﻿118:@0.038100:0.982570:0.060516:0.982570:0.060516:0.971309:0.038100:0.971309:0.007472:0.007472:0.007472
3.  Excluded Causes:@0.263836:0.212733:0.406907:0.212733:0.406907:0.200065:0.263836:0.200065:0.008603:0.004203:0.004203:0.006804:0.008678:0.008300:0.006894:0.004279:0.009449:0.009434:0.008648:0.009238:0.004626:0.009570:0.008482:0.009465:0.006864:0.008618:0.006713
caused by the Person Insured being intoxicated or using illegal drugs, committing or attempting suicide :@0.263836:0.227432:0.905138:0.227432:0.905138:0.215710:0.263836:0.215710:0.006526:0.007140:0.007953:0.005740:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.004826:0.008025:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.008139:0.007225:0.003170:0.007982:0.007939:0.004369:0.003170:0.007868:0.004684:0.007868:0.006497:0.003256:0.006526:0.007154:0.004726:0.007282:0.007939:0.004369:0.008039:0.004755:0.004369:0.007953:0.005583:0.003170:0.007982:0.007939:0.004369:0.003156:0.003156:0.003298:0.007282:0.007982:0.007182:0.003170:0.004369:0.007996:0.004841:0.008011:0.007996:0.005626:0.003970:0.004369:0.006283:0.008039:0.011923:0.011937:0.003227:0.005126:0.004826:0.003170:0.007982:0.007939:0.004369:0.008039:0.004755:0.004369:0.007154:0.005126:0.004726:0.007211:0.011980:0.007939:0.004826:0.003156:0.007982:0.007939:0.004369:0.005526:0.007953:0.003256:0.006368:0.003241:0.008111:0.007140:0.003970
or deliberately self-harming, participating in civil commotion or riot or deliberately exposing themselves :@0.263836:0.242284:0.904467:0.242284:0.904467:0.230562:0.263836:0.230562:0.008039:0.004755:0.004369:0.008111:0.007225:0.003156:0.003199:0.008139:0.007211:0.004698:0.007154:0.004726:0.007225:0.003313:0.006340:0.004369:0.005740:0.007225:0.003241:0.004541:0.005041:0.007911:0.007182:0.004869:0.011937:0.003170:0.007982:0.007953:0.003970:0.004369:0.008039:0.007182:0.005240:0.004826:0.003256:0.006368:0.003199:0.008039:0.007154:0.004826:0.003156:0.007982:0.007939:0.004369:0.003170:0.007939:0.004369:0.006368:0.003313:0.006497:0.003156:0.003170:0.004369:0.006283:0.008039:0.011923:0.012037:0.007925:0.004826:0.003284:0.008039:0.007939:0.004369:0.008039:0.004755:0.004369:0.004841:0.003284:0.007925:0.004755:0.004369:0.008053:0.004755:0.004369:0.008111:0.007225:0.003156:0.003199:0.008139:0.007211:0.004698:0.007154:0.004726:0.007225:0.003313:0.006340:0.004369:0.007297:0.006540:0.008111:0.008068:0.005583:0.003170:0.007982:0.007939:0.004369:0.004826:0.008039:0.007211:0.011923:0.005740:0.007225:0.003313:0.006354:0.007282:0.005555:0.003970
to unnecessary danger except in an attempt to save human life:@0.263836:0.257136:0.653669:0.257136:0.653669:0.245414:0.263836:0.245414:0.004684:0.007939:0.004369:0.007968:0.007925:0.008053:0.007339:0.006297:0.007282:0.005769:0.005797:0.007182:0.005312:0.006340:0.004369:0.007982:0.007182:0.007982:0.008111:0.007211:0.004755:0.004369:0.007297:0.006254:0.006297:0.007268:0.007939:0.004755:0.004369:0.003170:0.007939:0.004369:0.007182:0.007939:0.004369:0.007154:0.005126:0.004726:0.007211:0.011980:0.007939:0.004755:0.004369:0.004684:0.007939:0.004369:0.005797:0.007111:0.006354:0.007140:0.004369:0.007896:0.007968:0.011909:0.007182:0.007939:0.004369:0.003156:0.003241:0.004641:0.007140
4  Non-Passenger Air Travel:@0.263836:0.286971:0.469349:0.286971:0.469349:0.274303:0.263836:0.274303:0.008406:0.004203:0.011203:0.011143:0.009389:0.009661:0.005594:0.008391:0.008633:0.006879:0.006864:0.008572:0.009404:0.009434:0.008557:0.005881:0.004626:0.011128:0.004248:0.005881:0.004626:0.007605:0.005806:0.008300:0.008300:0.008572:0.004203
caused by air travel other than as a passenger in a licensed passenger carrying aircraft:@0.263836:0.301670:0.794618:0.301670:0.794618:0.289948:0.263836:0.289948:0.006526:0.007140:0.007953:0.005740:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.007182:0.003156:0.004755:0.004369:0.004826:0.004698:0.007111:0.006354:0.007225:0.003170:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.004826:0.007911:0.007182:0.007939:0.004369:0.007211:0.005555:0.004369:0.007140:0.004369:0.008039:0.007211:0.005769:0.005740:0.007211:0.007982:0.008111:0.007211:0.004755:0.004369:0.003170:0.007939:0.004369:0.007140:0.004369:0.003156:0.003256:0.006297:0.007211:0.007925:0.005740:0.007282:0.007939:0.004369:0.008039:0.007211:0.005769:0.005740:0.007211:0.007982:0.008111:0.007211:0.004755:0.004369:0.006526:0.007182:0.004869:0.005312:0.006497:0.003170:0.007982:0.007939:0.004369:0.007182:0.003156:0.004698:0.006383:0.004698:0.007168:0.005140:0.004755
5  Terrorism:@0.263836:0.331514:0.355805:0.331514:0.355805:0.318846:0.263836:0.318846:0.008406:0.004203:0.011203:0.007590:0.008557:0.005942:0.006032:0.009374:0.005942:0.004415:0.006864:0.013441
directly or indirectly arising out of, contributed to by or resulting from actual, threatened, feared or :@0.263836:0.346213:0.879493:0.346213:0.879493:0.334491:0.263836:0.334491:0.007982:0.003170:0.004755:0.007339:0.006754:0.004826:0.003298:0.006340:0.004369:0.008039:0.004755:0.004369:0.003170:0.007996:0.007982:0.003170:0.004755:0.007339:0.006754:0.004826:0.003298:0.006340:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.008025:0.008025:0.004755:0.004369:0.007925:0.004184:0.003970:0.004369:0.006283:0.008039:0.007868:0.004826:0.004841:0.003199:0.007996:0.008025:0.004726:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.007925:0.006340:0.004369:0.008039:0.004755:0.004369:0.004755:0.007282:0.005526:0.007953:0.003227:0.004826:0.003170:0.007982:0.007939:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.007254:0.006754:0.004741:0.007939:0.007182:0.003056:0.003970:0.004369:0.004826:0.007925:0.004755:0.007197:0.007154:0.004726:0.007211:0.008053:0.007282:0.007882:0.003970:0.004369:0.004655:0.007197:0.007182:0.004755:0.007282:0.007939:0.004369:0.008039:0.004755:0.003970
perceived use of biological, chemical, radioactive or nuclear agent, material, device or weapon.:@0.263836:0.361064:0.850335:0.361064:0.850335:0.349343:0.263836:0.349343:0.008139:0.007211:0.004698:0.006297:0.007225:0.003313:0.006354:0.007282:0.007939:0.004369:0.007953:0.005740:0.007140:0.004369:0.007925:0.004755:0.004369:0.008025:0.003284:0.008068:0.003284:0.008111:0.007982:0.003256:0.006526:0.007182:0.003056:0.003970:0.004369:0.006368:0.008039:0.007211:0.011937:0.003256:0.006526:0.007182:0.003056:0.003970:0.004369:0.004698:0.007239:0.007982:0.003284:0.008082:0.007254:0.006754:0.004826:0.003313:0.006354:0.007140:0.004369:0.008039:0.004755:0.004369:0.007911:0.008011:0.006368:0.003298:0.007197:0.007182:0.004755:0.004369:0.007225:0.008111:0.007211:0.007868:0.004869:0.003970:0.004369:0.011909:0.007154:0.004726:0.007211:0.004841:0.003170:0.007182:0.003056:0.003970:0.004369:0.008111:0.007197:0.006497:0.003256:0.006297:0.007140:0.004369:0.008039:0.004755:0.004369:0.011166:0.007197:0.007225:0.008111:0.008039:0.007896:0.003970
Section 5 – Special Conditions:@0.263836:0.399220:0.520879:0.399220:0.520879:0.382671:0.263836:0.382671:0.010039:0.010059:0.009253:0.006511:0.004334:0.011047:0.011208:0.006169:0.011208:0.006169:0.010079:0.006169:0.009858:0.011188:0.010059:0.008668:0.004173:0.009837:0.004475:0.006169:0.012519:0.011047:0.010987:0.010966:0.004253:0.006511:0.004334:0.011047:0.010866:0.007842
1.  Claims Procedures:@0.263836:0.428024:0.418655:0.428024:0.418655:0.415356:0.263836:0.415356:0.008164:0.004203:0.004203:0.007242:0.009344:0.004309:0.008527:0.004294:0.013668:0.006713:0.004626:0.008527:0.006032:0.009449:0.006804:0.008648:0.009344:0.009328:0.006063:0.008618:0.006713
In the event of any incident giving or likely to give rise to a claim under this part :@0.263836:0.442723:0.761890:0.442723:0.761890:0.431001:0.263836:0.431001:0.003356:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007197:0.006354:0.007211:0.007868:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.003170:0.008011:0.006368:0.003241:0.008111:0.007211:0.007868:0.004755:0.004369:0.007982:0.003313:0.006497:0.003170:0.007982:0.007939:0.004369:0.008039:0.004755:0.004369:0.003156:0.003156:0.006868:0.007225:0.003313:0.006340:0.004369:0.004684:0.007939:0.004369:0.007982:0.003313:0.006354:0.007140:0.004369:0.004841:0.003184:0.005740:0.007140:0.004369:0.004684:0.007939:0.004369:0.007140:0.004369:0.006354:0.003170:0.007182:0.003170:0.011894:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.004369:0.008039:0.007182:0.005240:0.004755:0.003970
you:@0.762262:0.442723:0.786850:0.442723:0.786850:0.430759:0.762262:0.430759:0.007140:0.008725:0.008725
 will as soon as :@0.786850:0.442723:0.884462:0.442723:0.884462:0.431001:0.786850:0.431001:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.007211:0.005555:0.004369:0.005726:0.008153:0.008039:0.007939:0.004369:0.007211:0.005555:0.003970
possible and at :@0.263836:0.457575:0.360762:0.457575:0.360762:0.445853:0.263836:0.445853:0.008111:0.008068:0.005769:0.005583:0.003199:0.008025:0.003298:0.007140:0.004369:0.007182:0.007996:0.007939:0.004369:0.007154:0.004755:0.003970
your:@0.361176:0.457575:0.391319:0.457575:0.391319:0.445610:0.361176:0.445610:0.007140:0.008725:0.008725:0.005555
 own expense::@0.391319:0.457575:0.480992:0.457575:0.480992:0.445853:0.391319:0.445853:0.004369:0.007982:0.011323:0.007939:0.004369:0.007297:0.006540:0.008139:0.007211:0.007925:0.005740:0.006868:0.003970
a)  inform :@0.263836:0.479847:0.332104:0.479847:0.332104:0.468125:0.263836:0.468125:0.006925:0.003970:0.003970:0.008939:0.003170:0.007882:0.004641:0.008039:0.004869:0.011894:0.003970
us:@0.332504:0.479847:0.346783:0.479847:0.346783:0.467883:0.332504:0.467883:0.008725:0.005555
 in writing:@0.346783:0.479847:0.409939:0.479847:0.409939:0.468125:0.346783:0.468125:0.004369:0.003170:0.007939:0.004369:0.011323:0.004841:0.003227:0.004826:0.003170:0.007982:0.007939
b)  furnish such information as :@0.263836:0.502120:0.459302:0.502120:0.459302:0.490398:0.263836:0.490398:0.007596:0.003970:0.003970:0.008268:0.004741:0.007968:0.004869:0.007939:0.003184:0.005597:0.007939:0.004369:0.005526:0.008011:0.006354:0.007939:0.004369:0.003170:0.007882:0.004641:0.008039:0.004869:0.011909:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.007211:0.005555:0.003970
we:@0.459730:0.502120:0.479564:0.502120:0.479564:0.490155:0.459730:0.490155:0.011894:0.007939
 may require and render all assistance as may be requested:@0.479564:0.502120:0.843952:0.502120:0.843952:0.490398:0.479564:0.490398:0.004369:0.011909:0.007111:0.006340:0.004369:0.004755:0.007282:0.007982:0.007953:0.003170:0.004755:0.007140:0.004369:0.007182:0.007996:0.007939:0.004369:0.004755:0.007211:0.007996:0.008111:0.007211:0.004755:0.004369:0.007182:0.003156:0.003170:0.004369:0.007211:0.005769:0.005583:0.003184:0.005783:0.004983:0.007182:0.008011:0.006297:0.007140:0.004369:0.007211:0.005555:0.004369:0.011909:0.007111:0.006340:0.004369:0.008139:0.007140:0.004369:0.004755:0.007282:0.007982:0.008053:0.007282:0.005783:0.004726:0.007282:0.007939
c)  supply all necessary certificates including evidence of death or injury with a report from a qualified :@0.263821:0.524392:0.901611:0.524392:0.901611:0.512670:0.263821:0.512670:0.006383:0.003970:0.003970:0.009481:0.005526:0.007996:0.008068:0.008025:0.003313:0.006340:0.004369:0.007182:0.003156:0.003170:0.004369:0.008053:0.007339:0.006297:0.007282:0.005769:0.005797:0.007182:0.005312:0.006340:0.004369:0.006297:0.007211:0.005240:0.004826:0.003327:0.003970:0.004070:0.006526:0.007154:0.004726:0.007282:0.005555:0.004369:0.003170:0.008011:0.006354:0.003156:0.008011:0.007982:0.003170:0.007982:0.007939:0.004369:0.007197:0.006497:0.003241:0.008111:0.007211:0.008011:0.006297:0.007140:0.004369:0.007925:0.004755:0.004369:0.008111:0.007197:0.007154:0.004826:0.007939:0.004369:0.008053:0.004755:0.004369:0.003170:0.007939:0.003156:0.007968:0.005312:0.006340:0.004369:0.011295:0.003227:0.004826:0.007939:0.004369:0.007140:0.004369:0.004755:0.007268:0.008111:0.008039:0.005240:0.004755:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.007140:0.004369:0.007982:0.007939:0.007182:0.003156:0.003327:0.003970:0.004112:0.007282:0.007939:0.003970
medical practitioner if required.:@0.287625:0.539244:0.482206:0.539244:0.482206:0.527522:0.287625:0.527522:0.012052:0.007282:0.007982:0.003256:0.006526:0.007182:0.003170:0.004369:0.008011:0.004698:0.007254:0.006754:0.004826:0.003227:0.004826:0.003284:0.008039:0.008053:0.007211:0.004755:0.004369:0.003241:0.004755:0.004369:0.004755:0.007282:0.007982:0.007953:0.003170:0.004755:0.007282:0.007939:0.003970
In the case of injury :@0.263821:0.561516:0.389749:0.561516:0.389749:0.549795:0.263821:0.549795:0.003356:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.006526:0.007211:0.005740:0.007140:0.004369:0.007925:0.004755:0.004369:0.003170:0.007939:0.003156:0.007968:0.005312:0.006340:0.003970
our:@0.390134:0.561516:0.413138:0.561516:0.413138:0.549552:0.390134:0.549552:0.008725:0.008725:0.005555
 medical representative will be allowed to visit and examine the Person Insured :@0.413138:0.561516:0.903853:0.561516:0.903853:0.549795:0.413138:0.549795:0.004369:0.012052:0.007282:0.007982:0.003256:0.006526:0.007182:0.003170:0.004369:0.004755:0.007268:0.008011:0.004755:0.007282:0.005740:0.007211:0.007868:0.004983:0.007154:0.004826:0.003313:0.006354:0.007140:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.007182:0.003156:0.003284:0.007982:0.011166:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.006497:0.003184:0.005583:0.003227:0.004755:0.004369:0.007182:0.007996:0.007939:0.004369:0.007297:0.006468:0.007182:0.011937:0.003156:0.008053:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.003970
at all reasonable times and if such visit or examination is not permitted the insurance will be void in :@0.263821:0.576368:0.882063:0.576368:0.882063:0.564646:0.263821:0.564646:0.007154:0.004755:0.004369:0.007182:0.003156:0.003170:0.004369:0.004755:0.007197:0.007211:0.005726:0.008039:0.007911:0.007225:0.008025:0.003298:0.007140:0.004369:0.004826:0.003170:0.012052:0.007282:0.005555:0.004369:0.007182:0.007996:0.007939:0.004369:0.003241:0.004755:0.004369:0.005526:0.008011:0.006368:0.007939:0.004369:0.006497:0.003184:0.005583:0.003227:0.004755:0.004369:0.008039:0.004755:0.004369:0.007297:0.006468:0.007182:0.011937:0.003170:0.007911:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.003184:0.005555:0.004369:0.008039:0.007925:0.004755:0.004369:0.008139:0.007211:0.004869:0.011937:0.003227:0.005126:0.004726:0.007282:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.003170:0.007925:0.005526:0.007968:0.004698:0.007182:0.008011:0.006297:0.007140:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.006354:0.008068:0.003241:0.007939:0.004369:0.003156:0.007939:0.003970
respect of that injury.:@0.263821:0.591220:0.396188:0.591220:0.396188:0.579498:0.263821:0.579498:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.003170:0.007939:0.003156:0.007968:0.005312:0.005754:0.003970
2.  Death Benefit Limitation:@0.263836:0.621042:0.466022:0.621042:0.466022:0.608374:0.263836:0.608374:0.008875:0.004203:0.004203:0.006531:0.011173:0.008527:0.008467:0.006063:0.009238:0.004626:0.009510:0.008572:0.009374:0.008572:0.005042:0.005209:0.005881:0.004626:0.007756:0.004294:0.013562:0.004264:0.006169:0.008467:0.006032:0.004324:0.009389:0.009238
The amount payable in respect of death for persons::@0.263836:0.635741:0.588985:0.635741:0.588985:0.624019:0.263836:0.624019:0.007382:0.008039:0.007140:0.004369:0.007182:0.012037:0.008025:0.007968:0.007868:0.004755:0.004369:0.008039:0.007111:0.006340:0.007225:0.008025:0.003298:0.007140:0.004369:0.003156:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.008111:0.007197:0.007154:0.004826:0.007939:0.004369:0.004641:0.008039:0.004755:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007925:0.005469:0.003970
a)  under 18 years of age, and:@0.263836:0.658014:0.454204:0.658014:0.454204:0.646292:0.263836:0.646292:0.006925:0.003970:0.003970:0.008939:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.007382:0.007939:0.004369:0.006354:0.007197:0.007182:0.005041:0.005555:0.004369:0.007925:0.004755:0.004369:0.007225:0.008111:0.006925:0.003970:0.004369:0.007182:0.007996:0.007939
b)  who are still in full-time education:@0.263836:0.680286:0.499298:0.680286:0.499298:0.668564:0.263836:0.668564:0.007596:0.003970:0.003970:0.008268:0.011295:0.008039:0.007939:0.004369:0.007182:0.004755:0.007140:0.004369:0.005783:0.004826:0.003156:0.003156:0.003170:0.004369:0.003170:0.007939:0.004369:0.004741:0.007953:0.003156:0.003441:0.004755:0.004826:0.003156:0.012052:0.007140:0.004369:0.007282:0.007982:0.008011:0.006526:0.007154:0.004826:0.003284:0.008039:0.007939
at the date of sustaining bodily injury is limited to £7,500.:@0.263836:0.702559:0.621370:0.702559:0.621370:0.690837:0.263836:0.690837:0.007154:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007982:0.007154:0.004726:0.007140:0.004369:0.007925:0.004755:0.004369:0.005526:0.007953:0.005783:0.004983:0.007182:0.003170:0.007939:0.003170:0.007982:0.007939:0.004369:0.008111:0.008111:0.007982:0.003156:0.003313:0.006340:0.004369:0.003156:0.007939:0.003156:0.007968:0.005312:0.006340:0.004369:0.003184:0.005555:0.004369:0.003156:0.003156:0.011937:0.003227:0.004726:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.008096:0.006611:0.003884:0.008053:0.008396:0.007939:0.003970
3.  Incident Limit:@0.263836:0.732399:0.386270:0.732399:0.386270:0.719731:0.263836:0.719731:0.008603:0.004203:0.004203:0.006804:0.004415:0.009374:0.006894:0.004385:0.009434:0.008572:0.009283:0.005881:0.004626:0.007756:0.004294:0.013562:0.004264:0.005881
If the aggregate amount payable under this part in respect of any one incident exceeds the sum of :@0.263836:0.747098:0.878165:0.747098:0.878165:0.735376:0.263836:0.735376:0.003356:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.008068:0.007996:0.004755:0.007282:0.007982:0.007154:0.004726:0.007140:0.004369:0.007182:0.012037:0.008025:0.007968:0.007868:0.004755:0.004369:0.008039:0.007111:0.006340:0.007225:0.008025:0.003298:0.007140:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.003170:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.008039:0.008053:0.007140:0.004369:0.003156:0.008011:0.006368:0.003241:0.008111:0.007211:0.007868:0.004755:0.004369:0.007297:0.006254:0.006297:0.007339:0.007282:0.007996:0.005555:0.004369:0.004826:0.008039:0.007140:0.004369:0.005526:0.007968:0.011894:0.004369:0.007925:0.004755:0.003970
£2,000,000 the amount payable for each Person Insured will be proportionately reduced until the total :@0.263836:0.761949:0.904910:0.761949:0.904910:0.750227:0.263836:0.750227:0.008053:0.007696:0.004027:0.008396:0.008396:0.007882:0.004027:0.008396:0.008396:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007182:0.012037:0.008025:0.007968:0.007868:0.004755:0.004369:0.008039:0.007111:0.006340:0.007225:0.008025:0.003298:0.007140:0.004369:0.004641:0.008039:0.004755:0.004369:0.007197:0.007254:0.006368:0.007939:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.008011:0.004741:0.008096:0.008111:0.008039:0.005240:0.004826:0.003284:0.008039:0.007911:0.007154:0.004726:0.007225:0.003298:0.006340:0.004369:0.004755:0.007282:0.007982:0.008011:0.006297:0.007282:0.007939:0.004369:0.007968:0.007868:0.004826:0.003156:0.003170:0.004369:0.004826:0.008039:0.007140:0.004369:0.004684:0.007925:0.004983:0.007182:0.003170:0.003970
is equal to the sum of £2,000,000.:@0.263836:0.776801:0.480221:0.776801:0.480221:0.765079:0.263836:0.765079:0.003184:0.005555:0.004369:0.007282:0.007982:0.007939:0.007182:0.003170:0.004369:0.004684:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.005526:0.007968:0.011894:0.004369:0.007925:0.004755:0.004369:0.008053:0.007696:0.004027:0.008396:0.008396:0.007882:0.004027:0.008396:0.008396:0.007939:0.003970
4.  Participation in Certain Activities:@0.263836:0.806636:0.526106:0.806636:0.526106:0.793968:0.263836:0.793968:0.008875:0.004203:0.004203:0.006531:0.008391:0.008527:0.006365:0.006032:0.004354:0.006894:0.004279:0.009389:0.008467:0.006032:0.004324:0.009389:0.009238:0.004626:0.004279:0.009238:0.004626:0.009419:0.008557:0.006365:0.006169:0.008527:0.004279:0.009238:0.004626:0.010946:0.007091:0.006032:0.004279:0.008497:0.004264:0.006032:0.004354:0.008618:0.006713
It will be a condition precedent to :@0.263836:0.821335:0.477179:0.821335:0.477179:0.809613:0.263836:0.809613:0.003341:0.004755:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.007140:0.004369:0.006283:0.008039:0.007996:0.007982:0.003227:0.004826:0.003284:0.008039:0.007939:0.004369:0.008011:0.004755:0.007339:0.006297:0.007282:0.008111:0.007211:0.007868:0.004755:0.004369:0.004684:0.007939:0.003970
our:@0.477608:0.821335:0.500611:0.821335:0.500611:0.809371:0.477608:0.809371:0.008725:0.008725:0.005555
 liability that in respect of::@0.500611:0.821335:0.662137:0.821335:0.662137:0.809613:0.500611:0.809613:0.004369:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.003170:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004698:0.003970
a)  any hazardous activity or any pursuit requiring special skills the Person Insured has achieved a :@0.263836:0.843608:0.868755:0.843608:0.868755:0.831886:0.263836:0.831886:0.006925:0.003970:0.003970:0.008939:0.007182:0.007839:0.006340:0.004369:0.007911:0.007225:0.006511:0.007182:0.004769:0.008096:0.008025:0.007953:0.005555:0.004369:0.007254:0.006754:0.004826:0.003313:0.006497:0.003227:0.005212:0.006340:0.004369:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007996:0.007968:0.005041:0.005526:0.007953:0.003227:0.004755:0.004369:0.004755:0.007282:0.007982:0.007953:0.003170:0.004841:0.003170:0.007982:0.007939:0.004369:0.005640:0.008139:0.007339:0.006368:0.003170:0.007182:0.003170:0.004369:0.005597:0.007225:0.003156:0.003156:0.003184:0.005555:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.007911:0.007211:0.005555:0.004369:0.007254:0.006368:0.007939:0.003298:0.007197:0.006354:0.007282:0.007939:0.004369:0.007140:0.003970
reasonable standard of proficiency in the said activity or pursuit or is under the direct supervision :@0.287639:0.858460:0.892030:0.858460:0.892030:0.846738:0.287639:0.846738:0.004755:0.007197:0.007211:0.005726:0.008039:0.007911:0.007225:0.008025:0.003298:0.007140:0.004369:0.005783:0.004983:0.007182:0.007996:0.007982:0.007182:0.004769:0.007939:0.004369:0.007925:0.004755:0.004369:0.008011:0.004741:0.008011:0.003970:0.004070:0.006368:0.003298:0.007211:0.008011:0.006825:0.006340:0.004369:0.003170:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.005797:0.007182:0.003241:0.007939:0.004369:0.007254:0.006754:0.004826:0.003313:0.006497:0.003227:0.005212:0.006340:0.004369:0.008039:0.004755:0.004369:0.007996:0.007968:0.005041:0.005526:0.007953:0.003227:0.004755:0.004369:0.008039:0.004755:0.004369:0.003184:0.005555:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007982:0.003170:0.004755:0.007339:0.006754:0.004755:0.004369:0.005526:0.007996:0.008139:0.007211:0.005312:0.006497:0.003184:0.005583:0.003284:0.008039:0.007939:0.003970
of a person suitably qualified:@0.287639:0.873311:0.466513:0.873311:0.466513:0.861589:0.287639:0.861589:0.007925:0.004755:0.004369:0.007140:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.005526:0.007953:0.003227:0.004983:0.007225:0.008025:0.003313:0.006340:0.004369:0.007982:0.007939:0.007182:0.003156:0.003327:0.003970:0.004112:0.007282:0.007939
b)  yachting and canoeing life jackets or buoyancy aids are worn by the Person Insured and for other :@0.263836:0.895584:0.892358:0.895584:0.892358:0.883862:0.263836:0.883862:0.007596:0.003970:0.003970:0.008268:0.006340:0.007254:0.006368:0.007868:0.004826:0.003156:0.007982:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.006526:0.007182:0.008039:0.008168:0.007225:0.003170:0.007982:0.007939:0.004369:0.003156:0.003241:0.004655:0.007140:0.004369:0.003156:0.007254:0.006368:0.006868:0.007197:0.005126:0.005555:0.004369:0.008039:0.004755:0.004369:0.007996:0.008039:0.007953:0.006340:0.007182:0.008011:0.006825:0.006340:0.004369:0.007182:0.003241:0.007996:0.005555:0.004369:0.007182:0.004755:0.007140:0.004369:0.011166:0.008039:0.004869:0.007939:0.004369:0.007925:0.006340:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007953:0.004755:0.007282:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.004641:0.008039:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.003970
sailing except in rowing boats life-saving equipment is carried on the vessel.:@0.287639:0.910435:0.756664:0.910435:0.756664:0.898714:0.287639:0.898714:0.005797:0.007182:0.003156:0.003156:0.003156:0.007982:0.007939:0.004369:0.007297:0.006254:0.006297:0.007268:0.007939:0.004755:0.004369:0.003170:0.007939:0.004369:0.004741:0.007982:0.011295:0.003170:0.007982:0.007939:0.004369:0.008111:0.008082:0.007154:0.005126:0.005555:0.004369:0.003156:0.003241:0.004655:0.007611:0.004969:0.005797:0.007111:0.006497:0.003170:0.007982:0.007939:0.004369:0.007282:0.007982:0.007953:0.003199:0.008011:0.012052:0.007211:0.007868:0.004755:0.004369:0.003184:0.005555:0.004369:0.006526:0.007182:0.004869:0.004841:0.003298:0.007282:0.007939:0.004369:0.008039:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.006354:0.007282:0.005769:0.005740:0.007225:0.003099:0.003970
5.  Single Person Limit:@0.263836:0.940264:0.425730:0.940264:0.425730:0.927596:0.263836:0.927596:0.008603:0.004203:0.004203:0.006804:0.008512:0.004279:0.009404:0.009328:0.004354:0.008406:0.004626:0.008542:0.008557:0.006214:0.006849:0.009389:0.009238:0.004626:0.007756:0.004294:0.013562:0.004264:0.005881
The amount payable in respect of any one Person Insured will not exceed £500,000.:@0.263836:0.954963:0.785951:0.954963:0.785951:0.943241:0.263836:0.943241:0.007382:0.008039:0.007140:0.004369:0.007182:0.012037:0.008025:0.007968:0.007868:0.004755:0.004369:0.008039:0.007111:0.006340:0.007225:0.008025:0.003298:0.007140:0.004369:0.003156:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.008039:0.008053:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008039:0.007925:0.004755:0.004369:0.007297:0.006254:0.006297:0.007339:0.007282:0.007939:0.004369:0.007811:0.008053:0.008396:0.007882:0.004027:0.008396:0.008396:0.007939:0.003970