﻿:@0.120968:0.058560:0.126008:0.058560:0.126008:0.039353:0.120968:0.039353:0.005040
 :@0.236559:0.103270:0.242164:0.103270:0.242164:0.082852:0.236559:0.082852:0.005605
 :@0.236559:0.119425:0.242164:0.119425:0.242164:0.099007:0.236559:0.099007:0.005605
Condition – Aggregate Stop Loss: GBP :@0.120968:0.139513:0.568541:0.139513:0.568541:0.115011:0.120968:0.115011:0.017468:0.014782:0.014782:0.014782:0.006726:0.008056:0.006726:0.014782:0.014782:0.004040:0.013452:0.005371:0.017468:0.014782:0.014782:0.009411:0.014785:0.014782:0.013440:0.008056:0.013440:0.004040:0.016137:0.008056:0.014782:0.014782:0.004040:0.014782:0.014782:0.013440:0.013452:0.009411:0.004026:0.018818:0.017473:0.016130:0.006726
 :@0.673379:0.139513:0.680105:0.139513:0.680105:0.115011:0.673379:0.115011:0.006726
 :@0.120968:0.152935:0.125825:0.152935:0.125825:0.135240:0.120968:0.135240:0.004858
The non-ranking excess means the first amount payable by the :@0.120968:0.166566:0.598789:0.166566:0.598789:0.149698:0.120968:0.149698:0.009409:0.009401:0.009401:0.005382:0.009401:0.009401:0.009401:0.005408:0.005377:0.009401:0.009401:0.009409:0.004033:0.009401:0.009401:0.004036:0.009401:0.009408:0.009409:0.009401:0.009408:0.008066:0.004036:0.014784:0.009401:0.009401:0.009401:0.008066:0.004036:0.005377:0.009401:0.009401:0.004036:0.004033:0.004033:0.005377:0.009409:0.005377:0.004036:0.009401:0.014786:0.009401:0.009401:0.009401:0.004031:0.004036:0.009401:0.009401:0.009408:0.009401:0.009401:0.002687:0.009401:0.004036:0.009401:0.009409:0.004036:0.005377:0.009401:0.009401:0.004858
insured:@0.597968:0.167196:0.659720:0.167196:0.659720:0.149500:0.597968:0.149500:0.005377:0.009408:0.008066:0.010753:0.006720:0.010753:0.010676
 in respect of each and every :@0.658598:0.166566:0.883818:0.166566:0.883818:0.149698:0.658598:0.149698:0.004036:0.004033:0.009401:0.004036:0.005377:0.009401:0.009408:0.009401:0.009401:0.009409:0.004031:0.004036:0.009401:0.004031:0.004036:0.009401:0.009401:0.009408:0.009401:0.004036:0.009401:0.009401:0.009401:0.004036:0.010751:0.008066:0.010753:0.006720:0.010753:0.004858
occurrence, claim or potential claim including any :@0.120968:0.179875:0.495324:0.179875:0.495324:0.163007:0.120968:0.163007:0.009401:0.009408:0.009409:0.009401:0.005377:0.005377:0.009401:0.009401:0.009409:0.009401:0.005377:0.004036:0.009409:0.004031:0.009401:0.004033:0.013440:0.004036:0.009401:0.005377:0.004036:0.009401:0.009401:0.005377:0.009401:0.009401:0.005377:0.004033:0.008064:0.004033:0.004036:0.009409:0.004031:0.009401:0.002689:0.014784:0.004036:0.004033:0.009401:0.008066:0.004033:0.009401:0.009401:0.004033:0.009401:0.009401:0.004036:0.009401:0.009401:0.008066:0.004858
defence costs:@0.494503:0.180505:0.606343:0.180505:0.606343:0.162809:0.494503:0.162809:0.010753:0.009401:0.005377:0.010753:0.009409:0.009401:0.009401:0.004036:0.009401:0.010753:0.008066:0.005377:0.009715
 made against the :@0.604833:0.179875:0.745384:0.179875:0.745384:0.163007:0.604833:0.163007:0.004036:0.014786:0.009401:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.004033:0.009401:0.009408:0.005377:0.004036:0.005377:0.009401:0.009401:0.004858
insured:@0.744562:0.180505:0.807658:0.180505:0.807658:0.162809:0.744562:0.162809:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.010676
, and all :@0.807801:0.179875:0.883886:0.179875:0.883886:0.163007:0.807801:0.163007:0.006727:0.005382:0.010746:0.010746:0.010746:0.005382:0.010746:0.005377:0.005377:0.004858
such payments are excluded from this insurance.  The :@0.120985:0.193183:0.531752:0.193183:0.531752:0.176316:0.120985:0.176316:0.009409:0.009401:0.009409:0.009401:0.004036:0.009401:0.009401:0.009408:0.014786:0.009401:0.009401:0.005377:0.008066:0.004036:0.009401:0.005377:0.009401:0.004036:0.009401:0.009409:0.009409:0.002687:0.009401:0.009401:0.009401:0.009401:0.004036:0.004033:0.005375:0.009401:0.014786:0.004036:0.005377:0.009401:0.004033:0.009409:0.004036:0.004033:0.009401:0.008064:0.009401:0.005377:0.009401:0.009401:0.008066:0.009401:0.005511:0.004036:0.004036:0.009409:0.009401:0.009401:0.004858
limit of indemnity:@0.530940:0.193814:0.672381:0.193814:0.672381:0.176118:0.530940:0.176118:0.005377:0.005377:0.016129:0.004031:0.005377:0.004036:0.010751:0.005377:0.004036:0.005377:0.010753:0.010751:0.009409:0.014786:0.010751:0.004033:0.005377:0.009715
 by this :@0.672070:0.193183:0.730682:0.193183:0.730682:0.176316:0.672070:0.176316:0.004036:0.009401:0.009408:0.004036:0.005377:0.009401:0.002687:0.009409:0.004858
policy:@0.729861:0.193814:0.778555:0.193814:0.778555:0.176118:0.729861:0.176118:0.010753:0.009408:0.005377:0.004033:0.009409:0.009715
 is additional :@0.778254:0.193183:0.883904:0.193183:0.883904:0.176316:0.778254:0.176316:0.004036:0.004033:0.009409:0.004036:0.009401:0.009401:0.009401:0.004033:0.004033:0.005377:0.010753:0.010753:0.010751:0.005377:0.004858
to the non-ranking excess which shall stand at: :@0.121003:0.207444:0.477996:0.207444:0.477996:0.190576:0.121003:0.190576:0.005377:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.005410:0.005377:0.009401:0.009401:0.009409:0.004033:0.009401:0.009401:0.004036:0.009401:0.009408:0.009409:0.009401:0.009409:0.008066:0.004036:0.012098:0.009401:0.004033:0.009409:0.009401:0.004036:0.008066:0.009401:0.009401:0.004033:0.004031:0.004036:0.008066:0.005377:0.009401:0.009401:0.009401:0.004036:0.009401:0.005377:0.004110:0.004858
GBP Nil :@0.120985:0.228353:0.187663:0.228353:0.187663:0.211485:0.120985:0.211485:0.013440:0.012091:0.012091:0.004036:0.012097:0.004031:0.004033:0.004858
 :@0.120985:0.241662:0.125843:0.241662:0.125843:0.224794:0.120985:0.224794:0.004858
In addition the :@0.120985:0.254971:0.233311:0.254971:0.233311:0.238103:0.120985:0.238103:0.004033:0.009401:0.005377:0.009401:0.009401:0.009401:0.004033:0.005377:0.004033:0.009401:0.009401:0.004036:0.005377:0.009401:0.009401:0.004858
insured:@0.232490:0.255601:0.295585:0.255601:0.295585:0.237905:0.232490:0.237905:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.010676
 will pay the first amount of any covered loss as :@0.295716:0.254971:0.652636:0.254971:0.652636:0.238103:0.295716:0.238103:0.004036:0.012097:0.004033:0.004033:0.004031:0.004036:0.009401:0.009401:0.009409:0.004036:0.005377:0.009401:0.008064:0.004036:0.004033:0.004031:0.005377:0.009409:0.005377:0.004036:0.009401:0.014784:0.009401:0.009401:0.009401:0.004033:0.004036:0.009401:0.004033:0.004036:0.009401:0.009401:0.009409:0.004036:0.009408:0.009401:0.006720:0.009401:0.005377:0.009401:0.009401:0.004036:0.004033:0.009401:0.009408:0.009409:0.004036:0.009401:0.009409:0.004858
retention:@0.651815:0.255601:0.724328:0.255601:0.724328:0.237905:0.651815:0.237905:0.006720:0.009408:0.005382:0.009409:0.010753:0.005382:0.005375:0.009409:0.010676
 but the maximum :@0.724489:0.254971:0.883893:0.254971:0.883893:0.238103:0.724489:0.238103:0.005382:0.010746:0.010746:0.006720:0.005382:0.006720:0.010746:0.010746:0.005382:0.016129:0.010746:0.009408:0.005377:0.014786:0.010746:0.014786:0.004858
amount for which the :@0.121003:0.269231:0.283059:0.269231:0.283059:0.252363:0.121003:0.252363:0.009401:0.014784:0.009401:0.009401:0.009401:0.005377:0.004036:0.004033:0.009401:0.005378:0.004036:0.012097:0.009401:0.004033:0.009408:0.009401:0.004036:0.005377:0.009401:0.009401:0.004858
insured:@0.282238:0.269861:0.345333:0.269861:0.345333:0.252165:0.282238:0.252165:0.005377:0.010753:0.008064:0.010753:0.006720:0.010753:0.010676
 is responsible for each and every occurrence, claim or potential claim :@0.345462:0.269231:0.883755:0.269231:0.883755:0.252363:0.345462:0.252363:0.004036:0.004033:0.009409:0.004036:0.005377:0.009401:0.009409:0.009401:0.009401:0.009401:0.008064:0.004033:0.009401:0.004033:0.009401:0.004036:0.004031:0.009401:0.005377:0.004036:0.009401:0.009401:0.009409:0.009401:0.004036:0.009401:0.009401:0.009401:0.004036:0.009401:0.006720:0.009401:0.005377:0.009408:0.004036:0.009401:0.009409:0.009408:0.009401:0.005377:0.005377:0.009401:0.009401:0.009409:0.009401:0.004031:0.004036:0.009409:0.004031:0.009401:0.004033:0.013440:0.004036:0.009401:0.005377:0.004036:0.009401:0.009401:0.005377:0.009401:0.009401:0.006720:0.005377:0.010753:0.004033:0.005377:0.010753:0.005377:0.010753:0.005377:0.014786:0.004858
including any :@0.121003:0.282540:0.226617:0.282540:0.226617:0.265672:0.121003:0.265672:0.004033:0.009401:0.009409:0.004033:0.009401:0.009401:0.004033:0.009401:0.009401:0.004036:0.009401:0.009401:0.009409:0.004858
defence costs:@0.225796:0.283170:0.338978:0.283170:0.338978:0.265474:0.225796:0.265474:0.010753:0.010753:0.005377:0.009401:0.010753:0.009401:0.009401:0.004036:0.009401:0.010753:0.008066:0.005375:0.009715
 during any one :@0.337407:0.282540:0.457795:0.282540:0.457795:0.265672:0.337407:0.265672:0.004036:0.009401:0.009401:0.005377:0.004033:0.009401:0.009401:0.004036:0.009401:0.009401:0.009408:0.004036:0.009401:0.009401:0.009401:0.004858
period of insurance:@0.456974:0.283170:0.615889:0.283170:0.615889:0.265474:0.456974:0.265474:0.010753:0.010751:0.006722:0.005375:0.010753:0.010753:0.004036:0.010751:0.005377:0.004036:0.005377:0.010753:0.008064:0.010753:0.006720:0.009408:0.010753:0.008066:0.009715
 in respect of all amounts payable :@0.615632:0.282540:0.883872:0.282540:0.883872:0.265672:0.615632:0.265672:0.004036:0.004033:0.009401:0.004036:0.005377:0.009401:0.009409:0.009401:0.009401:0.009409:0.004031:0.004036:0.009401:0.004031:0.004036:0.009401:0.004033:0.004033:0.004036:0.009401:0.014786:0.009401:0.009401:0.009401:0.005377:0.009408:0.005377:0.010753:0.010753:0.010753:0.010753:0.010753:0.005377:0.010753:0.004858
as :@0.121020:0.295849:0.144686:0.295849:0.144686:0.278981:0.121020:0.278981:0.009401:0.009408:0.004858
retention:@0.147894:0.296479:0.224440:0.296479:0.224440:0.278783:0.147894:0.278783:0.006720:0.010753:0.005382:0.010753:0.010751:0.005382:0.005377:0.010753:0.010676
  will not exceed the figure shown above as the Aggregate stop limit.  The amounts :@0.224513:0.295849:0.883926:0.295849:0.883926:0.278981:0.224513:0.278981:0.004858:0.003215:0.012097:0.004033:0.004033:0.004031:0.006727:0.009401:0.009401:0.005377:0.006727:0.009401:0.009408:0.009409:0.009401:0.009401:0.009401:0.006727:0.005377:0.009401:0.009401:0.006727:0.004033:0.004031:0.009401:0.009401:0.005377:0.009401:0.006727:0.009409:0.009401:0.009401:0.012098:0.009401:0.006727:0.009401:0.009401:0.009401:0.006720:0.009401:0.006727:0.009401:0.009409:0.006727:0.005377:0.009401:0.009401:0.006727:0.012097:0.009401:0.009401:0.005377:0.009401:0.009401:0.009401:0.005377:0.009401:0.006727:0.009409:0.005377:0.009401:0.009401:0.006727:0.004033:0.004033:0.014784:0.004033:0.005377:0.005541:0.005382:0.006727:0.009409:0.009401:0.009401:0.006727:0.009401:0.014784:0.009401:0.009401:0.009401:0.005375:0.009409:0.004858
payable as non-ranking excess will not contribute to the Aggregate stop limit:@0.121055:0.310109:0.691615:0.310109:0.691615:0.293241:0.121055:0.293241:0.009401:0.009401:0.009409:0.009401:0.009401:0.004033:0.009401:0.004036:0.009401:0.009409:0.004036:0.009401:0.009401:0.009401:0.005438:0.005377:0.009401:0.009401:0.009409:0.004033:0.009401:0.009401:0.004036:0.009401:0.009408:0.009409:0.009401:0.008066:0.008064:0.004036:0.012097:0.004033:0.004033:0.004033:0.004036:0.009401:0.009401:0.005377:0.004036:0.009408:0.009401:0.009401:0.004031:0.005377:0.004033:0.009401:0.009401:0.004033:0.009401:0.004036:0.005377:0.009401:0.004036:0.005377:0.009401:0.009401:0.004036:0.012097:0.009401:0.009401:0.005377:0.009401:0.009401:0.009401:0.004031:0.009401:0.004036:0.009409:0.004031:0.009401:0.009401:0.004036:0.004033:0.004033:0.014786:0.004031:0.004858
 :@0.690941:0.310740:0.695798:0.310740:0.695798:0.293044:0.690941:0.293044:0.004858
 :@0.121055:0.323418:0.125913:0.323418:0.125913:0.306550:0.121055:0.306550:0.004858
Further  the  Aggregate stop  limit under this :@0.121055:0.337679:0.469874:0.337679:0.469874:0.320811:0.121055:0.320811:0.010753:0.009401:0.005377:0.005375:0.009401:0.009401:0.005377:0.004858:0.003206:0.005377:0.009401:0.009401:0.004858:0.003206:0.012097:0.009401:0.009401:0.005375:0.009401:0.009401:0.009401:0.005377:0.009401:0.008073:0.009408:0.005377:0.009401:0.009401:0.004858:0.003206:0.004033:0.004033:0.014784:0.004033:0.005377:0.008073:0.009401:0.009401:0.009401:0.009401:0.005377:0.008073:0.005377:0.009401:0.004033:0.009409:0.004858
policy:@0.473208:0.338309:0.524590:0.338309:0.524590:0.320613:0.473208:0.320613:0.010753:0.010753:0.005375:0.005377:0.009409:0.009715
 is shared with and eroded in like manner by :@0.524282:0.337679:0.883877:0.337679:0.883877:0.320811:0.524282:0.320811:0.006727:0.004033:0.009408:0.006727:0.009408:0.009401:0.009401:0.005377:0.009401:0.009401:0.006727:0.012097:0.004033:0.005377:0.009401:0.006727:0.009401:0.009401:0.009401:0.006727:0.009401:0.005377:0.009401:0.009401:0.009401:0.009401:0.006727:0.004031:0.009401:0.006727:0.004033:0.004033:0.009408:0.009401:0.006727:0.014786:0.009401:0.009401:0.009401:0.009401:0.005377:0.006727:0.009401:0.009409:0.004858
payments under the following coverages: :@0.121055:0.350988:0.435047:0.350988:0.435047:0.334120:0.121055:0.334120:0.009401:0.009401:0.009409:0.014786:0.009401:0.009401:0.005377:0.009409:0.004036:0.009401:0.009401:0.009401:0.009401:0.005377:0.004036:0.005377:0.009401:0.009401:0.004036:0.004033:0.009401:0.004033:0.004033:0.009401:0.012097:0.004031:0.009401:0.009401:0.004036:0.009408:0.009401:0.006720:0.009401:0.005377:0.009401:0.009401:0.009401:0.009409:0.005506:0.004858
 :@0.121055:0.364297:0.125913:0.364297:0.125913:0.347429:0.121055:0.347429:0.004858
Combined Liability – Y129076QBE0120A :@0.121055:0.378557:0.437738:0.378557:0.437738:0.361689:0.121055:0.361689:0.012097:0.009401:0.014784:0.009401:0.004033:0.009401:0.009401:0.009401:0.004036:0.009401:0.004033:0.009401:0.009401:0.004033:0.004033:0.004033:0.005377:0.009408:0.004036:0.009463:0.004035:0.012097:0.009401:0.009401:0.009401:0.009401:0.009401:0.009401:0.013440:0.010753:0.010753:0.009401:0.009401:0.009401:0.009401:0.012174:0.004858
Professional Indemnity – 037803/01/2020/0167 :@0.121055:0.391866:0.481966:0.391866:0.481966:0.374998:0.121055:0.374998:0.012097:0.005377:0.009401:0.004033:0.009401:0.009409:0.009409:0.004031:0.009401:0.009401:0.009401:0.004033:0.004036:0.004033:0.009401:0.009401:0.009401:0.014784:0.009401:0.004033:0.005377:0.008064:0.004036:0.009469:0.004035:0.009401:0.009401:0.009401:0.009401:0.009401:0.009401:0.005377:0.009401:0.009401:0.005377:0.009401:0.009401:0.009401:0.009401:0.004033:0.009401:0.009401:0.009401:0.009401:0.004858
 :@0.121055:0.405175:0.125913:0.405175:0.125913:0.388307:0.121055:0.388307:0.004858
Upon exhaustion of the Aggregate stop limit the :@0.121055:0.419435:0.483290:0.419435:0.483290:0.402567:0.121055:0.402567:0.012097:0.009401:0.009401:0.009401:0.004036:0.009401:0.009408:0.009401:0.009401:0.009401:0.009409:0.005377:0.004033:0.009401:0.009401:0.004036:0.009401:0.004031:0.004036:0.005377:0.009401:0.009401:0.004036:0.012097:0.009401:0.009401:0.005377:0.009401:0.009401:0.009401:0.005377:0.009401:0.004036:0.009409:0.005377:0.009401:0.009401:0.004036:0.004033:0.004031:0.013442:0.004033:0.005375:0.004036:0.004033:0.009401:0.009401:0.004858
insurer:@0.482469:0.420066:0.540342:0.420066:0.540342:0.402370:0.482469:0.402370:0.005377:0.010753:0.008064:0.010753:0.006720:0.009409:0.006797
 will reimburse the :@0.540410:0.419435:0.680983:0.419435:0.680983:0.402567:0.540410:0.402567:0.004036:0.012097:0.004033:0.004033:0.004031:0.004036:0.005377:0.009401:0.004033:0.014784:0.009401:0.009401:0.005375:0.008066:0.009401:0.004036:0.005377:0.009401:0.009401:0.004858
insured :@0.680162:0.420066:0.748190:0.420066:0.748190:0.402370:0.680162:0.402370:0.005377:0.010751:0.008066:0.010751:0.006722:0.009408:0.012097:0.004858
for subsequent :@0.748742:0.419435:0.883923:0.419435:0.883923:0.402567:0.748742:0.402567:0.005382:0.010753:0.006720:0.005364:0.010753:0.010746:0.010746:0.009409:0.010746:0.010746:0.010746:0.010746:0.010746:0.006720:0.004858
loss payments within this :@0.121055:0.432744:0.315379:0.432744:0.315379:0.415876:0.121055:0.415876:0.004033:0.009401:0.009409:0.009409:0.004036:0.009401:0.009401:0.009409:0.014784:0.009401:0.009401:0.005375:0.008066:0.004036:0.012097:0.004033:0.005377:0.009401:0.002689:0.009401:0.004036:0.005377:0.009401:0.004033:0.008064:0.004858
retention:@0.314558:0.433375:0.388415:0.433375:0.388415:0.415679:0.314558:0.415679:0.006720:0.010753:0.005382:0.009408:0.009409:0.005382:0.005377:0.010751:0.010676
 but the non-ranking excess will stand at: :@0.387188:0.432744:0.695816:0.432744:0.695816:0.415876:0.387188:0.415876:0.004036:0.009401:0.009401:0.005377:0.004036:0.005377:0.009401:0.009401:0.004036:0.009401:0.009401:0.009401:0.005427:0.005377:0.009401:0.009401:0.009409:0.002689:0.009401:0.009401:0.004036:0.009401:0.009409:0.008064:0.009401:0.009409:0.008064:0.004036:0.012097:0.004033:0.004033:0.004031:0.004036:0.008066:0.005377:0.009401:0.009401:0.009401:0.004036:0.009401:0.005377:0.004094:0.004858
 :@0.121073:0.447635:0.125930:0.447635:0.125930:0.429939:0.121073:0.429939:0.004858
GBP :@0.121073:0.460314:0.163566:0.460314:0.163566:0.443446:0.121073:0.443446:0.013440:0.012098:0.012097:0.004858
 in respect of Officials Indemnity and Professional Indemnity only :@0.215123:0.460314:0.702543:0.460314:0.702543:0.443446:0.215123:0.443446:0.004036:0.004031:0.009401:0.004036:0.005377:0.009401:0.009409:0.009401:0.009401:0.009408:0.005377:0.004036:0.009401:0.004031:0.004036:0.013440:0.004033:0.004033:0.004033:0.009408:0.004033:0.009401:0.004033:0.009408:0.004036:0.004033:0.009401:0.009401:0.009401:0.014786:0.009401:0.004033:0.004033:0.008064:0.004036:0.009401:0.009401:0.009401:0.004036:0.012097:0.005377:0.009401:0.004033:0.009401:0.009409:0.008064:0.004033:0.009401:0.009401:0.009401:0.004031:0.004036:0.004033:0.009401:0.009401:0.009401:0.014786:0.009401:0.004033:0.004033:0.009408:0.004036:0.009401:0.009401:0.004031:0.008258:0.004858
 :@0.121073:0.473623:0.125930:0.473623:0.125930:0.456755:0.121073:0.456755:0.004858
 :@0.121073:0.487883:0.125930:0.487883:0.125930:0.471015:0.121073:0.471015:0.004858
 :@0.121073:0.501192:0.125930:0.501192:0.125930:0.484324:0.121073:0.484324:0.004858
 :@0.074035:0.515131:0.078892:0.515131:0.078892:0.497435:0.074035:0.497435:0.004858
 :@0.074035:0.529392:0.078892:0.529392:0.078892:0.511696:0.074035:0.511696:0.004858
 :@0.121073:0.542701:0.125930:0.542701:0.125930:0.525005:0.121073:0.525005:0.004858
 :@0.363005:0.542701:0.367863:0.542701:0.367863:0.525005:0.363005:0.525005:0.004858