:@0.120943:0.059393:0.125983:0.059393:0.125983:0.040194:0.120943:0.040194:0.005039
Page 12 of 15 :@0.795404:0.947944:0.882811:0.947944:0.882811:0.934909:0.795404:0.934909:0.009070:0.007455:0.007455:0.007455:0.003841:0.007455:0.007455:0.003836:0.007458:0.003633:0.003819:0.007455:0.007266:0.003754
 :@0.879056:0.958917:0.882811:0.958917:0.882811:0.945881:0.879056:0.945881:0.003754
 :@0.236847:0.107182:0.243404:0.107182:0.243404:0.083302:0.236847:0.083302:0.006556
 :@0.236847:0.129277:0.244300:0.129277:0.244300:0.102131:0.236847:0.102131:0.007453
Endorsement 004 - Conditions: Self-insurance retention – Covid-19/Pandemic :@0.120943:0.145040:0.869341:0.145040:0.869341:0.124629:0.120943:0.124629:0.013505:0.012296:0.012296:0.012296:0.007861:0.011288:0.011288:0.017940:0.011288:0.012296:0.006652:0.005442:0.011288:0.011288:0.011086:0.005644:0.006652:0.005644:0.014513:0.012296:0.012296:0.012296:0.005644:0.006652:0.005644:0.012296:0.012296:0.011288:0.006853:0.005644:0.013304:0.011288:0.005644:0.006652:0.006652:0.005644:0.012296:0.011288:0.012296:0.007660:0.011288:0.012296:0.011290:0.011288:0.005644:0.007660:0.011288:0.006652:0.011288:0.012296:0.006652:0.005644:0.012296:0.012296:0.005644:0.011286:0.005644:0.014513:0.012296:0.010885:0.005644:0.012296:0.006652:0.011288:0.011288:0.005644:0.013505:0.011288:0.012296:0.012296:0.011086:0.017940:0.005644:0.011288:0.005604
related claims occurring in care home and domiciliary care  :@0.120943:0.161431:0.695586:0.161431:0.695586:0.141021:0.120943:0.141021:0.007861:0.011288:0.005644:0.011288:0.006652:0.011288:0.012296:0.005442:0.011288:0.005644:0.011288:0.005442:0.017940:0.011288:0.005644:0.012296:0.011086:0.011288:0.012296:0.007861:0.007660:0.005644:0.012296:0.012298:0.005644:0.005642:0.012298:0.005644:0.011288:0.011288:0.007660:0.011288:0.005644:0.012296:0.012296:0.017940:0.011086:0.005644:0.011288:0.012296:0.012094:0.005644:0.012296:0.012296:0.017940:0.005644:0.011288:0.005644:0.005644:0.005442:0.011288:0.008063:0.010683:0.005644:0.011288:0.011288:0.007861:0.011288:0.005440:0.005604
Insured section: ‘Employers’ Liability’ and ‘Public Liability’ :@0.120943:0.177822:0.690143:0.177822:0.690143:0.157412:0.120943:0.157412:0.005644:0.012296:0.011288:0.012296:0.007861:0.011288:0.012296:0.005644:0.011086:0.011288:0.011288:0.006652:0.005644:0.012296:0.012094:0.006853:0.005644:0.005644:0.013505:0.017738:0.012296:0.005644:0.012497:0.010683:0.011288:0.007861:0.011288:0.005644:0.005644:0.012296:0.005644:0.011288:0.012296:0.005644:0.005644:0.005644:0.006853:0.010683:0.005644:0.005644:0.011288:0.012296:0.012497:0.005644:0.005644:0.013505:0.012296:0.012296:0.005644:0.005644:0.011086:0.005644:0.012296:0.005644:0.011290:0.012294:0.005644:0.005442:0.005644:0.006853:0.010681:0.005848:0.005604
 :@0.120943:0.194355:0.126099:0.194355:0.126099:0.175577:0.120943:0.175577:0.005155
The :@0.120943:0.207237:0.154613:0.207237:0.154613:0.191089:0.120943:0.191089:0.010482:0.009269:0.009269:0.004651
retention:@0.155408:0.207840:0.227100:0.207840:0.227100:0.190900:0.155408:0.190900:0.006450:0.009274:0.005638:0.009272:0.010281:0.005638:0.004638:0.010279:0.010222
 included in the :@0.227165:0.207237:0.347084:0.207237:0.347084:0.191089:0.227165:0.191089:0.005437:0.003629:0.009269:0.008466:0.003830:0.009269:0.009269:0.009474:0.009269:0.005442:0.003830:0.009269:0.005441:0.004838:0.009269:0.009269:0.004651
schedule:@0.347909:0.207840:0.420707:0.207840:0.420707:0.190900:0.347909:0.190900:0.009474:0.009272:0.010279:0.009274:0.010279:0.010281:0.004636:0.009302
 for the ‘Employers’ Liability’ and ‘Public Liability’ :@0.420670:0.207237:0.790520:0.207237:0.790520:0.191089:0.420670:0.191089:0.005437:0.004838:0.009269:0.005643:0.005442:0.004636:0.009269:0.009474:0.005442:0.003830:0.011087:0.014311:0.009269:0.003629:0.009473:0.008064:0.009269:0.005643:0.008467:0.003627:0.005645:0.009269:0.003830:0.009269:0.009474:0.003627:0.003830:0.003629:0.004838:0.008062:0.003830:0.005442:0.009474:0.009269:0.009269:0.005645:0.003627:0.011288:0.009269:0.009269:0.003830:0.003627:0.008466:0.005645:0.009269:0.003629:0.009473:0.009269:0.003830:0.003627:0.003629:0.005039:0.008062:0.003830:0.004651
sections:@0.791351:0.207840:0.859506:0.207840:0.859506:0.190900:0.791351:0.190900:0.009272:0.009474:0.009272:0.005638:0.004636:0.010279:0.010281:0.009302
 of :@0.859478:0.207237:0.883673:0.207237:0.883673:0.191089:0.859478:0.191089:0.005437:0.009269:0.004838:0.004651
this  policy  is  respectively  amended  to  GBP  500,000  any  one  claimant  for :@0.120910:0.220924:0.719176:0.220924:0.719176:0.204776:0.120910:0.204776:0.004636:0.009269:0.003629:0.008466:0.004651:0.005024:0.009269:0.009474:0.003629:0.003627:0.008871:0.007860:0.004651:0.005227:0.003629:0.008466:0.004651:0.005024:0.005645:0.009269:0.008466:0.009269:0.009269:0.008467:0.004636:0.003830:0.008265:0.009473:0.003830:0.008265:0.004651:0.005024:0.009269:0.014313:0.009269:0.009269:0.009269:0.009269:0.009269:0.004651:0.005026:0.004636:0.009269:0.004651:0.005073:0.013102:0.011288:0.011092:0.004651:0.005023:0.009269:0.009269:0.009474:0.004636:0.009474:0.009269:0.009269:0.004651:0.005041:0.009269:0.009675:0.008059:0.004651:0.005019:0.009269:0.009474:0.009269:0.004651:0.005024:0.008466:0.003629:0.009474:0.003627:0.014313:0.009269:0.009269:0.004636:0.004651:0.005024:0.004838:0.009269:0.005643:0.004651
Covid-19/Pandemic :@0.724011:0.221528:0.883648:0.221528:0.883648:0.204587:0.724011:0.204587:0.012095:0.010281:0.009473:0.004634:0.010279:0.005638:0.009269:0.009269:0.004636:0.011087:0.009269:0.010281:0.010279:0.009269:0.014917:0.004838:0.009473:0.004651
related claims:@0.120893:0.235215:0.232773:0.235215:0.232773:0.218275:0.120893:0.218275:0.006450:0.009269:0.004636:0.009269:0.005643:0.009269:0.010281:0.004835:0.009269:0.004636:0.009269:0.004837:0.014917:0.009302
 arising out of and in connection with the :@0.232770:0.234612:0.537297:0.234612:0.537297:0.218464:0.232770:0.218464:0.004634:0.009269:0.005846:0.003629:0.008466:0.003629:0.009473:0.009269:0.004634:0.009269:0.009473:0.004636:0.004838:0.009269:0.004838:0.004634:0.009269:0.009269:0.009269:0.004634:0.003830:0.009269:0.004634:0.008466:0.009269:0.009473:0.009269:0.009269:0.008466:0.004636:0.003830:0.009269:0.009269:0.004838:0.012095:0.003627:0.004636:0.009474:0.004634:0.004636:0.009474:0.009269:0.004651
business:@0.537280:0.235215:0.610078:0.235215:0.610078:0.218275:0.537280:0.218275:0.010281:0.010279:0.009272:0.004638:0.010279:0.009272:0.009474:0.009302
 during the :@0.610110:0.234612:0.694165:0.234612:0.694165:0.218464:0.610110:0.218464:0.004634:0.009474:0.009269:0.005643:0.003629:0.009474:0.009269:0.004634:0.004636:0.009473:0.009269:0.004651
period of insurance:@0.694149:0.235215:0.849985:0.235215:0.849985:0.218275:0.694149:0.218275:0.010279:0.009274:0.006650:0.004838:0.010281:0.010279:0.004634:0.010281:0.005638:0.004634:0.004636:0.010279:0.009272:0.010281:0.006450:0.009274:0.010279:0.009274:0.009302
. :@0.850176:0.234612:0.859662:0.234612:0.859662:0.218464:0.850176:0.218464:0.004835:0.004651
  :@0.120877:0.248441:0.130162:0.248441:0.130162:0.232293:0.120877:0.232293:0.004634:0.004651
For the purpose of this endorsement, the  ‘General  definitions and  interpretations’ :@0.120877:0.261845:0.759774:0.261845:0.759774:0.245697:0.120877:0.245697:0.010281:0.009269:0.005643:0.008064:0.004636:0.009269:0.009473:0.008064:0.009473:0.009269:0.005645:0.009269:0.009269:0.008467:0.009473:0.008064:0.009269:0.004837:0.008064:0.004636:0.009473:0.003629:0.008466:0.008064:0.009473:0.009269:0.009269:0.009269:0.005643:0.008466:0.009269:0.014313:0.009269:0.009269:0.004636:0.004636:0.008064:0.004636:0.009473:0.009269:0.004651:0.003614:0.003629:0.013102:0.009269:0.009474:0.009269:0.005645:0.009269:0.003830:0.004651:0.003614:0.009269:0.009269:0.004837:0.003629:0.009269:0.003629:0.004838:0.003627:0.009474:0.009269:0.008466:0.008064:0.009473:0.009269:0.009269:0.004651:0.003612:0.003629:0.009269:0.004838:0.009269:0.005645:0.009269:0.005645:0.009269:0.004838:0.009269:0.004636:0.003830:0.009269:0.009269:0.008466:0.003627:0.004651
section:@0.763495:0.262448:0.822289:0.262448:0.822289:0.245507:0.763495:0.245507:0.009269:0.009474:0.009269:0.005643:0.004636:0.010281:0.010222
  of this :@0.822353:0.261845:0.883652:0.261845:0.883652:0.245697:0.822353:0.245697:0.004651:0.003413:0.009272:0.004838:0.008064:0.004636:0.009474:0.003630:0.008668:0.004651
policy:@0.120877:0.276135:0.169480:0.276135:0.169480:0.259195:0.120877:0.259195:0.010281:0.010279:0.004634:0.004634:0.009473:0.009302
 is amended as follows: :@0.169261:0.275532:0.348679:0.275532:0.348679:0.259384:0.169261:0.259384:0.004634:0.003629:0.008466:0.004837:0.009269:0.014311:0.009269:0.009269:0.009269:0.009269:0.009269:0.004634:0.009269:0.008466:0.004634:0.004837:0.009269:0.003830:0.003627:0.009474:0.011894:0.008466:0.004879:0.004651
 :@0.120893:0.289362:0.125544:0.289362:0.125544:0.273213:0.120893:0.273213:0.004651
A. The definition of :@0.120893:0.302907:0.265609:0.302907:0.265609:0.286759:0.120893:0.286759:0.011086:0.004638:0.004634:0.010482:0.009269:0.009269:0.004634:0.009269:0.009269:0.004838:0.003627:0.009474:0.003629:0.004837:0.003629:0.009269:0.009269:0.004838:0.009269:0.004837:0.004651
retention:@0.265592:0.303510:0.337481:0.303510:0.337481:0.286570:0.265592:0.286570:0.006450:0.009272:0.005638:0.009272:0.010279:0.005638:0.004837:0.010281:0.010222
 is deleted and replaced with the following definition: :@0.337587:0.302907:0.729867:0.302907:0.729867:0.286759:0.337587:0.286759:0.004634:0.003630:0.008466:0.004634:0.009272:0.009474:0.003630:0.009269:0.004636:0.009474:0.009269:0.004634:0.009473:0.009269:0.009269:0.004634:0.005643:0.009474:0.009269:0.003629:0.009269:0.008466:0.009474:0.009269:0.004837:0.012095:0.003629:0.004636:0.009269:0.004838:0.004636:0.009269:0.009269:0.004634:0.004838:0.009269:0.003830:0.003629:0.009473:0.012095:0.003629:0.009473:0.009269:0.004634:0.009473:0.009269:0.004838:0.003629:0.009269:0.003627:0.004838:0.003629:0.009269:0.009473:0.004905:0.004651
 :@0.120910:0.316737:0.125561:0.316737:0.125561:0.300588:0.120910:0.300588:0.004651
Retention :@0.120910:0.330885:0.202973:0.330885:0.202973:0.313945:0.120910:0.313945:0.012095:0.009272:0.005638:0.009272:0.010279:0.005638:0.004636:0.010281:0.010301:0.004651
Retention means the first  amount payable  by  the :@0.120910:0.343827:0.507301:0.343827:0.507301:0.327679:0.120910:0.327679:0.012095:0.009269:0.004636:0.009269:0.009474:0.004636:0.003629:0.009473:0.009269:0.007462:0.014313:0.009269:0.009269:0.009269:0.008466:0.007462:0.004838:0.009269:0.009473:0.007462:0.004838:0.003629:0.005643:0.008466:0.004636:0.004651:0.003010:0.009269:0.014311:0.009269:0.009269:0.009269:0.004638:0.007462:0.009269:0.009675:0.008062:0.009474:0.009269:0.003830:0.009269:0.004651:0.003008:0.009474:0.008062:0.004651:0.003010:0.004636:0.009473:0.009269:0.004651
insured:@0.510346:0.344431:0.570753:0.344431:0.570753:0.327490:0.510346:0.327490:0.004636:0.010281:0.009269:0.010279:0.006451:0.009269:0.010222
  in respect of  each  and every  claimant, :@0.571027:0.343827:0.883657:0.343827:0.883657:0.327679:0.571027:0.327679:0.004651:0.002811:0.003629:0.009473:0.007462:0.005645:0.009269:0.008466:0.009474:0.009269:0.008466:0.004636:0.007462:0.009269:0.004838:0.004651:0.003008:0.009269:0.009269:0.008467:0.009473:0.004651:0.003010:0.009269:0.009269:0.009473:0.007462:0.009474:0.008265:0.009269:0.005846:0.008062:0.004651:0.003008:0.008467:0.003830:0.009269:0.003627:0.014313:0.009269:0.009269:0.004636:0.004636:0.004651
potential claimant; and/or :@0.120927:0.357515:0.326725:0.357515:0.326725:0.341367:0.120927:0.341367:0.009269:0.009269:0.004636:0.009474:0.009269:0.004636:0.003830:0.009269:0.003627:0.011293:0.008668:0.003629:0.009473:0.003629:0.014311:0.009269:0.009269:0.004638:0.004636:0.011293:0.009269:0.009269:0.009473:0.004638:0.009269:0.005846:0.004651
defence costs:@0.333367:0.358118:0.451909:0.358118:0.451909:0.341177:0.333367:0.341177:0.010279:0.009269:0.005645:0.009269:0.010281:0.009269:0.009473:0.011293:0.009269:0.010281:0.009269:0.005645:0.009302
  (excluding adjusters’ fees) as  ascertained after the :@0.452107:0.357515:0.883648:0.357515:0.883648:0.341367:0.452107:0.341367:0.004651:0.006642:0.005643:0.009269:0.008466:0.008466:0.003629:0.009269:0.009474:0.003830:0.009269:0.009269:0.011293:0.009474:0.009269:0.003830:0.009269:0.008466:0.004636:0.009269:0.005643:0.008466:0.003629:0.011293:0.004837:0.009269:0.009269:0.008466:0.005643:0.011293:0.009269:0.008466:0.004651:0.006838:0.009474:0.008466:0.008466:0.009269:0.005643:0.004636:0.009269:0.003629:0.009269:0.009474:0.009269:0.011293:0.009269:0.004837:0.004638:0.009269:0.005643:0.011293:0.004838:0.009269:0.009269:0.004651
application of all other terms and conditions of this :@0.120927:0.371202:0.503250:0.371202:0.503250:0.355054:0.120927:0.355054:0.009272:0.009274:0.009473:0.003630:0.003630:0.008466:0.009274:0.004837:0.003629:0.009269:0.009474:0.005237:0.009269:0.004837:0.005237:0.009473:0.003629:0.003830:0.005237:0.009269:0.004636:0.009474:0.009269:0.005643:0.005237:0.004837:0.009269:0.005645:0.014111:0.008466:0.005237:0.009269:0.009269:0.009473:0.005237:0.008466:0.009269:0.009269:0.009474:0.003629:0.004636:0.003830:0.009269:0.009269:0.008466:0.005442:0.009269:0.004837:0.005237:0.004638:0.009269:0.003627:0.008467:0.004651
policy.:@0.503836:0.371806:0.557067:0.371806:0.557067:0.354865:0.503836:0.354865:0.010281:0.010279:0.004838:0.004636:0.009474:0.009071:0.004651
 The:@0.557141:0.371202:0.591430:0.371202:0.591430:0.355054:0.557141:0.355054:0.005237:0.010482:0.009269:0.009302
 limit of indemnity:@0.591397:0.371806:0.737354:0.371806:0.737354:0.354865:0.591397:0.354865:0.005446:0.004634:0.004634:0.014917:0.004634:0.005645:0.005237:0.010281:0.005645:0.005237:0.004634:0.010279:0.010482:0.009272:0.014917:0.010281:0.004634:0.005846:0.009302
 will be reduced by :@0.737345:0.371202:0.883668:0.371202:0.883668:0.355054:0.737345:0.355054:0.005437:0.011892:0.003831:0.003830:0.003627:0.005237:0.009473:0.009269:0.005237:0.005645:0.009269:0.009473:0.009269:0.008466:0.009269:0.009474:0.005237:0.009675:0.008064:0.004651
the :@0.120927:0.384890:0.148751:0.384890:0.148751:0.368742:0.120927:0.368742:0.004636:0.009269:0.009269:0.004651
retention. :@0.148749:0.385493:0.230194:0.385493:0.230194:0.368552:0.148749:0.368552:0.006652:0.009272:0.005638:0.009272:0.010279:0.005638:0.004636:0.010281:0.010279:0.004845:0.004651
  :@0.120927:0.398719:0.130212:0.398719:0.130212:0.382571:0.120927:0.382571:0.004634:0.004651
B. A definition of Covid-19/Pandemic related claims is added: :@0.120927:0.412407:0.580329:0.412407:0.580329:0.396258:0.120927:0.396258:0.011086:0.004638:0.004634:0.011288:0.004634:0.009269:0.009269:0.004837:0.003629:0.009474:0.003627:0.004838:0.003629:0.009269:0.009269:0.004837:0.009269:0.004837:0.004634:0.012095:0.009269:0.008467:0.003627:0.009269:0.005677:0.009474:0.009269:0.004837:0.011087:0.009269:0.009474:0.009269:0.009269:0.014311:0.003629:0.008466:0.004634:0.005645:0.009269:0.003627:0.009269:0.004634:0.009474:0.009269:0.004634:0.008467:0.003627:0.009474:0.003629:0.014311:0.008466:0.004634:0.003629:0.008466:0.004434:0.009269:0.009269:0.009269:0.009473:0.009269:0.004889:0.004651
 :@0.120927:0.425952:0.125578:0.425952:0.125578:0.409804:0.120927:0.409804:0.004651
Covid-19/Pandemic related claims :@0.120943:0.440024:0.397298:0.440024:0.397298:0.423083:0.120943:0.423083:0.012095:0.010281:0.009473:0.004634:0.010279:0.005638:0.009269:0.009269:0.004636:0.011087:0.009269:0.010281:0.010279:0.009269:0.014917:0.004838:0.009269:0.004634:0.006652:0.009269:0.004636:0.009269:0.005643:0.009474:0.010281:0.004634:0.009269:0.004636:0.009269:0.004636:0.015118:0.009501:0.004651
Covid-19/Pandemic related claims means any amount for which the :@0.120943:0.453104:0.628824:0.453104:0.628824:0.436956:0.120943:0.436956:0.012095:0.009272:0.008466:0.003630:0.009267:0.005638:0.009474:0.009269:0.004636:0.011288:0.009269:0.009269:0.009474:0.009269:0.014311:0.003629:0.008466:0.004835:0.005643:0.009269:0.003629:0.009269:0.004636:0.009269:0.009474:0.004835:0.008467:0.003627:0.009269:0.003629:0.014311:0.008467:0.004636:0.014311:0.009269:0.009269:0.009269:0.008467:0.004835:0.009269:0.009474:0.007862:0.004835:0.009269:0.014313:0.009269:0.009269:0.009269:0.004636:0.005039:0.004838:0.009269:0.005643:0.004835:0.011892:0.009269:0.003629:0.008466:0.009269:0.004835:0.004838:0.009269:0.009269:0.004651
insurer:@0.629008:0.453707:0.685904:0.453707:0.685904:0.436766:0.629008:0.436766:0.004638:0.010279:0.009269:0.010281:0.006652:0.009269:0.006508
 would otherwise be liable :@0.685949:0.453104:0.883663:0.453104:0.883663:0.436956:0.685949:0.436956:0.005036:0.012095:0.009269:0.009269:0.003830:0.009474:0.004835:0.009269:0.004636:0.009269:0.009269:0.005846:0.012095:0.003629:0.008466:0.009269:0.004835:0.009269:0.009269:0.004835:0.003831:0.003627:0.009474:0.009269:0.003629:0.009473:0.004651
directly or indirectly caused by, resulting from, arising out of, in connection  with, attributable to, or :@0.120943:0.466933:0.883655:0.466933:0.883655:0.450785:0.120943:0.450785:0.009269:0.003629:0.005643:0.009269:0.008467:0.004636:0.004030:0.008064:0.007261:0.009269:0.005645:0.007261:0.003830:0.009269:0.009269:0.003629:0.005846:0.009269:0.008466:0.004638:0.004030:0.007862:0.007261:0.008466:0.009474:0.009269:0.008466:0.009474:0.009269:0.007261:0.009473:0.008062:0.004636:0.007261:0.005643:0.009269:0.008467:0.009473:0.003629:0.004636:0.003830:0.009269:0.009269:0.007261:0.004837:0.005645:0.009269:0.014311:0.004636:0.007261:0.009269:0.005643:0.003629:0.008466:0.003629:0.009269:0.009269:0.007261:0.009269:0.009269:0.004636:0.007261:0.009269:0.004838:0.004636:0.007261:0.003629:0.009269:0.007261:0.008466:0.009269:0.009473:0.009269:0.009269:0.008466:0.004636:0.003830:0.009269:0.009269:0.004651:0.002807:0.012095:0.003629:0.004837:0.009269:0.004636:0.007261:0.009269:0.004636:0.004636:0.005643:0.003831:0.009269:0.009269:0.004636:0.009474:0.009269:0.003830:0.009269:0.007261:0.004638:0.009269:0.004636:0.007261:0.009269:0.005645:0.004651
occurring concurrently or in any sequence with: :@0.120943:0.480620:0.476734:0.480620:0.476734:0.464472:0.120943:0.464472:0.009269:0.008466:0.008467:0.009269:0.005643:0.005645:0.003627:0.009269:0.009269:0.004634:0.008466:0.009269:0.009269:0.008466:0.009269:0.005643:0.005645:0.009473:0.009269:0.004636:0.004032:0.008062:0.004634:0.009269:0.005643:0.004838:0.003627:0.009474:0.004634:0.009269:0.009675:0.008062:0.004634:0.008467:0.009269:0.009269:0.009474:0.009269:0.009269:0.008466:0.009269:0.004838:0.012095:0.003627:0.004636:0.009474:0.004902:0.004651
  :@0.120943:0.494308:0.130229:0.494308:0.130229:0.478160:0.120943:0.478160:0.004634:0.004651
 :@0.120943:0.507853:0.125594:0.507853:0.125594:0.491705:0.120943:0.491705:0.004651
1.1. any coronavirus (or similar or equivalent virus in the future); :@0.181407:0.507853:0.660351:0.507853:0.660351:0.491705:0.181407:0.491705:0.009269:0.004636:0.009269:0.004636:0.004838:0.009269:0.009675:0.008062:0.004634:0.008466:0.009269:0.005643:0.009269:0.009473:0.009269:0.008467:0.003627:0.005645:0.009269:0.008466:0.004634:0.005645:0.009269:0.005643:0.004634:0.008466:0.003831:0.014311:0.003627:0.003629:0.009269:0.005645:0.004634:0.009269:0.005643:0.004634:0.009269:0.009269:0.009473:0.003629:0.008466:0.009269:0.003629:0.009474:0.009269:0.004636:0.004897:0.008265:0.003629:0.005643:0.009269:0.008466:0.004838:0.003627:0.009269:0.004634:0.004837:0.009269:0.009269:0.004634:0.004837:0.009269:0.004636:0.009269:0.005645:0.009269:0.005645:0.004864:0.004651
  :@0.120927:0.521541:0.130212:0.521541:0.130212:0.505393:0.120927:0.505393:0.004634:0.004651
 :@0.120927:0.535228:0.125578:0.535228:0.125578:0.519080:0.120927:0.519080:0.004651
1.2. any mutation or variation of 1.1 above; :@0.181391:0.535228:0.504523:0.535228:0.504523:0.519080:0.181391:0.519080:0.009269:0.004636:0.009269:0.004636:0.004838:0.009269:0.009675:0.008062:0.004634:0.014311:0.009269:0.004636:0.009269:0.004636:0.003629:0.009269:0.009269:0.004838:0.009269:0.005643:0.004634:0.008467:0.009269:0.005643:0.003629:0.009473:0.004638:0.003830:0.009269:0.009269:0.004634:0.009269:0.004838:0.004634:0.009269:0.004636:0.009474:0.004634:0.009269:0.009473:0.009269:0.008466:0.009269:0.004902:0.004651
  :@0.120910:0.548916:0.130195:0.548916:0.130195:0.532767:0.120910:0.532767:0.004634:0.004651
 :@0.120910:0.562603:0.125561:0.562603:0.125561:0.546455:0.120910:0.546455:0.004651
1.3. any coronavirus disease (or similar or equivalent disease in the future); :@0.181374:0.562603:0.745392:0.562603:0.745392:0.546455:0.181374:0.546455:0.009269:0.004636:0.009269:0.004636:0.004838:0.009269:0.009675:0.008062:0.004634:0.008466:0.009269:0.005643:0.009269:0.009473:0.009269:0.008467:0.003627:0.005645:0.009269:0.008466:0.004634:0.009269:0.003629:0.008668:0.009269:0.009269:0.008668:0.009269:0.004634:0.005643:0.009269:0.005645:0.004634:0.008466:0.003629:0.014311:0.003629:0.003627:0.009269:0.005645:0.004634:0.009269:0.005645:0.004634:0.009269:0.009473:0.009269:0.003830:0.008265:0.009473:0.003629:0.009269:0.009474:0.004636:0.004634:0.009473:0.003629:0.008466:0.009269:0.009269:0.008467:0.009269:0.004837:0.003629:0.009269:0.004634:0.004838:0.009269:0.009269:0.004634:0.004838:0.009269:0.004636:0.009269:0.005645:0.009269:0.005643:0.004952:0.004651
  :@0.120910:0.576149:0.130195:0.576149:0.130195:0.560000:0.120910:0.560000:0.004634:0.004651
 :@0.120910:0.589836:0.125561:0.589836:0.125561:0.573688:0.120910:0.573688:0.004651
1.4. any epidemic, or pandemic which poses a threat to human health or human welfare; :@0.181374:0.589836:0.842547:0.589836:0.842547:0.573688:0.181374:0.573688:0.009269:0.004636:0.009269:0.004636:0.004838:0.009269:0.009675:0.008062:0.004634:0.009269:0.009473:0.003629:0.009474:0.009269:0.014311:0.003629:0.008466:0.004636:0.004634:0.009269:0.005645:0.004634:0.009269:0.009269:0.009269:0.009474:0.009269:0.014311:0.003629:0.008466:0.004634:0.011892:0.009269:0.003629:0.008466:0.009269:0.004837:0.009269:0.009269:0.008467:0.009269:0.008466:0.004634:0.009269:0.004838:0.004636:0.009269:0.005643:0.009269:0.009269:0.004837:0.004634:0.004838:0.009269:0.004634:0.009269:0.009269:0.014311:0.009269:0.009269:0.004634:0.009269:0.009474:0.009269:0.003627:0.004838:0.009269:0.004634:0.009269:0.005645:0.004634:0.009473:0.009269:0.014311:0.009269:0.009269:0.004634:0.012095:0.009269:0.003629:0.004837:0.009269:0.005643:0.009269:0.004984:0.004651
  :@0.120910:0.603523:0.130195:0.603523:0.130195:0.587375:0.120910:0.587375:0.004634:0.004651
 :@0.120910:0.617211:0.125561:0.617211:0.125561:0.601063:0.120910:0.601063:0.004651
1.5. any fear or threat of 1.1, 1.2, 1.3 or 1.4 above; :@0.181374:0.617211:0.561357:0.617211:0.561357:0.601063:0.181374:0.601063:0.009269:0.004636:0.009269:0.004636:0.004838:0.009269:0.009675:0.008062:0.004634:0.004837:0.009269:0.009269:0.005645:0.004634:0.009269:0.005645:0.004634:0.004638:0.009269:0.005643:0.009474:0.009269:0.004636:0.004634:0.009269:0.004838:0.004634:0.009269:0.004838:0.009269:0.004636:0.004634:0.009269:0.004837:0.009269:0.004636:0.004634:0.009269:0.004837:0.009269:0.004634:0.009269:0.005643:0.004634:0.009474:0.004636:0.009269:0.004634:0.009474:0.009269:0.009474:0.008263:0.009269:0.004929:0.004651
  :@0.120910:0.630898:0.130195:0.630898:0.130195:0.614750:0.120910:0.614750:0.004634:0.004651
 :@0.120910:0.644586:0.125561:0.644586:0.125561:0.628438:0.120910:0.628438:0.004651
1.6. the costs to clean-up, detoxify, remove, monitor or test for the actual, alleged, :@0.181374:0.644586:0.792757:0.644586:0.792757:0.628438:0.181374:0.628438:0.009269:0.004636:0.009269:0.004636:0.004634:0.004838:0.009269:0.009269:0.004634:0.008466:0.009269:0.008466:0.004636:0.008466:0.004634:0.004636:0.009269:0.004634:0.008666:0.003629:0.009269:0.009474:0.009269:0.005675:0.009269:0.009269:0.004636:0.004838:0.009269:0.009269:0.004636:0.009269:0.008467:0.003627:0.005039:0.008064:0.004837:0.004634:0.005645:0.009269:0.014311:0.009269:0.008265:0.009269:0.004636:0.004634:0.014311:0.009269:0.009269:0.003627:0.004636:0.009269:0.005643:0.004634:0.009474:0.005643:0.004634:0.004636:0.009269:0.008467:0.004636:0.004634:0.004837:0.009269:0.005645:0.004634:0.004636:0.009269:0.009269:0.004634:0.009269:0.008467:0.004636:0.009473:0.009269:0.003627:0.004838:0.004634:0.009269:0.003830:0.003629:0.009473:0.009269:0.009269:0.009473:0.004731:0.004651
 :@0.120893:0.658131:0.125544:0.658131:0.125544:0.641983:0.120893:0.641983:0.004651
perceived or suspected presence of 1.1, 1.2, 1.3 or 1.4 above; or :@0.181357:0.658131:0.667964:0.658131:0.667964:0.641983:0.181357:0.641983:0.009269:0.009269:0.005645:0.008466:0.009269:0.003830:0.008265:0.009269:0.009474:0.004634:0.009269:0.005643:0.004634:0.008466:0.009269:0.008466:0.009269:0.009269:0.008467:0.004636:0.009473:0.009269:0.004634:0.009269:0.005643:0.009474:0.008466:0.009269:0.009269:0.008467:0.009269:0.004634:0.009269:0.004837:0.004634:0.009269:0.004636:0.009269:0.004636:0.004837:0.009269:0.004636:0.009269:0.004837:0.004634:0.009269:0.004636:0.009473:0.004634:0.009269:0.005645:0.004634:0.009269:0.004838:0.009473:0.004634:0.009269:0.009269:0.009473:0.008265:0.009269:0.004838:0.004634:0.009269:0.005954:0.004651
  :@0.120877:0.671819:0.130162:0.671819:0.130162:0.655670:0.120877:0.655670:0.004634:0.004651
 :@0.120877:0.685364:0.125527:0.685364:0.125527:0.669216:0.120877:0.669216:0.004651
1.7. the :@0.180337:0.685364:0.245443:0.685364:0.245443:0.669216:0.180337:0.669216:0.009269:0.004636:0.009269:0.004636:0.009269:0.004636:0.009473:0.009269:0.004651
insured’s:@0.250061:0.685967:0.324672:0.685967:0.324672:0.669027:0.250061:0.669027:0.004636:0.010279:0.009274:0.010279:0.006652:0.009272:0.010281:0.004636:0.009302
  compliance or non-compliance with  any advice, guidance,  regulation, :@0.324671:0.685364:0.883591:0.685364:0.883591:0.669216:0.324671:0.669216:0.004651:0.004618:0.008466:0.009269:0.014313:0.009269:0.003627:0.003831:0.009269:0.009269:0.008466:0.009269:0.009269:0.009269:0.005643:0.009269:0.009269:0.009474:0.009269:0.005673:0.008466:0.009269:0.014313:0.009269:0.003627:0.003629:0.009269:0.009269:0.008467:0.009269:0.009470:0.012095:0.003629:0.004636:0.009269:0.004651:0.004648:0.009474:0.009473:0.008064:0.009470:0.009269:0.009474:0.008265:0.003629:0.008466:0.009269:0.004636:0.009470:0.009269:0.009473:0.003629:0.009269:0.009474:0.009269:0.008466:0.009474:0.004636:0.004651:0.004621:0.005645:0.009269:0.009269:0.009269:0.003830:0.009269:0.004638:0.003830:0.009269:0.009269:0.004837:0.004651
order,  decree or law issued by a Public Authority in response to 1.1, 1.2, 1.3 or 1.4 above. :@0.180337:0.699193:0.864698:0.699193:0.864698:0.683045:0.180337:0.683045:0.009269:0.005645:0.009269:0.009269:0.005643:0.004857:0.004651:0.012882:0.009269:0.009269:0.008467:0.005643:0.009269:0.009269:0.004636:0.009269:0.005643:0.004835:0.003627:0.009474:0.011892:0.004835:0.003629:0.008466:0.008466:0.009269:0.009269:0.009269:0.004835:0.009675:0.008062:0.004636:0.009269:0.004835:0.011087:0.009269:0.009473:0.003629:0.003629:0.008466:0.004835:0.011086:0.009269:0.004838:0.009269:0.009269:0.005645:0.003627:0.005039:0.008064:0.004835:0.003629:0.009269:0.004636:0.005643:0.009269:0.008466:0.009474:0.009269:0.009269:0.008668:0.009269:0.004636:0.004636:0.009269:0.004835:0.009269:0.004636:0.009269:0.004636:0.004835:0.009269:0.004636:0.009269:0.004636:0.004835:0.009269:0.004636:0.009269:0.004835:0.009269:0.005643:0.004636:0.009269:0.004838:0.009269:0.004636:0.009269:0.009474:0.009474:0.008263:0.009269:0.004979:0.004651
  :@0.120877:0.712881:0.130162:0.712881:0.130162:0.696733:0.120877:0.696733:0.004634:0.004651
2. Public Authority means  any  national, regional,  local or municipal government or any national or :@0.120877:0.726568:0.883573:0.726568:0.883573:0.710420:0.120877:0.710420:0.009269:0.004636:0.007261:0.011086:0.009474:0.009269:0.003830:0.003629:0.008466:0.007261:0.011087:0.009473:0.004636:0.009269:0.009269:0.005846:0.003627:0.004838:0.008062:0.007261:0.014313:0.009269:0.009269:0.009269:0.008466:0.004651:0.002807:0.009269:0.009474:0.008062:0.004651:0.002807:0.009269:0.009269:0.004838:0.003629:0.009269:0.009473:0.009269:0.003627:0.004838:0.007261:0.005645:0.009269:0.009269:0.003830:0.009269:0.009474:0.009269:0.003627:0.004638:0.004651:0.002806:0.003629:0.009269:0.008668:0.009269:0.003629:0.007261:0.009269:0.005645:0.007261:0.014311:0.009269:0.009269:0.003629:0.008466:0.003629:0.009474:0.009269:0.003627:0.007261:0.009473:0.009269:0.008466:0.009269:0.005643:0.009269:0.014311:0.009269:0.009269:0.004636:0.007261:0.009269:0.005643:0.007261:0.009269:0.009675:0.008062:0.007261:0.009269:0.009474:0.004636:0.003629:0.009474:0.009269:0.009473:0.003629:0.007261:0.009269:0.005645:0.004651
international organisation with the responsibility to promote or protect public health. :@0.120877:0.740114:0.741929:0.740114:0.741929:0.723966:0.120877:0.723966:0.003629:0.009269:0.004636:0.009269:0.005643:0.009474:0.009269:0.004636:0.003831:0.009269:0.009473:0.009269:0.003627:0.004835:0.009269:0.005643:0.009269:0.009269:0.009473:0.003629:0.008466:0.009269:0.004838:0.003629:0.009269:0.009269:0.004835:0.012344:0.003629:0.004636:0.009269:0.004634:0.004837:0.009269:0.009269:0.004634:0.005643:0.009269:0.008467:0.009473:0.009269:0.009269:0.008466:0.003830:0.009269:0.003830:0.003629:0.003629:0.005039:0.008062:0.004634:0.004837:0.009269:0.004634:0.009269:0.005643:0.009474:0.014311:0.009269:0.004636:0.009269:0.004634:0.009269:0.005643:0.004634:0.009269:0.005645:0.009269:0.004636:0.009269:0.008466:0.004636:0.004634:0.009269:0.009473:0.009269:0.003830:0.003627:0.008466:0.004634:0.009269:0.009473:0.009269:0.003629:0.004838:0.009269:0.004924:0.004651
 :@0.120877:0.753801:0.125527:0.753801:0.125527:0.737653:0.120877:0.737653:0.004651
This :@0.120877:0.767347:0.157377:0.767347:0.157377:0.751199:0.120877:0.751199:0.010482:0.009272:0.003630:0.008466:0.004651
policy:@0.158771:0.767950:0.207375:0.767950:0.207375:0.751009:0.158771:0.751009:0.010281:0.010279:0.004634:0.004634:0.009473:0.009302
 will only provide indemnity in respect of :@0.207156:0.767347:0.517948:0.767347:0.517948:0.751199:0.207156:0.751199:0.006241:0.012095:0.003629:0.003830:0.003629:0.006046:0.009473:0.009269:0.004030:0.008064:0.006046:0.009269:0.005645:0.009473:0.008467:0.003627:0.009474:0.009269:0.006046:0.003629:0.009474:0.009269:0.009269:0.014311:0.009269:0.003627:0.004838:0.008062:0.006249:0.003629:0.009473:0.006048:0.005643:0.009269:0.008466:0.009269:0.009269:0.008466:0.004636:0.006249:0.009269:0.004838:0.004651
Covid-19/Pandemic related claims:@0.519380:0.767950:0.793707:0.767950:0.793707:0.751009:0.519380:0.751009:0.012095:0.010281:0.009473:0.004634:0.010279:0.005638:0.009269:0.009269:0.004636:0.011087:0.009269:0.010281:0.010279:0.009269:0.014917:0.004838:0.009269:0.006046:0.006652:0.009269:0.004636:0.009269:0.005645:0.009269:0.010482:0.006048:0.009269:0.004636:0.009269:0.004636:0.015118:0.009302
 as defined :@0.793673:0.767347:0.883620:0.767347:0.883620:0.751199:0.793673:0.751199:0.006093:0.009269:0.008466:0.006249:0.009269:0.009269:0.004837:0.003629:0.009269:0.009473:0.009474:0.004651
above in this endorsement. :@0.120877:0.781176:0.327297:0.781176:0.327297:0.765028:0.120877:0.765028:0.009269:0.009269:0.009474:0.008265:0.009269:0.004837:0.003629:0.009269:0.004634:0.004838:0.009269:0.003629:0.008466:0.004634:0.009473:0.009269:0.009269:0.009269:0.005643:0.008467:0.009269:0.014311:0.009269:0.009269:0.004636:0.004877:0.004651
 :@0.120877:0.794863:0.125527:0.794863:0.125527:0.778715:0.120877:0.778715:0.004651
 :@0.120877:0.808409:0.125527:0.808409:0.125527:0.792261:0.120877:0.792261:0.004651
CLAUSE : PBLCOP 010820 :@0.120877:0.822558:0.340197:0.822558:0.340197:0.805617:0.120877:0.805617:0.012095:0.010482:0.011691:0.012295:0.011288:0.011092:0.004634:0.005643:0.004634:0.011092:0.012095:0.010480:0.012095:0.013103:0.011092:0.004634:0.009474:0.009272:0.009474:0.009272:0.009473:0.009257:0.004651