:@0.120943:0.059393:0.125983:0.059393:0.125983:0.040194:0.120943:0.040194:0.005039
Page 6 of 15 :@0.802862:0.947944:0.882814:0.947944:0.882814:0.934909:0.802862:0.934909:0.009070:0.007455:0.007455:0.007455:0.003841:0.007455:0.003836:0.007252:0.003830:0.003827:0.007455:0.007266:0.003754
 :@0.879059:0.958917:0.882814:0.958917:0.882814:0.945881:0.879059:0.945881:0.003754
 :@0.236847:0.100481:0.241499:0.100481:0.241499:0.084333:0.236847:0.084333:0.004651
 :@0.236847:0.114168:0.241499:0.114168:0.241499:0.098020:0.236847:0.098020:0.004651
(c)  of any :@0.156625:0.127572:0.242710:0.127572:0.242710:0.111424:0.156625:0.111424:0.005638:0.008467:0.005453:0.004651:0.011678:0.009269:0.004838:0.004634:0.009269:0.009473:0.008064:0.004651
insured event:@0.242693:0.128175:0.352087:0.128175:0.352087:0.111235:0.242693:0.111235:0.004636:0.010482:0.009269:0.010281:0.006450:0.009269:0.010281:0.004835:0.009269:0.009474:0.009269:0.010309:0.005571
 involving any of the following :@0.352154:0.127572:0.575506:0.127572:0.575506:0.111424:0.352154:0.111424:0.004634:0.003629:0.009473:0.008265:0.009474:0.003830:0.008265:0.003830:0.009269:0.009269:0.004634:0.009474:0.009473:0.008064:0.004837:0.009269:0.004838:0.004634:0.004636:0.009269:0.009269:0.004634:0.004838:0.009269:0.003830:0.003629:0.009473:0.012095:0.003629:0.009474:0.009496:0.004651
(1)  sexual or physical abuse :@0.192512:0.141401:0.416884:0.141401:0.416884:0.125253:0.192512:0.125253:0.005643:0.009269:0.005650:0.004651:0.010473:0.008466:0.009269:0.008467:0.009269:0.009269:0.003629:0.004634:0.009269:0.005643:0.004838:0.009269:0.009675:0.007862:0.008666:0.003629:0.008466:0.009269:0.003830:0.004634:0.009269:0.009473:0.009269:0.008466:0.009508:0.004651
(2)  libel, slander and defamation :@0.192512:0.155089:0.447473:0.155089:0.447473:0.138941:0.192512:0.138941:0.005643:0.009269:0.005650:0.004651:0.010473:0.003629:0.003627:0.009474:0.009269:0.003629:0.004837:0.004634:0.008467:0.003627:0.009269:0.009474:0.009269:0.009269:0.005645:0.004634:0.009473:0.009269:0.009269:0.004837:0.009269:0.009269:0.004837:0.009269:0.014311:0.009269:0.004636:0.003627:0.009269:0.009269:0.004651
(3)  any claim that could be decided by courts representing jurisdictions outside of England, :@0.192512:0.168776:0.883578:0.168776:0.883578:0.152628:0.192512:0.152628:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.005036:0.008466:0.003831:0.009269:0.003627:0.014313:0.005036:0.004636:0.009269:0.009269:0.004636:0.005036:0.008466:0.009269:0.009269:0.003627:0.009269:0.005036:0.009473:0.009269:0.005036:0.009269:0.009269:0.008668:0.003627:0.009269:0.009474:0.009269:0.005036:0.009474:0.008062:0.005036:0.008467:0.009269:0.009269:0.005643:0.004636:0.008467:0.005036:0.005643:0.009269:0.009269:0.005645:0.009269:0.008467:0.009473:0.009269:0.004636:0.003830:0.009269:0.009473:0.005036:0.003830:0.009269:0.005643:0.003629:0.008466:0.009269:0.003629:0.008466:0.004636:0.003629:0.009269:0.009269:0.008466:0.005036:0.009474:0.009269:0.004636:0.008466:0.003629:0.009474:0.009269:0.005036:0.009269:0.004838:0.005036:0.011086:0.009269:0.009473:0.003629:0.009269:0.009474:0.009269:0.004636:0.004651
Wales, Scotland and Northern Ireland :@0.228198:0.182464:0.512834:0.182464:0.512834:0.166316:0.228198:0.166316:0.016327:0.009269:0.003629:0.009269:0.008466:0.004636:0.004634:0.011087:0.008466:0.009269:0.004636:0.003629:0.009269:0.009269:0.009269:0.004838:0.009269:0.009269:0.009474:0.004634:0.012095:0.009269:0.005643:0.004636:0.009474:0.009269:0.005645:0.009269:0.004634:0.004636:0.005645:0.009269:0.003830:0.009269:0.009269:0.009528:0.004651
(4)  any claim where  we are  alleging fraud  in the defence of a claim or  where there  is :@0.192528:0.196151:0.883699:0.196151:0.883699:0.180003:0.192528:0.180003:0.005643:0.009269:0.005650:0.004651:0.010473:0.009269:0.009474:0.008062:0.007863:0.008666:0.003629:0.009474:0.003627:0.014313:0.007863:0.011892:0.009474:0.009269:0.005643:0.009269:0.004651:0.003413:0.012095:0.009269:0.007863:0.009269:0.005643:0.009474:0.004651:0.003411:0.009269:0.003629:0.003830:0.009269:0.009474:0.003629:0.009269:0.009473:0.007863:0.004838:0.005643:0.009269:0.009269:0.009269:0.004651:0.003411:0.003627:0.009269:0.007863:0.004870:0.009269:0.009474:0.007863:0.009269:0.009269:0.004835:0.009476:0.009269:0.008466:0.009269:0.007863:0.009269:0.004835:0.007863:0.009269:0.007863:0.008670:0.003627:0.009269:0.003629:0.014311:0.007863:0.009269:0.005645:0.004651:0.003411:0.011892:0.009474:0.009269:0.005645:0.009269:0.007863:0.004835:0.009269:0.009269:0.005645:0.009269:0.004651:0.003411:0.003629:0.008466:0.004651
evidence of serious organised crime. :@0.228214:0.209697:0.506593:0.209697:0.506593:0.193548:0.228214:0.193548:0.009269:0.008466:0.003629:0.009269:0.009474:0.009269:0.008466:0.009269:0.004634:0.009269:0.004837:0.004634:0.008466:0.009269:0.005645:0.003629:0.009269:0.009269:0.008466:0.004838:0.009269:0.005643:0.009269:0.009269:0.009473:0.003629:0.008668:0.009269:0.009269:0.004634:0.008466:0.005645:0.003627:0.014311:0.009269:0.004686:0.004651
(5)  any claim involving pollution :@0.192528:0.223384:0.441093:0.223384:0.441093:0.207236:0.192528:0.207236:0.005643:0.009269:0.005650:0.004651:0.010473:0.009272:0.009474:0.008062:0.004634:0.008668:0.003630:0.009474:0.003630:0.014313:0.004634:0.003630:0.009272:0.008263:0.009474:0.003630:0.008466:0.003630:0.009272:0.009474:0.004634:0.009272:0.009474:0.003630:0.003830:0.009272:0.004636:0.003830:0.009474:0.009267:0.004651
 :@0.120989:0.237071:0.125640:0.237071:0.125640:0.220923:0.120989:0.220923:0.004651
the :@0.156876:0.250617:0.184700:0.250617:0.184700:0.234469:0.156876:0.234469:0.004636:0.009269:0.009269:0.004651
public authority:@0.185100:0.251220:0.311506:0.251220:0.311506:0.234280:0.185100:0.234280:0.010281:0.010279:0.010281:0.004636:0.004636:0.009272:0.005036:0.009274:0.010279:0.005638:0.010279:0.010281:0.006450:0.004636:0.005846:0.009302
 will supply full details of the claim in writing to the :@0.311281:0.250617:0.688141:0.250617:0.688141:0.234469:0.311281:0.234469:0.005237:0.012095:0.003629:0.003830:0.003627:0.005036:0.008467:0.009269:0.009269:0.009269:0.004032:0.008062:0.005036:0.004838:0.009269:0.003629:0.003627:0.005036:0.009474:0.009269:0.004636:0.009474:0.003627:0.003629:0.008466:0.005036:0.009269:0.004837:0.005036:0.004636:0.009269:0.009269:0.005036:0.008466:0.003629:0.009269:0.003629:0.014311:0.005036:0.003627:0.009269:0.005036:0.011892:0.005846:0.003629:0.004636:0.003830:0.009269:0.009269:0.005036:0.004636:0.009269:0.005036:0.004837:0.009269:0.009269:0.004651
insurer:@0.688526:0.251220:0.745419:0.251220:0.745419:0.234280:0.688526:0.234280:0.004636:0.010279:0.009269:0.010281:0.006652:0.009269:0.006508
 together with any :@0.745471:0.250617:0.883739:0.250617:0.883739:0.234469:0.745471:0.234469:0.005036:0.004636:0.009474:0.009269:0.009269:0.004636:0.009474:0.009269:0.005643:0.005036:0.012093:0.003629:0.004636:0.009269:0.005036:0.009474:0.009474:0.008263:0.004651
evidence and information that may be required by the :@0.156876:0.264304:0.563649:0.264304:0.563649:0.248156:0.156876:0.248156:0.009269:0.008466:0.003629:0.009269:0.009474:0.009269:0.008466:0.009269:0.005237:0.009474:0.009269:0.009269:0.005442:0.003627:0.009269:0.004837:0.009269:0.005645:0.014311:0.009269:0.004636:0.003629:0.009269:0.009269:0.005237:0.004837:0.009269:0.009269:0.004636:0.005237:0.014311:0.009474:0.008062:0.005237:0.009473:0.009269:0.005237:0.005643:0.009474:0.009269:0.009474:0.003629:0.005643:0.009269:0.009269:0.005528:0.009470:0.008062:0.005442:0.004636:0.009470:0.009470:0.004651
insurer:@0.564246:0.264908:0.621140:0.264908:0.621140:0.247967:0.564246:0.247967:0.004636:0.010281:0.009269:0.010279:0.006652:0.009269:0.006508
 for the purpose of investigating or :@0.621097:0.264304:0.883692:0.264304:0.883692:0.248156:0.621097:0.248156:0.005237:0.004838:0.009269:0.005643:0.005237:0.004837:0.009269:0.009269:0.005442:0.009269:0.009269:0.005643:0.009269:0.009269:0.008466:0.009474:0.005237:0.009269:0.004838:0.005237:0.003629:0.009474:0.008263:0.009269:0.008467:0.004837:0.003629:0.009269:0.009269:0.004838:0.003627:0.009474:0.009269:0.005237:0.009269:0.005846:0.004651
verifying the claim.  :@0.156876:0.278134:0.305242:0.278134:0.305242:0.261986:0.156876:0.261986:0.008265:0.009269:0.005643:0.003629:0.005039:0.008062:0.003830:0.009269:0.009269:0.004837:0.004636:0.009269:0.009269:0.004634:0.008666:0.003629:0.009474:0.003627:0.014311:0.004638:0.004450:0.004651
 :@0.156876:0.291679:0.161527:0.291679:0.161527:0.275531:0.156876:0.275531:0.004651
v) :@0.120989:0.305367:0.139543:0.305367:0.139543:0.289218:0.120989:0.289218:0.008265:0.005638:0.004651
it is a condition of this In-House Claims Handling Agreement that  :@0.181453:0.305367:0.670686:0.305367:0.670686:0.289218:0.181453:0.289218:0.003629:0.004636:0.004634:0.003627:0.008467:0.004837:0.009269:0.004634:0.008467:0.009269:0.009269:0.009473:0.003629:0.004838:0.003627:0.009269:0.009269:0.004837:0.009269:0.004838:0.004634:0.004636:0.009269:0.003629:0.008466:0.004634:0.004636:0.009269:0.005678:0.012297:0.009269:0.009269:0.008466:0.009269:0.004634:0.012297:0.003627:0.009269:0.003629:0.014311:0.008466:0.004634:0.012095:0.009269:0.009269:0.009269:0.003830:0.003629:0.009473:0.009269:0.004634:0.011288:0.009269:0.005643:0.009474:0.009269:0.014311:0.009269:0.009269:0.004636:0.004634:0.004636:0.009269:0.009269:0.004636:0.004902:0.004651
 :@0.120989:0.319054:0.125640:0.319054:0.125640:0.302906:0.120989:0.302906:0.004651
(a)  the :@0.156675:0.332600:0.220386:0.332600:0.220386:0.316451:0.156675:0.316451:0.005643:0.009269:0.005650:0.004651:0.010674:0.004636:0.009269:0.009269:0.004651
public authority:@0.221991:0.333203:0.349609:0.333203:0.349609:0.316262:0.221991:0.316262:0.010281:0.010279:0.010281:0.004636:0.004636:0.009272:0.006249:0.009272:0.010281:0.005638:0.010279:0.010281:0.006450:0.004636:0.005846:0.009302
 :@0.349377:0.332600:0.354028:0.332600:0.354028:0.316948:0.349377:0.316948:0.004651
shall provide to the :@0.355634:0.332600:0.505790:0.332600:0.505790:0.316451:0.355634:0.316451:0.008466:0.009474:0.009269:0.003830:0.003629:0.006249:0.009269:0.005643:0.009269:0.008467:0.003627:0.009269:0.009269:0.006247:0.004838:0.009269:0.006249:0.004636:0.009269:0.009269:0.004651
insurer:@0.507413:0.333203:0.564507:0.333203:0.564507:0.316262:0.507413:0.316262:0.004636:0.010281:0.009272:0.010482:0.006441:0.009474:0.006508
 such information as the :@0.564441:0.332600:0.753510:0.332600:0.753510:0.316451:0.564441:0.316451:0.006264:0.008466:0.009269:0.008467:0.009269:0.006249:0.003627:0.009269:0.004838:0.009269:0.005645:0.014311:0.009269:0.004636:0.003629:0.009269:0.009269:0.006249:0.009269:0.008466:0.006249:0.004636:0.009269:0.009269:0.004651
insurer:@0.755141:0.333203:0.812035:0.333203:0.812035:0.316262:0.755141:0.316262:0.004636:0.010281:0.009269:0.010279:0.006652:0.009269:0.006508
 requires :@0.811992:0.332600:0.883746:0.332600:0.883746:0.316451:0.811992:0.316451:0.006241:0.005643:0.009269:0.009269:0.009473:0.003629:0.005645:0.009269:0.008666:0.004651
about the claims it is handling under this In-House Claims Handling Agreement irrespective :@0.192545:0.346429:0.883680:0.346429:0.883680:0.330281:0.192545:0.330281:0.009272:0.009272:0.009274:0.009473:0.004638:0.005442:0.004837:0.009272:0.009474:0.005442:0.008467:0.003630:0.009474:0.003630:0.014311:0.008466:0.005442:0.003630:0.004636:0.005442:0.003630:0.008452:0.005638:0.009269:0.009269:0.009474:0.009269:0.003830:0.003830:0.009269:0.009269:0.005643:0.009269:0.009269:0.009473:0.009269:0.005645:0.005442:0.004636:0.009473:0.003629:0.008466:0.005442:0.004838:0.009269:0.005672:0.012095:0.009269:0.009269:0.008466:0.009474:0.005442:0.012295:0.003629:0.009474:0.003629:0.014311:0.008466:0.005442:0.012095:0.009269:0.009269:0.009269:0.003629:0.003830:0.009269:0.009474:0.005442:0.011288:0.009269:0.005643:0.009269:0.009269:0.014311:0.009269:0.009269:0.004636:0.005442:0.003629:0.005643:0.005846:0.009269:0.008466:0.009269:0.009269:0.008466:0.004636:0.003830:0.008265:0.009269:0.004651
of status on a 6 monthly basis or at any other such time as the :@0.192528:0.359974:0.689814:0.359974:0.689814:0.343826:0.192528:0.343826:0.009269:0.004838:0.006860:0.008466:0.004636:0.009269:0.004638:0.009269:0.008466:0.006860:0.009269:0.009269:0.006860:0.009269:0.006860:0.009269:0.006860:0.014311:0.009269:0.009269:0.004638:0.009269:0.003830:0.008062:0.007055:0.009474:0.009269:0.008466:0.003629:0.008466:0.006860:0.009269:0.005643:0.006860:0.009269:0.004636:0.006860:0.009269:0.009675:0.008062:0.006860:0.009269:0.004837:0.009269:0.009269:0.005643:0.006860:0.008466:0.009269:0.008466:0.009269:0.006860:0.004837:0.003629:0.014311:0.009269:0.006860:0.009269:0.008466:0.006860:0.004636:0.009269:0.009269:0.004651
insurer:@0.692022:0.360578:0.748715:0.360578:0.748715:0.343637:0.692022:0.343637:0.004636:0.010281:0.009269:0.010279:0.006451:0.009269:0.006508
 shall reasonably :@0.748667:0.359974:0.883727:0.359974:0.883727:0.343826:0.748667:0.343826:0.006860:0.008466:0.009474:0.009269:0.003830:0.003629:0.006860:0.005645:0.009269:0.009269:0.008466:0.009269:0.009269:0.009474:0.009269:0.004032:0.008062:0.004651
require. Prior to the granting of this In-House Claims Handling Agreement the :@0.192528:0.373520:0.790366:0.373520:0.790366:0.357372:0.192528:0.357372:0.005643:0.009269:0.009269:0.009269:0.003629:0.005643:0.009474:0.004636:0.006450:0.011087:0.005846:0.003627:0.009269:0.005643:0.006450:0.004636:0.009474:0.006458:0.004636:0.009473:0.009269:0.006458:0.009269:0.005643:0.009474:0.009269:0.004636:0.003830:0.009269:0.009269:0.006450:0.009269:0.004838:0.006450:0.004636:0.009474:0.003629:0.008466:0.006450:0.004636:0.009269:0.005680:0.012095:0.009474:0.009269:0.008466:0.009269:0.006450:0.012297:0.003629:0.009269:0.003627:0.014313:0.008466:0.006450:0.012095:0.009269:0.009269:0.009474:0.003629:0.003830:0.009269:0.009269:0.006652:0.011087:0.009269:0.005643:0.009474:0.009269:0.014311:0.009269:0.009269:0.004636:0.006450:0.004636:0.009269:0.009269:0.004651
insurer:@0.792173:0.374123:0.849067:0.374123:0.849067:0.357182:0.792173:0.357182:0.004837:0.010281:0.009269:0.010281:0.006450:0.009269:0.006508
 will :@0.849250:0.373520:0.883744:0.373520:0.883744:0.357372:0.849250:0.357372:0.006659:0.011894:0.003831:0.003627:0.003831:0.004651
provide the:@0.192528:0.387207:0.276199:0.387207:0.276199:0.371059:0.192528:0.371059:0.009269:0.005645:0.009269:0.008466:0.003629:0.009269:0.009481:0.005437:0.004636:0.009269:0.009302
 :@0.276382:0.387207:0.281033:0.387207:0.281033:0.371556:0.276382:0.371556:0.004651
public authority:@0.281819:0.387811:0.408829:0.387811:0.408829:0.370870:0.281819:0.370870:0.010281:0.010279:0.010281:0.004636:0.004636:0.009272:0.005645:0.009272:0.010281:0.005638:0.010281:0.010279:0.006451:0.004837:0.005638:0.009302
 :@0.408603:0.387207:0.413254:0.387207:0.413254:0.371556:0.408603:0.371556:0.004651
with details in writing of such information it requires in relation :@0.414241:0.387207:0.883647:0.387207:0.883647:0.371059:0.414241:0.371059:0.012095:0.003629:0.004837:0.009269:0.005442:0.009474:0.009269:0.004636:0.009474:0.003629:0.003627:0.008466:0.005645:0.003629:0.009269:0.005643:0.011894:0.005844:0.003629:0.004636:0.003830:0.009269:0.009269:0.005643:0.009269:0.004838:0.005442:0.008466:0.009269:0.008466:0.009269:0.005442:0.003627:0.009269:0.004838:0.009269:0.005645:0.014311:0.009269:0.004636:0.003629:0.009269:0.009269:0.005442:0.003830:0.004636:0.005442:0.005645:0.009269:0.009473:0.009269:0.003627:0.005645:0.009269:0.008668:0.005442:0.003627:0.009269:0.005442:0.005846:0.009269:0.003629:0.009474:0.004636:0.003627:0.009474:0.009269:0.004651
to all claims handled by the :@0.192512:0.400895:0.399705:0.400895:0.399705:0.384747:0.192512:0.384747:0.004636:0.009269:0.004634:0.009474:0.003629:0.003627:0.004634:0.008467:0.003830:0.009269:0.003627:0.014313:0.008466:0.004634:0.009269:0.009269:0.009269:0.009269:0.003830:0.009269:0.009269:0.004838:0.009473:0.008062:0.004838:0.004636:0.009269:0.009474:0.004651
public authority;:@0.399689:0.401498:0.531035:0.401498:0.531035:0.384557:0.399689:0.384557:0.010279:0.010281:0.010281:0.004636:0.004636:0.009272:0.004634:0.009272:0.010281:0.005638:0.010281:0.010281:0.006450:0.004636:0.005846:0.009071:0.005571
 :@0.531354:0.400895:0.536006:0.400895:0.536006:0.384747:0.531354:0.384747:0.004651
(b)  the :@0.156625:0.414582:0.220336:0.414582:0.220336:0.398434:0.156625:0.398434:0.005643:0.009269:0.005650:0.004651:0.010674:0.004636:0.009269:0.009269:0.004651
insurer:@0.222342:0.415185:0.279244:0.415185:0.279244:0.398245:0.222342:0.398245:0.004636:0.010281:0.009272:0.010281:0.006450:0.009474:0.006508
 or its authorised representatives shall have access to all records and data on :@0.279192:0.414582:0.883664:0.414582:0.883664:0.398434:0.279192:0.398434:0.006659:0.009269:0.005645:0.006650:0.003629:0.004636:0.008466:0.006458:0.009473:0.009269:0.004636:0.009473:0.009269:0.005643:0.003629:0.008466:0.009269:0.009269:0.006458:0.005643:0.009474:0.009269:0.005643:0.009269:0.008467:0.009269:0.009269:0.004838:0.009269:0.004636:0.003830:0.008265:0.009269:0.008668:0.006450:0.008466:0.009269:0.009269:0.003830:0.003627:0.006652:0.009474:0.009269:0.008265:0.009474:0.006450:0.009269:0.008466:0.008466:0.009269:0.008466:0.008466:0.006458:0.004636:0.009473:0.006458:0.009473:0.003629:0.003830:0.006450:0.005645:0.009269:0.008466:0.009269:0.005643:0.009269:0.008466:0.006652:0.009269:0.009269:0.009473:0.006458:0.009269:0.009269:0.004837:0.009269:0.006650:0.009269:0.009473:0.004651
any media relating to any or all claims the :@0.192528:0.428270:0.511830:0.428270:0.511830:0.412121:0.192528:0.412121:0.009269:0.009474:0.008062:0.005442:0.014311:0.009269:0.009269:0.003627:0.009269:0.005442:0.005645:0.009269:0.003830:0.009269:0.004636:0.003831:0.009269:0.009269:0.005442:0.004636:0.009269:0.005442:0.009474:0.009473:0.008064:0.005442:0.009473:0.005670:0.005437:0.009272:0.003630:0.003630:0.005442:0.008466:0.003630:0.009473:0.003630:0.014311:0.008265:0.005442:0.004638:0.009272:0.009272:0.004651
public authority:@0.512616:0.428873:0.639428:0.428873:0.639428:0.411932:0.512616:0.411932:0.010281:0.010279:0.010281:0.004636:0.004636:0.009272:0.005442:0.009272:0.010281:0.005638:0.010279:0.010281:0.006450:0.004636:0.005846:0.009302
 is handling under this In-House :@0.639199:0.428270:0.883702:0.428270:0.883702:0.412121:0.639199:0.412121:0.005437:0.003629:0.008466:0.005442:0.009269:0.009269:0.009474:0.009269:0.003830:0.003629:0.009269:0.009269:0.005442:0.009474:0.009269:0.009269:0.009269:0.005645:0.005442:0.004636:0.009473:0.003629:0.008466:0.005442:0.004636:0.009269:0.005668:0.012095:0.009269:0.009269:0.008466:0.009474:0.004651
Claims Handling Agreement provided that the :@0.192495:0.441815:0.539147:0.441815:0.539147:0.425667:0.192495:0.425667:0.012095:0.003629:0.009473:0.003629:0.014311:0.008466:0.005237:0.012095:0.009269:0.009269:0.009269:0.003629:0.003830:0.009269:0.009269:0.005442:0.011087:0.009269:0.005643:0.009474:0.009269:0.014311:0.009269:0.009269:0.004636:0.005237:0.009269:0.005645:0.009474:0.008263:0.003629:0.009474:0.009269:0.009269:0.005442:0.004636:0.009269:0.009269:0.004838:0.005237:0.004636:0.009269:0.009473:0.004651
insurer:@0.539733:0.442418:0.596625:0.442418:0.596625:0.425478:0.539733:0.425478:0.004636:0.010279:0.009269:0.010279:0.006652:0.009269:0.006508
 or its authorised representatives give :@0.596854:0.441815:0.883638:0.441815:0.883638:0.425667:0.596854:0.425667:0.005437:0.009269:0.005645:0.005237:0.003629:0.004636:0.008466:0.005237:0.009473:0.009269:0.004636:0.009474:0.009269:0.005645:0.003627:0.008467:0.009269:0.009269:0.005237:0.005846:0.009269:0.009269:0.005643:0.009269:0.008467:0.009269:0.009269:0.004837:0.009269:0.004636:0.003830:0.008265:0.009269:0.008466:0.005237:0.009474:0.003830:0.008265:0.009269:0.004651
no less than seven days’ notice in writing of their intention to access such records and data; :@0.192495:0.455644:0.877057:0.455644:0.877057:0.439496:0.192495:0.439496:0.009269:0.009269:0.004634:0.003831:0.009269:0.008466:0.008466:0.004634:0.004636:0.009269:0.009269:0.009474:0.004634:0.008466:0.009269:0.008466:0.009269:0.009269:0.004634:0.009474:0.009473:0.008064:0.008666:0.003629:0.004634:0.009474:0.009269:0.004636:0.003629:0.008466:0.009269:0.004837:0.003629:0.009269:0.004838:0.011892:0.005846:0.003629:0.004636:0.003830:0.009269:0.009269:0.004838:0.009269:0.004837:0.004634:0.004634:0.009269:0.009269:0.003627:0.005645:0.004837:0.003629:0.009269:0.004636:0.009474:0.009474:0.004636:0.003627:0.009269:0.009473:0.004634:0.004636:0.009269:0.004838:0.009269:0.008466:0.008467:0.009269:0.008466:0.008466:0.004634:0.008466:0.009269:0.008466:0.009269:0.004634:0.005643:0.009269:0.008466:0.009269:0.005645:0.009269:0.008466:0.004634:0.009269:0.009269:0.009269:0.004838:0.009269:0.009269:0.004838:0.009269:0.004982:0.004651
(c)  the :@0.156625:0.469190:0.220336:0.469190:0.220336:0.453042:0.156625:0.453042:0.005638:0.008467:0.005453:0.004651:0.011678:0.004636:0.009269:0.009269:0.004651
insurer:@0.224768:0.469793:0.281861:0.469793:0.281861:0.452853:0.224768:0.452853:0.004634:0.010482:0.009272:0.010281:0.006441:0.009474:0.006508
  reserves the  right to  audit the in  house handled files  and any  associated :@0.281794:0.469190:0.883608:0.469190:0.883608:0.453042:0.281794:0.453042:0.004651:0.004442:0.005643:0.009269:0.008466:0.009269:0.005846:0.008265:0.009269:0.008466:0.009068:0.004837:0.009269:0.009473:0.004651:0.004621:0.005645:0.003627:0.009269:0.009269:0.004837:0.009068:0.004636:0.009269:0.004651:0.004621:0.009269:0.009474:0.009269:0.003629:0.004837:0.009068:0.004636:0.009269:0.009474:0.009068:0.003830:0.009269:0.004651:0.004621:0.009269:0.009269:0.009269:0.008668:0.009269:0.009068:0.009269:0.009474:0.009269:0.009473:0.003629:0.009269:0.009474:0.009068:0.004838:0.003629:0.003627:0.009269:0.008467:0.004651:0.004621:0.009269:0.009269:0.009474:0.009068:0.009474:0.009474:0.008062:0.004651:0.004822:0.009269:0.008466:0.008466:0.009269:0.008466:0.003629:0.009269:0.004636:0.009269:0.009269:0.004651
operational aspects as required by them; :@0.192512:0.483019:0.500738:0.483019:0.500738:0.466871:0.192512:0.466871:0.009269:0.009269:0.009269:0.005645:0.009269:0.004838:0.003627:0.009474:0.009269:0.009269:0.003831:0.004634:0.009269:0.008466:0.009269:0.009269:0.008466:0.004636:0.008467:0.004634:0.009269:0.008466:0.004634:0.005645:0.009473:0.009474:0.009269:0.003629:0.005643:0.009269:0.009269:0.004838:0.009474:0.008062:0.004837:0.004638:0.009269:0.009269:0.014311:0.004700:0.004651
(d)  the :@0.156641:0.496565:0.220353:0.496565:0.220353:0.480417:0.156641:0.480417:0.005643:0.009269:0.005650:0.004651:0.010674:0.004636:0.009269:0.009269:0.004651
insurer:@0.222760:0.497168:0.279654:0.497168:0.279654:0.480227:0.222760:0.480227:0.004636:0.010281:0.009269:0.010279:0.006652:0.009269:0.006508
 reserves the right to take over the handling of any claim where the reporting :@0.279611:0.496565:0.883704:0.496565:0.883704:0.480417:0.279611:0.480417:0.007060:0.005643:0.009269:0.008466:0.009269:0.005643:0.008467:0.009269:0.008466:0.007060:0.004636:0.009269:0.009269:0.007060:0.005645:0.003830:0.009269:0.009269:0.004636:0.007060:0.004636:0.009269:0.007060:0.004636:0.009269:0.008666:0.009269:0.007060:0.009269:0.008263:0.009269:0.005645:0.007060:0.004636:0.009473:0.009269:0.007060:0.009269:0.009269:0.009474:0.009269:0.003830:0.003830:0.009269:0.009269:0.007060:0.009269:0.004838:0.007060:0.009269:0.009474:0.008062:0.007060:0.008466:0.003629:0.009473:0.003629:0.014311:0.007060:0.011894:0.009269:0.009269:0.005643:0.009269:0.007060:0.004636:0.009269:0.009473:0.007060:0.005643:0.009269:0.009269:0.009269:0.005645:0.004636:0.003627:0.009474:0.009269:0.004651
criteria identified in iv) above are met. :@0.192528:0.510394:0.476361:0.510394:0.476361:0.494246:0.192528:0.494246:0.008466:0.005645:0.003627:0.004636:0.009269:0.005643:0.003629:0.009269:0.004837:0.003629:0.009269:0.009474:0.009269:0.004636:0.003629:0.004837:0.003629:0.009474:0.009269:0.004634:0.003830:0.009269:0.004838:0.003627:0.008265:0.005645:0.004634:0.009474:0.009269:0.009474:0.008466:0.009269:0.004634:0.009269:0.005643:0.009269:0.004634:0.014311:0.009269:0.004636:0.004688:0.004651
 :@0.192528:0.523940:0.197179:0.523940:0.197179:0.507791:0.192528:0.507791:0.004651
vi)  this In-House Claims Handling  Agreement is provided subject to the :@0.120972:0.537485:0.736890:0.537485:0.736890:0.521337:0.120972:0.521337:0.008265:0.003627:0.005842:0.004651:0.013485:0.004634:0.009272:0.003630:0.008466:0.012698:0.004636:0.009264:0.005638:0.012295:0.009269:0.009269:0.008466:0.009269:0.012698:0.012297:0.003629:0.009269:0.003627:0.014313:0.008466:0.012698:0.012095:0.009269:0.009269:0.009269:0.003831:0.003627:0.009269:0.009269:0.004651:0.008250:0.011087:0.009269:0.005643:0.009474:0.009269:0.014311:0.009269:0.009269:0.004636:0.012698:0.003629:0.008466:0.012698:0.009269:0.005643:0.009474:0.008263:0.003831:0.009269:0.009269:0.009269:0.012698:0.008467:0.009473:0.009269:0.003831:0.009269:0.008466:0.004636:0.012698:0.004638:0.009269:0.012698:0.004636:0.009474:0.009269:0.004651
public authority:@0.744938:0.538088:0.879210:0.538088:0.879210:0.521148:0.744938:0.521148:0.010281:0.010482:0.010279:0.004638:0.004636:0.009272:0.012698:0.009272:0.010281:0.005638:0.010281:0.010281:0.006450:0.004636:0.005846:0.009302
 :@0.879064:0.537485:0.883715:0.537485:0.883715:0.521337:0.879064:0.521337:0.004651
maintaining the following: :@0.156825:0.551314:0.350146:0.551314:0.350146:0.535166:0.156825:0.535166:0.014311:0.009269:0.003629:0.009269:0.004636:0.009269:0.003629:0.009474:0.003627:0.009269:0.009269:0.004837:0.004636:0.009269:0.009269:0.004634:0.004837:0.009269:0.003830:0.003629:0.009474:0.012095:0.003627:0.009474:0.009269:0.004872:0.004651
 :@0.120938:0.565002:0.125590:0.565002:0.125590:0.548854:0.120938:0.548854:0.004651
(a)  A team of competent and experienced Claims Handlers with sufficient capacity to maintain :@0.156625:0.578689:0.883602:0.578689:0.883602:0.562541:0.156625:0.562541:0.005643:0.009269:0.005650:0.004651:0.010674:0.011086:0.006048:0.004636:0.009269:0.009269:0.014311:0.006048:0.009269:0.004838:0.006046:0.008466:0.009071:0.014311:0.009269:0.009269:0.004636:0.009269:0.009269:0.004636:0.006048:0.009269:0.009269:0.009269:0.006249:0.009269:0.008466:0.009269:0.009269:0.005643:0.003629:0.009473:0.009269:0.008466:0.009269:0.009269:0.006048:0.012295:0.003629:0.009269:0.003627:0.014313:0.008466:0.006046:0.012095:0.009269:0.009269:0.009269:0.003830:0.009269:0.005645:0.008466:0.006046:0.011894:0.003627:0.004838:0.009269:0.006048:0.008466:0.009269:0.004837:0.004838:0.003629:0.008466:0.003629:0.009269:0.009269:0.004636:0.006046:0.008467:0.009269:0.009269:0.009269:0.008466:0.003830:0.004838:0.008062:0.006249:0.004636:0.009269:0.006046:0.014311:0.009269:0.003629:0.009269:0.004636:0.009269:0.003629:0.009474:0.004651
an efficiency of workloads. :@0.192512:0.592377:0.394097:0.592377:0.394097:0.576229:0.192512:0.576229:0.009269:0.009269:0.004634:0.009269:0.004838:0.004838:0.003627:0.008466:0.003629:0.009269:0.009269:0.008666:0.008064:0.004837:0.009269:0.004838:0.004634:0.012095:0.009269:0.005643:0.008668:0.003629:0.009269:0.009269:0.009269:0.008466:0.004674:0.004651
(b)  Appropriate claims management systems which can achieve the quality of service required, :@0.156625:0.605922:0.883613:0.605922:0.883613:0.589774:0.156625:0.589774:0.005643:0.009269:0.005650:0.004651:0.010674:0.011087:0.009269:0.009269:0.005643:0.009474:0.009269:0.005645:0.003627:0.009474:0.004636:0.009269:0.005442:0.008466:0.003629:0.009474:0.003627:0.014311:0.008265:0.005237:0.014311:0.009269:0.009269:0.009269:0.009269:0.009473:0.014311:0.009269:0.009269:0.004636:0.005442:0.008466:0.007862:0.008466:0.004636:0.009269:0.014313:0.008466:0.005442:0.011892:0.009269:0.003629:0.008466:0.009269:0.005442:0.008467:0.009269:0.009269:0.005442:0.009473:0.008467:0.009269:0.003627:0.009474:0.008265:0.009269:0.005442:0.004636:0.009269:0.009269:0.005442:0.009474:0.009269:0.009474:0.003629:0.003627:0.005039:0.008062:0.005442:0.009269:0.004837:0.005442:0.008466:0.009269:0.005643:0.008265:0.003627:0.008668:0.009269:0.005442:0.005645:0.009269:0.009269:0.009269:0.003629:0.005643:0.009474:0.009269:0.004636:0.004651
including staffing numbers. :@0.192512:0.619610:0.396925:0.619610:0.396925:0.603461:0.192512:0.603461:0.003629:0.009269:0.008466:0.003629:0.009473:0.009269:0.003831:0.009269:0.009269:0.004634:0.008466:0.004636:0.009269:0.004838:0.004837:0.003629:0.009269:0.009269:0.004634:0.009474:0.009269:0.014311:0.009269:0.009269:0.005643:0.008467:0.004477:0.004651
(c)  Robust Claims Management systems which can record the claims management information :@0.156641:0.633297:0.883583:0.633297:0.883583:0.617149:0.156641:0.617149:0.005638:0.008467:0.005453:0.004651:0.011678:0.012095:0.009269:0.009269:0.009269:0.008467:0.004636:0.005237:0.012295:0.003629:0.009474:0.003627:0.014313:0.008466:0.005237:0.013903:0.009269:0.009269:0.009269:0.009269:0.009269:0.014313:0.009269:0.009269:0.004636:0.005237:0.008668:0.008064:0.008466:0.004636:0.009269:0.014311:0.008466:0.005237:0.011892:0.009269:0.003629:0.008466:0.009474:0.005237:0.008466:0.009269:0.009269:0.005237:0.005643:0.009269:0.008466:0.009269:0.005846:0.009269:0.005237:0.004636:0.009269:0.009269:0.005237:0.008668:0.003629:0.009473:0.003629:0.014311:0.008466:0.005039:0.014311:0.009269:0.009269:0.009269:0.009269:0.009071:0.014311:0.009269:0.009269:0.004636:0.005237:0.003830:0.009269:0.004838:0.009269:0.005442:0.014311:0.009269:0.004636:0.003629:0.009269:0.009269:0.004651
in a manner acceptable to us.  This means recording the claims records on a ‘policy year :@0.192528:0.646985:0.883747:0.646985:0.883747:0.630836:0.192528:0.630836:0.003629:0.009269:0.006450:0.009269:0.006458:0.014311:0.009269:0.009269:0.009269:0.009269:0.005643:0.006450:0.009269:0.008466:0.008466:0.009269:0.009269:0.004838:0.009269:0.009269:0.003830:0.009269:0.006450:0.004636:0.009474:0.006450:0.009269:0.008467:0.004636:0.006450:0.006450:0.010482:0.009269:0.003627:0.008467:0.006247:0.014311:0.009269:0.009269:0.009269:0.008466:0.006458:0.005643:0.009269:0.008467:0.009269:0.005643:0.009269:0.003629:0.009474:0.009269:0.006450:0.004636:0.009269:0.009269:0.006450:0.008466:0.003830:0.009269:0.003627:0.014311:0.008467:0.006450:0.005645:0.009269:0.008466:0.009269:0.005645:0.009269:0.008466:0.006450:0.009269:0.009269:0.006450:0.009269:0.006458:0.003627:0.009269:0.009473:0.003629:0.003627:0.008871:0.008166:0.006659:0.008064:0.009474:0.009272:0.005645:0.004651
basis’  by coverage and the ability to meet the minimum data return requirements set out :@0.192545:0.660672:0.883724:0.660672:0.883724:0.644524:0.192545:0.644524:0.009269:0.009269:0.008466:0.003629:0.008466:0.003629:0.004651:0.002607:0.009473:0.008062:0.007060:0.008466:0.009474:0.008466:0.009269:0.005643:0.009269:0.009269:0.009474:0.007060:0.009269:0.009474:0.009269:0.007060:0.004636:0.009473:0.009269:0.007060:0.009269:0.009473:0.003629:0.003830:0.003629:0.005039:0.008062:0.007060:0.004636:0.009269:0.007060:0.014311:0.009269:0.009269:0.004636:0.007060:0.004638:0.009473:0.009269:0.007060:0.014313:0.003627:0.009269:0.003831:0.014311:0.009070:0.014111:0.007060:0.009269:0.009269:0.004636:0.009269:0.007060:0.005645:0.009269:0.004636:0.009269:0.005645:0.009473:0.007060:0.005645:0.009269:0.009269:0.009474:0.003627:0.005645:0.009269:0.014311:0.009269:0.009269:0.004636:0.008466:0.007060:0.008466:0.009269:0.004636:0.007060:0.009474:0.009269:0.004636:0.004651
above.  :@0.192545:0.674217:0.252223:0.674217:0.252223:0.658069:0.192545:0.658069:0.009269:0.009269:0.009474:0.008265:0.009269:0.004636:0.004845:0.004651
 :@0.156658:0.687905:0.161309:0.687905:0.161309:0.671757:0.156658:0.671757:0.004651
At all times the :@0.156859:0.701450:0.271575:0.701450:0.271575:0.685302:0.156859:0.685302:0.011086:0.004638:0.004634:0.009474:0.003630:0.003630:0.004838:0.004636:0.003630:0.014313:0.009272:0.008466:0.004634:0.004638:0.009272:0.009272:0.004651
insurer:@0.271558:0.702054:0.328452:0.702054:0.328452:0.685113:0.271558:0.685113:0.004636:0.010281:0.009269:0.010281:0.006650:0.009269:0.006508
 retains the right to inspect and challenge any of the above aspects. :@0.328397:0.701450:0.835565:0.701450:0.835565:0.685302:0.328397:0.685302:0.004634:0.005643:0.009474:0.004636:0.009474:0.003627:0.009269:0.008466:0.004634:0.004636:0.009473:0.009269:0.004634:0.005643:0.003629:0.009473:0.009269:0.004636:0.004634:0.004636:0.009473:0.004634:0.003629:0.009269:0.008668:0.009269:0.009269:0.008467:0.004636:0.004634:0.009473:0.009269:0.009269:0.004837:0.008466:0.009269:0.009269:0.003627:0.003831:0.009269:0.009269:0.009473:0.009269:0.004634:0.009473:0.009474:0.008062:0.004838:0.009269:0.004837:0.004634:0.004636:0.009269:0.009269:0.004634:0.009473:0.009269:0.009473:0.008265:0.009269:0.004838:0.009269:0.008466:0.009269:0.009269:0.008466:0.004636:0.008467:0.004735:0.004651
 :@0.156859:0.715280:0.161510:0.715280:0.161510:0.699132:0.156859:0.699132:0.004651
vii)  under no circumstances does this In-House Claims Handling Agreement apply to sub-agents :@0.120972:0.728967:0.883707:0.728967:0.883707:0.712819:0.120972:0.712819:0.008265:0.003830:0.003629:0.005642:0.004651:0.009854:0.009269:0.009269:0.009269:0.009269:0.005846:0.007663:0.009269:0.009473:0.007663:0.008466:0.003629:0.005643:0.008466:0.009269:0.014311:0.008466:0.004636:0.009269:0.009269:0.008467:0.009269:0.008466:0.007663:0.009269:0.009269:0.009269:0.008466:0.007663:0.004636:0.009474:0.003629:0.008466:0.007663:0.004838:0.009269:0.005673:0.012095:0.009269:0.009269:0.008466:0.009474:0.007663:0.012297:0.003627:0.009269:0.003627:0.014311:0.008467:0.007663:0.012095:0.009269:0.009269:0.009474:0.003627:0.003831:0.009269:0.009473:0.007663:0.011086:0.009269:0.005846:0.009269:0.009269:0.014313:0.009269:0.009269:0.004636:0.007663:0.009269:0.009473:0.009269:0.004032:0.008265:0.007663:0.004636:0.009474:0.007663:0.008466:0.009269:0.009269:0.005677:0.009269:0.009474:0.009269:0.009269:0.004636:0.008668:0.004651
third party administrators brokers or others without the prior written approval of the :@0.156825:0.742513:0.771922:0.742513:0.771922:0.726365:0.156825:0.726365:0.004636:0.009269:0.003629:0.005643:0.009269:0.004838:0.009269:0.009269:0.005645:0.005039:0.008062:0.004634:0.009269:0.009269:0.014313:0.003627:0.009269:0.003629:0.008466:0.004636:0.005645:0.009269:0.004838:0.009269:0.005643:0.008467:0.004634:0.009269:0.005643:0.009269:0.008668:0.009269:0.005645:0.008466:0.004634:0.009269:0.005645:0.004634:0.009269:0.004636:0.009269:0.009269:0.005645:0.008466:0.004634:0.012095:0.003627:0.004636:0.009474:0.009269:0.009269:0.004636:0.004634:0.004838:0.009269:0.009269:0.004838:0.009269:0.005643:0.003629:0.009269:0.005645:0.004837:0.011894:0.005643:0.003629:0.004837:0.004636:0.009269:0.009269:0.004837:0.009269:0.009474:0.009269:0.005645:0.009269:0.008466:0.009269:0.003629:0.004837:0.009269:0.004838:0.004634:0.004636:0.009269:0.009474:0.004651
insurer:@0.771906:0.743116:0.828808:0.743116:0.828808:0.726175:0.771906:0.726175:0.004636:0.010281:0.009272:0.010279:0.006451:0.009474:0.006508
. :@0.828875:0.742513:0.838361:0.742513:0.838361:0.726365:0.828875:0.726365:0.004835:0.004651
 :@0.156825:0.756200:0.161477:0.756200:0.161477:0.740052:0.156825:0.740052:0.004651
viii)  the :@0.120938:0.769745:0.184650:0.769745:0.184650:0.753597:0.120938:0.753597:0.008265:0.003830:0.003630:0.003630:0.005841:0.004651:0.006040:0.004636:0.009269:0.009269:0.004651
insurer:@0.184849:0.770349:0.241743:0.770349:0.241743:0.753408:0.184849:0.753408:0.004636:0.010281:0.009269:0.010279:0.006652:0.009269:0.006508
 reserves the right to withdraw this In-House Claims Handling Agreement by giving no :@0.241699:0.769745:0.883653:0.769745:0.883653:0.753597:0.241699:0.753597:0.004835:0.005643:0.009269:0.008466:0.009269:0.005643:0.008467:0.009269:0.008466:0.004835:0.004636:0.009269:0.009269:0.004835:0.005643:0.003629:0.009473:0.009269:0.004636:0.004835:0.004636:0.009269:0.005039:0.011894:0.003629:0.004837:0.009269:0.009269:0.005645:0.009474:0.011892:0.004835:0.004638:0.009473:0.003629:0.008466:0.004835:0.004636:0.009269:0.005698:0.012095:0.009269:0.009269:0.008668:0.009269:0.004835:0.012095:0.003627:0.009474:0.003629:0.014311:0.008263:0.004835:0.012095:0.009269:0.009269:0.009269:0.003831:0.003627:0.009269:0.009269:0.005039:0.011087:0.009269:0.005645:0.009269:0.009269:0.014311:0.009269:0.009269:0.004638:0.004835:0.009675:0.007862:0.005039:0.009269:0.003830:0.008265:0.003830:0.009269:0.009269:0.004835:0.009269:0.009474:0.004651
less than seven days’ notice in writing in the event that: :@0.156842:0.783575:0.571491:0.783575:0.571491:0.767427:0.156842:0.767427:0.003629:0.009269:0.008466:0.008466:0.004634:0.004636:0.009269:0.009473:0.009269:0.004634:0.008466:0.009269:0.008466:0.009269:0.009269:0.004838:0.009269:0.009675:0.007862:0.008666:0.003629:0.004634:0.009474:0.009269:0.004636:0.003629:0.008666:0.009269:0.004634:0.003629:0.009474:0.004837:0.011926:0.005643:0.003629:0.004838:0.003627:0.009269:0.009474:0.004634:0.003629:0.009473:0.004634:0.004638:0.009269:0.009473:0.004634:0.009474:0.008265:0.009269:0.009269:0.004838:0.004634:0.004636:0.009269:0.009473:0.004838:0.004669:0.004651
 :@0.156842:0.797262:0.161493:0.797262:0.161493:0.781114:0.156842:0.781114:0.004651
(a)  any of the provisions contained in this In-House Claims Handling Agreement are breached :@0.156641:0.810950:0.883664:0.810950:0.883664:0.794802:0.156641:0.794802:0.005643:0.009269:0.005650:0.004651:0.010674:0.009269:0.009474:0.008062:0.006249:0.009269:0.004838:0.006046:0.004636:0.009269:0.009269:0.006048:0.009269:0.005645:0.009269:0.008466:0.003629:0.008466:0.003629:0.009473:0.009269:0.008467:0.006046:0.008466:0.009269:0.009269:0.004636:0.009473:0.003629:0.009269:0.009474:0.009269:0.006046:0.003629:0.009269:0.006048:0.004837:0.009269:0.003629:0.008466:0.006048:0.004636:0.009269:0.005693:0.012095:0.009474:0.009269:0.008466:0.009269:0.006046:0.012095:0.003830:0.009269:0.003627:0.014313:0.008466:0.006046:0.012095:0.009269:0.009269:0.009269:0.003830:0.003629:0.009269:0.009269:0.006249:0.011086:0.009269:0.005645:0.009473:0.009269:0.014311:0.009269:0.009269:0.004636:0.006048:0.009269:0.005643:0.009269:0.006046:0.009269:0.005645:0.009269:0.009269:0.008466:0.009269:0.009474:0.009269:0.004651
or :@0.192528:0.824637:0.212103:0.824637:0.212103:0.808489:0.192528:0.808489:0.009269:0.005655:0.004651
(b)  the amount paid with regard to all losses within the :@0.156658:0.838041:0.592053:0.838041:0.592053:0.821893:0.156658:0.821893:0.005643:0.009269:0.005650:0.004651:0.010674:0.004636:0.009269:0.009269:0.006860:0.009269:0.014311:0.009269:0.009269:0.009269:0.004636:0.006650:0.009269:0.009473:0.003629:0.009474:0.006860:0.011892:0.003629:0.004838:0.009269:0.006652:0.005643:0.009474:0.009269:0.009473:0.005645:0.009269:0.006652:0.004636:0.009269:0.006860:0.009269:0.003830:0.003629:0.006860:0.003629:0.009269:0.008466:0.008466:0.009269:0.008467:0.006860:0.012095:0.003629:0.004636:0.009473:0.003629:0.009269:0.006860:0.004636:0.009269:0.009473:0.004651
retention:@0.594261:0.838644:0.665951:0.838644:0.665951:0.821703:0.594261:0.821703:0.006450:0.009272:0.005638:0.009272:0.010281:0.005638:0.004636:0.010281:0.010222
 in respect of the :@0.666035:0.838041:0.803334:0.838041:0.803334:0.821893:0.666035:0.821893:0.006659:0.003830:0.009269:0.006659:0.005645:0.009269:0.008466:0.009474:0.009269:0.008466:0.004636:0.006659:0.009269:0.004838:0.006659:0.004636:0.009474:0.009473:0.004651
period of :@0.805341:0.838644:0.883769:0.838644:0.883769:0.821703:0.805341:0.821703:0.010281:0.009272:0.006450:0.004638:0.010279:0.010281:0.006659:0.010279:0.005638:0.004651
insurance:@0.192545:0.852331:0.271792:0.852331:0.271792:0.835391:0.192545:0.835391:0.004636:0.010281:0.009272:0.010279:0.006451:0.009272:0.010281:0.009473:0.009302
 exceeds :@0.271764:0.851728:0.343729:0.851728:0.343729:0.835580:0.271764:0.835580:0.004634:0.009269:0.008466:0.008467:0.009269:0.009473:0.009269:0.008467:0.004651
 of any Aggregate Stop Loss shown in the :@0.377166:0.851728:0.692840:0.851728:0.692840:0.835580:0.377166:0.835580:0.004837:0.009269:0.004838:0.004634:0.009269:0.009675:0.008064:0.004634:0.011290:0.009269:0.009269:0.005643:0.009269:0.009474:0.009269:0.004636:0.009269:0.004838:0.011086:0.004838:0.009269:0.009269:0.004634:0.009474:0.009269:0.008524:0.008466:0.004634:0.008466:0.009269:0.009473:0.011894:0.009269:0.004837:0.003629:0.009269:0.004634:0.004838:0.009269:0.009269:0.004651
schedule:@0.692824:0.852331:0.765622:0.852331:0.765622:0.835391:0.692824:0.835391:0.009474:0.009272:0.010279:0.009274:0.010279:0.010281:0.004636:0.009302
. :@0.765816:0.851728:0.775302:0.851728:0.775302:0.835580:0.765816:0.835580:0.004835:0.004651