:@0.120968:0.058560:0.126008:0.058560:0.126008:0.039353:0.120968:0.039353:0.005040
Page 6 of 12 :@0.801075:0.947006:0.882769:0.947006:0.882769:0.934030:0.801075:0.934030:0.009409:0.008065:0.008065:0.008065:0.002688:0.008065:0.002688:0.008065:0.004032:0.002688:0.008065:0.008065:0.003737
 :@0.879032:0.958413:0.882769:0.958413:0.882769:0.945437:0.879032:0.945437:0.003737
 :@0.236559:0.100024:0.241417:0.100024:0.241417:0.083156:0.236559:0.083156:0.004858
 :@0.236559:0.113333:0.241417:0.113333:0.241417:0.096465:0.236559:0.096465:0.004858
(1)  sexual or physical abuse :@0.192212:0.127593:0.421458:0.127593:0.421458:0.110725:0.192212:0.110725:0.005382:0.009408:0.005382:0.004858:0.011263:0.009409:0.009401:0.009409:0.009401:0.009401:0.004033:0.004036:0.009401:0.005377:0.004036:0.009401:0.009401:0.009408:0.009409:0.004033:0.009408:0.009401:0.002689:0.004036:0.009401:0.009401:0.009401:0.009408:0.009401:0.004858
(2)  libel, slander and defamation :@0.192212:0.140902:0.450996:0.140902:0.450996:0.124034:0.192212:0.124034:0.005382:0.009408:0.005382:0.004858:0.011263:0.004033:0.004031:0.009401:0.009401:0.004033:0.005377:0.004036:0.009409:0.004033:0.009401:0.009401:0.009401:0.009401:0.005377:0.004036:0.009401:0.009401:0.009401:0.004036:0.009401:0.009401:0.004033:0.009401:0.014784:0.009401:0.005377:0.004033:0.009401:0.009401:0.004858
(3)  any claim that could be decided by courts representing jurisdictions outside of England, :@0.192212:0.154211:0.883655:0.154211:0.883655:0.137343:0.192212:0.137343:0.005382:0.009408:0.005382:0.004858:0.011263:0.009401:0.009401:0.009409:0.004036:0.009408:0.004033:0.009401:0.004033:0.014784:0.004036:0.005377:0.009401:0.009401:0.005377:0.004036:0.009409:0.009401:0.009401:0.004033:0.008064:0.004036:0.009401:0.009401:0.004036:0.009401:0.009401:0.009408:0.004033:0.009401:0.009401:0.009401:0.004036:0.009401:0.009408:0.004036:0.009409:0.008064:0.009401:0.005377:0.005377:0.008064:0.004036:0.005377:0.009401:0.009401:0.005377:0.009401:0.009409:0.009401:0.009401:0.005377:0.002689:0.009401:0.009401:0.004036:0.004031:0.009401:0.005377:0.004033:0.009408:0.009401:0.002689:0.009408:0.004033:0.004033:0.009401:0.009401:0.008066:0.004036:0.009401:0.009401:0.005377:0.008064:0.004033:0.009401:0.009401:0.004036:0.009401:0.004031:0.004036:0.012097:0.009401:0.009401:0.004031:0.009401:0.009401:0.008064:0.005377:0.004858
Wales, Scotland and Northern Ireland :@0.228504:0.168471:0.515498:0.168471:0.515498:0.151604:0.228504:0.151604:0.017473:0.009401:0.004033:0.009401:0.009409:0.005377:0.004036:0.012097:0.008064:0.009401:0.005377:0.002687:0.009401:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.004036:0.012097:0.009401:0.005377:0.005377:0.009401:0.009401:0.005377:0.009401:0.004036:0.004031:0.005377:0.009401:0.004033:0.009401:0.009401:0.009401:0.004858
(4)  any claim  where we  are  alleging  fraud  in the defence of a claim or where there is :@0.192212:0.181780:0.883692:0.181780:0.883692:0.164913:0.192212:0.164913:0.005382:0.009408:0.005382:0.004858:0.011263:0.009401:0.009401:0.009409:0.008073:0.009408:0.004033:0.009401:0.004031:0.014786:0.004858:0.003206:0.012098:0.009401:0.009401:0.005377:0.009401:0.008073:0.012097:0.009401:0.004858:0.003206:0.009401:0.005377:0.009401:0.004858:0.003206:0.009401:0.004031:0.004033:0.009401:0.009401:0.004031:0.009401:0.009401:0.004858:0.003206:0.004033:0.005377:0.009401:0.009401:0.009401:0.004858:0.003206:0.004033:0.009401:0.006727:0.005377:0.009401:0.009401:0.006727:0.009401:0.009401:0.004031:0.009401:0.009401:0.009409:0.009401:0.006727:0.009401:0.004033:0.006727:0.009401:0.006727:0.009409:0.004031:0.009401:0.004033:0.014784:0.006727:0.009401:0.005377:0.006727:0.012098:0.009401:0.009401:0.005377:0.009401:0.006727:0.005377:0.009401:0.009401:0.005377:0.009401:0.006727:0.004033:0.009408:0.004858
evidence of serious organised crime. :@0.228504:0.196041:0.511586:0.196041:0.511586:0.179173:0.228504:0.179173:0.009401:0.006720:0.004033:0.009401:0.009401:0.009401:0.009408:0.009401:0.005377:0.009401:0.004031:0.004036:0.009409:0.009401:0.005375:0.004033:0.009401:0.009401:0.009408:0.004036:0.009401:0.005377:0.009401:0.009401:0.009401:0.004033:0.009408:0.009401:0.009401:0.004036:0.009409:0.005377:0.004033:0.014784:0.009401:0.005495:0.004858
(5)  any claim involving pollution :@0.192212:0.209350:0.442955:0.209350:0.442955:0.192482:0.192212:0.192482:0.005382:0.009408:0.005382:0.004858:0.011263:0.009401:0.009401:0.009409:0.004036:0.009408:0.004033:0.009401:0.004033:0.014784:0.004036:0.004033:0.009401:0.006722:0.009401:0.004033:0.006720:0.004033:0.009401:0.009401:0.004036:0.009401:0.009401:0.004031:0.004033:0.009401:0.005377:0.004031:0.009401:0.009401:0.004858
 :@0.120974:0.222659:0.125832:0.222659:0.125832:0.205791:0.120974:0.205791:0.004858
the :@0.157266:0.236919:0.186301:0.236919:0.186301:0.220051:0.157266:0.220051:0.005377:0.009401:0.009401:0.004858
public authority:@0.185485:0.237549:0.314828:0.237549:0.314828:0.219854:0.185485:0.219854:0.010753:0.010753:0.010751:0.005377:0.005377:0.009409:0.004036:0.010753:0.010753:0.005377:0.010753:0.009408:0.006720:0.004033:0.005377:0.009715
 will supply full details of the claim in writing to the :@0.314524:0.236919:0.688914:0.236919:0.688914:0.220051:0.314524:0.220051:0.004036:0.012097:0.004033:0.004033:0.004031:0.004036:0.009409:0.009401:0.009401:0.009401:0.004033:0.008064:0.004036:0.004033:0.009401:0.004033:0.004033:0.004036:0.009401:0.009401:0.005377:0.009401:0.004033:0.004033:0.008064:0.004036:0.009401:0.004033:0.004036:0.005377:0.009401:0.009401:0.004036:0.009408:0.004033:0.009401:0.004033:0.013440:0.004036:0.004031:0.009401:0.004036:0.012097:0.005377:0.004033:0.005377:0.004031:0.009401:0.009401:0.004036:0.005377:0.009401:0.004036:0.005377:0.009401:0.009401:0.004858
insurer:@0.688092:0.237549:0.745965:0.237549:0.745965:0.219854:0.688092:0.219854:0.005377:0.010753:0.008064:0.010753:0.006720:0.009409:0.006797
 together with any :@0.745988:0.236919:0.883860:0.236919:0.883860:0.220051:0.745988:0.220051:0.004036:0.005377:0.009401:0.009401:0.009401:0.004033:0.009401:0.009401:0.005377:0.004036:0.012097:0.004033:0.005377:0.009401:0.004036:0.009401:0.009401:0.009409:0.004858
evidence and information that may be required by the :@0.157284:0.250228:0.562497:0.250228:0.562497:0.233360:0.157284:0.233360:0.009401:0.006720:0.004033:0.009401:0.009401:0.009401:0.009408:0.009401:0.005377:0.009401:0.009401:0.009401:0.004036:0.004033:0.009401:0.004033:0.009401:0.005377:0.014784:0.009401:0.005377:0.004033:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.005377:0.004036:0.014784:0.009401:0.009409:0.004036:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.009401:0.004033:0.005375:0.009401:0.009401:0.004036:0.009401:0.009409:0.004036:0.005377:0.009401:0.009401:0.004858
insurer:@0.561676:0.250858:0.619547:0.250858:0.619547:0.233163:0.561676:0.233163:0.005377:0.010753:0.008064:0.010753:0.006720:0.009408:0.006797
 for the purpose of investigating or :@0.619657:0.250228:0.883842:0.250228:0.883842:0.233360:0.619657:0.233360:0.004036:0.004033:0.009401:0.005377:0.004036:0.005377:0.009401:0.009401:0.004036:0.009401:0.009401:0.005377:0.009401:0.009401:0.009409:0.009401:0.004036:0.009401:0.004033:0.004036:0.004033:0.009401:0.006720:0.009401:0.009408:0.005377:0.004033:0.009401:0.009401:0.005377:0.004033:0.010753:0.010753:0.005377:0.010753:0.006720:0.004858
verifying the claim.  :@0.157301:0.263537:0.308627:0.263537:0.308627:0.246669:0.157301:0.246669:0.006720:0.009401:0.005377:0.004033:0.004031:0.009409:0.004033:0.009401:0.009401:0.005377:0.005377:0.009401:0.009401:0.004036:0.009409:0.004033:0.009401:0.004033:0.014786:0.005377:0.004036:0.004858
 :@0.157301:0.277798:0.162159:0.277798:0.162159:0.260930:0.157301:0.260930:0.004858
v) :@0.121009:0.291106:0.139304:0.291106:0.139304:0.274239:0.121009:0.274239:0.006727:0.006710:0.004858
it is a condition of this In-House Claims Handling Agreement that  :@0.181484:0.291106:0.674128:0.291106:0.674128:0.274239:0.181484:0.274239:0.004033:0.005377:0.004036:0.004033:0.009409:0.004036:0.009401:0.004036:0.009409:0.009401:0.009401:0.009401:0.004033:0.005377:0.004031:0.009401:0.009401:0.004036:0.009401:0.004033:0.004036:0.005377:0.009401:0.004033:0.009409:0.004036:0.004031:0.009401:0.005417:0.012097:0.009401:0.009401:0.009408:0.009401:0.004036:0.012097:0.004031:0.009401:0.004033:0.014786:0.008064:0.004036:0.012097:0.009401:0.009401:0.009401:0.004033:0.004033:0.009401:0.009401:0.004036:0.012097:0.009401:0.005377:0.009401:0.009401:0.013440:0.009401:0.009401:0.005377:0.004036:0.005377:0.009401:0.009401:0.004031:0.004036:0.004858
 :@0.120992:0.305367:0.125849:0.305367:0.125849:0.288499:0.120992:0.288499:0.004858
(a)  the :@0.157284:0.318676:0.221265:0.318676:0.221265:0.301808:0.157284:0.301808:0.005382:0.009409:0.005382:0.004858:0.009916:0.005377:0.009401:0.009401:0.004858
public authority:@0.220449:0.319306:0.349792:0.319306:0.349792:0.301610:0.220449:0.301610:0.010753:0.010753:0.010751:0.005377:0.005377:0.009409:0.004036:0.010753:0.010753:0.005377:0.010753:0.009408:0.006720:0.004033:0.005377:0.009715
 :@0.349488:0.318676:0.354345:0.318676:0.354345:0.302327:0.349488:0.302327:0.004858
shall provide to the :@0.353524:0.318676:0.499451:0.318676:0.499451:0.301808:0.353524:0.301808:0.009409:0.009401:0.009401:0.004033:0.004031:0.004036:0.009401:0.005377:0.009401:0.006720:0.004033:0.009401:0.009401:0.004036:0.005377:0.009401:0.004036:0.005377:0.009401:0.009401:0.004858
insurer:@0.498630:0.319306:0.557846:0.319306:0.557846:0.301610:0.498630:0.301610:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
 such information as the :@0.557820:0.318676:0.741379:0.318676:0.741379:0.301808:0.557820:0.301808:0.004036:0.009409:0.009401:0.008066:0.009401:0.004036:0.004033:0.009401:0.004031:0.009401:0.005377:0.014786:0.009401:0.004033:0.004033:0.009401:0.009401:0.004036:0.009401:0.009408:0.004036:0.005377:0.009401:0.009401:0.004858
insurer:@0.740557:0.319306:0.801109:0.319306:0.801109:0.301610:0.740557:0.301610:0.005377:0.009409:0.008055:0.010753:0.008064:0.012097:0.006797
 requires :@0.801098:0.318676:0.883889:0.318676:0.883889:0.301808:0.801098:0.301808:0.005382:0.006720:0.010746:0.010746:0.010746:0.005375:0.006720:0.010746:0.010753:0.004858
about the claims it is handling under this In-House Claims Handling Agreement irrespective :@0.192230:0.331985:0.883793:0.331985:0.883793:0.315117:0.192230:0.315117:0.009401:0.009401:0.009401:0.009401:0.005377:0.004036:0.005404:0.009401:0.009401:0.004036:0.009409:0.004033:0.009401:0.004033:0.014786:0.009408:0.004036:0.004033:0.005377:0.004036:0.004031:0.008066:0.004036:0.009401:0.009401:0.009401:0.009401:0.004033:0.004033:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.009401:0.005377:0.004036:0.005377:0.009401:0.004033:0.008064:0.004036:0.004033:0.009401:0.005459:0.012097:0.009401:0.009401:0.009408:0.009401:0.004036:0.012097:0.004031:0.009401:0.004033:0.014786:0.008064:0.004036:0.012097:0.009401:0.009401:0.009401:0.004033:0.004031:0.009401:0.009401:0.004036:0.012097:0.009401:0.005377:0.009401:0.009401:0.013440:0.009401:0.009401:0.005377:0.004036:0.004033:0.005377:0.005377:0.009401:0.008064:0.009401:0.010751:0.010753:0.005377:0.005377:0.008066:0.010753:0.004858
of status on a 6 monthly basis or at any other such time as the :@0.192230:0.346245:0.687549:0.346245:0.687549:0.329377:0.192230:0.329377:0.009401:0.004031:0.006722:0.009408:0.005377:0.009401:0.005377:0.009401:0.009408:0.005382:0.009401:0.009401:0.005382:0.009401:0.005382:0.009401:0.005382:0.014784:0.009401:0.009401:0.005377:0.009401:0.004033:0.009409:0.005382:0.009401:0.009401:0.009409:0.004031:0.009409:0.005382:0.009401:0.005377:0.005382:0.009401:0.005377:0.005382:0.009401:0.009401:0.009409:0.005382:0.009401:0.005377:0.009401:0.009401:0.005377:0.005382:0.009409:0.009401:0.009409:0.009401:0.005382:0.005377:0.004031:0.014786:0.009401:0.005382:0.009401:0.009409:0.005382:0.005377:0.009401:0.009401:0.004858
insurer:@0.688073:0.346875:0.747290:0.346875:0.747290:0.329180:0.688073:0.329180:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
 shall reasonably :@0.747333:0.346245:0.883858:0.346245:0.883858:0.329377:0.747333:0.329377:0.005382:0.009409:0.009401:0.009401:0.004033:0.004033:0.005382:0.005377:0.009401:0.009401:0.009408:0.009401:0.009401:0.009401:0.009401:0.004033:0.009408:0.004858
require. Prior to the granting of this In-House Claims Handling Agreement the :@0.192230:0.359554:0.777639:0.359554:0.777639:0.342686:0.192230:0.342686:0.005377:0.009401:0.009401:0.009401:0.004033:0.005377:0.009401:0.005377:0.004036:0.012097:0.005377:0.004033:0.009401:0.005377:0.004036:0.005375:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.009401:0.005377:0.009401:0.009401:0.005377:0.004033:0.009401:0.009401:0.004036:0.009401:0.004031:0.004036:0.005377:0.009401:0.004033:0.009408:0.004036:0.004033:0.009401:0.005481:0.012097:0.009401:0.009401:0.009408:0.009401:0.004036:0.012097:0.004031:0.009401:0.004033:0.014786:0.009408:0.004036:0.012097:0.009401:0.009401:0.009401:0.004033:0.004033:0.009401:0.009401:0.004036:0.012097:0.009401:0.005377:0.009401:0.009401:0.013440:0.009401:0.009401:0.005377:0.004036:0.005377:0.010753:0.010753:0.004858
insurer:@0.778261:0.360184:0.844187:0.360184:0.844187:0.342489:0.778261:0.342489:0.006720:0.010753:0.009401:0.012097:0.008067:0.012091:0.006797
 will :@0.844117:0.359554:0.883942:0.359554:0.883942:0.342686:0.844117:0.342686:0.005382:0.013440:0.005382:0.005382:0.005382:0.004858
provide the:@0.192247:0.372863:0.275851:0.372863:0.275851:0.355995:0.192247:0.355995:0.009401:0.005377:0.009401:0.006722:0.004031:0.009401:0.009401:0.005382:0.005375:0.009401:0.009715
 :@0.275536:0.372863:0.280394:0.372863:0.280394:0.356514:0.275536:0.356514:0.004858
public authority:@0.279613:0.373493:0.410300:0.373493:0.410300:0.355798:0.279613:0.355798:0.010753:0.010753:0.010751:0.005377:0.005377:0.009409:0.004036:0.010753:0.010753:0.005377:0.010753:0.010751:0.005377:0.005377:0.005377:0.009715
 :@0.409997:0.372863:0.414855:0.372863:0.414855:0.356514:0.409997:0.356514:0.004858
with details in writing of such information it requires in relation :@0.414034:0.372863:0.883821:0.372863:0.883821:0.355995:0.414034:0.355995:0.012097:0.004033:0.005377:0.009401:0.004036:0.009401:0.009401:0.005377:0.009401:0.002689:0.004033:0.008064:0.004036:0.004033:0.009401:0.004036:0.012097:0.005377:0.004033:0.005377:0.004033:0.009401:0.009401:0.004036:0.009401:0.004033:0.004036:0.009409:0.009401:0.009409:0.009401:0.004036:0.004033:0.009401:0.004033:0.009401:0.005377:0.014786:0.009401:0.005377:0.002687:0.009401:0.009401:0.004036:0.004033:0.005377:0.004036:0.005377:0.009401:0.009401:0.009401:0.004033:0.005375:0.009401:0.009409:0.004036:0.004031:0.009401:0.004036:0.005377:0.009401:0.005375:0.010753:0.006722:0.004031:0.010753:0.010753:0.004858
to all claims handled by the :@0.192265:0.387124:0.404034:0.387124:0.404034:0.370256:0.192265:0.370256:0.005377:0.009401:0.004036:0.009401:0.004033:0.004033:0.004036:0.009408:0.004033:0.009401:0.004031:0.014786:0.009408:0.004036:0.009401:0.009401:0.009401:0.009401:0.004033:0.009401:0.009401:0.004036:0.009401:0.009408:0.004036:0.005377:0.009401:0.009401:0.004858
public authority;:@0.403213:0.387754:0.535379:0.387754:0.535379:0.370058:0.403213:0.370058:0.010753:0.010753:0.009408:0.005377:0.004033:0.009409:0.004036:0.009409:0.010751:0.005377:0.010753:0.010753:0.005377:0.005377:0.005377:0.009408:0.005819
 :@0.535000:0.387124:0.539858:0.387124:0.539858:0.370256:0.535000:0.370256:0.004858
(b)  the :@0.157319:0.400433:0.221300:0.400433:0.221300:0.383565:0.157319:0.383565:0.005382:0.009409:0.005382:0.004858:0.009916:0.005377:0.009401:0.009401:0.004858
insurer:@0.220484:0.401063:0.279700:0.401063:0.279700:0.383367:0.220484:0.383367:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
 or its authorised representatives shall have access to all records and data on :@0.279630:0.400433:0.883812:0.400433:0.883812:0.383565:0.279630:0.383565:0.004036:0.009401:0.005377:0.004036:0.004033:0.005377:0.009409:0.004036:0.009401:0.009401:0.005377:0.009401:0.009401:0.005377:0.004033:0.009409:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.005377:0.009401:0.009408:0.008066:0.009401:0.005377:0.009401:0.004033:0.004033:0.006720:0.009401:0.009408:0.004036:0.009409:0.009401:0.009401:0.004033:0.004033:0.004036:0.009401:0.009401:0.006720:0.009401:0.004036:0.009401:0.009409:0.009408:0.009401:0.008066:0.009408:0.004036:0.005377:0.009401:0.004036:0.009401:0.004033:0.004033:0.004036:0.005377:0.009401:0.009409:0.010753:0.006720:0.010753:0.010753:0.005377:0.010753:0.010753:0.010751:0.005378:0.010751:0.010753:0.006720:0.010753:0.005377:0.010753:0.010753:0.004858
any media relating to any or all claims the :@0.192265:0.414693:0.510230:0.414693:0.510230:0.397825:0.192265:0.397825:0.009401:0.009401:0.009409:0.004036:0.014784:0.009401:0.009401:0.004031:0.009401:0.004036:0.005377:0.009401:0.004073:0.009401:0.005377:0.004031:0.009401:0.009401:0.004036:0.005377:0.009401:0.004036:0.009401:0.009401:0.009409:0.004036:0.009401:0.005377:0.004036:0.009401:0.004033:0.004031:0.004036:0.009409:0.004033:0.009401:0.004033:0.014786:0.008064:0.004036:0.005377:0.009401:0.009401:0.004858
public authority:@0.509409:0.415323:0.636061:0.415323:0.636061:0.397627:0.509409:0.397627:0.010753:0.010753:0.009408:0.005377:0.004033:0.009408:0.004036:0.010753:0.009408:0.005377:0.010753:0.010753:0.006720:0.004031:0.005377:0.009715
 is handling under this In-House :@0.635802:0.414693:0.883931:0.414693:0.883931:0.397825:0.635802:0.397825:0.004036:0.004033:0.009408:0.004036:0.009401:0.009401:0.009401:0.009401:0.004033:0.004031:0.008066:0.009401:0.004036:0.009401:0.009401:0.009401:0.009401:0.005377:0.004036:0.005377:0.009401:0.004031:0.009409:0.004036:0.004031:0.009401:0.005459:0.013440:0.010746:0.010746:0.010753:0.010746:0.004858
Claims Handling Agreement provided that the :@0.192265:0.428002:0.539725:0.428002:0.539725:0.411134:0.192265:0.411134:0.012097:0.004033:0.009401:0.004031:0.014786:0.009409:0.004036:0.012097:0.009401:0.009401:0.009401:0.004031:0.004033:0.009401:0.009401:0.004036:0.012097:0.009401:0.005377:0.009401:0.009401:0.014786:0.009401:0.009401:0.005377:0.004036:0.009401:0.005377:0.009401:0.006720:0.004033:0.009401:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.005377:0.004036:0.005377:0.009401:0.009401:0.004858
insurer:@0.538904:0.428632:0.596776:0.428632:0.596776:0.410936:0.538904:0.410936:0.005377:0.010753:0.008064:0.010753:0.006720:0.009409:0.006797
 or its authorised representatives give :@0.596837:0.428002:0.883873:0.428002:0.883873:0.411134:0.596837:0.411134:0.004036:0.009401:0.005377:0.004036:0.004033:0.005377:0.009409:0.004036:0.009401:0.009401:0.004033:0.009401:0.009401:0.005377:0.004033:0.009408:0.009401:0.008066:0.004036:0.005377:0.009401:0.009401:0.005377:0.009401:0.009409:0.009401:0.009401:0.005377:0.009401:0.004033:0.004031:0.006722:0.009401:0.009409:0.004036:0.010753:0.005377:0.008064:0.010753:0.004858
no less than seven days’ notice in writing of their intention to access such records and data; :@0.192265:0.441311:0.881265:0.441311:0.881265:0.424443:0.192265:0.424443:0.009401:0.009401:0.004036:0.004033:0.009401:0.009408:0.009409:0.004036:0.005377:0.009401:0.009401:0.009401:0.004036:0.009409:0.009401:0.006720:0.009401:0.009401:0.004036:0.009401:0.009401:0.009408:0.009409:0.004033:0.004036:0.009401:0.009401:0.005377:0.004031:0.009409:0.009401:0.004036:0.004033:0.009401:0.004036:0.012097:0.005377:0.004033:0.005377:0.004031:0.009401:0.009401:0.004036:0.009401:0.004033:0.004036:0.005377:0.009401:0.009401:0.004033:0.005377:0.004036:0.004031:0.009401:0.005377:0.009401:0.009401:0.004031:0.004033:0.009401:0.009401:0.004036:0.005377:0.009401:0.004036:0.009401:0.009409:0.008064:0.009401:0.008064:0.008066:0.004036:0.009408:0.009401:0.008064:0.009401:0.004036:0.005377:0.009401:0.009408:0.009401:0.005377:0.009401:0.008064:0.004036:0.009401:0.009401:0.009401:0.004036:0.009401:0.009401:0.005377:0.009401:0.005632:0.004858
(c)  the :@0.157319:0.455571:0.221300:0.455571:0.221300:0.438703:0.157319:0.438703:0.005382:0.009409:0.005382:0.004858:0.009916:0.005377:0.009401:0.009401:0.004858
insurer:@0.224520:0.456202:0.283737:0.456202:0.283737:0.438506:0.224520:0.438506:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
  reserves the right  to  audit the in  house  handled  files  and any associated :@0.283667:0.455571:0.883716:0.455571:0.883716:0.438703:0.283667:0.438703:0.004858:0.003215:0.005377:0.009401:0.009408:0.009401:0.005377:0.006720:0.009401:0.009408:0.008073:0.005377:0.009401:0.009401:0.008073:0.005377:0.004031:0.009401:0.009401:0.005377:0.004858:0.003206:0.005377:0.009401:0.004858:0.003206:0.009401:0.009401:0.009401:0.004033:0.005377:0.008073:0.005377:0.009401:0.009401:0.008073:0.004031:0.009401:0.004858:0.003206:0.009401:0.009401:0.009401:0.009409:0.009401:0.004858:0.003206:0.009401:0.009401:0.009401:0.009401:0.004033:0.009401:0.009401:0.004858:0.003206:0.004033:0.004033:0.004033:0.009401:0.009409:0.004858:0.003206:0.009401:0.009401:0.009401:0.008073:0.009401:0.009401:0.009409:0.006720:0.009401:0.009409:0.009408:0.009401:0.009409:0.004031:0.009401:0.005377:0.009401:0.009401:0.004858
operational aspects as required by them; :@0.192282:0.468880:0.504929:0.468880:0.504929:0.452012:0.192282:0.452012:0.009401:0.009401:0.009401:0.005377:0.009401:0.005377:0.004031:0.009401:0.009401:0.009401:0.004033:0.004036:0.009401:0.009408:0.009401:0.009401:0.009408:0.005377:0.008066:0.004036:0.009401:0.009409:0.004036:0.005377:0.009401:0.009401:0.009401:0.004031:0.005378:0.009401:0.009401:0.004036:0.009401:0.009409:0.004036:0.005377:0.009401:0.009401:0.013440:0.005502:0.004858
(d)  the :@0.157336:0.482189:0.221317:0.482189:0.221317:0.465321:0.157336:0.465321:0.005382:0.009409:0.005382:0.004858:0.009916:0.005377:0.009401:0.009401:0.004858
insurer:@0.223192:0.482819:0.282409:0.482819:0.282409:0.465124:0.223192:0.465124:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
 reserves the right to take over the handling of any claim where the reporting :@0.282339:0.482189:0.883751:0.482189:0.883751:0.465321:0.282339:0.465321:0.006727:0.005377:0.009401:0.009408:0.009401:0.005377:0.006720:0.009401:0.009408:0.006727:0.005377:0.009401:0.009401:0.006727:0.005377:0.004033:0.009401:0.009401:0.005377:0.006727:0.005377:0.009401:0.006727:0.005377:0.009401:0.009409:0.009401:0.006727:0.009401:0.006720:0.009401:0.005377:0.006727:0.005377:0.009401:0.009401:0.006727:0.009401:0.009401:0.009401:0.009401:0.004033:0.004033:0.009401:0.009401:0.005377:0.009401:0.004033:0.005377:0.009401:0.009401:0.009409:0.005377:0.009408:0.004033:0.009401:0.004031:0.014786:0.005377:0.012097:0.009401:0.009401:0.005375:0.009401:0.005377:0.005377:0.009401:0.009401:0.005377:0.005377:0.009401:0.009401:0.009401:0.005377:0.005377:0.004033:0.009401:0.009401:0.004858
criteria identified in iv) above are met. :@0.192300:0.496450:0.478073:0.496450:0.478073:0.479582:0.192300:0.479582:0.009409:0.005377:0.004033:0.005375:0.009401:0.005377:0.004033:0.009401:0.004036:0.004033:0.009401:0.009401:0.009401:0.005377:0.004033:0.004033:0.004031:0.009401:0.009401:0.004036:0.004033:0.009401:0.004036:0.004031:0.006722:0.005377:0.004036:0.009401:0.009401:0.009401:0.006722:0.009401:0.006720:0.009401:0.005377:0.009401:0.004036:0.014784:0.009401:0.005377:0.005476:0.004858
 :@0.192300:0.509759:0.197157:0.509759:0.197157:0.492891:0.192300:0.492891:0.004858
vi)  this  In-House  Claims  Handling  Agreement  is  provided  subject  to  the :@0.121062:0.524019:0.734601:0.524019:0.734601:0.507151:0.121062:0.507151:0.006727:0.004033:0.006713:0.004858:0.013961:0.005377:0.009408:0.004033:0.009409:0.004858:0.007239:0.004036:0.009406:0.005382:0.012097:0.009401:0.009401:0.009408:0.009401:0.004858:0.005895:0.012097:0.004033:0.009401:0.004033:0.014786:0.009408:0.004858:0.005895:0.012097:0.009401:0.009401:0.009401:0.004033:0.004033:0.009401:0.009401:0.004858:0.005895:0.012097:0.009401:0.005377:0.009401:0.009401:0.014786:0.009401:0.009401:0.005377:0.004858:0.005895:0.004033:0.009408:0.004858:0.005895:0.009401:0.005377:0.009401:0.006722:0.004031:0.009401:0.009401:0.009401:0.004858:0.005895:0.009409:0.009401:0.009401:0.004033:0.009401:0.009408:0.005377:0.004858:0.005895:0.005377:0.009401:0.004858:0.005895:0.005377:0.009401:0.009401:0.004858
public  authority:@0.740694:0.524649:0.879439:0.524649:0.879439:0.506953:0.740694:0.506953:0.010753:0.010753:0.010751:0.005377:0.005377:0.009409:0.004858:0.005895:0.010751:0.010753:0.005377:0.010753:0.010753:0.006720:0.005377:0.005375:0.009715
 :@0.879133:0.524019:0.883991:0.524019:0.883991:0.507151:0.879133:0.507151:0.004858
maintaining the following: :@0.157353:0.537328:0.354415:0.537328:0.354415:0.520460:0.157353:0.520460:0.014786:0.009401:0.004033:0.009401:0.005377:0.009401:0.004033:0.009401:0.004031:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.004033:0.009401:0.004033:0.004033:0.009401:0.012098:0.004031:0.009401:0.009401:0.005462:0.004858
 :@0.121062:0.550637:0.125919:0.550637:0.125919:0.533769:0.121062:0.533769:0.004858
(a)  A team of competent and experienced Claims Handlers with sufficient capacity to maintain :@0.157353:0.564897:0.883802:0.564897:0.883802:0.548029:0.157353:0.548029:0.005382:0.009409:0.005382:0.004858:0.009916:0.012097:0.004036:0.005377:0.009401:0.009401:0.014786:0.004036:0.009401:0.004033:0.004036:0.009409:0.009401:0.014786:0.009401:0.009401:0.005377:0.009401:0.009401:0.005377:0.004036:0.009401:0.009401:0.009401:0.004036:0.009401:0.009408:0.009401:0.009401:0.005377:0.004033:0.009401:0.009401:0.008064:0.009401:0.009401:0.004036:0.012098:0.004031:0.009401:0.004033:0.014784:0.008066:0.004036:0.012097:0.009401:0.009401:0.009401:0.004031:0.009401:0.005377:0.008066:0.004036:0.012098:0.004031:0.005377:0.009401:0.004036:0.009408:0.009401:0.004033:0.004033:0.004031:0.009409:0.004033:0.008064:0.009401:0.005377:0.004036:0.009408:0.009401:0.009401:0.008064:0.009409:0.004031:0.004033:0.008066:0.004036:0.005378:0.009401:0.005377:0.016129:0.010753:0.005377:0.010753:0.005377:0.010753:0.005377:0.010753:0.004858
an efficiency of workloads. :@0.192300:0.578206:0.397434:0.578206:0.397434:0.561338:0.192300:0.561338:0.009401:0.009401:0.004036:0.009401:0.004031:0.004033:0.004033:0.009409:0.004031:0.009401:0.009401:0.009408:0.009409:0.004036:0.009401:0.004033:0.004036:0.012097:0.009401:0.005377:0.009409:0.004031:0.009401:0.009401:0.009401:0.009409:0.005453:0.004858
(b)  Appropriate claims management systems which can achieve the quality of service required, :@0.157353:0.591515:0.883812:0.591515:0.883812:0.574647:0.157353:0.574647:0.005382:0.009408:0.005382:0.004858:0.009918:0.012097:0.009401:0.009401:0.005375:0.009401:0.009401:0.005377:0.004031:0.009401:0.005377:0.009401:0.004036:0.009455:0.004033:0.009401:0.004033:0.014786:0.009408:0.004036:0.013442:0.009401:0.009401:0.009401:0.009401:0.009401:0.014786:0.009401:0.008066:0.005377:0.004036:0.009409:0.008066:0.008064:0.005377:0.009401:0.013440:0.008064:0.004036:0.012097:0.009401:0.004033:0.009408:0.009401:0.004036:0.008064:0.009401:0.009401:0.004036:0.009401:0.009409:0.009401:0.004033:0.009401:0.006720:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.004031:0.004033:0.005377:0.008066:0.004036:0.009401:0.004033:0.004036:0.009408:0.009401:0.005377:0.006720:0.004033:0.009409:0.009401:0.004036:0.005377:0.009401:0.009401:0.009401:0.004033:0.006720:0.010753:0.010753:0.006720:0.004858
including staffing numbers. :@0.192300:0.605776:0.401453:0.605776:0.401453:0.588908:0.192300:0.588908:0.004033:0.009401:0.009409:0.004033:0.009401:0.009401:0.004033:0.009401:0.009401:0.004036:0.009409:0.005377:0.009401:0.004033:0.004033:0.004031:0.009401:0.009401:0.004036:0.009401:0.009401:0.014786:0.009401:0.009401:0.005377:0.009409:0.005455:0.004858
(c)  Robust Claims Management systems which can record the claims management information :@0.157353:0.619085:0.883770:0.619085:0.883770:0.602217:0.157353:0.602217:0.005382:0.009408:0.005382:0.004858:0.009918:0.012097:0.009401:0.009401:0.009401:0.009409:0.005377:0.004036:0.012098:0.004031:0.009401:0.004033:0.014784:0.009409:0.004036:0.014784:0.009401:0.009401:0.009401:0.009401:0.009401:0.013440:0.009401:0.009401:0.005377:0.004036:0.008066:0.009408:0.008066:0.004033:0.009401:0.014786:0.008064:0.004036:0.012097:0.009401:0.004033:0.008064:0.009401:0.004036:0.009408:0.009401:0.009401:0.004036:0.005378:0.009401:0.009409:0.009401:0.005377:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.009409:0.002687:0.009401:0.004033:0.013440:0.009409:0.004036:0.014784:0.009401:0.009401:0.008066:0.009401:0.009401:0.014786:0.009401:0.009401:0.004033:0.004036:0.004031:0.009401:0.004033:0.009401:0.005375:0.014786:0.009401:0.005377:0.004031:0.010753:0.009401:0.004858
in a manner acceptable to us.  This means recording the claims records on a ‘policy year :@0.192300:0.633345:0.883952:0.633345:0.883952:0.616477:0.192300:0.616477:0.004033:0.009401:0.004036:0.009401:0.005377:0.014784:0.009401:0.009401:0.009401:0.009401:0.005377:0.004036:0.009401:0.009408:0.009409:0.009401:0.009401:0.005377:0.009401:0.009401:0.004031:0.009401:0.004036:0.005377:0.009401:0.004036:0.009401:0.009409:0.004031:0.004036:0.004036:0.009409:0.009401:0.004033:0.009409:0.004036:0.014784:0.009401:0.009401:0.009401:0.009409:0.004036:0.005377:0.009401:0.008066:0.009401:0.005377:0.009401:0.004033:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.009409:0.002687:0.009401:0.004033:0.014784:0.008066:0.004036:0.005378:0.009401:0.009409:0.009401:0.005548:0.009409:0.008064:0.005382:0.010746:0.010746:0.005382:0.010746:0.005382:0.005377:0.010746:0.010746:0.005375:0.005377:0.010753:0.009409:0.005382:0.010751:0.010746:0.010746:0.006720:0.004858
basis’ by coverage and the ability to meet the minimum data return requirements set out :@0.192300:0.646654:0.883753:0.646654:0.883753:0.629786:0.192300:0.629786:0.009401:0.009401:0.009409:0.004033:0.009408:0.004033:0.006720:0.009401:0.009409:0.006720:0.009408:0.009401:0.006720:0.009401:0.005377:0.009401:0.009401:0.009401:0.006720:0.009401:0.009401:0.009401:0.005382:0.005377:0.009401:0.009401:0.005382:0.009401:0.009401:0.004033:0.004031:0.004033:0.005377:0.009409:0.005382:0.005378:0.009401:0.005382:0.014786:0.009401:0.009401:0.005377:0.005382:0.005377:0.009401:0.009401:0.005382:0.014786:0.004033:0.009401:0.004033:0.014786:0.009401:0.014786:0.005382:0.009401:0.009401:0.005377:0.009401:0.005382:0.005377:0.009401:0.005377:0.009401:0.005377:0.009401:0.005382:0.005378:0.009401:0.009401:0.009401:0.004031:0.005377:0.009401:0.014784:0.009401:0.009401:0.005377:0.009408:0.005382:0.009409:0.009401:0.005377:0.005382:0.009401:0.009401:0.005377:0.004858
above.  :@0.192300:0.659963:0.252267:0.659963:0.252267:0.643095:0.192300:0.643095:0.009401:0.009401:0.009401:0.006720:0.009401:0.005377:0.005411:0.004858
 :@0.157353:0.674223:0.162211:0.674223:0.162211:0.657356:0.157353:0.657356:0.004858
At all times the :@0.157353:0.687532:0.276436:0.687532:0.276436:0.670664:0.157353:0.670664:0.012097:0.005377:0.004036:0.009401:0.004031:0.004033:0.004036:0.005377:0.004033:0.014784:0.009401:0.009408:0.004036:0.005377:0.009401:0.009401:0.004858
insurer:@0.275615:0.688163:0.333486:0.688163:0.333486:0.670467:0.275615:0.670467:0.005375:0.010753:0.008064:0.010753:0.006720:0.009409:0.006797
 retains the right to inspect and challenge any of the above aspects. :@0.333430:0.687532:0.840972:0.687532:0.840972:0.670664:0.333430:0.670664:0.004036:0.005377:0.009401:0.005377:0.009401:0.004033:0.009401:0.008064:0.004036:0.005377:0.009401:0.009401:0.004036:0.005377:0.004033:0.009401:0.009401:0.004033:0.004036:0.005377:0.009401:0.004036:0.004033:0.009401:0.009408:0.009401:0.009401:0.008064:0.004033:0.004036:0.009401:0.009401:0.009401:0.004036:0.009409:0.009401:0.009401:0.004031:0.004033:0.009401:0.009401:0.009401:0.009401:0.004036:0.009401:0.009401:0.008064:0.004036:0.009401:0.004031:0.004036:0.005377:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.006722:0.009401:0.004036:0.009401:0.009408:0.009401:0.009401:0.009408:0.005377:0.009409:0.005583:0.004858
 :@0.157353:0.700841:0.162211:0.700841:0.162211:0.683973:0.157353:0.683973:0.004858
vii)  under no circumstances does this In-House Claims Handling Agreement apply to sub-agents :@0.121062:0.715102:0.883940:0.715102:0.883940:0.698234:0.121062:0.698234:0.006720:0.004036:0.004036:0.006717:0.004858:0.009925:0.009401:0.009401:0.009401:0.009401:0.005377:0.006727:0.009401:0.009401:0.006727:0.009409:0.004033:0.005377:0.009408:0.009401:0.014786:0.009408:0.005377:0.009401:0.009401:0.009408:0.009401:0.009409:0.006727:0.009401:0.009401:0.009401:0.009409:0.005375:0.005378:0.009401:0.004033:0.009409:0.005377:0.004031:0.009401:0.005471:0.012097:0.009401:0.009401:0.009408:0.009401:0.005382:0.012114:0.004033:0.009401:0.004033:0.014786:0.009408:0.005382:0.012098:0.009401:0.009401:0.009401:0.004033:0.004033:0.009401:0.009401:0.005382:0.012097:0.009401:0.005377:0.009401:0.009401:0.014786:0.009401:0.009401:0.005377:0.005382:0.009401:0.009401:0.009401:0.004033:0.009409:0.005382:0.005377:0.009401:0.005382:0.009409:0.009401:0.009401:0.005476:0.009401:0.009401:0.009401:0.009401:0.005377:0.009408:0.004858
third party administrators brokers or others without the prior written approval of the :@0.157336:0.728411:0.773543:0.728411:0.773543:0.711543:0.157336:0.711543:0.005377:0.009401:0.004031:0.005377:0.009401:0.004036:0.009401:0.009401:0.005377:0.005377:0.009409:0.004036:0.009401:0.009401:0.014784:0.004033:0.009401:0.004033:0.009408:0.005377:0.005377:0.009401:0.004033:0.009401:0.005377:0.009409:0.004036:0.009401:0.005375:0.009401:0.008066:0.009401:0.005377:0.009409:0.004036:0.009401:0.005377:0.004036:0.009401:0.005377:0.009401:0.009401:0.005377:0.009409:0.004036:0.012097:0.004031:0.004033:0.009401:0.009401:0.009401:0.005377:0.004036:0.005377:0.008064:0.009401:0.004036:0.009401:0.005377:0.004031:0.009401:0.005377:0.004036:0.012097:0.005377:0.004033:0.005377:0.005377:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.005377:0.009401:0.006720:0.009401:0.004033:0.004036:0.009401:0.004031:0.004036:0.005377:0.009401:0.009401:0.004858
insurer:@0.772722:0.729041:0.831938:0.729041:0.831938:0.711345:0.772722:0.711345:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
. :@0.832060:0.728411:0.842300:0.728411:0.842300:0.711543:0.832060:0.711543:0.005382:0.004858
 :@0.157336:0.742671:0.162194:0.742671:0.162194:0.725803:0.157336:0.725803:0.004858
viii)  the :@0.121044:0.755980:0.186371:0.755980:0.186371:0.739112:0.121044:0.739112:0.006720:0.004036:0.004036:0.004036:0.006717:0.004858:0.005888:0.005377:0.009401:0.009401:0.004858
insurer:@0.185555:0.756610:0.244772:0.756610:0.244772:0.738914:0.185555:0.738914:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.006797
 reserves the right to withdraw this In-House Claims Handling Agreement by giving no :@0.244702:0.755980:0.883833:0.755980:0.883833:0.739112:0.244702:0.739112:0.004036:0.005377:0.009401:0.009408:0.009401:0.005377:0.006720:0.009401:0.009408:0.004036:0.005377:0.009401:0.009401:0.004036:0.005377:0.004033:0.009401:0.009401:0.005378:0.004036:0.005377:0.009401:0.004036:0.012097:0.004033:0.005377:0.009401:0.009401:0.005377:0.009401:0.012098:0.004036:0.005377:0.009401:0.004033:0.009408:0.004036:0.004033:0.009401:0.005450:0.012097:0.009401:0.009401:0.009408:0.009401:0.004036:0.012097:0.004031:0.009401:0.004033:0.013440:0.009409:0.004036:0.012097:0.009401:0.009401:0.009401:0.004033:0.004031:0.009401:0.009401:0.004036:0.010751:0.009401:0.005377:0.009401:0.009401:0.014786:0.009401:0.009401:0.004033:0.004036:0.009401:0.009408:0.004036:0.009401:0.004031:0.006722:0.004031:0.009401:0.009401:0.004036:0.008064:0.009401:0.004858
less than seven days’ notice in writing in the event that: :@0.157336:0.769289:0.576167:0.769289:0.576167:0.752421:0.157336:0.752421:0.004033:0.009401:0.009409:0.009409:0.004036:0.005377:0.009401:0.009401:0.009401:0.004036:0.009409:0.009401:0.006720:0.009401:0.009401:0.004036:0.009401:0.009401:0.009409:0.009409:0.004031:0.004036:0.009401:0.009401:0.005377:0.004031:0.008066:0.009401:0.004036:0.004033:0.009401:0.004036:0.012098:0.005377:0.004031:0.005377:0.004033:0.009401:0.009401:0.004036:0.004033:0.009401:0.004036:0.005375:0.009401:0.009401:0.004036:0.009401:0.006722:0.009401:0.009401:0.005377:0.004036:0.005377:0.009401:0.009401:0.005377:0.005511:0.004858
 :@0.157336:0.783549:0.162194:0.783549:0.162194:0.766682:0.157336:0.766682:0.004858
(a)  any of the provisions contained in this In-House Claims Handling Agreement are breached :@0.157336:0.796858:0.883844:0.796858:0.883844:0.779990:0.157336:0.779990:0.005382:0.009408:0.005382:0.004858:0.009918:0.009401:0.009401:0.009409:0.004036:0.009401:0.004033:0.005377:0.005377:0.009401:0.009401:0.004036:0.009401:0.005377:0.009401:0.006720:0.004033:0.009408:0.004033:0.009401:0.009401:0.009409:0.004036:0.009409:0.009401:0.009401:0.005377:0.009401:0.004031:0.009401:0.009401:0.009401:0.004036:0.004033:0.009401:0.004036:0.005377:0.009401:0.004033:0.008064:0.004036:0.004033:0.009401:0.005487:0.012097:0.009401:0.009401:0.009408:0.009401:0.004036:0.012097:0.004031:0.009401:0.004033:0.014786:0.008064:0.004036:0.012097:0.009401:0.009401:0.009401:0.004033:0.004031:0.009401:0.009401:0.004036:0.012097:0.009401:0.005377:0.009401:0.009401:0.013440:0.009401:0.009401:0.005377:0.004036:0.009401:0.005377:0.009401:0.005377:0.010751:0.006722:0.010751:0.010753:0.010753:0.010753:0.010753:0.010753:0.004858
or :@0.192282:0.810167:0.211922:0.810167:0.211922:0.793299:0.192282:0.793299:0.009401:0.005382:0.004858
(b)  the amount paid with regard to all losses within the :@0.157336:0.824428:0.577379:0.824428:0.577379:0.807560:0.157336:0.807560:0.005382:0.009408:0.005382:0.004858:0.009918:0.005377:0.009401:0.009401:0.004036:0.009401:0.014784:0.009401:0.009401:0.009401:0.005377:0.004036:0.009401:0.009401:0.004033:0.009401:0.004036:0.012097:0.004033:0.005377:0.009401:0.004036:0.005377:0.009401:0.009401:0.009401:0.005377:0.009401:0.004036:0.005377:0.009401:0.004036:0.009401:0.004031:0.004033:0.004036:0.004033:0.009401:0.009409:0.009409:0.009401:0.009409:0.004036:0.012097:0.004033:0.004033:0.009401:0.004033:0.009401:0.004036:0.005377:0.009401:0.009401:0.004858
retention:@0.576558:0.825058:0.649073:0.825058:0.649073:0.807362:0.576558:0.807362:0.006722:0.009408:0.005382:0.009409:0.010751:0.005382:0.005377:0.009409:0.010676
 in respect of the :@0.649274:0.824428:0.793896:0.824428:0.793896:0.807560:0.649274:0.807560:0.004036:0.004033:0.009408:0.004033:0.005377:0.009408:0.010753:0.010746:0.010746:0.009408:0.006720:0.005382:0.010746:0.005377:0.005382:0.006720:0.010746:0.010746:0.004858
period of :@0.794420:0.825058:0.883961:0.825058:0.883961:0.807362:0.794420:0.807362:0.012097:0.010753:0.008066:0.006720:0.010753:0.012097:0.005382:0.012097:0.006720:0.004858
insurance:@0.192282:0.838367:0.274577:0.838367:0.274577:0.820671:0.192282:0.820671:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.010753:0.009408:0.009715
 exceeds :@0.275612:0.837737:0.347644:0.837737:0.347644:0.820869:0.275612:0.820869:0.004036:0.009401:0.009408:0.008066:0.009401:0.009401:0.009401:0.008064:0.004858
 of any Aggregate Stop Loss shown in the :@0.381754:0.837737:0.696976:0.837737:0.696976:0.820869:0.381754:0.820869:0.004036:0.009401:0.004031:0.004036:0.009401:0.009401:0.009408:0.004036:0.012097:0.009401:0.009401:0.005375:0.009401:0.009401:0.009401:0.004031:0.009401:0.004036:0.012097:0.005377:0.008064:0.009401:0.004036:0.009401:0.009401:0.009409:0.008064:0.004036:0.009409:0.009401:0.009401:0.012097:0.009401:0.004036:0.004031:0.009401:0.004036:0.005377:0.009401:0.009401:0.004858
schedule:@0.696155:0.838367:0.770386:0.838367:0.770386:0.820671:0.696155:0.820671:0.008064:0.009409:0.010753:0.010751:0.010753:0.009409:0.005377:0.009715
. :@0.770241:0.837737:0.779134:0.837737:0.779134:0.820869:0.770241:0.820869:0.004036:0.004858