﻿PPBL010121 Public Authority Combined Liability Insurance Policy (UK) :@0.119792:0.943001:0.548797:0.943001:0.548797:0.932403:0.119792:0.932403:0.009395:0.009395:0.009395:0.008051:0.008051:0.008051:0.008229:0.008065:0.006720:0.008065:0.002739:0.009395:0.008051:0.008051:0.002688:0.002688:0.006720:0.002688:0.009395:0.008051:0.004019:0.006720:0.008051:0.004032:0.002688:0.004019:0.006720:0.002688:0.009409:0.008051:0.010753:0.008051:0.002688:0.008051:0.008051:0.008051:0.002688:0.008051:0.002688:0.008051:0.006720:0.002688:0.002688:0.002688:0.004019:0.006720:0.002688:0.004019:0.008051:0.006720:0.008051:0.004032:0.008051:0.008051:0.006720:0.006720:0.002688:0.009395:0.008051:0.002688:0.002688:0.006720:0.006720:0.002688:0.004032:0.009409:0.009395:0.004758:0.003737
                          Page 23 of 48 :@0.604301:0.943001:0.791085:0.943001:0.791085:0.932403:0.604301:0.932403:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.002688:0.004405:0.009395:0.008051:0.008051:0.008051:0.002792:0.008065:0.008098:0.002688:0.008051:0.004019:0.002715:0.008065:0.008115:0.003737
 :@0.905796:0.944332:0.908834:0.944332:0.908834:0.934827:0.905796:0.934827:0.003038
 :@0.882897:0.954408:0.886633:0.954408:0.886633:0.943809:0.882897:0.943809:0.003737
7.9 :@0.119792:0.100986:0.153664:0.100986:0.153664:0.085088:0.119792:0.085088:0.010746:0.005383:0.012139:0.005605
Deliberate acts  :@0.191112:0.100986:0.346112:0.100986:0.346112:0.085088:0.191112:0.085088:0.014758:0.010746:0.005383:0.005383:0.012097:0.010746:0.008044:0.010746:0.006714:0.010766:0.008044:0.010746:0.010746:0.006714:0.010766:0.006996:0.005605
7.9.1 :@0.119792:0.124387:0.162326:0.124387:0.162326:0.110608:0.119792:0.110608:0.009401:0.005364:0.009401:0.005364:0.008147:0.004858
damages or compensation, including claimant costs and any associated :@0.191112:0.124387:0.743804:0.124387:0.743804:0.110608:0.191112:0.110608:0.010728:0.009401:0.014765:0.009401:0.010728:0.009401:0.008073:0.004036:0.010728:0.005382:0.004036:0.009383:0.009401:0.013437:0.009401:0.009401:0.009401:0.008073:0.009401:0.005364:0.002691:0.009401:0.009401:0.005364:0.004036:0.004019:0.009401:0.008073:0.004019:0.009401:0.009401:0.004019:0.009401:0.009401:0.004036:0.008073:0.004019:0.009401:0.004019:0.013437:0.009401:0.009401:0.005364:0.004036:0.008073:0.009401:0.009383:0.004036:0.008073:0.004036:0.009401:0.009401:0.010728:0.004036:0.009401:0.009401:0.008073:0.004036:0.009401:0.009383:0.009383:0.010728:0.009383:0.005364:0.010728:0.006710:0.009401:0.010728:0.004858
defence costs:@0.745632:0.124387:0.874972:0.124387:0.874972:0.110608:0.745632:0.110608:0.012074:0.010728:0.006710:0.010728:0.012074:0.010728:0.009715:0.006627:0.010728:0.012074:0.010728:0.006710:0.009715
 :@0.819640:0.124387:0.824498:0.124387:0.824498:0.110608:0.819640:0.110608:0.004858
,:@0.876176:0.124387:0.881034:0.124387:0.881034:0.110608:0.876176:0.110608:0.004858
which result from :@0.191112:0.138645:0.326214:0.138645:0.326214:0.124867:0.191112:0.124867:0.012091:0.009401:0.004019:0.009383:0.009401:0.004036:0.005382:0.009401:0.009383:0.009401:0.004019:0.005364:0.004036:0.006710:0.005382:0.009401:0.013437:0.004858
personal injury damage denial of access:@0.325689:0.138645:0.659507:0.138645:0.659507:0.124867:0.325689:0.124867:0.010728:0.009401:0.006727:0.009401:0.010728:0.010894:0.009409:0.004858:0.003240:0.005364:0.010728:0.004036:0.010728:0.006727:0.009715:0.007858:0.010728:0.009401:0.014782:0.009401:0.010728:0.009715:0.007960:0.010728:0.009401:0.010728:0.004036:0.009401:0.005364:0.004036:0.010728:0.005382:0.004036:0.009401:0.009401:0.009401:0.009401:0.009401:0.009715
 :@0.397060:0.138645:0.401917:0.138645:0.401917:0.124867:0.397060:0.124867:0.004858
, :@0.448169:0.138645:0.457059:0.138645:0.457059:0.124867:0.448169:0.124867:0.004033:0.004858
, :@0.520884:0.138645:0.529774:0.138645:0.529774:0.124867:0.520884:0.124867:0.004033:0.004858
 or nuisance either expected :@0.659476:0.138645:0.887164:0.138645:0.887164:0.124867:0.659476:0.124867:0.004032:0.010728:0.005382:0.004036:0.009401:0.009401:0.004019:0.008073:0.009401:0.009401:0.008073:0.009401:0.004036:0.009401:0.004019:0.005364:0.009401:0.009401:0.005382:0.005364:0.010728:0.010728:0.010728:0.010728:0.009383:0.005364:0.010728:0.010728:0.004858
or intended by the :@0.191112:0.152940:0.334269:0.152940:0.334269:0.139161:0.191112:0.139161:0.010728:0.005382:0.004036:0.004019:0.009401:0.005364:0.009401:0.009401:0.010728:0.009401:0.010728:0.004036:0.009401:0.008073:0.004036:0.005364:0.009401:0.009401:0.004858
insured:@0.333804:0.152940:0.395501:0.152940:0.395501:0.139161:0.333804:0.139161:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.010676
 or :@0.395716:0.152940:0.419388:0.152940:0.419388:0.139161:0.395716:0.139161:0.004032:0.009401:0.005382:0.004858
other insured party:@0.418565:0.152940:0.573573:0.152940:0.573573:0.139161:0.418565:0.139161:0.010728:0.005382:0.010728:0.009401:0.006797:0.004074:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.010676:0.004247:0.010728:0.009401:0.006727:0.005382:0.009715
 :@0.461643:0.152940:0.466501:0.152940:0.466501:0.139161:0.461643:0.139161:0.004858
 :@0.527587:0.152940:0.532445:0.152940:0.532445:0.139161:0.527587:0.139161:0.004858
 but this exclusion does not apply to :@0.573337:0.152940:0.886736:0.152940:0.886736:0.139161:0.573337:0.139161:0.004032:0.009401:0.009401:0.005364:0.004094:0.005364:0.010728:0.005364:0.009383:0.005364:0.010728:0.010728:0.009383:0.005364:0.010728:0.009383:0.005364:0.010728:0.010728:0.005364:0.010728:0.010728:0.010728:0.010728:0.005364:0.010728:0.010728:0.005364:0.005364:0.010728:0.012074:0.010728:0.005364:0.009383:0.005364:0.006710:0.010728:0.004858
personal injury:@0.191112:0.166236:0.316470:0.166236:0.316470:0.152457:0.191112:0.152457:0.010728:0.009401:0.006727:0.009401:0.010728:0.010728:0.009401:0.004858:0.004759:0.005364:0.010728:0.005364:0.010728:0.006727:0.009715
 :@0.263777:0.166236:0.268634:0.166236:0.268634:0.152457:0.263777:0.152457:0.004858
 resulting from the use of reasonable force to protect persons or property.  :@0.316280:0.166236:0.870247:0.166236:0.870247:0.152457:0.316280:0.152457:0.004032:0.005382:0.009401:0.008073:0.009401:0.004019:0.005364:0.002691:0.009401:0.009401:0.004036:0.005364:0.005382:0.009401:0.014765:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.008073:0.009401:0.004036:0.009401:0.005364:0.004036:0.005382:0.009401:0.009401:0.009383:0.009401:0.009401:0.009401:0.009401:0.004019:0.008073:0.004036:0.005364:0.009401:0.005382:0.009383:0.009401:0.004036:0.005364:0.009401:0.004036:0.009401:0.005382:0.009401:0.005364:0.009401:0.008073:0.004036:0.004036:0.010728:0.009401:0.005382:0.008073:0.009401:0.009401:0.008073:0.004036:0.010728:0.005382:0.004036:0.009401:0.005382:0.009401:0.009401:0.009401:0.005382:0.005364:0.008073:0.005364:0.005088:0.004858
7.9.2 :@0.119792:0.186233:0.162326:0.186233:0.162326:0.172455:0.119792:0.172455:0.009401:0.005364:0.009401:0.005364:0.008147:0.004858
other :@0.191112:0.186233:0.236245:0.186233:0.236245:0.172455:0.191112:0.172455:0.010728:0.005364:0.009401:0.009401:0.005382:0.004858
defence costs:@0.240927:0.186233:0.358218:0.186233:0.358218:0.172455:0.240927:0.172455:0.010728:0.009401:0.005382:0.009401:0.010728:0.009401:0.009715:0.007909:0.009401:0.010728:0.009401:0.005382:0.009715
 :@0.305528:0.186233:0.310385:0.186233:0.310385:0.172455:0.305528:0.172455:0.004858
  incurred  in  proceedings  other  than  in  respect  of  manslaughter, :@0.357997:0.186233:0.886340:0.186233:0.886340:0.172455:0.357997:0.172455:0.004858:0.003241:0.004019:0.009401:0.009383:0.009401:0.005382:0.005382:0.009401:0.010728:0.004858:0.003198:0.004019:0.009401:0.004858:0.003198:0.010728:0.005382:0.010728:0.009383:0.009401:0.009401:0.010728:0.004019:0.009401:0.010728:0.009383:0.004858:0.003198:0.010728:0.005364:0.009401:0.009401:0.005382:0.004858:0.003198:0.005364:0.009401:0.009401:0.009401:0.004858:0.003198:0.004019:0.009401:0.004858:0.003198:0.005382:0.009401:0.009383:0.010728:0.009401:0.009383:0.005364:0.004858:0.003198:0.010728:0.006710:0.004858:0.003198:0.014765:0.009401:0.009401:0.009383:0.004019:0.009401:0.009401:0.010728:0.009401:0.005364:0.009401:0.005382:0.005364:0.004858
corporate manslaughter or corporate homicide consequent upon any deliberate act or :@0.191112:0.200492:0.886948:0.200492:0.886948:0.186713:0.191112:0.186713:0.009383:0.010728:0.005382:0.010728:0.010728:0.005382:0.009401:0.005364:0.009401:0.006710:0.014765:0.009401:0.009401:0.009383:0.004019:0.009401:0.009401:0.010728:0.009401:0.005364:0.009401:0.005382:0.006710:0.010728:0.005382:0.006710:0.009383:0.010728:0.005382:0.010728:0.010728:0.005382:0.009401:0.005364:0.009401:0.006710:0.009401:0.010728:0.014765:0.004019:0.009383:0.004019:0.010728:0.009401:0.006710:0.009383:0.010728:0.010592:0.009383:0.009401:0.010728:0.009401:0.009401:0.009401:0.005364:0.006710:0.009401:0.010728:0.010728:0.009401:0.006710:0.009401:0.009401:0.009383:0.005364:0.010728:0.009401:0.004019:0.004019:0.010728:0.009401:0.005382:0.009401:0.005364:0.009401:0.005364:0.009401:0.009383:0.005364:0.005364:0.010728:0.005382:0.004858
omission by or on behalf of the :@0.191112:0.214786:0.428257:0.214786:0.428257:0.201008:0.191112:0.201008:0.010728:0.014765:0.004019:0.009383:0.009383:0.002691:0.009401:0.009401:0.004036:0.010728:0.008073:0.004036:0.009401:0.005382:0.004036:0.010728:0.009401:0.004036:0.009401:0.009401:0.009401:0.009401:0.002691:0.005364:0.004036:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004858
insured:@0.428007:0.214786:0.489705:0.214786:0.489705:0.201008:0.428007:0.201008:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.010676
 or :@0.489919:0.214786:0.513591:0.214786:0.513591:0.201008:0.489919:0.201008:0.004032:0.009401:0.005382:0.004858
other insured party:@0.512769:0.214786:0.667793:0.214786:0.667793:0.201008:0.512769:0.201008:0.010728:0.005382:0.010728:0.009401:0.006797:0.004091:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.010676:0.004247:0.010728:0.009401:0.006727:0.005382:0.009715
 :@0.555864:0.214786:0.560721:0.214786:0.560721:0.201008:0.555864:0.201008:0.004858
 :@0.621808:0.214786:0.626665:0.214786:0.626665:0.201008:0.621808:0.201008:0.004858
, if the result of such act  or :@0.667540:0.214786:0.887160:0.214786:0.887160:0.201008:0.667540:0.201008:0.004036:0.004036:0.004019:0.005364:0.004036:0.005364:0.009401:0.009401:0.004036:0.005382:0.009401:0.009383:0.009401:0.002691:0.005364:0.004036:0.009401:0.005364:0.004036:0.009383:0.008073:0.010728:0.010728:0.005364:0.010728:0.009383:0.006710:0.005364:0.005364:0.012074:0.006710:0.004858
omission  could  reasonably  have  been  expected  to  constitute  an  offence  under  any :@0.191112:0.228094:0.886019:0.228094:0.886019:0.214316:0.191112:0.214316:0.010728:0.014765:0.004019:0.009383:0.009383:0.004019:0.010728:0.009401:0.004858:0.003496:0.009383:0.010728:0.009401:0.004019:0.010728:0.004858:0.003198:0.005382:0.009401:0.009401:0.009383:0.010728:0.009401:0.009401:0.010728:0.004019:0.009383:0.004858:0.003198:0.009401:0.009401:0.009383:0.009401:0.004858:0.003198:0.010728:0.009401:0.009401:0.009401:0.004858:0.003198:0.009401:0.009383:0.010728:0.009401:0.009383:0.005364:0.009401:0.010728:0.004858:0.003198:0.005364:0.010728:0.004858:0.003198:0.009383:0.010728:0.009401:0.009383:0.005364:0.004019:0.005364:0.009401:0.005364:0.009401:0.004858:0.003198:0.009401:0.009401:0.004858:0.003198:0.010728:0.006710:0.006710:0.009401:0.009401:0.009383:0.009401:0.004858:0.003198:0.009401:0.009401:0.010728:0.009401:0.005382:0.004858:0.003198:0.009401:0.009401:0.009383:0.004858
legislation. :@0.191112:0.242376:0.279421:0.242376:0.279421:0.228598:0.191112:0.228598:0.004019:0.009401:0.010728:0.004019:0.009383:0.004019:0.009401:0.005364:0.004019:0.009401:0.009401:0.004298:0.004858
7.10 :@0.119792:0.265589:0.164417:0.265589:0.164417:0.249691:0.119792:0.249691:0.010746:0.005383:0.010746:0.012145:0.005605
Electronic data :@0.191112:0.265589:0.340753:0.265589:0.340753:0.249691:0.191112:0.249691:0.013448:0.005363:0.010746:0.010746:0.006714:0.008044:0.012097:0.012097:0.005383:0.010746:0.008044:0.012097:0.010746:0.006714:0.011052:0.005605
liability arising from: :@0.191112:0.282336:0.348053:0.282336:0.348053:0.268558:0.191112:0.268558:0.004019:0.004019:0.009401:0.010728:0.004019:0.004019:0.004019:0.005364:0.009383:0.004036:0.009401:0.005382:0.004019:0.008073:0.004019:0.009401:0.009401:0.004371:0.005364:0.005382:0.009401:0.013437:0.005429:0.004858
a)  loss, alteration or impairment of or :@0.191112:0.300397:0.484733:0.300397:0.484733:0.286618:0.191112:0.286618:0.009409:0.005426:0.004858:0.011272:0.004019:0.010728:0.009383:0.009383:0.005364:0.004036:0.009401:0.004019:0.004036:0.009401:0.005382:0.009401:0.005364:0.004019:0.009401:0.009401:0.004036:0.009401:0.005382:0.004036:0.004019:0.014765:0.009401:0.009401:0.004019:0.005382:0.013437:0.009401:0.009401:0.004036:0.004036:0.009401:0.005364:0.004036:0.010728:0.005382:0.004858
damage:@0.484509:0.300397:0.549265:0.300397:0.549265:0.286618:0.484509:0.286618:0.010728:0.009401:0.014782:0.009401:0.010728:0.009715
 to information and/or data in electronic form; :@0.549110:0.300397:0.887754:0.300397:0.887754:0.286618:0.549110:0.286618:0.004066:0.005364:0.009401:0.004036:0.004019:0.008073:0.005364:0.009401:0.005382:0.014765:0.009401:0.004036:0.004019:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.005364:0.009401:0.005382:0.004036:0.009401:0.009401:0.005364:0.009401:0.004036:0.004019:0.009401:0.004036:0.009401:0.004019:0.009401:0.008073:0.005364:0.005382:0.009401:0.009401:0.004019:0.008073:0.004036:0.005364:0.009401:0.005382:0.013437:0.006032:0.004858
b)  malicious acts of any person carried out by electronic means; :@0.191112:0.317531:0.685889:0.317531:0.685889:0.303752:0.191112:0.303752:0.010753:0.004082:0.004858:0.011272:0.014765:0.009401:0.004019:0.004019:0.009383:0.004019:0.010728:0.009401:0.008073:0.004036:0.009401:0.009383:0.004036:0.008073:0.004036:0.009401:0.005364:0.004036:0.009401:0.009401:0.009383:0.004036:0.009401:0.009401:0.005382:0.009383:0.009401:0.009401:0.004036:0.008073:0.009401:0.005382:0.005382:0.004019:0.009401:0.009401:0.004036:0.010728:0.009401:0.004036:0.004712:0.010728:0.008073:0.004036:0.009401:0.004019:0.009401:0.008073:0.005364:0.005382:0.009401:0.009401:0.004019:0.008073:0.004036:0.014765:0.009401:0.009401:0.009401:0.008073:0.004345:0.004858
but this exclusion shall not apply in respect of ; :@0.191112:0.334665:0.547247:0.334665:0.547247:0.320886:0.191112:0.320886:0.010728:0.009401:0.005364:0.004036:0.005364:0.009401:0.004019:0.009383:0.004036:0.009401:0.009383:0.008073:0.004019:0.009401:0.008073:0.004019:0.009401:0.009401:0.004036:0.009383:0.009401:0.009401:0.002691:0.004019:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.009401:0.009401:0.004019:0.008073:0.004036:0.004019:0.009401:0.004036:0.005382:0.009401:0.009383:0.009401:0.009401:0.008073:0.005364:0.004036:0.009401:0.005364:0.004036:0.006183:0.004858
a)  liability  for any ensuing accidental :@0.191112:0.351787:0.503324:0.351787:0.503324:0.338009:0.191112:0.338009:0.009409:0.005426:0.004858:0.011272:0.004019:0.004019:0.009401:0.010728:0.004019:0.004019:0.004019:0.005364:0.009383:0.004858:0.003198:0.006710:0.010728:0.005382:0.006710:0.009401:0.009401:0.009383:0.006710:0.009401:0.009401:0.009383:0.009401:0.004019:0.009401:0.010728:0.006710:0.009401:0.009383:0.009383:0.004019:0.010728:0.009401:0.009401:0.005364:0.009401:0.004019:0.004858
bodily injury:@0.506048:0.351787:0.613936:0.351787:0.613936:0.338009:0.506048:0.338009:0.010728:0.010728:0.010728:0.005364:0.005364:0.009715:0.006595:0.005377:0.010752:0.005364:0.010728:0.006727:0.009715
 :@0.558552:0.351787:0.563409:0.351787:0.563409:0.338009:0.558552:0.338009:0.004858
 (save for mental injury or mental :@0.613710:0.351787:0.887051:0.351787:0.887051:0.338009:0.613710:0.338009:0.006754:0.005382:0.009383:0.009401:0.009383:0.009401:0.006710:0.006710:0.010728:0.005382:0.006710:0.014765:0.009401:0.009401:0.005364:0.009401:0.004019:0.006710:0.004019:0.009401:0.004019:0.009401:0.005382:0.009383:0.006710:0.010728:0.005382:0.006710:0.014765:0.009401:0.009401:0.005364:0.009401:0.004019:0.004858
disease) or accidental :@0.222077:0.365119:0.394746:0.365119:0.394746:0.351340:0.222077:0.351340:0.010728:0.004019:0.009383:0.009401:0.009401:0.009383:0.009401:0.005382:0.004036:0.010728:0.005382:0.004036:0.009401:0.009383:0.008073:0.002691:0.009401:0.009401:0.009401:0.005364:0.009401:0.004019:0.004858
damage:@0.394355:0.365119:0.457782:0.365119:0.457782:0.351340:0.394355:0.351340:0.010728:0.009401:0.014782:0.009401:0.009401:0.009715
 which is not otherwise excluded; or :@0.457628:0.365119:0.727589:0.365119:0.727589:0.351340:0.457628:0.351340:0.004015:0.012091:0.009401:0.004019:0.009383:0.009401:0.004036:0.004019:0.008073:0.004036:0.009401:0.010728:0.004036:0.004036:0.010728:0.004036:0.009401:0.009401:0.005382:0.012091:0.004019:0.008073:0.009401:0.004036:0.009401:0.009383:0.008073:0.004019:0.009401:0.009401:0.009401:0.009401:0.004036:0.004036:0.009401:0.005911:0.004858
b)  liability which arises under the Data Protection Act 1998, any subsequent amending :@0.191112:0.382229:0.886511:0.382229:0.886511:0.368451:0.191112:0.368451:0.010753:0.004082:0.004858:0.011272:0.004019:0.004019:0.009401:0.010728:0.004019:0.004019:0.004019:0.005364:0.009383:0.004036:0.012091:0.009401:0.004019:0.008073:0.009401:0.004036:0.009401:0.005382:0.004019:0.009383:0.009401:0.008073:0.004036:0.009401:0.009401:0.009401:0.009401:0.005382:0.004538:0.005364:0.009401:0.009401:0.004060:0.013419:0.009401:0.004036:0.009401:0.004036:0.012074:0.005382:0.009401:0.004036:0.009401:0.009383:0.004036:0.004019:0.009401:0.009401:0.004036:0.010746:0.009383:0.004036:0.004036:0.009401:0.009401:0.009401:0.010728:0.006710:0.005364:0.010728:0.010728:0.010728:0.005364:0.009383:0.010728:0.010728:0.009383:0.010728:0.010728:0.010728:0.010728:0.010728:0.006710:0.005364:0.010728:0.016145:0.009401:0.010728:0.010728:0.005364:0.010728:0.010728:0.004858
legislation or the General Data Protection Regulation. :@0.222077:0.396523:0.628009:0.396523:0.628009:0.382745:0.222077:0.382745:0.004019:0.009401:0.010728:0.004019:0.009383:0.004019:0.009401:0.005364:0.004019:0.009401:0.009666:0.004032:0.009401:0.005382:0.004036:0.005364:0.009401:0.009401:0.004036:0.013437:0.009401:0.009401:0.009401:0.005382:0.009401:0.004019:0.004036:0.012091:0.009401:0.005364:0.009401:0.004036:0.012074:0.005382:0.009401:0.004036:0.009401:0.008073:0.005364:0.004019:0.009401:0.009401:0.004036:0.012091:0.009401:0.009401:0.009401:0.004019:0.009401:0.004036:0.004019:0.009401:0.009401:0.004681:0.004858
7.11 :@0.119792:0.423538:0.164417:0.423538:0.164417:0.407640:0.119792:0.407640:0.010746:0.005383:0.010746:0.012145:0.005605
Employment practices dispute  :@0.191112:0.423538:0.495524:0.423538:0.495524:0.407640:0.191112:0.407640:0.013448:0.017500:0.012097:0.005383:0.012097:0.010746:0.017520:0.010746:0.012097:0.006714:0.008044:0.012097:0.008236:0.010746:0.010746:0.006714:0.005383:0.010746:0.010746:0.010746:0.008044:0.012097:0.005383:0.010746:0.012097:0.012097:0.006714:0.010766:0.008313:0.005605
liability which arises out of employment practice disputes directly or indirectly related to :@0.191112:0.440273:0.885896:0.440273:0.885896:0.426495:0.191112:0.426495:0.004019:0.004019:0.009401:0.010728:0.004019:0.004019:0.004019:0.005364:0.009383:0.004036:0.012091:0.009401:0.004019:0.008073:0.009401:0.004036:0.009401:0.005382:0.004019:0.009383:0.009401:0.008073:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.005364:0.004036:0.009401:0.013437:0.009401:0.004019:0.009401:0.008073:0.014765:0.009401:0.009401:0.004036:0.004036:0.009401:0.005382:0.009401:0.009383:0.004036:0.004019:0.008073:0.009401:0.004036:0.010728:0.004019:0.008073:0.009401:0.009401:0.004036:0.009401:0.008073:0.004036:0.010728:0.005364:0.006710:0.010728:0.009383:0.005364:0.005364:0.009383:0.005364:0.012074:0.006710:0.005364:0.005364:0.010728:0.010728:0.005364:0.006710:0.010728:0.009383:0.006710:0.005364:0.009383:0.005364:0.006710:0.010728:0.005364:0.010728:0.006710:0.009401:0.010728:0.005364:0.006710:0.010728:0.004858
employment or prospective employment of any person or persons by the :@0.191112:0.454532:0.739154:0.454532:0.739154:0.440753:0.191112:0.440753:0.009401:0.014765:0.010728:0.004019:0.010728:0.008073:0.014765:0.009401:0.009401:0.004036:0.004036:0.010728:0.005382:0.004036:0.009401:0.005382:0.009401:0.008073:0.009401:0.009401:0.009383:0.004036:0.004019:0.008073:0.009401:0.004036:0.009401:0.015304:0.009401:0.004019:0.009401:0.008073:0.013437:0.009401:0.009401:0.005364:0.004036:0.009401:0.005364:0.004036:0.009401:0.009401:0.008073:0.004036:0.010728:0.009401:0.005382:0.008073:0.009401:0.009401:0.004036:0.009401:0.005382:0.004036:0.010728:0.009401:0.005382:0.008073:0.009401:0.009401:0.008073:0.004036:0.010728:0.008073:0.004036:0.005364:0.009401:0.009401:0.004858
insured:@0.738861:0.454532:0.800558:0.454532:0.800558:0.440753:0.738861:0.440753:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.010676
 including :@0.800790:0.454532:0.887486:0.454532:0.887486:0.440753:0.800790:0.440753:0.004066:0.005364:0.010728:0.009383:0.005364:0.010728:0.010728:0.004019:0.010728:0.010728:0.004858
but not limited to: :@0.191112:0.467875:0.327858:0.467875:0.327858:0.454097:0.191112:0.454097:0.010728:0.009401:0.005364:0.004036:0.009401:0.010728:0.005364:0.004036:0.004019:0.004019:0.014765:0.002691:0.005364:0.009401:0.009401:0.004036:0.005364:0.009401:0.004370:0.004858
a)  wrongful unfair or constructive dismissal; :@0.191112:0.484986:0.533806:0.484986:0.533806:0.471207:0.191112:0.471207:0.009409:0.005426:0.004858:0.011272:0.012091:0.005382:0.010728:0.009401:0.010728:0.006710:0.008073:0.004019:0.004036:0.009401:0.009401:0.005364:0.009401:0.004019:0.005382:0.004036:0.009401:0.005382:0.004036:0.009383:0.009401:0.009401:0.008073:0.005364:0.005382:0.009401:0.008073:0.005364:0.004019:0.008073:0.009401:0.004036:0.009401:0.004019:0.008073:0.014765:0.002691:0.009383:0.008660:0.009401:0.004019:0.004104:0.004858
b)  denial of natural justice, defamation, misleading representation or advertising; :@0.191112:0.502120:0.808369:0.502120:0.808369:0.488341:0.191112:0.488341:0.010753:0.004082:0.004858:0.011272:0.010728:0.009401:0.009401:0.004019:0.009401:0.004019:0.004036:0.010728:0.005364:0.004036:0.009401:0.009401:0.005364:0.009401:0.005382:0.009401:0.004019:0.004036:0.004019:0.009401:0.008073:0.005364:0.004019:0.008073:0.009401:0.004036:0.004036:0.010728:0.008073:0.005364:0.009401:0.014765:0.008073:0.005364:0.004019:0.009401:0.009401:0.004036:0.004036:0.014765:0.004019:0.008073:0.004019:0.009401:0.009401:0.009401:0.002691:0.009401:0.009401:0.004036:0.005382:0.009401:0.010728:0.005382:0.009401:0.008073:0.009401:0.009401:0.005364:0.009401:0.004036:0.004019:0.009401:0.009401:0.004036:0.009401:0.005382:0.004036:0.009401:0.010728:0.008073:0.009401:0.005382:0.005364:0.002691:0.009383:0.002691:0.009401:0.009401:0.006657:0.004858
c)  refusal to employ a suitably qualified applicant or f ailure to promote; :@0.191112:0.520181:0.734310:0.520181:0.734310:0.506402:0.191112:0.506402:0.009409:0.004032:0.004858:0.012666:0.005382:0.009401:0.006710:0.009401:0.009383:0.009401:0.004019:0.004036:0.005364:0.009401:0.004036:0.009401:0.014765:0.009401:0.004019:0.009401:0.008073:0.004036:0.009401:0.004036:0.009383:0.009401:0.004019:0.005364:0.008073:0.009401:0.004019:0.008073:0.004036:0.010728:0.009401:0.009401:0.004019:0.002691:0.005364:0.004019:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.004019:0.002691:0.009383:0.009401:0.009401:0.004036:0.004036:0.009401:0.005382:0.004036:0.004858:0.002714:0.008073:0.004019:0.004019:0.009401:0.005382:0.009401:0.004036:0.005364:0.009401:0.004036:0.009401:0.005382:0.010728:0.013437:0.009401:0.004036:0.009401:0.005612:0.004858
d)  coercion,  demotion,  evaluation,  relocation,  punishment,  slander,  humiliation, :@0.191112:0.537327:0.885793:0.537327:0.885793:0.523548:0.191112:0.523548:0.010753:0.004082:0.004858:0.011272:0.009383:0.010728:0.009401:0.005382:0.009383:0.004019:0.010728:0.009401:0.005364:0.004858:0.009907:0.010728:0.009401:0.014765:0.010728:0.005364:0.004019:0.010728:0.009401:0.005364:0.004858:0.009907:0.009401:0.009383:0.009401:0.004019:0.009401:0.009401:0.005364:0.004019:0.010728:0.009401:0.005364:0.004858:0.009907:0.005382:0.009401:0.004019:0.010728:0.009383:0.009401:0.005364:0.004019:0.010728:0.009401:0.005364:0.004858:0.009907:0.010728:0.009401:0.009401:0.004019:0.009383:0.009401:0.014765:0.009401:0.009401:0.005364:0.005364:0.004858:0.008562:0.009383:0.004019:0.009401:0.009401:0.010728:0.009401:0.005382:0.005364:0.004858:0.008562:0.009401:0.009401:0.014765:0.004019:0.004019:0.004019:0.009401:0.005364:0.004019:0.010728:0.009401:0.005364:0.004858
harassment, bullying or discrimination :@0.222077:0.550635:0.512250:0.550635:0.512250:0.536856:0.222077:0.536856:0.009401:0.009401:0.005382:0.009401:0.009383:0.009383:0.014765:0.009401:0.009401:0.005364:0.005364:0.004036:0.009401:0.009401:0.004019:0.004019:0.008073:0.004019:0.009401:0.009401:0.004425:0.009401:0.005382:0.004036:0.010728:0.002691:0.009383:0.008073:0.005382:0.004019:0.013437:0.004019:0.009401:0.009401:0.004036:0.004019:0.009401:0.009673:0.004858
but this exclusion shall not apply in respect of compensatory damages for :@0.191112:0.567769:0.762571:0.567769:0.762571:0.553990:0.191112:0.553990:0.010728:0.009401:0.005364:0.004036:0.005364:0.009401:0.004019:0.009383:0.004036:0.009401:0.009383:0.008073:0.004019:0.009401:0.008073:0.004019:0.009401:0.009401:0.004036:0.009383:0.009401:0.009401:0.002691:0.004019:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.009401:0.009401:0.004019:0.008073:0.004036:0.004019:0.009401:0.004036:0.005382:0.009401:0.009383:0.009401:0.009401:0.008073:0.005364:0.004036:0.009401:0.005364:0.004036:0.009383:0.009401:0.013437:0.009401:0.009401:0.009401:0.008073:0.009401:0.004036:0.009401:0.005382:0.010728:0.005364:0.010728:0.010728:0.016145:0.010728:0.010728:0.009401:0.010728:0.005364:0.006710:0.010728:0.006710:0.004858
bodily injury:@0.764449:0.567769:0.881484:0.567769:0.881484:0.553990:0.764449:0.553990:0.012074:0.012074:0.010728:0.006710:0.005364:0.010728:0.005364:0.006710:0.012074:0.005364:0.012074:0.008055:0.009715
 :@0.882897:0.567769:0.887754:0.567769:0.887754:0.553990:0.882897:0.553990:0.004858
required by the Employers’ Liability (Compulsory insurance) Regulations 1998. :@0.191112:0.582027:0.784125:0.582027:0.784125:0.568249:0.191112:0.568249:0.005382:0.009401:0.010728:0.009401:0.004019:0.005382:0.009401:0.010728:0.004036:0.010728:0.009383:0.004036:0.004036:0.009401:0.009401:0.004036:0.012074:0.014765:0.009401:0.002691:0.009401:0.009383:0.008073:0.005382:0.009383:0.004019:0.004036:0.009401:0.004019:0.009401:0.009401:0.004634:0.002691:0.004019:0.005364:0.008073:0.004036:0.005382:0.012091:0.009401:0.014765:0.009401:0.009401:0.004019:0.008073:0.009401:0.005382:0.008073:0.004036:0.004019:0.009401:0.009383:0.009401:0.005382:0.009401:0.009401:0.008073:0.009401:0.005382:0.004036:0.012091:0.009401:0.009401:0.009401:0.004019:0.009401:0.005364:0.002691:0.009401:0.009401:0.008073:0.004036:0.009401:0.009401:0.009401:0.009401:0.006034:0.004858
7.12 :@0.119792:0.609078:0.164417:0.609078:0.164417:0.593180:0.119792:0.593180:0.010746:0.005383:0.010746:0.012145:0.005605
Financial loss  :@0.191112:0.609078:0.335326:0.609078:0.335326:0.593180:0.191112:0.593180:0.012097:0.005383:0.012097:0.010746:0.012097:0.010746:0.005383:0.010746:0.005383:0.008044:0.005383:0.012097:0.010746:0.010746:0.006915:0.005605
liability  for  economic loss not consequent upon :@0.191112:0.625813:0.586372:0.625813:0.586372:0.612034:0.191112:0.612034:0.004019:0.004019:0.009401:0.010728:0.004019:0.004019:0.004019:0.005364:0.009383:0.004858:0.003198:0.006710:0.010728:0.005382:0.004858:0.003198:0.009401:0.009383:0.010728:0.009401:0.010728:0.014765:0.004019:0.009383:0.006710:0.004019:0.010728:0.009383:0.009383:0.006710:0.009401:0.010728:0.005364:0.006710:0.009383:0.010728:0.009401:0.009383:0.009401:0.010728:0.009401:0.009401:0.009401:0.005364:0.006710:0.009401:0.010728:0.010728:0.009401:0.004858
bodily injury:@0.589516:0.625813:0.697380:0.625813:0.697380:0.612034:0.589516:0.612034:0.010728:0.010728:0.010728:0.005364:0.005364:0.009715:0.006595:0.005376:0.010728:0.005364:0.010728:0.006727:0.009715
 :@0.641969:0.625813:0.646827:0.625813:0.646827:0.612034:0.641969:0.612034:0.004858
 or :@0.697161:0.625813:0.724849:0.625813:0.724849:0.612034:0.697161:0.612034:0.006720:0.010728:0.005382:0.004858
damage:@0.726781:0.625813:0.792899:0.625813:0.792899:0.612034:0.726781:0.612034:0.010728:0.009401:0.016145:0.009401:0.010728:0.009715
 except for :@0.792708:0.625813:0.887493:0.625813:0.887493:0.612034:0.792708:0.612034:0.006737:0.009401:0.009383:0.009383:0.009401:0.010728:0.005364:0.006710:0.006710:0.010728:0.005382:0.004858
nuisance, and the cover provided by the ‘Data Protection’ and ‘Libel and slander’ extension :@0.191112:0.640071:0.886106:0.640071:0.886106:0.626293:0.191112:0.626293:0.009401:0.009401:0.004019:0.009383:0.009401:0.009401:0.009383:0.009401:0.005364:0.004036:0.009401:0.009401:0.010728:0.004036:0.005364:0.009401:0.009401:0.004036:0.008073:0.009401:0.009383:0.009401:0.005382:0.004036:0.009401:0.005382:0.009401:0.009383:0.002691:0.009401:0.009401:0.009401:0.004036:0.010728:0.008073:0.004036:0.005364:0.009401:0.009401:0.004036:0.004019:0.012091:0.009401:0.004036:0.009401:0.004036:0.012074:0.005382:0.009401:0.005364:0.009401:0.008073:0.004036:0.004019:0.009401:0.009401:0.004019:0.004036:0.009401:0.009401:0.009401:0.004036:0.004019:0.009401:0.004019:0.009401:0.009401:0.004019:0.004036:0.009401:0.009401:0.009401:0.004036:0.009383:0.004019:0.009401:0.009401:0.009401:0.008073:0.005382:0.004019:0.004036:0.010728:0.010728:0.006710:0.010728:0.009401:0.010728:0.004019:0.010728:0.010728:0.004858
clauses under :@0.191112:0.653403:0.304687:0.653403:0.304687:0.639625:0.191112:0.639625:0.009383:0.004019:0.009401:0.009401:0.009383:0.009401:0.009383:0.004036:0.009401:0.009401:0.010728:0.009401:0.005382:0.004858
insured section B:@0.304183:0.653403:0.445999:0.653403:0.445999:0.639625:0.304183:0.639625:0.005364:0.009401:0.009401:0.010728:0.006823:0.009409:0.010676:0.002798:0.009401:0.009401:0.009401:0.005382:0.005364:0.010728:0.010676:0.004248:0.012616
 :@0.364751:0.653403:0.369609:0.653403:0.369609:0.639625:0.364751:0.639625:0.004858
  . :@0.429351:0.653403:0.455714:0.653403:0.455714:0.639625:0.429351:0.639625:0.004858:0.011272:0.005376:0.004858
7.13 :@0.119792:0.680454:0.164417:0.680454:0.164417:0.664556:0.119792:0.664556:0.010746:0.005383:0.010746:0.012145:0.005605
Fines, penalties or multiplication  of compensatory  damages   :@0.191112:0.680454:0.778169:0.680454:0.778169:0.664556:0.191112:0.664556:0.012097:0.005383:0.012097:0.010746:0.010746:0.005383:0.008044:0.012097:0.010746:0.012097:0.010746:0.005383:0.006714:0.005383:0.010746:0.010746:0.008044:0.012097:0.008044:0.005383:0.017520:0.012097:0.005383:0.006714:0.005383:0.012097:0.005383:0.005383:0.010746:0.010746:0.006714:0.005383:0.012097:0.012097:0.005605:0.003790:0.012097:0.006714:0.005383:0.010746:0.012097:0.017520:0.012097:0.010746:0.012097:0.010746:0.010746:0.006714:0.012097:0.008044:0.010746:0.005605:0.003790:0.012097:0.010746:0.017520:0.010746:0.012097:0.010746:0.010746:0.005605:0.003306:0.005605
7.13.1 :@0.119792:0.703819:0.171734:0.703819:0.171734:0.690040:0.119792:0.690040:0.009401:0.005364:0.009401:0.009401:0.005364:0.008155:0.004858
any fines or penalties;  :@0.191112:0.703819:0.368265:0.703819:0.368265:0.690040:0.191112:0.690040:0.009401:0.009401:0.009383:0.004036:0.006710:0.004019:0.009401:0.009401:0.009383:0.004036:0.009401:0.005382:0.004036:0.010728:0.009401:0.009401:0.009401:0.004019:0.004036:0.004019:0.009401:0.008073:0.005364:0.004466:0.004858
7.13.2 :@0.119792:0.724767:0.171734:0.724767:0.171734:0.710989:0.119792:0.710989:0.009401:0.005364:0.009401:0.009401:0.005364:0.008155:0.004858
any punitive damages, exemplary damages, aggravated damages, treble damages or any :@0.191112:0.724767:0.886515:0.724767:0.886515:0.710989:0.191112:0.710989:0.009401:0.009401:0.009383:0.004036:0.010728:0.009401:0.009401:0.004019:0.005364:0.004019:0.009383:0.009401:0.004036:0.009401:0.009401:0.014765:0.008073:0.009401:0.009793:0.009383:0.004036:0.004036:0.009401:0.009383:0.009401:0.013437:0.009401:0.004019:0.009401:0.005382:0.008073:0.004036:0.010728:0.009401:0.013437:0.009401:0.009401:0.009401:0.008073:0.005364:0.004036:0.009401:0.009401:0.009401:0.005382:0.009401:0.008073:0.009401:0.005364:0.009401:0.009401:0.004036:0.009401:0.009401:0.013437:0.009401:0.009401:0.009401:0.008073:0.005364:0.004036:0.005364:0.005382:0.009401:0.009401:0.004019:0.009401:0.004036:0.010728:0.010728:0.016145:0.009401:0.010728:0.010728:0.010728:0.005364:0.010728:0.006710:0.005364:0.010728:0.010728:0.010728:0.004858
other increase in damages resulting from the multiplication of compensatory :@0.191112:0.739026:0.766618:0.739026:0.766618:0.725247:0.191112:0.725247:0.010728:0.005364:0.009401:0.009401:0.005382:0.004036:0.004019:0.009401:0.009383:0.005382:0.009401:0.009401:0.009383:0.009401:0.004036:0.004019:0.009401:0.004036:0.010728:0.009401:0.013437:0.009401:0.009401:0.009401:0.008073:0.004036:0.005382:0.009401:0.009383:0.009401:0.004019:0.004036:0.004019:0.009401:0.009401:0.004036:0.005364:0.005382:0.009401:0.014765:0.004036:0.004036:0.009401:0.009401:0.004036:0.014765:0.009401:0.004019:0.004036:0.004019:0.009401:0.004019:0.004019:0.008073:0.009401:0.004036:0.004019:0.009401:0.009401:0.004036:0.009401:0.005364:0.004036:0.009383:0.009401:0.013437:0.009401:0.009401:0.009401:0.008073:0.009401:0.005364:0.009401:0.007989:0.009409:0.004858
damages:@0.767137:0.739026:0.849331:0.739026:0.849331:0.725247:0.767137:0.725247:0.012074:0.010728:0.016145:0.010728:0.012074:0.010728:0.009715
 but :@0.850588:0.739026:0.887660:0.739026:0.887660:0.725247:0.850588:0.725247:0.005393:0.010728:0.010728:0.005364:0.004858
this exclusion shall not apply in respect of such damages incurred within the jurisdiction of :@0.191112:0.753308:0.886036:0.753308:0.886036:0.739529:0.191112:0.739529:0.005364:0.009401:0.004019:0.009383:0.004036:0.009401:0.009383:0.009383:0.004019:0.009401:0.008073:0.004019:0.009401:0.009401:0.004036:0.009383:0.009401:0.009401:0.002691:0.004019:0.004036:0.009401:0.010728:0.004036:0.004036:0.009401:0.009401:0.009401:0.004019:0.008073:0.004036:0.004019:0.009401:0.004036:0.005382:0.009401:0.009383:0.009401:0.009401:0.009383:0.004036:0.004036:0.009401:0.005364:0.004036:0.009383:0.009401:0.008073:0.009401:0.004036:0.009401:0.009401:0.014765:0.009401:0.009401:0.009401:0.008073:0.004036:0.004019:0.009401:0.008073:0.009401:0.005382:0.005382:0.009401:0.009401:0.004036:0.012091:0.004019:0.005364:0.009401:0.004019:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.005364:0.010728:0.006710:0.005364:0.009383:0.010728:0.005364:0.009383:0.006710:0.004019:0.010728:0.010728:0.005364:0.010728:0.006710:0.004858
the :@0.191112:0.766616:0.220135:0.766616:0.220135:0.752837:0.191112:0.752837:0.005364:0.009401:0.009401:0.004858
United Kingdom:@0.219388:0.766616:0.353155:0.766616:0.353155:0.752837:0.219388:0.752837:0.012091:0.010728:0.005364:0.005382:0.009401:0.010676:0.004220:0.012091:0.005364:0.010728:0.010728:0.010728:0.010728:0.015534
 :@0.273236:0.766616:0.278093:0.766616:0.278093:0.752837:0.273236:0.752837:0.004858
. :@0.352621:0.766616:0.362855:0.766616:0.362855:0.752837:0.352621:0.752837:0.005376:0.004858
7.14 :@0.119792:0.789865:0.164417:0.789865:0.164417:0.773966:0.119792:0.773966:0.010746:0.005383:0.010746:0.012145:0.005605
Legionella  :@0.191112:0.789865:0.301673:0.789865:0.301673:0.773966:0.191112:0.773966:0.012097:0.010746:0.012097:0.005383:0.012097:0.012097:0.010746:0.005383:0.005383:0.010746:0.008182:0.005605
bodily injury personal injury damage:@0.191112:0.807550:0.498174:0.807550:0.498174:0.793771:0.191112:0.793771:0.010728:0.010728:0.010728:0.005364:0.005364:0.009715:0.003907:0.005364:0.010728:0.005364:0.009401:0.006727:0.009715:0.009236:0.010728:0.009401:0.006727:0.009401:0.009401:0.010728:0.009401:0.004858:0.003365:0.005364:0.010728:0.004036:0.010728:0.006727:0.009715:0.007892:0.010728:0.009401:0.016145:0.008073:0.010728:0.009715
 :@0.243616:0.807550:0.248473:0.807550:0.248473:0.793771:0.243616:0.793771:0.004858
, :@0.294741:0.807550:0.304975:0.807550:0.304975:0.793771:0.294741:0.793771:0.005377:0.004858
 :@0.374160:0.807550:0.379017:0.807550:0.379017:0.793771:0.374160:0.793771:0.004858
, :@0.425319:0.807550:0.434209:0.807550:0.434209:0.793771:0.425319:0.793771:0.004033:0.004858
 or :@0.497984:0.807550:0.521656:0.807550:0.521656:0.793771:0.497984:0.793771:0.004032:0.009401:0.005382:0.004858
denial of access:@0.520884:0.807550:0.651654:0.807550:0.651654:0.793771:0.520884:0.793771:0.010728:0.009401:0.010728:0.005364:0.009401:0.004858:0.003317:0.010753:0.005819:0.003640:0.009409:0.009409:0.009409:0.009409:0.009409:0.009715
   :@0.570649:0.807550:0.595718:0.807550:0.595718:0.793771:0.570649:0.793771:0.004858:0.015354:0.004858
 arising out of, alleging or :@0.651428:0.807550:0.844275:0.807550:0.844275:0.793771:0.651428:0.793771:0.004032:0.009401:0.005382:0.004019:0.009383:0.004019:0.009401:0.009401:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.005364:0.004036:0.004036:0.009401:0.004019:0.004019:0.009401:0.009401:0.004019:0.009401:0.009401:0.004036:0.009401:0.005382:0.004858
attributable to the existence of :@0.191112:0.820858:0.424747:0.820858:0.424747:0.807079:0.191112:0.807079:0.009401:0.005364:0.005364:0.005382:0.004019:0.010728:0.009401:0.005364:0.009401:0.009401:0.004019:0.009401:0.004036:0.005364:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.008073:0.004019:0.008073:0.005364:0.009401:0.009401:0.008073:0.009878:0.004049:0.009401:0.005364:0.004858
legionella:@0.423942:0.820858:0.502116:0.820858:0.502116:0.807079:0.423942:0.807079:0.005364:0.009401:0.009401:0.005364:0.009401:0.010728:0.009401:0.004036:0.005364:0.009715
 except as stated as insured in the ‘Legionella’ :@0.502016:0.820858:0.850618:0.820858:0.850618:0.807079:0.502016:0.807079:0.004032:0.009401:0.009383:0.008073:0.009401:0.009401:0.004036:0.004036:0.009401:0.009383:0.004036:0.009383:0.004036:0.009401:0.004036:0.009401:0.009401:0.004036:0.009401:0.009383:0.004036:0.004019:0.009401:0.009383:0.008073:0.005382:0.009401:0.010728:0.004036:0.004019:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.004019:0.009401:0.009401:0.009401:0.002691:0.009401:0.009401:0.009401:0.004019:0.004019:0.009401:0.004019:0.004858
extension clause under :@0.191112:0.835116:0.371872:0.835116:0.371872:0.821338:0.191112:0.821338:0.009401:0.009383:0.005364:0.009401:0.009401:0.009383:0.004019:0.010728:0.009401:0.004036:0.008073:0.004019:0.009401:0.009401:0.008073:0.009401:0.004036:0.009401:0.009401:0.009401:0.009401:0.005382:0.004858
insured section D:@0.371472:0.835116:0.513288:0.835116:0.513288:0.821338:0.371472:0.821338:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.010676:0.002919:0.009401:0.009401:0.009401:0.005382:0.005364:0.010728:0.010676:0.002904:0.012616
 :@0.433384:0.835116:0.438241:0.835116:0.438241:0.821338:0.433384:0.821338:0.004858
  ; :@0.496640:0.835116:0.523003:0.835116:0.523003:0.821338:0.496640:0.821338:0.004858:0.011272:0.005376:0.004858
7.15 :@0.119792:0.862167:0.164417:0.862167:0.164417:0.846269:0.119792:0.846269:0.010746:0.005383:0.010746:0.012145:0.005605
Liability from employment   :@0.191112:0.862167:0.453774:0.862167:0.453774:0.846269:0.191112:0.846269:0.012097:0.005383:0.010746:0.012097:0.005383:0.005383:0.005383:0.006714:0.010766:0.008044:0.006714:0.008044:0.012285:0.017520:0.005383:0.010746:0.017520:0.012097:0.005383:0.012097:0.010746:0.017520:0.010746:0.012097:0.006714:0.005605:0.003844:0.005605
bodily injury:@0.191112:0.878902:0.294948:0.878902:0.294948:0.865124:0.191112:0.865124:0.010728:0.010728:0.010728:0.005364:0.005364:0.009715:0.003907:0.005364:0.010728:0.005364:0.009401:0.006727:0.009715
 :@0.243616:0.878902:0.248473:0.878902:0.248473:0.865124:0.243616:0.865124:0.004858
 caused to or sustained by any :@0.294741:0.878902:0.527899:0.878902:0.527899:0.865124:0.294741:0.865124:0.004032:0.009383:0.009401:0.009401:0.008073:0.009401:0.009401:0.004036:0.005364:0.009401:0.004036:0.009401:0.005382:0.004036:0.009383:0.009401:0.009383:0.004036:0.009401:0.004019:0.009401:0.009401:0.009401:0.004036:0.009401:0.008073:0.004036:0.009401:0.009401:0.009383:0.004858
employee:@0.527587:0.878902:0.605780:0.878902:0.605780:0.865124:0.527587:0.865124:0.009401:0.014782:0.010728:0.005364:0.009401:0.009401:0.009401:0.009715
 arising out of or in the course of :@0.605628:0.878902:0.886853:0.878902:0.886853:0.865124:0.605628:0.865124:0.004049:0.009401:0.005382:0.004019:0.009383:0.002691:0.009401:0.009401:0.005364:0.012074:0.010728:0.005364:0.005364:0.010728:0.006710:0.005364:0.010728:0.006710:0.005364:0.005364:0.010728:0.005364:0.006710:0.010728:0.010728:0.005364:0.010728:0.010728:0.010728:0.006710:0.010728:0.010728:0.005364:0.010728:0.006710:0.004858
employment by the :@0.191112:0.893161:0.342325:0.893161:0.342325:0.879382:0.191112:0.879382:0.009401:0.014765:0.010728:0.004019:0.010728:0.008073:0.014765:0.009401:0.009401:0.004036:0.004036:0.010728:0.008073:0.004036:0.005364:0.009401:0.009401:0.004858
insured:@0.341868:0.893161:0.403566:0.893161:0.403566:0.879382:0.341868:0.879382:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.010676
 in the :@0.402436:0.893161:0.452947:0.893161:0.452947:0.879382:0.402436:0.879382:0.004032:0.004019:0.009401:0.004036:0.005364:0.009401:0.009401:0.004858
business:@0.452201:0.893161:0.526446:0.893161:0.526446:0.879382:0.452201:0.879382:0.010753:0.010753:0.009459:0.004036:0.010728:0.009401:0.009401:0.009715
; :@0.526243:0.893161:0.535150:0.893161:0.535150:0.879382:0.526243:0.879382:0.004049:0.004858