125:@0.939517:0.982570:0.961934:0.982570:0.961934:0.971309:0.939517:0.971309:0.007472:0.007472:0.007472
2.  Payment of Benefit 3:@0.263809:0.212711:0.439840:0.212711:0.439840:0.200043:0.263809:0.200043:0.008875:0.004203:0.004203:0.006531:0.008391:0.008300:0.008542:0.013622:0.008572:0.009283:0.005881:0.004626:0.009298:0.005881:0.004626:0.009510:0.008572:0.009374:0.008572:0.005042:0.005209:0.005881:0.004626:0.008406
If after expiry of 52 weeks of consecutive disablement the Person Insured is still totally disabled from :@0.263809:0.227410:0.889861:0.227410:0.889861:0.215688:0.263809:0.215688:0.003356:0.004755:0.004369:0.007168:0.005140:0.004726:0.007211:0.004755:0.004369:0.007297:0.006540:0.008025:0.003170:0.005312:0.006340:0.004369:0.007925:0.004755:0.004369:0.007768:0.007939:0.004369:0.011166:0.007339:0.007239:0.007525:0.005555:0.004369:0.007925:0.004755:0.004369:0.006283:0.008039:0.007925:0.005740:0.007339:0.006368:0.008025:0.004826:0.003313:0.006354:0.007140:0.004369:0.007982:0.003184:0.005797:0.007225:0.008025:0.003298:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.003184:0.005555:0.004369:0.005783:0.004826:0.003156:0.003156:0.003170:0.004369:0.004684:0.007925:0.004983:0.007182:0.003156:0.003313:0.006340:0.004369:0.007982:0.003184:0.005797:0.007225:0.008025:0.003298:0.007282:0.007939:0.004369:0.004769:0.004741:0.008039:0.011894:0.003970
engaging in or giving attention to any profession or occupation but the medical evidence is such that it :@0.263809:0.242261:0.905640:0.242261:0.905640:0.230540:0.263809:0.230540:0.007211:0.007982:0.007982:0.007225:0.007982:0.003170:0.007982:0.007939:0.004369:0.003170:0.007939:0.004369:0.008039:0.004755:0.004369:0.007982:0.003298:0.006497:0.003170:0.007982:0.007939:0.004369:0.007154:0.005126:0.004726:0.007211:0.007868:0.004826:0.003284:0.008039:0.007939:0.004369:0.004684:0.007939:0.004369:0.007182:0.007839:0.006340:0.004369:0.008011:0.004741:0.007925:0.004655:0.007282:0.005769:0.005583:0.003284:0.008039:0.007939:0.004369:0.008039:0.004755:0.004369:0.008139:0.006240:0.006368:0.007996:0.008039:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.007996:0.008025:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.012052:0.007282:0.007982:0.003256:0.006526:0.007182:0.003170:0.004369:0.007197:0.006497:0.003241:0.008111:0.007211:0.008011:0.006297:0.007140:0.004369:0.003184:0.005555:0.004369:0.005526:0.008011:0.006354:0.007939:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.003227:0.004755:0.003970
cannot be said that disablement is permanent and total payments will be made for as long as total :@0.263809:0.257113:0.878195:0.257113:0.878195:0.245391:0.263809:0.245391:0.006526:0.007182:0.007925:0.008039:0.007925:0.004755:0.004369:0.008139:0.007140:0.004369:0.005797:0.007182:0.003241:0.007939:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.007982:0.003184:0.005797:0.007225:0.008025:0.003298:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.003184:0.005555:0.004369:0.008139:0.007211:0.004869:0.011909:0.007182:0.008053:0.007211:0.007868:0.004755:0.004369:0.007182:0.007996:0.007939:0.004369:0.004684:0.007925:0.004983:0.007182:0.003170:0.004369:0.008039:0.007111:0.006526:0.012052:0.007211:0.007868:0.005126:0.005555:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.011909:0.007239:0.008111:0.007140:0.004369:0.004641:0.008039:0.004755:0.004369:0.007211:0.005555:0.004369:0.003284:0.008039:0.007982:0.007939:0.004369:0.007211:0.005555:0.004369:0.004684:0.007925:0.004983:0.007182:0.003170:0.003970
disablement continues for a period not exceeding 10 years. Payments will be at an annual rate of 10% :@0.263809:0.271965:0.901627:0.271965:0.901627:0.260243:0.263809:0.260243:0.007982:0.003184:0.005797:0.007225:0.008025:0.003298:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.006283:0.008039:0.007868:0.004826:0.003170:0.007911:0.008053:0.007282:0.005555:0.004369:0.004641:0.008039:0.004755:0.004369:0.007140:0.004369:0.008139:0.007211:0.004841:0.003284:0.008111:0.007939:0.004369:0.008039:0.007925:0.004755:0.004369:0.007297:0.006254:0.006297:0.007339:0.007282:0.007982:0.003170:0.007982:0.007939:0.004369:0.007425:0.007939:0.004369:0.006354:0.007197:0.007182:0.005041:0.005683:0.003970:0.004369:0.007125:0.007111:0.006526:0.012052:0.007211:0.007868:0.005126:0.005555:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.007154:0.004755:0.004369:0.007182:0.007939:0.004369:0.007182:0.007925:0.007911:0.007939:0.007182:0.003170:0.004369:0.004698:0.007154:0.004726:0.007140:0.004369:0.007925:0.004755:0.004369:0.007425:0.007754:0.014279:0.003970
of the capital sum and will be made by half yearly instalments in arrears. The first payment will be :@0.263809:0.286817:0.873712:0.286817:0.873712:0.275095:0.263809:0.275095:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.006526:0.007225:0.008025:0.003227:0.004983:0.007182:0.003170:0.004369:0.005526:0.007968:0.011894:0.004369:0.007182:0.007996:0.007939:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.011909:0.007239:0.008111:0.007140:0.004369:0.007925:0.006340:0.004369:0.007911:0.007182:0.003241:0.004755:0.004369:0.006354:0.007197:0.007182:0.004841:0.003313:0.006340:0.004369:0.003156:0.007925:0.005783:0.004983:0.007182:0.003170:0.012052:0.007211:0.007868:0.005126:0.005555:0.004369:0.003170:0.007939:0.004369:0.007182:0.004869:0.004755:0.007197:0.007182:0.005041:0.005683:0.003970:0.004369:0.007382:0.008039:0.007140:0.004369:0.003970:0.003998:0.005041:0.005783:0.004755:0.004369:0.008039:0.007111:0.006526:0.012052:0.007211:0.007868:0.004755:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.003970
made 18 months after commencement of disablement in respect of the first 18 months of disablement.:@0.263809:0.301668:0.904526:0.301668:0.904526:0.289946:0.263809:0.289946:0.011909:0.007239:0.008111:0.007140:0.004312:0.007382:0.007939:0.004312:0.012037:0.008039:0.007868:0.004826:0.007925:0.005555:0.004312:0.007168:0.005140:0.004726:0.007211:0.004755:0.004312:0.006283:0.008039:0.011923:0.012052:0.007211:0.008011:0.006297:0.007211:0.012052:0.007211:0.007868:0.004755:0.004312:0.007925:0.004755:0.004312:0.007982:0.003184:0.005797:0.007225:0.008025:0.003298:0.007211:0.012052:0.007211:0.007868:0.004755:0.004312:0.003170:0.007939:0.004312:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004312:0.007925:0.004755:0.004312:0.004826:0.008039:0.007140:0.004312:0.003970:0.003998:0.005041:0.005783:0.004755:0.004312:0.007382:0.007939:0.004312:0.012037:0.008039:0.007868:0.004826:0.007925:0.005555:0.004312:0.007925:0.004755:0.004312:0.007982:0.003184:0.005797:0.007225:0.008025:0.003298:0.007211:0.012052:0.007211:0.007868:0.004783:0.003970
3.  Payment of Benefits 4 and 5:@0.263809:0.331491:0.491683:0.331491:0.491683:0.318823:0.263809:0.318823:0.008603:0.004203:0.004203:0.006804:0.008391:0.008300:0.008542:0.013622:0.008572:0.009283:0.005881:0.004626:0.009298:0.005881:0.004626:0.009510:0.008572:0.009374:0.008572:0.005042:0.005209:0.006169:0.006713:0.004626:0.008406:0.004626:0.008542:0.009404:0.009238:0.004626:0.008406
Unless otherwise agreed by :@0.263809:0.346190:0.437871:0.346190:0.437871:0.334468:0.263809:0.334468:0.009653:0.007939:0.003298:0.007282:0.005769:0.005555:0.004369:0.007925:0.004826:0.008039:0.007211:0.005326:0.011295:0.003184:0.005740:0.007140:0.004369:0.007225:0.007996:0.004755:0.007339:0.007282:0.007939:0.004369:0.007925:0.006340:0.003970
us:@0.438242:0.346190:0.452521:0.346190:0.452521:0.334226:0.438242:0.334226:0.008725:0.005555
 compensation under benefits 4 and 5 above will not become payable :@0.452521:0.346190:0.890075:0.346190:0.890075:0.334468:0.452521:0.334468:0.004369:0.006283:0.008039:0.011980:0.008139:0.007211:0.007925:0.005797:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.008139:0.007211:0.008053:0.007297:0.003970:0.004070:0.005126:0.005555:0.004369:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.007939:0.004369:0.007225:0.008111:0.007953:0.006354:0.007140:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008039:0.007925:0.004755:0.004369:0.008139:0.007339:0.006283:0.008039:0.012052:0.007140:0.004369:0.008039:0.007111:0.006340:0.007225:0.008025:0.003298:0.007140:0.003970
until the total amount due has been ascertained.:@0.263809:0.361042:0.565897:0.361042:0.565897:0.349320:0.263809:0.349320:0.007968:0.007868:0.004826:0.003156:0.003170:0.004369:0.004826:0.008039:0.007140:0.004369:0.004684:0.007925:0.004983:0.007182:0.003170:0.004369:0.007182:0.012037:0.008025:0.007968:0.007868:0.004755:0.004369:0.007982:0.008053:0.007140:0.004369:0.007911:0.007211:0.005555:0.004369:0.008139:0.007339:0.007211:0.007939:0.004369:0.007211:0.005726:0.006297:0.007211:0.005240:0.004983:0.007182:0.003156:0.008053:0.007282:0.007939:0.003970
Section 5 – Personal Effects and Money:@0.263809:0.399197:0.602838:0.399197:0.602838:0.382649:0.263809:0.382649:0.010039:0.010059:0.009253:0.006511:0.004334:0.011047:0.011208:0.006169:0.011208:0.006169:0.010079:0.006169:0.009878:0.009878:0.006814:0.007781:0.011047:0.010866:0.009837:0.004475:0.006169:0.009475:0.006975:0.006229:0.010059:0.009253:0.006955:0.007842:0.006169:0.009837:0.010987:0.011208:0.006169:0.017982:0.011047:0.011067:0.009837:0.008950
The Cover:@0.263809:0.428001:0.336093:0.428001:0.336093:0.415333:0.263809:0.415333:0.008633:0.009374:0.008406:0.004626:0.009404:0.009102:0.008300:0.008557:0.005881
We:@0.263809:0.442700:0.285599:0.442700:0.285599:0.430736:0.263809:0.430736:0.013851:0.007939
 will indemnify :@0.285599:0.442700:0.380226:0.442700:0.380226:0.430979:0.285599:0.430979:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.003170:0.007996:0.008111:0.007211:0.011923:0.007939:0.003241:0.005212:0.006340:0.003970
you:@0.380640:0.442700:0.405229:0.442700:0.405229:0.430736:0.380640:0.430736:0.007140:0.008725:0.008725
 and at :@0.405229:0.442700:0.452964:0.442700:0.452964:0.430979:0.405229:0.430979:0.004369:0.007182:0.007996:0.007939:0.004369:0.007154:0.004755:0.003970
your:@0.453364:0.442700:0.483507:0.442700:0.483507:0.430736:0.453364:0.430736:0.007140:0.008725:0.008725:0.005555
 request any Person Insured in respect of :@0.483507:0.442700:0.739688:0.442700:0.739688:0.430979:0.483507:0.430979:0.004369:0.004755:0.007282:0.007982:0.008053:0.007282:0.005783:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.003170:0.007939:0.004369:0.004755:0.007282:0.005626:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.003970
damage:@0.740074:0.442700:0.794034:0.442700:0.794034:0.430736:0.740074:0.430736:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 to :@0.794034:0.442700:0.814996:0.442700:0.814996:0.430979:0.794034:0.430979:0.004369:0.004684:0.007939:0.003970
money:@0.815396:0.442700:0.860618:0.442700:0.860618:0.430736:0.815396:0.430736:0.012694:0.008725:0.008725:0.007939:0.007140
 and :@0.860618:0.442700:0.892074:0.442700:0.892074:0.430979:0.860618:0.430979:0.004369:0.007182:0.007996:0.007939:0.003970
personal luggage, personal clothing and effects taken, worn or carried on the Journey or such personal :@0.263823:0.457552:0.907210:0.457552:0.907210:0.445830:0.263823:0.445830:0.008139:0.007211:0.005041:0.005726:0.008039:0.007911:0.007182:0.003170:0.004369:0.003156:0.008011:0.008068:0.007982:0.007225:0.008111:0.006925:0.003970:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007911:0.007182:0.003170:0.004369:0.006368:0.003284:0.007925:0.004826:0.007939:0.003170:0.007982:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.007211:0.005140:0.004641:0.007339:0.006754:0.005126:0.005555:0.004369:0.004983:0.007182:0.006868:0.007211:0.007853:0.003970:0.004369:0.011166:0.008039:0.004869:0.007939:0.004369:0.008039:0.004755:0.004369:0.006526:0.007182:0.004869:0.004841:0.003298:0.007282:0.007939:0.004369:0.008039:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.004983:0.008025:0.007968:0.004869:0.008053:0.007182:0.006340:0.004369:0.008039:0.004755:0.004369:0.005526:0.008011:0.006368:0.007939:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007911:0.007182:0.003170:0.003970
baggage, personal clothing and other personal effects sent in advance subject to the following limits of :@0.263823:0.472404:0.908481:0.472404:0.908481:0.460682:0.263823:0.460682:0.008039:0.007225:0.008068:0.007982:0.007225:0.008111:0.006925:0.003970:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007911:0.007182:0.003170:0.004369:0.006354:0.003284:0.007925:0.004826:0.007939:0.003170:0.007982:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007911:0.007182:0.003170:0.004369:0.007211:0.005140:0.004655:0.007339:0.006754:0.005126:0.005555:0.004369:0.005740:0.007211:0.007868:0.004755:0.004369:0.003170:0.007939:0.004369:0.007239:0.008139:0.006340:0.007182:0.008011:0.006297:0.007140:0.004369:0.005526:0.007996:0.008011:0.003284:0.007339:0.006754:0.004755:0.004369:0.004684:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.004641:0.008068:0.003156:0.003284:0.007982:0.011295:0.003170:0.007982:0.007939:0.004369:0.003156:0.003170:0.011937:0.003227:0.005126:0.005555:0.004369:0.007925:0.004755:0.003970
indemnity in respect of each Person Insured::@0.263823:0.487255:0.538096:0.487255:0.538096:0.475534:0.263823:0.475534:0.003170:0.007996:0.008111:0.007211:0.011923:0.007939:0.003227:0.005212:0.006340:0.004369:0.003170:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.007197:0.007254:0.006368:0.007939:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007754:0.003970
a)  any one article or pair or set of articles £250:@0.263823:0.509528:0.562713:0.509528:0.562713:0.497806:0.263823:0.497806:0.006925:0.003970:0.003970:0.008939:0.007182:0.007839:0.006340:0.004369:0.008039:0.008053:0.007140:0.004369:0.007182:0.005240:0.004826:0.003256:0.006368:0.003298:0.007140:0.004369:0.008039:0.004755:0.004369:0.008039:0.007182:0.003170:0.004755:0.004369:0.008039:0.004755:0.004369:0.005740:0.007197:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.005240:0.004826:0.003256:0.006368:0.003298:0.007282:0.005555:0.004369:0.008053:0.007696:0.008053:0.007939
b)  all :@0.263823:0.531800:0.305104:0.531800:0.305104:0.520079:0.263823:0.520079:0.007596:0.003970:0.003970:0.008268:0.007182:0.003156:0.003170:0.003970
money:@0.305504:0.531800:0.350726:0.531800:0.350726:0.519836:0.305504:0.519836:0.012694:0.008725:0.008725:0.007939:0.007140
 £400:@0.350726:0.531800:0.387409:0.531800:0.387409:0.520079:0.350726:0.520079:0.004369:0.007682:0.008296:0.008396:0.007939
c)  all :@0.263809:0.554073:0.305090:0.554073:0.305090:0.542351:0.263809:0.542351:0.006383:0.003970:0.003970:0.009481:0.007182:0.003156:0.003170:0.003970
property:@0.305489:0.554073:0.363405:0.554073:0.363405:0.542109:0.305489:0.542109:0.008725:0.005555:0.008725:0.008725:0.007939:0.005555:0.005555:0.007140
 insured including under a) and b) above £1,500.:@0.363405:0.554073:0.663909:0.554073:0.663909:0.542351:0.363405:0.542351:0.004369:0.003156:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.003170:0.008011:0.006368:0.003156:0.008011:0.007982:0.003170:0.007982:0.007939:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.006925:0.003970:0.004369:0.007182:0.007996:0.007939:0.004369:0.007596:0.003970:0.004369:0.007225:0.008111:0.007953:0.006354:0.007140:0.004369:0.007368:0.007197:0.003884:0.008053:0.008396:0.007939:0.003970
In addition in the event of the baggage of any Person Insured not arriving at the outward destination :@0.263794:0.576345:0.893916:0.576345:0.893916:0.564624:0.263794:0.564624:0.003356:0.007939:0.004369:0.007239:0.008068:0.007982:0.003227:0.004826:0.003284:0.008039:0.007939:0.004369:0.003156:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007197:0.006354:0.007211:0.007868:0.004755:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.008039:0.007225:0.008068:0.007982:0.007225:0.008111:0.007140:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.008039:0.007925:0.004755:0.004369:0.007182:0.004869:0.004841:0.003313:0.006497:0.003170:0.007982:0.007939:0.004369:0.007154:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.008025:0.008025:0.005226:0.011138:0.007182:0.004769:0.007939:0.004369:0.008111:0.007282:0.005783:0.004826:0.003156:0.007911:0.007154:0.004826:0.003284:0.008039:0.007939:0.003970
within 12 hours of the Person Insured’s arrival :@0.263794:0.591197:0.551204:0.591197:0.551204:0.579475:0.263794:0.579475:0.011295:0.003227:0.004826:0.007939:0.003170:0.007939:0.004369:0.007082:0.007939:0.004369:0.008039:0.008025:0.007968:0.005041:0.005555:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.008096:0.003584:0.005555:0.004369:0.007182:0.004869:0.004841:0.003313:0.006340:0.007182:0.003170:0.003970
we:@0.551604:0.591197:0.571437:0.591197:0.571437:0.579233:0.551604:0.579233:0.011894:0.007939
 will reimburse the cost of purchase of essential items :@0.571437:0.591197:0.906668:0.591197:0.906668:0.579475:0.571437:0.579475:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.004755:0.007225:0.003170:0.011980:0.007996:0.007968:0.005041:0.005740:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.006283:0.008068:0.005783:0.004755:0.004369:0.007925:0.004755:0.004369:0.007996:0.007968:0.004698:0.006368:0.007911:0.007211:0.005740:0.007140:0.004369:0.007925:0.004755:0.004369:0.007282:0.005769:0.005740:0.007211:0.007868:0.004826:0.003170:0.007182:0.003170:0.004369:0.003227:0.004726:0.007211:0.011923:0.005555:0.003970
of clothing or toiletry up to a maximum sum of £500.:@0.263794:0.606049:0.595940:0.606049:0.595940:0.594327:0.263794:0.594327:0.007925:0.004755:0.004369:0.006368:0.003284:0.007925:0.004826:0.007939:0.003170:0.007982:0.007939:0.004369:0.008039:0.004755:0.004369:0.004684:0.008068:0.003156:0.003298:0.007197:0.004826:0.005312:0.006340:0.004369:0.007996:0.007939:0.004369:0.004684:0.007939:0.004369:0.007140:0.004369:0.011909:0.007382:0.006497:0.003170:0.011909:0.007968:0.011894:0.004369:0.005526:0.007968:0.011894:0.004369:0.007925:0.004755:0.004369:0.007811:0.008053:0.008396:0.007939:0.003970
Exclusions to Section 5:@0.263810:0.635867:0.428880:0.635867:0.428880:0.623199:0.263810:0.623199:0.008678:0.008300:0.006894:0.004279:0.009465:0.006849:0.004324:0.009389:0.009434:0.006713:0.004626:0.005942:0.009238:0.004626:0.008588:0.008618:0.007091:0.006032:0.004324:0.009389:0.009238:0.004626:0.008406
This section does not cover::@0.263810:0.650566:0.435659:0.650566:0.435659:0.638844:0.263810:0.638844:0.007382:0.007939:0.003184:0.005555:0.004369:0.005740:0.007339:0.006754:0.004826:0.003284:0.008039:0.007939:0.004369:0.008096:0.008168:0.007282:0.005555:0.004369:0.008039:0.007925:0.004755:0.004369:0.006283:0.007953:0.006354:0.007211:0.004798:0.003970
1.  Confiscation or Detention:@0.263810:0.680410:0.474403:0.680410:0.474403:0.667742:0.263810:0.667742:0.008164:0.004203:0.004203:0.007242:0.009404:0.009389:0.009328:0.005042:0.005345:0.006849:0.006955:0.008467:0.006032:0.004324:0.009389:0.009238:0.004626:0.009374:0.005881:0.004626:0.011173:0.008527:0.005972:0.008572:0.009283:0.006032:0.004324:0.009389:0.009238
damage:@0.263810:0.695109:0.317771:0.695109:0.317771:0.683144:0.263810:0.683144:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 occasioned by or in consequence of confiscation or detention by customs or other authorities:@0.317771:0.695109:0.899016:0.695109:0.899016:0.683387:0.317771:0.683387:0.004369:0.008139:0.006240:0.006526:0.007211:0.005583:0.003284:0.008039:0.008053:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.008039:0.004755:0.004369:0.003170:0.007939:0.004369:0.006283:0.008039:0.007925:0.005740:0.007282:0.007982:0.008053:0.007211:0.008011:0.006297:0.007140:0.004369:0.007925:0.004755:0.004369:0.006283:0.008039:0.007968:0.003970:0.003998:0.005726:0.006526:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.008039:0.004755:0.004369:0.008111:0.007197:0.004726:0.007211:0.007868:0.004826:0.003284:0.008039:0.007939:0.004369:0.007925:0.006340:0.004369:0.006368:0.007953:0.005783:0.004684:0.008039:0.011923:0.005555:0.004369:0.008039:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.007140:0.008025:0.004826:0.008039:0.008039:0.004841:0.003227:0.004826:0.003298:0.007282:0.005555
2.  Cracking and Scratching and Breakage of Sports Gear in Use:@0.263810:0.724952:0.723747:0.724952:0.723747:0.712284:0.263810:0.712284:0.008875:0.004203:0.004203:0.006531:0.009344:0.005806:0.008572:0.006864:0.008542:0.004279:0.009404:0.009238:0.004626:0.008542:0.009404:0.009238:0.004626:0.008588:0.006864:0.005806:0.008467:0.005972:0.006894:0.009328:0.004279:0.009404:0.009238:0.004626:0.008542:0.009404:0.009238:0.004626:0.009465:0.006063:0.008527:0.008527:0.008406:0.008572:0.009434:0.008406:0.004626:0.009298:0.005881:0.004626:0.008512:0.009480:0.009374:0.006365:0.006169:0.006713:0.004626:0.011203:0.008527:0.008527:0.005881:0.004626:0.004279:0.009238:0.004626:0.011112:0.006864:0.008406
cracking, scratching or breakage of sports gear while in use or china, glass, earthenware and the like:@0.263810:0.739651:0.886921:0.739651:0.886921:0.727929:0.263810:0.727929:0.006383:0.004698:0.007254:0.006368:0.007225:0.003156:0.007982:0.007953:0.003970:0.004369:0.005726:0.006383:0.004698:0.007154:0.004655:0.006368:0.007939:0.003170:0.007982:0.007939:0.004369:0.008039:0.004755:0.004369:0.008011:0.004755:0.007197:0.007182:0.007154:0.007225:0.008111:0.007140:0.004369:0.007925:0.004755:0.004369:0.005640:0.008111:0.008039:0.005240:0.005126:0.005555:0.004369:0.008111:0.007197:0.007182:0.004755:0.004369:0.011295:0.007939:0.003156:0.003298:0.007140:0.004369:0.003156:0.007939:0.004369:0.007953:0.005740:0.007140:0.004369:0.008039:0.004755:0.004369:0.006368:0.007939:0.003170:0.007911:0.007140:0.003970:0.004369:0.007982:0.003170:0.007211:0.005769:0.005626:0.003970:0.004369:0.007197:0.007182:0.005240:0.004826:0.008039:0.007211:0.007868:0.011138:0.007182:0.004755:0.007140:0.004369:0.007182:0.007996:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.003156:0.003156:0.006868:0.007140
3.  Depreciation, Wear and Tear, Process Risks, Atmospheric Conditions or Vermin:@0.263810:0.769495:0.854315:0.769495:0.854315:0.756827:0.263810:0.756827:0.008603:0.004203:0.004203:0.006804:0.011173:0.008572:0.009419:0.006063:0.008618:0.006894:0.004309:0.008467:0.006032:0.004324:0.009389:0.009449:0.004203:0.004626:0.014998:0.008527:0.008527:0.005881:0.004626:0.008542:0.009404:0.009238:0.004626:0.007590:0.008527:0.008527:0.005277:0.004203:0.004626:0.008527:0.006032:0.009449:0.006819:0.008618:0.006879:0.006713:0.004626:0.009389:0.004415:0.006834:0.008754:0.006955:0.004203:0.004626:0.010719:0.006078:0.013592:0.009419:0.006849:0.009434:0.009374:0.008557:0.005942:0.004354:0.006713:0.004626:0.009404:0.009389:0.009404:0.009328:0.004264:0.006032:0.004324:0.009389:0.009434:0.006713:0.004626:0.009374:0.005881:0.004626:0.009722:0.008557:0.005987:0.013562:0.004279:0.009238
damage:@0.263810:0.784194:0.317771:0.784194:0.317771:0.772230:0.263810:0.772230:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 caused by or consisting of depreciation, wear and tear, gradual deterioration or any process :@0.317771:0.784194:0.892019:0.784194:0.892019:0.772472:0.317771:0.772472:0.004369:0.006526:0.007140:0.007953:0.005740:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.008039:0.004755:0.004369:0.006283:0.008039:0.007925:0.005583:0.003184:0.005783:0.004826:0.003156:0.007982:0.007939:0.004369:0.007925:0.004755:0.004369:0.008111:0.007268:0.008011:0.004755:0.007339:0.006368:0.003170:0.007154:0.004826:0.003284:0.008039:0.007853:0.003970:0.004369:0.011166:0.007197:0.007182:0.004755:0.004369:0.007182:0.007996:0.007939:0.004369:0.004726:0.007197:0.007182:0.003941:0.003970:0.004369:0.007996:0.004698:0.007239:0.007982:0.007939:0.007182:0.003170:0.004369:0.008111:0.007197:0.004726:0.007211:0.004841:0.003284:0.008039:0.004698:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.008011:0.004741:0.008139:0.006297:0.007282:0.005769:0.005555:0.003970
of cleaning, repairing or restoring or from atmospheric or climatic conditions, moth or vermin:@0.263810:0.799046:0.840786:0.799046:0.840786:0.787324:0.263810:0.787324:0.007925:0.004755:0.004369:0.006368:0.003298:0.007197:0.007182:0.007939:0.003156:0.007982:0.007953:0.003970:0.004369:0.004755:0.007268:0.008039:0.007182:0.003170:0.004841:0.003170:0.007982:0.007939:0.004369:0.008039:0.004755:0.004369:0.004755:0.007282:0.005783:0.004684:0.008039:0.004841:0.003156:0.007982:0.007939:0.004369:0.008039:0.004755:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.007154:0.004826:0.012037:0.008068:0.005640:0.008025:0.008039:0.007211:0.004841:0.003256:0.006340:0.004369:0.008039:0.004755:0.004369:0.006368:0.003156:0.003170:0.011909:0.007154:0.004826:0.003256:0.006340:0.004369:0.006283:0.008039:0.007996:0.007982:0.003227:0.004826:0.003284:0.008039:0.007925:0.005626:0.003970:0.004369:0.012037:0.007925:0.004826:0.007939:0.004369:0.008039:0.004755:0.004369:0.006354:0.007211:0.004869:0.011937:0.003170:0.007939
4.  Excess:@0.263810:0.828885:0.333645:0.828885:0.333645:0.816217:0.263810:0.816217:0.008875:0.004203:0.004203:0.006531:0.008678:0.008300:0.006819:0.008618:0.006894:0.006713
the first £25 of any claim for any Person Insured other than in respect of delayed baggage:@0.263810:0.843584:0.821552:0.843584:0.821552:0.831862:0.263810:0.831862:0.004826:0.008039:0.007140:0.004369:0.003970:0.003998:0.005041:0.005783:0.004755:0.004369:0.008053:0.007696:0.007939:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.004641:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.004826:0.007911:0.007182:0.007939:0.004369:0.003156:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.008111:0.007225:0.003170:0.007111:0.006354:0.007282:0.007939:0.004369:0.008039:0.007225:0.008068:0.007982:0.007225:0.008111:0.007140
5.  Loss not Reported to Police or Carriers:@0.263810:0.873428:0.565768:0.873428:0.565768:0.860760:0.263810:0.860760:0.008603:0.004203:0.004203:0.006804:0.007832:0.009419:0.006894:0.006713:0.004626:0.009359:0.009328:0.005881:0.004626:0.009328:0.008572:0.009480:0.009374:0.006365:0.005972:0.008648:0.009238:0.004626:0.005942:0.009238:0.004626:0.008512:0.009389:0.004264:0.004354:0.006819:0.008406:0.004626:0.009359:0.005881:0.004626:0.009570:0.008527:0.005942:0.005942:0.004354:0.008557:0.006214:0.006713
loss not reported to the::@0.263810:0.888126:0.414369:0.888126:0.414369:0.876405:0.263810:0.876405:0.003284:0.008068:0.005769:0.005555:0.004369:0.008039:0.007925:0.004755:0.004369:0.004755:0.007268:0.008111:0.008039:0.005240:0.004726:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.004826:0.008039:0.006868:0.003970
a)  local police :@0.263810:0.910399:0.360280:0.910399:0.360280:0.898677:0.263810:0.898677:0.006925:0.003970:0.003970:0.008939:0.003284:0.008139:0.006526:0.007182:0.003170:0.004369:0.008111:0.008068:0.003156:0.003256:0.006297:0.007140:0.003970
b)  carriers when loss occurs in transit:@0.263810:0.932671:0.499758:0.932671:0.499758:0.920950:0.263810:0.920950:0.007596:0.003970:0.003970:0.008268:0.006526:0.007182:0.004869:0.004841:0.003298:0.007211:0.005041:0.005555:0.004369:0.011295:0.008039:0.007211:0.007939:0.004369:0.003284:0.008068:0.005769:0.005555:0.004369:0.008139:0.006240:0.006368:0.007968:0.005041:0.005555:0.004369:0.003170:0.007939:0.004369:0.004826:0.004698:0.007182:0.007925:0.005583:0.003227:0.004755
within 48 hours of discovery:@0.263810:0.954944:0.439643:0.954944:0.439643:0.943222:0.263810:0.943222:0.011295:0.003227:0.004826:0.007939:0.003170:0.007939:0.004369:0.008368:0.007939:0.004369:0.008039:0.008025:0.007968:0.005041:0.005555:0.004369:0.007925:0.004755:0.004369:0.007982:0.003184:0.005726:0.006283:0.007953:0.006354:0.007211:0.005312:0.006340