:@0.120968:0.058560:0.126008:0.058560:0.126008:0.039353:0.120968:0.039353:0.005040
Page 5 of 12 :@0.801075:0.947006:0.882769:0.947006:0.882769:0.934030:0.801075:0.934030:0.009409:0.008065:0.008065:0.008065:0.002688:0.008065:0.002688:0.008065:0.004032:0.002688:0.008065:0.008065:0.003737
 :@0.879032:0.958413:0.882769:0.958413:0.882769:0.945437:0.879032:0.945437:0.003737
 :@0.236559:0.107194:0.243285:0.107194:0.243285:0.082692:0.236559:0.082692:0.006726
 :@0.236559:0.126203:0.243285:0.126203:0.243285:0.101702:0.236559:0.101702:0.006726
Claims Handling Authority :@0.120968:0.147833:0.463118:0.147833:0.463118:0.120608:0.120968:0.120608:0.018817:0.006720:0.014785:0.006720:0.022849:0.014785:0.010753:0.018817:0.014785:0.016129:0.016129:0.006720:0.006720:0.016129:0.016129:0.010753:0.017473:0.016129:0.009409:0.016129:0.016129:0.010753:0.006723:0.009409:0.014782:0.007473
 :@0.120968:0.165057:0.126573:0.165057:0.126573:0.144639:0.120968:0.144639:0.005605
With regard to Clause 9 ‘Duties in the event of a claim or potential claim’ of this :@0.120968:0.177971:0.715809:0.177971:0.715809:0.161103:0.120968:0.161103:0.017473:0.004033:0.005377:0.009401:0.004036:0.005377:0.009401:0.009401:0.009401:0.005377:0.009401:0.004036:0.005377:0.009401:0.004036:0.012097:0.004033:0.009401:0.009401:0.009409:0.009401:0.004036:0.009401:0.004036:0.004033:0.012097:0.009401:0.005377:0.004031:0.009401:0.009409:0.004036:0.004033:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.009401:0.006825:0.009401:0.009401:0.005377:0.004036:0.009401:0.004033:0.004036:0.009401:0.004036:0.009409:0.004031:0.009401:0.004033:0.014784:0.004036:0.009401:0.005377:0.004036:0.009401:0.009401:0.005377:0.009401:0.009401:0.005377:0.004033:0.009401:0.004031:0.004036:0.009409:0.004033:0.009401:0.004033:0.013440:0.004033:0.004036:0.009401:0.004031:0.004036:0.005377:0.009401:0.004033:0.009408:0.004858
policy:@0.714987:0.178601:0.763681:0.178601:0.763681:0.160905:0.714987:0.160905:0.010753:0.009409:0.005377:0.004031:0.009409:0.009715
 any reference :@0.763454:0.177971:0.883884:0.177971:0.883884:0.161103:0.763454:0.161103:0.004036:0.009409:0.009408:0.009409:0.004036:0.005377:0.009409:0.004031:0.010746:0.006720:0.010746:0.010746:0.010753:0.010746:0.004858
to the :@0.120985:0.192231:0.171525:0.192231:0.171525:0.175363:0.120985:0.175363:0.005377:0.009401:0.006727:0.005377:0.009401:0.009401:0.004858
insurer:@0.173394:0.192861:0.232611:0.192861:0.232611:0.175165:0.173394:0.175165:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
 shall be deemed to include any party authorised to handle claims on the insurer’s :@0.232551:0.192231:0.883666:0.192231:0.883666:0.175363:0.232551:0.175363:0.006727:0.009409:0.009401:0.009401:0.004033:0.004033:0.006727:0.009401:0.009401:0.006727:0.009401:0.009401:0.009401:0.014786:0.009401:0.009401:0.006727:0.005377:0.009401:0.006727:0.004033:0.009401:0.009408:0.004033:0.009401:0.009401:0.009401:0.006727:0.009401:0.009401:0.009408:0.006727:0.009401:0.009401:0.005377:0.005377:0.009409:0.006727:0.009401:0.009401:0.005377:0.009401:0.009401:0.005377:0.004033:0.009409:0.009401:0.009401:0.005377:0.005377:0.009401:0.005377:0.009401:0.009401:0.009401:0.009401:0.004033:0.009401:0.005377:0.009408:0.004033:0.009401:0.004033:0.014784:0.009409:0.005377:0.009401:0.009401:0.005377:0.005377:0.009401:0.009401:0.005377:0.004033:0.009401:0.009408:0.009401:0.005377:0.009401:0.005377:0.004033:0.009408:0.004858
behalf. :@0.121003:0.205540:0.176934:0.205540:0.176934:0.188672:0.121003:0.188672:0.009401:0.009401:0.009401:0.009401:0.004031:0.004033:0.005408:0.004858
The :@0.121003:0.226449:0.154071:0.226449:0.154071:0.209581:0.121003:0.209581:0.009409:0.009401:0.009401:0.004858
insurer:@0.154603:0.227079:0.213820:0.227079:0.213820:0.209383:0.154603:0.209383:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
 has authorised Gallagher Bassett International Limited to handle claims on the :@0.213750:0.226449:0.807086:0.226449:0.807086:0.209581:0.213750:0.209581:0.004036:0.009401:0.009401:0.009409:0.004036:0.009401:0.009401:0.005377:0.009401:0.009401:0.005375:0.004033:0.009409:0.009401:0.009401:0.004036:0.013440:0.009401:0.004033:0.004033:0.009401:0.008066:0.009401:0.009401:0.005377:0.004036:0.012097:0.009401:0.009408:0.008066:0.009401:0.004033:0.005377:0.004036:0.004033:0.009401:0.005377:0.009401:0.005377:0.009401:0.009401:0.005377:0.002689:0.009401:0.009401:0.009401:0.004031:0.004036:0.009401:0.004033:0.014784:0.002689:0.005377:0.009401:0.009401:0.004036:0.005377:0.009401:0.004036:0.009401:0.009401:0.009401:0.009401:0.004033:0.009401:0.004036:0.008066:0.004033:0.009401:0.004033:0.013440:0.009409:0.004036:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.004858
insurer:@0.806491:0.227079:0.864363:0.227079:0.864363:0.209383:0.806491:0.209383:0.005377:0.009408:0.008066:0.010753:0.006720:0.010753:0.006797
’s :@0.864292:0.226449:0.883939:0.226449:0.883939:0.209581:0.864292:0.209581:0.004036:0.010753:0.004858
behalf in respect of this :@0.121020:0.239758:0.301886:0.239758:0.301886:0.222890:0.121020:0.222890:0.009401:0.009401:0.009401:0.009401:0.004031:0.004033:0.005377:0.004033:0.009401:0.004036:0.005375:0.009401:0.009409:0.009401:0.009401:0.009409:0.005377:0.004036:0.009401:0.004033:0.004036:0.005377:0.009401:0.004033:0.009409:0.004858
policy:@0.301065:0.240388:0.351101:0.240388:0.351101:0.222692:0.301065:0.222692:0.010751:0.010753:0.005377:0.004033:0.009408:0.009715
.  :@0.350862:0.239758:0.365120:0.239758:0.365120:0.222890:0.350862:0.222890:0.005382:0.004019:0.004858
 :@0.120968:0.263916:0.126573:0.263916:0.126573:0.243498:0.120968:0.243498:0.005605
In-House Claims  Handling Agreement :@0.120968:0.287685:0.485482:0.287685:0.485482:0.267267:0.120968:0.267267:0.005383:0.012097:0.006714:0.014784:0.012097:0.012097:0.010754:0.012097:0.005383:0.014786:0.005383:0.010754:0.005383:0.016129:0.010754:0.005605:0.003804:0.014784:0.010752:0.012097:0.012097:0.005383:0.005383:0.012097:0.012097:0.006720:0.012097:0.012097:0.008065:0.012097:0.012097:0.016129:0.012097:0.012097:0.006722:0.005605
including conditions and reporting requirements :@0.487903:0.286966:0.882551:0.286966:0.882551:0.269270:0.487903:0.269270:0.005377:0.010753:0.009408:0.005377:0.010753:0.010753:0.005377:0.009408:0.010753:0.004036:0.009408:0.010753:0.010753:0.009408:0.005377:0.005377:0.005377:0.009408:0.010753:0.008066:0.004036:0.010753:0.010753:0.009409:0.004036:0.006720:0.010753:0.009409:0.010751:0.006720:0.005377:0.005377:0.009409:0.010753:0.004036:0.006720:0.009409:0.010753:0.009408:0.005377:0.006720:0.009409:0.014784:0.009409:0.009409:0.005375:0.008055:0.004858
The insurer has agreed that the :@0.120968:0.308196:0.374386:0.308196:0.374386:0.291328:0.120968:0.291328:0.009409:0.009401:0.009401:0.006727:0.004033:0.009401:0.009408:0.009401:0.005377:0.009401:0.005377:0.006727:0.009401:0.009401:0.009409:0.006727:0.009401:0.009401:0.005377:0.009401:0.009401:0.009401:0.006727:0.005375:0.009401:0.009401:0.005377:0.006727:0.005377:0.009401:0.009401:0.004858
public authority:@0.376255:0.308826:0.510975:0.308826:0.510975:0.291130:0.376255:0.291130:0.010751:0.010753:0.010753:0.005377:0.005377:0.009408:0.006727:0.010753:0.010753:0.005377:0.010753:0.010751:0.006720:0.005377:0.005377:0.009715
 may handle claims that may be subject to an :@0.510758:0.308196:0.883816:0.308196:0.883816:0.291328:0.510758:0.291328:0.006727:0.014786:0.009401:0.009409:0.006727:0.009401:0.009401:0.009401:0.009401:0.004033:0.009401:0.006727:0.009409:0.004033:0.009401:0.004031:0.014786:0.009408:0.006727:0.005377:0.009401:0.009401:0.005377:0.006727:0.014786:0.009401:0.009409:0.006727:0.009401:0.009401:0.006727:0.009409:0.009401:0.009401:0.004033:0.009401:0.009409:0.005377:0.006727:0.005377:0.009401:0.006727:0.009401:0.009401:0.004858
indemnity under this :@0.120985:0.321505:0.280349:0.321505:0.280349:0.304637:0.120985:0.304637:0.004033:0.009401:0.009401:0.009401:0.014784:0.009401:0.004033:0.005377:0.009408:0.004036:0.009401:0.009401:0.009401:0.009401:0.005377:0.004036:0.005377:0.009401:0.004033:0.009409:0.004858
policy:@0.279528:0.322135:0.329564:0.322135:0.329564:0.304439:0.279528:0.304439:0.010751:0.010753:0.004033:0.005377:0.009408:0.009715
 but limited to: :@0.327972:0.321505:0.437668:0.321505:0.437668:0.304637:0.327972:0.304637:0.004036:0.009401:0.009401:0.005377:0.004036:0.004033:0.004033:0.014784:0.004033:0.004033:0.009401:0.009401:0.004036:0.005377:0.009401:0.004059:0.004858
 :@0.120985:0.334814:0.125843:0.334814:0.125843:0.317946:0.120985:0.317946:0.004858
Third Party Property Damage claims  under Insured section B up to a Claims :@0.120968:0.352319:0.884692:0.352319:0.884692:0.331901:0.120968:0.331901:0.013442:0.012097:0.005383:0.008065:0.012097:0.009415:0.013442:0.010752:0.008065:0.006722:0.009407:0.009415:0.013442:0.008065:0.012097:0.012097:0.012097:0.008065:0.006720:0.009409:0.009415:0.014786:0.010752:0.016129:0.010754:0.012097:0.012095:0.009415:0.010754:0.005383:0.010754:0.005383:0.016129:0.010702:0.005605:0.003810:0.012097:0.012097:0.012097:0.012097:0.008065:0.009415:0.005383:0.012097:0.010754:0.012097:0.008065:0.012097:0.012097:0.009415:0.010738:0.012097:0.010752:0.006722:0.005383:0.012097:0.012097:0.009415:0.014786:0.009415:0.012097:0.012097:0.009415:0.006720:0.012097:0.008065:0.010754:0.008065:0.014784:0.005383:0.010752:0.005383:0.016129:0.010752:0.005605
Handling Limit of GBP :@0.120988:0.368474:0.348419:0.368474:0.348419:0.348056:0.120988:0.348056:0.014784:0.010754:0.012097:0.012097:0.005383:0.005383:0.012097:0.012097:0.009415:0.012097:0.005383:0.016131:0.005383:0.006722:0.009415:0.012097:0.006722:0.009415:0.016129:0.014786:0.013440:0.005605
any one insured event subject to a Notification :@0.410040:0.368474:0.884808:0.368474:0.884808:0.348056:0.410040:0.348056:0.010752:0.012097:0.009409:0.009415:0.012097:0.012097:0.012097:0.009415:0.005383:0.012097:0.010752:0.012097:0.008067:0.012097:0.012097:0.009415:0.012097:0.012097:0.012097:0.012097:0.006722:0.009415:0.010754:0.012097:0.012097:0.005383:0.012097:0.010754:0.006720:0.009415:0.006720:0.012097:0.009415:0.010752:0.008065:0.014786:0.012097:0.006720:0.005383:0.006720:0.005383:0.010752:0.010752:0.006722:0.005383:0.012097:0.012097:0.005605
Threshold of GBP :@0.120988:0.384629:0.298659:0.384629:0.298659:0.364211:0.120988:0.364211:0.013442:0.012097:0.008065:0.012097:0.010752:0.012097:0.012097:0.005383:0.012097:0.005383:0.012097:0.006722:0.005383:0.016131:0.014784:0.013442:0.005605
 any one insured event :@0.346833:0.384629:0.575524:0.384629:0.575524:0.364211:0.346833:0.364211:0.006722:0.010752:0.012097:0.009409:0.008065:0.012097:0.012097:0.012097:0.005383:0.005383:0.012097:0.010754:0.012097:0.008065:0.012097:0.012097:0.006720:0.012097:0.012097:0.012097:0.012097:0.006673:0.005605
 :@0.120988:0.401740:0.126593:0.401740:0.126593:0.381321:0.120988:0.381321:0.005605
and is granted subject to the following provisions: :@0.120968:0.414663:0.495434:0.414663:0.495434:0.397795:0.120968:0.397795:0.009401:0.009401:0.009401:0.004036:0.004031:0.009409:0.004036:0.009401:0.005377:0.009401:0.009401:0.005377:0.009401:0.009401:0.004036:0.009409:0.009401:0.009401:0.004033:0.009401:0.009408:0.005377:0.004036:0.005377:0.009401:0.004036:0.005375:0.009401:0.009401:0.004036:0.004031:0.009401:0.004033:0.004031:0.009401:0.012097:0.004033:0.009401:0.009401:0.004036:0.009401:0.005377:0.009401:0.006720:0.004160:0.009409:0.004031:0.009401:0.009401:0.009408:0.004043:0.004858
 :@0.120950:0.427971:0.125808:0.427971:0.125808:0.411104:0.120950:0.411104:0.004858
i) :@0.120950:0.442232:0.135208:0.442232:0.135208:0.425364:0.120950:0.425364:0.004036:0.005364:0.004858
the extent of this In-House Claims Handling Agreement is limited to :@0.157224:0.442232:0.664647:0.442232:0.664647:0.425364:0.157224:0.425364:0.005377:0.009401:0.009401:0.004036:0.009401:0.009408:0.005377:0.009401:0.009401:0.005377:0.004036:0.009401:0.004033:0.004036:0.005377:0.009401:0.004033:0.009409:0.004036:0.004031:0.009401:0.005417:0.012097:0.009401:0.009401:0.009408:0.009401:0.004036:0.012097:0.004031:0.009401:0.004033:0.014786:0.009408:0.004036:0.012097:0.009401:0.009401:0.009401:0.004033:0.002687:0.009401:0.009401:0.004036:0.012097:0.009401:0.005377:0.009401:0.009401:0.014784:0.009401:0.009401:0.004033:0.004036:0.004033:0.009408:0.004036:0.004033:0.004033:0.013440:0.004033:0.004033:0.009401:0.009401:0.004036:0.005377:0.009401:0.004858
(a)  setting raising or amending appropriate reserves without the consent of the :@0.157224:0.455541:0.784169:0.455541:0.784169:0.438673:0.157224:0.438673:0.005382:0.009409:0.005382:0.004858:0.009916:0.009409:0.009401:0.005377:0.005377:0.004033:0.009401:0.009401:0.006727:0.005377:0.009401:0.004033:0.009409:0.004031:0.009401:0.009401:0.006727:0.009401:0.005377:0.006727:0.009401:0.014786:0.009401:0.009401:0.009401:0.004033:0.009401:0.009401:0.006727:0.009401:0.009401:0.009401:0.005377:0.009401:0.009401:0.005377:0.004031:0.009401:0.005377:0.009401:0.006727:0.005377:0.009401:0.009408:0.009401:0.005377:0.006720:0.009401:0.009409:0.006727:0.012097:0.004031:0.005378:0.009401:0.009401:0.009401:0.005375:0.006727:0.005377:0.009401:0.009401:0.006727:0.009409:0.009401:0.009401:0.009409:0.009401:0.009401:0.005377:0.005377:0.009401:0.004033:0.005377:0.005377:0.009401:0.009401:0.004858
insurer:@0.784911:0.456171:0.844128:0.456171:0.844128:0.438475:0.784911:0.438475:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
 to a :@0.844058:0.455541:0.883856:0.455541:0.883856:0.438673:0.844058:0.438673:0.005382:0.005377:0.009401:0.005382:0.009401:0.004858
Maximum Value of no more than the Claims Handling Limit shown above in respect of all :@0.192188:0.468850:0.883671:0.468850:0.883671:0.451982:0.192188:0.451982:0.014786:0.009401:0.009409:0.004033:0.014784:0.009401:0.014786:0.006720:0.012097:0.009401:0.004033:0.009401:0.009401:0.005382:0.009401:0.004033:0.005382:0.009401:0.009401:0.005382:0.014786:0.009401:0.005377:0.009401:0.005382:0.005377:0.009401:0.009401:0.009401:0.005382:0.005377:0.009401:0.009401:0.005382:0.012097:0.004033:0.009401:0.004031:0.014786:0.009409:0.005382:0.012097:0.009401:0.009401:0.009401:0.004031:0.004033:0.009401:0.009401:0.005382:0.009401:0.004033:0.014786:0.004031:0.005377:0.005382:0.009409:0.009401:0.009401:0.012097:0.009401:0.005382:0.009401:0.009401:0.009401:0.006720:0.009401:0.005382:0.004033:0.009401:0.005382:0.005377:0.009401:0.009408:0.009401:0.009401:0.009408:0.005377:0.005382:0.009401:0.004033:0.005382:0.009401:0.004033:0.004033:0.004858
claims relating to any one :@0.192188:0.483110:0.390539:0.483110:0.390539:0.466242:0.192188:0.466242:0.009409:0.004036:0.009409:0.004036:0.014782:0.009409:0.004036:0.005377:0.009401:0.004033:0.009401:0.005378:0.004031:0.009401:0.009401:0.004036:0.005377:0.009401:0.004036:0.009401:0.009401:0.008066:0.004036:0.009401:0.009401:0.009401:0.004858
insured event:@0.389718:0.483740:0.500381:0.483740:0.500381:0.466045:0.389718:0.466045:0.005377:0.010753:0.008066:0.010753:0.006720:0.010753:0.009408:0.004036:0.010753:0.009409:0.009408:0.009409:0.005819
 provided that; :@0.499995:0.483110:0.611036:0.483110:0.611036:0.466242:0.499995:0.466242:0.004036:0.009401:0.005377:0.009401:0.006722:0.004031:0.009401:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.005377:0.005425:0.004858
(1)  no suit or legal proceedings have been filed against the :@0.192206:0.496419:0.647132:0.496419:0.647132:0.479551:0.192206:0.479551:0.005382:0.009409:0.005382:0.004858:0.011261:0.009401:0.009401:0.004036:0.009409:0.009401:0.004033:0.005377:0.004036:0.009401:0.005377:0.004036:0.004033:0.009401:0.009401:0.009401:0.004033:0.004036:0.009401:0.005377:0.009401:0.009409:0.009401:0.009401:0.009401:0.004031:0.009401:0.009401:0.009408:0.004036:0.009401:0.009401:0.006720:0.009401:0.004036:0.009401:0.009401:0.009401:0.009401:0.004036:0.004033:0.004031:0.004033:0.009401:0.009401:0.005377:0.009401:0.009401:0.009401:0.004031:0.009401:0.009409:0.005377:0.004036:0.005377:0.009401:0.009401:0.004858
insurer:@0.646311:0.497049:0.705526:0.497049:0.705526:0.479354:0.646311:0.479354:0.005375:0.010753:0.008066:0.010751:0.006720:0.010753:0.006797
 :@0.705653:0.496419:0.710511:0.496419:0.710511:0.479551:0.705653:0.479551:0.004858
(2)  no policy liability question is involved; :@0.192206:0.509728:0.512925:0.509728:0.512925:0.492860:0.192206:0.492860:0.005382:0.009409:0.005382:0.004858:0.011261:0.009401:0.009401:0.004036:0.009401:0.009401:0.004033:0.004033:0.009409:0.009408:0.004036:0.004033:0.004033:0.009401:0.009401:0.004033:0.004031:0.004033:0.005377:0.008066:0.004036:0.009401:0.009401:0.009401:0.009409:0.004033:0.004033:0.009401:0.009401:0.004036:0.004031:0.009409:0.004036:0.004033:0.009401:0.006722:0.009401:0.004033:0.006720:0.009401:0.009401:0.005471:0.004858
(b)  appointing any professional services which have been approved in writing by the :@0.157259:0.523989:0.819110:0.523989:0.819110:0.507121:0.157259:0.507121:0.005382:0.009409:0.005382:0.004858:0.009916:0.009401:0.009401:0.009401:0.009401:0.004031:0.009401:0.005377:0.004033:0.009401:0.009401:0.006727:0.009401:0.009401:0.009408:0.006727:0.009401:0.005377:0.009401:0.004033:0.009401:0.009409:0.009409:0.004031:0.009401:0.009401:0.009401:0.004033:0.006727:0.009409:0.009401:0.005377:0.006720:0.004033:0.009408:0.009401:0.009409:0.006727:0.012097:0.009401:0.004031:0.009409:0.009401:0.006727:0.009401:0.009401:0.006722:0.009401:0.006727:0.009401:0.009401:0.009401:0.009401:0.005377:0.009401:0.009401:0.009401:0.005377:0.009401:0.006720:0.009401:0.009401:0.005377:0.004033:0.009401:0.005377:0.012097:0.005377:0.004031:0.005377:0.004033:0.009401:0.009401:0.005375:0.009401:0.009409:0.005377:0.005377:0.009401:0.009401:0.004858
insurer:@0.819892:0.524619:0.879109:0.524619:0.879109:0.506923:0.819892:0.506923:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
 :@0.879039:0.523989:0.883897:0.523989:0.883897:0.507121:0.879039:0.507121:0.004858
prior to appointment in relation to claims which fall within the scope of item (a) above; :@0.192206:0.537298:0.831477:0.537298:0.831477:0.520430:0.192206:0.520430:0.009401:0.005377:0.004033:0.009401:0.005377:0.004036:0.005377:0.009401:0.004036:0.009401:0.009401:0.009401:0.009401:0.004033:0.009401:0.005377:0.014786:0.009401:0.009401:0.005377:0.004036:0.004033:0.009401:0.004036:0.005377:0.009401:0.004033:0.009401:0.005375:0.004033:0.009401:0.009401:0.004036:0.005377:0.009401:0.004036:0.009408:0.004033:0.009401:0.004033:0.013440:0.009409:0.004036:0.012098:0.009401:0.004033:0.008064:0.009401:0.004036:0.004033:0.009401:0.004033:0.004033:0.004036:0.012097:0.004031:0.005377:0.009401:0.004033:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.009408:0.008066:0.009401:0.009401:0.009401:0.004036:0.009401:0.004033:0.004036:0.004031:0.005377:0.009401:0.014786:0.004036:0.005378:0.009401:0.005377:0.004036:0.009401:0.009401:0.009401:0.006720:0.009401:0.005588:0.004858
(c)  handling and settling any claim falling within the scope of item (a) above without the consent :@0.157259:0.551558:0.883631:0.551558:0.883631:0.534690:0.157259:0.534690:0.005382:0.009409:0.005382:0.004858:0.009916:0.009401:0.009401:0.009401:0.009401:0.004031:0.004033:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.004036:0.009409:0.009401:0.005377:0.005377:0.004033:0.004033:0.009401:0.009401:0.004036:0.009401:0.009401:0.009409:0.004036:0.009408:0.004033:0.009401:0.004033:0.013440:0.004036:0.004033:0.009401:0.004033:0.004033:0.004031:0.009401:0.009401:0.004036:0.012097:0.004033:0.005375:0.009401:0.004033:0.009401:0.004036:0.004033:0.009401:0.009401:0.004036:0.009409:0.008064:0.009401:0.009401:0.009401:0.004036:0.009401:0.004033:0.004036:0.004031:0.005377:0.009401:0.014784:0.004036:0.005377:0.009401:0.005377:0.004036:0.009401:0.009401:0.009401:0.006720:0.009401:0.004036:0.012098:0.004031:0.005377:0.009401:0.009401:0.009401:0.005377:0.004036:0.005377:0.009401:0.009401:0.004036:0.009409:0.009401:0.009401:0.009409:0.009401:0.008064:0.005377:0.004858
of the :@0.192206:0.564867:0.240054:0.564867:0.240054:0.547999:0.192206:0.547999:0.009401:0.004031:0.005382:0.005377:0.009401:0.009401:0.004858
insurer:@0.239243:0.565497:0.298460:0.565497:0.298460:0.547801:0.239243:0.547801:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
 to a Maximum Value of no more than the Claims Handling Limit shown above :@0.298390:0.564867:0.883877:0.564867:0.883877:0.547999:0.298390:0.547999:0.004036:0.005377:0.009401:0.004036:0.009401:0.004036:0.014786:0.009401:0.009409:0.004033:0.014784:0.009401:0.013440:0.004036:0.012097:0.009401:0.004033:0.009401:0.009401:0.004036:0.009401:0.004033:0.004036:0.009401:0.009401:0.004036:0.014786:0.009401:0.005377:0.009401:0.004036:0.005377:0.009401:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.012097:0.004033:0.009401:0.004033:0.014786:0.008064:0.004036:0.012097:0.009401:0.009401:0.009401:0.004033:0.004031:0.009401:0.009401:0.004036:0.009401:0.004033:0.014786:0.002687:0.005377:0.004036:0.008064:0.009401:0.009401:0.012097:0.009401:0.004204:0.009401:0.009401:0.009401:0.008064:0.010753:0.004858
in respect of all claims relating to any one :@0.192223:0.578176:0.508813:0.578176:0.508813:0.561308:0.192223:0.561308:0.004033:0.009401:0.004036:0.005377:0.009401:0.009408:0.009401:0.009401:0.009409:0.005375:0.004036:0.009401:0.004033:0.004036:0.009401:0.004033:0.004033:0.004036:0.009408:0.004033:0.009401:0.004031:0.014786:0.009409:0.004036:0.005377:0.009401:0.004033:0.009401:0.005375:0.004033:0.008066:0.009401:0.004036:0.005377:0.009401:0.004036:0.009401:0.009401:0.009409:0.004036:0.009401:0.009401:0.009401:0.004858
insured event:@0.507992:0.578806:0.618623:0.578806:0.618623:0.561110:0.507992:0.561110:0.005377:0.010753:0.008064:0.010755:0.006720:0.009401:0.010753:0.004036:0.009401:0.009401:0.009401:0.010753:0.005819
.  :@0.618309:0.578176:0.632563:0.578176:0.632563:0.561308:0.618309:0.561308:0.005382:0.004015:0.004858
 :@0.120985:0.592436:0.125843:0.592436:0.125843:0.575568:0.120985:0.575568:0.004858
ii) :@0.120985:0.605745:0.139280:0.605745:0.139280:0.588877:0.120985:0.588877:0.004036:0.004036:0.005364:0.004858
Maximum Value relates to the total financial value of the claim making no deductions for liability, :@0.158622:0.605745:0.879638:0.605745:0.879638:0.588877:0.158622:0.588877:0.014786:0.009401:0.009409:0.004033:0.014784:0.009401:0.014786:0.004036:0.012098:0.009401:0.004033:0.009401:0.009401:0.004036:0.005377:0.009401:0.004031:0.009401:0.004033:0.009401:0.009408:0.004036:0.005377:0.009401:0.004036:0.004033:0.009401:0.009401:0.004036:0.005377:0.009401:0.005377:0.009401:0.002687:0.004036:0.004033:0.004033:0.009401:0.009401:0.009401:0.009408:0.004033:0.009401:0.004033:0.004036:0.006720:0.009401:0.004033:0.009401:0.009401:0.004036:0.009401:0.004031:0.004036:0.005377:0.009401:0.009401:0.004036:0.009409:0.004033:0.009401:0.004033:0.014786:0.004036:0.014786:0.009401:0.009408:0.002689:0.009401:0.009401:0.004036:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.009401:0.009409:0.005377:0.002687:0.009401:0.009401:0.009408:0.004036:0.004033:0.009401:0.005377:0.004036:0.004033:0.004033:0.009401:0.009401:0.004033:0.004031:0.004033:0.004033:0.009409:0.004031:0.004858
contributory negligence, unsecured recoveries, deductible, excess or other form of self insured :@0.158622:0.619054:0.866406:0.619054:0.866406:0.602186:0.158622:0.602186:0.009409:0.009401:0.009401:0.005377:0.005377:0.004033:0.009401:0.009401:0.005377:0.009401:0.005377:0.009408:0.004036:0.009401:0.009401:0.009401:0.004033:0.004033:0.009401:0.009401:0.009401:0.008064:0.009401:0.005377:0.004036:0.009401:0.009401:0.008064:0.009401:0.009409:0.009401:0.005377:0.009401:0.009401:0.004036:0.005377:0.009401:0.008064:0.009401:0.006720:0.009401:0.005377:0.004033:0.009401:0.009408:0.005377:0.004036:0.009401:0.009401:0.009401:0.009401:0.009408:0.004033:0.004033:0.009401:0.004033:0.009401:0.004033:0.004036:0.009401:0.009409:0.008064:0.009401:0.008064:0.008066:0.004036:0.009401:0.005377:0.004036:0.009401:0.005377:0.009401:0.009401:0.005377:0.004036:0.004033:0.009401:0.005377:0.014786:0.004036:0.009401:0.004033:0.004036:0.009408:0.009401:0.004033:0.004283:0.004036:0.004033:0.009401:0.009409:0.009401:0.005377:0.009401:0.009401:0.004858
retentions. :@0.158622:0.633315:0.245464:0.633315:0.245464:0.616447:0.158622:0.616447:0.005377:0.009401:0.005377:0.009401:0.009401:0.005377:0.004033:0.009401:0.009401:0.009409:0.005410:0.004858
iii)  all claims falling outside the extent of this In-House Claims Handling Agreement must be :@0.120985:0.654223:0.820621:0.654223:0.820621:0.637356:0.120985:0.637356:0.004036:0.004036:0.004036:0.004019:0.004858:0.015306:0.009401:0.004031:0.004033:0.004036:0.009409:0.004031:0.009401:0.004033:0.014784:0.009409:0.004036:0.004033:0.009401:0.004033:0.004033:0.004031:0.009401:0.009401:0.004036:0.009401:0.009401:0.005377:0.009409:0.002687:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.009401:0.009409:0.004033:0.009401:0.009401:0.005377:0.004036:0.009401:0.004033:0.004036:0.005377:0.009401:0.004031:0.009409:0.004036:0.004031:0.009401:0.005481:0.012097:0.009401:0.009401:0.009408:0.009401:0.004036:0.012097:0.004031:0.009401:0.004033:0.013440:0.008066:0.004036:0.012098:0.009401:0.009401:0.009401:0.004031:0.004033:0.009401:0.009401:0.004036:0.012097:0.009401:0.005377:0.009401:0.009401:0.013442:0.009401:0.009401:0.005377:0.004036:0.014786:0.009401:0.008066:0.004031:0.004036:0.009401:0.009401:0.004858
reported in accordance with :@0.157277:0.667532:0.371721:0.667532:0.371721:0.650664:0.157277:0.650664:0.005377:0.009401:0.009401:0.009401:0.005377:0.005377:0.009401:0.009401:0.004036:0.004033:0.009401:0.004036:0.009401:0.009409:0.009408:0.009401:0.005377:0.009401:0.009401:0.009401:0.009409:0.009401:0.004036:0.012097:0.004033:0.005377:0.009401:0.004858
policy:@0.370900:0.668163:0.420936:0.668163:0.420936:0.650467:0.370900:0.650467:0.010751:0.010753:0.005377:0.004033:0.009408:0.009715
 conditions. :@0.420719:0.667532:0.510251:0.667532:0.510251:0.650664:0.420719:0.650664:0.004036:0.009409:0.009401:0.009401:0.009401:0.004031:0.004033:0.004033:0.009401:0.009401:0.008066:0.004064:0.004858
iv)  in any event as soon as the :@0.120985:0.688441:0.369042:0.688441:0.369042:0.671573:0.120985:0.671573:0.004033:0.006727:0.006713:0.004858:0.013961:0.004033:0.009401:0.004036:0.009401:0.009401:0.009409:0.004036:0.009401:0.006720:0.009401:0.009401:0.005377:0.005377:0.009401:0.009409:0.004036:0.009409:0.009401:0.009401:0.009401:0.004036:0.009401:0.009409:0.004036:0.005377:0.009401:0.009401:0.004858
public authority:@0.368221:0.689071:0.496220:0.689071:0.496220:0.671375:0.368221:0.671375:0.010753:0.010753:0.010751:0.005377:0.005377:0.008066:0.004036:0.010753:0.010753:0.005377:0.009408:0.010753:0.006720:0.004033:0.005377:0.009715
 has become aware :@0.495993:0.688441:0.647298:0.688441:0.647298:0.671573:0.495993:0.671573:0.004036:0.009401:0.009401:0.009409:0.004036:0.009401:0.009401:0.009409:0.009401:0.013442:0.009401:0.004036:0.009401:0.012097:0.009401:0.005377:0.009401:0.004858
(a)  of any claim where the Maximum Value reaches or exceeds any Notification Threshold :@0.157294:0.709350:0.883739:0.709350:0.883739:0.692482:0.157294:0.692482:0.005382:0.009408:0.005382:0.004858:0.009918:0.009401:0.004031:0.006727:0.009401:0.009401:0.009409:0.006727:0.009408:0.004033:0.009401:0.004033:0.014784:0.006727:0.012098:0.009401:0.009401:0.005377:0.009401:0.006727:0.005377:0.009401:0.009401:0.006727:0.014786:0.009401:0.009409:0.004033:0.014786:0.009401:0.014786:0.006727:0.012097:0.009401:0.004031:0.009401:0.009401:0.006727:0.005377:0.009401:0.009401:0.009409:0.009401:0.009401:0.009409:0.006727:0.009401:0.005377:0.006727:0.009401:0.009408:0.009409:0.009401:0.009401:0.009401:0.009409:0.006727:0.009401:0.009401:0.009409:0.006727:0.012097:0.009401:0.005377:0.004033:0.004031:0.004033:0.009409:0.009401:0.005377:0.004031:0.009401:0.009401:0.006727:0.009409:0.009401:0.005377:0.009401:0.009409:0.009401:0.009401:0.004033:0.009401:0.004858
shown above :@0.192241:0.722659:0.295164:0.722659:0.295164:0.705791:0.192241:0.705791:0.009409:0.009401:0.009401:0.012097:0.009401:0.004036:0.009401:0.009401:0.009401:0.006720:0.009401:0.004858
 :@0.121003:0.736919:0.125860:0.736919:0.125860:0.720051:0.121003:0.720051:0.004858
(b)  that one of the following injury types has occurred :@0.157294:0.750228:0.569262:0.750228:0.569262:0.733360:0.157294:0.733360:0.005382:0.009408:0.005382:0.004858:0.009918:0.005377:0.009401:0.009401:0.005377:0.004036:0.009401:0.009401:0.009401:0.004036:0.009401:0.004031:0.005377:0.005377:0.009401:0.009401:0.004036:0.004031:0.009401:0.004033:0.004031:0.009401:0.012097:0.004033:0.009401:0.009401:0.004036:0.004033:0.009401:0.004031:0.009401:0.005377:0.009409:0.004036:0.005377:0.009409:0.009401:0.009401:0.009409:0.004036:0.009401:0.009401:0.008066:0.004036:0.009401:0.009409:0.008064:0.009401:0.005377:0.005377:0.009401:0.009401:0.004858
(1)  a fatality :@0.192241:0.771137:0.297901:0.771137:0.297901:0.754269:0.192241:0.754269:0.005382:0.009408:0.005382:0.004858:0.011263:0.009401:0.004036:0.004033:0.009401:0.005377:0.009401:0.004031:0.004033:0.005377:0.009423:0.004858
(2)  an amputation of a major extremity :@0.192241:0.784446:0.495487:0.784446:0.495487:0.767578:0.192241:0.767578:0.005382:0.009408:0.005382:0.004858:0.011263:0.009401:0.009401:0.004036:0.009401:0.014784:0.009401:0.009401:0.005377:0.009401:0.005377:0.004033:0.009401:0.009401:0.004036:0.009401:0.004033:0.004036:0.009401:0.004036:0.014786:0.009401:0.004033:0.009401:0.005377:0.004036:0.009401:0.009409:0.005377:0.005377:0.009401:0.014784:0.004033:0.005377:0.008155:0.004858
(3)  any serious head injury (including skull fracture or loss of sight of either or both eyes) :@0.192241:0.798706:0.867804:0.798706:0.867804:0.781838:0.192241:0.781838:0.005382:0.009408:0.005382:0.004858:0.011263:0.009401:0.009401:0.009409:0.004036:0.009408:0.009401:0.005377:0.004033:0.009401:0.009401:0.009409:0.004036:0.009401:0.009401:0.009401:0.009401:0.004036:0.004033:0.009401:0.004031:0.009401:0.005377:0.009409:0.004036:0.005377:0.004033:0.009401:0.009409:0.004031:0.009401:0.009401:0.004031:0.009401:0.009401:0.004036:0.008064:0.008064:0.009401:0.004033:0.004033:0.004036:0.004033:0.005377:0.009401:0.009408:0.005378:0.009401:0.005377:0.009401:0.004036:0.009401:0.005377:0.004036:0.004033:0.009401:0.009409:0.008064:0.004036:0.009401:0.004033:0.004036:0.009408:0.004033:0.009401:0.009401:0.005377:0.004036:0.009401:0.004033:0.004036:0.009401:0.004033:0.005377:0.009401:0.009401:0.005377:0.004036:0.009401:0.005377:0.004036:0.009401:0.009401:0.005377:0.009401:0.004036:0.009401:0.009408:0.009401:0.009409:0.005600:0.004858
(4)  any injury to the spinal cord :@0.192241:0.812015:0.441647:0.812015:0.441647:0.795147:0.192241:0.795147:0.005382:0.009408:0.005382:0.004858:0.011263:0.009401:0.009401:0.009409:0.004036:0.004033:0.009401:0.004033:0.009401:0.005377:0.009408:0.004036:0.005377:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.009408:0.009401:0.004033:0.009401:0.009401:0.004033:0.004036:0.009408:0.009401:0.005377:0.009401:0.004858
(5)  any disability where it appears reasonably likely that there will be a disability of more :@0.192241:0.825324:0.883750:0.825324:0.883750:0.808456:0.192241:0.808456:0.005382:0.009408:0.005382:0.004858:0.011263:0.009401:0.009401:0.009409:0.004036:0.009401:0.004033:0.009409:0.009401:0.009401:0.004033:0.004033:0.004031:0.005377:0.009409:0.004036:0.012097:0.009401:0.009401:0.005377:0.009401:0.004036:0.004033:0.005377:0.004036:0.009401:0.009401:0.009401:0.009401:0.009401:0.005377:0.008064:0.004036:0.005377:0.009401:0.009401:0.009409:0.009401:0.009401:0.009401:0.009401:0.004031:0.008066:0.004036:0.004031:0.004033:0.008066:0.009401:0.004033:0.008064:0.004036:0.005377:0.009401:0.009401:0.005377:0.004036:0.005377:0.009401:0.009401:0.005377:0.009401:0.004036:0.012097:0.004033:0.004033:0.002687:0.004036:0.009401:0.009401:0.004036:0.009401:0.004036:0.009401:0.004033:0.010753:0.010753:0.010753:0.005377:0.005377:0.005377:0.005377:0.010753:0.005377:0.010753:0.005377:0.005377:0.016128:0.010753:0.006722:0.010753:0.004858
than one year :@0.228532:0.839585:0.336883:0.839585:0.336883:0.822717:0.228532:0.822717:0.005377:0.009401:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.004036:0.009408:0.009401:0.009401:0.005432:0.004858
(6)  any second or third degree burn of 25% or more of the body :@0.192241:0.852894:0.679618:0.852894:0.679618:0.836026:0.192241:0.836026:0.005382:0.009408:0.005382:0.004858:0.011263:0.009401:0.009401:0.009409:0.004036:0.009408:0.009401:0.009409:0.009401:0.009401:0.009401:0.004036:0.009401:0.005377:0.004036:0.005377:0.009401:0.004033:0.005377:0.009401:0.004036:0.009401:0.009401:0.009401:0.005377:0.009401:0.009401:0.004036:0.009401:0.009401:0.005378:0.009401:0.004036:0.009401:0.004031:0.005377:0.009401:0.009401:0.016129:0.004036:0.009401:0.005377:0.004036:0.014784:0.009401:0.005377:0.009401:0.004036:0.009401:0.004033:0.004036:0.005377:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.009588:0.004858
(7)  occupational disease :@0.192241:0.866202:0.394593:0.866202:0.394593:0.849335:0.192241:0.849335:0.005382:0.009408:0.005382:0.004858:0.011263:0.009401:0.009408:0.009409:0.009401:0.009401:0.009401:0.005377:0.004033:0.009401:0.009401:0.009401:0.004031:0.004036:0.009401:0.004033:0.009408:0.009401:0.009401:0.008064:0.009401:0.004858
(8)  chronic pain syndrome or related disorders :@0.192241:0.880463:0.555978:0.880463:0.555978:0.863595:0.192241:0.863595:0.005382:0.009408:0.005382:0.004858:0.011263:0.009409:0.009401:0.005377:0.009401:0.009401:0.004031:0.009409:0.004036:0.009401:0.009401:0.004033:0.009401:0.004036:0.009409:0.009409:0.009401:0.009401:0.005377:0.009401:0.014784:0.009401:0.004036:0.009401:0.005375:0.004036:0.005377:0.009401:0.004033:0.009401:0.005377:0.009401:0.009401:0.004036:0.009401:0.004033:0.008064:0.009401:0.005377:0.009401:0.009401:0.005377:0.009549:0.004858
 :@0.192258:0.893772:0.197116:0.893772:0.197116:0.876904:0.192258:0.876904:0.004858
(c)  of any :@0.157312:0.908032:0.244153:0.908032:0.244153:0.891164:0.157312:0.891164:0.005382:0.009408:0.005382:0.004858:0.009918:0.009401:0.004031:0.005382:0.009401:0.009401:0.009423:0.004858
insured event:@0.243332:0.908663:0.356682:0.908663:0.356682:0.890967:0.243332:0.890967:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.010753:0.004036:0.010753:0.009409:0.009408:0.010753:0.005819
 involving any of the following :@0.356243:0.908032:0.576074:0.908032:0.576074:0.891164:0.356243:0.891164:0.004036:0.004033:0.009401:0.006722:0.009401:0.004033:0.006720:0.004033:0.009401:0.009401:0.004036:0.009401:0.009401:0.009409:0.004036:0.009401:0.004033:0.004036:0.005377:0.009401:0.009401:0.004036:0.004033:0.009401:0.004031:0.004033:0.009401:0.012097:0.004033:0.009401:0.009401:0.004858