﻿:@0.120943:0.059393:0.125983:0.059393:0.125983:0.040194:0.120943:0.040194:0.005039
 :@0.236847:0.107182:0.243404:0.107182:0.243404:0.083302:0.236847:0.083302:0.006556
 :@0.236847:0.126277:0.243404:0.126277:0.243404:0.102396:0.236847:0.102396:0.006556
 :@0.120932:0.145371:0.127489:0.145371:0.127489:0.121491:0.120932:0.121491:0.006556
 :@0.120932:0.164465:0.127489:0.164465:0.127489:0.140585:0.120932:0.140585:0.006556
Subjectivities :@0.120943:0.183722:0.279074:0.183722:0.279074:0.159842:0.120943:0.159842:0.015723:0.014311:0.014311:0.006651:0.013103:0.013101:0.007863:0.006651:0.012900:0.006651:0.007660:0.006651:0.013103:0.012896:0.006556
 :@0.120943:0.197151:0.125594:0.197151:0.125594:0.180210:0.120943:0.180210:0.004651
 :@0.120943:0.210838:0.125594:0.210838:0.125594:0.193897:0.120943:0.193897:0.004651
1.  Terms are subject to the satisfactory completion of a no claims declaration being returned prior to :@0.120943:0.223922:0.870747:0.223922:0.870747:0.207774:0.120943:0.207774:0.009269:0.004634:0.004651:0.005220:0.010482:0.009269:0.005442:0.014111:0.008466:0.004634:0.009269:0.005645:0.009269:0.004634:0.008466:0.009269:0.009269:0.003831:0.009269:0.008466:0.004636:0.004634:0.004636:0.009269:0.004634:0.004636:0.009474:0.009269:0.004634:0.008467:0.009473:0.004636:0.003629:0.008466:0.004838:0.009269:0.008466:0.004636:0.009269:0.005846:0.008062:0.004634:0.008466:0.009269:0.014311:0.009269:0.003629:0.009269:0.004636:0.003629:0.009473:0.009269:0.004634:0.009269:0.004837:0.004634:0.009269:0.004634:0.009474:0.009269:0.004634:0.008467:0.003627:0.009474:0.003627:0.014313:0.008466:0.004634:0.009269:0.009269:0.008466:0.003723:0.009269:0.005645:0.009269:0.004636:0.003629:0.009473:0.009269:0.004634:0.009269:0.009473:0.003629:0.009473:0.009269:0.004634:0.005643:0.009269:0.004636:0.009269:0.005643:0.009269:0.009474:0.009269:0.004634:0.009269:0.005643:0.003831:0.009269:0.005643:0.004634:0.004636:0.009269:0.004651
01 April 2021 otherwise we reserve our right to amend the terms & conditions &/or premium and a :@0.144717:0.237610:0.875686:0.237610:0.875686:0.221461:0.144717:0.221461:0.009269:0.009269:0.004634:0.011288:0.009269:0.005645:0.003830:0.003629:0.004634:0.009269:0.009473:0.009269:0.009269:0.004837:0.009269:0.004636:0.009269:0.009269:0.005846:0.012095:0.003627:0.008467:0.009269:0.004837:0.012095:0.009474:0.004634:0.005643:0.009269:0.008467:0.009269:0.005643:0.008265:0.009269:0.004838:0.009269:0.009269:0.005645:0.004634:0.005643:0.003629:0.009473:0.009269:0.004636:0.004634:0.004838:0.009269:0.004634:0.009269:0.014313:0.009269:0.009269:0.009474:0.004634:0.004636:0.009269:0.009269:0.004634:0.004837:0.009269:0.005643:0.014311:0.008467:0.004634:0.011087:0.004634:0.008466:0.009269:0.009269:0.009269:0.003627:0.004638:0.003830:0.009269:0.009269:0.008466:0.004634:0.011288:0.004636:0.009474:0.005643:0.004634:0.009269:0.005643:0.009269:0.014311:0.003629:0.009071:0.014311:0.004634:0.009269:0.009269:0.009269:0.004634:0.009269:0.004651
retroactive date of 01 April 2021 will be applied to the policy. :@0.144717:0.251297:0.596658:0.251297:0.596658:0.235149:0.144717:0.235149:0.005643:0.009269:0.004636:0.005643:0.009269:0.009269:0.008467:0.004636:0.003830:0.008265:0.009269:0.004837:0.009269:0.009269:0.004636:0.009473:0.004634:0.009269:0.004838:0.004634:0.009269:0.009269:0.004835:0.011086:0.009269:0.005643:0.003830:0.003629:0.004835:0.009269:0.009269:0.009269:0.009535:0.004835:0.011892:0.003831:0.003627:0.003629:0.004835:0.009269:0.009269:0.004835:0.009269:0.009269:0.009473:0.003629:0.003830:0.009269:0.009269:0.004638:0.004837:0.009269:0.004636:0.004636:0.009474:0.009269:0.004835:0.009269:0.009269:0.003830:0.003629:0.008666:0.008064:0.004884:0.004651
 :@0.120927:0.265115:0.124708:0.265115:0.124708:0.249286:0.120927:0.249286:0.003781
 :@0.120927:0.279654:0.124708:0.279654:0.124708:0.263825:0.120927:0.263825:0.003781
This Insurance is subject to satisfactory receipt of the above within 14 days of inception/renewal date. :@0.120927:0.298191:0.878023:0.298191:0.878023:0.282043:0.120927:0.282043:0.010482:0.009269:0.003629:0.008466:0.004634:0.004636:0.009269:0.008466:0.009269:0.005643:0.009269:0.009269:0.008467:0.009269:0.004634:0.003629:0.008466:0.004634:0.008466:0.009269:0.009269:0.003831:0.009269:0.008466:0.004636:0.004634:0.004838:0.009473:0.004634:0.008466:0.009269:0.004636:0.003627:0.008467:0.004837:0.009269:0.008466:0.004636:0.009269:0.005846:0.008062:0.004634:0.005643:0.009269:0.008466:0.009269:0.003830:0.009269:0.004636:0.004634:0.009269:0.004838:0.004634:0.004636:0.009474:0.009269:0.004634:0.009473:0.009269:0.009269:0.008466:0.009269:0.004838:0.012095:0.003627:0.004636:0.009474:0.003629:0.009269:0.004634:0.009474:0.009269:0.004634:0.009473:0.009474:0.008062:0.008466:0.004634:0.009269:0.004837:0.004634:0.003830:0.009269:0.008466:0.009473:0.009269:0.004636:0.003627:0.009474:0.009269:0.004636:0.005767:0.009272:0.009470:0.009470:0.011892:0.009470:0.003627:0.004634:0.009470:0.009274:0.004636:0.009272:0.004636:0.004651
This insurance will remain in full force and effect pending receipt of such items except that:  :@0.120927:0.316008:0.802460:0.316008:0.802460:0.299859:0.120927:0.299859:0.010482:0.009269:0.003629:0.008466:0.004634:0.003629:0.009269:0.008466:0.009269:0.005645:0.009269:0.009269:0.008466:0.009269:0.004838:0.012095:0.003629:0.003830:0.003627:0.004634:0.005645:0.009269:0.014311:0.009269:0.003629:0.009269:0.004634:0.003830:0.009269:0.004634:0.004838:0.009269:0.003629:0.003629:0.004634:0.004837:0.009269:0.005645:0.008466:0.009269:0.004634:0.009269:0.009474:0.009269:0.004634:0.009269:0.004838:0.004837:0.009269:0.008466:0.004636:0.004634:0.009269:0.009269:0.009269:0.009474:0.003830:0.009269:0.009269:0.004634:0.005645:0.009269:0.008466:0.009269:0.003831:0.009269:0.004636:0.004634:0.009269:0.004838:0.004634:0.008466:0.009269:0.008466:0.009269:0.004838:0.003627:0.004636:0.009269:0.014311:0.008466:0.004634:0.009269:0.008265:0.008466:0.009269:0.009269:0.004636:0.004634:0.004636:0.009473:0.009269:0.004636:0.004636:0.004982:0.004651
 :@0.181407:0.333824:0.186058:0.333824:0.186058:0.317676:0.181407:0.317676:0.004651
If a claim is first made against the insured  on or before receipt of the above, the insurer  shall not be :@0.120943:0.351640:0.870577:0.351640:0.870577:0.335492:0.120943:0.335492:0.004636:0.004838:0.004634:0.009269:0.004634:0.008466:0.003629:0.009269:0.003629:0.014311:0.004634:0.003627:0.008467:0.004634:0.004837:0.003629:0.005643:0.008467:0.004636:0.004434:0.014311:0.009269:0.009269:0.009269:0.004634:0.009269:0.009269:0.009474:0.003830:0.009269:0.008466:0.004636:0.004634:0.004636:0.009269:0.009269:0.004837:0.003629:0.009269:0.008466:0.009269:0.005645:0.009474:0.009269:0.004634:0.004695:0.009474:0.009269:0.004634:0.009269:0.005643:0.004634:0.009474:0.009269:0.004838:0.009269:0.005643:0.009269:0.004634:0.005645:0.009269:0.008466:0.009269:0.003627:0.009474:0.004636:0.004634:0.009269:0.004838:0.004634:0.004636:0.009269:0.009269:0.004838:0.009269:0.009473:0.009269:0.008467:0.009269:0.004636:0.004634:0.004636:0.009474:0.009269:0.004634:0.003830:0.009269:0.008466:0.009269:0.005643:0.009269:0.005645:0.004634:0.004703:0.008466:0.009269:0.009269:0.003830:0.003627:0.004634:0.009474:0.009269:0.004636:0.004634:0.009474:0.009269:0.004651
liable to pay any loss under the Policy that is causally and directly connected to that part of the :@0.120927:0.369456:0.825545:0.369456:0.825545:0.353308:0.120927:0.353308:0.003629:0.003627:0.009474:0.009269:0.003830:0.009269:0.004634:0.004636:0.009269:0.004837:0.009269:0.009675:0.008064:0.004634:0.009473:0.009474:0.008062:0.004838:0.003627:0.009269:0.008466:0.008466:0.004634:0.009474:0.009269:0.009269:0.009269:0.005846:0.004634:0.004636:0.009269:0.009269:0.004838:0.011086:0.009474:0.003629:0.003629:0.008666:0.008106:0.004835:0.004636:0.009269:0.009474:0.004636:0.004634:0.003629:0.008466:0.004634:0.008466:0.009269:0.009269:0.008668:0.009269:0.003830:0.003831:0.008062:0.004837:0.009269:0.009269:0.009269:0.004837:0.009269:0.003629:0.005645:0.009269:0.008466:0.004837:0.003831:0.008062:0.004634:0.008466:0.009474:0.009269:0.009269:0.009269:0.008466:0.004838:0.009269:0.009269:0.004634:0.004838:0.009269:0.004634:0.004636:0.009474:0.009269:0.004636:0.004634:0.009269:0.009269:0.005645:0.004636:0.004837:0.009269:0.004837:0.004634:0.004636:0.009269:0.009269:0.004651
information required that is materially changed from information previously provided.  :@0.120927:0.387272:0.755096:0.387272:0.755096:0.371124:0.120927:0.371124:0.003629:0.009269:0.004837:0.009269:0.005643:0.014311:0.009269:0.004636:0.003629:0.009269:0.009269:0.004634:0.005645:0.009269:0.009269:0.009474:0.003629:0.005643:0.009269:0.009269:0.004634:0.004838:0.009269:0.009269:0.004838:0.004634:0.003629:0.008466:0.004837:0.014311:0.009269:0.004636:0.009269:0.005643:0.003629:0.009269:0.003629:0.004030:0.008064:0.004634:0.008466:0.009269:0.009269:0.009474:0.009269:0.009474:0.009269:0.004634:0.004837:0.005645:0.009071:0.014311:0.004634:0.003627:0.009269:0.004837:0.009269:0.005645:0.014311:0.009269:0.004636:0.003629:0.009269:0.009269:0.004634:0.009269:0.005645:0.009473:0.008265:0.003629:0.009474:0.009269:0.008466:0.004030:0.008064:0.004634:0.009269:0.005643:0.009474:0.008265:0.003830:0.009269:0.009474:0.009269:0.004636:0.004961:0.004651
 :@0.181407:0.405088:0.186058:0.405088:0.186058:0.388940:0.181407:0.388940:0.004651
The insurer has the right to amend terms within 7 working days of receipt of the above and during that :@0.120943:0.422904:0.880722:0.422904:0.880722:0.406756:0.120943:0.406756:0.010482:0.009269:0.009269:0.004634:0.003629:0.009269:0.008466:0.009269:0.005643:0.009269:0.005645:0.004634:0.009269:0.009269:0.008466:0.004634:0.004838:0.009269:0.009269:0.004634:0.005645:0.003830:0.009269:0.009269:0.004636:0.004838:0.004636:0.009269:0.004837:0.009269:0.014313:0.009269:0.009269:0.009269:0.004634:0.004636:0.009269:0.005645:0.014111:0.008466:0.004634:0.011892:0.003629:0.004838:0.009269:0.003830:0.009269:0.004634:0.009269:0.004838:0.012093:0.009269:0.005643:0.008668:0.003629:0.009269:0.009269:0.004634:0.009474:0.009473:0.008064:0.008466:0.004634:0.009269:0.004837:0.004634:0.005645:0.009269:0.008466:0.009269:0.003830:0.009269:0.004636:0.004634:0.009269:0.004837:0.004634:0.004638:0.009473:0.009269:0.004634:0.009269:0.009473:0.009269:0.008265:0.009474:0.004634:0.009269:0.009474:0.009269:0.004634:0.009269:0.009269:0.005846:0.003629:0.009269:0.009473:0.004634:0.004636:0.009269:0.009473:0.004636:0.004651
period this insurance will remain in full force and effect except that if a claim is made against the :@0.120943:0.440720:0.836810:0.440720:0.836810:0.424572:0.120943:0.424572:0.009269:0.009269:0.005645:0.003641:0.009474:0.009269:0.004634:0.004636:0.009474:0.003627:0.008466:0.004634:0.003830:0.009269:0.008466:0.009269:0.005645:0.009269:0.009269:0.008466:0.009269:0.004838:0.012095:0.003627:0.003831:0.003627:0.004634:0.005645:0.009473:0.014311:0.009269:0.003627:0.009269:0.004634:0.003629:0.009269:0.004634:0.004838:0.009269:0.003629:0.003830:0.004634:0.004837:0.009269:0.005643:0.008466:0.009269:0.004634:0.009269:0.009269:0.009269:0.004634:0.009269:0.004838:0.004837:0.009269:0.008467:0.004636:0.004634:0.009269:0.008466:0.008466:0.009269:0.009269:0.004636:0.004634:0.004636:0.009473:0.009269:0.004638:0.004634:0.003627:0.004838:0.004634:0.009269:0.004634:0.008466:0.003830:0.009269:0.003627:0.014311:0.004634:0.003629:0.008466:0.004634:0.014313:0.009070:0.009269:0.009269:0.004634:0.009474:0.009269:0.009269:0.003831:0.009269:0.008466:0.004636:0.004634:0.004636:0.009474:0.009269:0.004651
insured during this period the insurer shall not be liable to pay any loss under the Policy that is :@0.120943:0.458537:0.823701:0.458537:0.823701:0.442389:0.120943:0.442389:0.003629:0.009269:0.008466:0.009269:0.005645:0.009269:0.009269:0.004837:0.009269:0.009269:0.005643:0.003830:0.009269:0.009269:0.004634:0.004837:0.009269:0.003629:0.008466:0.004838:0.009269:0.009269:0.005645:0.003627:0.009474:0.009269:0.004634:0.004838:0.009269:0.009269:0.004634:0.003830:0.009269:0.008467:0.009269:0.005643:0.009269:0.005645:0.004634:0.008466:0.009269:0.009474:0.003627:0.003629:0.004838:0.009269:0.009269:0.004636:0.004838:0.009269:0.009269:0.004837:0.003629:0.003830:0.009269:0.009269:0.003831:0.009269:0.004634:0.004636:0.009269:0.004837:0.009269:0.009675:0.008062:0.004634:0.009269:0.009675:0.008064:0.004837:0.003629:0.009269:0.008466:0.008466:0.004634:0.009269:0.009473:0.009269:0.009269:0.005645:0.004634:0.004636:0.009474:0.009473:0.004634:0.011087:0.009473:0.003629:0.003629:0.008668:0.008062:0.004837:0.004636:0.009269:0.009473:0.004636:0.004634:0.003629:0.008466:0.004651
causally and directly connected to that part of the information required that is materially changed from :@0.120943:0.476353:0.878407:0.476353:0.878407:0.460205:0.120943:0.460205:0.008466:0.009269:0.009269:0.008466:0.009269:0.003629:0.004030:0.008062:0.004838:0.009269:0.009269:0.009269:0.004837:0.009269:0.003629:0.005643:0.009269:0.008466:0.004837:0.003830:0.008064:0.004634:0.008666:0.009269:0.009269:0.009473:0.009474:0.008466:0.004636:0.009269:0.009269:0.004634:0.004636:0.009269:0.004634:0.004837:0.009269:0.009269:0.004636:0.004837:0.009269:0.009269:0.005643:0.004636:0.004838:0.009269:0.004837:0.004634:0.004636:0.009269:0.009269:0.004634:0.003830:0.009269:0.004838:0.009269:0.005643:0.014415:0.009269:0.004636:0.003629:0.009269:0.009269:0.004634:0.005645:0.009269:0.009269:0.009474:0.003627:0.005645:0.009269:0.009269:0.004634:0.004838:0.009269:0.009269:0.004636:0.004838:0.003627:0.008466:0.004634:0.014313:0.009269:0.004636:0.009269:0.005643:0.003629:0.009269:0.003830:0.004032:0.008062:0.004634:0.008467:0.009269:0.009473:0.009269:0.009269:0.009473:0.009269:0.004634:0.004837:0.005645:0.009070:0.014313:0.004651
the information previously provided. :@0.120943:0.494169:0.390656:0.494169:0.390656:0.478021:0.120943:0.478021:0.004636:0.009269:0.009269:0.004837:0.003629:0.009269:0.004837:0.009269:0.005645:0.014311:0.009269:0.004636:0.003629:0.009269:0.009269:0.004634:0.009269:0.005645:0.009474:0.008263:0.003629:0.009474:0.009269:0.008466:0.004032:0.008062:0.004634:0.009474:0.005643:0.009269:0.008265:0.003830:0.009269:0.009269:0.009269:0.004882:0.004651
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