:@0.120943:0.059393:0.125983:0.059393:0.125983:0.040194:0.120943:0.040194:0.005039
Page 5 of 15 :@0.802862:0.947944:0.882814:0.947944:0.882814:0.934909:0.802862:0.934909:0.009070:0.007455:0.007455:0.007455:0.003841:0.007455:0.003836:0.007252:0.003830:0.003827:0.007455:0.007266:0.003754
 :@0.879059:0.958917:0.882814:0.958917:0.882814:0.945881:0.879059:0.945881:0.003754
 :@0.236847:0.107182:0.243404:0.107182:0.243404:0.083302:0.236847:0.083302:0.006556
 :@0.236847:0.126277:0.243404:0.126277:0.243404:0.102396:0.236847:0.102396:0.006556
Claims Handling Authority :@0.120943:0.148519:0.465816:0.148519:0.465816:0.121373:0.120943:0.121373:0.019356:0.007453:0.014906:0.007453:0.023785:0.014906:0.007667:0.019356:0.014906:0.016528:0.016329:0.007453:0.007453:0.016528:0.016327:0.007863:0.018745:0.016530:0.009070:0.016528:0.016329:0.010480:0.007453:0.009273:0.014742:0.007453
 :@0.120943:0.165992:0.126547:0.165992:0.126547:0.145582:0.120943:0.145582:0.005604
With regard to Clause 9 ‘Duties in the event of a claim or potential claim’ of this :@0.120943:0.178588:0.720889:0.178588:0.720889:0.162440:0.120943:0.162440:0.016327:0.003426:0.004636:0.009269:0.005237:0.005643:0.009269:0.009269:0.009269:0.005643:0.009269:0.005237:0.004838:0.009269:0.005237:0.012297:0.003627:0.009269:0.009269:0.008466:0.009473:0.005237:0.009269:0.005442:0.003629:0.012295:0.009269:0.004636:0.003629:0.009269:0.008466:0.005442:0.003629:0.009474:0.005237:0.004636:0.009269:0.009474:0.005237:0.009473:0.008265:0.009269:0.009474:0.004636:0.005237:0.009269:0.004837:0.005237:0.009269:0.005237:0.008668:0.003629:0.009269:0.003830:0.014311:0.005237:0.009269:0.005643:0.005237:0.009269:0.009269:0.004636:0.009269:0.009269:0.004636:0.003830:0.009269:0.003830:0.005237:0.008467:0.003627:0.009474:0.003629:0.014311:0.003627:0.005237:0.009269:0.004838:0.005237:0.004636:0.009269:0.003629:0.008466:0.004651
policy:@0.721475:0.179192:0.770242:0.179192:0.770242:0.162251:0.721475:0.162251:0.010279:0.010443:0.004634:0.004634:0.009474:0.009302
 any reference :@0.770020:0.178588:0.883695:0.178588:0.883695:0.162440:0.770020:0.162440:0.005437:0.009269:0.009675:0.008064:0.005237:0.005643:0.009269:0.004837:0.009269:0.005645:0.009269:0.009269:0.008668:0.009474:0.004651
to the :@0.120960:0.192276:0.170352:0.192276:0.170352:0.176128:0.120960:0.176128:0.004636:0.009269:0.007663:0.004636:0.009269:0.009269:0.004651
insurer:@0.173363:0.192879:0.230458:0.192879:0.230458:0.175938:0.173363:0.175938:0.004636:0.010482:0.009272:0.010281:0.006441:0.009474:0.006508
  shall be deemed to include any party authorised to  handle claims on the insurer’s :@0.230391:0.192276:0.883640:0.192276:0.883640:0.176128:0.230391:0.176128:0.004651:0.003032:0.008466:0.009269:0.009269:0.003830:0.003627:0.007663:0.009473:0.009269:0.007663:0.009269:0.009473:0.009269:0.014311:0.009269:0.009269:0.007663:0.004636:0.009269:0.007663:0.003627:0.009269:0.008466:0.003627:0.009269:0.009473:0.009269:0.007663:0.009269:0.009675:0.008062:0.007663:0.009474:0.009269:0.005645:0.004837:0.008265:0.007663:0.009269:0.009269:0.004636:0.009269:0.009269:0.005846:0.003629:0.008466:0.009269:0.009269:0.007663:0.004636:0.009269:0.004651:0.003209:0.009269:0.009269:0.009473:0.009269:0.003831:0.009269:0.007663:0.008466:0.003629:0.009473:0.003831:0.014109:0.008467:0.007663:0.009269:0.009269:0.007663:0.004638:0.009269:0.009269:0.007663:0.003629:0.009269:0.008466:0.009269:0.005645:0.009269:0.005846:0.003627:0.008467:0.004651
behalf. :@0.120960:0.206105:0.176003:0.206105:0.176003:0.189957:0.120960:0.189957:0.009269:0.009269:0.009269:0.009474:0.003629:0.004837:0.004646:0.004651
The :@0.120960:0.226630:0.154630:0.226630:0.154630:0.210482:0.120960:0.210482:0.010482:0.009269:0.009269:0.004651
insurer:@0.155224:0.227234:0.211917:0.227234:0.211917:0.210293:0.155224:0.210293:0.004636:0.010281:0.009269:0.010279:0.006451:0.009269:0.006508
 has authorised Gallagher Bassett International Limited to handle claims on the :@0.211874:0.226630:0.809206:0.226630:0.809206:0.210482:0.211874:0.210482:0.005237:0.009474:0.009269:0.008466:0.005237:0.009269:0.009269:0.004837:0.009269:0.009269:0.005643:0.003629:0.008466:0.009474:0.009269:0.005237:0.013103:0.009269:0.003830:0.003629:0.009269:0.009473:0.009269:0.009269:0.005643:0.005237:0.011288:0.009269:0.008466:0.008466:0.009269:0.004638:0.004636:0.005237:0.004636:0.009269:0.004838:0.009269:0.005645:0.009269:0.009473:0.004636:0.003629:0.009269:0.009474:0.009269:0.003629:0.005442:0.009269:0.003627:0.014313:0.003627:0.004636:0.009269:0.009269:0.005237:0.004636:0.009269:0.005444:0.009269:0.009269:0.009473:0.009269:0.003830:0.009269:0.005237:0.008467:0.003627:0.009474:0.003830:0.014111:0.008466:0.005237:0.009269:0.009269:0.005237:0.004636:0.009269:0.009269:0.004651
insurer:@0.809792:0.227234:0.866685:0.227234:0.866685:0.210293:0.809792:0.210293:0.004636:0.010281:0.009269:0.010279:0.006652:0.009269:0.006508
’s :@0.866973:0.226630:0.883720:0.226630:0.883720:0.210482:0.866973:0.210482:0.003630:0.008466:0.004651
behalf in respect of this :@0.120960:0.240318:0.298123:0.240318:0.298123:0.224170:0.120960:0.224170:0.009269:0.009269:0.009269:0.009474:0.003629:0.004837:0.004634:0.003629:0.009269:0.004634:0.005645:0.009269:0.008466:0.009474:0.009269:0.008466:0.004636:0.004634:0.009269:0.004838:0.004634:0.004636:0.009269:0.003629:0.008466:0.004651
policy:@0.298106:0.240921:0.346956:0.240921:0.346956:0.223980:0.298106:0.223980:0.010281:0.010279:0.004838:0.004636:0.009513:0.009302
.  :@0.346721:0.240318:0.360842:0.240318:0.360842:0.224170:0.346721:0.224170:0.004634:0.004835:0.004651
In-House Claims Handling Agreement :@0.120943:0.264909:0.487164:0.264909:0.487164:0.244498:0.120943:0.244498:0.005644:0.012296:0.006652:0.014513:0.012296:0.012296:0.011288:0.011288:0.005644:0.014513:0.005644:0.011290:0.005644:0.017940:0.011086:0.005644:0.014513:0.011288:0.012094:0.012296:0.005644:0.005644:0.012296:0.012296:0.005846:0.014110:0.012296:0.007863:0.011288:0.011288:0.017940:0.011288:0.012296:0.006652:0.005604
including conditions and reporting requirements :@0.487200:0.263998:0.879882:0.263998:0.879882:0.247057:0.487200:0.247057:0.004636:0.010281:0.009272:0.004636:0.010281:0.010279:0.004636:0.010281:0.010281:0.004634:0.009272:0.010279:0.010281:0.010281:0.004636:0.005638:0.004636:0.010281:0.010281:0.009272:0.004634:0.009272:0.010281:0.010279:0.004634:0.006652:0.009274:0.010279:0.010281:0.006450:0.005638:0.004636:0.010279:0.010281:0.004634:0.006451:0.009272:0.010279:0.010281:0.004636:0.006652:0.009272:0.014917:0.009272:0.010281:0.005638:0.009500:0.004651
The insurer has agreed that the :@0.120953:0.284629:0.377722:0.284629:0.377722:0.268481:0.120953:0.268481:0.010482:0.009269:0.009269:0.008265:0.003629:0.009269:0.008466:0.009269:0.005645:0.009269:0.005645:0.008265:0.009269:0.009269:0.008467:0.008265:0.009269:0.009269:0.005643:0.009269:0.009474:0.009269:0.008265:0.004837:0.009269:0.009269:0.004636:0.008265:0.004636:0.009473:0.009269:0.004651
public authority:@0.381336:0.285233:0.510973:0.285233:0.510973:0.268292:0.381336:0.268292:0.010281:0.010279:0.010281:0.004636:0.004636:0.009272:0.008265:0.009272:0.010281:0.005638:0.010281:0.010281:0.006450:0.004636:0.005846:0.009302
  may  handle claims that may be subject to an :@0.510790:0.284629:0.883659:0.284629:0.883659:0.268481:0.510790:0.268481:0.004651:0.003815:0.014311:0.009269:0.007862:0.004651:0.003815:0.009269:0.009269:0.009473:0.009269:0.003830:0.009269:0.008265:0.008466:0.003627:0.009269:0.003627:0.014311:0.008467:0.008265:0.004636:0.009269:0.009269:0.004636:0.008265:0.014109:0.009474:0.008062:0.008265:0.009474:0.009269:0.008265:0.008467:0.009269:0.009269:0.003830:0.009269:0.008467:0.004636:0.008265:0.004636:0.009269:0.008265:0.009269:0.009269:0.004651
indemnity under this :@0.120953:0.298317:0.275748:0.298317:0.275748:0.282169:0.120953:0.282169:0.003629:0.009269:0.009474:0.009269:0.014311:0.009269:0.003629:0.004837:0.008064:0.004634:0.009474:0.009269:0.009269:0.009269:0.005643:0.004634:0.004838:0.009269:0.003627:0.008467:0.004651
policy:@0.275732:0.298920:0.324337:0.298920:0.324337:0.281980:0.275732:0.281980:0.010279:0.010281:0.004634:0.004634:0.009474:0.009302
 but limited to: :@0.324546:0.298317:0.433813:0.298317:0.433813:0.282169:0.324546:0.282169:0.004634:0.009269:0.009269:0.004636:0.004838:0.003629:0.003627:0.014311:0.003629:0.004636:0.009269:0.009269:0.004634:0.004838:0.009269:0.004859:0.004651
 :@0.120953:0.312146:0.125604:0.312146:0.125604:0.295998:0.120953:0.295998:0.004651
Third Party Property Damage claims under Insured section B up to a Claims :@0.120943:0.329475:0.884666:0.329475:0.884666:0.309065:0.120943:0.309065:0.012296:0.012296:0.005644:0.007861:0.012296:0.008264:0.013505:0.011288:0.007861:0.006853:0.010683:0.008264:0.013505:0.007861:0.012296:0.012296:0.011288:0.007861:0.006853:0.011086:0.008264:0.014513:0.011288:0.017940:0.011288:0.012296:0.011086:0.008264:0.011288:0.005442:0.011288:0.005644:0.017940:0.011086:0.008264:0.012296:0.012296:0.012296:0.011288:0.007861:0.008264:0.005644:0.012296:0.011288:0.012296:0.007660:0.011288:0.012296:0.008264:0.011088:0.011288:0.011288:0.006652:0.005644:0.012296:0.012296:0.008264:0.014314:0.008264:0.012296:0.012296:0.008264:0.006652:0.012296:0.008264:0.011288:0.008264:0.014515:0.005442:0.011288:0.005644:0.017738:0.011086:0.005604
Handling Limit of GBP :@0.120943:0.345867:0.349286:0.345867:0.349286:0.325456:0.120943:0.325456:0.014513:0.011288:0.012296:0.012296:0.005644:0.005644:0.012296:0.012296:0.008668:0.012296:0.005644:0.017940:0.005644:0.006652:0.008668:0.012296:0.006652:0.008466:0.015521:0.014513:0.013507:0.005604
 any one insured event subject to a Notification :@0.402743:0.345867:0.884662:0.345867:0.884662:0.325456:0.402743:0.325456:0.008668:0.011288:0.012497:0.010683:0.008668:0.012296:0.012296:0.011288:0.008668:0.005644:0.012094:0.011288:0.012296:0.007861:0.011288:0.012296:0.008466:0.011288:0.010885:0.011288:0.012296:0.006652:0.008668:0.011288:0.012296:0.012296:0.005442:0.011288:0.011288:0.006652:0.008668:0.006652:0.012296:0.008668:0.011288:0.008668:0.014513:0.012296:0.006652:0.005644:0.006652:0.005644:0.011288:0.011288:0.006652:0.005644:0.012296:0.012296:0.005604
Threshold of GBP :@0.120943:0.362258:0.298085:0.362258:0.298085:0.341847:0.120943:0.341847:0.012296:0.012296:0.007861:0.011288:0.011288:0.012296:0.012296:0.005644:0.012296:0.005644:0.012296:0.006652:0.005644:0.015723:0.014513:0.013505:0.005604
 any one insured event :@0.348518:0.362258:0.572425:0.362258:0.572425:0.341847:0.348518:0.341847:0.005644:0.011290:0.012296:0.010683:0.005644:0.012296:0.012296:0.011288:0.005644:0.005644:0.012296:0.011288:0.012296:0.007861:0.011288:0.012296:0.005644:0.011086:0.010887:0.011288:0.012497:0.006849:0.005604
 :@0.120943:0.378649:0.126547:0.378649:0.126547:0.358238:0.120943:0.358238:0.005604
and is granted subject to the following provisions: :@0.120943:0.391245:0.491658:0.391245:0.491658:0.375097:0.120943:0.375097:0.009269:0.009269:0.009269:0.004838:0.003629:0.008466:0.004634:0.009269:0.005645:0.009269:0.009269:0.004837:0.009269:0.009269:0.004634:0.008466:0.009473:0.009269:0.003830:0.009269:0.008466:0.004636:0.004634:0.004636:0.009269:0.004634:0.004837:0.009474:0.009269:0.004634:0.004837:0.009269:0.003627:0.003629:0.009474:0.012093:0.003629:0.009474:0.009269:0.004634:0.009269:0.005645:0.009473:0.008467:0.003627:0.008466:0.003629:0.009269:0.009269:0.008467:0.004920:0.004651
 :@0.120943:0.404932:0.125594:0.404932:0.125594:0.388784:0.120943:0.388784:0.004651
i) :@0.120943:0.418620:0.134863:0.418620:0.134863:0.402472:0.120943:0.402472:0.003630:0.005638:0.004651
the extent of this In-House Claims Handling Agreement is limited to :@0.156813:0.418620:0.659950:0.418620:0.659950:0.402472:0.156813:0.402472:0.004636:0.009269:0.009269:0.004634:0.009269:0.008466:0.004837:0.009269:0.009269:0.004636:0.004837:0.009269:0.004838:0.004634:0.004636:0.009269:0.003629:0.008466:0.004634:0.004636:0.009269:0.005677:0.012095:0.009474:0.009269:0.008466:0.009269:0.004838:0.012095:0.003627:0.009474:0.003627:0.014313:0.008466:0.004634:0.012095:0.009269:0.009269:0.009269:0.003629:0.003629:0.009473:0.009269:0.004838:0.011086:0.009269:0.005645:0.009269:0.009269:0.014311:0.009269:0.009269:0.004636:0.004634:0.003629:0.008466:0.004634:0.003830:0.003629:0.014311:0.003627:0.004638:0.009269:0.009269:0.004634:0.004636:0.009528:0.004651
(a)  setting raising or amending appropriate reserves  without the consent of the :@0.156613:0.432165:0.781022:0.432165:0.781022:0.416017:0.156613:0.416017:0.005643:0.009269:0.005650:0.004651:0.010674:0.008466:0.009269:0.004636:0.004638:0.003627:0.009474:0.009269:0.007462:0.005643:0.009269:0.003627:0.008466:0.003831:0.009269:0.009269:0.007462:0.009269:0.005643:0.007462:0.009269:0.014311:0.009269:0.009269:0.009269:0.003629:0.009473:0.009269:0.007462:0.009269:0.009269:0.009269:0.005643:0.009474:0.009269:0.005643:0.003629:0.009269:0.004838:0.009269:0.007462:0.005643:0.009269:0.008466:0.009269:0.005643:0.008265:0.009269:0.008467:0.004651:0.003008:0.012095:0.003627:0.004838:0.009269:0.009269:0.009269:0.004636:0.007462:0.004838:0.009269:0.009269:0.007462:0.008466:0.009269:0.009269:0.008466:0.009269:0.009474:0.004636:0.007462:0.009269:0.004837:0.007462:0.004636:0.009269:0.009269:0.004651
insurer:@0.783832:0.432769:0.840525:0.432769:0.840525:0.415828:0.783832:0.415828:0.004638:0.010279:0.009269:0.010281:0.006450:0.009269:0.006508
  to a :@0.840555:0.432165:0.883710:0.432165:0.883710:0.416017:0.840555:0.416017:0.004651:0.002811:0.004838:0.009269:0.007462:0.009473:0.004651
Maximum Value of no more than the Claims Handling Limit shown above in respect of all :@0.192500:0.445995:0.883622:0.445995:0.883622:0.429847:0.192500:0.429847:0.013903:0.009269:0.008467:0.003627:0.014311:0.009071:0.014311:0.006458:0.011086:0.009269:0.003629:0.009474:0.009269:0.006450:0.009269:0.004838:0.006450:0.009269:0.009269:0.006450:0.014311:0.009269:0.005645:0.009269:0.006450:0.004638:0.009269:0.009473:0.009269:0.006450:0.004837:0.009269:0.009269:0.006450:0.012297:0.003627:0.009474:0.003629:0.014311:0.008466:0.006450:0.012095:0.009269:0.009269:0.009269:0.003627:0.003831:0.009473:0.009269:0.006458:0.009269:0.003629:0.014311:0.003629:0.004636:0.006450:0.008466:0.009269:0.009474:0.012095:0.009269:0.006458:0.009473:0.009269:0.009474:0.008265:0.009269:0.006652:0.003627:0.009269:0.006450:0.005643:0.009474:0.008466:0.009269:0.009269:0.008466:0.004636:0.006450:0.009269:0.004838:0.006450:0.009269:0.003830:0.003629:0.004651
claims relating to any one :@0.192500:0.459540:0.387400:0.459540:0.387400:0.443392:0.192500:0.443392:0.008466:0.003629:0.009269:0.003629:0.014311:0.008466:0.004634:0.005645:0.009269:0.003627:0.009269:0.004636:0.003627:0.009474:0.009269:0.004634:0.004636:0.009269:0.004838:0.009269:0.009675:0.008062:0.004634:0.009474:0.009269:0.009269:0.004651
insured event:@0.387383:0.460143:0.496548:0.460143:0.496548:0.443203:0.387383:0.443203:0.004838:0.010281:0.009269:0.010279:0.006451:0.009269:0.010279:0.004634:0.009269:0.009474:0.009269:0.010281:0.005571
 provided that; :@0.496677:0.459540:0.607968:0.459540:0.607968:0.443392:0.496677:0.443392:0.004634:0.009269:0.005645:0.009473:0.008467:0.003627:0.009269:0.009474:0.009269:0.004634:0.004654:0.009470:0.009470:0.004638:0.004648:0.004651
(1)  no suit or legal proceedings have been filed against the :@0.192516:0.473086:0.643571:0.473086:0.643571:0.456938:0.192516:0.456938:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009269:0.004634:0.008467:0.009269:0.003830:0.004636:0.004634:0.009269:0.005643:0.004634:0.003830:0.009269:0.009473:0.009269:0.003627:0.004838:0.009269:0.005643:0.009269:0.008466:0.009269:0.009269:0.009474:0.003627:0.009474:0.009269:0.008467:0.004634:0.009269:0.009473:0.008265:0.009269:0.004634:0.009474:0.009269:0.009269:0.009474:0.004634:0.004837:0.003629:0.003629:0.009269:0.009474:0.004634:0.009269:0.009473:0.009269:0.003831:0.009269:0.008466:0.004636:0.004634:0.004636:0.009269:0.009474:0.004651
insurer:@0.643554:0.473689:0.700456:0.473689:0.700456:0.456748:0.643554:0.456748:0.004636:0.010281:0.009272:0.010281:0.006450:0.009474:0.006508
 :@0.700689:0.473086:0.705340:0.473086:0.705340:0.456938:0.700689:0.456938:0.004651
(2)  no policy liability question is involved; :@0.192533:0.486915:0.510229:0.486915:0.510229:0.470767:0.192533:0.470767:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009269:0.004634:0.009474:0.009269:0.003830:0.003629:0.008668:0.008062:0.004837:0.003629:0.003629:0.009473:0.009269:0.003830:0.003627:0.003830:0.004838:0.008062:0.004838:0.009269:0.009269:0.009269:0.008466:0.004838:0.003629:0.009269:0.009473:0.004634:0.003830:0.008466:0.004634:0.003629:0.009269:0.008466:0.009269:0.003830:0.008265:0.009474:0.009269:0.004879:0.004651
(b)  appointing any professional services which have been approved in writing by the :@0.156663:0.500460:0.819813:0.500460:0.819813:0.484312:0.156663:0.484312:0.005643:0.009269:0.005650:0.004651:0.010674:0.009269:0.009269:0.009269:0.009474:0.003629:0.009269:0.004837:0.003629:0.009474:0.009269:0.006860:0.009474:0.009473:0.008064:0.007055:0.009269:0.005643:0.009269:0.004838:0.009269:0.008466:0.008467:0.003627:0.009269:0.009474:0.009474:0.003627:0.006860:0.008466:0.009269:0.005645:0.008466:0.003629:0.008466:0.009269:0.008466:0.007055:0.012095:0.009269:0.003629:0.008466:0.009473:0.006860:0.009269:0.009474:0.008265:0.009473:0.006860:0.009474:0.009269:0.009474:0.009269:0.006860:0.009474:0.009269:0.009269:0.005645:0.009474:0.008263:0.009269:0.009474:0.006860:0.003830:0.009269:0.007054:0.011894:0.005846:0.003627:0.004638:0.003830:0.009269:0.009269:0.007055:0.009474:0.008062:0.007055:0.004837:0.009269:0.009269:0.004651
insurer:@0.822021:0.501064:0.879116:0.501064:0.879116:0.484123:0.822021:0.484123:0.004636:0.010482:0.009272:0.010281:0.006441:0.009474:0.006508
 :@0.879049:0.500460:0.883700:0.500460:0.883700:0.484312:0.879049:0.484312:0.004651
prior to appointment in relation to claims which fall within the scope of item (a) above; :@0.192550:0.514290:0.829329:0.514290:0.829329:0.498142:0.192550:0.498142:0.009269:0.005645:0.003627:0.009269:0.005645:0.004634:0.004636:0.009474:0.004634:0.009269:0.009473:0.009269:0.009269:0.003830:0.009269:0.004636:0.014311:0.009269:0.009269:0.004636:0.004634:0.003627:0.009269:0.004634:0.005846:0.009269:0.003627:0.009474:0.004838:0.003627:0.009269:0.009269:0.004837:0.004636:0.009269:0.004634:0.008466:0.003831:0.009269:0.003627:0.014313:0.008466:0.004634:0.011892:0.009269:0.003627:0.008466:0.009474:0.004634:0.004838:0.009269:0.003627:0.003629:0.004838:0.012093:0.003707:0.004636:0.009474:0.003830:0.009269:0.004634:0.004636:0.009269:0.009474:0.004634:0.008466:0.008466:0.009269:0.009269:0.009269:0.004634:0.009269:0.004838:0.004634:0.003629:0.004838:0.009269:0.014311:0.004634:0.005645:0.009269:0.005643:0.004634:0.009269:0.009269:0.009269:0.008263:0.009269:0.004887:0.004651
(c)  handling and settling any claim falling within the scope of item (a) above without the consent :@0.156663:0.527977:0.883606:0.527977:0.883606:0.511829:0.156663:0.511829:0.005638:0.008467:0.005453:0.004651:0.011678:0.009269:0.009269:0.009269:0.009474:0.003629:0.003830:0.009269:0.009269:0.005039:0.009269:0.009269:0.009473:0.004835:0.008466:0.009269:0.004636:0.004636:0.003830:0.003629:0.009474:0.009269:0.004835:0.009269:0.009675:0.008062:0.004835:0.008666:0.003831:0.009269:0.003627:0.014311:0.004835:0.004838:0.009269:0.003627:0.003629:0.003629:0.009269:0.009269:0.005039:0.012095:0.003629:0.004837:0.009269:0.003629:0.009474:0.004835:0.004636:0.009474:0.009269:0.004835:0.008466:0.008466:0.009269:0.009269:0.009474:0.004835:0.009269:0.004837:0.004835:0.003627:0.004638:0.009269:0.014311:0.004835:0.005643:0.009269:0.005645:0.004835:0.009269:0.009269:0.009269:0.008466:0.009269:0.005039:0.011892:0.003831:0.004636:0.009269:0.009473:0.009269:0.004636:0.004835:0.004838:0.009269:0.009269:0.004835:0.008466:0.009269:0.009269:0.008466:0.009474:0.009269:0.004636:0.004651
of the :@0.192550:0.541523:0.239317:0.541523:0.239317:0.525375:0.192550:0.525375:0.009269:0.004838:0.004835:0.004636:0.009269:0.009269:0.004651
insurer:@0.239501:0.542126:0.296595:0.542126:0.296595:0.525185:0.239501:0.525185:0.004636:0.010482:0.009272:0.010281:0.006441:0.009474:0.006508
 to a Maximum Value of no more than the Claims Handling Limit shown above :@0.296563:0.541523:0.883655:0.541523:0.883655:0.525375:0.296563:0.525375:0.004835:0.004838:0.009269:0.004835:0.009474:0.004835:0.014111:0.009269:0.008467:0.003627:0.014313:0.009269:0.014311:0.004835:0.011087:0.009269:0.003629:0.009269:0.009269:0.005039:0.009269:0.004838:0.004835:0.009269:0.009269:0.004835:0.014311:0.009269:0.005643:0.009269:0.004835:0.004636:0.009473:0.009269:0.009269:0.005039:0.004636:0.009474:0.009269:0.004835:0.012095:0.003830:0.009269:0.003629:0.014311:0.008467:0.004835:0.012095:0.009269:0.009269:0.009474:0.003629:0.003627:0.009474:0.009269:0.005039:0.009269:0.003629:0.014311:0.003629:0.004636:0.004835:0.008467:0.009473:0.009474:0.011892:0.009269:0.005041:0.009269:0.009269:0.009474:0.008263:0.009269:0.004651
in respect of all claims relating to any one :@0.192550:0.555068:0.505196:0.555068:0.505196:0.538920:0.192550:0.538920:0.003629:0.009269:0.004634:0.005643:0.009269:0.008467:0.009269:0.009269:0.008466:0.004636:0.004838:0.009269:0.004837:0.004634:0.009269:0.003830:0.003629:0.004634:0.008467:0.003627:0.009474:0.003629:0.014311:0.008466:0.004634:0.005645:0.009269:0.003627:0.009269:0.004636:0.003627:0.009269:0.009269:0.004837:0.004636:0.009269:0.004634:0.009474:0.009526:0.008062:0.004835:0.009269:0.009474:0.009269:0.004651
insured event:@0.505193:0.555672:0.614562:0.555672:0.614562:0.538731:0.505193:0.538731:0.004636:0.010281:0.009269:0.010482:0.006450:0.009269:0.010281:0.004634:0.009269:0.009474:0.009473:0.010281:0.005571
.  :@0.614644:0.555068:0.628563:0.555068:0.628563:0.538920:0.614644:0.538920:0.004634:0.004634:0.004651
 :@0.120994:0.568898:0.125645:0.568898:0.125645:0.552750:0.120994:0.552750:0.004651
ii) :@0.120994:0.582585:0.138745:0.582585:0.138745:0.566437:0.120994:0.566437:0.003630:0.003630:0.005839:0.004651
Maximum Value relates to the total financial value of the claim making no deductions for liability, :@0.159089:0.582585:0.875972:0.582585:0.875972:0.566437:0.159089:0.566437:0.013903:0.009269:0.008467:0.003627:0.014311:0.009071:0.014311:0.004634:0.011087:0.009269:0.003629:0.009269:0.009474:0.004634:0.005645:0.009269:0.003830:0.009269:0.004636:0.009269:0.008466:0.004634:0.004636:0.009474:0.004634:0.004837:0.009269:0.009269:0.004634:0.004636:0.009473:0.004636:0.009269:0.003830:0.004634:0.004837:0.003629:0.009269:0.009269:0.009269:0.008467:0.003830:0.009269:0.003627:0.004838:0.008265:0.009473:0.003629:0.009474:0.009269:0.004634:0.009269:0.004838:0.004634:0.004636:0.009473:0.009269:0.004634:0.008467:0.003627:0.009474:0.003629:0.014311:0.004434:0.014313:0.009070:0.008668:0.003629:0.009269:0.009269:0.004634:0.009269:0.009269:0.004634:0.009269:0.009474:0.009269:0.009269:0.008467:0.004837:0.003629:0.009474:0.009269:0.008466:0.004634:0.004837:0.009269:0.005643:0.004634:0.003629:0.003627:0.009269:0.009473:0.003629:0.003830:0.003629:0.005039:0.008062:0.004636:0.004651
contributory negligence, unsecured recoveries, deductible, excess or other form of self insured :@0.159089:0.596273:0.864668:0.596273:0.864668:0.580124:0.159089:0.580124:0.008466:0.009269:0.009269:0.004636:0.005643:0.003629:0.009269:0.009474:0.004636:0.009269:0.005846:0.008062:0.004838:0.009269:0.009473:0.009269:0.003830:0.003627:0.009269:0.009474:0.009269:0.008466:0.009269:0.004636:0.004634:0.009473:0.009474:0.008466:0.009269:0.008467:0.009269:0.005643:0.009269:0.009269:0.004634:0.005643:0.009269:0.008467:0.009269:0.008466:0.009269:0.005643:0.003629:0.009269:0.008467:0.004636:0.004837:0.009269:0.009269:0.009474:0.009269:0.008466:0.004636:0.003831:0.009269:0.003629:0.009269:0.004837:0.004634:0.009269:0.008467:0.008466:0.009269:0.008466:0.008466:0.004634:0.009269:0.005643:0.004634:0.009269:0.004636:0.009474:0.009269:0.005645:0.004634:0.004838:0.009269:0.005442:0.014313:0.004634:0.009269:0.004636:0.004634:0.008466:0.009269:0.003629:0.004837:0.004634:0.003629:0.009269:0.008466:0.009269:0.005643:0.009269:0.009269:0.004651
retentions. :@0.159089:0.609960:0.242156:0.609960:0.242156:0.593812:0.159089:0.593812:0.005643:0.009269:0.004636:0.009269:0.009269:0.004838:0.003627:0.009269:0.009269:0.008466:0.004862:0.004651
iii)  all claims falling outside the extent of this In-House Claims Handling Agreement must be :@0.120994:0.630769:0.816586:0.630769:0.816586:0.614621:0.120994:0.614621:0.003630:0.003830:0.003630:0.005640:0.004651:0.014505:0.009272:0.003630:0.003830:0.004634:0.008467:0.003630:0.009474:0.003630:0.014311:0.008466:0.004435:0.004838:0.009272:0.003630:0.003630:0.003630:0.009474:0.009272:0.004634:0.009272:0.009474:0.004636:0.008466:0.003630:0.009260:0.009474:0.004634:0.004636:0.009269:0.009473:0.004634:0.009269:0.008466:0.004636:0.009269:0.009269:0.004636:0.004838:0.009269:0.004838:0.004634:0.004638:0.009269:0.003627:0.008467:0.004634:0.004636:0.009269:0.005682:0.012295:0.009269:0.009269:0.008466:0.009269:0.004634:0.012295:0.003629:0.009474:0.003627:0.014313:0.008466:0.004634:0.012095:0.009269:0.009269:0.009269:0.003629:0.003629:0.009473:0.009269:0.004634:0.011288:0.009269:0.005645:0.009269:0.009269:0.014311:0.009269:0.009269:0.004636:0.004634:0.014111:0.009269:0.008466:0.004636:0.004634:0.009269:0.009269:0.004651
reported in accordance with :@0.156881:0.644315:0.367698:0.644315:0.367698:0.628166:0.156881:0.628166:0.005643:0.009269:0.009269:0.009269:0.005643:0.004636:0.009269:0.009473:0.004634:0.003629:0.009474:0.004634:0.009269:0.008466:0.008466:0.009269:0.005645:0.009269:0.009269:0.009269:0.008467:0.009473:0.004838:0.011892:0.003629:0.004837:0.009269:0.004651
policy:@0.367681:0.644918:0.416287:0.644918:0.416287:0.627977:0.367681:0.627977:0.010279:0.010281:0.004634:0.004634:0.009474:0.009302
 conditions. :@0.416103:0.644315:0.506013:0.644315:0.506013:0.628166:0.416103:0.628166:0.004634:0.008668:0.009269:0.009269:0.009474:0.003627:0.004636:0.003831:0.009269:0.009269:0.008466:0.004847:0.004651
iv)  in any event as soon as the :@0.120994:0.664982:0.366077:0.664982:0.366077:0.648834:0.120994:0.648834:0.003629:0.008265:0.005841:0.004651:0.013485:0.003629:0.009269:0.004634:0.009474:0.009473:0.008062:0.004838:0.009473:0.008265:0.009269:0.009269:0.004838:0.004634:0.009269:0.008466:0.004634:0.008467:0.009269:0.009269:0.009474:0.004634:0.009269:0.008466:0.004634:0.004636:0.009474:0.009473:0.004651
public authority:@0.366060:0.665585:0.492066:0.665585:0.492066:0.648644:0.366060:0.648644:0.010279:0.010281:0.010279:0.004636:0.004638:0.009272:0.004634:0.009272:0.010281:0.005638:0.010281:0.010279:0.006451:0.004636:0.005846:0.009302
 has become aware :@0.491875:0.664982:0.643470:0.664982:0.643470:0.648834:0.491875:0.648834:0.004835:0.009269:0.009269:0.008466:0.004634:0.009474:0.009269:0.008467:0.009473:0.014311:0.009269:0.004634:0.009269:0.011892:0.009269:0.005645:0.009500:0.004651
(a)  of any claim where the Maximum Value reaches or exceeds any Notification  Threshold :@0.156663:0.685933:0.883662:0.685933:0.883662:0.669785:0.156663:0.669785:0.005643:0.009269:0.005650:0.004651:0.010674:0.009269:0.004838:0.008265:0.009269:0.009473:0.008064:0.008265:0.008467:0.003830:0.009269:0.003627:0.014313:0.008265:0.011894:0.009269:0.009269:0.005846:0.009269:0.008265:0.004636:0.009269:0.009474:0.008265:0.014111:0.009269:0.008467:0.003627:0.014313:0.009070:0.014311:0.008265:0.011087:0.009269:0.003627:0.009269:0.009269:0.008265:0.005643:0.009269:0.009269:0.008467:0.009473:0.009269:0.008467:0.008265:0.009269:0.005846:0.008265:0.009269:0.008467:0.008466:0.009269:0.009269:0.009269:0.008467:0.008265:0.009269:0.009675:0.008064:0.008265:0.012295:0.009269:0.004636:0.003629:0.004837:0.003629:0.008466:0.009269:0.004838:0.003629:0.009269:0.009269:0.004651:0.003815:0.010482:0.009269:0.005645:0.009269:0.008466:0.009269:0.009269:0.003627:0.009269:0.004651
shown above :@0.192550:0.699620:0.296179:0.699620:0.296179:0.683472:0.192550:0.683472:0.008466:0.009269:0.009474:0.011894:0.009269:0.004634:0.009473:0.009269:0.009474:0.008265:0.009491:0.004651
 :@0.120994:0.713308:0.125645:0.713308:0.125645:0.697160:0.120994:0.697160:0.004651
(b)  that one of the following injury types has occurred :@0.156680:0.726995:0.566092:0.726995:0.566092:0.710847:0.156680:0.710847:0.005643:0.009269:0.005650:0.004651:0.010674:0.004636:0.009269:0.009269:0.004634:0.004838:0.009269:0.009269:0.009269:0.004838:0.009269:0.004838:0.004634:0.004636:0.009269:0.009269:0.004634:0.004838:0.009269:0.003830:0.003629:0.009473:0.012095:0.003629:0.009269:0.009269:0.004838:0.003627:0.009269:0.004032:0.009269:0.005846:0.008062:0.004634:0.005039:0.008064:0.009269:0.009269:0.008466:0.004838:0.009269:0.009269:0.008466:0.004634:0.009269:0.008466:0.008466:0.009269:0.005645:0.005643:0.009269:0.009550:0.004651
(1)  a fatality :@0.192567:0.747662:0.295392:0.747662:0.295392:0.731514:0.192567:0.731514:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.004634:0.004838:0.009269:0.004636:0.009269:0.003830:0.003629:0.004837:0.008278:0.004651
(2)  an amputation of a major extremity :@0.192583:0.761350:0.491541:0.761350:0.491541:0.745202:0.192583:0.745202:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009269:0.004634:0.009269:0.014313:0.009269:0.009269:0.004636:0.009269:0.004636:0.003830:0.009269:0.009269:0.004837:0.009269:0.004838:0.004634:0.009269:0.004634:0.014311:0.009269:0.003831:0.009269:0.005643:0.004634:0.009071:0.008466:0.004636:0.005645:0.009070:0.014313:0.003627:0.004838:0.008317:0.004651
(3)  any serious head injury (including skull fracture or loss of sight of either or both eyes) :@0.192600:0.775037:0.863259:0.775037:0.863259:0.758889:0.192600:0.758889:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.004634:0.008668:0.009269:0.005643:0.003629:0.009474:0.009269:0.008466:0.004634:0.009269:0.009269:0.009473:0.009269:0.004634:0.003830:0.009269:0.003830:0.009269:0.005846:0.008062:0.004634:0.005643:0.003831:0.009269:0.008466:0.003629:0.009269:0.009474:0.003627:0.009269:0.009474:0.004634:0.008466:0.008668:0.009269:0.003629:0.003629:0.004634:0.004837:0.005645:0.009269:0.008466:0.004636:0.009269:0.005645:0.009269:0.004634:0.009269:0.005643:0.004634:0.003629:0.009269:0.008467:0.008466:0.004837:0.009269:0.004838:0.004634:0.008466:0.003629:0.009269:0.009269:0.004636:0.004634:0.009269:0.004838:0.004634:0.009269:0.003830:0.004636:0.009269:0.009269:0.005643:0.004634:0.009269:0.005645:0.004837:0.009269:0.009269:0.004838:0.009269:0.004634:0.009675:0.008265:0.009269:0.008466:0.005777:0.004651
(4)  any injury to the spinal cord :@0.192617:0.788725:0.437551:0.788725:0.437551:0.772576:0.192617:0.772576:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.004838:0.003627:0.009269:0.003831:0.009269:0.006046:0.008062:0.004634:0.004636:0.009269:0.004837:0.004636:0.009269:0.009269:0.004634:0.008666:0.009269:0.003629:0.009474:0.009269:0.003629:0.004634:0.008466:0.009269:0.005846:0.009515:0.004651
(5)  any disability where it appears reasonably likely that there will be a disability of more :@0.192634:0.802412:0.883786:0.802412:0.883786:0.786264:0.192634:0.786264:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.006659:0.009269:0.003629:0.008466:0.009474:0.009269:0.003830:0.003629:0.003627:0.005039:0.008064:0.006659:0.012095:0.009269:0.009269:0.005643:0.009269:0.006650:0.003629:0.004636:0.006659:0.009269:0.009269:0.009474:0.009269:0.009269:0.005645:0.008466:0.006450:0.005645:0.009269:0.009269:0.008467:0.009269:0.009269:0.009474:0.009269:0.004030:0.008064:0.006650:0.003629:0.003629:0.008668:0.009269:0.003830:0.008062:0.006652:0.004636:0.009269:0.009269:0.004838:0.006652:0.004636:0.009269:0.009269:0.005645:0.009269:0.006652:0.012095:0.003627:0.003830:0.003629:0.006450:0.009474:0.009269:0.006458:0.009269:0.006652:0.009269:0.003629:0.008466:0.009473:0.009269:0.003830:0.003627:0.003629:0.005039:0.008062:0.006458:0.009269:0.005039:0.006450:0.014313:0.009269:0.005442:0.009070:0.004651
than one year :@0.228320:0.815958:0.335780:0.815958:0.335780:0.799809:0.228320:0.799809:0.004636:0.009269:0.009269:0.009269:0.004835:0.009269:0.009269:0.009474:0.004835:0.008062:0.009474:0.009269:0.005879:0.004651
(6)  any second or third degree burn of 25% or more of the body :@0.192650:0.829645:0.678671:0.829645:0.678671:0.813497:0.192650:0.813497:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.004634:0.008668:0.009269:0.008466:0.009269:0.009269:0.009269:0.004837:0.009269:0.005645:0.004634:0.004636:0.009473:0.003629:0.005645:0.009269:0.004634:0.009473:0.009269:0.009269:0.005643:0.009269:0.009474:0.004838:0.009269:0.009269:0.005643:0.009269:0.004634:0.009269:0.004837:0.004634:0.009269:0.009269:0.015118:0.004634:0.009269:0.005643:0.004634:0.014311:0.009269:0.005643:0.009269:0.004634:0.009269:0.004837:0.004634:0.004636:0.009269:0.009269:0.004838:0.009269:0.009269:0.009675:0.008380:0.004651
(7)  occupational disease :@0.192667:0.843332:0.389819:0.843332:0.389819:0.827184:0.192667:0.827184:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.008466:0.008467:0.009269:0.009269:0.009269:0.004636:0.003830:0.009269:0.009269:0.009473:0.003629:0.004634:0.009473:0.003629:0.008466:0.009269:0.009269:0.008466:0.009498:0.004651
(8)  chronic pain syndrome or related disorders :@0.192667:0.857020:0.551486:0.857020:0.551486:0.840872:0.192667:0.840872:0.005643:0.009269:0.005650:0.004651:0.010473:0.008466:0.009269:0.005645:0.009269:0.009269:0.003629:0.008466:0.004634:0.009474:0.009269:0.003629:0.009473:0.004634:0.008668:0.008062:0.009474:0.009269:0.005643:0.009269:0.014311:0.009269:0.004634:0.009269:0.005645:0.004634:0.005645:0.009269:0.003629:0.009269:0.004838:0.009269:0.009269:0.004837:0.009269:0.003627:0.008467:0.009269:0.005645:0.009474:0.009269:0.005643:0.008522:0.004651
(9)  where the claim involved alleges exposure either in full or as part of the claim to COVID :@0.192667:0.870707:0.883816:0.870707:0.883816:0.854559:0.192667:0.854559:0.005643:0.009269:0.005650:0.004651:0.010473:0.012095:0.009269:0.009269:0.005645:0.009269:0.004835:0.004636:0.009474:0.009269:0.004835:0.008466:0.003629:0.009269:0.003629:0.014311:0.004835:0.003629:0.009269:0.008466:0.009269:0.003830:0.008263:0.009269:0.009269:0.005039:0.009269:0.003830:0.003830:0.009269:0.009269:0.009269:0.008466:0.004835:0.009269:0.008466:0.009269:0.009269:0.008466:0.009269:0.005643:0.009269:0.004835:0.009473:0.003629:0.004636:0.009474:0.009269:0.005643:0.004835:0.003629:0.009269:0.004835:0.004924:0.009269:0.003830:0.003629:0.004835:0.009269:0.005643:0.004835:0.009269:0.008466:0.004835:0.009269:0.009269:0.005643:0.004636:0.004835:0.009269:0.004838:0.004835:0.004636:0.009269:0.009269:0.004835:0.008466:0.003629:0.009269:0.003629:0.014311:0.004835:0.004636:0.009269:0.004835:0.012095:0.013103:0.011086:0.004636:0.012095:0.004651
– 19 or any other disease or virus which is declared a pandemic by the World Health :@0.228353:0.884395:0.883774:0.884395:0.883774:0.868247:0.228353:0.868247:0.009269:0.006257:0.009269:0.009269:0.006249:0.009269:0.005645:0.006249:0.009269:0.009675:0.007862:0.006450:0.009269:0.004636:0.009474:0.009269:0.005645:0.006247:0.009269:0.003627:0.008466:0.009269:0.009269:0.008466:0.009269:0.006451:0.009269:0.005643:0.006249:0.008265:0.003627:0.005645:0.009269:0.008466:0.006451:0.011892:0.009474:0.003627:0.008467:0.009269:0.006249:0.003627:0.008466:0.006249:0.009269:0.009269:0.008466:0.003627:0.009269:0.005846:0.009269:0.009269:0.006450:0.009269:0.006249:0.009269:0.009269:0.009269:0.009474:0.009269:0.014311:0.003627:0.008467:0.006249:0.009473:0.007862:0.006249:0.004636:0.009474:0.009269:0.005846:0.016528:0.009269:0.005645:0.003627:0.009269:0.006247:0.012095:0.009269:0.009269:0.003830:0.004636:0.009269:0.004651
Organisation (WHO) or by any Regulatory Body (including Central Government) who :@0.228353:0.897940:0.883839:0.897940:0.883839:0.881792:0.228353:0.881792:0.013102:0.005645:0.009269:0.009269:0.009269:0.003629:0.008466:0.009269:0.004838:0.003627:0.009474:0.009269:0.006860:0.005240:0.016530:0.012095:0.013102:0.005643:0.006860:0.009269:0.005643:0.006860:0.009473:0.008265:0.006860:0.009269:0.009675:0.008062:0.006860:0.012297:0.009269:0.009269:0.009474:0.003627:0.009269:0.004837:0.009269:0.005846:0.008062:0.007055:0.011087:0.009473:0.009474:0.008062:0.007055:0.005645:0.003627:0.009269:0.008666:0.003830:0.009269:0.009269:0.003830:0.009269:0.009269:0.006860:0.012297:0.009269:0.009269:0.004636:0.005645:0.009473:0.003629:0.006860:0.013103:0.009473:0.008265:0.009269:0.005846:0.009269:0.014313:0.009269:0.009269:0.004636:0.005643:0.006860:0.012095:0.009269:0.009269:0.004651
may have jurisdiction with the UK :@0.228353:0.911628:0.480532:0.911628:0.480532:0.895479:0.228353:0.895479:0.014311:0.009269:0.008064:0.004634:0.009269:0.009473:0.008265:0.009269:0.004634:0.003830:0.009269:0.005844:0.003629:0.008466:0.009269:0.003627:0.008466:0.004638:0.003830:0.009269:0.009269:0.004838:0.012093:0.003629:0.004838:0.009269:0.004634:0.004837:0.009269:0.009269:0.004634:0.012295:0.011332:0.004651