:@0.120943:0.059250:0.125983:0.059250:0.125983:0.040522:0.120943:0.040522:0.005039
Page 6 of 12 :@0.802862:0.947944:0.882814:0.947944:0.882814:0.935234:0.802862:0.935234:0.009070:0.007455:0.007455:0.007455:0.003841:0.007455:0.003836:0.007252:0.003830:0.003827:0.007455:0.007266:0.003754
 :@0.879059:0.958773:0.882814:0.958773:0.882814:0.946063:0.879059:0.946063:0.003754
 :@0.236847:0.100339:0.241499:0.100339:0.241499:0.084593:0.236847:0.084593:0.004651
 :@0.236847:0.114026:0.241499:0.114026:0.241499:0.098280:0.236847:0.098280:0.004651
(c)  of any :@0.156625:0.127571:0.242710:0.127571:0.242710:0.111826:0.156625:0.111826:0.005638:0.008467:0.005453:0.004651:0.011678:0.009269:0.004838:0.004634:0.009269:0.009473:0.008064:0.004651
insured event:@0.242693:0.128175:0.352059:0.128175:0.352059:0.111684:0.242693:0.111684:0.004636:0.010482:0.009269:0.010281:0.006450:0.009269:0.010281:0.004835:0.009269:0.009474:0.009269:0.010281:0.005571
 involving any of the following :@0.352154:0.127571:0.575506:0.127571:0.575506:0.111826:0.352154:0.111826:0.004634:0.003629:0.009473:0.008265:0.009474:0.003830:0.008265:0.003830:0.009269:0.009269:0.004634:0.009474:0.009473:0.008064:0.004837:0.009269:0.004838:0.004634:0.004636:0.009269:0.009269:0.004634:0.004838:0.009269:0.003830:0.003629:0.009473:0.012095:0.003629:0.009474:0.009496:0.004651
(1)  sexual or physical abuse :@0.192512:0.141259:0.416884:0.141259:0.416884:0.125513:0.192512:0.125513:0.005643:0.009269:0.005650:0.004651:0.010473:0.008466:0.009269:0.008467:0.009269:0.009269:0.003629:0.004651:0.009269:0.005645:0.004837:0.009269:0.009675:0.007862:0.008668:0.003627:0.008467:0.009269:0.003830:0.004634:0.009269:0.009474:0.009269:0.008466:0.009488:0.004651
(2)  libel, slander and defamation :@0.192512:0.154946:0.447473:0.154946:0.447473:0.139200:0.192512:0.139200:0.005643:0.009269:0.005650:0.004651:0.010473:0.003629:0.003627:0.009474:0.009269:0.003629:0.004837:0.004634:0.008467:0.003627:0.009269:0.009474:0.009269:0.009269:0.005645:0.004634:0.009473:0.009269:0.009269:0.004837:0.009269:0.009269:0.004837:0.009269:0.014311:0.009269:0.004636:0.003627:0.009269:0.009269:0.004651
(3)  any claim that could be decided by courts representing jurisdictions outside of England, :@0.192512:0.168634:0.883578:0.168634:0.883578:0.152888:0.192512:0.152888:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.005036:0.008466:0.003831:0.009269:0.003627:0.014313:0.005036:0.004636:0.009269:0.009269:0.004636:0.005036:0.008466:0.009269:0.009269:0.003627:0.009269:0.005036:0.009473:0.009269:0.005036:0.009269:0.009269:0.008668:0.003627:0.009269:0.009474:0.009269:0.005036:0.009474:0.008062:0.005036:0.008467:0.009269:0.009269:0.005643:0.004636:0.008467:0.005036:0.005643:0.009269:0.009269:0.005645:0.009269:0.008467:0.009473:0.009269:0.004636:0.003830:0.009269:0.009473:0.005036:0.003830:0.009269:0.005643:0.003629:0.008466:0.009269:0.003629:0.008466:0.004636:0.003629:0.009269:0.009269:0.008466:0.005036:0.009474:0.009269:0.004636:0.008466:0.003629:0.009474:0.009269:0.005036:0.009269:0.004838:0.005036:0.011086:0.009269:0.009473:0.003629:0.009269:0.009474:0.009269:0.004636:0.004651
Wales, Scotland and Northern Ireland :@0.228198:0.182321:0.512834:0.182321:0.512834:0.166575:0.228198:0.166575:0.016327:0.009269:0.003629:0.009269:0.008466:0.004636:0.004634:0.011087:0.008466:0.009269:0.004636:0.003629:0.009269:0.009269:0.009269:0.004838:0.009269:0.009269:0.009474:0.004634:0.012095:0.009269:0.005643:0.004636:0.009474:0.009269:0.005645:0.009269:0.004634:0.004636:0.005645:0.009269:0.003830:0.009269:0.009269:0.009528:0.004651
(4)  any claim where  we are  alleging fraud  in the defence of a claim or  where there  is :@0.192528:0.196009:0.883670:0.196009:0.883670:0.180263:0.192528:0.180263:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.007863:0.008666:0.003629:0.009474:0.003627:0.014313:0.007863:0.011892:0.009474:0.009269:0.005643:0.009269:0.004651:0.003413:0.012095:0.009269:0.007863:0.009269:0.005643:0.009474:0.004651:0.003411:0.009269:0.003629:0.003830:0.009269:0.009474:0.003629:0.009269:0.009473:0.007863:0.004838:0.005643:0.009269:0.009269:0.009269:0.004651:0.003411:0.003627:0.009269:0.007863:0.004838:0.009269:0.009474:0.007863:0.009269:0.009269:0.004837:0.009474:0.009269:0.008466:0.009269:0.007863:0.009269:0.004838:0.007863:0.009269:0.007863:0.008668:0.003627:0.009269:0.003629:0.014311:0.007863:0.009269:0.005645:0.004651:0.003411:0.011892:0.009474:0.009269:0.005645:0.009269:0.007863:0.004837:0.009269:0.009269:0.005645:0.009269:0.004651:0.003411:0.003629:0.008466:0.004651
evidence of serious organised crime. :@0.228214:0.209696:0.506593:0.209696:0.506593:0.193950:0.228214:0.193950:0.009269:0.008466:0.003629:0.009269:0.009474:0.009269:0.008466:0.009269:0.004634:0.009269:0.004837:0.004634:0.008466:0.009269:0.005645:0.003629:0.009269:0.009269:0.008466:0.004838:0.009269:0.005643:0.009269:0.009269:0.009473:0.003629:0.008668:0.009269:0.009269:0.004634:0.008466:0.005645:0.003627:0.014311:0.009269:0.004686:0.004651
(5)  any claim involving pollution :@0.192528:0.223241:0.441093:0.223241:0.441093:0.207496:0.192528:0.207496:0.005643:0.009269:0.005650:0.004651:0.010473:0.009272:0.009474:0.008062:0.004634:0.008668:0.003630:0.009474:0.003630:0.014313:0.004634:0.003630:0.009272:0.008263:0.009474:0.003630:0.008466:0.003630:0.009272:0.009474:0.004634:0.009272:0.009474:0.003630:0.003830:0.009272:0.004636:0.003830:0.009474:0.009267:0.004651
 :@0.120989:0.236929:0.125640:0.236929:0.125640:0.221183:0.120989:0.221183:0.004651
the :@0.156876:0.250474:0.184700:0.250474:0.184700:0.234728:0.156876:0.234728:0.004636:0.009269:0.009269:0.004651
public authority:@0.185100:0.251078:0.311506:0.251078:0.311506:0.234587:0.185100:0.234587:0.010281:0.010279:0.010281:0.004636:0.004636:0.009272:0.005036:0.009274:0.010279:0.005638:0.010279:0.010281:0.006450:0.004636:0.005846:0.009302
 will supply full details of the claim in writing to the :@0.311281:0.250474:0.688141:0.250474:0.688141:0.234728:0.311281:0.234728:0.005237:0.012095:0.003629:0.003830:0.003627:0.005036:0.008467:0.009269:0.009269:0.009269:0.004032:0.008062:0.005036:0.004838:0.009269:0.003629:0.003627:0.005036:0.009474:0.009269:0.004636:0.009474:0.003627:0.003629:0.008466:0.005036:0.009269:0.004837:0.005036:0.004636:0.009269:0.009269:0.005036:0.008466:0.003629:0.009269:0.003629:0.014311:0.005036:0.003627:0.009269:0.005036:0.011892:0.005846:0.003629:0.004636:0.003830:0.009269:0.009269:0.005036:0.004636:0.009269:0.005036:0.004837:0.009269:0.009269:0.004651
insurer:@0.688526:0.251078:0.745419:0.251078:0.745419:0.234587:0.688526:0.234587:0.004636:0.010279:0.009269:0.010281:0.006652:0.009269:0.006508
 together with any :@0.745471:0.250474:0.883739:0.250474:0.883739:0.234728:0.745471:0.234728:0.005036:0.004636:0.009474:0.009269:0.009269:0.004636:0.009474:0.009269:0.005643:0.005036:0.012093:0.003629:0.004636:0.009269:0.005036:0.009474:0.009474:0.008263:0.004651
evidence and information that may be required by the :@0.156876:0.264162:0.563577:0.264162:0.563577:0.248416:0.156876:0.248416:0.009269:0.008466:0.003629:0.009269:0.009474:0.009269:0.008466:0.009269:0.005237:0.009474:0.009269:0.009269:0.005442:0.003627:0.009269:0.004837:0.009269:0.005645:0.014311:0.009269:0.004636:0.003629:0.009269:0.009269:0.005237:0.004837:0.009269:0.009269:0.004636:0.005237:0.014311:0.009474:0.008062:0.005237:0.009473:0.009269:0.005237:0.005643:0.009474:0.009269:0.009474:0.003629:0.005643:0.009269:0.009269:0.005441:0.009474:0.008062:0.005442:0.004636:0.009474:0.009474:0.004651
insurer:@0.564163:0.264765:0.621057:0.264765:0.621057:0.248274:0.564163:0.248274:0.004636:0.010281:0.009269:0.010279:0.006652:0.009269:0.006508
 for the purpose of investigating or :@0.621097:0.264162:0.883742:0.264162:0.883742:0.248416:0.621097:0.248416:0.005237:0.004838:0.009269:0.005643:0.005237:0.004837:0.009269:0.009269:0.005442:0.009269:0.009269:0.005643:0.009269:0.009269:0.008466:0.009474:0.005237:0.009269:0.004838:0.005237:0.003629:0.009474:0.008263:0.009269:0.008519:0.004838:0.003627:0.009269:0.009269:0.004837:0.003629:0.009473:0.009269:0.005237:0.009269:0.005846:0.004651
verifying the claim.  :@0.156876:0.277991:0.305242:0.277991:0.305242:0.262245:0.156876:0.262245:0.008265:0.009269:0.005643:0.003629:0.005039:0.008062:0.003830:0.009269:0.009269:0.004837:0.004636:0.009269:0.009269:0.004634:0.008666:0.003629:0.009474:0.003627:0.014311:0.004638:0.004450:0.004651
 :@0.156876:0.291679:0.161527:0.291679:0.161527:0.275933:0.156876:0.275933:0.004651
v) :@0.120989:0.305224:0.139543:0.305224:0.139543:0.289478:0.120989:0.289478:0.008265:0.005638:0.004651
it is a condition of this In-House Claims Handling Agreement that  :@0.181453:0.305224:0.670686:0.305224:0.670686:0.289478:0.181453:0.289478:0.003629:0.004636:0.004634:0.003627:0.008467:0.004837:0.009269:0.004634:0.008467:0.009269:0.009269:0.009473:0.003629:0.004838:0.003627:0.009269:0.009269:0.004837:0.009269:0.004838:0.004634:0.004636:0.009269:0.003629:0.008466:0.004634:0.004636:0.009269:0.005678:0.012297:0.009269:0.009269:0.008466:0.009269:0.004634:0.012297:0.003627:0.009269:0.003629:0.014311:0.008466:0.004634:0.012095:0.009269:0.009269:0.009269:0.003830:0.003629:0.009473:0.009269:0.004634:0.011288:0.009269:0.005643:0.009474:0.009269:0.014311:0.009269:0.009269:0.004636:0.004634:0.004636:0.009269:0.009269:0.004636:0.004902:0.004651
 :@0.120989:0.318912:0.125640:0.318912:0.125640:0.303166:0.120989:0.303166:0.004651
(a)  the :@0.156675:0.332457:0.220386:0.332457:0.220386:0.316711:0.156675:0.316711:0.005643:0.009269:0.005650:0.004651:0.010674:0.004636:0.009269:0.009269:0.004651
public authority:@0.221991:0.333060:0.349609:0.333060:0.349609:0.316569:0.221991:0.316569:0.010281:0.010279:0.010281:0.004636:0.004636:0.009272:0.006249:0.009272:0.010281:0.005638:0.010279:0.010281:0.006450:0.004636:0.005846:0.009302
 :@0.349377:0.332457:0.354028:0.332457:0.354028:0.316806:0.349377:0.316806:0.004651
shall provide to the :@0.355634:0.332457:0.505790:0.332457:0.505790:0.316711:0.355634:0.316711:0.008466:0.009474:0.009269:0.003830:0.003629:0.006249:0.009269:0.005643:0.009269:0.008467:0.003627:0.009269:0.009269:0.006247:0.004838:0.009269:0.006249:0.004636:0.009269:0.009269:0.004651
insurer:@0.507413:0.333060:0.564507:0.333060:0.564507:0.316569:0.507413:0.316569:0.004636:0.010281:0.009272:0.010482:0.006441:0.009474:0.006508
 such information as the :@0.564441:0.332457:0.753510:0.332457:0.753510:0.316711:0.564441:0.316711:0.006264:0.008466:0.009269:0.008467:0.009269:0.006249:0.003627:0.009269:0.004838:0.009269:0.005645:0.014311:0.009269:0.004636:0.003629:0.009269:0.009269:0.006249:0.009269:0.008466:0.006249:0.004636:0.009269:0.009269:0.004651
insurer:@0.755141:0.333060:0.812035:0.333060:0.812035:0.316569:0.755141:0.316569:0.004636:0.010281:0.009269:0.010279:0.006652:0.009269:0.006508
 requires :@0.811992:0.332457:0.883746:0.332457:0.883746:0.316711:0.811992:0.316711:0.006241:0.005643:0.009269:0.009269:0.009473:0.003629:0.005645:0.009269:0.008666:0.004651
about the claims it is handling under this In-House Claims Handling Agreement irrespective :@0.192545:0.346286:0.883694:0.346286:0.883694:0.330540:0.192545:0.330540:0.009269:0.009269:0.009269:0.009474:0.004636:0.005645:0.004636:0.009269:0.009269:0.005645:0.008466:0.003629:0.009473:0.003629:0.014311:0.008265:0.005643:0.003629:0.004636:0.005643:0.003629:0.008466:0.005645:0.009269:0.009269:0.009269:0.009269:0.003830:0.003830:0.009269:0.009269:0.005645:0.009269:0.009269:0.009474:0.009269:0.005643:0.005645:0.004636:0.009269:0.003629:0.008466:0.005643:0.004636:0.009269:0.005702:0.012095:0.009269:0.009269:0.008466:0.009269:0.005643:0.012297:0.003627:0.009474:0.003629:0.014311:0.008263:0.005645:0.012095:0.009269:0.009269:0.009269:0.003629:0.003830:0.009269:0.009269:0.005645:0.011288:0.009269:0.005645:0.009269:0.009269:0.014311:0.009269:0.009269:0.004638:0.005643:0.003629:0.005643:0.005645:0.009269:0.008466:0.009269:0.009269:0.008467:0.004636:0.003830:0.008265:0.009269:0.004651
of status on a 6 monthly basis or at any other such time as the :@0.192545:0.359832:0.689831:0.359832:0.689831:0.344086:0.192545:0.344086:0.009269:0.004838:0.006860:0.008466:0.004636:0.009269:0.004638:0.009269:0.008466:0.006860:0.009269:0.009269:0.006860:0.009269:0.006860:0.009269:0.006860:0.014311:0.009269:0.009269:0.004638:0.009269:0.003830:0.008062:0.007055:0.009474:0.009269:0.008466:0.003629:0.008466:0.006860:0.009269:0.005643:0.006860:0.009269:0.004636:0.006860:0.009269:0.009675:0.008062:0.006860:0.009269:0.004837:0.009269:0.009269:0.005643:0.006860:0.008466:0.009269:0.008466:0.009269:0.006860:0.004837:0.003629:0.014311:0.009269:0.006860:0.009269:0.008466:0.006860:0.004636:0.009269:0.009269:0.004651
insurer:@0.692039:0.360435:0.748732:0.360435:0.748732:0.343944:0.692039:0.343944:0.004636:0.010281:0.009269:0.010279:0.006451:0.009269:0.006508
 shall reasonably :@0.748684:0.359832:0.883744:0.359832:0.883744:0.344086:0.748684:0.344086:0.006860:0.008466:0.009474:0.009269:0.003830:0.003629:0.006860:0.005645:0.009269:0.009269:0.008466:0.009269:0.009269:0.009474:0.009269:0.004032:0.008062:0.004651
require. Prior to the granting of this In-House Claims Handling Agreement the :@0.192545:0.373519:0.790383:0.373519:0.790383:0.357773:0.192545:0.357773:0.005643:0.009269:0.009269:0.009269:0.003629:0.005643:0.009474:0.004636:0.006450:0.011087:0.005846:0.003627:0.009269:0.005643:0.006450:0.004636:0.009474:0.006458:0.004636:0.009473:0.009269:0.006458:0.009269:0.005643:0.009474:0.009269:0.004636:0.003830:0.009269:0.009269:0.006450:0.009269:0.004838:0.006450:0.004636:0.009474:0.003629:0.008466:0.006450:0.004636:0.009269:0.005680:0.012095:0.009474:0.009269:0.008466:0.009269:0.006450:0.012297:0.003629:0.009269:0.003627:0.014313:0.008466:0.006450:0.012095:0.009269:0.009269:0.009474:0.003629:0.003830:0.009269:0.009269:0.006652:0.011087:0.009269:0.005643:0.009474:0.009269:0.014311:0.009269:0.009269:0.004636:0.006450:0.004636:0.009269:0.009269:0.004651
insurer:@0.792190:0.374123:0.849083:0.374123:0.849083:0.357631:0.792190:0.357631:0.004837:0.010281:0.009269:0.010281:0.006450:0.009269:0.006508
 will :@0.849267:0.373519:0.883760:0.373519:0.883760:0.357773:0.849267:0.357773:0.006659:0.011894:0.003831:0.003627:0.003831:0.004651
provide the:@0.192545:0.387065:0.276214:0.387065:0.276214:0.371319:0.192545:0.371319:0.009269:0.005645:0.009269:0.008466:0.003629:0.009269:0.009473:0.005442:0.004638:0.009269:0.009302
 :@0.276398:0.387065:0.281049:0.387065:0.281049:0.371413:0.276398:0.371413:0.004651
public authority:@0.281836:0.387668:0.408845:0.387668:0.408845:0.371177:0.281836:0.371177:0.010281:0.010279:0.010281:0.004636:0.004636:0.009272:0.005645:0.009272:0.010281:0.005638:0.010281:0.010279:0.006451:0.004837:0.005638:0.009302
 :@0.408619:0.387065:0.413271:0.387065:0.413271:0.371413:0.408619:0.371413:0.004651
with details in writing of such information it requires in relation :@0.414258:0.387065:0.883675:0.387065:0.883675:0.371319:0.414258:0.371319:0.012095:0.003630:0.004837:0.009274:0.005442:0.009473:0.009272:0.004638:0.009473:0.003630:0.003630:0.008466:0.005645:0.003630:0.009274:0.005643:0.011894:0.005834:0.003629:0.004636:0.003830:0.009269:0.009269:0.005645:0.009269:0.004837:0.005442:0.008467:0.009269:0.008466:0.009269:0.005442:0.003629:0.009269:0.004837:0.009269:0.005643:0.014311:0.009269:0.004638:0.003627:0.009269:0.009269:0.005444:0.003830:0.004636:0.005442:0.005643:0.009269:0.009474:0.009269:0.003629:0.005643:0.009269:0.008666:0.005442:0.003629:0.009269:0.005442:0.005846:0.009269:0.003629:0.009473:0.004636:0.003629:0.009474:0.009269:0.004651
to all claims handled by the :@0.192528:0.400752:0.399722:0.400752:0.399722:0.385006:0.192528:0.385006:0.004636:0.009269:0.004634:0.009474:0.003629:0.003627:0.004634:0.008467:0.003830:0.009269:0.003627:0.014313:0.008466:0.004634:0.009269:0.009269:0.009269:0.009269:0.003830:0.009269:0.009269:0.004838:0.009473:0.008062:0.004838:0.004636:0.009269:0.009474:0.004651
public authority;:@0.399705:0.401355:0.531052:0.401355:0.531052:0.384864:0.399705:0.384864:0.010279:0.010281:0.010281:0.004636:0.004636:0.009272:0.004634:0.009272:0.010281:0.005638:0.010281:0.010281:0.006450:0.004636:0.005846:0.009071:0.005571
 :@0.531371:0.400752:0.536022:0.400752:0.536022:0.385006:0.531371:0.385006:0.004651
(b)  the :@0.156641:0.414440:0.220353:0.414440:0.220353:0.398694:0.156641:0.398694:0.005643:0.009269:0.005650:0.004651:0.010674:0.004636:0.009269:0.009269:0.004651
insurer:@0.222359:0.415043:0.279261:0.415043:0.279261:0.398552:0.222359:0.398552:0.004636:0.010281:0.009272:0.010281:0.006450:0.009474:0.006508
 or its authorised representatives shall have access to all records and data on :@0.279209:0.414440:0.883707:0.414440:0.883707:0.398694:0.279209:0.398694:0.006659:0.009269:0.005645:0.006650:0.003629:0.004636:0.008466:0.006659:0.009269:0.009269:0.004636:0.009474:0.009269:0.005643:0.003629:0.008466:0.009269:0.009269:0.006659:0.005645:0.009269:0.009269:0.005645:0.009269:0.008466:0.009269:0.009269:0.004838:0.009269:0.004636:0.003830:0.008265:0.009269:0.008466:0.006659:0.008467:0.009269:0.009269:0.003830:0.003629:0.006659:0.009473:0.009269:0.008265:0.009269:0.006659:0.009269:0.008466:0.008466:0.009269:0.008466:0.008466:0.006659:0.004636:0.009269:0.006659:0.009269:0.003627:0.003629:0.006659:0.005645:0.009269:0.008466:0.009269:0.005645:0.009269:0.008466:0.006659:0.009269:0.009269:0.009269:0.006659:0.009269:0.009269:0.004837:0.009269:0.006659:0.009269:0.009473:0.004651
any media relating to any or all claims the :@0.192545:0.428127:0.511806:0.428127:0.511806:0.412381:0.192545:0.412381:0.009269:0.009474:0.008062:0.005442:0.014311:0.009269:0.009269:0.003627:0.009269:0.005442:0.005645:0.009269:0.003830:0.009269:0.004636:0.003831:0.009269:0.009269:0.005442:0.004636:0.009269:0.005442:0.009474:0.009473:0.008064:0.005442:0.009473:0.005645:0.005442:0.009269:0.003629:0.003627:0.005442:0.008466:0.003629:0.009474:0.003627:0.014311:0.008265:0.005442:0.004636:0.009269:0.009269:0.004651
public authority:@0.512650:0.428730:0.639462:0.428730:0.639462:0.412239:0.512650:0.412239:0.010281:0.010279:0.010281:0.004636:0.004636:0.009272:0.005442:0.009272:0.010281:0.005638:0.010279:0.010281:0.006450:0.004636:0.005846:0.009302
 is handling under this In-House :@0.639233:0.428127:0.883735:0.428127:0.883735:0.412381:0.639233:0.412381:0.005437:0.003629:0.008466:0.005442:0.009269:0.009269:0.009474:0.009269:0.003830:0.003629:0.009269:0.009269:0.005442:0.009474:0.009269:0.009269:0.009269:0.005645:0.005442:0.004636:0.009473:0.003629:0.008466:0.005442:0.004636:0.009269:0.005668:0.012095:0.009269:0.009269:0.008466:0.009474:0.004651
Claims Handling Agreement provided that the :@0.192528:0.441814:0.539181:0.441814:0.539181:0.426069:0.192528:0.426069:0.012095:0.003629:0.009473:0.003629:0.014311:0.008466:0.005237:0.012095:0.009269:0.009269:0.009269:0.003629:0.003830:0.009269:0.009269:0.005442:0.011087:0.009269:0.005643:0.009474:0.009269:0.014311:0.009269:0.009269:0.004636:0.005237:0.009269:0.005645:0.009474:0.008263:0.003629:0.009474:0.009269:0.009269:0.005442:0.004636:0.009269:0.009269:0.004838:0.005237:0.004636:0.009269:0.009473:0.004651
insurer:@0.539767:0.442418:0.596658:0.442418:0.596658:0.425927:0.539767:0.425927:0.004636:0.010279:0.009269:0.010279:0.006652:0.009269:0.006508
 or its authorised representatives give :@0.596888:0.441814:0.883672:0.441814:0.883672:0.426069:0.596888:0.426069:0.005437:0.009269:0.005645:0.005237:0.003629:0.004636:0.008466:0.005237:0.009473:0.009269:0.004636:0.009474:0.009269:0.005645:0.003627:0.008467:0.009269:0.009269:0.005237:0.005846:0.009269:0.009269:0.005643:0.009269:0.008467:0.009269:0.009269:0.004837:0.009269:0.004636:0.003830:0.008265:0.009269:0.008466:0.005237:0.009474:0.003830:0.008265:0.009269:0.004651
no less than seven days’ notice in writing of their intention to access such records and data; :@0.192528:0.455502:0.877090:0.455502:0.877090:0.439756:0.192528:0.439756:0.009269:0.009269:0.004634:0.003831:0.009269:0.008466:0.008466:0.004634:0.004636:0.009269:0.009269:0.009474:0.004634:0.008466:0.009269:0.008466:0.009269:0.009269:0.004634:0.009474:0.009473:0.008064:0.008666:0.003629:0.004634:0.009474:0.009269:0.004636:0.003629:0.008466:0.009269:0.004837:0.003629:0.009269:0.004838:0.011892:0.005846:0.003629:0.004636:0.003830:0.009269:0.009269:0.004838:0.009269:0.004837:0.004634:0.004634:0.009269:0.009269:0.003627:0.005645:0.004837:0.003629:0.009269:0.004636:0.009474:0.009474:0.004636:0.003627:0.009269:0.009473:0.004634:0.004636:0.009269:0.004838:0.009269:0.008466:0.008467:0.009269:0.008466:0.008466:0.004634:0.008466:0.009269:0.008466:0.009269:0.004634:0.005643:0.009269:0.008466:0.009269:0.005645:0.009269:0.008466:0.004634:0.009269:0.009269:0.009269:0.004838:0.009269:0.009269:0.004838:0.009269:0.004982:0.004651
(c)  the :@0.156658:0.469047:0.220370:0.469047:0.220370:0.453302:0.156658:0.453302:0.005638:0.008467:0.005453:0.004651:0.011678:0.004636:0.009269:0.009269:0.004651
insurer:@0.224801:0.469651:0.281896:0.469651:0.281896:0.453159:0.224801:0.453159:0.004636:0.010482:0.009272:0.010281:0.006441:0.009474:0.006508
  reserves the  right to  audit the in  house handled files  and any  associated :@0.281829:0.469047:0.883697:0.469047:0.883697:0.453302:0.281829:0.453302:0.004651:0.004440:0.005643:0.009269:0.008466:0.009269:0.005846:0.008265:0.009269:0.008466:0.009068:0.004837:0.009269:0.009473:0.004651:0.004621:0.005645:0.003627:0.009269:0.009269:0.004837:0.009068:0.004636:0.009269:0.004651:0.004621:0.009269:0.009474:0.009269:0.003629:0.004837:0.009068:0.004636:0.009269:0.009474:0.009068:0.003888:0.009269:0.004651:0.004621:0.009269:0.009269:0.009269:0.008666:0.009269:0.009068:0.009269:0.009474:0.009269:0.009474:0.003629:0.009269:0.009473:0.009068:0.004837:0.003629:0.003629:0.009269:0.008466:0.004651:0.004621:0.009269:0.009269:0.009473:0.009068:0.009473:0.009474:0.008062:0.004651:0.004823:0.009269:0.008466:0.008467:0.009269:0.008466:0.003629:0.009269:0.004636:0.009269:0.009269:0.004651
operational aspects as required by them; :@0.192562:0.482877:0.500788:0.482877:0.500788:0.467131:0.192562:0.467131:0.009269:0.009269:0.009269:0.005645:0.009269:0.004838:0.003627:0.009474:0.009269:0.009269:0.003831:0.004634:0.009269:0.008466:0.009269:0.009269:0.008466:0.004636:0.008467:0.004634:0.009269:0.008466:0.004634:0.005645:0.009473:0.009474:0.009269:0.003629:0.005643:0.009269:0.009269:0.004838:0.009474:0.008062:0.004837:0.004638:0.009269:0.009269:0.014311:0.004700:0.004651
(d)  the :@0.156692:0.496422:0.220403:0.496422:0.220403:0.480676:0.156692:0.480676:0.005643:0.009269:0.005650:0.004651:0.010674:0.004636:0.009269:0.009269:0.004651
insurer:@0.222811:0.497025:0.279704:0.497025:0.279704:0.480534:0.222811:0.480534:0.004636:0.010281:0.009269:0.010279:0.006652:0.009269:0.006508
 reserves the right to take over the handling of any claim where the reporting :@0.279661:0.496422:0.883754:0.496422:0.883754:0.480676:0.279661:0.480676:0.007060:0.005643:0.009269:0.008466:0.009269:0.005643:0.008467:0.009269:0.008466:0.007060:0.004636:0.009269:0.009269:0.007060:0.005645:0.003830:0.009269:0.009269:0.004636:0.007060:0.004636:0.009269:0.007060:0.004636:0.009269:0.008666:0.009269:0.007060:0.009269:0.008263:0.009269:0.005645:0.007060:0.004636:0.009473:0.009269:0.007060:0.009269:0.009269:0.009474:0.009269:0.003830:0.003830:0.009269:0.009269:0.007060:0.009269:0.004838:0.007060:0.009269:0.009474:0.008062:0.007060:0.008466:0.003629:0.009473:0.003629:0.014311:0.007060:0.011894:0.009269:0.009269:0.005643:0.009269:0.007060:0.004636:0.009269:0.009473:0.007060:0.005643:0.009269:0.009269:0.009269:0.005645:0.004636:0.003627:0.009474:0.009269:0.004651
criteria identified in iv) above are met. :@0.192578:0.510252:0.476411:0.510252:0.476411:0.494506:0.192578:0.494506:0.008466:0.005645:0.003627:0.004636:0.009269:0.005643:0.003629:0.009269:0.004837:0.003629:0.009269:0.009474:0.009269:0.004636:0.003629:0.004837:0.003629:0.009474:0.009269:0.004634:0.003830:0.009269:0.004838:0.003627:0.008265:0.005645:0.004634:0.009474:0.009269:0.009474:0.008466:0.009269:0.004634:0.009269:0.005643:0.009269:0.004634:0.014311:0.009269:0.004636:0.004688:0.004651
 :@0.192578:0.523939:0.197230:0.523939:0.197230:0.508193:0.192578:0.508193:0.004651
vi)  this In-House Claims Handling  Agreement is provided subject to the :@0.121022:0.537343:0.736994:0.537343:0.736994:0.521597:0.121022:0.521597:0.008265:0.003627:0.005842:0.004651:0.013485:0.004634:0.009272:0.003629:0.008467:0.012698:0.004634:0.009285:0.005635:0.012295:0.009269:0.009269:0.008466:0.009269:0.012698:0.012297:0.003629:0.009269:0.003627:0.014313:0.008466:0.012698:0.012095:0.009269:0.009269:0.009269:0.003831:0.003627:0.009269:0.009269:0.004651:0.008250:0.011087:0.009269:0.005643:0.009474:0.009269:0.014311:0.009269:0.009269:0.004636:0.012698:0.003669:0.008466:0.012698:0.009269:0.005643:0.009474:0.008265:0.003830:0.009269:0.009269:0.009269:0.012698:0.008467:0.009473:0.009269:0.003830:0.009269:0.008466:0.004636:0.012698:0.004636:0.009269:0.012698:0.004636:0.009474:0.009269:0.004651
public authority:@0.745041:0.537946:0.879314:0.537946:0.879314:0.521455:0.745041:0.521455:0.010281:0.010482:0.010279:0.004638:0.004636:0.009272:0.012698:0.009274:0.010279:0.005638:0.010281:0.010281:0.006450:0.004636:0.005846:0.009302
 :@0.879114:0.537343:0.883766:0.537343:0.883766:0.521597:0.879114:0.521597:0.004651
maintaining the following: :@0.156876:0.551172:0.350197:0.551172:0.350197:0.535426:0.156876:0.535426:0.014311:0.009269:0.003629:0.009269:0.004636:0.009269:0.003629:0.009474:0.003627:0.009269:0.009269:0.004837:0.004636:0.009269:0.009269:0.004634:0.004837:0.009269:0.003830:0.003629:0.009474:0.012095:0.003627:0.009474:0.009269:0.004872:0.004651
 :@0.120989:0.564859:0.125640:0.564859:0.125640:0.549113:0.120989:0.549113:0.004651
(a)  A team of competent and experienced Claims Handlers with sufficient capacity to maintain :@0.156675:0.578547:0.883652:0.578547:0.883652:0.562801:0.156675:0.562801:0.005643:0.009269:0.005650:0.004651:0.010674:0.011086:0.006048:0.004636:0.009269:0.009269:0.014311:0.006048:0.009269:0.004838:0.006046:0.008466:0.009071:0.014311:0.009269:0.009269:0.004636:0.009269:0.009269:0.004636:0.006048:0.009269:0.009269:0.009269:0.006249:0.009269:0.008466:0.009269:0.009269:0.005643:0.003629:0.009473:0.009269:0.008466:0.009269:0.009269:0.006048:0.012295:0.003629:0.009269:0.003627:0.014313:0.008466:0.006046:0.012095:0.009269:0.009269:0.009269:0.003830:0.009269:0.005645:0.008466:0.006046:0.011894:0.003627:0.004838:0.009269:0.006048:0.008466:0.009269:0.004837:0.004838:0.003629:0.008466:0.003629:0.009269:0.009269:0.004636:0.006046:0.008467:0.009269:0.009269:0.009269:0.008466:0.003830:0.004838:0.008062:0.006249:0.004636:0.009269:0.006046:0.014311:0.009269:0.003629:0.009269:0.004636:0.009269:0.003629:0.009474:0.004651
an efficiency of workloads. :@0.192562:0.592234:0.394148:0.592234:0.394148:0.576488:0.192562:0.576488:0.009269:0.009269:0.004634:0.009269:0.004838:0.004838:0.003627:0.008466:0.003629:0.009269:0.009269:0.008666:0.008064:0.004837:0.009269:0.004838:0.004634:0.012095:0.009269:0.005643:0.008668:0.003629:0.009269:0.009269:0.009269:0.008466:0.004674:0.004651
(b)  Appropriate claims management systems which can achieve the quality of service required, :@0.156675:0.605922:0.883746:0.605922:0.883746:0.590176:0.156675:0.590176:0.005643:0.009269:0.005650:0.004651:0.010674:0.011087:0.009269:0.009269:0.005643:0.009474:0.009269:0.005645:0.003627:0.009474:0.004636:0.009269:0.005442:0.008466:0.003629:0.009474:0.003627:0.014311:0.008265:0.005242:0.014311:0.009269:0.009269:0.009269:0.009269:0.009473:0.014311:0.009269:0.009269:0.004636:0.005442:0.008466:0.007862:0.008466:0.004636:0.009269:0.014313:0.008466:0.005442:0.011892:0.009269:0.003629:0.008466:0.009269:0.005442:0.008467:0.009269:0.009269:0.005442:0.009473:0.008467:0.009269:0.003627:0.009474:0.008265:0.009269:0.005442:0.004636:0.009269:0.009269:0.005442:0.009474:0.009269:0.009474:0.003629:0.003627:0.005039:0.008062:0.005519:0.009269:0.004838:0.005442:0.008466:0.009269:0.005645:0.008263:0.003629:0.008668:0.009269:0.005442:0.005643:0.009269:0.009269:0.009269:0.003627:0.005645:0.009473:0.009269:0.004636:0.004651
including staffing numbers. :@0.192562:0.619467:0.396975:0.619467:0.396975:0.603721:0.192562:0.603721:0.003629:0.009269:0.008466:0.003629:0.009473:0.009269:0.003831:0.009269:0.009269:0.004634:0.008466:0.004636:0.009269:0.004838:0.004837:0.003629:0.009269:0.009269:0.004634:0.009474:0.009269:0.014311:0.009269:0.009269:0.005643:0.008467:0.004477:0.004651
(c)  Robust Claims Management systems which can record the claims management information :@0.156692:0.633154:0.883633:0.633154:0.883633:0.617409:0.156692:0.617409:0.005638:0.008467:0.005453:0.004651:0.011678:0.012095:0.009269:0.009269:0.009269:0.008467:0.004636:0.005237:0.012295:0.003629:0.009474:0.003627:0.014313:0.008466:0.005237:0.013903:0.009269:0.009269:0.009269:0.009269:0.009269:0.014313:0.009269:0.009269:0.004636:0.005237:0.008668:0.008064:0.008466:0.004636:0.009269:0.014311:0.008466:0.005237:0.011892:0.009269:0.003629:0.008466:0.009474:0.005237:0.008466:0.009269:0.009269:0.005237:0.005643:0.009269:0.008466:0.009269:0.005846:0.009269:0.005237:0.004636:0.009269:0.009269:0.005237:0.008668:0.003629:0.009473:0.003629:0.014311:0.008466:0.005039:0.014311:0.009269:0.009269:0.009269:0.009269:0.009071:0.014311:0.009269:0.009269:0.004636:0.005237:0.003830:0.009269:0.004838:0.009269:0.005442:0.014311:0.009269:0.004636:0.003629:0.009269:0.009269:0.004651
in a manner acceptable to us.  This means recording the claims records on a ‘policy year :@0.192578:0.646842:0.883680:0.646842:0.883680:0.631096:0.192578:0.631096:0.003629:0.009269:0.006450:0.009269:0.006458:0.014311:0.009269:0.009269:0.009269:0.009269:0.005643:0.006450:0.009269:0.008466:0.008466:0.009269:0.009269:0.004838:0.009269:0.009269:0.003830:0.009269:0.006450:0.004636:0.009474:0.006450:0.009269:0.008467:0.004636:0.006450:0.006450:0.010482:0.009269:0.003627:0.008467:0.006247:0.014311:0.009269:0.009269:0.009269:0.008466:0.006458:0.005643:0.009269:0.008467:0.009269:0.005643:0.009269:0.003629:0.009474:0.009269:0.006450:0.004636:0.009269:0.009269:0.006450:0.008466:0.003830:0.009269:0.003627:0.014311:0.008467:0.006450:0.005645:0.009269:0.008466:0.009269:0.005645:0.009269:0.008466:0.006450:0.009269:0.009269:0.006450:0.009269:0.006458:0.003627:0.009269:0.009473:0.003629:0.003627:0.008871:0.008062:0.006652:0.008062:0.009474:0.009269:0.005643:0.004651
basis’  by coverage and the ability to meet the minimum data return requirements set out :@0.192578:0.660529:0.883769:0.660529:0.883769:0.644783:0.192578:0.644783:0.009269:0.009269:0.008466:0.003629:0.008466:0.003629:0.004651:0.002607:0.009473:0.008062:0.007060:0.008466:0.009474:0.008466:0.009269:0.005643:0.009269:0.009269:0.009474:0.007060:0.009269:0.009474:0.009269:0.007060:0.004636:0.009473:0.009269:0.007060:0.009269:0.009473:0.003629:0.003830:0.003629:0.005039:0.008076:0.007060:0.004636:0.009269:0.007060:0.014311:0.009269:0.009269:0.004636:0.007060:0.004636:0.009473:0.009269:0.007060:0.014313:0.003627:0.009269:0.003831:0.014311:0.009070:0.014111:0.007060:0.009269:0.009269:0.004636:0.009269:0.007060:0.005645:0.009269:0.004636:0.009269:0.005645:0.009473:0.007060:0.005645:0.009269:0.009269:0.009474:0.003627:0.005645:0.009269:0.014311:0.009269:0.009269:0.004636:0.008466:0.007060:0.008466:0.009269:0.004636:0.007060:0.009474:0.009269:0.004636:0.004651
above.  :@0.192578:0.674217:0.252256:0.674217:0.252256:0.658471:0.192578:0.658471:0.009269:0.009269:0.009474:0.008265:0.009269:0.004636:0.004845:0.004651
 :@0.156692:0.687762:0.161343:0.687762:0.161343:0.672016:0.156692:0.672016:0.004651
At all times the :@0.156892:0.701308:0.271608:0.701308:0.271608:0.685562:0.156892:0.685562:0.011086:0.004638:0.004634:0.009474:0.003630:0.003630:0.004838:0.004636:0.003630:0.014313:0.009272:0.008466:0.004634:0.004638:0.009272:0.009272:0.004651
insurer:@0.271592:0.701911:0.328485:0.701911:0.328485:0.685420:0.271592:0.685420:0.004636:0.010281:0.009269:0.010281:0.006650:0.009269:0.006508
 retains the right to inspect and challenge any of the above aspects. :@0.328430:0.701308:0.835599:0.701308:0.835599:0.685562:0.328430:0.685562:0.004634:0.005643:0.009474:0.004636:0.009474:0.003627:0.009269:0.008466:0.004634:0.004636:0.009473:0.009269:0.004634:0.005643:0.003629:0.009473:0.009269:0.004636:0.004634:0.004636:0.009473:0.004634:0.003629:0.009269:0.008668:0.009269:0.009269:0.008467:0.004636:0.004634:0.009473:0.009269:0.009269:0.004837:0.008466:0.009269:0.009269:0.003627:0.003831:0.009269:0.009269:0.009473:0.009269:0.004634:0.009473:0.009474:0.008062:0.004838:0.009269:0.004837:0.004634:0.004636:0.009269:0.009269:0.004634:0.009473:0.009269:0.009473:0.008265:0.009269:0.004838:0.009269:0.008466:0.009269:0.009269:0.008466:0.004636:0.008467:0.004735:0.004651
 :@0.156892:0.715137:0.161543:0.715137:0.161543:0.699391:0.156892:0.699391:0.004651
vii)  under no circumstances does this In-House Claims  Handling Agreement apply to sub-agents :@0.121006:0.728825:0.883734:0.728825:0.883734:0.713079:0.121006:0.713079:0.008265:0.003830:0.003629:0.005642:0.004651:0.009854:0.009269:0.009269:0.009269:0.009269:0.005643:0.007863:0.009269:0.009269:0.007863:0.008466:0.003629:0.005643:0.008467:0.009269:0.014311:0.008466:0.004636:0.009269:0.009269:0.008466:0.009269:0.008466:0.007863:0.009071:0.009269:0.009269:0.008466:0.007863:0.004636:0.009269:0.003629:0.008466:0.007863:0.004636:0.009269:0.005682:0.012095:0.009269:0.009269:0.008466:0.009269:0.007863:0.012297:0.003627:0.009269:0.003627:0.014311:0.008467:0.004651:0.003008:0.012095:0.009269:0.009269:0.009474:0.003629:0.003830:0.009269:0.009269:0.007863:0.011086:0.009269:0.005846:0.009269:0.009269:0.014311:0.009269:0.009269:0.004636:0.007863:0.009269:0.009269:0.009269:0.004030:0.008265:0.007863:0.004636:0.009269:0.007863:0.008466:0.009269:0.009269:0.005700:0.009269:0.009269:0.009269:0.009269:0.004636:0.008666:0.004651
third party administrators brokers or others without the prior written approval of the :@0.156859:0.742370:0.771966:0.742370:0.771966:0.726624:0.156859:0.726624:0.004636:0.009269:0.003629:0.005643:0.009269:0.004835:0.009269:0.009269:0.005645:0.005058:0.008062:0.004634:0.009269:0.009269:0.014311:0.003629:0.009269:0.003627:0.008466:0.004638:0.005643:0.009269:0.004838:0.009269:0.005643:0.008467:0.004634:0.009269:0.005643:0.009269:0.008668:0.009269:0.005645:0.008466:0.004634:0.009269:0.005645:0.004634:0.009269:0.004636:0.009269:0.009269:0.005645:0.008466:0.004634:0.012095:0.003627:0.004636:0.009474:0.009269:0.009269:0.004638:0.004634:0.004837:0.009269:0.009269:0.004837:0.009269:0.005645:0.003627:0.009269:0.005645:0.004837:0.011894:0.005643:0.003629:0.004837:0.004638:0.009269:0.009269:0.004837:0.009269:0.009473:0.009269:0.005645:0.009269:0.008466:0.009269:0.003629:0.004837:0.009269:0.004837:0.004634:0.004636:0.009269:0.009474:0.004651
insurer:@0.771949:0.742973:0.828851:0.742973:0.828851:0.726482:0.771949:0.726482:0.004636:0.010281:0.009272:0.010281:0.006450:0.009474:0.006508
. :@0.828906:0.742370:0.838392:0.742370:0.838392:0.726624:0.828906:0.726624:0.004835:0.004651
 :@0.156859:0.756199:0.161510:0.756199:0.161510:0.740453:0.156859:0.740453:0.004651
viii)  the :@0.120972:0.769603:0.184683:0.769603:0.184683:0.753857:0.120972:0.753857:0.008265:0.003830:0.003630:0.003630:0.005841:0.004651:0.006040:0.004636:0.009269:0.009269:0.004651
insurer:@0.184882:0.770206:0.241776:0.770206:0.241776:0.753715:0.184882:0.753715:0.004636:0.010281:0.009269:0.010279:0.006652:0.009269:0.006508
 reserves the right to withdraw this In-House Claims Handling Agreement by giving no :@0.241733:0.769603:0.883687:0.769603:0.883687:0.753857:0.241733:0.753857:0.004835:0.005643:0.009269:0.008466:0.009269:0.005643:0.008467:0.009269:0.008466:0.004835:0.004636:0.009269:0.009269:0.004835:0.005643:0.003629:0.009473:0.009269:0.004636:0.004835:0.004636:0.009269:0.005039:0.011894:0.003629:0.004837:0.009269:0.009269:0.005645:0.009474:0.011892:0.004835:0.004638:0.009473:0.003629:0.008466:0.004835:0.004636:0.009269:0.005698:0.012095:0.009269:0.009269:0.008668:0.009269:0.004835:0.012095:0.003627:0.009474:0.003629:0.014311:0.008263:0.004835:0.012095:0.009269:0.009269:0.009269:0.003831:0.003627:0.009269:0.009269:0.005039:0.011087:0.009269:0.005645:0.009269:0.009269:0.014311:0.009269:0.009269:0.004638:0.004835:0.009675:0.007862:0.005039:0.009269:0.003830:0.008265:0.003830:0.009269:0.009269:0.004835:0.009269:0.009474:0.004651
less than seven days’ notice in writing in the event that: :@0.156876:0.783432:0.571524:0.783432:0.571524:0.767686:0.156876:0.767686:0.003629:0.009269:0.008466:0.008466:0.004634:0.004636:0.009269:0.009473:0.009269:0.004634:0.008466:0.009269:0.008466:0.009269:0.009269:0.004838:0.009269:0.009675:0.007862:0.008666:0.003629:0.004634:0.009474:0.009269:0.004636:0.003629:0.008666:0.009269:0.004634:0.003629:0.009474:0.004837:0.011894:0.005643:0.003629:0.004837:0.003629:0.009269:0.009474:0.004634:0.003629:0.009473:0.004634:0.004636:0.009269:0.009474:0.004634:0.009474:0.008265:0.009269:0.009269:0.004837:0.004634:0.004636:0.009269:0.009473:0.004838:0.004703:0.004651
 :@0.156876:0.797120:0.161527:0.797120:0.161527:0.781374:0.156876:0.781374:0.004651
(a)  any of the provisions contained in this In-House Claims Handling Agreement are breached :@0.156675:0.810807:0.883697:0.810807:0.883697:0.795061:0.156675:0.795061:0.005643:0.009269:0.005650:0.004651:0.010674:0.009269:0.009474:0.008062:0.006249:0.009269:0.004838:0.006046:0.004636:0.009269:0.009269:0.006048:0.009269:0.005657:0.009269:0.008466:0.003629:0.008466:0.003629:0.009474:0.009269:0.008466:0.006046:0.008467:0.009269:0.009269:0.004636:0.009474:0.003627:0.009269:0.009474:0.009269:0.006048:0.003627:0.009269:0.006046:0.004838:0.009269:0.003627:0.008467:0.006046:0.004636:0.009269:0.005682:0.012095:0.009474:0.009269:0.008466:0.009269:0.006046:0.012095:0.003830:0.009269:0.003627:0.014313:0.008466:0.006046:0.012095:0.009269:0.009269:0.009269:0.003830:0.003629:0.009269:0.009269:0.006249:0.011086:0.009269:0.005645:0.009473:0.009269:0.014311:0.009269:0.009269:0.004636:0.006048:0.009269:0.005643:0.009269:0.006046:0.009269:0.005645:0.009269:0.009269:0.008466:0.009269:0.009474:0.009269:0.004651
or :@0.192562:0.824495:0.212136:0.824495:0.212136:0.808749:0.192562:0.808749:0.009269:0.005655:0.004651
(b)  the amount paid with regard to all losses within the :@0.156692:0.838040:0.592086:0.838040:0.592086:0.822294:0.156692:0.822294:0.005643:0.009269:0.005650:0.004651:0.010674:0.004636:0.009269:0.009269:0.006860:0.009269:0.014311:0.009269:0.009269:0.009269:0.004636:0.006650:0.009269:0.009473:0.003629:0.009474:0.006860:0.011892:0.003629:0.004838:0.009269:0.006652:0.005643:0.009474:0.009269:0.009473:0.005645:0.009269:0.006652:0.004636:0.009269:0.006860:0.009269:0.003830:0.003629:0.006860:0.003629:0.009269:0.008466:0.008466:0.009269:0.008467:0.006860:0.012095:0.003629:0.004636:0.009473:0.003629:0.009269:0.006860:0.004636:0.009269:0.009473:0.004651
retention:@0.594294:0.838643:0.665985:0.838643:0.665985:0.822152:0.594294:0.822152:0.006450:0.009272:0.005638:0.009272:0.010281:0.005638:0.004636:0.010281:0.010222
 in respect of the :@0.666068:0.838040:0.803367:0.838040:0.803367:0.822294:0.666068:0.822294:0.006659:0.003830:0.009269:0.006659:0.005645:0.009269:0.008466:0.009474:0.009269:0.008466:0.004636:0.006659:0.009269:0.004838:0.006659:0.004636:0.009474:0.009473:0.004651
period of :@0.805375:0.838643:0.883802:0.838643:0.883802:0.822152:0.805375:0.822152:0.010281:0.009272:0.006450:0.004638:0.010279:0.010281:0.006659:0.010279:0.005638:0.004651
insurance:@0.192578:0.852189:0.271826:0.852189:0.271826:0.835698:0.192578:0.835698:0.004636:0.010281:0.009272:0.010279:0.006451:0.009272:0.010281:0.009473:0.009302
 exceeds :@0.271797:0.851586:0.343762:0.851586:0.343762:0.835840:0.271797:0.835840:0.004634:0.009269:0.008466:0.008467:0.009269:0.009473:0.009269:0.008467:0.004651
 of any Aggregate Stop Loss shown in the :@0.377199:0.851586:0.692817:0.851586:0.692817:0.835840:0.377199:0.835840:0.004837:0.009269:0.004838:0.004634:0.009269:0.009675:0.008064:0.004634:0.011290:0.009269:0.009269:0.005643:0.009269:0.009474:0.009269:0.004636:0.009269:0.004838:0.011086:0.004838:0.009269:0.009269:0.004634:0.009474:0.009269:0.008466:0.008467:0.004634:0.008466:0.009269:0.009474:0.011892:0.009269:0.004838:0.003627:0.009269:0.004634:0.004838:0.009269:0.009269:0.004651
schedule:@0.692800:0.852189:0.765598:0.852189:0.765598:0.835698:0.692800:0.835698:0.009474:0.009272:0.010281:0.009272:0.010281:0.010279:0.004636:0.009302
. :@0.765849:0.851586:0.775335:0.851586:0.775335:0.835840:0.765849:0.835840:0.004835:0.004651