269:0.004636:0.009269:0.009269:0.005846:0.003629:0.008466:0.009269:0.009269:0.007663:0.004636:0.009269:0.004651:0.003209:0.009269:0.009269:0.009473:0.009269:0.003831:0.009269:0.007663:0.008466:0.003629:0.009473:0.003831:0.014109:0.008467:0.007663:0.009269:0.009269:0.007663:0.004638:0.009269:0.009269:0.007663:0.003629:0.009269:0.008466:0.009269:0.005645:0.009269:0.005846:0.003627:0.008467:0.004651
behalf. :@0.120927:0.205963:0.175970:0.205963:0.175970:0.190217:0.120927:0.190217:0.009269:0.009269:0.009269:0.009474:0.003629:0.004837:0.004646:0.004651
The :@0.120927:0.226630:0.154597:0.226630:0.154597:0.210884:0.120927:0.210884:0.010482:0.009269:0.009269:0.004651
insurer:@0.155191:0.227233:0.211884:0.227233:0.211884:0.210742:0.155191:0.210742:0.004636:0.010281:0.009269:0.010279:0.006451:0.009269:0.006508
 has authorised Gallagher Bassett International Limited to handle claims on the :@0.211840:0.226630:0.809173:0.226630:0.809173:0.210884:0.211840:0.210884:0.005237:0.009474:0.009269:0.008466:0.005237:0.009269:0.009269:0.004837:0.009269:0.009269:0.005643:0.003629:0.008466:0.009474:0.009269:0.005237:0.013103:0.009269:0.003830:0.003629:0.009269:0.009473:0.009269:0.009269:0.005643:0.005237:0.011288:0.009269:0.008466:0.008466:0.009269:0.004638:0.004636:0.005237:0.004636:0.009269:0.004838:0.009269:0.005645:0.009269:0.009473:0.004636:0.003629:0.009269:0.009474:0.009269:0.003629:0.005442:0.009269:0.003627:0.014313:0.003627:0.004636:0.009269:0.009269:0.005237:0.004636:0.009269:0.005444:0.009269:0.009269:0.009473:0.009269:0.003830:0.009269:0.005237:0.008467:0.003627:0.009474:0.003830:0.014111:0.008466:0.005237:0.009269:0.009269:0.005237:0.004636:0.009269:0.009269:0.004651
insurer:@0.809758:0.227233:0.866652:0.227233:0.866652:0.210742:0.809758:0.210742:0.004636:0.010281:0.009269:0.010279:0.006652:0.009269:0.006508
’s :@0.866939:0.226630:0.883687:0.226630:0.883687:0.210884:0.866939:0.210884:0.003630:0.008466:0.004651
behalf in respect of this :@0.120927:0.240175:0.298089:0.240175:0.298089:0.224429:0.120927:0.224429:0.009269:0.009269:0.009269:0.009474:0.003629:0.004837:0.004634:0.003629:0.009269:0.004634:0.005645:0.009269:0.008466:0.009474:0.009269:0.008466:0.004636:0.004634:0.009269:0.004838:0.004634:0.004636:0.009269:0.003629:0.008466:0.004651
policy:@0.298072:0.240778:0.346884:0.240778:0.346884:0.224287:0.298072:0.224287:0.010281:0.010279:0.004838:0.004636:0.009474:0.009302
.  :@0.346688:0.240175:0.360808:0.240175:0.360808:0.224429:0.346688:0.224429:0.004634:0.004835:0.004651
 :@0.120943:0.264766:0.126547:0.264766:0.126547:0.244897:0.120943:0.244897:0.005604
In-House Claims Handling Agreement :@0.120943:0.288284:0.487162:0.288284:0.487162:0.268415:0.120943:0.268415:0.005644:0.012296:0.006652:0.014513:0.012296:0.012296:0.011288:0.011288:0.005644:0.014513:0.005644:0.011288:0.005644:0.017940:0.011086:0.005644:0.014513:0.011288:0.012094:0.012296:0.005644:0.005644:0.012296:0.012296:0.005846:0.014110:0.012296:0.007861:0.011288:0.011288:0.017940:0.011288:0.012298:0.006652:0.005604
including conditions and reporting requirements :@0.487200:0.287373:0.879882:0.287373:0.879882:0.270882:0.487200:0.270882:0.004636:0.010281:0.009272:0.004636:0.010281:0.010279:0.004636:0.010281:0.010281:0.004634:0.009272:0.010279:0.010281:0.010281:0.004636:0.005638:0.004636:0.010281:0.010281:0.009272:0.004634:0.009272:0.010281:0.010279:0.004634:0.006652:0.009274:0.010279:0.010281:0.006450:0.005638:0.004636:0.010279:0.010281:0.004634:0.006451:0.009272:0.010279:0.010281:0.004636:0.006652:0.009272:0.014917:0.009272:0.010281:0.005638:0.009500:0.004651
The insurer has agreed that the :@0.120953:0.308005:0.377722:0.308005:0.377722:0.292259:0.120953:0.292259:0.010482:0.009269:0.009269:0.008265:0.003629:0.009269:0.008466:0.009269:0.005645:0.009269:0.005645:0.008265:0.009269:0.009269:0.008467:0.008265:0.009269:0.009269:0.005643:0.009269:0.009474:0.009269:0.008265:0.004837:0.009269:0.009269:0.004636:0.008265:0.004636:0.009473:0.009269:0.004651
public authority:@0.381336:0.308608:0.510973:0.308608:0.510973:0.292117:0.381336:0.292117:0.010281:0.010279:0.010281:0.004636:0.004636:0.009272:0.008265:0.009272:0.010281:0.005638:0.010281:0.010281:0.006450:0.004636:0.005846:0.009302
  may  handle claims that may be subject to an :@0.510790:0.308005:0.883659:0.308005:0.883659:0.292259:0.510790:0.292259:0.004651:0.003815:0.014311:0.009269:0.007862:0.004651:0.003815:0.009269:0.009269:0.009473:0.009269:0.003830:0.009269:0.008265:0.008466:0.003627:0.009269:0.003627:0.014311:0.008467:0.008265:0.004636:0.009269:0.009269:0.004636:0.008265:0.014109:0.009474:0.008062:0.008265:0.009474:0.009269:0.008265:0.008467:0.009269:0.009269:0.003830:0.009269:0.008467:0.004636:0.008265:0.004636:0.009269:0.008265:0.009269:0.009269:0.004651
indemnity under this :@0.120953:0.321692:0.275748:0.321692:0.275748:0.305946:0.120953:0.305946:0.003629:0.009269:0.009474:0.009269:0.014311:0.009269:0.003629:0.004837:0.008064:0.004634:0.009474:0.009269:0.009269:0.009269:0.005643:0.004634:0.004838:0.009269:0.003627:0.008467:0.004651
policy:@0.275732:0.322295:0.324337:0.322295:0.324337:0.305804:0.275732:0.305804:0.010279:0.010281:0.004634:0.004634:0.009474:0.009302
 but limited to: :@0.324546:0.321692:0.433813:0.321692:0.433813:0.305946:0.324546:0.305946:0.004634:0.009269:0.009269:0.004636:0.004838:0.003629:0.003627:0.014311:0.003629:0.004636:0.009269:0.009269:0.004634:0.004838:0.009269:0.004859:0.004651
 :@0.120953:0.335521:0.125604:0.335521:0.125604:0.319776:0.120953:0.319776:0.004651
Third Party Property Damage claims under Insured section B up to a Claims :@0.120943:0.352851:0.884662:0.352851:0.884662:0.332982:0.120943:0.332982:0.012296:0.012296:0.005644:0.007861:0.012296:0.008264:0.013505:0.011288:0.007861:0.006853:0.010683:0.008264:0.013505:0.007861:0.012296:0.012296:0.011288:0.007861:0.006853:0.011086:0.008264:0.014513:0.011288:0.017940:0.011288:0.012296:0.011086:0.008264:0.011288:0.005442:0.011288:0.005644:0.017940:0.011086:0.008264:0.012296:0.012296:0.012296:0.011288:0.007861:0.008264:0.005644:0.012296:0.011288:0.012296:0.007660:0.011288:0.012296:0.008264:0.011088:0.011288:0.011288:0.006652:0.005644:0.012296:0.012296:0.008264:0.014310:0.008264:0.012296:0.012296:0.008264:0.006652:0.012296:0.008264:0.011290:0.008264:0.014513:0.005442:0.011288:0.005644:0.017738:0.011086:0.005604
Handling Limit of GBP :@0.120943:0.369242:0.349284:0.369242:0.349284:0.349373:0.120943:0.349373:0.014513:0.011288:0.012296:0.012296:0.005644:0.005644:0.012296:0.012296:0.008668:0.012296:0.005644:0.017940:0.005644:0.006652:0.008668:0.012296:0.006652:0.008466:0.015521:0.014513:0.013505:0.005604
  any one insured event subject to a Notification :@0.402741:0.369242:0.884662:0.369242:0.884662:0.349373:0.402741:0.349373:0.005604:0.003064:0.011288:0.012497:0.010683:0.008668:0.012296:0.012296:0.011288:0.008668:0.005644:0.012094:0.011288:0.012296:0.007861:0.011288:0.012296:0.008468:0.011288:0.010885:0.011288:0.012296:0.006652:0.008668:0.011288:0.012296:0.012296:0.005442:0.011288:0.011288:0.006652:0.008668:0.006652:0.012296:0.008668:0.011288:0.008668:0.014513:0.012296:0.006652:0.005644:0.006652:0.005644:0.011288:0.011288:0.006652:0.005644:0.012296:0.012296:0.005604
Threshold of GBP :@0.120943:0.385633:0.298085:0.385633:0.298085:0.365764:0.120943:0.365764:0.012296:0.012296:0.007861:0.011288:0.011288:0.012296:0.012296:0.005644:0.012296:0.005644:0.012296:0.006652:0.005644:0.015723:0.014513:0.013505:0.005604
 any one insured event :@0.348518:0.385633:0.572425:0.385633:0.572425:0.365764:0.348518:0.365764:0.005644:0.011288:0.012296:0.010683:0.005644:0.012296:0.012296:0.011288:0.005644:0.005644:0.012296:0.011288:0.012296:0.007861:0.011288:0.012296:0.005644:0.011086:0.010885:0.011288:0.012497:0.006853:0.005604
 :@0.120943:0.402024:0.126547:0.402024:0.126547:0.382155:0.120943:0.382155:0.005604
and is granted subject to the following provisions: :@0.120943:0.414763:0.491658:0.414763:0.491658:0.399017:0.120943:0.399017:0.009269:0.009269:0.009269:0.004838:0.003629:0.008466:0.004634:0.009269:0.005645:0.009269:0.009269:0.004837:0.009269:0.009269:0.004634:0.008466:0.009473:0.009269:0.003830:0.009269:0.008466:0.004636:0.004634:0.004636:0.009269:0.004634:0.004837:0.009474:0.009269:0.004634:0.004837:0.009269:0.003627:0.003629:0.009474:0.012093:0.003629:0.009474:0.009269:0.004634:0.009269:0.005645:0.009473:0.008467:0.003627:0.008466:0.003629:0.009269:0.009269:0.008467:0.004920:0.004651
 :@0.120943:0.428308:0.125594:0.428308:0.125594:0.412562:0.120943:0.412562:0.004651
i) :@0.120943:0.441996:0.134863:0.441996:0.134863:0.426250:0.120943:0.426250:0.003630:0.005638:0.004651
the extent of this In-House Claims Handling Agreement is limited to :@0.156813:0.441996:0.659950:0.441996:0.659950:0.426250:0.156813:0.426250:0.004636:0.009269:0.009269:0.004634:0.009269:0.008466:0.004837:0.009269:0.009269:0.004636:0.004837:0.009269:0.004838:0.004634:0.004636:0.009269:0.003629:0.008466:0.004634:0.004636:0.009269:0.005677:0.012095:0.009474:0.009269:0.008466:0.009269:0.004835:0.012095:0.003627:0.009474:0.003629:0.014311:0.008466:0.004636:0.012095:0.009269:0.009269:0.009269:0.003629:0.003629:0.009473:0.009269:0.004835:0.011086:0.009269:0.005643:0.009269:0.009269:0.014313:0.009269:0.009269:0.004636:0.004634:0.003629:0.008466:0.004634:0.003830:0.003629:0.014311:0.003629:0.004636:0.009269:0.009269:0.004634:0.004636:0.009533:0.004651
(a)  setting raising or amending appropriate reserves  without the consent of the :@0.156613:0.455541:0.781022:0.455541:0.781022:0.439795:0.156613:0.439795:0.005643:0.009269:0.005650:0.004651:0.010674:0.008466:0.009269:0.004636:0.004638:0.003627:0.009474:0.009269:0.007462:0.005643:0.009269:0.003627:0.008466:0.003831:0.009269:0.009269:0.007462:0.009269:0.005643:0.007462:0.009269:0.014311:0.009269:0.009269:0.009269:0.003629:0.009473:0.009269:0.007462:0.009269:0.009269:0.009269:0.005643:0.009474:0.009269:0.005643:0.003629:0.009269:0.004838:0.009269:0.007462:0.005643:0.009269:0.008466:0.009269:0.005643:0.008265:0.009269:0.008467:0.004651:0.003008:0.012095:0.003627:0.004838:0.009269:0.009269:0.009269:0.004636:0.007462:0.004838:0.009269:0.009269:0.007462:0.008466:0.009269:0.009269:0.008466:0.009269:0.009474:0.004636:0.007462:0.009269:0.004837:0.007462:0.004636:0.009269:0.009269:0.004651
insurer:@0.783832:0.456144:0.840525:0.456144:0.840525:0.439653:0.783832:0.439653:0.004638:0.010279:0.009269:0.010281:0.006450:0.009269:0.006508
  to a :@0.840555:0.455541:0.883710:0.455541:0.883710:0.439795:0.840555:0.439795:0.004651:0.002811:0.004838:0.009269:0.007462:0.009473:0.004651
Maximum Value of no more than the Claims Handling Limit shown above in respect of all :@0.192500:0.469370:0.883622:0.469370:0.883622:0.453625:0.192500:0.453625:0.013903:0.009269:0.008467:0.003627:0.014311:0.009071:0.014311:0.006458:0.011086:0.009269:0.003629:0.009474:0.009269:0.006450:0.009269:0.004838:0.006450:0.009269:0.009269:0.006450:0.014311:0.009269:0.005645:0.009269:0.006450:0.004638:0.009269:0.009473:0.009269:0.006450:0.004837:0.009269:0.009269:0.006450:0.012297:0.003627:0.009474:0.003629:0.014311:0.008466:0.006450:0.012095:0.009269:0.009269:0.009269:0.003627:0.003831:0.009473:0.009269:0.006458:0.009269:0.003629:0.014311:0.003629:0.004636:0.006450:0.008466:0.009269:0.009474:0.012095:0.009269:0.006458:0.009473:0.009269:0.009474:0.008265:0.009269:0.006652:0.003627:0.009269:0.006450:0.005643:0.009474:0.008466:0.009269:0.009269:0.008466:0.004636:0.006450:0.009269:0.004838:0.006450:0.009269:0.003830:0.003629:0.004651
claims relating to any one :@0.192500:0.482916:0.387400:0.482916:0.387400:0.467170:0.192500:0.467170:0.008466:0.003629:0.009269:0.003629:0.014311:0.008466:0.004634:0.005645:0.009269:0.003627:0.009269:0.004636:0.003627:0.009474:0.009269:0.004634:0.004636:0.009269:0.004838:0.009269:0.009675:0.008062:0.004634:0.009474:0.009269:0.009269:0.004651
insured event:@0.387383:0.483519:0.496548:0.483519:0.496548:0.467028:0.387383:0.467028:0.004838:0.010281:0.009269:0.010279:0.006451:0.009269:0.010279:0.004634:0.009269:0.009474:0.009269:0.010281:0.005571
 provided that; :@0.496677:0.482916:0.607951:0.482916:0.607951:0.467170:0.496677:0.467170:0.004634:0.009272:0.005645:0.009470:0.008467:0.003627:0.009274:0.009470:0.009272:0.004634:0.004636:0.009470:0.009470:0.004638:0.004646:0.004651
(1)  no suit or legal proceedings have been filed against the :@0.192500:0.496603:0.643554:0.496603:0.643554:0.480857:0.192500:0.480857:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009269:0.004634:0.008467:0.009269:0.003830:0.004636:0.004634:0.009269:0.005643:0.004634:0.003830:0.009269:0.009473:0.009269:0.003627:0.004838:0.009269:0.005643:0.009269:0.008466:0.009269:0.009269:0.009474:0.003627:0.009474:0.009269:0.008467:0.004634:0.009269:0.009473:0.008265:0.009269:0.004634:0.009474:0.009269:0.009269:0.009474:0.004634:0.004837:0.003629:0.003629:0.009269:0.009474:0.004634:0.009269:0.009473:0.009269:0.003831:0.009269:0.008466:0.004636:0.004634:0.004636:0.009269:0.009474:0.004651
insurer:@0.643537:0.497207:0.700439:0.497207:0.700439:0.480716:0.643537:0.480716:0.004636:0.010281:0.009272:0.010281:0.006450:0.009474:0.006508
 :@0.700672:0.496603:0.705323:0.496603:0.705323:0.480857:0.700672:0.480857:0.004651
(2)  no policy liability question is involved; :@0.192516:0.510291:0.510212:0.510291:0.510212:0.494545:0.192516:0.494545:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009269:0.004634:0.009474:0.009269:0.003830:0.003629:0.008668:0.008062:0.004837:0.003629:0.003629:0.009473:0.009269:0.003830:0.003627:0.003830:0.004838:0.008062:0.004838:0.009269:0.009269:0.009269:0.008466:0.004838:0.003629:0.009269:0.009473:0.004634:0.003830:0.008466:0.004634:0.003629:0.009269:0.008466:0.009269:0.003830:0.008265:0.009474:0.009269:0.004879:0.004651
(b)  appointing any professional services which have been approved in writing by the :@0.156646:0.523836:0.819796:0.523836:0.819796:0.508090:0.156646:0.508090:0.005643:0.009269:0.005650:0.004651:0.010674:0.009269:0.009269:0.009269:0.009474:0.003629:0.009269:0.004837:0.003629:0.009474:0.009269:0.006860:0.009474:0.009473:0.008064:0.007055:0.009269:0.005643:0.009269:0.004838:0.009269:0.008466:0.008467:0.003627:0.009269:0.009474:0.009474:0.003627:0.006860:0.008466:0.009269:0.005645:0.008466:0.003629:0.008466:0.009269:0.008466:0.007055:0.012095:0.009269:0.003629:0.008466:0.009473:0.006860:0.009269:0.009474:0.008265:0.009473:0.006860:0.009474:0.009269:0.009474:0.009269:0.006860:0.009474:0.009269:0.009269:0.005645:0.009474:0.008263:0.009269:0.009474:0.006860:0.003830:0.009269:0.007054:0.011894:0.005846:0.003627:0.004638:0.003830:0.009269:0.009269:0.007055:0.009474:0.008062:0.007055:0.004837:0.009269:0.009269:0.004651
insurer:@0.822005:0.524440:0.879099:0.524440:0.879099:0.507948:0.822005:0.507948:0.004636:0.010482:0.009272:0.010281:0.006441:0.009474:0.006508
 :@0.879032:0.523836:0.883683:0.523836:0.883683:0.508090:0.879032:0.508090:0.004651
prior to appointment in relation to claims which fall within the scope of item (a) above; :@0.192533:0.537666:0.829313:0.537666:0.829313:0.521920:0.192533:0.521920:0.009269:0.005645:0.003627:0.009269:0.005645:0.004634:0.004636:0.009474:0.004634:0.009269:0.009473:0.009269:0.009269:0.003830:0.009269:0.004636:0.014311:0.009269:0.009269:0.004636:0.004634:0.003627:0.009269:0.004634:0.005846:0.009269:0.003627:0.009474:0.004838:0.003627:0.009269:0.009269:0.004837:0.004636:0.009269:0.004634:0.008466:0.003831:0.009269:0.003627:0.014313:0.008466:0.004634:0.011892:0.009269:0.003627:0.008466:0.009474:0.004634:0.004838:0.009269:0.003627:0.003629:0.004838:0.012093:0.003629:0.004636:0.009474:0.003830:0.009269:0.004634:0.004636:0.009269:0.009474:0.004634:0.008549:0.008466:0.009269:0.009269:0.009269:0.004634:0.009269:0.004835:0.004634:0.003630:0.004837:0.009269:0.014313:0.004634:0.005645:0.009269:0.005643:0.004634:0.009269:0.009269:0.009269:0.008263:0.009269:0.004884:0.004651
(c)  handling and settling any claim falling within the scope of item (a) above without the consent :@0.156646:0.551353:0.883590:0.551353:0.883590:0.535607:0.156646:0.535607:0.005638:0.008467:0.005453:0.004651:0.011678:0.009269:0.009269:0.009269:0.009474:0.003629:0.003830:0.009269:0.009269:0.005039:0.009269:0.009269:0.009473:0.004835:0.008466:0.009269:0.004636:0.004636:0.003830:0.003629:0.009474:0.009269:0.004835:0.009269:0.009675:0.008062:0.004835:0.008666:0.003831:0.009269:0.003627:0.014311:0.004835:0.004838:0.009269:0.003627:0.003629:0.003629:0.009269:0.009269:0.005039:0.012095:0.003629:0.004837:0.009269:0.003629:0.009474:0.004835:0.004636:0.009474:0.009269:0.004835:0.008466:0.008466:0.009269:0.009269:0.009474:0.004835:0.009269:0.004837:0.004835:0.003627:0.004638:0.009269:0.014311:0.004835:0.005643:0.009269:0.005645:0.004835:0.009269:0.009269:0.009269:0.008466:0.009269:0.005039:0.011892:0.003831:0.004636:0.009269:0.009473:0.009269:0.004636:0.004835:0.004838:0.009269:0.009269:0.004835:0.008466:0.009269:0.009269:0.008466:0.009474:0.009269:0.004636:0.004651
of the :@0.192533:0.564899:0.239300:0.564899:0.239300:0.549153:0.192533:0.549153:0.009269:0.004838:0.004835:0.004636:0.009269:0.009269:0.004651
insurer:@0.239484:0.565502:0.296578:0.565502:0.296578:0.549011:0.239484:0.549011:0.004636:0.010482:0.009272:0.010281:0.006441:0.009474:0.006508
 to a Maximum Value of no more than the Claims Handling Limit shown above :@0.296547:0.564899:0.883638:0.564899:0.883638:0.549153:0.296547:0.549153:0.004835:0.004838:0.009269:0.004835:0.009474:0.004835:0.014111:0.009269:0.008467:0.003627:0.014313:0.009269:0.014311:0.004835:0.011087:0.009269:0.003629:0.009269:0.009269:0.005039:0.009269:0.004838:0.004835:0.009269:0.009269:0.004835:0.014311:0.009269:0.005643:0.009269:0.004835:0.004636:0.009473:0.009269:0.009269:0.005039:0.004636:0.009474:0.009269:0.004835:0.012095:0.003830:0.009269:0.003629:0.014311:0.008467:0.004835:0.012095:0.009269:0.009269:0.009474:0.003629:0.003627:0.009474:0.009269:0.005039:0.009269:0.003629:0.014311:0.003629:0.004636:0.004835:0.008467:0.009473:0.009474:0.011892:0.009269:0.005041:0.009269:0.009269:0.009474:0.008263:0.009269:0.004651
in respect of all claims relating to any one :@0.192533:0.578586:0.505127:0.578586:0.505127:0.562840:0.192533:0.562840:0.003629:0.009269:0.004634:0.005643:0.009269:0.008467:0.009269:0.009269:0.008466:0.004636:0.004838:0.009269:0.004837:0.004634:0.009269:0.003830:0.003629:0.004634:0.008467:0.003627:0.009474:0.003629:0.014311:0.008466:0.004634:0.005645:0.009269:0.003627:0.009269:0.004636:0.003627:0.009269:0.009269:0.004837:0.004636:0.009269:0.004634:0.009474:0.009474:0.008062:0.004837:0.009269:0.009473:0.009269:0.004651
insured event:@0.505111:0.579189:0.614543:0.579189:0.614543:0.562698:0.505111:0.562698:0.004636:0.010281:0.009269:0.010545:0.006450:0.009269:0.010281:0.004634:0.009269:0.009474:0.009474:0.010279:0.005571
.  :@0.614627:0.578586:0.628547:0.578586:0.628547:0.562840:0.614627:0.562840:0.004634:0.004634:0.004651
 :@0.120977:0.592273:0.125628:0.592273:0.125628:0.576527:0.120977:0.576527:0.004651
ii) :@0.120977:0.605961:0.138728:0.605961:0.138728:0.590215:0.120977:0.590215:0.003630:0.003630:0.005839:0.004651
Maximum Value relates to the total financial value of the claim making no deductions for liability, :@0.159072:0.605961:0.875956:0.605961:0.875956:0.590215:0.159072:0.590215:0.013903:0.009269:0.008467:0.003627:0.014311:0.009071:0.014311:0.004634:0.011087:0.009269:0.003629:0.009269:0.009474:0.004634:0.005645:0.009269:0.003830:0.009269:0.004636:0.009269:0.008466:0.004634:0.004636:0.009474:0.004634:0.004837:0.009269:0.009269:0.004634:0.004636:0.009473:0.004636:0.009269:0.003830:0.004634:0.004837:0.003629:0.009269:0.009269:0.009269:0.008467:0.003830:0.009269:0.003627:0.004838:0.008265:0.009473:0.003629:0.009474:0.009269:0.004634:0.009269:0.004838:0.004634:0.004636:0.009473:0.009269:0.004634:0.008467:0.003627:0.009474:0.003629:0.014311:0.004434:0.014313:0.009070:0.008668:0.003629:0.009269:0.009269:0.004634:0.009269:0.009269:0.004634:0.009269:0.009474:0.009269:0.009269:0.008467:0.004837:0.003629:0.009474:0.009269:0.008466:0.004634:0.004837:0.009269:0.005643:0.004634:0.003629:0.003627:0.009269:0.009473:0.003629:0.003830:0.003629:0.005039:0.008062:0.004636:0.004651
contributory negligence, unsecured recoveries, deductible, excess or other form of self insured :@0.159072:0.619648:0.864651:0.619648:0.864651:0.603902:0.159072:0.603902:0.008466:0.009269:0.009269:0.004636:0.005643:0.003629:0.009269:0.009474:0.004636:0.009269:0.005846:0.008062:0.004838:0.009269:0.009473:0.009269:0.003830:0.003627:0.009269:0.009474:0.009269:0.008466:0.009269:0.004636:0.004634:0.009473:0.009474:0.008466:0.009269:0.008467:0.009269:0.005643:0.009269:0.009269:0.004634:0.005643:0.009269:0.008467:0.009269:0.008466:0.009269:0.005643:0.003629:0.009269:0.008467:0.004636:0.004837:0.009269:0.009269:0.009474:0.009269:0.008466:0.004636:0.003831:0.009269:0.003629:0.009269:0.004837:0.004634:0.009269:0.008467:0.008466:0.009269:0.008466:0.008466:0.004634:0.009269:0.005643:0.004634:0.009269:0.004636:0.009474:0.009269:0.005645:0.004634:0.004838:0.009269:0.005442:0.014313:0.004634:0.009269:0.004636:0.004634:0.008466:0.009269:0.003629:0.004837:0.004634:0.003629:0.009269:0.008466:0.009269:0.005643:0.009269:0.009269:0.004651
retentions. :@0.159072:0.633336:0.242139:0.633336:0.242139:0.617590:0.159072:0.617590:0.005643:0.009269:0.004636:0.009269:0.009269:0.004838:0.003627:0.009269:0.009269:0.008466:0.004862:0.004651
 :@0.159072:0.654145:0.163723:0.654145:0.163723:0.638399:0.159072:0.638399:0.004651
iii)  all claims falling outside the extent of this In-House Claims Handling Agreement must be :@0.120977:0.667832:0.816552:0.667832:0.816552:0.652086:0.120977:0.652086:0.003630:0.003830:0.003630:0.005640:0.004651:0.014505:0.009272:0.003630:0.003830:0.004634:0.008467:0.003630:0.009474:0.003630:0.014311:0.008466:0.004435:0.004838:0.009272:0.003630:0.003630:0.003630:0.009474:0.009272:0.004634:0.009272:0.009474:0.004636:0.008466:0.003630:0.009272:0.009474:0.004634:0.004636:0.009274:0.009473:0.004634:0.009274:0.008466:0.004619:0.009269:0.009269:0.004636:0.004838:0.009269:0.004838:0.004634:0.004636:0.009269:0.003627:0.008467:0.004634:0.004636:0.009269:0.005662:0.012295:0.009269:0.009269:0.008466:0.009269:0.004634:0.012295:0.003629:0.009474:0.003627:0.014313:0.008466:0.004634:0.012095:0.009269:0.009269:0.009269:0.003629:0.003629:0.009473:0.009269:0.004634:0.011288:0.009269:0.005645:0.009269:0.009269:0.014311:0.009269:0.009269:0.004636:0.004634:0.014111:0.009269:0.008466:0.004636:0.004634:0.009269:0.009269:0.004651
reported in accordance with :@0.156847:0.681236:0.367665:0.681236:0.367665:0.665490:0.156847:0.665490:0.005643:0.009269:0.009269:0.009269:0.005643:0.004636:0.009269:0.009473:0.004634:0.003629:0.009474:0.004634:0.009269:0.008466:0.008466:0.009269:0.005645:0.009269:0.009269:0.009269:0.008467:0.009473:0.004838:0.011892:0.003629:0.004837:0.009269:0.004651
policy:@0.367648:0.681839:0.416253:0.681839:0.416253:0.665348:0.367648:0.665348:0.010279:0.010281:0.004634:0.004634:0.009474:0.009302
 conditions. :@0.416069:0.681236:0.505979:0.681236:0.505979:0.665490:0.416069:0.665490:0.004634:0.008668:0.009269:0.009269:0.009474:0.003627:0.004636:0.003831:0.009269:0.009269:0.008466:0.004847:0.004651
 :@0.159055:0.702187:0.163707:0.702187:0.163707:0.686441:0.159055:0.686441:0.004651
iv)  in any event as soon as the :@0.120960:0.715732:0.366043:0.715732:0.366043:0.699986:0.120960:0.699986:0.003629:0.008265:0.005841:0.004651:0.013485:0.003629:0.009269:0.004634:0.009474:0.009473:0.008062:0.004838:0.009473:0.008265:0.009269:0.009269:0.004838:0.004634:0.009269:0.008466:0.004634:0.008467:0.009269:0.009269:0.009474:0.004634:0.009269:0.008466:0.004634:0.004636:0.009474:0.009473:0.004651
public authority:@0.366027:0.716336:0.492033:0.716336:0.492033:0.699845:0.366027:0.699845:0.010279:0.010281:0.010279:0.004636:0.004638:0.009272:0.004634:0.009272:0.010281:0.005638:0.010281:0.010279:0.006451:0.004636:0.005846:0.009302
 has become aware :@0.491842:0.715732:0.643437:0.715732:0.643437:0.699986:0.491842:0.699986:0.004835:0.009269:0.009269:0.008466:0.004634:0.009474:0.009269:0.008467:0.009473:0.014311:0.009269:0.004634:0.009269:0.011892:0.009269:0.005645:0.009500:0.004651
(a)  of any claim where the Maximum Value reaches or exceeds any Notification  Threshold :@0.156630:0.736683:0.883628:0.736683:0.883628:0.720938:0.156630:0.720938:0.005643:0.009269:0.005650:0.004651:0.010674:0.009269:0.004838:0.008265:0.009269:0.009473:0.008064:0.008265:0.008467:0.003830:0.009269:0.003627:0.014313:0.008265:0.011894:0.009269:0.009269:0.005846:0.009269:0.008265:0.004636:0.009269:0.009474:0.008265:0.014111:0.009269:0.008467:0.003627:0.014313:0.009070:0.014311:0.008265:0.011087:0.009269:0.003627:0.009269:0.009269:0.008265:0.005643:0.009269:0.009269:0.008467:0.009473:0.009269:0.008467:0.008265:0.009269:0.005846:0.008265:0.009269:0.008467:0.008466:0.009269:0.009269:0.009269:0.008467:0.008265:0.009269:0.009675:0.008064:0.008265:0.012295:0.009269:0.004636:0.003629:0.004837:0.003629:0.008466:0.009269:0.004838:0.003629:0.009269:0.009269:0.004651:0.003815:0.010482:0.009269:0.005645:0.009269:0.008466:0.009269:0.009269:0.003627:0.009269:0.004651
shown above :@0.192516:0.750371:0.296145:0.750371:0.296145:0.734625:0.192516:0.734625:0.008466:0.009269:0.009474:0.011894:0.009269:0.004634:0.009473:0.009269:0.009474:0.008265:0.009491:0.004651
 :@0.120960:0.763916:0.125611:0.763916:0.125611:0.748170:0.120960:0.748170:0.004651
(b)  that one of the following injury types has occurred :@0.156646:0.777604:0.566058:0.777604:0.566058:0.761858:0.156646:0.761858:0.005643:0.009269:0.005650:0.004651:0.010674:0.004636:0.009269:0.009269:0.004634:0.004838:0.009269:0.009269:0.009269:0.004838:0.009269:0.004838:0.004634:0.004636:0.009269:0.009269:0.004634:0.004838:0.009269:0.003830:0.003629:0.009473:0.012095:0.003629:0.009269:0.009269:0.004838:0.003627:0.009269:0.004032:0.009269:0.005846:0.008062:0.004634:0.005039:0.008064:0.009269:0.009269:0.008466:0.004838:0.009269:0.009269:0.008466:0.004634:0.009269:0.008466:0.008466:0.009269:0.005645:0.005643:0.009269:0.009550:0.004651
(1)  a fatality :@0.192533:0.798413:0.295359:0.798413:0.295359:0.782667:0.192533:0.782667:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.004634:0.004838:0.009269:0.004636:0.009269:0.003830:0.003629:0.004837:0.008278:0.004651
(2)  an amputation of a major extremity :@0.192550:0.812100:0.491507:0.812100:0.491507:0.796355:0.192550:0.796355:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009269:0.004634:0.009269:0.014313:0.009269:0.009269:0.004636:0.009269:0.004636:0.003830:0.009269:0.009269:0.004837:0.009269:0.004837:0.004634:0.009269:0.004634:0.014311:0.009269:0.003831:0.009269:0.005643:0.004634:0.009071:0.008466:0.004636:0.005645:0.009071:0.014311:0.003627:0.004838:0.008318:0.004651
(3)  any serious head injury (including skull fracture or loss of sight of either or both eyes) :@0.192567:0.825788:0.863225:0.825788:0.863225:0.810042:0.192567:0.810042:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.004634:0.008668:0.009269:0.005643:0.003629:0.009474:0.009269:0.008466:0.004634:0.009269:0.009269:0.009473:0.009269:0.004634:0.003830:0.009269:0.003830:0.009269:0.005846:0.008062:0.004634:0.005645:0.003830:0.009269:0.008466:0.003629:0.009269:0.009474:0.003627:0.009269:0.009474:0.004634:0.008466:0.008668:0.009269:0.003629:0.003629:0.004634:0.004837:0.005645:0.009269:0.008466:0.004636:0.009269:0.005645:0.009269:0.004634:0.009269:0.005643:0.004634:0.003629:0.009269:0.008467:0.008466:0.004837:0.009269:0.004838:0.004634:0.008466:0.003629:0.009269:0.009269:0.004636:0.004634:0.009269:0.004838:0.004634:0.009269:0.003830:0.004636:0.009269:0.009269:0.005643:0.004634:0.009269:0.005645:0.004837:0.009269:0.009269:0.004838:0.009269:0.004634:0.009675:0.008265:0.009269:0.008467:0.005775:0.004651
(4)  any injury to the spinal cord :@0.192583:0.839475:0.437518:0.839475:0.437518:0.823729:0.192583:0.823729:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.004838:0.003627:0.009269:0.003831:0.009269:0.006046:0.008062:0.004634:0.004636:0.009269:0.004837:0.004636:0.009269:0.009269:0.004634:0.008666:0.009269:0.003629:0.009474:0.009269:0.003629:0.004634:0.008466:0.009269:0.005846:0.009515:0.004651
(5)  any disability where it appears reasonably likely that there will be a disability of more :@0.192600:0.853021:0.883780:0.853021:0.883780:0.837275:0.192600:0.837275:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.006659:0.009269:0.003629:0.008466:0.009474:0.009269:0.003830:0.003629:0.003627:0.005039:0.008064:0.006659:0.012095:0.009269:0.009269:0.005643:0.009269:0.006650:0.003629:0.004636:0.006659:0.009269:0.009269:0.009474:0.009269:0.009269:0.005645:0.008466:0.006465:0.005643:0.009269:0.009269:0.008466:0.009269:0.009269:0.009474:0.009269:0.004032:0.008062:0.006659:0.003629:0.003627:0.008668:0.009269:0.003830:0.008064:0.006659:0.004636:0.009269:0.009269:0.004838:0.006650:0.004638:0.009269:0.009269:0.005643:0.009269:0.006659:0.012095:0.003629:0.003830:0.003629:0.006450:0.009474:0.009269:0.006451:0.009269:0.006659:0.009269:0.003627:0.008467:0.009473:0.009269:0.003831:0.003627:0.003629:0.005039:0.008062:0.006451:0.009269:0.005039:0.006451:0.014311:0.009269:0.005442:0.009070:0.004651
than one year :@0.228286:0.866708:0.335746:0.866708:0.335746:0.850962:0.228286:0.850962:0.004636:0.009269:0.009269:0.009269:0.004835:0.009269:0.009269:0.009474:0.004835:0.008062:0.009473:0.009269:0.005881:0.004651
(6)  any second or third degree burn of 25% or more of the body :@0.192617:0.880396:0.678638:0.880396:0.678638:0.864650:0.192617:0.864650:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.004634:0.008668:0.009269:0.008466:0.009269:0.009269:0.009269:0.004837:0.009269:0.005645:0.004634:0.004636:0.009473:0.003629:0.005645:0.009269:0.004634:0.009473:0.009269:0.009269:0.005643:0.009269:0.009474:0.004837:0.009269:0.009269:0.005643:0.009269:0.004634:0.009269:0.004837:0.004634:0.009269:0.009269:0.015119:0.004634:0.009269:0.005643:0.004634:0.014311:0.009269:0.005643:0.009269:0.004634:0.009269:0.004838:0.004634:0.004636:0.009269:0.009269:0.004838:0.009269:0.009269:0.009675:0.008379:0.004651
(7)  occupational disease :@0.192634:0.894083:0.389786:0.894083:0.389786:0.878337:0.192634:0.878337:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.008466:0.008467:0.009269:0.009269:0.009269:0.004636:0.003830:0.009269:0.009269:0.009473:0.003629:0.004634:0.009474:0.003627:0.008466:0.009269:0.009269:0.008466:0.009498:0.004651
(8)  chronic pain syndrome or related disorders :@0.192634:0.907770:0.551452:0.907770:0.551452:0.892025:0.192634:0.892025:0.005643:0.009269:0.005650:0.004651:0.010473:0.008466:0.009269:0.005645:0.009269:0.009269:0.003629:0.008466:0.004634:0.009474:0.009269:0.003629:0.009473:0.004634:0.008668:0.008062:0.009474:0.009269:0.005643:0.009269:0.014311:0.009269:0.004634:0.009269:0.005645:0.004634:0.005645:0.009269:0.003629:0.009269:0.004838:0.009269:0.009269:0.004837:0.009269:0.003627:0.008467:0.009269:0.005643:0.009474:0.009269:0.005643:0.008524:0.004651