114:@0.038100:0.982570:0.060516:0.982570:0.060516:0.971309:0.038100:0.971309:0.007472:0.007472:0.007472
Section 3 – Special Exclusions:@0.263836:0.216256:0.514711:0.216256:0.514711:0.199708:0.263836:0.199708:0.010039:0.010059:0.009253:0.006511:0.004334:0.011047:0.011208:0.006169:0.011208:0.006169:0.010079:0.006169:0.009858:0.011188:0.010059:0.008668:0.004173:0.009837:0.004475:0.006169:0.010321:0.008507:0.008668:0.004133:0.010906:0.007580:0.004334:0.011047:0.010866:0.007842
This part does not cover::@0.263836:0.237488:0.416979:0.237488:0.416979:0.225766:0.263836:0.225766:0.007382:0.007939:0.003184:0.005555:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.008096:0.008168:0.007282:0.005555:0.004369:0.008039:0.007925:0.004755:0.004369:0.006283:0.007953:0.006354:0.007211:0.004798:0.003970
1.  Application of Systems of Selection and Control:@0.263836:0.267332:0.634403:0.267332:0.634403:0.254664:0.263836:0.254664:0.008164:0.004203:0.004203:0.007242:0.011143:0.009434:0.009419:0.004264:0.004354:0.006955:0.008467:0.006032:0.004324:0.009389:0.009238:0.004626:0.009298:0.005881:0.004626:0.008179:0.008497:0.006864:0.005972:0.008588:0.013668:0.006713:0.004626:0.009298:0.005881:0.004626:0.008588:0.008572:0.004354:0.008618:0.007091:0.006032:0.004324:0.009389:0.009238:0.004626:0.008542:0.009404:0.009238:0.004626:0.009404:0.009389:0.009283:0.006048:0.006032:0.009389:0.004203
any loss arising out of any act of fraud or dishonesty committed by any Person Insured in respect of whom :@0.263836:0.282031:0.897941:0.282031:0.897941:0.270309:0.263836:0.270309:0.006897:0.007554:0.006054:0.004084:0.002999:0.007782:0.005483:0.005269:0.004084:0.006897:0.004555:0.002899:0.005298:0.002884:0.007696:0.007654:0.004084:0.007739:0.007739:0.004469:0.004084:0.007639:0.004469:0.004084:0.006897:0.007554:0.006054:0.004084:0.006968:0.006468:0.004469:0.004084:0.007639:0.004469:0.004084:0.004484:0.004412:0.006854:0.007725:0.007654:0.004084:0.007754:0.004469:0.004084:0.007696:0.002899:0.005312:0.007754:0.007754:0.007768:0.006997:0.005497:0.004926:0.006054:0.004084:0.005997:0.007754:0.011637:0.011652:0.002941:0.004841:0.004441:0.006997:0.007654:0.004084:0.007639:0.006054:0.004084:0.006897:0.007554:0.006054:0.004084:0.006940:0.006925:0.004755:0.005440:0.007754:0.007654:0.004084:0.003070:0.007639:0.005240:0.007682:0.004469:0.006997:0.007654:0.004084:0.002884:0.007654:0.004084:0.004469:0.006997:0.005340:0.007853:0.007054:0.006468:0.004469:0.004084:0.007639:0.004469:0.004084:0.011009:0.007754:0.007754:0.011894:0.003970
the Systems of Selection and Control have not been properly applied or applied at all and this exclusion will :@0.263836:0.296883:0.902025:0.296883:0.902025:0.285161:0.263836:0.285161:0.004541:0.007754:0.006854:0.004084:0.006654:0.006283:0.005497:0.004441:0.006925:0.011637:0.005269:0.004084:0.007639:0.004469:0.004084:0.007040:0.006940:0.003013:0.007054:0.006468:0.004541:0.002999:0.007754:0.007654:0.004084:0.006897:0.007711:0.007654:0.004084:0.008839:0.007754:0.007582:0.004541:0.004455:0.007782:0.002884:0.004084:0.007625:0.006825:0.006069:0.006854:0.004084:0.007754:0.007639:0.004469:0.004084:0.007853:0.007054:0.006925:0.007654:0.004084:0.007725:0.004455:0.007811:0.007853:0.006925:0.004555:0.003027:0.006054:0.004084:0.006940:0.007782:0.007754:0.002870:0.003013:0.006997:0.007654:0.004084:0.007754:0.004469:0.004084:0.006940:0.007782:0.007739:0.002870:0.003013:0.006997:0.007654:0.004084:0.006868:0.004469:0.004084:0.006897:0.002870:0.002884:0.004084:0.006897:0.007711:0.007654:0.004084:0.004541:0.007654:0.002899:0.005269:0.004084:0.007011:0.005969:0.006083:0.002870:0.007668:0.005298:0.002999:0.007754:0.007654:0.004084:0.011009:0.002870:0.002870:0.003170:0.003970
be a bar to any claim involving such a Person Insured acting in collusion with another or others even though :@0.263836:0.311734:0.906366:0.311734:0.906366:0.300012:0.263836:0.300012:0.007853:0.006854:0.004084:0.006854:0.004084:0.007754:0.006897:0.004469:0.004084:0.004398:0.007654:0.004084:0.006897:0.007554:0.006054:0.004084:0.006069:0.002884:0.006897:0.002884:0.011609:0.004084:0.002884:0.007568:0.006069:0.007782:0.003027:0.006211:0.002884:0.007696:0.007654:0.004084:0.005240:0.007725:0.006083:0.007654:0.004084:0.006854:0.004084:0.006940:0.006925:0.004755:0.005440:0.007754:0.007654:0.004084:0.003070:0.007639:0.005240:0.007682:0.004469:0.006997:0.007654:0.004084:0.006968:0.006468:0.004541:0.002884:0.007696:0.007654:0.004084:0.002884:0.007654:0.004084:0.005997:0.007782:0.002870:0.002870:0.007668:0.005298:0.002999:0.007754:0.007654:0.004084:0.011009:0.002941:0.004541:0.007654:0.004084:0.006897:0.007754:0.007639:0.004541:0.007754:0.006925:0.004469:0.004084:0.007754:0.004469:0.004084:0.007639:0.004541:0.007754:0.006925:0.004755:0.005269:0.004084:0.006911:0.006069:0.006925:0.007654:0.004084:0.004541:0.007754:0.007739:0.007725:0.007711:0.007939:0.003970
the Systems of Selection and Control have been properly applied to such other person. :@0.263836:0.326586:0.781067:0.326586:0.781067:0.314864:0.263836:0.314864:0.004541:0.007754:0.006854:0.004084:0.006654:0.006283:0.005497:0.004441:0.006925:0.011637:0.005269:0.004084:0.007639:0.004469:0.004084:0.007040:0.006940:0.003013:0.007054:0.006468:0.004541:0.002999:0.007754:0.007654:0.004084:0.006897:0.007711:0.007654:0.004084:0.008839:0.007754:0.007582:0.004541:0.004455:0.007782:0.002884:0.004084:0.007625:0.006825:0.006069:0.006854:0.004084:0.007853:0.007054:0.006925:0.007654:0.004084:0.007725:0.004455:0.007811:0.007853:0.006925:0.004555:0.003027:0.006054:0.004084:0.006940:0.007782:0.007739:0.002870:0.003013:0.006997:0.007654:0.004084:0.004398:0.007654:0.004084:0.005240:0.007725:0.006083:0.007654:0.004084:0.007639:0.004541:0.007754:0.006925:0.004469:0.004084:0.007853:0.006925:0.004755:0.005440:0.007754:0.007611:0.003970:0.003970
This exclusion will not be a bar to any claim if :@0.263836:0.348859:0.549075:0.348859:0.549075:0.337137:0.263836:0.337137:0.007382:0.007939:0.003184:0.005555:0.004369:0.007297:0.006254:0.006354:0.003156:0.007953:0.005583:0.003284:0.008039:0.007939:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008039:0.007925:0.004755:0.004369:0.008139:0.007140:0.004369:0.007140:0.004369:0.008039:0.007182:0.004755:0.004369:0.004684:0.007939:0.004369:0.007182:0.007839:0.006340:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.003241:0.004755:0.003970
you:@0.549460:0.348859:0.574049:0.348859:0.574049:0.336894:0.549460:0.336894:0.007140:0.008725:0.008725
 can demonstrate that proper application of the :@0.574049:0.348859:0.873681:0.348859:0.873681:0.337137:0.574049:0.337137:0.004369:0.006526:0.007182:0.007939:0.004369:0.008111:0.007211:0.012037:0.008039:0.007925:0.005783:0.004826:0.004698:0.007154:0.004726:0.007140:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.008011:0.004741:0.008096:0.008139:0.007211:0.004755:0.004369:0.007225:0.008068:0.008025:0.003156:0.003256:0.006526:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.003970
Systems of Selection and Control would not have revealed any reason why the Person Insured should :@0.263836:0.363710:0.892901:0.363710:0.892901:0.351988:0.263836:0.351988:0.006940:0.006568:0.005783:0.004726:0.007211:0.011923:0.005555:0.004369:0.007925:0.004755:0.004369:0.007325:0.007225:0.003298:0.007339:0.006754:0.004826:0.003284:0.008039:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.009124:0.008039:0.007868:0.004826:0.004741:0.008068:0.003170:0.004369:0.011166:0.008025:0.007953:0.003241:0.007939:0.004369:0.008039:0.007925:0.004755:0.004369:0.007911:0.007111:0.006354:0.007140:0.004369:0.004755:0.007197:0.006354:0.007197:0.007182:0.003298:0.007282:0.007939:0.004369:0.007182:0.007839:0.006340:0.004369:0.004755:0.007197:0.007211:0.005726:0.008039:0.007939:0.004369:0.011295:0.007825:0.006340:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.005597:0.008039:0.008025:0.007953:0.003241:0.007939:0.003970
not have been appointed to the position of trust held at the time of fraud or dishonesty:@0.263836:0.378562:0.807698:0.378562:0.807698:0.366840:0.263836:0.366840:0.008039:0.007925:0.004755:0.004369:0.007911:0.007111:0.006354:0.007140:0.004369:0.008139:0.007339:0.007211:0.007939:0.004369:0.007225:0.008068:0.008111:0.008068:0.003170:0.007868:0.004726:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.008111:0.008068:0.005583:0.003227:0.004826:0.003284:0.008039:0.007939:0.004369:0.007925:0.004755:0.004369:0.004826:0.004841:0.007953:0.005783:0.004755:0.004369:0.008039:0.007225:0.003241:0.007939:0.004369:0.007154:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.004826:0.003170:0.012052:0.007140:0.004369:0.007925:0.004755:0.004369:0.004769:0.004698:0.007140:0.008011:0.007939:0.004369:0.008039:0.004755:0.004369:0.007982:0.003184:0.005597:0.008039:0.008039:0.008053:0.007282:0.005783:0.005212:0.006340
2.  Consequential Loss:@0.263836:0.408384:0.426562:0.408384:0.426562:0.395716:0.263836:0.395716:0.008875:0.004203:0.004203:0.006531:0.009404:0.009389:0.009434:0.006864:0.008648:0.009344:0.009434:0.008572:0.009268:0.006032:0.004309:0.008527:0.004203:0.004626:0.007832:0.009419:0.006894:0.006713
any loss of interest or consequential loss of any kind:@0.263836:0.423083:0.585986:0.423083:0.585986:0.411361:0.263836:0.411361:0.007182:0.007839:0.006340:0.004369:0.003284:0.008068:0.005769:0.005555:0.004369:0.007925:0.004755:0.004369:0.003170:0.007868:0.004726:0.007211:0.004755:0.007282:0.005783:0.004755:0.004369:0.008039:0.004755:0.004369:0.006283:0.008039:0.007925:0.005740:0.007282:0.007982:0.008053:0.007211:0.007868:0.004826:0.003170:0.007182:0.003170:0.004369:0.003284:0.008068:0.005769:0.005555:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007225:0.003156:0.007996:0.007939
3.  Exercise of Systems of Selection and Control:@0.263836:0.452926:0.609578:0.452926:0.609578:0.440258:0.263836:0.440258:0.008603:0.004203:0.004626:0.006380:0.008678:0.008300:0.008557:0.006063:0.006894:0.004415:0.006864:0.008406:0.004626:0.009298:0.005881:0.004626:0.008179:0.008497:0.006864:0.005972:0.008588:0.013668:0.006713:0.004626:0.009298:0.005881:0.004626:0.008588:0.008572:0.004354:0.008618:0.007091:0.006032:0.004324:0.009389:0.009238:0.004626:0.008557:0.009404:0.009238:0.004626:0.009404:0.009389:0.009283:0.006048:0.006032:0.009389:0.004203
any loss arising out of or contributed to by :@0.263836:0.467625:0.530869:0.467625:0.530869:0.455903:0.263836:0.455903:0.007182:0.007839:0.006340:0.004369:0.003284:0.008068:0.005769:0.005555:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.008025:0.008025:0.004755:0.004369:0.007925:0.004755:0.004369:0.008039:0.004755:0.004369:0.006283:0.008039:0.007868:0.004826:0.004841:0.003199:0.007996:0.008025:0.004726:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.007925:0.006340:0.003970
you:@0.531269:0.467625:0.555857:0.467625:0.555857:0.455661:0.531269:0.455661:0.007140:0.008725:0.008725
 failing to exercise properly the Systems of Selection and :@0.555857:0.467625:0.908122:0.467625:0.908122:0.455903:0.555857:0.455903:0.004369:0.004598:0.007182:0.003156:0.003156:0.003156:0.007982:0.007939:0.004369:0.004684:0.007939:0.004369:0.007297:0.006311:0.007211:0.004698:0.006368:0.003184:0.005740:0.007140:0.004369:0.008011:0.004741:0.008096:0.008139:0.007211:0.004841:0.003313:0.006340:0.004369:0.004826:0.008039:0.007140:0.004369:0.006940:0.006568:0.005783:0.004726:0.007211:0.011923:0.005555:0.004369:0.007925:0.004755:0.004369:0.007325:0.007225:0.003298:0.007339:0.006754:0.004826:0.003284:0.008039:0.007939:0.004369:0.007182:0.007996:0.007939:0.003970
Control other than as specifically referred to in 1. above:@0.263836:0.482477:0.608133:0.482477:0.608133:0.470755:0.263836:0.470755:0.009124:0.008039:0.007868:0.004826:0.004741:0.008068:0.003170:0.004369:0.007925:0.004826:0.008025:0.007211:0.004755:0.004369:0.004826:0.007911:0.007182:0.007939:0.004369:0.007211:0.005555:0.004369:0.005640:0.008139:0.007339:0.006368:0.003327:0.003970:0.004070:0.006526:0.007182:0.003156:0.003298:0.006340:0.004369:0.004755:0.007211:0.004655:0.007211:0.004869:0.004755:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.003170:0.007939:0.004369:0.007239:0.003970:0.004369:0.007225:0.008125:0.007953:0.006354:0.007140
4.  Reasonable Grounds for Suspicion:@0.263834:0.512316:0.535372:0.512316:0.535372:0.499648:0.263834:0.499648:0.008875:0.004203:0.004203:0.006531:0.009328:0.008527:0.008633:0.006849:0.009389:0.009328:0.008542:0.009419:0.004354:0.008406:0.004626:0.011143:0.006032:0.009359:0.009359:0.009404:0.009465:0.006713:0.004626:0.005927:0.009374:0.005881:0.004626:0.008482:0.009465:0.006849:0.009419:0.004354:0.006894:0.004324:0.009389:0.009238
any loss arising out of any act of fraud or dishonesty committed by any Person Insured after :@0.263834:0.527015:0.835826:0.527015:0.835826:0.515294:0.263834:0.515294:0.007182:0.007839:0.006340:0.004369:0.003284:0.008068:0.005769:0.005555:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.008025:0.008025:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007254:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.004769:0.004698:0.007140:0.008011:0.007939:0.004369:0.008039:0.004755:0.004369:0.007982:0.003184:0.005597:0.008039:0.008039:0.008053:0.007282:0.005783:0.005212:0.006340:0.004369:0.006283:0.008039:0.011923:0.011937:0.003227:0.005126:0.004726:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.007182:0.007839:0.006340:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.007168:0.005140:0.004726:0.007211:0.004755:0.003970
you:@0.836226:0.527015:0.860814:0.527015:0.860814:0.515051:0.836226:0.515051:0.007140:0.008725:0.008725
 or any :@0.860814:0.527015:0.907678:0.527015:0.907678:0.515294:0.860814:0.515294:0.004369:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.003970
person acting on :@0.263834:0.541867:0.372526:0.541867:0.372526:0.530145:0.263834:0.530145:0.008139:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.007254:0.006754:0.004826:0.003156:0.007982:0.007939:0.004369:0.008039:0.007939:0.003970
your:@0.372955:0.541867:0.403098:0.541867:0.403098:0.529903:0.372955:0.529903:0.007140:0.008725:0.008725:0.005555
 behalf has become aware of or has reasonable grounds for suspicion of any act :@0.403098:0.541867:0.902952:0.541867:0.902952:0.530145:0.403098:0.530145:0.004369:0.008139:0.007239:0.007911:0.007182:0.003241:0.004755:0.004369:0.007911:0.007211:0.005555:0.004369:0.008139:0.007339:0.006283:0.008039:0.012052:0.007140:0.004369:0.007154:0.011138:0.007182:0.004755:0.007140:0.004369:0.007925:0.004755:0.004369:0.008039:0.004755:0.004369:0.007911:0.007211:0.005555:0.004369:0.004755:0.007197:0.007211:0.005726:0.008039:0.007911:0.007225:0.008025:0.003298:0.007140:0.004369:0.007996:0.004741:0.008025:0.007968:0.007996:0.007996:0.005555:0.004369:0.004641:0.008039:0.004755:0.004369:0.005526:0.007953:0.005640:0.008025:0.003256:0.006354:0.003284:0.008039:0.007939:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007254:0.006754:0.004755:0.003970
of fraud, dishonesty or improper or irregular conduct on the part of that Person Insured and this :@0.263834:0.556719:0.864098:0.556719:0.864098:0.544997:0.263834:0.544997:0.007925:0.004755:0.004369:0.004769:0.004698:0.007140:0.008011:0.007882:0.003970:0.004369:0.007982:0.003184:0.005597:0.008039:0.008053:0.008053:0.007282:0.005783:0.005212:0.006340:0.004369:0.008039:0.004755:0.004369:0.003170:0.011980:0.008011:0.004741:0.008096:0.008139:0.007211:0.004755:0.004369:0.008039:0.004755:0.004369:0.003170:0.004869:0.004755:0.007282:0.007982:0.007953:0.003170:0.007182:0.004755:0.004369:0.006283:0.008039:0.007996:0.007982:0.008011:0.006754:0.004755:0.004369:0.008039:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.007925:0.004755:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.004826:0.007939:0.003184:0.005555:0.003970
exclusion will also be a bar to any claim involving such a Person Insured acting in collusion with another :@0.263834:0.571571:0.908292:0.571571:0.908292:0.559849:0.263834:0.559849:0.007297:0.006254:0.006368:0.003156:0.007953:0.005583:0.003284:0.008039:0.007939:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.007182:0.003184:0.005726:0.007939:0.004369:0.008139:0.007140:0.004369:0.007140:0.004369:0.008039:0.007182:0.004755:0.004369:0.004684:0.007939:0.004369:0.007182:0.007839:0.006340:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.003156:0.007853:0.006354:0.008068:0.003313:0.006497:0.003170:0.007982:0.007939:0.004369:0.005526:0.008011:0.006368:0.007939:0.004369:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.007254:0.006754:0.004826:0.003170:0.007982:0.007939:0.004369:0.003156:0.007939:0.004369:0.006283:0.008068:0.003156:0.003156:0.007953:0.005583:0.003284:0.008039:0.007939:0.004369:0.011295:0.003227:0.004826:0.007939:0.004369:0.007182:0.008039:0.007925:0.004826:0.008039:0.007211:0.004755:0.003970
or others even though such other person may not have committed or have given reasonable grounds :@0.263834:0.586422:0.892956:0.586422:0.892956:0.574700:0.263834:0.574700:0.008039:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.005041:0.005555:0.004369:0.007197:0.006354:0.007211:0.007939:0.004369:0.004826:0.008039:0.008025:0.008011:0.007996:0.007939:0.004369:0.005526:0.008011:0.006368:0.007939:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.011909:0.007111:0.006340:0.004369:0.008039:0.007925:0.004755:0.004369:0.007911:0.007111:0.006354:0.007140:0.004369:0.006283:0.008039:0.011923:0.011937:0.003227:0.005126:0.004726:0.007282:0.007939:0.004369:0.008039:0.004755:0.004369:0.007911:0.007111:0.006354:0.007140:0.004369:0.007982:0.003313:0.006354:0.007211:0.007939:0.004369:0.004755:0.007197:0.007211:0.005726:0.008039:0.007911:0.007225:0.008025:0.003298:0.007140:0.004369:0.007996:0.004741:0.008025:0.007968:0.007996:0.007996:0.005555:0.003970
for suspicion of any act of fraud or dishonesty or irregular conduct.:@0.263834:0.601274:0.679413:0.601274:0.679413:0.589552:0.263834:0.589552:0.004641:0.008039:0.004755:0.004369:0.005526:0.007953:0.005640:0.008025:0.003256:0.006354:0.003284:0.008039:0.007939:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007254:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.004769:0.004698:0.007140:0.008011:0.007939:0.004369:0.008039:0.004755:0.004369:0.007982:0.003184:0.005597:0.008039:0.008039:0.008053:0.007282:0.005783:0.005212:0.006340:0.004369:0.008039:0.004755:0.004369:0.003156:0.004869:0.004755:0.007282:0.007982:0.007953:0.003170:0.007182:0.004755:0.004369:0.006283:0.008039:0.007996:0.007982:0.008011:0.006754:0.004783:0.003970
Section 4 – Special Provisions:@0.263834:0.639413:0.512512:0.639413:0.512512:0.622864:0.263834:0.622864:0.010039:0.010059:0.009253:0.006511:0.004334:0.011047:0.011208:0.006169:0.011208:0.006169:0.010079:0.006169:0.009858:0.011188:0.010059:0.008668:0.004173:0.009837:0.004475:0.006169:0.009979:0.006370:0.010926:0.008870:0.004193:0.007580:0.004334:0.011047:0.010866:0.007842
1.  Our Rights:@0.263834:0.668217:0.364723:0.668217:0.364723:0.655549:0.263834:0.655549:0.008164:0.004203:0.004203:0.007242:0.011959:0.009328:0.005881:0.004626:0.009389:0.004369:0.009359:0.009283:0.006169:0.006713
The commencement of criminal proceedings against any Person Insured alleged by :@0.263834:0.682916:0.777738:0.682916:0.777738:0.671194:0.263834:0.671194:0.007382:0.008039:0.007140:0.004369:0.006283:0.008039:0.011923:0.012052:0.007211:0.008011:0.006297:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.007925:0.004755:0.004369:0.006383:0.004841:0.003170:0.011937:0.003170:0.007911:0.007182:0.003170:0.004369:0.008011:0.004741:0.008139:0.006297:0.007339:0.007282:0.007982:0.003170:0.007982:0.007996:0.005555:0.004369:0.007225:0.007982:0.007182:0.003170:0.007925:0.005783:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.007182:0.003156:0.003298:0.007282:0.008111:0.007282:0.007939:0.004369:0.007925:0.006340:0.003970
you:@0.778167:0.682916:0.802755:0.682916:0.802755:0.670952:0.778167:0.670952:0.007140:0.008725:0.008725
 to have :@0.802755:0.682916:0.856602:0.682916:0.856602:0.671194:0.802755:0.671194:0.004369:0.004684:0.007939:0.004369:0.007911:0.007111:0.006354:0.007140:0.003970
committed any act of fraud or dishonesty will not be a condition precedent to :@0.263834:0.697768:0.750537:0.697768:0.750537:0.686046:0.263834:0.686046:0.006283:0.008039:0.011923:0.011937:0.003227:0.005126:0.004726:0.007282:0.007939:0.004369:0.007182:0.007839:0.006340:0.004369:0.007254:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.004769:0.004698:0.007140:0.008011:0.007939:0.004369:0.008039:0.004755:0.004369:0.007982:0.003184:0.005597:0.008039:0.008039:0.008053:0.007282:0.005783:0.005212:0.006340:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008039:0.007925:0.004755:0.004369:0.008139:0.007140:0.004369:0.007140:0.004369:0.006283:0.008039:0.007996:0.007982:0.003227:0.004826:0.003284:0.008039:0.007939:0.004369:0.008011:0.004755:0.007339:0.006297:0.007282:0.008111:0.007211:0.007868:0.004755:0.004369:0.004684:0.007939:0.003970
your:@0.750979:0.697768:0.781123:0.697768:0.781123:0.685803:0.750979:0.685803:0.007140:0.008725:0.008725:0.005555
 right to indemnity :@0.781123:0.697768:0.900639:0.697768:0.900639:0.686046:0.781123:0.686046:0.004369:0.004841:0.003227:0.007996:0.007868:0.004755:0.004369:0.004684:0.007939:0.004369:0.003170:0.007996:0.008111:0.007211:0.011923:0.007939:0.003227:0.005212:0.006340:0.003970
under this part but in the event of :@0.263834:0.712619:0.479105:0.712619:0.479105:0.700897:0.263834:0.700897:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.007996:0.008025:0.004755:0.004369:0.003170:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007197:0.006354:0.007211:0.007868:0.004755:0.004369:0.007925:0.004755:0.003970
us:@0.479491:0.712619:0.493770:0.712619:0.493770:0.700655:0.479491:0.700655:0.008725:0.005555
 being required to indemnify :@0.493770:0.712619:0.674543:0.712619:0.674543:0.700897:0.493770:0.700897:0.004369:0.008139:0.007225:0.003170:0.007982:0.007939:0.004369:0.004755:0.007282:0.007982:0.007953:0.003156:0.004755:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.003170:0.007996:0.008111:0.007211:0.011923:0.007939:0.003241:0.005212:0.006340:0.003970
we:@0.674929:0.712619:0.694763:0.712619:0.694763:0.700655:0.674929:0.700655:0.011894:0.007939
 will be entitled to exercise in :@0.694763:0.712619:0.879148:0.712619:0.879148:0.700897:0.694763:0.700897:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.007211:0.007868:0.004826:0.003227:0.004826:0.003298:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.007297:0.006311:0.007211:0.004698:0.006354:0.003184:0.005740:0.007140:0.004369:0.003170:0.007939:0.003970
your:@0.263834:0.727471:0.293977:0.727471:0.293977:0.715507:0.263834:0.715507:0.007140:0.008725:0.008725:0.005555
 name but at :@0.293977:0.727471:0.378024:0.727471:0.378024:0.715749:0.293977:0.715749:0.004369:0.007911:0.007182:0.012052:0.007140:0.004369:0.007996:0.008025:0.004755:0.004369:0.007154:0.004755:0.003970
our:@0.378424:0.727471:0.401427:0.727471:0.401427:0.715507:0.378424:0.715507:0.008725:0.008725:0.005555
 own expense and for :@0.401427:0.727471:0.540663:0.727471:0.540663:0.715749:0.401427:0.715749:0.004369:0.007982:0.011323:0.007939:0.004369:0.007297:0.006540:0.008139:0.007211:0.007925:0.005740:0.007140:0.004369:0.007182:0.007996:0.007939:0.004369:0.004641:0.008039:0.004755:0.003970
our:@0.541077:0.727471:0.564080:0.727471:0.564080:0.715507:0.541077:0.715507:0.008725:0.008725:0.005555
 own benefit all :@0.564080:0.727471:0.665405:0.727471:0.665405:0.715749:0.564080:0.715749:0.004369:0.007982:0.011323:0.007939:0.004369:0.008139:0.007211:0.008053:0.007297:0.003970:0.004070:0.004755:0.004369:0.007182:0.003156:0.003170:0.003970
your:@0.665805:0.727471:0.695948:0.727471:0.695948:0.715507:0.665805:0.715507:0.007140:0.008725:0.008725:0.005555
 rights of action against the :@0.695948:0.727471:0.871181:0.727471:0.871181:0.715749:0.695948:0.715749:0.004369:0.004841:0.003227:0.007996:0.007868:0.005126:0.005555:0.004369:0.007925:0.004755:0.004369:0.007254:0.006754:0.004826:0.003284:0.008039:0.007939:0.004369:0.007225:0.007982:0.007182:0.003170:0.007925:0.005783:0.004755:0.004369:0.004826:0.008039:0.007140:0.003970
Person Insured or their estate. This policy will be evidence of :@0.263834:0.742323:0.641330:0.742323:0.641330:0.730601:0.263834:0.730601:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.008039:0.004755:0.004369:0.004826:0.008039:0.007225:0.003170:0.004755:0.004369:0.007282:0.005783:0.004983:0.007154:0.004726:0.006940:0.003970:0.004369:0.007382:0.007939:0.003184:0.005555:0.004369:0.008111:0.008068:0.003156:0.003256:0.006825:0.006340:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.007197:0.006497:0.003241:0.008111:0.007211:0.008011:0.006297:0.007140:0.004369:0.007925:0.004755:0.003970
our:@0.641759:0.742323:0.664762:0.742323:0.664762:0.730358:0.641759:0.730358:0.008725:0.008725:0.005555
 leave so to do and :@0.664762:0.742323:0.787120:0.742323:0.787120:0.730601:0.664762:0.730601:0.004369:0.003298:0.007197:0.007111:0.006354:0.007140:0.004369:0.005726:0.007939:0.004369:0.004684:0.007939:0.004369:0.008096:0.007939:0.004369:0.007182:0.007996:0.007939:0.003970
you:@0.787520:0.742323:0.812108:0.742323:0.812108:0.730358:0.787520:0.730358:0.007140:0.008725:0.008725
 will provide :@0.812108:0.742323:0.891286:0.742323:0.891286:0.730601:0.812108:0.730601:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008011:0.004741:0.007953:0.006497:0.003241:0.008111:0.007140:0.003970
all such assistance as :@0.263834:0.757174:0.396173:0.757174:0.396173:0.745452:0.263834:0.745452:0.007182:0.003156:0.003170:0.004369:0.005526:0.008011:0.006368:0.007939:0.004369:0.007211:0.005769:0.005583:0.003184:0.005783:0.004983:0.007182:0.008011:0.006297:0.007140:0.004369:0.007211:0.005555:0.003970
we:@0.396587:0.757174:0.416420:0.757174:0.416420:0.745210:0.396587:0.745210:0.011894:0.007939
 may require in pursuit of the said rights.:@0.416420:0.757174:0.668889:0.757174:0.668889:0.745452:0.416420:0.745452:0.004369:0.011909:0.007111:0.006340:0.004369:0.004755:0.007282:0.007982:0.007953:0.003156:0.004755:0.007140:0.004369:0.003170:0.007939:0.004369:0.007996:0.007968:0.005041:0.005526:0.007953:0.003227:0.004755:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.005797:0.007182:0.003241:0.007939:0.004369:0.004841:0.003227:0.007996:0.007868:0.005126:0.005683:0.003970
2.  Limit of Indemnity:@0.263836:0.786997:0.421573:0.786997:0.421573:0.774329:0.263836:0.774329:0.008875:0.004203:0.004203:0.006531:0.007756:0.004294:0.013562:0.004264:0.005881:0.004626:0.009298:0.005881:0.004626:0.004415:0.009404:0.009434:0.008588:0.013577:0.009328:0.004264:0.006320:0.008406
The limit of indemnity stated in the schedule is :@0.263836:0.801696:0.556885:0.801696:0.556885:0.789974:0.263836:0.789974:0.007382:0.008039:0.007140:0.004369:0.003156:0.003170:0.011937:0.003227:0.004755:0.004369:0.007925:0.004755:0.004369:0.003170:0.007996:0.008111:0.007211:0.011923:0.007939:0.003227:0.005212:0.006340:0.004369:0.005783:0.004983:0.007154:0.004726:0.007282:0.007939:0.004369:0.003170:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.005726:0.006368:0.008039:0.007282:0.007982:0.007953:0.003298:0.007140:0.004369:0.003184:0.005555:0.003970
our:@0.557257:0.801696:0.580260:0.801696:0.580260:0.789732:0.557257:0.789732:0.008725:0.008725:0.005555
 monetary limit in respect of::@0.580260:0.801696:0.759863:0.801696:0.759863:0.789974:0.580260:0.789974:0.004369:0.012037:0.008039:0.008053:0.007197:0.004983:0.007182:0.005312:0.006340:0.004369:0.003156:0.003170:0.011937:0.003227:0.004755:0.004369:0.003170:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004698:0.003970
a)  any one loss irrespective of the number of Persons Insured involved:@0.263836:0.823969:0.703303:0.823969:0.703303:0.812247:0.263836:0.812247:0.006925:0.003970:0.003970:0.008939:0.007182:0.007839:0.006340:0.004369:0.008039:0.008053:0.007140:0.004369:0.003284:0.008068:0.005769:0.005555:0.004369:0.003156:0.004869:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004826:0.003313:0.006354:0.007140:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007911:0.007968:0.011980:0.008139:0.007211:0.004755:0.004369:0.007925:0.004755:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007925:0.005555:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.003170:0.007853:0.006354:0.008068:0.003313:0.006354:0.007282:0.007939
b)  the total of all losses discovered during any one period of insurance. Any losses discovered within :@0.263836:0.846241:0.892715:0.846241:0.892715:0.834519:0.263836:0.834519:0.007596:0.003970:0.003970:0.008268:0.004826:0.008039:0.007140:0.004369:0.004684:0.007925:0.004983:0.007182:0.003170:0.004369:0.007925:0.004755:0.004369:0.007182:0.003156:0.003170:0.004369:0.003284:0.008068:0.005769:0.005740:0.007282:0.005555:0.004369:0.007982:0.003184:0.005726:0.006283:0.007953:0.006354:0.007211:0.004755:0.007282:0.007939:0.004369:0.007982:0.007968:0.004841:0.003170:0.007982:0.007939:0.004369:0.007182:0.007839:0.006340:0.004369:0.008039:0.008053:0.007140:0.004369:0.008139:0.007211:0.004841:0.003284:0.008111:0.007939:0.004369:0.007925:0.004755:0.004369:0.003170:0.007925:0.005526:0.007968:0.004698:0.007182:0.008011:0.006297:0.006940:0.003970:0.004369:0.009753:0.007839:0.006340:0.004369:0.003284:0.008068:0.005769:0.005740:0.007282:0.005555:0.004369:0.007982:0.003184:0.005726:0.006283:0.007953:0.006354:0.007211:0.004755:0.007282:0.007939:0.004369:0.011295:0.003227:0.004826:0.007939:0.003170:0.007939:0.003970
the 24 month period allowed under section 2 c) will be treated as having been discovered during :@0.287639:0.861093:0.892030:0.861093:0.892030:0.849371:0.287639:0.849371:0.004826:0.008039:0.007140:0.004369:0.007582:0.007939:0.004369:0.012037:0.008039:0.007868:0.004826:0.007939:0.004369:0.008139:0.007211:0.004841:0.003284:0.008125:0.007939:0.004369:0.007182:0.003156:0.003284:0.007982:0.011166:0.007282:0.007939:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.005740:0.007339:0.006754:0.004826:0.003284:0.008039:0.007939:0.004369:0.007939:0.004369:0.006383:0.003970:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.004826:0.004755:0.007197:0.007154:0.004726:0.007282:0.007939:0.004369:0.007211:0.005555:0.004369:0.007911:0.007111:0.006497:0.003170:0.007982:0.007939:0.004369:0.008139:0.007339:0.007211:0.007939:0.004369:0.007982:0.003184:0.005726:0.006283:0.007953:0.006354:0.007211:0.004755:0.007282:0.007939:0.004369:0.007982:0.007968:0.004841:0.003170:0.007982:0.007939:0.003970
the final period of insurance:@0.287639:0.875945:0.461487:0.875945:0.461487:0.864223:0.287639:0.864223:0.004826:0.008039:0.007140:0.004369:0.003970:0.003998:0.007911:0.007182:0.003170:0.004369:0.008139:0.007211:0.004841:0.003284:0.008125:0.007939:0.004369:0.007925:0.004755:0.004369:0.003170:0.007925:0.005526:0.007968:0.004698:0.007182:0.008011:0.006297:0.007140
c) :@0.263836:0.898217:0.278158:0.898217:0.278158:0.886495:0.263836:0.886495:0.006383:0.003970:0.003970
our:@0.287639:0.898217:0.310642:0.898217:0.310642:0.886253:0.287639:0.886253:0.008725:0.008725:0.005555
 total liability during any number of periods of insurance and for any number of losses forming :@0.310642:0.898217:0.899598:0.898217:0.899598:0.886495:0.310642:0.886495:0.004369:0.004684:0.007925:0.004983:0.007182:0.003170:0.004369:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.007982:0.007968:0.004841:0.003170:0.007982:0.007939:0.004369:0.007182:0.007839:0.006340:0.004369:0.007911:0.007968:0.011980:0.008139:0.007211:0.004755:0.004369:0.007925:0.004755:0.004369:0.008139:0.007211:0.004841:0.003284:0.008125:0.007996:0.005555:0.004369:0.007925:0.004755:0.004369:0.003170:0.007925:0.005526:0.007968:0.004698:0.007182:0.008011:0.006297:0.007140:0.004369:0.007182:0.007996:0.007939:0.004369:0.004641:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007911:0.007968:0.011980:0.008139:0.007211:0.004755:0.004369:0.007925:0.004755:0.004369:0.003284:0.008068:0.005769:0.005740:0.007282:0.005555:0.004369:0.004641:0.008039:0.004869:0.011937:0.003170:0.007982:0.007939:0.003970
the basis of any one claim whether under this part or any similar policies issued in addition to them :@0.287639:0.913069:0.905252:0.913069:0.905252:0.901347:0.287639:0.901347:0.004826:0.008039:0.007140:0.004369:0.008039:0.007211:0.005583:0.003184:0.005555:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.008039:0.008053:0.007140:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.011295:0.008039:0.007197:0.004826:0.008039:0.007211:0.004755:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.005583:0.003156:0.011937:0.003156:0.003170:0.007182:0.004755:0.004369:0.008111:0.008068:0.003156:0.003256:0.006354:0.003298:0.007282:0.005555:0.004369:0.003184:0.005769:0.005526:0.008053:0.007282:0.007939:0.004369:0.003170:0.007939:0.004369:0.007239:0.008068:0.007982:0.003227:0.004826:0.003284:0.008039:0.007939:0.004369:0.004684:0.007939:0.004369:0.004826:0.008039:0.007211:0.011894:0.003970
or in substitution for them.:@0.287639:0.927921:0.454633:0.927921:0.454633:0.916199:0.287639:0.916199:0.008039:0.004755:0.004369:0.003170:0.007939:0.004369:0.005526:0.007996:0.008025:0.005783:0.004826:0.003227:0.004741:0.008025:0.004826:0.003284:0.008039:0.007939:0.004369:0.004641:0.008039:0.004755:0.004369:0.004826:0.008039:0.007211:0.011894:0.003970