﻿81:@0.946989:0.982570:0.961934:0.982570:0.961934:0.971309:0.946989:0.971309:0.007472:0.007472
b)  any claim where :@0.263797:0.212099:0.391895:0.212099:0.391895:0.200377:0.263797:0.200377:0.007596:0.003970:0.003970:0.008268:0.007182:0.007839:0.006340:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.011295:0.008039:0.007211:0.004755:0.007140:0.003970
your:@0.392266:0.212099:0.422409:0.212099:0.422409:0.200135:0.392266:0.200135:0.007140:0.008725:0.008725:0.005555
 right to recovery from any third party has been restricted by the terms of any :@0.422409:0.212099:0.907598:0.212099:0.907598:0.200377:0.422409:0.200377:0.004369:0.004841:0.003227:0.007996:0.007868:0.004755:0.004369:0.004684:0.007939:0.004369:0.004755:0.007339:0.006283:0.007953:0.006354:0.007211:0.005312:0.006340:0.004369:0.004769:0.004741:0.008053:0.011894:0.004369:0.007182:0.007839:0.006340:0.004369:0.004826:0.007939:0.003170:0.004769:0.007939:0.004369:0.008039:0.007182:0.005240:0.005212:0.006340:0.004369:0.007911:0.007211:0.005555:0.004369:0.008139:0.007339:0.007211:0.007939:0.004369:0.004755:0.007282:0.005783:0.004826:0.004841:0.003256:0.006754:0.004726:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.004826:0.008039:0.007140:0.004369:0.004726:0.007211:0.004869:0.011923:0.005555:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.003970
contract entered into by :@0.287600:0.226951:0.440072:0.226951:0.440072:0.215229:0.287600:0.215229:0.006283:0.008039:0.007868:0.004826:0.004698:0.007254:0.006754:0.004755:0.004369:0.007211:0.007868:0.004726:0.007211:0.004755:0.007282:0.007939:0.004369:0.003170:0.007868:0.004684:0.007939:0.004369:0.007925:0.006340:0.003970
you:@0.440501:0.226951:0.465089:0.226951:0.465089:0.214987:0.440501:0.214987:0.007140:0.008725:0.008725
4.  Courts Jurisdiction:@0.263797:0.256790:0.421987:0.256790:0.421987:0.244122:0.263797:0.244122:0.008875:0.004203:0.004203:0.006531:0.009404:0.009359:0.009328:0.006365:0.006169:0.006713:0.004626:0.006078:0.009328:0.005942:0.004415:0.006894:0.009328:0.004354:0.007091:0.006032:0.004324:0.009389:0.009238
any claim made or brought outside of the European Union:@0.263797:0.271489:0.625829:0.271489:0.625829:0.259767:0.263797:0.259767:0.007182:0.007839:0.006340:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.011909:0.007239:0.008111:0.007140:0.004369:0.008039:0.004755:0.004369:0.008011:0.004741:0.008025:0.008011:0.007996:0.007868:0.004755:0.004369:0.008025:0.008025:0.005126:0.005583:0.003241:0.008111:0.007140:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.006911:0.007968:0.004741:0.008096:0.008139:0.007197:0.007182:0.007939:0.004369:0.009653:0.007939:0.003284:0.008039:0.007939
5.  Defamation or Malicious Falsehood:@0.263797:0.301333:0.543303:0.301333:0.543303:0.288665:0.263797:0.288665:0.008603:0.004203:0.004203:0.006804:0.011173:0.008497:0.005760:0.008557:0.013562:0.008467:0.006032:0.004324:0.009389:0.009238:0.004626:0.009374:0.005881:0.004626:0.014439:0.008527:0.004264:0.004354:0.006894:0.004324:0.009359:0.009465:0.006713:0.004626:0.007348:0.008527:0.004415:0.006864:0.008572:0.009359:0.009419:0.009480:0.009238
liability arising from libel, slander, defamation, malicious falsehood or injurious falsehood:@0.263797:0.316032:0.811243:0.316032:0.811243:0.304310:0.263797:0.304310:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.003156:0.003199:0.008139:0.007225:0.003056:0.003970:0.004369:0.005583:0.003170:0.007182:0.007996:0.008111:0.007211:0.003941:0.003970:0.004369:0.008111:0.007211:0.004598:0.007182:0.011909:0.007154:0.004826:0.003284:0.008039:0.007853:0.003970:0.004369:0.011909:0.007182:0.003156:0.003256:0.006354:0.003284:0.008025:0.007953:0.005555:0.004369:0.004598:0.007182:0.003184:0.005740:0.007239:0.008039:0.008153:0.008111:0.007939:0.004369:0.008039:0.004755:0.004369:0.003170:0.007939:0.003141:0.007968:0.004841:0.003284:0.008025:0.007953:0.005555:0.004369:0.004598:0.007182:0.003184:0.005740:0.007239:0.008039:0.008153:0.008111:0.007939
6.  Directors and Officers Liability:@0.263797:0.345875:0.508650:0.345875:0.508650:0.333207:0.263797:0.333207:0.008678:0.004203:0.004203:0.006728:0.011143:0.004248:0.006063:0.008618:0.007091:0.005942:0.009374:0.006199:0.006713:0.004626:0.008542:0.009404:0.009238:0.004626:0.012065:0.006365:0.005042:0.005284:0.006819:0.008557:0.006214:0.006713:0.004626:0.007756:0.004309:0.008542:0.009419:0.004264:0.004248:0.004264:0.006320:0.008406
liability arising out of the duties of any :@0.263797:0.360574:0.505385:0.360574:0.505385:0.348853:0.263797:0.348853:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.008011:0.008025:0.004755:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007982:0.008025:0.004826:0.003298:0.007282:0.005555:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.003970
member:@0.505785:0.360574:0.561330:0.360574:0.561330:0.348610:0.505785:0.348610:0.012694:0.007939:0.012694:0.008725:0.007939:0.005555
 or any trustee of any pension fund or any other :@0.561330:0.360574:0.863476:0.360574:0.863476:0.348853:0.561330:0.348853:0.004369:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.004826:0.004841:0.007953:0.005783:0.004726:0.007339:0.007140:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.008139:0.007211:0.007925:0.005583:0.003284:0.008053:0.007939:0.004369:0.004741:0.007953:0.007996:0.007939:0.004369:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.003970
employee benefit scheme:@0.263797:0.375426:0.421852:0.375426:0.421852:0.363704:0.263797:0.363704:0.007211:0.011980:0.008025:0.003284:0.007953:0.006354:0.007339:0.007140:0.004369:0.008139:0.007211:0.008053:0.007297:0.003970:0.004070:0.004755:0.004369:0.005726:0.006368:0.008039:0.007211:0.012052:0.007140
7.  Employment:@0.263797:0.405266:0.378490:0.405266:0.378490:0.392598:0.263797:0.392598:0.007333:0.004203:0.004203:0.008074:0.008527:0.013577:0.009419:0.004324:0.009132:0.008542:0.013622:0.008572:0.009283:0.005881
a)  liability arising out of any bodily injury, sickness, disease or the death of any :@0.263797:0.419965:0.759367:0.419965:0.759367:0.408243:0.263797:0.408243:0.006925:0.003970:0.003970:0.008939:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.008011:0.008025:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.008111:0.008111:0.007982:0.003156:0.003313:0.006340:0.004369:0.003156:0.007939:0.003156:0.007968:0.005312:0.005712:0.003970:0.004369:0.005583:0.003256:0.006368:0.007225:0.008053:0.007282:0.005769:0.005626:0.003970:0.004369:0.007982:0.003184:0.005740:0.007197:0.007211:0.005740:0.007140:0.004369:0.008039:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.008111:0.007197:0.007154:0.004826:0.007939:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.003970
member:@0.759810:0.419965:0.815355:0.419965:0.815355:0.408000:0.759810:0.408000:0.012694:0.007939:0.012694:0.008725:0.007939:0.005555
, trustee,:@0.815355:0.419965:0.870059:0.419965:0.870059:0.408243:0.815355:0.408243:0.003970:0.004369:0.004826:0.004841:0.007953:0.005783:0.004726:0.007339:0.006925:0.003970
or Employee:@0.287600:0.434816:0.363879:0.434816:0.363879:0.423094:0.287600:0.423094:0.008039:0.004755:0.004369:0.007040:0.011980:0.008025:0.003284:0.007953:0.006354:0.007339:0.007140
b)  liability arising out of any obligation owed by :@0.263797:0.457089:0.569898:0.457089:0.569898:0.445367:0.263797:0.445367:0.007596:0.003970:0.003970:0.008268:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.008011:0.008025:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.008096:0.008025:0.003156:0.003227:0.007982:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.007982:0.011166:0.007282:0.007939:0.004369:0.007925:0.006340:0.003970
you:@0.570340:0.457089:0.594929:0.457089:0.594929:0.445125:0.570340:0.445125:0.007140:0.008725:0.008725
 or :@0.594929:0.457089:0.616062:0.457089:0.616062:0.445367:0.594929:0.445367:0.004369:0.008039:0.004755:0.003970
your relevant officer:@0.616462:0.457089:0.753484:0.457089:0.753484:0.445125:0.616462:0.445125:0.007140:0.008725:0.008725:0.005555:0.004369:0.005555:0.007939:0.003970:0.007939:0.007140:0.007939:0.008725:0.005555:0.004369:0.008725:0.005298:0.004762:0.004762:0.006340:0.007939:0.005555
 :@0.646605:0.457089:0.650575:0.457089:0.650575:0.445367:0.646605:0.445367:0.003970
 as an employer or :@0.753484:0.457089:0.872386:0.457089:0.872386:0.445367:0.753484:0.445367:0.004369:0.007211:0.005555:0.004369:0.007182:0.007939:0.004369:0.007211:0.011980:0.008025:0.003284:0.007953:0.006354:0.007211:0.004755:0.004369:0.008039:0.004755:0.003970
potential employer to any :@0.287600:0.471941:0.449625:0.471941:0.449625:0.460219:0.287600:0.460219:0.008111:0.007925:0.004726:0.007211:0.007868:0.004826:0.003170:0.007182:0.003170:0.004369:0.007211:0.011980:0.008025:0.003284:0.007953:0.006354:0.007211:0.004755:0.004369:0.004684:0.007939:0.004369:0.007182:0.007839:0.006340:0.003970
member:@0.450053:0.471941:0.505599:0.471941:0.505599:0.459976:0.450053:0.459976:0.012694:0.007939:0.012694:0.008725:0.007939:0.005555
, trustee or Employee or applicant for employment:@0.505599:0.471941:0.817826:0.471941:0.817826:0.460219:0.505599:0.460219:0.003970:0.004369:0.004826:0.004841:0.007953:0.005783:0.004726:0.007339:0.007140:0.004369:0.008039:0.004755:0.004369:0.007040:0.011980:0.008025:0.003284:0.007953:0.006354:0.007339:0.007140:0.004369:0.008039:0.004755:0.004369:0.007225:0.008068:0.008025:0.003156:0.003256:0.006526:0.007182:0.007868:0.004755:0.004369:0.004641:0.008039:0.004755:0.004369:0.007211:0.011980:0.008025:0.003284:0.007953:0.006526:0.012052:0.007211:0.007868:0.004755
8.  Joint Ventures:@0.263797:0.501775:0.391402:0.501775:0.391402:0.489107:0.263797:0.489107:0.008814:0.004203:0.004203:0.006592:0.006108:0.009389:0.004279:0.009283:0.005881:0.004626:0.009722:0.008572:0.009283:0.005927:0.009328:0.006063:0.008618:0.006713
liability arising out of :@0.263797:0.516474:0.396892:0.516474:0.396892:0.504752:0.263797:0.504752:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.008011:0.008025:0.004755:0.004369:0.007925:0.004755:0.003970
your:@0.397306:0.516474:0.427450:0.516474:0.427450:0.504509:0.397306:0.504509:0.007140:0.008725:0.008725:0.005555
 involvement in any joint venture, consortium or other profit sharing scheme:@0.427450:0.516474:0.898460:0.516474:0.898460:0.504752:0.427450:0.504752:0.004369:0.003170:0.007853:0.006354:0.008068:0.003313:0.006354:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.003170:0.007939:0.004369:0.007182:0.007839:0.006340:0.004369:0.003270:0.008068:0.003170:0.007868:0.004755:0.004369:0.006354:0.007211:0.007868:0.004741:0.007968:0.004755:0.006925:0.003970:0.004369:0.006283:0.008039:0.007925:0.005726:0.008039:0.005240:0.004826:0.003156:0.007968:0.011894:0.004369:0.008039:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.008011:0.004741:0.008011:0.003970:0.004070:0.004755:0.004369:0.005597:0.007911:0.007182:0.004841:0.003156:0.007982:0.007939:0.004369:0.005726:0.006368:0.008039:0.007211:0.012052:0.007140
9.  Liquidated or Punitive Damages or Fines:@0.263797:0.546317:0.579694:0.546317:0.579694:0.533649:0.263797:0.533649:0.008376:0.004203:0.004203:0.007030:0.007756:0.004385:0.009344:0.009328:0.004385:0.009359:0.008467:0.005972:0.008648:0.009238:0.004626:0.009374:0.005881:0.004626:0.008542:0.009359:0.009328:0.004264:0.006032:0.004279:0.008300:0.008406:0.004626:0.011022:0.008557:0.013562:0.008572:0.009434:0.008618:0.006713:0.004626:0.009374:0.005881:0.004626:0.007590:0.004279:0.009374:0.008618:0.006713
any amount in respect of::@0.263797:0.561016:0.422837:0.561016:0.422837:0.549294:0.263797:0.549294:0.007182:0.007839:0.006340:0.004369:0.007182:0.012037:0.008025:0.007968:0.007868:0.004755:0.004369:0.003170:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004698:0.003970
a)  liquidated damages, penalties or fines which attach solely because of a contract or agreement:@0.263797:0.583289:0.869702:0.583289:0.869702:0.571567:0.263797:0.571567:0.006925:0.003970:0.003970:0.008939:0.003156:0.003241:0.007982:0.007953:0.003241:0.007982:0.007168:0.004726:0.007282:0.007939:0.004369:0.007982:0.007182:0.011909:0.007225:0.008111:0.007282:0.005626:0.003970:0.004369:0.008139:0.007211:0.007911:0.007182:0.003227:0.004826:0.003298:0.007282:0.005555:0.004369:0.008039:0.004755:0.004369:0.003970:0.003998:0.008053:0.007282:0.005555:0.004369:0.011295:0.007939:0.003256:0.006368:0.007939:0.004369:0.007154:0.005126:0.004983:0.007254:0.006368:0.007939:0.004369:0.005726:0.008068:0.003298:0.007225:0.003298:0.006340:0.004369:0.008139:0.007339:0.006526:0.007140:0.007953:0.005740:0.007140:0.004369:0.007925:0.004755:0.004369:0.007140:0.004369:0.006283:0.008039:0.007868:0.004826:0.004698:0.007254:0.006754:0.004755:0.004369:0.008039:0.004755:0.004369:0.007225:0.007996:0.004755:0.007339:0.007211:0.012052:0.007211:0.007868:0.004755
b)  punitive or exemplary damages:@0.263797:0.605561:0.480339:0.605561:0.480339:0.593839:0.263797:0.593839:0.007596:0.003970:0.003970:0.008268:0.007996:0.007968:0.007939:0.003227:0.004826:0.003313:0.006354:0.007140:0.004369:0.008039:0.004755:0.004369:0.007297:0.006311:0.007211:0.011980:0.008025:0.003170:0.007182:0.005312:0.006340:0.004369:0.007982:0.007182:0.011909:0.007225:0.008111:0.007282:0.005555
10. Medical Malpractice:@0.263797:0.635402:0.432510:0.635402:0.432510:0.622735:0.263797:0.622735:0.008255:0.008588:0.004203:0.002767:0.014514:0.008648:0.009328:0.004354:0.006955:0.008527:0.004203:0.004626:0.014439:0.008527:0.004279:0.009419:0.005806:0.008572:0.007091:0.006032:0.004354:0.006819:0.008406
liability arising out of the provision of or failure to provide medical treatment of any kind:@0.263797:0.650102:0.810815:0.650102:0.810815:0.638380:0.263797:0.638380:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.008011:0.008025:0.004755:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.008011:0.004741:0.007953:0.006497:0.003184:0.005583:0.003284:0.008039:0.007939:0.004369:0.007925:0.004755:0.004369:0.008053:0.004755:0.004369:0.004598:0.007182:0.003156:0.003156:0.007968:0.004755:0.007140:0.004369:0.004684:0.007939:0.004369:0.008011:0.004741:0.007953:0.006497:0.003241:0.008111:0.007140:0.004369:0.012052:0.007282:0.007982:0.003256:0.006526:0.007182:0.003170:0.004369:0.004826:0.004755:0.007197:0.007154:0.004826:0.012052:0.007211:0.007868:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007225:0.003170:0.007996:0.007939
11. Pollution or Contamination:@0.263797:0.679945:0.484293:0.679945:0.484293:0.667277:0.263797:0.667277:0.007620:0.008164:0.004203:0.003825:0.008512:0.009389:0.004264:0.004279:0.009328:0.006032:0.004324:0.009389:0.009238:0.004626:0.009374:0.005881:0.004626:0.009404:0.009389:0.009283:0.006169:0.008557:0.013562:0.004279:0.009328:0.008467:0.006032:0.004324:0.009389:0.009238
liability arising directly or indirectly out of Pollution or Contamination other than caused by a sudden, :@0.263797:0.694644:0.893576:0.694644:0.893576:0.682922:0.263797:0.682922:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.007982:0.003170:0.004755:0.007339:0.006754:0.004826:0.003313:0.006340:0.004369:0.008039:0.004755:0.004369:0.003170:0.007996:0.007982:0.003170:0.004755:0.007339:0.006754:0.004826:0.003313:0.006340:0.004369:0.008025:0.008025:0.004755:0.004369:0.007925:0.004755:0.004369:0.007225:0.008082:0.003156:0.003156:0.008025:0.004826:0.003284:0.008039:0.007939:0.004369:0.008039:0.004755:0.004369:0.009124:0.008039:0.007868:0.004983:0.007182:0.011937:0.003156:0.007911:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.004826:0.007911:0.007182:0.007939:0.004369:0.006526:0.007140:0.007953:0.005740:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.007140:0.004369:0.005526:0.008011:0.008068:0.008111:0.007211:0.007853:0.003970:0.003970
identifiable, unintended and unexpected incident which takes place in its entirety at a specific time and :@0.263797:0.709496:0.906056:0.709496:0.906056:0.697774:0.263797:0.697774:0.003241:0.008111:0.007211:0.007868:0.004826:0.003327:0.003970:0.003984:0.007225:0.008025:0.003298:0.006925:0.003970:0.004369:0.007968:0.007939:0.003170:0.007868:0.004726:0.007211:0.007996:0.008111:0.007282:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.007968:0.008053:0.007297:0.006540:0.008139:0.007339:0.006754:0.004726:0.007282:0.007939:0.004369:0.003170:0.008011:0.006354:0.003241:0.008111:0.007211:0.007868:0.004755:0.004369:0.011295:0.007939:0.003256:0.006368:0.007939:0.004369:0.004983:0.007182:0.006868:0.007282:0.005555:0.004369:0.008025:0.003170:0.007254:0.006297:0.007140:0.004369:0.003170:0.007939:0.004369:0.003227:0.005126:0.005555:0.004369:0.007211:0.007868:0.004826:0.003170:0.004755:0.007197:0.005212:0.006340:0.004369:0.007154:0.004755:0.004369:0.007140:0.004369:0.005640:0.008139:0.007339:0.006368:0.003327:0.003970:0.004070:0.006340:0.004369:0.004826:0.003156:0.012052:0.007140:0.004369:0.007182:0.007996:0.007939:0.003970
place during the period of insurance:@0.263797:0.724348:0.487522:0.724348:0.487522:0.712626:0.263797:0.712626:0.008025:0.003170:0.007254:0.006297:0.007140:0.004369:0.007982:0.007968:0.004841:0.003156:0.007982:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.008139:0.007211:0.004841:0.003284:0.008111:0.007939:0.004369:0.007925:0.004755:0.004369:0.003170:0.007925:0.005526:0.007968:0.004698:0.007182:0.008011:0.006297:0.007140
12. Prior Circumstances and Claims:@0.263797:0.754183:0.512157:0.754183:0.512157:0.741515:0.263797:0.741515:0.008028:0.008875:0.004203:0.002706:0.008527:0.005942:0.004324:0.009374:0.005881:0.004626:0.009344:0.004248:0.006063:0.006804:0.009359:0.013668:0.006864:0.006169:0.008542:0.009374:0.006819:0.008618:0.006713:0.004626:0.008542:0.009404:0.009238:0.004626:0.009344:0.004309:0.008527:0.004294:0.013668:0.006713
liability for any claim arising from any circumstance, fact, matter or occurrence that::@0.263797:0.768882:0.780557:0.768882:0.780557:0.757160:0.263797:0.757160:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.004641:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.006354:0.003170:0.007182:0.003170:0.011894:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.007182:0.007839:0.006340:0.004369:0.006368:0.003170:0.004698:0.006368:0.007968:0.011923:0.005783:0.004983:0.007182:0.008011:0.006297:0.006925:0.003970:0.004369:0.004598:0.007254:0.006754:0.004869:0.003970:0.004369:0.011909:0.007154:0.005126:0.004726:0.007211:0.004755:0.004369:0.008039:0.004755:0.004369:0.008139:0.006240:0.006368:0.007968:0.004869:0.004755:0.007211:0.008011:0.006297:0.007140:0.004369:0.004826:0.007911:0.007154:0.004783:0.003970
a) :@0.263797:0.791154:0.278661:0.791154:0.278661:0.779433:0.263797:0.779433:0.006925:0.003970:0.003970
you:@0.287600:0.791154:0.312189:0.791154:0.312189:0.779190:0.287600:0.779190:0.007140:0.008725:0.008725
 knew or that in :@0.312189:0.791154:0.415798:0.791154:0.415798:0.779433:0.312189:0.779433:0.004369:0.007225:0.008053:0.007225:0.011109:0.004369:0.008039:0.004755:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.003170:0.007939:0.003970
our:@0.416198:0.791154:0.439201:0.791154:0.439201:0.779190:0.416198:0.779190:0.008725:0.008725:0.005555
 reasonable opinion :@0.439201:0.791154:0.564929:0.791154:0.564929:0.779433:0.439201:0.779433:0.004369:0.004755:0.007197:0.007211:0.005726:0.008039:0.007911:0.007225:0.008025:0.003298:0.007140:0.004369:0.008096:0.008025:0.003170:0.007939:0.003284:0.008039:0.007939:0.003970
you:@0.565357:0.791154:0.589946:0.791154:0.589946:0.779190:0.565357:0.779190:0.007140:0.008725:0.008725
 ought to have known prior to inception of this :@0.589946:0.791154:0.886065:0.791154:0.886065:0.779433:0.589946:0.779433:0.004369:0.008025:0.008011:0.007996:0.007868:0.004755:0.004369:0.004684:0.007939:0.004369:0.007911:0.007111:0.006354:0.007140:0.004369:0.007225:0.008039:0.007982:0.011323:0.007939:0.004369:0.008011:0.004841:0.003284:0.008039:0.004755:0.004369:0.004684:0.007939:0.004369:0.003170:0.008011:0.006297:0.007268:0.007939:0.004826:0.003284:0.008053:0.007939:0.004369:0.007925:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.003970
part which might give rise to a claim against :@0.287586:0.806006:0.565557:0.806006:0.565557:0.794284:0.287586:0.794284:0.008039:0.007182:0.005240:0.004755:0.004369:0.011295:0.007939:0.003256:0.006354:0.007939:0.004369:0.011937:0.003227:0.007996:0.007868:0.004755:0.004369:0.007982:0.003313:0.006354:0.007140:0.004369:0.004841:0.003184:0.005740:0.007140:0.004369:0.004684:0.007939:0.004369:0.007140:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.007225:0.007982:0.007182:0.003170:0.007925:0.005783:0.004755:0.003970
you:@0.565928:0.806006:0.590517:0.806006:0.590517:0.794042:0.565928:0.794042:0.007140:0.008725:0.008725
b)  was notified by :@0.263768:0.828279:0.385869:0.828279:0.385869:0.816557:0.263768:0.816557:0.007596:0.003970:0.003970:0.008268:0.011138:0.007211:0.005555:0.004369:0.008039:0.007925:0.004826:0.003327:0.003970:0.004112:0.007282:0.007939:0.004369:0.007925:0.006340:0.003970
you:@0.386283:0.828279:0.410872:0.828279:0.410872:0.816314:0.386283:0.816314:0.007140:0.008725:0.008725
 under any other insurance policy prior to inception of this part:@0.410872:0.828279:0.800491:0.828279:0.800491:0.816557:0.410872:0.816557:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.003170:0.007925:0.005526:0.007968:0.004698:0.007182:0.008011:0.006297:0.007140:0.004369:0.008111:0.008068:0.003156:0.003256:0.006825:0.006340:0.004369:0.008011:0.004841:0.003284:0.008039:0.004755:0.004369:0.004684:0.007939:0.004369:0.003170:0.008011:0.006297:0.007268:0.007939:0.004826:0.003284:0.008039:0.007939:0.004369:0.007925:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.004369:0.008039:0.007182:0.005240:0.004755
c)  was disclosed or in :@0.263768:0.850551:0.408016:0.850551:0.408016:0.838829:0.263768:0.838829:0.006383:0.003970:0.003970:0.009481:0.011138:0.007211:0.005555:0.004369:0.007982:0.003184:0.005726:0.006354:0.003284:0.008068:0.005740:0.007282:0.007939:0.004369:0.008039:0.004755:0.004369:0.003170:0.007939:0.003970
our:@0.408430:0.850551:0.431433:0.850551:0.431433:0.838587:0.408430:0.838587:0.008725:0.008725:0.005555
 reasonable opinion ought to have been disclosed on :@0.431433:0.850551:0.763351:0.850551:0.763351:0.838829:0.431433:0.838829:0.004369:0.004755:0.007197:0.007211:0.005726:0.008039:0.007911:0.007225:0.008025:0.003298:0.007140:0.004369:0.008096:0.008025:0.003170:0.007939:0.003284:0.008039:0.007939:0.004369:0.008025:0.008011:0.007996:0.007868:0.004755:0.004369:0.004684:0.007939:0.004369:0.007911:0.007111:0.006354:0.007140:0.004369:0.008139:0.007339:0.007211:0.007939:0.004369:0.007982:0.003184:0.005726:0.006368:0.003284:0.008068:0.005740:0.007282:0.007939:0.004369:0.008039:0.007939:0.003970
your:@0.763765:0.850551:0.793908:0.850551:0.793908:0.838587:0.763765:0.838587:0.007140:0.008725:0.008725:0.005555
 latest proposal:@0.793908:0.850551:0.888693:0.850551:0.888693:0.838829:0.793908:0.838829:0.004369:0.003170:0.007154:0.004726:0.007282:0.005783:0.004755:0.004369:0.008011:0.004741:0.008096:0.008111:0.008068:0.005797:0.007182:0.003170
to :@0.287572:0.865403:0.304164:0.865403:0.304164:0.853681:0.287572:0.853681:0.004684:0.007939:0.003970
us:@0.304564:0.865403:0.318843:0.865403:0.318843:0.853439:0.304564:0.853439:0.008725:0.005555
13. Retroactive Date:@0.263797:0.895234:0.408078:0.895234:0.408078:0.882566:0.263797:0.882566:0.008028:0.008603:0.004203:0.002978:0.009328:0.008527:0.006048:0.006032:0.009359:0.008572:0.007091:0.006032:0.004279:0.008300:0.008406:0.004626:0.011022:0.008467:0.005972:0.008406
liability for any claim arising from the Services provided by :@0.263797:0.909933:0.626429:0.909933:0.626429:0.898211:0.263797:0.898211:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.004641:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.006354:0.003170:0.007182:0.003170:0.011894:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.004826:0.008039:0.007140:0.004369:0.007325:0.007211:0.005312:0.006497:0.003256:0.006297:0.007282:0.005555:0.004369:0.008011:0.004741:0.007953:0.006497:0.003241:0.008111:0.007282:0.007939:0.004369:0.007925:0.006340:0.003970
you:@0.626871:0.909933:0.651460:0.909933:0.651460:0.897969:0.626871:0.897969:0.007140:0.008725:0.008725
 prior to the retroactive date stated in :@0.651460:0.909933:0.888793:0.909933:0.888793:0.898211:0.651460:0.898211:0.004369:0.008011:0.004841:0.003284:0.008039:0.004755:0.004369:0.004684:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.004755:0.007197:0.004826:0.004741:0.008082:0.007254:0.006754:0.004826:0.003313:0.006354:0.007140:0.004369:0.007982:0.007154:0.004726:0.007140:0.004369:0.005783:0.004983:0.007154:0.004726:0.007282:0.007939:0.004369:0.003170:0.007939:0.003970
the schedule:@0.263797:0.924785:0.341961:0.924785:0.341961:0.913063:0.263797:0.913063:0.004826:0.008039:0.007140:0.004369:0.005726:0.006368:0.008039:0.007282:0.007982:0.007953:0.003298:0.007140