PPBL010121 Public Authority Combined Liability Insurance Policy (UK) :@0.119792:0.943001:0.548797:0.943001:0.548797:0.932403:0.119792:0.932403:0.009395:0.009395:0.009395:0.008051:0.008051:0.008051:0.008229:0.008065:0.006720:0.008065:0.002739:0.009395:0.008051:0.008051:0.002688:0.002688:0.006720:0.002688:0.009395:0.008051:0.004019:0.006720:0.008051:0.004032:0.002688:0.004019:0.006720:0.002688:0.009409:0.008051:0.010753:0.008051:0.002688:0.008051:0.008051:0.008051:0.002688:0.008051:0.002688:0.008051:0.006720:0.002688:0.002688:0.002688:0.004019:0.006720:0.002688:0.004019:0.008051:0.006720:0.008051:0.004032:0.008051:0.008051:0.006720:0.006720:0.002688:0.009395:0.008051:0.002688:0.002688:0.006720:0.006720:0.002688:0.004032:0.009409:0.009395:0.004758:0.003737
                          Page 35 of 48 :@0.604301:0.943001:0.791085:0.943001:0.791085:0.932403:0.604301:0.932403:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.004019:0.002688:0.004019:0.004019:0.004019:0.002688:0.004405:0.009395:0.008051:0.008051:0.008051:0.002792:0.008065:0.008098:0.002688:0.008051:0.004019:0.002715:0.008065:0.008115:0.003737
 :@0.905796:0.944332:0.908834:0.944332:0.908834:0.934827:0.905796:0.934827:0.003038
 :@0.882897:0.954408:0.886633:0.954408:0.886633:0.943809:0.882897:0.943809:0.003737
ii)  retain the premium;  :@0.222077:0.098698:0.411326:0.098698:0.411326:0.084919:0.222077:0.084919:0.004032:0.004032:0.005376:0.004858:0.012649:0.005382:0.009401:0.005364:0.009401:0.004019:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.010728:0.005382:0.009401:0.014765:0.004019:0.009401:0.014765:0.005364:0.004416:0.004858
b)  if such breach is not deliberate or reckless, and the :@0.191112:0.115832:0.610237:0.115832:0.610237:0.102053:0.191112:0.102053:0.010753:0.004082:0.004858:0.011272:0.004019:0.006710:0.004036:0.009383:0.009401:0.009383:0.009401:0.004036:0.010728:0.005382:0.009401:0.009401:0.008073:0.009401:0.004036:0.004019:0.008073:0.004036:0.009401:0.010728:0.004036:0.004036:0.010728:0.009401:0.002691:0.004019:0.009401:0.009401:0.005382:0.009401:0.005364:0.009401:0.004573:0.009401:0.005382:0.004036:0.005382:0.009401:0.009383:0.008073:0.004019:0.009401:0.008073:0.008073:0.005364:0.004036:0.009401:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.004858
insurer:@0.609677:0.115832:0.667496:0.115832:0.667496:0.102053:0.609677:0.102053:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.006797
 would not have entered into :@0.667540:0.115832:0.887243:0.115832:0.887243:0.102053:0.667540:0.102053:0.004032:0.012091:0.009401:0.009401:0.004019:0.009401:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.009401:0.009383:0.009401:0.004036:0.009401:0.009401:0.004036:0.009401:0.005382:0.009401:0.009401:0.004036:0.004019:0.010728:0.006710:0.010728:0.004858
the variation but for the breach, the :@0.222077:0.129140:0.491460:0.129140:0.491460:0.115361:0.222077:0.115361:0.005364:0.009401:0.009401:0.004036:0.009383:0.009401:0.005382:0.004019:0.009401:0.005364:0.004019:0.010728:0.009401:0.004036:0.010728:0.008073:0.005364:0.004036:0.005364:0.009401:0.005382:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.005382:0.009401:0.009401:0.009383:0.009401:0.004036:0.004036:0.005364:0.009401:0.009401:0.004858
insurer:@0.491263:0.129140:0.549082:0.129140:0.549082:0.115361:0.491263:0.115361:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.006797
 may treat this :@0.549110:0.129140:0.658783:0.129140:0.658783:0.115361:0.549110:0.115361:0.004066:0.014765:0.009401:0.008073:0.004036:0.005364:0.005382:0.009401:0.009401:0.004036:0.004036:0.005364:0.009401:0.004019:0.008073:0.004858
policy:@0.658149:0.129140:0.708122:0.129140:0.708122:0.115361:0.658149:0.115361:0.010728:0.010728:0.004036:0.005364:0.009401:0.009715
 as if the variation was :@0.707913:0.129140:0.887321:0.129140:0.887321:0.115361:0.707913:0.115361:0.004083:0.009401:0.008073:0.004036:0.004019:0.005364:0.004036:0.005364:0.009401:0.009401:0.004036:0.009383:0.009401:0.005382:0.004019:0.009401:0.004036:0.005364:0.010728:0.010728:0.005364:0.013419:0.010728:0.009383:0.004858
never made, in which case the :@0.222077:0.142448:0.457876:0.142448:0.457876:0.128669:0.222077:0.128669:0.009401:0.009401:0.009383:0.009401:0.005382:0.004036:0.014765:0.009401:0.010728:0.009401:0.005364:0.004036:0.004019:0.009401:0.004036:0.012091:0.009401:0.004019:0.009383:0.009401:0.004036:0.009383:0.009401:0.008073:0.009401:0.004036:0.005364:0.009401:0.009401:0.004858
insurer:@0.457628:0.142448:0.515446:0.142448:0.515446:0.128669:0.457628:0.128669:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.006797
 shall return any additional premium relating to :@0.515457:0.142448:0.886844:0.142448:0.886844:0.128669:0.515457:0.128669:0.004032:0.008073:0.009401:0.009401:0.004019:0.004019:0.004036:0.005382:0.009401:0.005364:0.009401:0.005382:0.009401:0.004036:0.009401:0.009401:0.009383:0.004036:0.009401:0.009401:0.009401:0.004019:0.004036:0.004019:0.009401:0.009401:0.009401:0.004019:0.004036:0.009401:0.005382:0.010728:0.016145:0.004019:0.010728:0.016145:0.005364:0.006710:0.010728:0.005364:0.010728:0.005364:0.005364:0.010728:0.010728:0.005364:0.006710:0.010728:0.004858
the variation; and :@0.222077:0.156730:0.360167:0.156730:0.360167:0.142952:0.222077:0.142952:0.005364:0.009401:0.009401:0.004036:0.009383:0.009401:0.005382:0.004019:0.009401:0.005364:0.004019:0.010728:0.009401:0.005364:0.004036:0.009401:0.009401:0.009733:0.004858
c)  in all other cases if, but for the said breach, the :@0.191112:0.173852:0.578806:0.173852:0.578806:0.160074:0.191112:0.160074:0.009409:0.004032:0.004858:0.012666:0.004032:0.009409:0.004066:0.009401:0.004019:0.004019:0.004036:0.010728:0.005364:0.009401:0.009401:0.005382:0.004036:0.009383:0.009401:0.009383:0.009401:0.009383:0.004036:0.004019:0.005364:0.004036:0.004036:0.009401:0.009401:0.005364:0.004036:0.005364:0.009401:0.005382:0.004036:0.005364:0.009401:0.009401:0.004036:0.008073:0.009401:0.004019:0.009401:0.004036:0.010728:0.005382:0.009401:0.009401:0.008073:0.009401:0.004036:0.004036:0.005364:0.009401:0.009401:0.004858
insurer:@0.578713:0.173852:0.636532:0.173852:0.636532:0.160074:0.578713:0.160074:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.006797
 would have entered into the :@0.636593:0.173852:0.886909:0.173852:0.886909:0.160074:0.636593:0.160074:0.004032:0.012091:0.010728:0.010728:0.005364:0.010728:0.005364:0.010728:0.010728:0.010728:0.010728:0.005364:0.010728:0.010728:0.006710:0.010728:0.006710:0.010728:0.010728:0.005364:0.005364:0.010728:0.005364:0.010728:0.005364:0.006710:0.010728:0.010728:0.004858
variation but: :@0.222077:0.187184:0.327858:0.187184:0.327858:0.173405:0.222077:0.173405:0.009383:0.009401:0.005382:0.004019:0.009401:0.005364:0.004019:0.010728:0.009401:0.004036:0.010728:0.009401:0.004036:0.005626:0.004858
i)  on different terms (other than terms relating to the premium), the :@0.222077:0.204294:0.781723:0.204294:0.781723:0.190516:0.222077:0.190516:0.004032:0.005360:0.004858:0.016698:0.010728:0.009401:0.006710:0.010728:0.004019:0.006710:0.006710:0.009401:0.005382:0.009401:0.009401:0.005364:0.006710:0.005364:0.009401:0.005382:0.015112:0.009383:0.006710:0.005382:0.010728:0.005364:0.009401:0.009401:0.005382:0.006710:0.005364:0.009401:0.009401:0.009401:0.006710:0.005364:0.009401:0.005382:0.014765:0.009383:0.006710:0.005382:0.009401:0.004019:0.009401:0.005364:0.004019:0.009401:0.010728:0.006710:0.005364:0.010728:0.006710:0.005364:0.009401:0.009401:0.006710:0.010728:0.005382:0.009401:0.014765:0.004019:0.009401:0.014765:0.005382:0.005364:0.006710:0.005364:0.009401:0.009401:0.004858
insurer:@0.784644:0.204294:0.843790:0.204294:0.843790:0.190516:0.784644:0.190516:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.006797
 may :@0.843884:0.204294:0.887650:0.204294:0.887650:0.190516:0.843884:0.190516:0.005360:0.014765:0.009401:0.009383:0.004858
require that the variation is treated as if it had been entered into on those different :@0.253024:0.218588:0.887430:0.218588:0.887430:0.204810:0.253024:0.204810:0.005382:0.009401:0.010728:0.009401:0.004019:0.005382:0.009401:0.004036:0.005364:0.009401:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004036:0.009383:0.009401:0.005382:0.004019:0.009401:0.005364:0.004019:0.009401:0.009401:0.004036:0.004019:0.008073:0.004036:0.005364:0.005382:0.009401:0.009401:0.005364:0.009401:0.009401:0.004036:0.009401:0.008073:0.004036:0.004019:0.005364:0.004036:0.004019:0.005364:0.004036:0.009401:0.009401:0.009401:0.004036:0.010728:0.009401:0.008073:0.009401:0.004036:0.009401:0.009401:0.005364:0.009401:0.005382:0.009401:0.009401:0.004036:0.004019:0.009401:0.005364:0.009401:0.004036:0.009401:0.009401:0.004036:0.005364:0.010728:0.010728:0.010598:0.010728:0.005364:0.012074:0.004019:0.006710:0.005364:0.010728:0.006710:0.010728:0.010728:0.006710:0.004858
terms;  :@0.253024:0.231885:0.311729:0.231885:0.311729:0.218106:0.253024:0.218106:0.005364:0.009401:0.005382:0.014765:0.009383:0.005364:0.004189:0.004858
ii)  would have increased the premium by more than it did or at all, the :@0.222077:0.249030:0.772098:0.249030:0.772098:0.235252:0.222077:0.235252:0.004032:0.004032:0.005376:0.004858:0.012649:0.012091:0.010728:0.009401:0.004019:0.010728:0.004036:0.009401:0.009401:0.009383:0.009401:0.004036:0.004019:0.009401:0.009383:0.005382:0.009401:0.009401:0.008073:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.005382:0.009401:0.014765:0.002691:0.009401:0.014765:0.004036:0.009401:0.009383:0.004036:0.013437:0.009401:0.005382:0.009401:0.004036:0.005364:0.009401:0.009401:0.009401:0.004036:0.004019:0.005364:0.004036:0.009401:0.004019:0.009401:0.004036:0.010728:0.005382:0.004036:0.010728:0.006710:0.005364:0.010728:0.005364:0.005364:0.005364:0.005364:0.006710:0.010728:0.010728:0.004858
insurer:@0.773908:0.249030:0.839747:0.249030:0.839747:0.235252:0.773908:0.235252:0.006710:0.012074:0.009401:0.012074:0.008055:0.010728:0.006797
 may :@0.841179:0.249030:0.887687:0.249030:0.887687:0.235252:0.841179:0.235252:0.005393:0.016145:0.010728:0.009383:0.004858
charge such higher premium, effective from the effective date of the variation, and :@0.253024:0.263289:0.886632:0.263289:0.886632:0.249510:0.253024:0.249510:0.009383:0.009401:0.009401:0.005382:0.010728:0.009401:0.004036:0.009383:0.009401:0.009383:0.009401:0.004036:0.009401:0.004019:0.009401:0.009401:0.009401:0.005768:0.004032:0.010728:0.005382:0.009401:0.013437:0.004019:0.009401:0.013437:0.005364:0.004036:0.009401:0.005364:0.004036:0.009401:0.008073:0.005364:0.004019:0.008073:0.009401:0.004036:0.005364:0.005382:0.009401:0.013437:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.005364:0.005364:0.009401:0.008073:0.004036:0.004019:0.008073:0.009401:0.004036:0.010728:0.009401:0.004036:0.009401:0.004036:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004036:0.009383:0.009401:0.006710:0.005364:0.010728:0.006710:0.005364:0.010728:0.010728:0.005364:0.005364:0.010728:0.010728:0.010728:0.004858
the :@0.253024:0.276633:0.282047:0.276633:0.282047:0.262854:0.253024:0.262854:0.005364:0.009401:0.009401:0.004858
insured:@0.281300:0.276633:0.344326:0.276633:0.344326:0.262854:0.281300:0.262854:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.010676
 shall pay such higher premium no later than fourteen (14) days after :@0.344556:0.276633:0.887526:0.276633:0.887526:0.262854:0.344556:0.262854:0.004032:0.009383:0.009401:0.009401:0.004019:0.004019:0.004036:0.010728:0.009401:0.008073:0.004036:0.009383:0.008073:0.009383:0.009401:0.004036:0.009401:0.004019:0.009401:0.009401:0.009401:0.005382:0.004036:0.009401:0.005382:0.009401:0.014765:0.004019:0.009401:0.013437:0.004036:0.009401:0.009401:0.004036:0.004019:0.009401:0.005364:0.009401:0.005382:0.004036:0.005364:0.009401:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.005382:0.005364:0.010728:0.010728:0.010728:0.005364:0.006710:0.010728:0.010728:0.006710:0.005364:0.012074:0.011896:0.010728:0.009383:0.005364:0.010728:0.006710:0.005364:0.010728:0.006710:0.004858
receiving the :@0.253024:0.289941:0.357199:0.289941:0.357199:0.276162:0.253024:0.276162:0.005382:0.009401:0.009383:0.009401:0.004019:0.009383:0.004019:0.009401:0.010728:0.004036:0.005364:0.009401:0.009401:0.004858
insurer’s:@0.356636:0.289941:0.428136:0.289941:0.428136:0.276162:0.356636:0.276162:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.006727:0.004036:0.009715
 written notice that such higher premium is payable; or :@0.428007:0.289941:0.835251:0.289941:0.835251:0.276162:0.428007:0.276162:0.004032:0.012091:0.005382:0.004019:0.005364:0.005364:0.008073:0.009401:0.004036:0.009401:0.010728:0.004036:0.004019:0.008073:0.009401:0.004036:0.005364:0.009401:0.009401:0.005364:0.004036:0.008073:0.009401:0.009383:0.008073:0.004036:0.009401:0.004019:0.010728:0.009401:0.009401:0.005382:0.004036:0.009401:0.005382:0.009401:0.014765:0.002691:0.009401:0.014765:0.004036:0.004019:0.008073:0.004036:0.010728:0.009401:0.008073:0.009401:0.009401:0.004019:0.009401:0.004036:0.004036:0.009401:0.006169:0.004858
iii)  would not have reduced the premium by as much as it did or at all, the :@0.222077:0.308025:0.783517:0.308025:0.783517:0.294247:0.222077:0.294247:0.004032:0.004032:0.004032:0.004066:0.004858:0.009927:0.012091:0.010728:0.009401:0.004019:0.010728:0.004036:0.009401:0.010728:0.005364:0.004036:0.009401:0.009401:0.008073:0.009401:0.004036:0.005382:0.009401:0.010728:0.009401:0.008073:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.005382:0.009934:0.014765:0.002691:0.009401:0.014765:0.004036:0.009401:0.008073:0.004036:0.009401:0.009383:0.004036:0.014765:0.009401:0.008073:0.009401:0.004036:0.009401:0.009383:0.004036:0.004019:0.004036:0.004036:0.010728:0.004019:0.009401:0.004036:0.009401:0.005382:0.004036:0.009401:0.005364:0.004036:0.009401:0.004019:0.004019:0.005364:0.004036:0.004036:0.009401:0.009401:0.004858
insurer:@0.783300:0.308025:0.841101:0.308025:0.841101:0.294247:0.783300:0.294247:0.005364:0.010728:0.009401:0.010728:0.005382:0.009401:0.006797
 may :@0.841179:0.308025:0.887687:0.308025:0.887687:0.294247:0.841179:0.294247:0.005393:0.016145:0.010728:0.009383:0.004858
require the :@0.253024:0.321333:0.342469:0.321333:0.342469:0.307555:0.253024:0.307555:0.005382:0.009401:0.010728:0.009401:0.004019:0.005382:0.009401:0.006710:0.005364:0.009401:0.009401:0.004858
insured:@0.343196:0.321333:0.406221:0.321333:0.406221:0.307555:0.343196:0.307555:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.010676
 to reimburse to the :@0.406468:0.321333:0.567006:0.321333:0.567006:0.307555:0.406468:0.307555:0.005376:0.005364:0.010728:0.005364:0.005382:0.009401:0.004019:0.014765:0.010728:0.009401:0.005382:0.009383:0.009401:0.005364:0.005364:0.010728:0.005364:0.005364:0.009401:0.009401:0.004858
insurer:@0.567960:0.321333:0.627107:0.321333:0.627107:0.307555:0.567960:0.307555:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.006797
 a sum equal to any reduction in :@0.627184:0.321333:0.887004:0.321333:0.887004:0.307555:0.627184:0.307555:0.005376:0.009401:0.005364:0.009383:0.009401:0.014765:0.005364:0.009401:0.010728:0.009401:0.009401:0.004019:0.005364:0.005364:0.010728:0.005364:0.009401:0.009401:0.009383:0.005364:0.005382:0.009401:0.010728:0.009401:0.009383:0.005364:0.004019:0.010728:0.009401:0.005364:0.004019:0.009401:0.004858
premium no later than fourteen (14) days after receiving the :@0.253024:0.334665:0.703872:0.334665:0.703872:0.320886:0.253024:0.320886:0.010728:0.005382:0.009401:0.014765:0.004130:0.009401:0.014765:0.004036:0.009401:0.010728:0.004036:0.004019:0.009401:0.005364:0.009401:0.005382:0.004036:0.005364:0.009401:0.009401:0.009401:0.004036:0.005364:0.008073:0.009401:0.005382:0.005364:0.009401:0.009401:0.009401:0.004036:0.005382:0.009401:0.009401:0.005382:0.004036:0.010728:0.009401:0.008073:0.009383:0.004036:0.008073:0.005364:0.005364:0.009401:0.005382:0.004036:0.005382:0.009401:0.009383:0.009401:0.004019:0.008073:0.004019:0.008073:0.009401:0.004036:0.005364:0.009401:0.009401:0.004858
insurer’s:@0.703881:0.334665:0.776692:0.334665:0.776692:0.320886:0.703881:0.320886:0.005364:0.010728:0.009401:0.010728:0.005382:0.009401:0.006727:0.005364:0.009715
 written notice :@0.776596:0.334665:0.887511:0.334665:0.887511:0.320886:0.776596:0.320886:0.004032:0.012091:0.005382:0.004019:0.005364:0.004036:0.009401:0.009401:0.004036:0.009401:0.009401:0.005364:0.004019:0.009383:0.010728:0.004858
that such amount is payable. :@0.253024:0.348923:0.475926:0.348923:0.475926:0.335145:0.253024:0.335145:0.005364:0.009401:0.009401:0.005364:0.004036:0.009383:0.009401:0.009383:0.009401:0.004036:0.009401:0.014765:0.010728:0.008073:0.009401:0.005364:0.004036:0.004019:0.008073:0.004036:0.010728:0.009401:0.008073:0.009401:0.009401:0.004019:0.009401:0.004558:0.004858
10.12  Employers’ Liability (Compulsory Insurance) Act 1969  :@0.119792:0.375974:0.718928:0.375974:0.718928:0.360076:0.119792:0.360076:0.010746:0.010746:0.005383:0.012077:0.012174:0.005605:0.014590:0.013448:0.017500:0.012097:0.005383:0.012097:0.010746:0.010746:0.008172:0.010746:0.005383:0.008044:0.012097:0.005383:0.010746:0.012097:0.005383:0.005383:0.005383:0.006714:0.010766:0.008044:0.006714:0.014778:0.012097:0.017520:0.012097:0.012097:0.005383:0.010746:0.012097:0.008044:0.010746:0.008044:0.005383:0.012097:0.010746:0.012097:0.008044:0.010746:0.012097:0.010746:0.010746:0.006714:0.008044:0.014758:0.010746:0.006714:0.005383:0.010746:0.010746:0.010746:0.010746:0.007446:0.005605
The indemnity granted by:@0.191112:0.392685:0.385116:0.392685:0.385116:0.378907:0.191112:0.378907:0.009401:0.009401:0.009401:0.005364:0.004019:0.009401:0.010728:0.009401:0.014765:0.009401:0.004019:0.005364:0.009383:0.004036:0.009401:0.005382:0.009401:0.009401:0.004036:0.009401:0.009401:0.004036:0.010728:0.008737
 insured section A:@0.384913:0.392685:0.530460:0.392685:0.530460:0.378907:0.384913:0.378907:0.004032:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.010728:0.004036:0.009401:0.009401:0.009401:0.005382:0.005364:0.009401:0.010728:0.004036:0.012616
 clause 2 is deemed to be in accordance with :@0.530292:0.392685:0.886845:0.392685:0.886845:0.378907:0.530292:0.378907:0.004032:0.009383:0.004019:0.009401:0.009401:0.008073:0.009401:0.004036:0.009401:0.004036:0.004019:0.009383:0.004036:0.009401:0.009401:0.009401:0.014765:0.009401:0.009401:0.004036:0.004036:0.009401:0.004036:0.010728:0.009401:0.004036:0.004019:0.009401:0.004036:0.009401:0.009383:0.008073:0.010728:0.006710:0.010728:0.010728:0.010728:0.009383:0.010728:0.005364:0.013419:0.005364:0.006710:0.010728:0.004858
the  provisions  of  the  Employers’  Liability  (Compulsory  Insurance)  Act  1969  and  the :@0.191112:0.406980:0.885867:0.406980:0.885867:0.393201:0.191112:0.393201:0.005364:0.009401:0.009401:0.004858:0.004526:0.010857:0.005382:0.010728:0.009383:0.004019:0.009383:0.004019:0.010728:0.009401:0.009383:0.004858:0.003198:0.010728:0.006710:0.004858:0.003198:0.005364:0.009401:0.009401:0.004858:0.003198:0.012074:0.014765:0.010728:0.004019:0.010728:0.009383:0.009401:0.005382:0.009383:0.004019:0.004858:0.003198:0.009401:0.004019:0.009401:0.010728:0.004019:0.004019:0.004019:0.005364:0.009383:0.004858:0.003198:0.005382:0.012091:0.010728:0.014765:0.010728:0.009401:0.004019:0.009383:0.010728:0.005382:0.009383:0.004858:0.003198:0.004036:0.009401:0.009383:0.009401:0.005382:0.009401:0.009401:0.009383:0.009401:0.005382:0.004858:0.003198:0.012074:0.009383:0.005364:0.004858:0.003198:0.009401:0.009401:0.009401:0.009401:0.004858:0.003198:0.009401:0.009401:0.010728:0.004858:0.003198:0.005364:0.009401:0.009401:0.004858
Employers  Liability  (Compulsory  Insurance)  Regulations  1998  or  any  subsequent :@0.191112:0.420288:0.886784:0.420288:0.886784:0.406509:0.191112:0.406509:0.012074:0.014765:0.010728:0.004019:0.010728:0.009383:0.009401:0.005382:0.009383:0.004858:0.007216:0.009401:0.004019:0.009401:0.010728:0.004019:0.004019:0.004019:0.005364:0.009383:0.004858:0.007216:0.005382:0.012091:0.010728:0.014765:0.010728:0.009401:0.004019:0.009383:0.010728:0.005382:0.009383:0.004858:0.007216:0.004036:0.009401:0.009383:0.009401:0.005382:0.009401:0.009401:0.010446:0.009401:0.005382:0.004858:0.007216:0.012091:0.009401:0.010728:0.009401:0.004019:0.009401:0.005364:0.004019:0.010728:0.009401:0.009383:0.004858:0.007216:0.009401:0.009401:0.009401:0.009401:0.004858:0.005871:0.010728:0.005382:0.004858:0.005871:0.009401:0.009401:0.009383:0.004858:0.005871:0.009383:0.009401:0.010728:0.009383:0.009401:0.010728:0.009401:0.009401:0.009401:0.005364:0.004858
amendment or re-enactment or similar legislation in Northern Ireland, the Isle of Man and the :@0.191112:0.433619:0.886522:0.433619:0.886522:0.419841:0.191112:0.419841:0.009401:0.014765:0.009401:0.009401:0.010728:0.014765:0.009401:0.009401:0.005364:0.004036:0.009401:0.005382:0.004036:0.005382:0.009683:0.005376:0.009401:0.009401:0.009401:0.009383:0.005364:0.013437:0.009401:0.009401:0.005364:0.004036:0.009401:0.005382:0.004036:0.009383:0.004019:0.013437:0.004019:0.004019:0.009401:0.005382:0.004036:0.004019:0.009401:0.009401:0.004019:0.008073:0.004019:0.009401:0.004036:0.004019:0.009401:0.009401:0.004036:0.004019:0.009401:0.004036:0.012091:0.010728:0.005382:0.004036:0.009401:0.009401:0.005382:0.009401:0.004036:0.004036:0.005382:0.009401:0.004019:0.009401:0.009401:0.010728:0.004036:0.004036:0.005364:0.009401:0.009401:0.004036:0.004036:0.009383:0.004019:0.009401:0.004036:0.009401:0.005364:0.004036:0.014765:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.004036:0.005364:0.008073:0.009401:0.004858
Channel Islands. Where any condition precedent, exclusion, term or condition of this :@0.191112:0.447878:0.825935:0.447878:0.825935:0.434099:0.191112:0.434099:0.012091:0.009401:0.009401:0.009401:0.009401:0.009530:0.004019:0.004036:0.004036:0.009383:0.004019:0.009401:0.009401:0.010728:0.009383:0.005364:0.004036:0.016163:0.009401:0.009401:0.005382:0.009401:0.004036:0.009401:0.009401:0.009383:0.004036:0.009383:0.009401:0.009401:0.009401:0.002691:0.005364:0.004019:0.009401:0.009401:0.004036:0.009401:0.005382:0.009401:0.008073:0.009401:0.009401:0.009401:0.009401:0.005364:0.004036:0.004036:0.009401:0.009383:0.008073:0.004019:0.009401:0.008073:0.004019:0.009401:0.009401:0.004036:0.004036:0.005364:0.009401:0.005382:0.014765:0.004036:0.009401:0.005382:0.004036:0.009383:0.009401:0.009401:0.009401:0.004019:0.004036:0.004019:0.009401:0.009401:0.004036:0.009401:0.005364:0.004036:0.005364:0.009401:0.002691:0.009383:0.004858
policy:@0.826361:0.447878:0.881681:0.447878:0.881681:0.434099:0.826361:0.434099:0.012074:0.010728:0.006710:0.005364:0.010728:0.009715
 :@0.882897:0.447878:0.887754:0.447878:0.887754:0.434099:0.882897:0.434099:0.004858
is deemed prohibited by the act or regulations, then the :@0.191112:0.461221:0.610159:0.461221:0.610159:0.447443:0.191112:0.447443:0.004019:0.009383:0.004036:0.010728:0.009401:0.009401:0.014765:0.009401:0.010728:0.004036:0.009401:0.005382:0.009401:0.009401:0.004019:0.009401:0.004019:0.004036:0.009401:0.009401:0.004036:0.009401:0.009383:0.004036:0.005364:0.009401:0.009401:0.004036:0.009401:0.008073:0.005364:0.004620:0.009401:0.005382:0.004036:0.005382:0.009401:0.010728:0.009401:0.004019:0.009401:0.004036:0.004019:0.009401:0.009401:0.008073:0.004036:0.004036:0.005364:0.009401:0.009401:0.009401:0.004036:0.005364:0.009401:0.009401:0.004858
insurer:@0.609677:0.461221:0.667496:0.461221:0.667496:0.447443:0.609677:0.447443:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.006797
 will provide an indemnity to :@0.667540:0.461221:0.887173:0.461221:0.887173:0.447443:0.667540:0.447443:0.004032:0.012091:0.004019:0.004019:0.004019:0.004036:0.009401:0.005382:0.009401:0.009383:0.002691:0.009401:0.009401:0.004036:0.009401:0.009401:0.004036:0.004019:0.009401:0.010728:0.009401:0.013437:0.010728:0.005364:0.005364:0.010728:0.005364:0.005364:0.010728:0.004858
the :@0.191112:0.475480:0.220135:0.475480:0.220135:0.461702:0.191112:0.461702:0.005364:0.009401:0.009401:0.004858
employee:@0.219388:0.475480:0.300272:0.475480:0.300272:0.461702:0.219388:0.461702:0.009401:0.016145:0.010728:0.005364:0.010728:0.009401:0.009401:0.009715
 under the terms of clause 2 but the :@0.300151:0.475480:0.569583:0.475480:0.569583:0.461702:0.300151:0.461702:0.004032:0.009401:0.009401:0.010728:0.009401:0.005382:0.004036:0.005364:0.009401:0.009401:0.004036:0.005364:0.009401:0.005382:0.013437:0.009383:0.004036:0.009401:0.004036:0.004036:0.009383:0.004019:0.009401:0.009401:0.008073:0.009401:0.004036:0.009401:0.004036:0.010728:0.009401:0.004036:0.004036:0.005364:0.009401:0.009401:0.004858
insured:@0.569304:0.475480:0.631002:0.475480:0.631002:0.461702:0.569304:0.461702:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.010676
 will repay to the :@0.631216:0.475480:0.756949:0.475480:0.756949:0.461702:0.631216:0.461702:0.004032:0.012091:0.004019:0.004019:0.004019:0.004036:0.005382:0.009401:0.009401:0.009401:0.008073:0.004036:0.005364:0.009401:0.004036:0.005364:0.009401:0.009401:0.004858
insurer:@0.756384:0.475480:0.814215:0.475480:0.814215:0.461702:0.756384:0.461702:0.005376:0.010728:0.009401:0.009401:0.006727:0.009401:0.006797
 that part :@0.814264:0.475480:0.887595:0.475480:0.887595:0.461702:0.814264:0.461702:0.004032:0.005364:0.009401:0.009401:0.004036:0.004036:0.010728:0.009401:0.006710:0.005364:0.004858
of the :@0.191112:0.488788:0.241610:0.488788:0.241610:0.475010:0.191112:0.475010:0.010728:0.006710:0.004036:0.005364:0.009401:0.009401:0.004858
insurer’s:@0.240927:0.488788:0.313755:0.488788:0.313755:0.475010:0.240927:0.475010:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.006727:0.005364:0.009715
 indemnity for which it would not otherwise have been liable under this policy :@0.313592:0.488788:0.886479:0.488788:0.886479:0.475010:0.313592:0.475010:0.004032:0.004019:0.009401:0.009401:0.009401:0.013437:0.009401:0.004019:0.004036:0.009383:0.004036:0.004036:0.009401:0.005382:0.004036:0.012091:0.009401:0.004019:0.009383:0.009401:0.004036:0.004019:0.005364:0.004036:0.012091:0.009401:0.009401:0.004019:0.009401:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.005364:0.009401:0.009401:0.005382:0.012091:0.002691:0.009383:0.009401:0.004036:0.009401:0.009401:0.008073:0.009401:0.004036:0.010728:0.009401:0.009401:0.009401:0.004036:0.004019:0.004019:0.008073:0.009401:0.004019:0.009401:0.004036:0.009401:0.009401:0.010728:0.008073:0.005382:0.004036:0.005364:0.009401:0.004019:0.009383:0.004036:0.009401:0.009401:0.004019:0.004019:0.008073:0.009383:0.004858
by reason of any such breach of condition precedent, term, condition or exclusion. :@0.191112:0.502120:0.809713:0.502120:0.809713:0.488341:0.191112:0.488341:0.010728:0.009383:0.004036:0.005382:0.009401:0.009541:0.009383:0.010728:0.009401:0.004036:0.009401:0.005364:0.004036:0.009401:0.009401:0.008073:0.004036:0.009383:0.009401:0.008073:0.009401:0.004036:0.010728:0.005382:0.009401:0.009401:0.008073:0.009401:0.004036:0.009401:0.005364:0.004036:0.009383:0.009401:0.008073:0.009401:0.004019:0.005364:0.002691:0.009401:0.009401:0.004036:0.010728:0.005382:0.009401:0.008073:0.009401:0.009401:0.009401:0.009401:0.004036:0.005364:0.004036:0.005364:0.009401:0.005382:0.013437:0.005364:0.004036:0.009383:0.009401:0.008073:0.009401:0.004019:0.005364:0.002691:0.009401:0.009401:0.004036:0.010728:0.005382:0.004036:0.009401:0.009383:0.008073:0.004019:0.009401:0.008073:0.004019:0.009401:0.009401:0.005241:0.004858
10.13  Fraudulent claims :@0.119792:0.529171:0.367634:0.529171:0.367634:0.513272:0.119792:0.513272:0.010746:0.010746:0.005383:0.012077:0.012174:0.005605:0.014590:0.012097:0.008044:0.010746:0.012097:0.012097:0.012097:0.005383:0.010746:0.012097:0.006714:0.008044:0.010746:0.005383:0.010746:0.005383:0.017520:0.010978:0.005605
10.13.1  If the :@0.119792:0.553486:0.234917:0.553486:0.234917:0.539708:0.119792:0.539708:0.009401:0.009401:0.005364:0.009401:0.009401:0.005364:0.008205:0.004858:0.009927:0.004036:0.006710:0.004036:0.005364:0.009401:0.009401:0.004858
insured:@0.234173:0.553486:0.297199:0.553486:0.297199:0.539708:0.234173:0.539708:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.010676
 or anyone acting on its behalf makes a fraudulent claim under this :@0.297429:0.553486:0.797003:0.553486:0.797003:0.539708:0.297429:0.539708:0.004066:0.010728:0.005382:0.004036:0.009401:0.009401:0.009383:0.009401:0.009401:0.008073:0.004036:0.009401:0.009383:0.005364:0.002691:0.009401:0.009401:0.004036:0.010728:0.009401:0.004036:0.004019:0.004036:0.009383:0.004036:0.009401:0.009401:0.009401:0.009860:0.002691:0.005364:0.004036:0.014765:0.009401:0.008073:0.009401:0.008073:0.004036:0.009401:0.004036:0.006710:0.005382:0.009401:0.009401:0.009401:0.009401:0.004019:0.009401:0.009401:0.004036:0.004036:0.009383:0.002691:0.009401:0.004019:0.014765:0.004036:0.009401:0.009401:0.009401:0.009401:0.005382:0.004036:0.005364:0.009401:0.004019:0.008073:0.004858
policy:@0.796741:0.553486:0.846714:0.553486:0.846714:0.539708:0.796741:0.539708:0.010728:0.010728:0.004036:0.005364:0.009401:0.009715
, the :@0.846573:0.553486:0.887669:0.553486:0.887669:0.539708:0.846573:0.539708:0.004036:0.004036:0.006710:0.010728:0.010728:0.004858
insurer:@0.191112:0.567769:0.250259:0.567769:0.250259:0.553990:0.191112:0.553990:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.006797
: :@0.250336:0.567769:0.260570:0.567769:0.260570:0.553990:0.250336:0.553990:0.005376:0.004858
a)  is not liable to pay the claim;  :@0.191112:0.581077:0.446306:0.581077:0.446306:0.567298:0.191112:0.567298:0.009409:0.005426:0.004858:0.011272:0.004019:0.009383:0.004036:0.009401:0.010728:0.005364:0.004036:0.004019:0.004019:0.009401:0.010728:0.004019:0.009401:0.004036:0.004036:0.009401:0.004036:0.010728:0.009401:0.008073:0.004036:0.005364:0.009401:0.009401:0.004036:0.009383:0.002691:0.009401:0.004019:0.014765:0.004036:0.004575:0.004858
b)  may recover any part of the claim already paid from the relevant :@0.191112:0.598222:0.706791:0.598222:0.706791:0.584444:0.191112:0.584444:0.010753:0.004082:0.004858:0.011272:0.014765:0.009401:0.009383:0.004036:0.005382:0.009401:0.009383:0.010728:0.009383:0.009401:0.005382:0.004036:0.009401:0.009401:0.008073:0.004036:0.010728:0.009401:0.005382:0.004036:0.004036:0.009401:0.005364:0.004036:0.005794:0.009401:0.009401:0.004036:0.009383:0.004019:0.009401:0.002691:0.014765:0.004036:0.009401:0.004019:0.005382:0.009401:0.009401:0.009401:0.008073:0.004036:0.010728:0.009401:0.002691:0.009401:0.004036:0.005364:0.005382:0.009401:0.014765:0.004036:0.005364:0.009401:0.009401:0.004036:0.005382:0.009401:0.004019:0.009401:0.008073:0.009401:0.009401:0.005364:0.004858
insured:@0.706569:0.598222:0.768267:0.598222:0.768267:0.584444:0.706569:0.584444:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.010676
; and :@0.767137:0.598222:0.809713:0.598222:0.809713:0.584444:0.767137:0.584444:0.005364:0.004036:0.009401:0.009401:0.009517:0.004858
c)  may by notice to the :@0.191112:0.615333:0.381327:0.615333:0.381327:0.601554:0.191112:0.601554:0.009409:0.004032:0.004858:0.012666:0.014765:0.009401:0.009383:0.004036:0.010728:0.009383:0.004036:0.009401:0.010728:0.004036:0.004019:0.008073:0.009401:0.004036:0.005364:0.009401:0.004036:0.005364:0.009401:0.009401:0.004858
insured:@0.380880:0.615333:0.442578:0.615333:0.442578:0.601554:0.380880:0.601554:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.010676
 treat this :@0.441448:0.615333:0.516142:0.615333:0.516142:0.601554:0.441448:0.601554:0.004032:0.005364:0.005382:0.009401:0.009401:0.005364:0.004036:0.005364:0.009401:0.004019:0.008073:0.004858
policy:@0.515457:0.615333:0.565430:0.615333:0.565430:0.601554:0.515457:0.601554:0.010728:0.010728:0.004036:0.005364:0.009401:0.009715
 as having been terminated with effect from :@0.563928:0.615333:0.887667:0.615333:0.887667:0.601554:0.563928:0.601554:0.004032:0.009401:0.009383:0.004036:0.009401:0.009401:0.009383:0.004019:0.008073:0.009401:0.004036:0.010728:0.009401:0.009401:0.009401:0.004036:0.005364:0.009401:0.005382:0.013437:0.004019:0.009401:0.009401:0.004036:0.009401:0.009401:0.004036:0.012091:0.004019:0.005364:0.009401:0.004036:0.009401:0.005364:0.004036:0.008073:0.008073:0.004036:0.004614:0.005364:0.004036:0.009401:0.014765:0.004858
the time of the first fraudulent act, in which case the :@0.222077:0.629615:0.613684:0.629615:0.613684:0.615837:0.222077:0.615837:0.005364:0.009401:0.009401:0.004036:0.005364:0.004019:0.014765:0.009401:0.004036:0.010728:0.005364:0.004036:0.005364:0.009401:0.009401:0.004036:0.005364:0.004019:0.005382:0.008073:0.005364:0.004036:0.005364:0.005382:0.009401:0.009401:0.009401:0.009401:0.004019:0.008073:0.009401:0.005364:0.004036:0.009401:0.009383:0.004036:0.005364:0.004036:0.004019:0.009401:0.004036:0.012091:0.009401:0.004019:0.008073:0.009401:0.004036:0.009383:0.009401:0.008073:0.009401:0.004036:0.005364:0.009401:0.009401:0.004858
insurer:@0.613710:0.629615:0.671528:0.629615:0.671528:0.615837:0.613710:0.615837:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.006797
 is not liable to that :@0.671573:0.629615:0.816106:0.629615:0.816106:0.615837:0.671573:0.615837:0.004049:0.004019:0.008073:0.004036:0.009401:0.010728:0.004036:0.004036:0.004019:0.004019:0.009401:0.009401:0.004019:0.009401:0.004036:0.005364:0.009401:0.004036:0.005364:0.009401:0.008073:0.005364:0.004858
insured:@0.815608:0.629615:0.881307:0.629615:0.881307:0.615837:0.815608:0.615837:0.005364:0.010728:0.008073:0.012074:0.008055:0.010728:0.010676
 :@0.882897:0.629615:0.887754:0.629615:0.887754:0.615837:0.882897:0.615837:0.004858
in respect of a relevant event occurring after that time and may retain any premium. :@0.222077:0.642923:0.851430:0.642923:0.851430:0.629144:0.222077:0.629144:0.004019:0.009401:0.004036:0.005382:0.009401:0.009383:0.010728:0.009401:0.009383:0.005364:0.004036:0.009401:0.005364:0.004036:0.009401:0.004036:0.005382:0.009401:0.004318:0.009401:0.009383:0.009401:0.009401:0.004036:0.004036:0.009401:0.009383:0.009401:0.009401:0.005364:0.004036:0.009401:0.008073:0.008073:0.009401:0.005382:0.005382:0.004019:0.009401:0.009401:0.004036:0.009401:0.005364:0.005364:0.009401:0.005382:0.004036:0.005364:0.009401:0.009401:0.004036:0.004036:0.005364:0.004019:0.013437:0.009401:0.004036:0.009401:0.009401:0.010728:0.004036:0.014765:0.008073:0.009383:0.004036:0.005382:0.009401:0.005364:0.009401:0.002691:0.009401:0.004036:0.009401:0.009401:0.009383:0.004036:0.009401:0.005382:0.009401:0.014765:0.004019:0.009401:0.013437:0.006452:0.004858
10.13.2  These remedies shall not be available against any other entity :@0.119792:0.666723:0.660545:0.666723:0.660545:0.652944:0.119792:0.652944:0.009401:0.009401:0.005364:0.009401:0.009401:0.005364:0.008205:0.004858:0.009927:0.009401:0.009401:0.009401:0.009383:0.009401:0.004036:0.005382:0.009401:0.014765:0.009401:0.010728:0.004019:0.009401:0.009383:0.004036:0.009383:0.009401:0.009401:0.004019:0.004019:0.004036:0.009401:0.009401:0.005364:0.004036:0.009401:0.009401:0.004036:0.009401:0.009383:0.009401:0.002691:0.004019:0.009401:0.009401:0.004019:0.009401:0.004036:0.009401:0.009401:0.009401:0.004019:0.009401:0.008073:0.005364:0.004036:0.009401:0.009401:0.008073:0.004036:0.010728:0.004036:0.009401:0.009401:0.005382:0.004036:0.009401:0.009401:0.005364:0.004019:0.004036:0.009383:0.004858
insured:@0.660837:0.666723:0.722534:0.666723:0.722534:0.652944:0.660837:0.652944:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.010676
 under this :@0.721405:0.666723:0.805489:0.666723:0.805489:0.652944:0.721405:0.652944:0.004015:0.009425:0.009401:0.010728:0.008073:0.005382:0.004036:0.005364:0.009401:0.004019:0.009383:0.004858
policy:@0.804856:0.666723:0.853501:0.666723:0.853501:0.652944:0.804856:0.652944:0.010728:0.009401:0.005364:0.004036:0.009401:0.009715
 that :@0.853293:0.666723:0.887728:0.666723:0.887728:0.652944:0.853293:0.652944:0.004032:0.005364:0.008073:0.008073:0.004036:0.004858
was not implicated in the fraud. :@0.191112:0.681005:0.431521:0.681005:0.431521:0.667227:0.191112:0.667227:0.012091:0.009401:0.009383:0.004036:0.009401:0.010728:0.005364:0.004036:0.004019:0.014765:0.010728:0.002691:0.004019:0.008073:0.009401:0.005364:0.009401:0.009401:0.004036:0.004019:0.009401:0.004036:0.005364:0.009401:0.009401:0.004036:0.005364:0.005382:0.009401:0.009401:0.009401:0.004609:0.004858
10.14  Inspection and audit  :@0.119792:0.705169:0.398582:0.705169:0.398582:0.689270:0.119792:0.689270:0.010746:0.010746:0.005383:0.012077:0.012174:0.005605:0.014590:0.005383:0.012097:0.010746:0.012097:0.010746:0.010746:0.006714:0.005383:0.012097:0.012097:0.008044:0.010746:0.012097:0.012097:0.006694:0.010746:0.012097:0.012097:0.005383:0.006714:0.007046:0.005605
The :@0.191112:0.721915:0.224171:0.721915:0.224171:0.708137:0.191112:0.708137:0.009401:0.009401:0.009401:0.004858
insurer:@0.224748:0.721915:0.283894:0.721915:0.283894:0.708137:0.224748:0.708137:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.006797
, or such representative as the :@0.283972:0.721915:0.517627:0.721915:0.517627:0.708137:0.283972:0.708137:0.005364:0.004036:0.010728:0.005382:0.004036:0.009383:0.009401:0.008073:0.009401:0.004036:0.005382:0.009401:0.010728:0.005382:0.009401:0.008073:0.009401:0.009401:0.005364:0.009401:0.004036:0.004019:0.008073:0.009401:0.004036:0.009401:0.009383:0.004036:0.005364:0.009868:0.009409:0.004858
insurer:@0.516801:0.721915:0.574620:0.721915:0.574620:0.708137:0.516801:0.708137:0.004036:0.010728:0.009401:0.010728:0.006727:0.009401:0.006797
 may designate, will be permitted but not :@0.573337:0.721915:0.887010:0.721915:0.887010:0.708137:0.573337:0.708137:0.004032:0.014765:0.009401:0.008073:0.004036:0.010728:0.009401:0.008073:0.004019:0.009401:0.009401:0.009401:0.004036:0.009401:0.005364:0.004036:0.012091:0.004019:0.004019:0.002691:0.004036:0.010728:0.009401:0.004036:0.009401:0.009401:0.005382:0.014765:0.004019:0.004036:0.005364:0.008073:0.009401:0.004036:0.010728:0.010728:0.005364:0.005364:0.010728:0.012074:0.005364:0.004858
obligated to inspect the :@0.191112:0.735212:0.373200:0.735212:0.373200:0.721433:0.191112:0.721433:0.010728:0.010728:0.004019:0.004019:0.009401:0.009401:0.005364:0.009401:0.009401:0.004036:0.005364:0.009401:0.004036:0.004019:0.009401:0.008073:0.009401:0.009401:0.008073:0.005364:0.004036:0.005364:0.009401:0.009401:0.004858
insured’s:@0.372816:0.735212:0.448317:0.735212:0.448317:0.721433:0.372816:0.721433:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.009401:0.005364:0.009715
 property and operations and any :@0.448169:0.735212:0.698834:0.735212:0.698834:0.721433:0.448169:0.721433:0.004032:0.009401:0.005382:0.009401:0.009401:0.009401:0.005382:0.005364:0.008073:0.004036:0.009401:0.009401:0.009401:0.004036:0.010728:0.009401:0.009401:0.005382:0.009401:0.004036:0.004019:0.009401:0.009401:0.008073:0.004036:0.009401:0.009401:0.009401:0.004036:0.009401:0.009401:0.009383:0.004858
insured premises:@0.698505:0.735212:0.858774:0.735212:0.858774:0.721433:0.698505:0.721433:0.006710:0.012074:0.010728:0.010728:0.008055:0.010728:0.010676:0.007030:0.012074:0.008055:0.010728:0.016145:0.005364:0.010728:0.010728:0.009715
 :@0.769825:0.735212:0.774683:0.735212:0.774683:0.721433:0.769825:0.721433:0.004858
 at :@0.860013:0.735212:0.887685:0.735212:0.887685:0.721433:0.860013:0.721433:0.005376:0.010728:0.006710:0.004858
any time given reasonable notice. Neither the :@0.191112:0.749506:0.537045:0.749506:0.537045:0.735727:0.191112:0.735727:0.009401:0.009401:0.009383:0.004036:0.005364:0.004019:0.014765:0.009401:0.004036:0.010728:0.004019:0.009383:0.009401:0.009401:0.004036:0.005382:0.009401:0.009401:0.008073:0.009401:0.009401:0.009401:0.009401:0.004019:0.009401:0.004036:0.009401:0.009401:0.005364:0.004019:0.008073:0.009401:0.004036:0.004036:0.012091:0.009401:0.004019:0.005364:0.009401:0.009401:0.005382:0.004036:0.005364:0.009401:0.009401:0.004858
insurer’s:@0.537013:0.749506:0.608513:0.749506:0.608513:0.735727:0.537013:0.735727:0.005364:0.009401:0.009401:0.010728:0.006727:0.009401:0.006727:0.004036:0.009715
 right to make inspections nor the :@0.608333:0.749506:0.886921:0.749506:0.886921:0.735727:0.608333:0.735727:0.004032:0.005382:0.004019:0.009401:0.009401:0.005364:0.004036:0.005364:0.009401:0.004036:0.014765:0.009401:0.008073:0.009401:0.005364:0.005364:0.010728:0.009383:0.010728:0.010728:0.009383:0.006710:0.005364:0.010728:0.010728:0.009383:0.005364:0.010728:0.010728:0.006710:0.005364:0.006710:0.010728:0.010728:0.004858
making thereof nor any report thereon will constitute an undertaking on behalf of or for the :@0.191112:0.762814:0.886608:0.762814:0.886608:0.749035:0.191112:0.749035:0.014765:0.009401:0.009383:0.004019:0.009401:0.010728:0.004036:0.005364:0.009401:0.009401:0.005382:0.009401:0.009401:0.005364:0.004036:0.009401:0.009401:0.005382:0.004036:0.009401:0.009401:0.009383:0.004036:0.005382:0.009401:0.009401:0.009401:0.005884:0.005364:0.004036:0.005364:0.009401:0.009401:0.005382:0.009401:0.009401:0.009401:0.004036:0.012091:0.004019:0.004019:0.004019:0.004036:0.008073:0.009401:0.009401:0.009383:0.004036:0.004019:0.004036:0.009401:0.005364:0.009401:0.004036:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.009401:0.005382:0.005364:0.009401:0.008073:0.004019:0.009401:0.009401:0.004036:0.009401:0.009401:0.004036:0.010728:0.009401:0.009401:0.008073:0.004019:0.006710:0.005364:0.010728:0.006710:0.005364:0.010728:0.006710:0.005364:0.006710:0.010728:0.006710:0.005364:0.006710:0.010728:0.010728:0.004858
benefit of the :@0.191112:0.777108:0.296667:0.777108:0.296667:0.763329:0.191112:0.763329:0.010728:0.009401:0.009401:0.009401:0.006710:0.004019:0.005364:0.004036:0.009401:0.004036:0.004036:0.005364:0.009401:0.009401:0.004858
insured:@0.296069:0.777108:0.357766:0.777108:0.357766:0.763329:0.296069:0.763329:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.010676
 or others to determine or warrant that such property or operations are :@0.357997:0.777108:0.887422:0.777108:0.887422:0.763329:0.357997:0.763329:0.004032:0.009401:0.005382:0.004036:0.010728:0.004036:0.009401:0.009401:0.005382:0.009383:0.004036:0.005364:0.009401:0.004036:0.009401:0.009401:0.004036:0.009401:0.005382:0.014765:0.004019:0.009401:0.009401:0.004036:0.009401:0.005382:0.004036:0.012091:0.009401:0.005382:0.005382:0.009401:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.005364:0.004036:0.008073:0.009401:0.009383:0.009401:0.004036:0.009401:0.005382:0.009401:0.009401:0.009401:0.006126:0.005364:0.008073:0.004036:0.009401:0.005382:0.004036:0.010728:0.009401:0.009401:0.005382:0.009401:0.004036:0.004019:0.009401:0.009401:0.008073:0.005364:0.010728:0.006710:0.010728:0.004858
safe or that any :@0.191112:0.790404:0.315486:0.790404:0.315486:0.776625:0.191112:0.776625:0.009383:0.009401:0.006710:0.009401:0.004036:0.010728:0.005382:0.004036:0.005364:0.009401:0.009401:0.005364:0.004036:0.009401:0.009401:0.008073:0.004858
insured premises:@0.314936:0.790404:0.455071:0.790404:0.455071:0.776625:0.314936:0.776625:0.005364:0.010728:0.009401:0.009401:0.006727:0.009401:0.010676:0.004247:0.010728:0.006727:0.009401:0.014782:0.004036:0.009401:0.009401:0.009715
 :@0.376848:0.790404:0.381706:0.790404:0.381706:0.776625:0.376848:0.776625:0.004858
 is in compliance with any environmental law. :@0.454889:0.790404:0.796239:0.790404:0.796239:0.776625:0.454889:0.776625:0.004066:0.004019:0.009383:0.004036:0.004019:0.009401:0.004036:0.009383:0.009401:0.013437:0.009401:0.004019:0.002691:0.009401:0.009401:0.009383:0.009401:0.004036:0.012091:0.004019:0.004036:0.009401:0.004036:0.009401:0.009401:0.009383:0.004036:0.009401:0.009401:0.009383:0.002691:0.005382:0.009401:0.009401:0.014765:0.009401:0.009401:0.004036:0.009401:0.004019:0.004036:0.004019:0.009401:0.012091:0.006151:0.004858
10.15  Late payment of claims :@0.119792:0.817455:0.417450:0.817455:0.417450:0.801557:0.119792:0.801557:0.010746:0.010746:0.005383:0.012077:0.012174:0.005605:0.014590:0.012097:0.010746:0.006714:0.010766:0.006804:0.012097:0.010746:0.010746:0.017520:0.010746:0.012097:0.006778:0.008065:0.012097:0.006714:0.005383:0.010746:0.005467:0.010746:0.005383:0.017520:0.010756:0.005605
The :@0.191112:0.835116:0.224171:0.835116:0.224171:0.821338:0.191112:0.821338:0.009401:0.009401:0.009401:0.004858
insurer:@0.224748:0.835116:0.283894:0.835116:0.283894:0.821338:0.224748:0.821338:0.005364:0.010728:0.009401:0.010728:0.006727:0.009401:0.006797
 shall, pursuant to section 13A of the Insurance Act 2015, pay any sum due in :@0.283972:0.835116:0.886318:0.835116:0.886318:0.821338:0.283972:0.821338:0.004049:0.009383:0.009401:0.009401:0.004019:0.004019:0.005364:0.004036:0.009401:0.009401:0.005382:0.009383:0.009401:0.009401:0.009401:0.004036:0.004036:0.005364:0.009401:0.004036:0.009383:0.009401:0.008073:0.004036:0.004019:0.009401:0.009401:0.004036:0.009401:0.009401:0.012074:0.004036:0.009401:0.005364:0.004036:0.005364:0.009401:0.009401:0.004036:0.004036:0.009401:0.009383:0.009401:0.005382:0.009401:0.009401:0.008073:0.009401:0.004036:0.012074:0.008073:0.004036:0.004036:0.009401:0.009401:0.009401:0.009401:0.005364:0.004036:0.010728:0.009401:0.008073:0.005364:0.010728:0.010728:0.010728:0.005364:0.009383:0.010728:0.016145:0.005364:0.010728:0.010728:0.010728:0.005364:0.005364:0.010728:0.004858
respect of a valid claim within a reasonable time (which includes a reasonable time to :@0.191112:0.848460:0.886808:0.848460:0.886808:0.834682:0.191112:0.834682:0.005382:0.009401:0.009383:0.010728:0.009401:0.009383:0.005364:0.006710:0.010728:0.006710:0.006710:0.009401:0.006710:0.009383:0.009401:0.004019:0.004019:0.010728:0.006710:0.009383:0.004019:0.009401:0.004019:0.014765:0.006710:0.012091:0.004019:0.005364:0.009401:0.004019:0.009401:0.006710:0.009401:0.006710:0.005382:0.009401:0.009401:0.009383:0.010728:0.009401:0.009401:0.010728:0.004019:0.010427:0.006771:0.005364:0.004019:0.014765:0.009401:0.006710:0.005382:0.012091:0.009401:0.004019:0.009383:0.009401:0.006710:0.004019:0.009401:0.009383:0.004019:0.009401:0.010728:0.009401:0.009383:0.005364:0.009401:0.005364:0.005382:0.009401:0.009401:0.009383:0.010728:0.009401:0.009401:0.010728:0.004019:0.009401:0.005364:0.005364:0.004019:0.014765:0.009401:0.005364:0.005364:0.010728:0.004858
investigate and assess the claim). :@0.191112:0.861768:0.453026:0.861768:0.453026:0.847990:0.191112:0.847990:0.004019:0.009401:0.009383:0.009401:0.009383:0.005364:0.004019:0.009401:0.009401:0.005364:0.009401:0.004036:0.009401:0.009401:0.009401:0.004036:0.009401:0.009383:0.008073:0.009401:0.008073:0.008073:0.004036:0.005364:0.009401:0.009401:0.004036:0.009383:0.004019:0.009401:0.004019:0.013437:0.005382:0.005968:0.004858