PPBL010121 Public Authority Combined Liability Insurance Policy (UK) :@0.119792:0.943001:0.548797:0.943001:0.548797:0.932403:0.119792:0.932403:0.009395:0.009395:0.009395:0.008051:0.008051:0.008051:0.008229:0.008065:0.006720:0.008065:0.002739:0.009395:0.008051:0.008051:0.002688:0.002688:0.006720:0.002688:0.009395:0.008051:0.004019:0.006720:0.008051:0.004032:0.002688:0.004019:0.006720:0.002688:0.009409:0.008051:0.010753:0.008051:0.002688:0.008051:0.008051:0.008051:0.002688:0.008051:0.002688:0.008051:0.006720:0.002688:0.002688:0.002688:0.004019:0.006720:0.002688:0.004019:0.008051:0.006720:0.008051:0.004032:0.008051:0.008051:0.006720:0.006720:0.002688:0.009395:0.008051:0.002688:0.002688:0.006720:0.006720:0.002688:0.004032:0.009409:0.009395:0.004758:0.003737
                          Page 18 of 48 :@0.604301:0.943001:0.791085:0.943001:0.791085:0.932403:0.604301:0.932403:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.002688:0.004405:0.009395:0.008051:0.008051:0.008051:0.002792:0.008065:0.008098:0.002688:0.008051:0.004019:0.002715:0.008065:0.008115:0.003737
 :@0.905796:0.944332:0.908834:0.944332:0.908834:0.934827:0.905796:0.934827:0.003038
 :@0.882897:0.954408:0.886633:0.954408:0.886633:0.943809:0.882897:0.943809:0.003737
b)  the loading or unloading of any mechanically propelled vehicle or trailer when carried out :@0.191112:0.098698:0.886707:0.098698:0.886707:0.084919:0.191112:0.084919:0.010753:0.004082:0.004858:0.011272:0.005364:0.009401:0.009401:0.004036:0.004019:0.010728:0.009401:0.010728:0.004019:0.009401:0.009401:0.004036:0.010728:0.005382:0.004036:0.009401:0.009401:0.004019:0.009401:0.009401:0.009790:0.004019:0.008073:0.009401:0.004036:0.009401:0.005364:0.004036:0.009401:0.009401:0.009383:0.004036:0.014765:0.009401:0.008073:0.009401:0.009401:0.009401:0.004019:0.008073:0.009401:0.004019:0.002691:0.009383:0.004036:0.009401:0.005382:0.009401:0.009401:0.009401:0.004019:0.004019:0.009401:0.009401:0.004036:0.008073:0.009401:0.009401:0.004019:0.008073:0.004019:0.009401:0.004036:0.009401:0.005382:0.004036:0.005364:0.005382:0.009401:0.004019:0.004019:0.009401:0.005382:0.004036:0.012091:0.009401:0.009401:0.009401:0.004036:0.009383:0.009401:0.005382:0.005382:0.004019:0.009401:0.009401:0.004036:0.010728:0.008073:0.004036:0.004858
beyond the limits of any carriageway or thoroughfare but this extension shall not apply to :@0.222077:0.112006:0.887138:0.112006:0.887138:0.098227:0.222077:0.098227:0.010728:0.009401:0.009383:0.010728:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.004019:0.004019:0.013437:0.004019:0.005364:0.008073:0.004036:0.009401:0.005364:0.004036:0.009401:0.009401:0.008073:0.004036:0.009383:0.009401:0.005382:0.005382:0.004019:0.009401:0.009401:0.009401:0.012091:0.009401:0.008073:0.004036:0.010728:0.005382:0.004036:0.005364:0.009401:0.009401:0.005382:0.009401:0.009401:0.009401:0.008858:0.005364:0.009401:0.005382:0.009401:0.004036:0.010728:0.009401:0.004036:0.004036:0.005364:0.009401:0.004019:0.008073:0.004036:0.009401:0.009383:0.004036:0.009401:0.009401:0.008073:0.004019:0.009401:0.009401:0.004036:0.009383:0.009401:0.009401:0.002691:0.004019:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.009401:0.009401:0.004019:0.008073:0.004036:0.004036:0.009401:0.004858
damage:@0.222077:0.125337:0.288195:0.125337:0.288195:0.111559:0.222077:0.111559:0.010728:0.009401:0.016145:0.009401:0.010728:0.009715
 to any property being loaded or unloaded;  :@0.288021:0.125337:0.614535:0.125337:0.614535:0.111559:0.288021:0.111559:0.004032:0.005364:0.010728:0.004036:0.009401:0.009401:0.009383:0.004036:0.009401:0.005382:0.009401:0.009401:0.009401:0.005382:0.005364:0.008073:0.004036:0.010728:0.008073:0.004019:0.009401:0.009401:0.004036:0.004019:0.009401:0.009401:0.009401:0.009401:0.009401:0.004036:0.010728:0.005382:0.004036:0.009401:0.009401:0.004019:0.009401:0.009401:0.009401:0.009401:0.009401:0.004036:0.004716:0.004858
c)  the movement of any mechanically propelled vehicle not owned, hired or borrowed by or :@0.191112:0.142448:0.887128:0.142448:0.887128:0.128669:0.191112:0.128669:0.009409:0.004032:0.004858:0.012666:0.005364:0.009401:0.009401:0.004036:0.014765:0.010728:0.009383:0.009401:0.014765:0.009401:0.009401:0.004036:0.004036:0.009401:0.005364:0.004036:0.009401:0.009401:0.009383:0.004036:0.014765:0.009401:0.008073:0.009401:0.009401:0.009401:0.002691:0.009383:0.009401:0.002691:0.004019:0.008073:0.004036:0.010728:0.005382:0.009401:0.009401:0.009401:0.004019:0.002691:0.009401:0.009401:0.004036:0.009383:0.010212:0.009401:0.004019:0.008073:0.004019:0.009401:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.012091:0.009401:0.009401:0.009401:0.004036:0.004036:0.009401:0.004019:0.005382:0.009401:0.010728:0.004036:0.009401:0.005382:0.004036:0.010728:0.009401:0.005382:0.005382:0.009401:0.012091:0.009401:0.009401:0.004036:0.009401:0.008073:0.004036:0.010728:0.006710:0.004858
leased to the :@0.222077:0.156730:0.327597:0.156730:0.327597:0.142952:0.222077:0.142952:0.004019:0.009401:0.009401:0.009383:0.009401:0.010728:0.004036:0.005364:0.010728:0.004036:0.005364:0.009401:0.009401:0.004858
public authority:@0.327033:0.156730:0.453556:0.156730:0.453556:0.142952:0.327033:0.142952:0.010728:0.009401:0.010728:0.004036:0.005364:0.009401:0.004036:0.009401:0.010728:0.005382:0.010728:0.009401:0.006727:0.005364:0.005382:0.009715
 or any :@0.453545:0.156730:0.509488:0.156730:0.509488:0.142952:0.453545:0.142952:0.004083:0.009401:0.005382:0.004036:0.009401:0.009401:0.009383:0.004858
other insured party:@0.508737:0.156730:0.662151:0.156730:0.662151:0.142952:0.508737:0.142952:0.010728:0.005382:0.010728:0.009401:0.006727:0.004036:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.009401:0.004036:0.010728:0.009401:0.006727:0.005382:0.009715
 on or under any :@0.662181:0.156730:0.795899:0.156730:0.795899:0.142952:0.662181:0.142952:0.004032:0.010728:0.009401:0.004036:0.009401:0.005382:0.004036:0.009401:0.009401:0.010728:0.009401:0.006710:0.005364:0.010728:0.010728:0.009383:0.004858
premises:@0.796741:0.156730:0.881732:0.156730:0.881732:0.142952:0.796741:0.142952:0.012074:0.008055:0.010835:0.016145:0.006710:0.010728:0.010728:0.009715
 :@0.882897:0.156730:0.887754:0.156730:0.887754:0.142952:0.882897:0.142952:0.004858
occupied by the :@0.222077:0.170050:0.349071:0.170050:0.349071:0.156271:0.222077:0.156271:0.010728:0.009383:0.009383:0.009401:0.009401:0.004019:0.009401:0.009401:0.004036:0.009401:0.009383:0.004036:0.005364:0.009401:0.009401:0.004858
public authority:@0.348589:0.170050:0.475112:0.170050:0.475112:0.156271:0.348589:0.156271:0.010728:0.009401:0.010728:0.004036:0.005364:0.009401:0.004036:0.009401:0.010728:0.005382:0.010728:0.009401:0.006727:0.005364:0.005382:0.009715
 where such vehicle is causing an obstruction and :@0.475084:0.170050:0.886502:0.170050:0.886502:0.156271:0.475084:0.156271:0.004032:0.012091:0.009401:0.009401:0.005382:0.009401:0.004036:0.009383:0.009401:0.008073:0.009401:0.004036:0.009383:0.009401:0.009401:0.004019:0.008073:0.004019:0.009401:0.004036:0.004019:0.009383:0.005364:0.010728:0.010728:0.010728:0.009383:0.005364:0.010728:0.010728:0.005364:0.010728:0.010728:0.005364:0.010728:0.010728:0.010728:0.005364:0.006710:0.010728:0.009383:0.006710:0.005364:0.010728:0.010728:0.005364:0.010728:0.010728:0.010728:0.004858
interfering with the performance of the :@0.222077:0.184332:0.514315:0.184332:0.514315:0.170554:0.222077:0.170554:0.004019:0.009401:0.005364:0.009401:0.005382:0.006710:0.009401:0.005382:0.004019:0.009401:0.010728:0.004036:0.012091:0.004019:0.004036:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.010728:0.009401:0.004036:0.005364:0.009401:0.005382:0.014765:0.009401:0.009401:0.008073:0.009401:0.004036:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004858
business:@0.514113:0.184332:0.586923:0.184332:0.586923:0.170554:0.514113:0.170554:0.010728:0.009401:0.009401:0.005364:0.009401:0.009401:0.009401:0.009715
;  :@0.586828:0.184332:0.601094:0.184332:0.601094:0.170554:0.586828:0.170554:0.005377:0.004032:0.004858
d) :@0.191112:0.201442:0.210805:0.201442:0.210805:0.187664:0.191112:0.187664:0.010753:0.004082:0.004858
damage:@0.222077:0.201442:0.288195:0.201442:0.288195:0.187664:0.222077:0.187664:0.010728:0.009401:0.016145:0.009401:0.010728:0.009715
 to visitors’ or :@0.288021:0.201442:0.393572:0.201442:0.393572:0.187664:0.288021:0.187664:0.004032:0.005364:0.010728:0.004036:0.009383:0.004019:0.008073:0.004019:0.004036:0.009401:0.005382:0.009383:0.002691:0.004036:0.010728:0.005382:0.004858
employees’:@0.392977:0.201442:0.485113:0.201442:0.485113:0.187664:0.392977:0.187664:0.009401:0.014782:0.010728:0.005364:0.009401:0.009401:0.009401:0.009401:0.009401:0.004858
 mechanically propelled vehicle (including contents :@0.484509:0.201442:0.886718:0.201442:0.886718:0.187664:0.484509:0.187664:0.004066:0.014765:0.009401:0.009383:0.008073:0.009401:0.009401:0.004019:0.008073:0.009401:0.004019:0.004019:0.008073:0.004036:0.010728:0.005382:0.009401:0.009401:0.009401:0.002691:0.004019:0.009401:0.009401:0.004036:0.009383:0.009401:0.009401:0.002691:0.009383:0.002691:0.009401:0.004036:0.005382:0.004019:0.009401:0.009383:0.005364:0.010728:0.010728:0.005364:0.009401:0.010728:0.005364:0.010728:0.010728:0.010728:0.006710:0.009401:0.010728:0.006710:0.009383:0.004858
and/or accessories) while parked within any car park for which the :@0.222077:0.214786:0.721698:0.214786:0.721698:0.201008:0.222077:0.201008:0.009401:0.009401:0.010728:0.005364:0.010728:0.005382:0.004036:0.009401:0.009383:0.008073:0.009401:0.009383:0.008073:0.009401:0.005382:0.004019:0.009401:0.008073:0.005382:0.004036:0.012091:0.009401:0.004019:0.004019:0.009401:0.004036:0.009401:0.009401:0.005382:0.009383:0.009401:0.009942:0.004049:0.012091:0.004019:0.004036:0.009401:0.004019:0.009401:0.004036:0.009401:0.009401:0.009383:0.004036:0.009383:0.008073:0.005382:0.004036:0.010728:0.009401:0.005382:0.008073:0.004036:0.005364:0.009401:0.005382:0.004036:0.012091:0.009401:0.004019:0.009383:0.009401:0.004036:0.005364:0.009401:0.009401:0.004858
public authority:@0.721405:0.214786:0.861277:0.214786:0.861277:0.201008:0.721405:0.201008:0.010728:0.009401:0.010728:0.005364:0.004036:0.010728:0.005364:0.010728:0.012074:0.006710:0.012074:0.012074:0.006727:0.006710:0.006710:0.009715
 is :@0.862685:0.214786:0.887716:0.214786:0.887716:0.201008:0.862685:0.201008:0.005427:0.005364:0.009383:0.004858
responsible or on any :@0.222077:0.228094:0.392073:0.228094:0.392073:0.214316:0.222077:0.214316:0.005382:0.009401:0.009383:0.010728:0.010728:0.009401:0.008073:0.004019:0.009401:0.004019:0.009401:0.004036:0.009401:0.005382:0.004036:0.010728:0.009401:0.004036:0.009401:0.009401:0.009383:0.004858
premises:@0.391633:0.228094:0.465841:0.228094:0.465841:0.214316:0.391633:0.214316:0.010728:0.005382:0.009401:0.016145:0.004036:0.009401:0.009401:0.009715
 occupied by the :@0.465675:0.228094:0.592770:0.228094:0.592770:0.214316:0.465675:0.214316:0.004049:0.009401:0.009383:0.008073:0.009401:0.009401:0.002691:0.009401:0.009401:0.004036:0.010728:0.008073:0.004036:0.005364:0.009401:0.009401:0.004858
public authority:@0.592188:0.228094:0.718710:0.228094:0.718710:0.214316:0.592188:0.214316:0.010728:0.010728:0.009401:0.005364:0.004036:0.009401:0.004036:0.009401:0.010728:0.005382:0.010728:0.010728:0.006727:0.004036:0.005382:0.009715
 provided that:  :@0.718700:0.228094:0.833907:0.228094:0.833907:0.214316:0.718700:0.214316:0.004032:0.010728:0.005382:0.009401:0.008073:0.004019:0.009401:0.009401:0.009401:0.004036:0.005364:0.008073:0.009401:0.005364:0.004036:0.004239:0.004858
i)  such vehicle is not lent or hired to the :@0.222077:0.246179:0.538610:0.246179:0.538610:0.232400:0.222077:0.232400:0.004032:0.005360:0.004858:0.016698:0.009383:0.009401:0.009493:0.009401:0.004036:0.009383:0.009401:0.009401:0.004019:0.009383:0.004019:0.009401:0.004036:0.004019:0.008073:0.004036:0.009401:0.010728:0.004036:0.004036:0.004019:0.009401:0.009401:0.005364:0.004036:0.009401:0.005382:0.004036:0.009401:0.004019:0.005382:0.009401:0.010728:0.004036:0.005364:0.009401:0.004036:0.004036:0.009401:0.009401:0.004858
public authority:@0.538357:0.246179:0.664880:0.246179:0.664880:0.232400:0.538357:0.232400:0.010728:0.010728:0.010728:0.004036:0.005364:0.009401:0.004036:0.009401:0.010728:0.005382:0.010728:0.009401:0.006727:0.004036:0.005382:0.009715
;  :@0.664869:0.246179:0.679135:0.246179:0.679135:0.232400:0.664869:0.232400:0.005377:0.004032:0.004858
ii)  the :@0.222077:0.263289:0.282047:0.263289:0.282047:0.249510:0.222077:0.249510:0.004032:0.004032:0.005376:0.004858:0.012649:0.005364:0.009401:0.009401:0.004858
damage:@0.283972:0.263289:0.350090:0.263289:0.350090:0.249510:0.283972:0.249510:0.010728:0.009401:0.016145:0.009401:0.010728:0.009715
 to an :@0.349916:0.263289:0.403097:0.263289:0.403097:0.249510:0.349916:0.249510:0.006720:0.005364:0.010728:0.006710:0.009401:0.009401:0.004858
employee’s:@0.405124:0.263289:0.500772:0.263289:0.500772:0.249510:0.405124:0.249510:0.009401:0.016145:0.010728:0.005364:0.010728:0.009401:0.009401:0.009401:0.005364:0.009715
 vehicle does not arise out of the maintenance, :@0.500672:0.263289:0.887497:0.263289:0.887497:0.249510:0.500672:0.249510:0.006720:0.009383:0.009401:0.009401:0.004019:0.009383:0.004019:0.009401:0.006710:0.010728:0.010728:0.009401:0.009383:0.006710:0.009401:0.010728:0.005364:0.006710:0.009401:0.005382:0.004019:0.009383:0.009401:0.006710:0.010728:0.009401:0.005364:0.006710:0.010728:0.006710:0.005364:0.005364:0.009401:0.010239:0.005376:0.014765:0.009401:0.004019:0.009401:0.005364:0.009401:0.009401:0.009401:0.009401:0.009383:0.009401:0.005364:0.004858
operation or use of a vehicle by that :@0.253024:0.276633:0.527789:0.276633:0.527789:0.262854:0.253024:0.262854:0.010728:0.010728:0.009401:0.005382:0.009401:0.005364:0.004019:0.009401:0.009401:0.004036:0.010728:0.005382:0.004036:0.009401:0.008073:0.009401:0.004036:0.009401:0.005364:0.004036:0.009401:0.004036:0.009383:0.009401:0.009401:0.004019:0.008073:0.004019:0.009401:0.004036:0.009401:0.009383:0.004036:0.005364:0.009401:0.009401:0.004036:0.004858
employee:@0.527587:0.276633:0.605815:0.276633:0.605815:0.262854:0.527587:0.262854:0.009401:0.016145:0.009401:0.005364:0.009401:0.009401:0.009401:0.009715
;   :@0.605628:0.276633:0.623977:0.276633:0.623977:0.262854:0.605628:0.262854:0.005364:0.004036:0.004091:0.004858
e)  the  unauthorised  use  of  any mechanically propelled vehicle by any person in the :@0.191112:0.293743:0.887673:0.293743:0.887673:0.279964:0.191112:0.279964:0.009409:0.005426:0.004858:0.011272:0.005364:0.009401:0.009401:0.004858:0.003198:0.009401:0.009401:0.009401:0.009401:0.005364:0.009401:0.010728:0.005382:0.004019:0.009383:0.009401:0.010728:0.004858:0.003198:0.009401:0.009383:0.009401:0.004858:0.003198:0.010728:0.006710:0.004858:0.003198:0.009401:0.009401:0.009383:0.006710:0.014765:0.009401:0.009383:0.009401:0.009401:0.009401:0.004019:0.009383:0.009401:0.004019:0.004019:0.009383:0.006710:0.010728:0.005382:0.010728:0.010728:0.009401:0.004019:0.004019:0.009401:0.010728:0.006710:0.009383:0.009401:0.009401:0.004019:0.009383:0.004019:0.009401:0.006710:0.010728:0.009383:0.006710:0.009401:0.009401:0.009383:0.006710:0.010728:0.009401:0.005382:0.009383:0.010728:0.009401:0.006710:0.005864:0.009401:0.006710:0.005364:0.009401:0.009401:0.004858
employment of the :@0.222077:0.308025:0.369253:0.308025:0.369253:0.294247:0.222077:0.294247:0.009401:0.014765:0.010728:0.004019:0.010728:0.008073:0.014765:0.009401:0.009401:0.004036:0.004036:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004858
public authority:@0.368784:0.308025:0.495391:0.308025:0.495391:0.294247:0.368784:0.294247:0.010728:0.010728:0.009401:0.005364:0.004036:0.009715:0.003824:0.009401:0.010728:0.005382:0.010728:0.010728:0.005382:0.005364:0.005382:0.009715
 :@0.418565:0.308025:0.423423:0.308025:0.423423:0.294247:0.418565:0.294247:0.004858
 provided that the :@0.495296:0.308025:0.630429:0.308025:0.630429:0.294247:0.495296:0.294247:0.004032:0.009401:0.005382:0.010728:0.008073:0.004019:0.009401:0.008073:0.009401:0.004036:0.005364:0.009401:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004858
public authority:@0.629872:0.308025:0.756548:0.308025:0.756548:0.294247:0.629872:0.294247:0.010728:0.009401:0.010728:0.005364:0.004036:0.009715:0.003874:0.009401:0.010728:0.005382:0.010728:0.009401:0.006727:0.005364:0.005382:0.009715
 :@0.679688:0.308025:0.684545:0.308025:0.684545:0.294247:0.679688:0.294247:0.004858
 shall have taken :@0.756384:0.308025:0.887464:0.308025:0.887464:0.294247:0.756384:0.294247:0.004032:0.009383:0.009401:0.008073:0.004019:0.004019:0.004036:0.009401:0.009401:0.009383:0.009401:0.004036:0.005364:0.009401:0.008073:0.009401:0.009401:0.004858
all reasonable precautions to ensure that its :@0.222077:0.321333:0.556415:0.321333:0.556415:0.307555:0.222077:0.307555:0.009401:0.004019:0.004019:0.004036:0.005382:0.009401:0.009401:0.009383:0.010728:0.009401:0.009401:0.010728:0.004019:0.009401:0.004036:0.009401:0.005382:0.009401:0.009383:0.009401:0.009401:0.004036:0.004019:0.009401:0.009880:0.008073:0.004036:0.005364:0.009401:0.004036:0.009401:0.009401:0.008073:0.009401:0.005382:0.009401:0.004036:0.005364:0.009401:0.009401:0.005364:0.004036:0.004019:0.005364:0.008073:0.004858
employees:@0.555864:0.321333:0.643456:0.321333:0.643456:0.307555:0.555864:0.307555:0.009401:0.014782:0.010728:0.004036:0.010728:0.009401:0.009401:0.009401:0.009715
 are made aware of and comply :@0.643313:0.321333:0.887249:0.321333:0.887249:0.307555:0.643313:0.307555:0.004083:0.009401:0.005382:0.009401:0.004036:0.014765:0.009401:0.009401:0.009401:0.004036:0.009401:0.012091:0.009401:0.005382:0.009401:0.004036:0.010728:0.005364:0.004036:0.009401:0.009401:0.009401:0.004036:0.009383:0.009401:0.013437:0.010728:0.005364:0.009383:0.004858
with restrictions applicable to the use of the vehicle;  :@0.222077:0.334665:0.618567:0.334665:0.618567:0.320886:0.222077:0.320886:0.012091:0.004019:0.005364:0.009401:0.004036:0.005382:0.009401:0.009383:0.005364:0.005382:0.004019:0.009383:0.005364:0.004019:0.009401:0.009401:0.008073:0.004036:0.009401:0.009401:0.009401:0.004019:0.004019:0.008073:0.009401:0.009401:0.004019:0.009401:0.004036:0.005364:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.008073:0.009401:0.004036:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004036:0.009383:0.009401:0.009401:0.002691:0.009383:0.002691:0.009401:0.005364:0.004918:0.004858
f)  the servicing, maintenance and testing of Hackney Carriages or other mechanically :@0.191112:0.351787:0.886317:0.351787:0.886317:0.338009:0.191112:0.338009:0.006722:0.004030:0.004858:0.015354:0.005364:0.009401:0.009401:0.006710:0.009383:0.009401:0.005382:0.009383:0.004019:0.009383:0.004019:0.009401:0.010728:0.005364:0.006710:0.014765:0.009401:0.004019:0.009401:0.005364:0.009872:0.009401:0.009401:0.009401:0.009383:0.009401:0.005364:0.009401:0.009401:0.010728:0.005364:0.005364:0.009401:0.009383:0.005364:0.004019:0.009401:0.010728:0.005364:0.010728:0.006710:0.005364:0.012091:0.009401:0.009383:0.009383:0.009401:0.009401:0.009383:0.005364:0.012091:0.009401:0.005382:0.005382:0.004019:0.009401:0.010728:0.009401:0.009383:0.005364:0.010728:0.005382:0.005364:0.010728:0.005364:0.009401:0.009401:0.005382:0.005364:0.014765:0.009401:0.009383:0.009401:0.009401:0.009401:0.004019:0.009383:0.009401:0.004019:0.004019:0.009383:0.004858
propelled vehicles used for private hire, but excluding any expenditure incurred for any :@0.222077:0.366069:0.887122:0.366069:0.887122:0.352291:0.222077:0.352291:0.010728:0.005382:0.010728:0.010728:0.009401:0.004019:0.004019:0.008073:0.009401:0.004036:0.009383:0.009401:0.009401:0.004019:0.008073:0.004019:0.009401:0.008073:0.004036:0.009401:0.009383:0.009401:0.009401:0.004036:0.005364:0.009401:0.005382:0.004036:0.009401:0.005382:0.004019:0.008073:0.009401:0.005364:0.009401:0.004036:0.009401:0.004019:0.005382:0.009401:0.004036:0.004036:0.010728:0.009401:0.004036:0.004036:0.009401:0.009383:0.008073:0.004019:0.009401:0.009401:0.004019:0.009401:0.009401:0.004036:0.010310:0.009401:0.008073:0.004036:0.009401:0.009383:0.009401:0.009401:0.009401:0.009401:0.004019:0.004036:0.009401:0.005382:0.009401:0.004036:0.004019:0.009401:0.008073:0.009401:0.005382:0.006710:0.010728:0.012074:0.005364:0.006710:0.010728:0.006710:0.005364:0.010728:0.010728:0.009383:0.004858
repair, adjustment, alteration, reinstatement, withdrawal or replacement required as a :@0.222077:0.379377:0.886177:0.379377:0.886177:0.365599:0.222077:0.365599:0.005382:0.009401:0.010728:0.009401:0.004019:0.005382:0.005364:0.004036:0.009401:0.010728:0.004019:0.009401:0.009383:0.004036:0.014765:0.009401:0.009401:0.004036:0.005364:0.004036:0.009401:0.004019:0.004036:0.009401:0.005382:0.009401:0.005364:0.002691:0.009401:0.009401:0.005364:0.004036:0.005382:0.009401:0.004019:0.009401:0.008073:0.005364:0.009401:0.004036:0.009401:0.014765:0.009401:0.009401:0.004036:0.005364:0.004036:0.012091:0.004019:0.004036:0.009401:0.009401:0.005382:0.009401:0.012091:0.009401:0.004019:0.004036:0.010728:0.005382:0.004036:0.005382:0.009401:0.009401:0.004019:0.009401:0.008073:0.009401:0.016145:0.010728:0.009401:0.006710:0.005364:0.006710:0.010728:0.010728:0.010728:0.005364:0.006710:0.010728:0.010728:0.005364:0.010728:0.010728:0.005364:0.010728:0.004858
result of any defect in the work.  :@0.222077:0.393636:0.467845:0.393636:0.467845:0.379857:0.222077:0.379857:0.005382:0.009401:0.009383:0.009401:0.004019:0.005364:0.004036:0.010728:0.005364:0.004036:0.009401:0.009401:0.009383:0.004036:0.010728:0.008073:0.005364:0.009401:0.008430:0.005364:0.004036:0.004019:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.012091:0.009401:0.005382:0.009383:0.004036:0.004229:0.004858
6.8.2 :@0.119792:0.417436:0.162326:0.417436:0.162326:0.403657:0.119792:0.403657:0.009401:0.005364:0.009401:0.005364:0.008147:0.004858
except always that the indemnity provided by this clause excludes liability:  :@0.191112:0.417436:0.754522:0.417436:0.754522:0.403657:0.191112:0.403657:0.009401:0.009383:0.009383:0.009401:0.010728:0.005364:0.004036:0.009401:0.004019:0.012091:0.009401:0.008073:0.009383:0.004036:0.004036:0.009401:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004036:0.004019:0.009401:0.009401:0.009401:0.013437:0.009401:0.004019:0.004036:0.009383:0.004036:0.009401:0.005382:0.009401:0.008073:0.004019:0.009401:0.009401:0.009401:0.004036:0.009401:0.009383:0.004036:0.005364:0.009401:0.002691:0.009383:0.004036:0.008073:0.004019:0.009401:0.009401:0.008073:0.009401:0.004036:0.009401:0.009383:0.008073:0.004019:0.009401:0.009401:0.009401:0.008073:0.004036:0.004019:0.004019:0.009401:0.009401:0.004019:0.004019:0.002691:0.005364:0.008073:0.005364:0.005318:0.004858
a)  for which indemnity is provided by any motor insurance or fleet insurance :@0.191112:0.431718:0.773952:0.431718:0.773952:0.417940:0.191112:0.417940:0.009409:0.005426:0.004858:0.011272:0.006710:0.010728:0.005382:0.004036:0.012091:0.009401:0.004019:0.009383:0.009401:0.004036:0.004019:0.009401:0.009401:0.009401:0.014765:0.008073:0.004019:0.005364:0.008073:0.004036:0.004019:0.008073:0.004036:0.011134:0.005382:0.009401:0.008073:0.004019:0.009401:0.009401:0.009401:0.004036:0.009401:0.009383:0.004036:0.009401:0.009401:0.008073:0.004036:0.014765:0.009401:0.004036:0.009401:0.005382:0.004036:0.004019:0.009401:0.009383:0.009401:0.005382:0.009401:0.009401:0.008073:0.009401:0.004036:0.010728:0.005382:0.004036:0.005364:0.004019:0.009401:0.009401:0.004036:0.004036:0.004019:0.009401:0.008073:0.009401:0.005382:0.009401:0.009401:0.009383:0.009401:0.004858
policy:@0.773908:0.431718:0.822553:0.431718:0.822553:0.417940:0.773908:0.417940:0.010728:0.009401:0.005364:0.004036:0.009401:0.009715
 held in :@0.822329:0.431718:0.887569:0.431718:0.887569:0.417940:0.822329:0.417940:0.004032:0.009401:0.009401:0.005364:0.010728:0.005364:0.005364:0.010728:0.004858
the name of the :@0.222077:0.445026:0.347778:0.445026:0.347778:0.431248:0.222077:0.431248:0.005364:0.009401:0.009401:0.004036:0.009401:0.009401:0.014765:0.009401:0.004036:0.010728:0.006710:0.004036:0.005364:0.009401:0.009401:0.004858
public authority:@0.347228:0.445026:0.473903:0.445026:0.473903:0.431248:0.347228:0.431248:0.010728:0.010728:0.009401:0.005364:0.004036:0.009715:0.003874:0.009401:0.010728:0.005382:0.010728:0.010728:0.006727:0.004036:0.005382:0.009715
 :@0.397060:0.445026:0.401917:0.445026:0.401917:0.431248:0.397060:0.431248:0.004858
; or  :@0.473757:0.445026:0.506874:0.445026:0.506874:0.431248:0.473757:0.431248:0.005364:0.004036:0.009401:0.005382:0.004077:0.004858
b)  for which insurance is necessary to comply with the Road Traffic Act 1988 as amended :@0.191112:0.462172:0.886871:0.462172:0.886871:0.448394:0.191112:0.448394:0.010753:0.004082:0.004858:0.011272:0.006710:0.010728:0.005382:0.004036:0.012091:0.009401:0.004019:0.009383:0.009401:0.004036:0.004019:0.009401:0.008073:0.009401:0.005382:0.009401:0.009401:0.009383:0.009401:0.004036:0.004019:0.008073:0.004036:0.009401:0.009401:0.009383:0.009401:0.008073:0.008073:0.009401:0.005382:0.009383:0.004036:0.005364:0.009993:0.004032:0.008073:0.009401:0.014765:0.009401:0.002691:0.009383:0.004036:0.012091:0.004019:0.004036:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.012091:0.010728:0.009401:0.009401:0.004036:0.009401:0.005382:0.009401:0.005364:0.005364:0.002691:0.009383:0.004036:0.012074:0.008073:0.004036:0.004036:0.009401:0.009401:0.009401:0.009401:0.004036:0.009401:0.009383:0.004036:0.010728:0.016145:0.010728:0.010728:0.010728:0.010728:0.010728:0.004858
by The Motor Vehicles (Compulsory Insurance) Regulations 1992 or any  alteration to :@0.222077:0.475480:0.887411:0.475480:0.887411:0.461702:0.222077:0.461702:0.010728:0.009383:0.004036:0.009401:0.009401:0.009401:0.004036:0.014765:0.010728:0.005364:0.009401:0.005382:0.004036:0.012074:0.009401:0.009401:0.004019:0.008073:0.004019:0.009401:0.008073:0.004036:0.005382:0.012091:0.010728:0.013437:0.009401:0.009401:0.004019:0.008073:0.009401:0.005382:0.009383:0.004036:0.004036:0.009401:0.009383:0.009401:0.005382:0.009401:0.009401:0.008073:0.009401:0.005382:0.004036:0.012091:0.009401:0.010728:0.009401:0.002691:0.009401:0.005364:0.002691:0.009401:0.009401:0.009383:0.004036:0.009401:0.009401:0.009401:0.009401:0.004036:0.009401:0.006710:0.005364:0.010728:0.010728:0.008737:0.003215:0.005427:0.010728:0.005364:0.006710:0.010728:0.006710:0.010728:0.005364:0.005364:0.010728:0.010728:0.005364:0.006710:0.010728:0.004858
such regulations or any similar legislation applying to Northern Ireland, the Isle of Man or :@0.222077:0.489727:0.886300:0.489727:0.886300:0.475948:0.222077:0.475948:0.009383:0.009401:0.009383:0.009401:0.004036:0.005382:0.009401:0.010728:0.009401:0.004019:0.009401:0.005364:0.004019:0.009401:0.009401:0.008073:0.004036:0.009401:0.005382:0.004036:0.009401:0.009401:0.009383:0.004036:0.009383:0.004019:0.013437:0.004019:0.004019:0.009401:0.005382:0.004036:0.004019:0.009401:0.009401:0.004019:0.008073:0.004019:0.009401:0.004036:0.004019:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.004019:0.008073:0.004019:0.009401:0.009401:0.004036:0.005364:0.009401:0.004036:0.012091:0.009401:0.005382:0.005364:0.009401:0.009401:0.005382:0.009401:0.004036:0.004036:0.005382:0.009401:0.004019:0.009401:0.009401:0.010728:0.004036:0.004036:0.005364:0.009401:0.009401:0.004036:0.004036:0.009383:0.004019:0.009401:0.004036:0.009401:0.005364:0.004036:0.014765:0.008073:0.009401:0.004036:0.009401:0.005382:0.004858
the Channel Islands or to any other territory consequent on the Third Council Directive :@0.222077:0.503070:0.886743:0.503070:0.886743:0.489292:0.222077:0.489292:0.005364:0.009401:0.009401:0.004036:0.012091:0.009401:0.009401:0.009401:0.009401:0.009401:0.004019:0.004036:0.004036:0.009383:0.004019:0.009401:0.009401:0.010728:0.009383:0.004036:0.010728:0.005382:0.004036:0.005364:0.009401:0.004036:0.009401:0.009401:0.009383:0.004567:0.009401:0.005364:0.008073:0.009401:0.005382:0.004036:0.005364:0.009401:0.005382:0.005382:0.004019:0.005364:0.009401:0.005382:0.008073:0.004036:0.009383:0.009401:0.009401:0.008073:0.009401:0.009401:0.009401:0.009401:0.009401:0.005364:0.004036:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.009401:0.004019:0.005382:0.010728:0.004036:0.012091:0.009401:0.009401:0.009401:0.008073:0.005364:0.005364:0.005364:0.013419:0.005364:0.006710:0.010728:0.009383:0.006710:0.005364:0.009383:0.010728:0.004858
90/232/EEC of 14/05/1990 relating to insurance against civil liability in respect of the use :@0.222077:0.517329:0.887256:0.517329:0.887256:0.503550:0.222077:0.503550:0.009401:0.009401:0.005364:0.009401:0.009401:0.009401:0.005364:0.012074:0.012074:0.012091:0.004036:0.009401:0.005364:0.004036:0.009401:0.009401:0.005364:0.009401:0.009401:0.005364:0.008073:0.009401:0.009401:0.009401:0.004036:0.005382:0.009401:0.004019:0.009401:0.005364:0.004019:0.009401:0.009401:0.004036:0.005364:0.009401:0.004036:0.004019:0.009401:0.008073:0.009401:0.005382:0.009401:0.009401:0.008073:0.009401:0.004036:0.009401:0.010728:0.009401:0.002691:0.009401:0.009383:0.004036:0.004036:0.009383:0.004019:0.008073:0.004019:0.003669:0.004049:0.004019:0.004019:0.009401:0.009401:0.004019:0.004019:0.004019:0.004036:0.008073:0.004036:0.004019:0.009401:0.004036:0.005382:0.009401:0.009383:0.009401:0.009401:0.009383:0.004036:0.004036:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.009383:0.008073:0.004858
of motor vehicles or similar legislation in any country outside the European Union, or in :@0.222077:0.530673:0.886247:0.530673:0.886247:0.516894:0.222077:0.516894:0.010728:0.006710:0.004036:0.014765:0.009401:0.005364:0.009401:0.005382:0.004036:0.009383:0.009401:0.008073:0.004019:0.009383:0.002691:0.009401:0.008073:0.004036:0.010728:0.005382:0.004036:0.009383:0.004019:0.013437:0.004019:0.004019:0.008073:0.005382:0.004036:0.004019:0.009401:0.010728:0.004019:0.008073:0.004019:0.009401:0.004036:0.004019:0.009401:0.009401:0.004036:0.004019:0.009401:0.004036:0.009401:0.009401:0.009383:0.004036:0.008073:0.009401:0.009401:0.009401:0.005364:0.005382:0.008073:0.004036:0.009401:0.009401:0.005364:0.008073:0.004019:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.010746:0.009401:0.005382:0.009401:0.009401:0.009401:0.009401:0.009401:0.004036:0.012091:0.009401:0.005364:0.012074:0.009401:0.006710:0.005364:0.010728:0.006710:0.005364:0.005364:0.010728:0.004858
circumstances where such insurance or security would have been required but for the :@0.222077:0.543981:0.886481:0.543981:0.886481:0.530202:0.222077:0.530202:0.009383:0.004019:0.005382:0.009383:0.009401:0.014765:0.009383:0.005364:0.008073:0.009401:0.009383:0.009401:0.008073:0.004036:0.012394:0.009401:0.009401:0.005382:0.009401:0.004036:0.009383:0.009401:0.008073:0.009401:0.004036:0.004019:0.009401:0.009383:0.009401:0.005382:0.009401:0.009401:0.008073:0.009401:0.004036:0.009401:0.005382:0.004036:0.009383:0.009401:0.008073:0.009401:0.005382:0.004019:0.005364:0.008073:0.004036:0.012091:0.010728:0.008073:0.004019:0.009401:0.004036:0.009401:0.009401:0.009383:0.009401:0.004036:0.009401:0.009401:0.009401:0.009401:0.004036:0.005382:0.009401:0.010728:0.009401:0.002691:0.006710:0.010728:0.010728:0.005364:0.012074:0.010728:0.005364:0.005364:0.006710:0.010728:0.006710:0.005364:0.006710:0.010728:0.010728:0.004858
public authority:@0.222077:0.558263:0.356800:0.558263:0.356800:0.544484:0.222077:0.544484:0.010728:0.010728:0.010728:0.005364:0.005364:0.009715:0.007939:0.009401:0.010728:0.005382:0.010728:0.010728:0.006727:0.005364:0.005382:0.009715
 :@0.274563:0.558263:0.279421:0.558263:0.279421:0.544484:0.274563:0.544484:0.004858
  being  exempted from such requirements under the terms of the :@0.356636:0.558263:0.887129:0.558263:0.887129:0.544484:0.356636:0.544484:0.004858:0.003257:0.010728:0.009401:0.004019:0.009401:0.010728:0.004858:0.003198:0.009401:0.009383:0.009401:0.014765:0.010728:0.005364:0.009401:0.010728:0.006710:0.006710:0.005382:0.010728:0.014765:0.006710:0.009383:0.009401:0.009383:0.009401:0.006710:0.005382:0.009401:0.010728:0.009401:0.004019:0.005382:0.010188:0.014765:0.009401:0.009401:0.005364:0.009383:0.006710:0.009401:0.009401:0.010728:0.009401:0.005382:0.006710:0.005364:0.009401:0.009401:0.006710:0.005364:0.009401:0.005382:0.014765:0.009383:0.006710:0.010728:0.006710:0.006710:0.005364:0.009401:0.009401:0.004858
legislation. :@0.222077:0.571571:0.310385:0.571571:0.310385:0.557792:0.222077:0.557792:0.004019:0.009401:0.010728:0.004019:0.009383:0.004019:0.009401:0.005364:0.004019:0.009401:0.009401:0.004298:0.004858
6.9 :@0.119792:0.598622:0.153664:0.598622:0.153664:0.582723:0.119792:0.582723:0.010746:0.005383:0.012139:0.005605
Motor contingent liability  :@0.191112:0.598622:0.441677:0.598622:0.441677:0.582723:0.191112:0.582723:0.017500:0.012097:0.006714:0.012097:0.008044:0.005383:0.010746:0.012097:0.012097:0.006714:0.005383:0.012097:0.012097:0.010746:0.012097:0.006714:0.008044:0.005383:0.005383:0.010746:0.012097:0.005383:0.005383:0.005383:0.006714:0.010766:0.007056:0.005605
Notwithstanding the exclusion ‘Ownership or use of mechanically propelled vehicles’, the :@0.191112:0.616283:0.887175:0.616283:0.887175:0.602505:0.191112:0.602505:0.012091:0.010728:0.005364:0.012091:0.004019:0.005364:0.009401:0.009383:0.004036:0.009401:0.009401:0.009401:0.004019:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.008073:0.009383:0.002691:0.009401:0.009383:0.002691:0.009401:0.009401:0.004036:0.004019:0.013437:0.012091:0.009401:0.009401:0.005382:0.009383:0.009401:0.002691:0.009401:0.004036:0.010728:0.005382:0.004036:0.009401:0.009383:0.009401:0.004036:0.009401:0.004036:0.004036:0.014765:0.009401:0.009383:0.009401:0.008073:0.009401:0.004019:0.008073:0.009401:0.004019:0.004019:0.008073:0.004036:0.010728:0.005382:0.009401:0.011938:0.010728:0.004019:0.005364:0.010728:0.010728:0.005364:0.010728:0.010728:0.010728:0.005364:0.009383:0.005364:0.009401:0.010728:0.005364:0.005364:0.005364:0.006710:0.010728:0.010728:0.004858
insurer:@0.191112:0.629615:0.250259:0.629615:0.250259:0.615837:0.191112:0.615837:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.006797
 agrees to indemnify the :@0.250336:0.629615:0.436473:0.629615:0.436473:0.615837:0.250336:0.615837:0.004032:0.009401:0.010728:0.005382:0.009401:0.009401:0.009383:0.004036:0.005364:0.009401:0.004036:0.004019:0.009401:0.009401:0.009401:0.013437:0.009401:0.004019:0.005364:0.008073:0.004036:0.005364:0.009401:0.009401:0.004858
public authority:@0.436072:0.629615:0.562730:0.629615:0.562730:0.615837:0.436072:0.615837:0.010728:0.010728:0.009401:0.005364:0.004036:0.009715:0.003874:0.009401:0.010728:0.005382:0.010728:0.010728:0.005382:0.005364:0.005382:0.009715
 :@0.485837:0.629615:0.490694:0.629615:0.490694:0.615837:0.485837:0.615837:0.004858
 in respect of liability arising out of or from :@0.562584:0.629615:0.887021:0.629615:0.887021:0.615837:0.562584:0.615837:0.004032:0.004019:0.009401:0.004036:0.005382:0.009401:0.009383:0.009401:0.009401:0.008073:0.005364:0.004036:0.009401:0.005364:0.004036:0.004019:0.004019:0.009401:0.009401:0.002691:0.004019:0.004019:0.004036:0.009383:0.004036:0.009401:0.005382:0.004019:0.008073:0.004019:0.009401:0.009401:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.005364:0.004036:0.010728:0.006710:0.005364:0.006710:0.006710:0.010728:0.016145:0.004858
the operation or use of any mechanically propelled vehicle not owned, hired or borrowed by :@0.191112:0.642923:0.886153:0.642923:0.886153:0.629144:0.191112:0.629144:0.005376:0.009401:0.009401:0.004036:0.010728:0.010728:0.009401:0.005382:0.009401:0.005364:0.004019:0.009401:0.009401:0.004036:0.009401:0.005382:0.004036:0.009401:0.009383:0.009401:0.004036:0.009401:0.005364:0.004036:0.009401:0.009401:0.009383:0.004036:0.014765:0.009401:0.008073:0.009401:0.009401:0.009401:0.002691:0.009383:0.009401:0.002691:0.004019:0.008073:0.004036:0.010728:0.005382:0.009401:0.009401:0.009401:0.004019:0.002691:0.009401:0.009401:0.004036:0.009383:0.009401:0.009401:0.004019:0.008073:0.004019:0.009401:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.012091:0.009401:0.009401:0.009401:0.004036:0.004036:0.009401:0.004019:0.005382:0.009401:0.010728:0.004036:0.009401:0.005382:0.004036:0.010728:0.009401:0.005382:0.005382:0.010728:0.013419:0.010728:0.010728:0.005364:0.010728:0.009383:0.004858
or leased to the :@0.191112:0.657217:0.315451:0.657217:0.315451:0.643439:0.191112:0.643439:0.010728:0.005382:0.004036:0.004019:0.009401:0.009401:0.009383:0.009401:0.010728:0.004036:0.005364:0.009401:0.004036:0.005364:0.009401:0.009401:0.004858
insured:@0.314936:0.657217:0.376634:0.657217:0.376634:0.643439:0.314936:0.643439:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.010676
 which is used in the course of :@0.376848:0.657217:0.606368:0.657217:0.606368:0.643439:0.376848:0.643439:0.004032:0.012091:0.009401:0.004019:0.008073:0.009401:0.004036:0.004019:0.009383:0.004036:0.009401:0.008073:0.009401:0.009401:0.004036:0.004019:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.009383:0.009764:0.009401:0.005382:0.008073:0.009401:0.004036:0.009401:0.005364:0.004858
business:@0.605628:0.657217:0.679767:0.657217:0.679767:0.643439:0.605628:0.643439:0.010728:0.010728:0.009401:0.004036:0.010728:0.009401:0.009401:0.009715
 provided that this clause :@0.679688:0.657217:0.887177:0.657217:0.887177:0.643439:0.679688:0.643439:0.004032:0.009401:0.005382:0.009401:0.009383:0.002691:0.009401:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.006710:0.005364:0.006710:0.010728:0.004019:0.010728:0.005364:0.009383:0.005364:0.010728:0.010728:0.009383:0.010728:0.004858
excludes and the :@0.191112:0.670525:0.327525:0.670525:0.327525:0.656747:0.191112:0.656747:0.009401:0.009383:0.009383:0.004019:0.009401:0.010728:0.009401:0.008073:0.004036:0.009401:0.009401:0.010728:0.004036:0.005364:0.009401:0.009401:0.004858
insurer:@0.327033:0.670525:0.383524:0.670525:0.383524:0.656747:0.327033:0.656747:0.004036:0.010728:0.009401:0.010728:0.006727:0.008073:0.006797
 will not be liable for: :@0.383569:0.670525:0.541870:0.670525:0.541870:0.656747:0.383569:0.656747:0.004032:0.012091:0.004019:0.004019:0.004019:0.004036:0.009401:0.010728:0.004036:0.004036:0.009401:0.009401:0.004036:0.004019:0.004019:0.009401:0.009401:0.004019:0.009401:0.004036:0.005364:0.009401:0.005382:0.005748:0.004858
a) :@0.191112:0.687659:0.210805:0.687659:0.210805:0.673881:0.191112:0.673881:0.009409:0.005426:0.004858
damage:@0.222077:0.687659:0.288195:0.687659:0.288195:0.673881:0.222077:0.673881:0.010728:0.009401:0.016145:0.009401:0.010728:0.009715
 to such vehicle or to property conveyed therein or thereon,  :@0.288021:0.687659:0.738359:0.687659:0.738359:0.673881:0.288021:0.673881:0.004032:0.005364:0.010728:0.004036:0.009383:0.009401:0.008073:0.009401:0.004036:0.009383:0.009401:0.009401:0.002691:0.009383:0.002691:0.009401:0.004036:0.010728:0.005382:0.004380:0.005364:0.009401:0.004036:0.009401:0.005382:0.009401:0.009401:0.009401:0.005382:0.005364:0.008073:0.004036:0.009383:0.009401:0.009401:0.008073:0.009401:0.008073:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.005382:0.009401:0.004019:0.009401:0.004036:0.009401:0.005382:0.004036:0.005364:0.009401:0.009401:0.005382:0.009401:0.009401:0.009401:0.005364:0.004608:0.004858
b) :@0.191112:0.704769:0.210805:0.704769:0.210805:0.690991:0.191112:0.690991:0.010753:0.004082:0.004858
bodily injury:@0.222077:0.704769:0.325912:0.704769:0.325912:0.690991:0.222077:0.690991:0.010728:0.010728:0.010728:0.005364:0.005364:0.009715:0.003907:0.005364:0.010728:0.005364:0.009401:0.006727:0.009715
 :@0.274563:0.704769:0.279421:0.704769:0.279421:0.690991:0.274563:0.690991:0.004858
 or :@0.325689:0.704769:0.350689:0.704769:0.350689:0.690991:0.325689:0.690991:0.004032:0.010728:0.005382:0.004858
damage:@0.349916:0.704769:0.414671:0.704769:0.414671:0.690991:0.349916:0.690991:0.010728:0.009401:0.014782:0.009401:0.010728:0.009715
 arising while such vehicle is being driven by;  :@0.414533:0.704769:0.757210:0.704769:0.757210:0.690991:0.414533:0.690991:0.004032:0.009401:0.005382:0.004019:0.008073:0.004019:0.009401:0.009401:0.004036:0.012091:0.009401:0.004019:0.004019:0.009401:0.004036:0.009383:0.009401:0.008073:0.009401:0.004036:0.008073:0.009401:0.009401:0.004019:0.008073:0.004019:0.009401:0.004036:0.004019:0.009383:0.004036:0.009401:0.009401:0.004019:0.009401:0.009401:0.004036:0.009401:0.005382:0.004019:0.008073:0.009401:0.009401:0.004036:0.010728:0.008073:0.004036:0.004733:0.004858
i)  any person other than an :@0.222077:0.722866:0.448994:0.722866:0.448994:0.709087:0.222077:0.709087:0.004032:0.005360:0.004858:0.016698:0.009401:0.009401:0.009383:0.004036:0.010728:0.009401:0.005382:0.009383:0.010728:0.009401:0.004036:0.009401:0.005364:0.009401:0.009401:0.005382:0.004036:0.005364:0.009401:0.009401:0.009401:0.004036:0.009401:0.009846:0.004858
employee:@0.448169:0.722866:0.526396:0.722866:0.526396:0.709087:0.448169:0.709087:0.009401:0.016145:0.009401:0.005364:0.009401:0.009401:0.009401:0.009715
 or member; or  :@0.526243:0.722866:0.645483:0.722866:0.645483:0.709087:0.526243:0.709087:0.004049:0.010728:0.005382:0.004036:0.014765:0.009401:0.013437:0.009401:0.009401:0.005382:0.005364:0.004036:0.009401:0.005382:0.004218:0.004858
ii)  any person who to the :@0.222077:0.739964:0.437715:0.739964:0.437715:0.726186:0.222077:0.726186:0.004032:0.004032:0.005376:0.004858:0.012649:0.009401:0.009401:0.009383:0.006710:0.010728:0.009401:0.005382:0.009383:0.010728:0.009401:0.006710:0.012091:0.009401:0.010728:0.005364:0.005364:0.010728:0.005364:0.005364:0.009401:0.009401:0.004858
insured’s:@0.438760:0.739964:0.516917:0.739964:0.516917:0.726186:0.438760:0.726186:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.010728:0.005364:0.009715
 knowledge or the knowledge of any member, :@0.516801:0.739964:0.886718:0.739964:0.886718:0.726186:0.516801:0.726186:0.005410:0.009383:0.009401:0.010728:0.012091:0.004019:0.009401:0.010728:0.010728:0.009401:0.005364:0.010728:0.005382:0.005364:0.005364:0.009401:0.009401:0.005364:0.009383:0.009401:0.010728:0.012091:0.004019:0.009401:0.010728:0.010728:0.009401:0.005364:0.010728:0.006710:0.005364:0.009401:0.009401:0.009383:0.005364:0.014765:0.009401:0.014765:0.010728:0.009401:0.005382:0.005364:0.004858
director, officer or manager of the :@0.253024:0.753308:0.510652:0.753308:0.510652:0.739529:0.253024:0.739529:0.010728:0.004019:0.005382:0.009401:0.009383:0.005364:0.010728:0.005382:0.004036:0.004036:0.009401:0.005364:0.005364:0.002691:0.009383:0.009401:0.005382:0.004036:0.009719:0.005382:0.004036:0.014765:0.009401:0.009401:0.009401:0.009401:0.009401:0.005382:0.004036:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004858
insured:@0.510081:0.753308:0.571778:0.753308:0.571778:0.739529:0.510081:0.739529:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.010676
, does not hold a licence to drive such :@0.570649:0.753308:0.886825:0.753308:0.886825:0.739529:0.570649:0.739529:0.005364:0.004036:0.009401:0.009401:0.009401:0.008073:0.004036:0.009401:0.010728:0.004036:0.004036:0.009401:0.010728:0.002691:0.009401:0.004036:0.009401:0.005364:0.005364:0.005364:0.010728:0.010728:0.010728:0.009383:0.010728:0.005364:0.006710:0.010728:0.005364:0.012074:0.006710:0.005364:0.009383:0.010728:0.005364:0.009383:0.010728:0.010728:0.010728:0.004858
vehicle;  :@0.253024:0.766616:0.322482:0.766616:0.322482:0.752837:0.253024:0.752837:0.009383:0.009401:0.009401:0.004019:0.009383:0.004019:0.009401:0.005364:0.004231:0.004858
c) :@0.191112:0.784701:0.209411:0.784701:0.209411:0.770922:0.191112:0.770922:0.009409:0.004032:0.004858
bodily injury:@0.222077:0.784701:0.325912:0.784701:0.325912:0.770922:0.222077:0.770922:0.010728:0.010728:0.010728:0.005364:0.005364:0.009715:0.003907:0.005364:0.010728:0.005364:0.009401:0.006727:0.009715
 :@0.274563:0.784701:0.279421:0.784701:0.279421:0.770922:0.274563:0.770922:0.004858
 or :@0.325689:0.784701:0.350689:0.784701:0.350689:0.770922:0.325689:0.770922:0.004032:0.010728:0.005382:0.004858
damage:@0.349916:0.784701:0.414671:0.784701:0.414671:0.770922:0.349916:0.770922:0.010728:0.009401:0.014782:0.009401:0.010728:0.009715
 caused or arising while such vehicle is:  :@0.414533:0.784701:0.716853:0.784701:0.716853:0.770922:0.414533:0.770922:0.004032:0.008073:0.009401:0.009401:0.008073:0.009401:0.009401:0.004036:0.010728:0.005382:0.004036:0.009401:0.005382:0.004019:0.009383:0.002691:0.009401:0.009401:0.004036:0.012091:0.009401:0.004019:0.004019:0.009401:0.004036:0.009383:0.009401:0.008073:0.009401:0.004036:0.009383:0.009401:0.009401:0.004019:0.008073:0.004019:0.008073:0.004036:0.004019:0.009383:0.004641:0.004083:0.004858
i)  engaged in racing, pace-making, reliability trials or speed testing;  :@0.222077:0.801823:0.749145:0.801823:0.749145:0.788044:0.222077:0.788044:0.004032:0.005360:0.004858:0.016698:0.009401:0.009401:0.010728:0.009401:0.010728:0.009401:0.010728:0.004036:0.004019:0.009401:0.004036:0.005382:0.009401:0.009383:0.002691:0.009401:0.009401:0.005364:0.004036:0.009401:0.009401:0.008073:0.009837:0.005376:0.014765:0.009401:0.008073:0.004019:0.009401:0.009401:0.004036:0.004036:0.005382:0.009401:0.004019:0.004019:0.009401:0.009401:0.004019:0.004019:0.004019:0.004036:0.008073:0.004036:0.005364:0.005382:0.004019:0.009401:0.004019:0.008073:0.004036:0.010728:0.005382:0.004036:0.009383:0.009401:0.009401:0.008073:0.009401:0.004036:0.005364:0.009401:0.009383:0.004036:0.004019:0.009401:0.009401:0.004036:0.004713:0.004858
ii)  being used outside the European Union;  :@0.222077:0.818957:0.566097:0.818957:0.566097:0.805178:0.222077:0.805178:0.004032:0.004032:0.005376:0.004858:0.012649:0.010728:0.009401:0.004019:0.009401:0.010728:0.004036:0.009401:0.009383:0.009401:0.009401:0.004036:0.010728:0.009401:0.004036:0.008073:0.004019:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.012074:0.009401:0.005382:0.009401:0.009401:0.009401:0.009401:0.008073:0.004036:0.012091:0.009401:0.004019:0.010728:0.009401:0.004036:0.004743:0.004858
d) :@0.191112:0.836067:0.210805:0.836067:0.210805:0.822288:0.191112:0.822288:0.010753:0.004082:0.004858
bodily injury:@0.222077:0.836067:0.325912:0.836067:0.325912:0.822288:0.222077:0.822288:0.010728:0.010728:0.010728:0.005364:0.005364:0.009715:0.003907:0.005364:0.010728:0.005364:0.009401:0.006727:0.009715
 :@0.274563:0.836067:0.279421:0.836067:0.279421:0.822288:0.274563:0.822288:0.004858
 or :@0.325689:0.836067:0.350689:0.836067:0.350689:0.822288:0.325689:0.822288:0.004032:0.010728:0.005382:0.004858
damage:@0.349916:0.836067:0.414671:0.836067:0.414671:0.822288:0.349916:0.822288:0.010728:0.009401:0.014782:0.009401:0.010728:0.009715
 in respect of which the :@0.414533:0.836067:0.589959:0.836067:0.589959:0.822288:0.414533:0.822288:0.004032:0.004019:0.009401:0.004036:0.005382:0.009401:0.009383:0.009401:0.009401:0.008073:0.004036:0.004036:0.009401:0.005364:0.004036:0.012091:0.009401:0.004019:0.009383:0.009401:0.004036:0.005364:0.009401:0.008073:0.004858
insured:@0.589516:0.836067:0.651196:0.836067:0.651196:0.822288:0.589516:0.822288:0.005364:0.010728:0.009401:0.010728:0.005382:0.009401:0.010676
 is entitled to indemnity under :@0.651428:0.836067:0.887136:0.836067:0.887136:0.822288:0.651428:0.822288:0.004032:0.004019:0.009383:0.004036:0.009401:0.009401:0.004036:0.004019:0.005364:0.002691:0.009401:0.009401:0.004036:0.005364:0.009401:0.004036:0.004019:0.009401:0.009401:0.009401:0.014765:0.009401:0.005364:0.005364:0.009383:0.005364:0.010728:0.010728:0.012074:0.010728:0.006710:0.004858
any other insurance. :@0.222077:0.849411:0.383050:0.849411:0.383050:0.835632:0.222077:0.835632:0.009401:0.009401:0.009383:0.004036:0.010728:0.005364:0.009401:0.009401:0.005382:0.004036:0.004019:0.009401:0.009383:0.009401:0.005382:0.009401:0.009401:0.009383:0.009401:0.004414:0.004858
6.10 :@0.119792:0.876450:0.164417:0.876450:0.164417:0.860551:0.119792:0.860551:0.010746:0.005383:0.010746:0.012145:0.005605
Motor trade liability  :@0.191112:0.876450:0.389173:0.876450:0.389173:0.860551:0.191112:0.860551:0.017500:0.012097:0.006714:0.012097:0.008044:0.005383:0.006714:0.008044:0.010746:0.012097:0.010746:0.006694:0.005383:0.005383:0.010746:0.012097:0.005383:0.005383:0.005383:0.006714:0.010766:0.008343:0.005605
The :@0.191112:0.894111:0.224171:0.894111:0.224171:0.880333:0.191112:0.880333:0.009401:0.009401:0.009401:0.004858
insurer:@0.224748:0.894111:0.283894:0.894111:0.283894:0.880333:0.224748:0.880333:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.006797
 will indemnify the the :@0.283972:0.894111:0.451603:0.894111:0.451603:0.880333:0.283972:0.880333:0.004049:0.012130:0.004019:0.004019:0.004019:0.004036:0.004019:0.009401:0.010728:0.009401:0.014765:0.009401:0.002691:0.005364:0.008073:0.004036:0.005364:0.009401:0.009679:0.004015:0.005364:0.009401:0.009401:0.004858
public authority:@0.450857:0.894111:0.577532:0.894111:0.577532:0.880333:0.450857:0.880333:0.010728:0.010728:0.009401:0.005364:0.004036:0.009715:0.003874:0.009401:0.010728:0.005382:0.010728:0.010728:0.006727:0.004036:0.005382:0.009715
 :@0.500672:0.894111:0.505530:0.894111:0.505530:0.880333:0.500672:0.880333:0.004858
 in respect of liability arising out of or :@0.577369:0.894111:0.886796:0.894111:0.886796:0.880333:0.577369:0.880333:0.004032:0.004019:0.009401:0.004036:0.005382:0.009401:0.009383:0.009401:0.009401:0.008073:0.005364:0.004036:0.009401:0.005364:0.004036:0.004019:0.004019:0.010728:0.010728:0.004019:0.005364:0.005364:0.005364:0.010728:0.005364:0.010728:0.006710:0.005364:0.009383:0.005364:0.010728:0.010728:0.005364:0.010728:0.010728:0.006710:0.005364:0.010728:0.006710:0.005364:0.010728:0.006710:0.004858
from the servicing, repair, maintenance and testing of motor vehicles not belonging to or :@0.191112:0.907449:0.886565:0.907449:0.886565:0.893670:0.191112:0.893670:0.006710:0.005382:0.010728:0.014865:0.004032:0.005364:0.009401:0.009401:0.004036:0.009383:0.009401:0.005382:0.008073:0.004019:0.008073:0.004019:0.009401:0.009401:0.004036:0.004036:0.005382:0.009401:0.010728:0.009401:0.002691:0.005382:0.005364:0.004036:0.014765:0.009401:0.004019:0.009401:0.004036:0.009401:0.009401:0.009401:0.009904:0.008073:0.009401:0.004036:0.009401:0.009401:0.009401:0.004036:0.005364:0.009401:0.009383:0.004036:0.004019:0.009401:0.009401:0.004036:0.009401:0.005364:0.004036:0.013437:0.009401:0.005364:0.009401:0.005382:0.004036:0.009383:0.009401:0.009401:0.004019:0.010728:0.004019:0.010728:0.010728:0.005364:0.010728:0.010728:0.006710:0.005364:0.010728:0.010728:0.005364:0.010728:0.010728:0.010728:0.004019:0.010728:0.010728:0.005364:0.006710:0.010728:0.005364:0.012074:0.006710:0.004858