96:@0.038100:0.982570:0.053044:0.982570:0.053044:0.971309:0.038100:0.971309:0.007472:0.007472
c)  any Legal Expenses incurred before :@0.263797:0.212099:0.508726:0.212099:0.508726:0.200377:0.263797:0.200377:0.006383:0.003970:0.003970:0.009481:0.007182:0.007839:0.006340:0.004369:0.006511:0.007282:0.007982:0.007182:0.003170:0.004369:0.007511:0.006540:0.008139:0.007211:0.007925:0.005740:0.007282:0.005555:0.004369:0.003170:0.008011:0.006368:0.007968:0.004869:0.004755:0.007282:0.007939:0.004369:0.008139:0.007211:0.004641:0.008039:0.004755:0.007140:0.003970
we:@0.509112:0.212099:0.528945:0.212099:0.528945:0.200135:0.509112:0.200135:0.011894:0.007939
 accept a claim:@0.528945:0.212099:0.620717:0.212099:0.620717:0.200377:0.528945:0.200377:0.004369:0.007254:0.006240:0.006297:0.007268:0.007939:0.004755:0.004369:0.007140:0.004369:0.006354:0.003170:0.007182:0.003170:0.011894
d)  any claim relating to a contract:@0.263797:0.234371:0.479054:0.234371:0.479054:0.222650:0.263797:0.222650:0.008125:0.003970:0.003970:0.007739:0.007182:0.007839:0.006340:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.004755:0.007225:0.003170:0.007154:0.004826:0.003170:0.007982:0.007939:0.004369:0.004684:0.007939:0.004369:0.007140:0.004369:0.006283:0.008039:0.007868:0.004826:0.004698:0.007254:0.006754:0.004755
e)  fines, damages or other penalties which the Person Insured is ordered to pay by a court or :@0.263797:0.256644:0.849968:0.256644:0.849968:0.244922:0.263797:0.244922:0.006811:0.003970:0.003970:0.009053:0.003970:0.003998:0.008053:0.007282:0.005626:0.003970:0.004369:0.007982:0.007182:0.011909:0.007225:0.008111:0.007282:0.005555:0.004369:0.008039:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.008139:0.007211:0.007911:0.007182:0.003227:0.004826:0.003298:0.007282:0.005555:0.004369:0.011295:0.007939:0.003256:0.006368:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.003184:0.005555:0.004369:0.008039:0.004769:0.008111:0.007211:0.004755:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.008039:0.007111:0.006340:0.004369:0.007925:0.006340:0.004369:0.007140:0.004369:0.006283:0.008025:0.007968:0.005240:0.004755:0.004369:0.008039:0.004755:0.003970
other authority:@0.287600:0.271496:0.380414:0.271496:0.380414:0.259774:0.287600:0.259774:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.007140:0.008025:0.004826:0.008039:0.008039:0.004841:0.003227:0.005212:0.006340
f)  any legal action a Person Insured takes which :@0.263797:0.293768:0.572268:0.293768:0.572268:0.282046:0.263797:0.282046:0.005312:0.003970:0.003970:0.010552:0.007182:0.007839:0.006340:0.004369:0.003298:0.007282:0.007982:0.007182:0.003170:0.004369:0.007254:0.006754:0.004826:0.003284:0.008039:0.007939:0.004369:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.004983:0.007182:0.006868:0.007282:0.005555:0.004369:0.011295:0.007939:0.003256:0.006368:0.007939:0.003970
we:@0.572654:0.293768:0.592487:0.293768:0.592487:0.281804:0.572654:0.281804:0.011894:0.007939
 or the Appointed Lawyer have not agreed to or :@0.592487:0.293768:0.894761:0.293768:0.894761:0.282046:0.592487:0.282046:0.004369:0.008039:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.009781:0.008068:0.008111:0.008068:0.003170:0.007868:0.004726:0.007282:0.007939:0.004369:0.006740:0.007154:0.011766:0.006354:0.007211:0.004755:0.004369:0.007911:0.007111:0.006354:0.007140:0.004369:0.008039:0.007925:0.004755:0.004369:0.007225:0.007996:0.004755:0.007339:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.008039:0.004755:0.003970
where the Person Insured does anything that hinders :@0.287600:0.308620:0.619061:0.308620:0.619061:0.296898:0.287600:0.296898:0.011295:0.008039:0.007211:0.004755:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.008096:0.008168:0.007282:0.005555:0.004369:0.007182:0.007839:0.006897:0.004826:0.007939:0.003170:0.007982:0.007939:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.007939:0.003156:0.007996:0.008111:0.007211:0.005041:0.005555:0.003970
us:@0.619475:0.308620:0.633754:0.308620:0.633754:0.296656:0.619475:0.296656:0.008725:0.005555
 or the Appointed Lawyer.:@0.633754:0.308620:0.796164:0.308620:0.796164:0.296898:0.633754:0.296898:0.004369:0.008039:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.009781:0.008068:0.008111:0.008068:0.003156:0.007868:0.004726:0.007282:0.007939:0.004369:0.006740:0.007154:0.011766:0.006354:0.007211:0.003941:0.003970
Section 4 – Special Conditions:@0.263797:0.346767:0.520841:0.346767:0.520841:0.330219:0.263797:0.330219:0.010039:0.010059:0.009253:0.006511:0.004334:0.011047:0.011208:0.006169:0.011208:0.006169:0.010079:0.006169:0.009858:0.011188:0.010059:0.008668:0.004173:0.009837:0.004475:0.006169:0.012519:0.011047:0.010987:0.010966:0.004253:0.006511:0.004334:0.011047:0.010866:0.007842
1.  Arbitration:@0.263797:0.375572:0.367695:0.375572:0.367695:0.362904:0.263797:0.362904:0.008164:0.004203:0.004203:0.007242:0.011128:0.005972:0.009419:0.004264:0.006048:0.005806:0.008467:0.006032:0.004324:0.009389:0.009238
If :@0.263797:0.390271:0.275877:0.390271:0.275877:0.378549:0.263797:0.378549:0.003356:0.004755:0.003970
we:@0.276277:0.390271:0.296111:0.390271:0.296111:0.378307:0.276277:0.378307:0.011894:0.007939
 and the Person Insured disagree about the choice of Appointed Lawyer or about the handling of :@0.296111:0.390271:0.902401:0.390271:0.902401:0.378549:0.296111:0.378549:0.004369:0.007182:0.007996:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.007982:0.003184:0.005797:0.007225:0.007996:0.004755:0.007339:0.007140:0.004369:0.007225:0.008111:0.008025:0.008025:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.006368:0.008039:0.008082:0.003256:0.006297:0.007140:0.004369:0.007925:0.004755:0.004369:0.009781:0.008068:0.008111:0.008068:0.003170:0.007868:0.004726:0.007282:0.007939:0.004369:0.006740:0.007154:0.011766:0.006354:0.007211:0.004755:0.004369:0.008039:0.004755:0.004369:0.007225:0.008111:0.008025:0.008025:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007911:0.007182:0.007996:0.007982:0.003156:0.003170:0.007982:0.007939:0.004369:0.007925:0.004755:0.003970
a claim :@0.263797:0.405122:0.311061:0.405122:0.311061:0.393401:0.263797:0.393401:0.007140:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.003970
we:@0.311446:0.405122:0.331280:0.405122:0.331280:0.393158:0.311446:0.393158:0.011894:0.007939
 and the Person Insured can choose another suitably qualified person to decide the matter. :@0.331280:0.405122:0.897160:0.405122:0.897160:0.393401:0.331280:0.393401:0.004369:0.007182:0.007996:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.006526:0.007182:0.007939:0.004369:0.006368:0.008039:0.008153:0.008068:0.005740:0.007140:0.004369:0.007182:0.008039:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.005526:0.007953:0.003227:0.004983:0.007225:0.008025:0.003313:0.006340:0.004369:0.007982:0.007939:0.007182:0.003156:0.003327:0.003970:0.004112:0.007282:0.007939:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.004684:0.007939:0.004369:0.008111:0.007339:0.006368:0.003241:0.008111:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.011909:0.007154:0.005126:0.004726:0.007211:0.003941:0.003970:0.003970
We:@0.263797:0.419974:0.285587:0.419974:0.285587:0.408010:0.263797:0.408010:0.013851:0.007939
 and the Person Insured must both agree to this in writing. If :@0.285587:0.419974:0.665296:0.419974:0.665296:0.408252:0.285587:0.408252:0.004369:0.007182:0.007996:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007953:0.004755:0.007282:0.007939:0.004369:0.011909:0.007953:0.005783:0.004755:0.004369:0.008111:0.007925:0.004826:0.007939:0.004369:0.007225:0.007996:0.004755:0.007339:0.007140:0.004369:0.004684:0.007939:0.004369:0.004826:0.007939:0.003184:0.005555:0.004369:0.003156:0.007939:0.004369:0.011323:0.004841:0.003227:0.004826:0.003170:0.007982:0.007939:0.003970:0.004369:0.003356:0.004755:0.003970
we:@0.665696:0.419974:0.685530:0.419974:0.685530:0.408010:0.665696:0.408010:0.011894:0.007939
 cannot agree with the Person :@0.685530:0.419974:0.876627:0.419974:0.876627:0.408252:0.685530:0.408252:0.004369:0.006526:0.007182:0.007925:0.008039:0.007925:0.004755:0.004369:0.007225:0.007996:0.004755:0.007339:0.007140:0.004369:0.011295:0.003227:0.004826:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.003970
Insured about the choice of the second suitably qualified person :@0.263797:0.434826:0.664740:0.434826:0.664740:0.423104:0.263797:0.423104:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.007225:0.008111:0.008025:0.008025:0.004755:0.004369:0.004826:0.008025:0.007140:0.004369:0.006368:0.008039:0.008068:0.003256:0.006297:0.007140:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.005740:0.007339:0.006283:0.008039:0.007996:0.007939:0.004369:0.005526:0.007953:0.003227:0.004983:0.007225:0.008025:0.003313:0.006340:0.004369:0.007982:0.007939:0.007182:0.003156:0.003327:0.003970:0.004112:0.007282:0.007939:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007939:0.003970
we:@0.665168:0.434826:0.685002:0.434826:0.685002:0.422862:0.665168:0.422862:0.011894:0.007939
 will ask the president of a relevant :@0.685002:0.434826:0.905542:0.434826:0.905542:0.423104:0.685002:0.423104:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.007211:0.005597:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.008011:0.004755:0.007282:0.005583:0.003241:0.008111:0.007211:0.007868:0.004755:0.004369:0.007925:0.004755:0.004369:0.007140:0.004369:0.004755:0.007225:0.003298:0.007197:0.006340:0.007182:0.007868:0.004755:0.003970
national law society to choose a suitably qualified person. If the Person Insured loses the disagreement :@0.263797:0.449678:0.902615:0.449678:0.902615:0.437956:0.263797:0.437956:0.007911:0.007154:0.004826:0.003284:0.008039:0.007911:0.007182:0.003170:0.004369:0.003170:0.007154:0.011109:0.004369:0.005726:0.008139:0.006368:0.003298:0.007197:0.005212:0.006340:0.004369:0.004684:0.007939:0.004369:0.006354:0.008039:0.008153:0.008068:0.005740:0.007140:0.004369:0.007140:0.004369:0.005526:0.007953:0.003227:0.004983:0.007225:0.008025:0.003313:0.006340:0.004369:0.007982:0.007939:0.007182:0.003156:0.003327:0.003970:0.004112:0.007282:0.007939:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007896:0.003970:0.004369:0.003356:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.003284:0.008068:0.005740:0.007282:0.005555:0.004369:0.004826:0.008039:0.007140:0.004369:0.007982:0.003184:0.005797:0.007225:0.007996:0.004755:0.007339:0.007211:0.012052:0.007211:0.007868:0.004755:0.003970
they will have to pay the costs of settling it. If :@0.263797:0.464529:0.549978:0.464529:0.549978:0.452807:0.263797:0.452807:0.004826:0.008039:0.007182:0.006340:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.007911:0.007111:0.006354:0.007140:0.004369:0.004684:0.007939:0.004369:0.008039:0.007111:0.006340:0.004369:0.004826:0.008039:0.007140:0.004369:0.006283:0.008068:0.005783:0.005126:0.005555:0.004369:0.007925:0.004755:0.004369:0.005740:0.007197:0.005126:0.004826:0.003156:0.003170:0.007982:0.007939:0.004369:0.003227:0.004783:0.003970:0.004369:0.003356:0.004755:0.003970
we:@0.550378:0.464529:0.570212:0.464529:0.570212:0.452565:0.550378:0.452565:0.011894:0.007939
 lose the disagreement :@0.570212:0.464529:0.714888:0.464529:0.714888:0.452807:0.570212:0.452807:0.004369:0.003284:0.008068:0.005740:0.007140:0.004369:0.004826:0.008025:0.007140:0.004369:0.007982:0.003184:0.005797:0.007225:0.007996:0.004755:0.007339:0.007211:0.012052:0.007211:0.007868:0.004755:0.003970
we:@0.715288:0.464529:0.735121:0.464529:0.735121:0.452565:0.715288:0.452565:0.011894:0.007939
 will pay the costs of :@0.735121:0.464529:0.866703:0.464529:0.866703:0.452807:0.735121:0.452807:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008039:0.007111:0.006340:0.004369:0.004826:0.008039:0.007140:0.004369:0.006283:0.008068:0.005783:0.005126:0.005555:0.004369:0.007925:0.004755:0.003970
settling it.:@0.263783:0.479381:0.325268:0.479381:0.325268:0.467659:0.263783:0.467659:0.005740:0.007197:0.005126:0.004826:0.003156:0.003170:0.007982:0.007939:0.004369:0.003227:0.004783:0.003970
2  Claims Procedures:@0.263797:0.509200:0.418616:0.509200:0.418616:0.496532:0.263797:0.496532:0.008406:0.004203:0.011203:0.009344:0.004309:0.008527:0.004294:0.013668:0.006713:0.004626:0.008527:0.006032:0.009449:0.006804:0.008648:0.009344:0.009328:0.006063:0.008618:0.006713
a)  Person Insured’s Responsibilities:@0.263797:0.523899:0.500273:0.523899:0.500273:0.511934:0.263797:0.511934:0.007939:0.004755:0.003970:0.007140:0.007939:0.007939:0.005555:0.005555:0.008725:0.008725:0.004369:0.003970:0.008725:0.005555:0.008725:0.005555:0.007939:0.008725:0.003184:0.005555:0.004369:0.008725:0.007939:0.005555:0.008725:0.008725:0.008725:0.005555:0.003970:0.008725:0.003970:0.003970:0.003970:0.005555:0.003970:0.007939:0.005555
A Person Insured must::@0.263797:0.546171:0.406759:0.546171:0.406759:0.534449:0.263797:0.534449:0.009524:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.011909:0.007953:0.005783:0.004783:0.003970
i)  send everything :@0.263797:0.568444:0.389653:0.568444:0.389653:0.556722:0.263797:0.556722:0.003227:0.003970:0.003970:0.012637:0.005740:0.007211:0.007996:0.007939:0.004369:0.007197:0.006354:0.007211:0.005312:0.006897:0.004826:0.007939:0.003170:0.007982:0.007939:0.003970
we:@0.390038:0.568444:0.409872:0.568444:0.409872:0.556479:0.390038:0.556479:0.011894:0.007939
 ask for in writing:@0.409872:0.568444:0.519150:0.568444:0.519150:0.556722:0.409872:0.556722:0.004369:0.007211:0.005597:0.007140:0.004369:0.004641:0.008039:0.004755:0.004369:0.003170:0.007939:0.004369:0.011323:0.004841:0.003227:0.004826:0.003170:0.007982:0.007939
ii)  give :@0.263783:0.590716:0.316344:0.590716:0.316344:0.578994:0.263783:0.578994:0.003156:0.003227:0.003970:0.003970:0.009481:0.007982:0.003313:0.006354:0.007140:0.003970
us:@0.316730:0.590716:0.331009:0.590716:0.331009:0.578752:0.316730:0.578752:0.008725:0.005555
 any information :@0.331009:0.590716:0.436831:0.590716:0.436831:0.578994:0.331009:0.578994:0.004369:0.007182:0.007839:0.006340:0.004369:0.003170:0.007882:0.004641:0.008039:0.004869:0.011909:0.007154:0.004826:0.003284:0.008039:0.007939:0.003970
we:@0.437245:0.590716:0.457079:0.590716:0.457079:0.578752:0.437245:0.578752:0.011894:0.007939
 request:@0.457079:0.590716:0.507341:0.590716:0.507341:0.578994:0.457079:0.578994:0.004369:0.004755:0.007282:0.007982:0.008053:0.007282:0.005783:0.004755
iii)  tell :@0.263768:0.612989:0.309818:0.612989:0.309818:0.601267:0.263768:0.601267:0.003156:0.003156:0.003227:0.003970:0.003970:0.006326:0.004726:0.007225:0.003156:0.003170:0.003970
us:@0.310218:0.612989:0.324497:0.612989:0.324497:0.601024:0.310218:0.601024:0.008725:0.005555
 if anyone offers to settle a claim and must not agree to any settlement without :@0.324497:0.612989:0.823152:0.612989:0.823152:0.601267:0.324497:0.601267:0.004369:0.003241:0.004755:0.004369:0.007182:0.007839:0.006354:0.008039:0.008053:0.007140:0.004369:0.007925:0.005140:0.004655:0.007211:0.005041:0.005555:0.004369:0.004684:0.007939:0.004369:0.005740:0.007197:0.005126:0.004826:0.003298:0.007140:0.004369:0.007140:0.004369:0.006354:0.003170:0.007182:0.003170:0.011894:0.004369:0.007182:0.007996:0.007939:0.004369:0.011909:0.007953:0.005783:0.004755:0.004369:0.008039:0.007925:0.004755:0.004369:0.007225:0.007996:0.004755:0.007339:0.007140:0.004369:0.004684:0.007939:0.004369:0.007182:0.007839:0.006340:0.004369:0.005740:0.007197:0.005126:0.004826:0.003298:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.011295:0.003227:0.004826:0.008039:0.008025:0.008025:0.004755:0.003970
our:@0.823523:0.612989:0.846527:0.612989:0.846527:0.601024:0.823523:0.601024:0.008725:0.008725:0.005555
written consent:@0.287557:0.627840:0.384141:0.627840:0.384141:0.616118:0.287557:0.616118:0.011323:0.004841:0.003227:0.005126:0.004726:0.007211:0.007939:0.004369:0.006283:0.008039:0.007925:0.005740:0.007211:0.007868:0.004755
iv)  if :@0.263754:0.650113:0.299523:0.650113:0.299523:0.638391:0.263754:0.638391:0.003313:0.006211:0.003970:0.003970:0.006340:0.003241:0.004755:0.003970
we:@0.299923:0.650113:0.319757:0.650113:0.319757:0.638149:0.299923:0.638149:0.011894:0.007939
 ask tell the Appointed Lawyer to have Legal Expenses taxed, assessed or audited:@0.319757:0.650113:0.822595:0.650113:0.822595:0.638391:0.319757:0.638391:0.004369:0.007211:0.005597:0.007140:0.004369:0.004726:0.007225:0.003156:0.003170:0.004369:0.004826:0.008039:0.007140:0.004369:0.009781:0.008068:0.008111:0.008068:0.003170:0.007868:0.004726:0.007282:0.007939:0.004369:0.006740:0.007154:0.011766:0.006354:0.007211:0.004755:0.004369:0.004684:0.007939:0.004369:0.007911:0.007111:0.006354:0.007140:0.004369:0.006511:0.007282:0.007982:0.007182:0.003170:0.004369:0.007511:0.006540:0.008139:0.007211:0.007925:0.005740:0.007282:0.005555:0.004369:0.004983:0.007382:0.006311:0.007282:0.007882:0.003970:0.004369:0.007211:0.005769:0.005740:0.007282:0.005769:0.005740:0.007282:0.007939:0.004369:0.008039:0.004755:0.004369:0.007140:0.008011:0.007982:0.003227:0.004726:0.007282:0.007939
v)  take every step to recover Legal Expenses that :@0.263754:0.672385:0.576366:0.672385:0.576366:0.660664:0.263754:0.660664:0.006211:0.003970:0.003970:0.009653:0.004983:0.007182:0.006868:0.007140:0.004369:0.007197:0.006354:0.007211:0.005312:0.006340:0.004369:0.005783:0.004726:0.007268:0.007939:0.004369:0.004684:0.007939:0.004369:0.004755:0.007339:0.006283:0.007953:0.006354:0.007211:0.004755:0.004369:0.006511:0.007282:0.007982:0.007182:0.003170:0.004369:0.007511:0.006540:0.008139:0.007211:0.007925:0.005740:0.007282:0.005555:0.004369:0.004826:0.007911:0.007154:0.004755:0.003970
we:@0.576780:0.672385:0.596614:0.672385:0.596614:0.660421:0.576780:0.660421:0.011894:0.007939
 have to pay and must pay :@0.596614:0.672385:0.764436:0.672385:0.764436:0.660664:0.596614:0.660664:0.004369:0.007911:0.007111:0.006354:0.007140:0.004369:0.004684:0.007939:0.004369:0.008039:0.007111:0.006340:0.004369:0.007182:0.007996:0.007939:0.004369:0.011909:0.007953:0.005783:0.004755:0.004369:0.008039:0.007111:0.006340:0.003970
us:@0.764822:0.672385:0.779101:0.672385:0.779101:0.660421:0.764822:0.660421:0.008725:0.005555
 any Legal Expenses :@0.779101:0.672385:0.905571:0.672385:0.905571:0.660664:0.779101:0.660664:0.004369:0.007182:0.007839:0.006340:0.004369:0.006511:0.007282:0.007982:0.007182:0.003170:0.004369:0.007511:0.006540:0.008139:0.007211:0.007925:0.005740:0.007282:0.005555:0.003970
that are recovered:@0.287557:0.687237:0.399891:0.687237:0.399891:0.675515:0.287557:0.675515:0.004826:0.007911:0.007154:0.004755:0.004369:0.007182:0.004755:0.007140:0.004369:0.004755:0.007339:0.006283:0.007953:0.006354:0.007211:0.004755:0.007282:0.007939
vi)  co-operate fully with :@0.263754:0.709510:0.420210:0.709510:0.420210:0.697788:0.263754:0.697788:0.006497:0.003227:0.003970:0.003970:0.006140:0.006283:0.008453:0.005255:0.008096:0.008139:0.007211:0.004698:0.007154:0.004726:0.007140:0.004369:0.004741:0.007953:0.003156:0.003313:0.006340:0.004369:0.011295:0.003227:0.004826:0.007939:0.003970
us:@0.420638:0.709510:0.434918:0.709510:0.434918:0.697545:0.420638:0.697545:0.008725:0.005555
 and the Appointed Lawyer and must keep :@0.434918:0.709510:0.704521:0.709510:0.704521:0.697788:0.434918:0.697788:0.004369:0.007182:0.007996:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.009781:0.008068:0.008111:0.008068:0.003170:0.007868:0.004726:0.007282:0.007939:0.004369:0.006740:0.007154:0.011766:0.006354:0.007211:0.004755:0.004369:0.007182:0.007996:0.007939:0.004369:0.011909:0.007953:0.005783:0.004755:0.004369:0.006868:0.007339:0.007268:0.007939:0.003970
us:@0.704921:0.709510:0.719200:0.709510:0.719200:0.697545:0.704921:0.697545:0.008725:0.005555
 up-to-date with the progress :@0.719200:0.709510:0.906670:0.709510:0.906670:0.697788:0.719200:0.697788:0.004369:0.007996:0.008410:0.004755:0.004684:0.008453:0.005212:0.007982:0.007154:0.004726:0.007140:0.004369:0.011295:0.003227:0.004826:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.008011:0.004741:0.008111:0.007996:0.004755:0.007282:0.005769:0.005555:0.003970
of the claim:@0.287557:0.724361:0.360752:0.724361:0.360752:0.712639:0.287557:0.712639:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.006368:0.003170:0.007182:0.003156:0.011894
vii)  give the Appointed Lawyer any instructions that are required by :@0.263754:0.746634:0.686030:0.746634:0.686030:0.734912:0.263754:0.734912:0.006497:0.003156:0.003227:0.003970:0.003970:0.002984:0.007982:0.003313:0.006354:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.009781:0.008053:0.008125:0.008068:0.003156:0.007868:0.004726:0.007282:0.007939:0.004369:0.006740:0.007154:0.011766:0.006354:0.007211:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.003170:0.007925:0.005783:0.004826:0.004841:0.008011:0.006754:0.004826:0.003284:0.008039:0.007925:0.005555:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.007182:0.004755:0.007140:0.004369:0.004755:0.007282:0.007982:0.007953:0.003170:0.004755:0.007282:0.007939:0.004369:0.007925:0.006340:0.003970
us:@0.686458:0.746634:0.700737:0.746634:0.700737:0.734670:0.686458:0.734670:0.008725:0.005555
.:@0.700737:0.746634:0.704707:0.746634:0.704707:0.734912:0.700737:0.734912:0.003970
b)  Our Rights:@0.263754:0.768906:0.358567:0.768906:0.358567:0.756942:0.263754:0.756942:0.008725:0.004755:0.003970:0.006354:0.011109:0.008725:0.005555:0.004369:0.008725:0.003970:0.008725:0.008725:0.005555:0.005555
We:@0.263754:0.791179:0.285544:0.791179:0.285544:0.779215:0.263754:0.779215:0.013851:0.007939
::@0.285544:0.791179:0.289514:0.791179:0.289514:0.779457:0.285544:0.779457:0.003970
i)  in civil cases can take over and conduct in the name of :@0.263754:0.813451:0.630627:0.813451:0.630627:0.801729:0.263754:0.801729:0.003227:0.003970:0.003970:0.012637:0.003170:0.007939:0.004369:0.006368:0.003313:0.006497:0.003156:0.003170:0.004369:0.006526:0.007211:0.005740:0.007282:0.005555:0.004369:0.006526:0.007182:0.007939:0.004369:0.004983:0.007182:0.006868:0.007140:0.004369:0.007953:0.006354:0.007211:0.004755:0.004369:0.007182:0.007996:0.007939:0.004369:0.006283:0.008039:0.007996:0.007982:0.008011:0.006754:0.004755:0.004369:0.003170:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007911:0.007182:0.012052:0.007140:0.004369:0.007925:0.004755:0.003970
you:@0.631012:0.813451:0.655601:0.813451:0.655601:0.801487:0.631012:0.801487:0.007140:0.008725:0.008725
 any claim, proceeding or investigation :@0.655601:0.813451:0.897846:0.813451:0.897846:0.801729:0.655601:0.801729:0.004369:0.007182:0.007839:0.006340:0.004369:0.006354:0.003170:0.007182:0.003170:0.011837:0.003970:0.004369:0.008011:0.004741:0.008139:0.006297:0.007339:0.007282:0.007982:0.003170:0.007982:0.007939:0.004369:0.008039:0.004755:0.004369:0.003156:0.007853:0.006354:0.007282:0.005783:0.004826:0.003227:0.007982:0.007154:0.004826:0.003284:0.008039:0.007939:0.003970
at any time and can negotiate any claim on behalf of a Person Insured:@0.287557:0.828303:0.721299:0.828303:0.721299:0.816581:0.287557:0.816581:0.007154:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.004826:0.003170:0.012052:0.007140:0.004369:0.007182:0.007996:0.007939:0.004369:0.006526:0.007182:0.007939:0.004369:0.008053:0.007282:0.008096:0.007925:0.004826:0.003170:0.007154:0.004726:0.007140:0.004369:0.007182:0.007839:0.006340:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.008039:0.007939:0.004369:0.008139:0.007239:0.007911:0.007182:0.003241:0.004755:0.004369:0.007925:0.004755:0.004369:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939
ii)  if :@0.263754:0.850575:0.299523:0.850575:0.299523:0.838854:0.263754:0.838854:0.003156:0.003227:0.003970:0.003970:0.009481:0.003241:0.004755:0.003970
we:@0.299923:0.850575:0.319757:0.850575:0.319757:0.838611:0.299923:0.838611:0.011894:0.007939
 agree to start legal proceedings and it becomes mandatory for a Person Insured to be :@0.319757:0.850575:0.858493:0.850575:0.858493:0.838854:0.319757:0.838854:0.004369:0.007225:0.007996:0.004755:0.007339:0.007140:0.004369:0.004684:0.007939:0.004369:0.005783:0.004983:0.007182:0.005240:0.004755:0.004369:0.003298:0.007282:0.007982:0.007182:0.003170:0.004369:0.008011:0.004741:0.008139:0.006297:0.007339:0.007282:0.007982:0.003170:0.007982:0.007996:0.005555:0.004369:0.007182:0.007996:0.007939:0.004369:0.003227:0.004755:0.004369:0.008139:0.007339:0.006283:0.008039:0.012052:0.007282:0.005555:0.004369:0.011909:0.007182:0.007996:0.007982:0.007154:0.004684:0.008039:0.005312:0.006340:0.004369:0.004641:0.008039:0.004755:0.004369:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.008139:0.007140:0.003970
represented by a lawyer or if there is a conflict of interest a Person Insured can choose an :@0.287557:0.865427:0.845684:0.865427:0.845684:0.853705:0.287557:0.853705:0.004755:0.007268:0.008011:0.004755:0.007282:0.005740:0.007211:0.007868:0.004726:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.007140:0.004369:0.003170:0.007154:0.011766:0.006354:0.007211:0.004755:0.004369:0.008039:0.004755:0.004369:0.003241:0.004755:0.004369:0.004826:0.008039:0.007211:0.004755:0.007140:0.004369:0.003184:0.005555:0.004369:0.007140:0.004369:0.006283:0.008039:0.007968:0.003970:0.003984:0.003256:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.003170:0.007868:0.004726:0.007211:0.004755:0.007282:0.005783:0.004755:0.004369:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.006526:0.007182:0.007939:0.004369:0.006368:0.008039:0.008153:0.008068:0.005740:0.007140:0.004369:0.007182:0.007939:0.003970
Appointed Lawyer by sending :@0.287557:0.880279:0.475913:0.880279:0.475913:0.868557:0.287557:0.868557:0.009781:0.008068:0.008111:0.008068:0.003170:0.007868:0.004726:0.007282:0.007939:0.004369:0.006740:0.007154:0.011766:0.006354:0.007211:0.004755:0.004369:0.007925:0.006340:0.004369:0.005740:0.007211:0.007996:0.007982:0.003170:0.007982:0.007939:0.003970
us:@0.476327:0.880279:0.490606:0.880279:0.490606:0.868315:0.476327:0.868315:0.008725:0.005555
 the suitably qualified person’s name and address.:@0.490606:0.880279:0.799863:0.880279:0.799863:0.868557:0.490606:0.868557:0.004369:0.004826:0.008039:0.007140:0.004369:0.005526:0.007953:0.003227:0.004983:0.007225:0.008025:0.003313:0.006340:0.004369:0.007982:0.007939:0.007182:0.003156:0.003327:0.003970:0.004112:0.007282:0.007939:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007725:0.003584:0.005555:0.004369:0.007911:0.007182:0.012052:0.007140:0.004369:0.007182:0.007996:0.007939:0.004369:0.007239:0.008068:0.007996:0.004755:0.007282:0.005769:0.005683:0.003970
 :@0.263754:0.902551:0.267724:0.902551:0.267724:0.890830:0.263754:0.890830:0.003970
We:@0.287557:0.902551:0.309347:0.902551:0.309347:0.890587:0.287557:0.890587:0.013851:0.007939
 may chose not to accept the choice of lawyer but only in exceptional circumstances. If there is :@0.309347:0.902551:0.899145:0.902551:0.899145:0.890830:0.309347:0.890830:0.004369:0.011909:0.007111:0.006340:0.004369:0.006368:0.008039:0.008068:0.005740:0.007140:0.004369:0.008039:0.007925:0.004755:0.004369:0.004684:0.007939:0.004369:0.007254:0.006240:0.006297:0.007268:0.007939:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.006368:0.008039:0.008068:0.003256:0.006297:0.007140:0.004369:0.007925:0.004755:0.004369:0.003170:0.007154:0.011766:0.006354:0.007211:0.004755:0.004369:0.007996:0.008025:0.004755:0.004369:0.008039:0.007939:0.003313:0.006340:0.004369:0.003170:0.007939:0.004369:0.007297:0.006254:0.006297:0.007268:0.007939:0.004826:0.003284:0.008039:0.007911:0.007182:0.003170:0.004369:0.006354:0.003170:0.004698:0.006368:0.007968:0.011923:0.005783:0.004983:0.007182:0.008011:0.006297:0.007282:0.005683:0.003970:0.004369:0.003356:0.004755:0.004369:0.004826:0.008039:0.007211:0.004755:0.007140:0.004369:0.003184:0.005555:0.003970
a disagreement over the choice of Appointed Lawyer another suitably qualified person can be :@0.287557:0.917403:0.872443:0.917403:0.872443:0.905681:0.287557:0.905681:0.007140:0.004369:0.007982:0.003184:0.005797:0.007225:0.007996:0.004755:0.007339:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.007953:0.006354:0.007211:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.006368:0.008039:0.008068:0.003256:0.006297:0.007140:0.004369:0.007925:0.004755:0.004369:0.009781:0.008068:0.008111:0.008068:0.003170:0.007868:0.004726:0.007282:0.007939:0.004369:0.006740:0.007154:0.011766:0.006354:0.007211:0.004755:0.004369:0.007182:0.008039:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.005526:0.007953:0.003227:0.004983:0.007225:0.008025:0.003313:0.006340:0.004369:0.007982:0.007939:0.007182:0.003156:0.003327:0.003970:0.004112:0.007282:0.007939:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.006526:0.007182:0.007939:0.004369:0.008139:0.007140:0.003970
appointed to decide the matter.:@0.287557:0.932255:0.484452:0.932255:0.484452:0.920533:0.287557:0.920533:0.007225:0.008068:0.008111:0.008068:0.003170:0.007868:0.004726:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.008111:0.007339:0.006354:0.003241:0.008111:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.011909:0.007154:0.005126:0.004726:0.007211:0.003941:0.003970
 :@0.263754:0.954527:0.267724:0.954527:0.267724:0.942805:0.263754:0.942805:0.003970
Before a Person Insured chooses a lawyer :@0.287557:0.954527:0.547451:0.954527:0.547451:0.942805:0.287557:0.942805:0.008096:0.007211:0.004641:0.008039:0.004755:0.007140:0.004369:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.006368:0.008039:0.008153:0.008068:0.005740:0.007282:0.005555:0.004369:0.007140:0.004369:0.003170:0.007154:0.011766:0.006354:0.007211:0.004755:0.003970
we:@0.547822:0.954527:0.567656:0.954527:0.567656:0.942563:0.547822:0.942563:0.011894:0.007939
 can appoint an Appointed Lawyer:@0.567656:0.954527:0.782528:0.954527:0.782528:0.942805:0.567656:0.942805:0.004369:0.006526:0.007182:0.007939:0.004369:0.007225:0.008068:0.008111:0.008068:0.003170:0.007868:0.004755:0.004369:0.007182:0.007939:0.004369:0.009781:0.008068:0.008111:0.008068:0.003170:0.007868:0.004726:0.007282:0.007939:0.004369:0.006740:0.007154:0.011766:0.006354:0.007211:0.004755