127:@0.939517:0.982570:0.961934:0.982570:0.961934:0.971309:0.939517:0.971309:0.007472:0.007472:0.007472
7.  Pre-existing Conditions and Travelling against Medical Advice:@0.263836:0.212711:0.734552:0.212711:0.734552:0.200043:0.263836:0.200043:0.007333:0.004203:0.004203:0.008074:0.008527:0.006063:0.009011:0.005655:0.008452:0.008512:0.004415:0.006864:0.006032:0.004279:0.009404:0.009238:0.004626:0.009404:0.009389:0.009404:0.009328:0.004264:0.006032:0.004324:0.009389:0.009434:0.006713:0.004626:0.008542:0.009404:0.009238:0.004626:0.007605:0.005806:0.008300:0.008300:0.008572:0.004264:0.004248:0.004279:0.009404:0.009238:0.004626:0.008572:0.009359:0.008527:0.004279:0.009434:0.006864:0.005881:0.004626:0.014514:0.008648:0.009328:0.004354:0.006955:0.008527:0.004203:0.004626:0.010946:0.009344:0.008497:0.004354:0.006819:0.008406
a)  except under section 4 arising out of a medical condition which the Person Insured knew about at :@0.263836:0.227410:0.899184:0.227410:0.899184:0.215688:0.263836:0.215688:0.006925:0.003970:0.003970:0.008939:0.007297:0.006254:0.006297:0.007268:0.007939:0.004755:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.005740:0.007339:0.006754:0.004826:0.003284:0.008039:0.007939:0.004369:0.007939:0.004369:0.007182:0.004841:0.003184:0.005583:0.003156:0.007982:0.007939:0.004369:0.008025:0.008025:0.004755:0.004369:0.007925:0.004755:0.004369:0.007140:0.004369:0.012052:0.007282:0.007982:0.003256:0.006526:0.007182:0.003170:0.004369:0.006283:0.008039:0.007996:0.007982:0.003227:0.004826:0.003284:0.008039:0.007939:0.004369:0.011295:0.007939:0.003256:0.006368:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.007225:0.008053:0.007225:0.011109:0.004369:0.007225:0.008111:0.008025:0.008025:0.004755:0.004369:0.007154:0.004755:0.003970
the time the Journey was booked or began unless the condition is normally stable, under control :@0.287639:0.242261:0.889660:0.242261:0.889660:0.230540:0.287639:0.230540:0.004826:0.008039:0.007140:0.004369:0.004826:0.003170:0.012052:0.007140:0.004369:0.004826:0.008025:0.007140:0.004369:0.004983:0.008025:0.007968:0.004869:0.008053:0.007182:0.006340:0.004369:0.011138:0.007211:0.005555:0.004369:0.008111:0.008153:0.008068:0.006868:0.007282:0.007939:0.004369:0.008039:0.004755:0.004369:0.008139:0.007282:0.007982:0.007182:0.007939:0.004369:0.007968:0.007939:0.003298:0.007282:0.005769:0.005555:0.004369:0.004826:0.008039:0.007140:0.004369:0.006283:0.008039:0.007996:0.007982:0.003227:0.004826:0.003284:0.008039:0.007939:0.004369:0.003184:0.005555:0.004369:0.008039:0.008039:0.004869:0.011909:0.007182:0.003156:0.003313:0.006340:0.004369:0.005783:0.004983:0.007225:0.008025:0.003298:0.006925:0.003970:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.006283:0.008039:0.007868:0.004826:0.004741:0.008068:0.003170:0.003970
and has been without the need for in-patient or emergency medical care in the preceding 12 months:@0.287645:0.257105:0.902044:0.257105:0.902044:0.245383:0.287645:0.245383:0.007039:0.007836:0.007780:0.004282:0.007752:0.007067:0.005444:0.004282:0.007976:0.007193:0.007067:0.007780:0.004282:0.011069:0.003163:0.004730:0.007878:0.007864:0.007864:0.004660:0.004282:0.004730:0.007878:0.006997:0.004282:0.007892:0.007193:0.007137:0.007780:0.004282:0.004548:0.007878:0.004660:0.004282:0.003107:0.008060:0.004982:0.007878:0.007011:0.004730:0.003232:0.007067:0.007710:0.004660:0.004282:0.007878:0.004660:0.004282:0.007067:0.011810:0.007067:0.004674:0.007948:0.007067:0.007850:0.006689:0.006213:0.004282:0.011810:0.007137:0.007822:0.003190:0.006395:0.007039:0.003107:0.004282:0.006395:0.007039:0.004660:0.006997:0.004282:0.003107:0.007780:0.004282:0.004730:0.007878:0.006997:0.004282:0.007850:0.004660:0.007193:0.006171:0.007137:0.007822:0.003107:0.007822:0.007780:0.004282:0.006941:0.007780:0.004282:0.011797:0.007878:0.007710:0.004730:0.007766:0.005444
b)  arising out of travel arrangements made or undertaken against the advice of a medical practitioner:@0.263836:0.279376:0.899298:0.279376:0.899298:0.267654:0.263836:0.267654:0.007596:0.003970:0.003970:0.008268:0.007182:0.004841:0.003184:0.005583:0.003156:0.007982:0.007939:0.004369:0.008025:0.008025:0.004755:0.004369:0.007925:0.004755:0.004369:0.004826:0.004698:0.007111:0.006354:0.007225:0.003170:0.004369:0.007182:0.004869:0.004698:0.007182:0.007982:0.008111:0.007211:0.012052:0.007211:0.007868:0.005126:0.005555:0.004369:0.011909:0.007239:0.008111:0.007140:0.004369:0.008039:0.004755:0.004369:0.007968:0.007996:0.008111:0.007211:0.005240:0.004983:0.007182:0.006868:0.007211:0.007939:0.004369:0.007225:0.007982:0.007182:0.003170:0.007925:0.005783:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007239:0.008139:0.006497:0.003256:0.006297:0.007140:0.004369:0.007925:0.004755:0.004369:0.007140:0.004369:0.012052:0.007282:0.007982:0.003256:0.006526:0.007182:0.003170:0.004369:0.008011:0.004698:0.007254:0.006754:0.004826:0.003227:0.004826:0.003284:0.008039:0.008053:0.007211:0.004755
8.  Terrorism:@0.263836:0.309220:0.355805:0.309220:0.355805:0.296552:0.263836:0.296552:0.008814:0.004203:0.004203:0.006592:0.007590:0.008557:0.005942:0.006032:0.009374:0.005942:0.004415:0.006864:0.013441
directly or indirectly arising out of, contributed to by or resulting from actual, threatened, feared or :@0.263836:0.323919:0.879493:0.323919:0.879493:0.312197:0.263836:0.312197:0.007982:0.003170:0.004755:0.007339:0.006754:0.004826:0.003298:0.006340:0.004369:0.008039:0.004755:0.004369:0.003170:0.007996:0.007982:0.003170:0.004755:0.007339:0.006754:0.004826:0.003298:0.006340:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.008025:0.008025:0.004755:0.004369:0.007925:0.004184:0.003970:0.004369:0.006283:0.008039:0.007868:0.004826:0.004841:0.003199:0.007996:0.008025:0.004726:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.007925:0.006340:0.004369:0.008039:0.004755:0.004369:0.004755:0.007282:0.005526:0.007953:0.003227:0.004826:0.003170:0.007982:0.007939:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.007254:0.006754:0.004741:0.007939:0.007182:0.003056:0.003970:0.004369:0.004826:0.007925:0.004755:0.007197:0.007154:0.004726:0.007211:0.008053:0.007282:0.007882:0.003970:0.004369:0.004655:0.007197:0.007182:0.004755:0.007282:0.007939:0.004369:0.008039:0.004755:0.003970
perceived use of biological, chemical, radioactive or nuclear agent, material, device or weapon:@0.263836:0.338771:0.846408:0.338771:0.846408:0.327049:0.263836:0.327049:0.008139:0.007211:0.004698:0.006297:0.007225:0.003313:0.006354:0.007282:0.007939:0.004369:0.007953:0.005740:0.007140:0.004369:0.007925:0.004755:0.004369:0.008025:0.003284:0.008068:0.003284:0.008111:0.007982:0.003256:0.006526:0.007182:0.003056:0.003970:0.004369:0.006368:0.008039:0.007211:0.011937:0.003256:0.006526:0.007182:0.003056:0.003970:0.004369:0.004698:0.007239:0.007982:0.003284:0.008082:0.007254:0.006754:0.004826:0.003313:0.006354:0.007140:0.004369:0.008039:0.004755:0.004369:0.007911:0.008011:0.006368:0.003298:0.007197:0.007182:0.004755:0.004369:0.007225:0.008111:0.007211:0.007868:0.004869:0.003970:0.004369:0.011909:0.007154:0.004726:0.007211:0.004841:0.003170:0.007182:0.003056:0.003970:0.004369:0.008111:0.007197:0.006497:0.003256:0.006297:0.007140:0.004369:0.008039:0.004755:0.004369:0.011166:0.007197:0.007225:0.008111:0.008039:0.007939
9.  Travel to Disturbed Areas:@0.263836:0.368610:0.471601:0.368610:0.471601:0.355942:0.263836:0.355942:0.008376:0.004203:0.004203:0.007030:0.007605:0.005806:0.008300:0.008300:0.008572:0.004203:0.004626:0.005942:0.009238:0.004626:0.011143:0.004415:0.006864:0.005927:0.009328:0.005972:0.009510:0.008648:0.009238:0.004626:0.011128:0.006063:0.008527:0.008633:0.006713
resulting from a Journey to countries and specific areas in countries where at the time of booking or :@0.263836:0.383309:0.888217:0.383309:0.888217:0.371587:0.263836:0.371587:0.004755:0.007282:0.005526:0.007953:0.003227:0.004826:0.003156:0.007982:0.007939:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.007140:0.004369:0.004983:0.008025:0.007968:0.004869:0.008053:0.007182:0.006340:0.004369:0.004684:0.007939:0.004369:0.006283:0.008025:0.007953:0.007868:0.004826:0.004841:0.003298:0.007282:0.005555:0.004369:0.007182:0.007996:0.007939:0.004369:0.005640:0.008139:0.007339:0.006368:0.003327:0.003970:0.004070:0.006340:0.004369:0.007182:0.004755:0.007197:0.007211:0.005555:0.004369:0.003170:0.007939:0.004369:0.006283:0.008025:0.007968:0.007868:0.004826:0.004841:0.003298:0.007282:0.005555:0.004369:0.011295:0.008039:0.007211:0.004755:0.007140:0.004369:0.007154:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.004826:0.003170:0.012052:0.007140:0.004369:0.007925:0.004755:0.004369:0.008111:0.008153:0.008068:0.007225:0.003170:0.007982:0.007939:0.004369:0.008039:0.004755:0.003970
departure the Foreign and Commonwealth Office are advising against all travel or all non-essential :@0.263836:0.398161:0.877594:0.398161:0.877594:0.386439:0.263836:0.386439:0.008111:0.007268:0.008039:0.007182:0.005240:0.004741:0.007968:0.004755:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.006554:0.008053:0.004755:0.007225:0.003227:0.007996:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.009124:0.008039:0.011923:0.012037:0.008039:0.007868:0.011166:0.007197:0.007182:0.003227:0.004826:0.007939:0.004369:0.010609:0.005226:0.003970:0.004070:0.006297:0.007140:0.004369:0.007182:0.004755:0.007140:0.004369:0.007239:0.008139:0.006497:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.007225:0.007982:0.007182:0.003156:0.007925:0.005783:0.004755:0.004369:0.007182:0.003156:0.003170:0.004369:0.004826:0.004698:0.007111:0.006354:0.007225:0.003170:0.004369:0.008039:0.004755:0.004369:0.007182:0.003156:0.003170:0.004369:0.008039:0.008039:0.008225:0.005255:0.007282:0.005769:0.005740:0.007211:0.007868:0.004826:0.003170:0.007182:0.003170:0.003970
travel but this exclusion will not apply to loss of deposits and charges covered under section 2 where :@0.263836:0.413012:0.891530:0.413012:0.891530:0.401291:0.263836:0.401291:0.004826:0.004698:0.007111:0.006354:0.007225:0.003170:0.004369:0.007996:0.008025:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.004369:0.007297:0.006254:0.006368:0.003156:0.007953:0.005583:0.003284:0.008039:0.007939:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008039:0.007925:0.004755:0.004369:0.007225:0.008068:0.008025:0.003313:0.006340:0.004369:0.004684:0.007939:0.004369:0.003284:0.008068:0.005769:0.005555:0.004369:0.007925:0.004755:0.004369:0.008111:0.007268:0.008111:0.008068:0.005583:0.003227:0.005126:0.005555:0.004369:0.007182:0.007996:0.007939:0.004369:0.006368:0.007911:0.007182:0.004769:0.008111:0.007282:0.005555:0.004369:0.006283:0.007953:0.006354:0.007211:0.004755:0.007282:0.007939:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.005740:0.007339:0.006754:0.004826:0.003284:0.008039:0.007939:0.004369:0.007939:0.004369:0.011295:0.008039:0.007211:0.004755:0.007140:0.003970
the Foreign and Commonwealth Office publishes such advice after the time of booking the Journey.:@0.263836:0.427864:0.883305:0.427864:0.883305:0.416142:0.263836:0.416142:0.004826:0.008039:0.007140:0.004369:0.006554:0.008039:0.004755:0.007225:0.003227:0.007996:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.009124:0.008039:0.011923:0.012037:0.008039:0.007868:0.011166:0.007197:0.007182:0.003227:0.004826:0.007939:0.004369:0.010609:0.005240:0.003970:0.004070:0.006297:0.007140:0.004369:0.007996:0.007996:0.008025:0.003156:0.003184:0.005597:0.008039:0.007282:0.005555:0.004369:0.005526:0.008011:0.006368:0.007939:0.004369:0.007239:0.008139:0.006497:0.003256:0.006297:0.007140:0.004369:0.007168:0.005140:0.004726:0.007211:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.004826:0.003170:0.012052:0.007140:0.004369:0.007925:0.004755:0.004369:0.008111:0.008153:0.008053:0.007225:0.003156:0.007982:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.004983:0.008025:0.007968:0.004869:0.008053:0.007182:0.005754:0.003970
Section 7 – Special Conditions:@0.263836:0.466011:0.520879:0.466011:0.520879:0.449463:0.263836:0.449463:0.010039:0.010059:0.009253:0.006511:0.004334:0.011047:0.011208:0.006169:0.011208:0.006169:0.010079:0.006169:0.009858:0.011188:0.010059:0.008668:0.004173:0.009837:0.004475:0.006169:0.012519:0.011047:0.010987:0.010966:0.004253:0.006511:0.004334:0.011047:0.010866:0.007842
1.  Aggregate Benefits for Sections 3 and 4:@0.263836:0.494815:0.576558:0.494815:0.576558:0.482147:0.263836:0.482147:0.008164:0.004203:0.004203:0.007242:0.010946:0.009434:0.009328:0.006063:0.008648:0.009359:0.008467:0.005972:0.008406:0.004626:0.009510:0.008572:0.009374:0.008572:0.005042:0.005209:0.006169:0.006713:0.004626:0.005927:0.009374:0.005881:0.004626:0.008588:0.008618:0.007091:0.006032:0.004324:0.009389:0.009434:0.006713:0.004626:0.008406:0.004626:0.008542:0.009404:0.009238:0.004626:0.008406
In respect of sections 3 and 4 if the aggregate amount of benefit payable in respect of any one :@0.263836:0.509514:0.858103:0.509514:0.858103:0.497792:0.263836:0.497792:0.003356:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.005740:0.007339:0.006754:0.004826:0.003284:0.008039:0.007925:0.005555:0.004369:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.007939:0.004369:0.003241:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.008068:0.007996:0.004755:0.007282:0.007982:0.007154:0.004726:0.007140:0.004369:0.007182:0.012037:0.008025:0.007968:0.007868:0.004755:0.004369:0.007925:0.004755:0.004369:0.008139:0.007211:0.008053:0.007297:0.003970:0.004070:0.004755:0.004369:0.008039:0.007111:0.006340:0.007225:0.008025:0.003298:0.007140:0.004369:0.003156:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.008039:0.008053:0.007140:0.003970
incident exceeds the sum of £2,000,000 the benefit payable for each Person Insured will be :@0.263836:0.524366:0.835885:0.524366:0.835885:0.512644:0.263836:0.512644:0.003170:0.008011:0.006368:0.003241:0.008111:0.007211:0.007868:0.004755:0.004369:0.007297:0.006254:0.006297:0.007339:0.007282:0.007996:0.005555:0.004369:0.004826:0.008039:0.007140:0.004369:0.005526:0.007968:0.011894:0.004369:0.007925:0.004755:0.004369:0.008053:0.007696:0.004027:0.008396:0.008396:0.007882:0.004027:0.008396:0.008396:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.008139:0.007211:0.008053:0.007297:0.003970:0.004070:0.004755:0.004369:0.008039:0.007111:0.006340:0.007225:0.008025:0.003298:0.007140:0.004369:0.004641:0.008039:0.004755:0.004369:0.007197:0.007254:0.006368:0.007939:0.004369:0.007225:0.007211:0.005041:0.005726:0.008053:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.003970
proportionally reduced until the total is equal to the sum of £2,000,000.:@0.263836:0.539218:0.712842:0.539218:0.712842:0.527496:0.263836:0.527496:0.008011:0.004741:0.008096:0.008111:0.008039:0.005240:0.004826:0.003284:0.008039:0.007911:0.007182:0.003156:0.003313:0.006340:0.004369:0.004755:0.007282:0.007982:0.008011:0.006297:0.007282:0.007939:0.004369:0.007968:0.007868:0.004826:0.003156:0.003170:0.004369:0.004826:0.008039:0.007140:0.004369:0.004684:0.007925:0.004983:0.007182:0.003170:0.004369:0.003184:0.005555:0.004369:0.007282:0.007982:0.007939:0.007182:0.003170:0.004369:0.004684:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.005526:0.007968:0.011894:0.004369:0.007925:0.004755:0.004369:0.008053:0.007696:0.004027:0.008396:0.008396:0.007882:0.004027:0.008396:0.008396:0.007939:0.003970
2.  Claims Procedure:@0.263836:0.569053:0.411730:0.569053:0.411730:0.556385:0.263836:0.556385:0.008875:0.004203:0.004203:0.006531:0.009344:0.004309:0.008527:0.004294:0.013668:0.006713:0.004626:0.008527:0.006032:0.009449:0.006804:0.008648:0.009344:0.009328:0.006063:0.008406
In the case of injury :@0.263836:0.583752:0.389763:0.583752:0.389763:0.572030:0.263836:0.572030:0.003356:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.006526:0.007211:0.005740:0.007140:0.004369:0.007925:0.004755:0.004369:0.003170:0.007939:0.003156:0.007968:0.005312:0.006340:0.003970
our:@0.390148:0.583752:0.413152:0.583752:0.413152:0.571788:0.390148:0.571788:0.008725:0.008725:0.005555
 medical representative will be allowed to visit and examine the Person Insured :@0.413152:0.583752:0.903867:0.583752:0.903867:0.572030:0.413152:0.572030:0.004369:0.012052:0.007282:0.007982:0.003256:0.006526:0.007182:0.003170:0.004369:0.004755:0.007268:0.008011:0.004755:0.007282:0.005740:0.007211:0.007868:0.004983:0.007154:0.004826:0.003313:0.006354:0.007140:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.007182:0.003156:0.003284:0.007982:0.011166:0.007282:0.007939:0.004369:0.004684:0.007939:0.004369:0.006497:0.003184:0.005583:0.003227:0.004755:0.004369:0.007182:0.007996:0.007939:0.004369:0.007297:0.006468:0.007182:0.011937:0.003156:0.008053:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.003970
at all reasonable times and if such visit or examination is not permitted the insurance will be void in :@0.263836:0.598604:0.882092:0.598604:0.882092:0.586882:0.263836:0.586882:0.007154:0.004755:0.004369:0.007182:0.003156:0.003170:0.004369:0.004755:0.007197:0.007211:0.005726:0.008039:0.007911:0.007225:0.008025:0.003298:0.007140:0.004369:0.004826:0.003170:0.012052:0.007282:0.005555:0.004369:0.007182:0.007996:0.007939:0.004369:0.003241:0.004755:0.004369:0.005526:0.008011:0.006368:0.007939:0.004369:0.006497:0.003184:0.005583:0.003227:0.004755:0.004369:0.008039:0.004755:0.004369:0.007297:0.006468:0.007182:0.011937:0.003170:0.007911:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.003184:0.005555:0.004369:0.008039:0.007925:0.004755:0.004369:0.008139:0.007211:0.004869:0.011937:0.003227:0.005126:0.004726:0.007282:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.003170:0.007925:0.005526:0.007968:0.004698:0.007182:0.008011:0.006297:0.007140:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008139:0.007140:0.004369:0.006354:0.008068:0.003241:0.007939:0.004369:0.003170:0.007939:0.003970
respect of that injury.:@0.263836:0.613455:0.396203:0.613455:0.396203:0.601734:0.263836:0.601734:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.003170:0.007939:0.003156:0.007968:0.005312:0.005754:0.003970
3.  Notification to us of Potential Travelling Problems:@0.263836:0.643291:0.648993:0.643291:0.648993:0.630623:0.263836:0.630623:0.008603:0.004203:0.004203:0.006804:0.011143:0.009328:0.006032:0.004369:0.005042:0.005284:0.006955:0.008467:0.006032:0.004324:0.009389:0.009238:0.004626:0.005942:0.009238:0.004626:0.009465:0.006713:0.004626:0.009298:0.005881:0.004626:0.008512:0.009328:0.005972:0.008572:0.009268:0.006032:0.004309:0.008527:0.004203:0.004626:0.007605:0.005806:0.008300:0.008300:0.008572:0.004264:0.004264:0.004279:0.009404:0.009238:0.004626:0.008527:0.006032:0.009389:0.009419:0.004354:0.008588:0.013668:0.006713
If at the time the arrangements for the Journey are made any Person Insured is aware of any :@0.263836:0.657990:0.840111:0.657990:0.840111:0.646268:0.263836:0.646268:0.003356:0.004755:0.004369:0.007154:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.004826:0.003156:0.012052:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.007182:0.004869:0.004698:0.007182:0.007982:0.008111:0.007211:0.012052:0.007211:0.007868:0.005126:0.005555:0.004369:0.004641:0.008039:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.004983:0.008025:0.007968:0.004869:0.008053:0.007182:0.006340:0.004369:0.007182:0.004755:0.007140:0.004369:0.011909:0.007239:0.008111:0.007140:0.004369:0.007182:0.007839:0.006340:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.003184:0.005555:0.004369:0.007154:0.011138:0.007182:0.004755:0.007140:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.003970
circumstances likely to result in the Journey being delayed, cancelled or curtailed such circumstances :@0.263836:0.672841:0.887004:0.672841:0.887004:0.661120:0.263836:0.661120:0.006368:0.003170:0.004698:0.006368:0.007953:0.011923:0.005783:0.004983:0.007182:0.008011:0.006297:0.007282:0.005555:0.004369:0.003156:0.003156:0.006868:0.007225:0.003313:0.006340:0.004369:0.004684:0.007939:0.004369:0.004755:0.007282:0.005526:0.007953:0.003227:0.004755:0.004369:0.003170:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.004983:0.008025:0.007968:0.004869:0.008053:0.007182:0.006340:0.004369:0.008139:0.007225:0.003170:0.007982:0.007939:0.004369:0.008111:0.007225:0.003170:0.007111:0.006354:0.007282:0.007882:0.003970:0.004369:0.006526:0.007182:0.008011:0.006297:0.007225:0.003156:0.003298:0.007282:0.007939:0.004369:0.008039:0.004755:0.004369:0.006368:0.007968:0.005240:0.004983:0.007182:0.003156:0.003298:0.007282:0.007939:0.004369:0.005526:0.008011:0.006368:0.007939:0.004369:0.006368:0.003170:0.004698:0.006354:0.007968:0.011923:0.005783:0.004983:0.007182:0.008011:0.006297:0.007282:0.005555:0.003970
must be declared to :@0.263836:0.687693:0.391362:0.687693:0.391362:0.675971:0.263836:0.675971:0.011909:0.007953:0.005783:0.004755:0.004369:0.008139:0.007140:0.004369:0.008111:0.007339:0.006368:0.003170:0.007182:0.004755:0.007282:0.007939:0.004369:0.004684:0.007939:0.003970
us:@0.391748:0.687693:0.406027:0.687693:0.406027:0.675729:0.391748:0.675729:0.008725:0.005555
 immediately.:@0.406027:0.687693:0.488117:0.687693:0.488117:0.675971:0.406027:0.675971:0.004369:0.003170:0.011923:0.012052:0.007282:0.007982:0.003170:0.007154:0.004726:0.007225:0.003313:0.005754:0.003970
4.  Participation in Certain Activities:@0.263836:0.717528:0.526106:0.717528:0.526106:0.704860:0.263836:0.704860:0.008875:0.004203:0.004203:0.006531:0.008391:0.008527:0.006365:0.006032:0.004354:0.006894:0.004279:0.009389:0.008467:0.006032:0.004324:0.009389:0.009238:0.004626:0.004279:0.009238:0.004626:0.009419:0.008557:0.006365:0.006169:0.008527:0.004279:0.009238:0.004626:0.010946:0.007091:0.006032:0.004279:0.008497:0.004264:0.006032:0.004354:0.008618:0.006713
If it has been agreed with :@0.263836:0.732227:0.426874:0.732227:0.426874:0.720506:0.263836:0.720506:0.003356:0.004755:0.004369:0.003227:0.004755:0.004369:0.007911:0.007211:0.005555:0.004369:0.008139:0.007339:0.007211:0.007939:0.004369:0.007225:0.007996:0.004755:0.007339:0.007282:0.007939:0.004369:0.011295:0.003227:0.004826:0.007939:0.003970
us:@0.427260:0.732227:0.441539:0.732227:0.441539:0.720263:0.427260:0.720263:0.008725:0.005555
 that cover will operate in respect of any activity stated in special :@0.441539:0.732227:0.846280:0.732227:0.846280:0.720506:0.441539:0.720506:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.006283:0.007953:0.006354:0.007211:0.004755:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008096:0.008139:0.007211:0.004698:0.007154:0.004726:0.007140:0.004369:0.003170:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007254:0.006754:0.004826:0.003298:0.006497:0.003227:0.005212:0.006340:0.004369:0.005783:0.004983:0.007154:0.004726:0.007282:0.007939:0.004369:0.003156:0.007939:0.004369:0.005640:0.008139:0.007339:0.006368:0.003170:0.007182:0.003170:0.003970
exclusion 1. it is a condition precedent to :@0.263836:0.747079:0.521202:0.747079:0.521202:0.735357:0.263836:0.735357:0.007297:0.006254:0.006368:0.003156:0.007953:0.005583:0.003284:0.008039:0.007939:0.004369:0.007239:0.003970:0.004369:0.003227:0.004755:0.004369:0.003184:0.005555:0.004369:0.007140:0.004369:0.006283:0.008039:0.007996:0.007982:0.003227:0.004826:0.003284:0.008039:0.007939:0.004369:0.008011:0.004755:0.007339:0.006297:0.007282:0.008111:0.007211:0.007868:0.004755:0.004369:0.004684:0.007939:0.003970
our:@0.521630:0.747079:0.544634:0.747079:0.544634:0.735115:0.521630:0.735115:0.008725:0.008725:0.005555
 liability that the person in charge has reached a :@0.544634:0.747079:0.846565:0.747079:0.846565:0.735357:0.544634:0.735357:0.004369:0.003156:0.003170:0.007225:0.008025:0.003156:0.003156:0.003227:0.005212:0.006340:0.004369:0.004826:0.007911:0.007154:0.004755:0.004369:0.004826:0.008025:0.007140:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003170:0.007939:0.004369:0.006368:0.007911:0.007182:0.004769:0.008111:0.007140:0.004369:0.007911:0.007211:0.005555:0.004369:0.004755:0.007197:0.007254:0.006368:0.008039:0.007282:0.007939:0.004369:0.007140:0.003970
reasonable standard of proficiency in the activity in which the Person Insured is participating.:@0.263836:0.761931:0.838812:0.761931:0.838812:0.750209:0.263836:0.750209:0.004755:0.007197:0.007211:0.005726:0.008039:0.007911:0.007225:0.008025:0.003298:0.007140:0.004369:0.005783:0.004983:0.007182:0.007996:0.007982:0.007182:0.004769:0.007939:0.004369:0.007925:0.004755:0.004369:0.008011:0.004741:0.008011:0.003970:0.004070:0.006368:0.003298:0.007211:0.008011:0.006825:0.006340:0.004369:0.003156:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007254:0.006754:0.004826:0.003313:0.006497:0.003227:0.005212:0.006340:0.004369:0.003170:0.007939:0.004369:0.011295:0.007939:0.003256:0.006368:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.003184:0.005555:0.004369:0.008039:0.007182:0.005240:0.004826:0.003256:0.006368:0.003199:0.008039:0.007154:0.004826:0.003170:0.007982:0.007939:0.003970
5.  Person Insured’s Responsibilities:@0.263836:0.791766:0.522885:0.791766:0.522885:0.779098:0.263836:0.779098:0.008603:0.004203:0.004203:0.006804:0.008542:0.008557:0.006214:0.006849:0.009389:0.009238:0.004626:0.004415:0.009434:0.006804:0.009328:0.006063:0.008648:0.009646:0.003991:0.006713:0.004626:0.009328:0.008618:0.006849:0.009480:0.009389:0.009434:0.006849:0.004279:0.009419:0.004264:0.004264:0.004264:0.006032:0.004354:0.008618:0.006713
The Persons Insured will::@0.263836:0.806465:0.415480:0.806465:0.415480:0.794743:0.263836:0.794743:0.007382:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007925:0.005555:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.011295:0.003156:0.003156:0.002927:0.003970
a)  take all reasonable steps to prevent accident, loss, :@0.263836:0.828738:0.600379:0.828738:0.600379:0.817016:0.263836:0.817016:0.006925:0.003970:0.003970:0.008939:0.004983:0.007182:0.006868:0.007140:0.004369:0.007182:0.003156:0.003170:0.004369:0.004755:0.007197:0.007211:0.005726:0.008039:0.007911:0.007225:0.008025:0.003298:0.007140:0.004369:0.005783:0.004726:0.007268:0.008025:0.005555:0.004369:0.004684:0.007939:0.004369:0.008011:0.004755:0.007197:0.006354:0.007211:0.007868:0.004755:0.004369:0.007254:0.006240:0.006368:0.003241:0.008111:0.007211:0.007868:0.004869:0.003970:0.004369:0.003284:0.008068:0.005769:0.005626:0.003970:0.003970
damage:@0.600779:0.828738:0.654740:0.828738:0.654740:0.816774:0.600779:0.816774:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 or expense and to recover :@0.654740:0.828738:0.823733:0.828738:0.823733:0.817016:0.654740:0.817016:0.004369:0.008039:0.004755:0.004369:0.007297:0.006540:0.008139:0.007211:0.007925:0.005740:0.007140:0.004369:0.007182:0.007996:0.007939:0.004369:0.004684:0.007939:0.004369:0.004755:0.007339:0.006283:0.007953:0.006354:0.007211:0.004755:0.003970
property:@0.824133:0.828738:0.882049:0.828738:0.882049:0.816774:0.824133:0.816774:0.008725:0.005555:0.008725:0.008725:0.007939:0.005555:0.005555:0.007140
 :@0.882049:0.828738:0.886018:0.828738:0.886018:0.817016:0.882049:0.817016:0.003970
lost or stolen; and:@0.287653:0.843589:0.399216:0.843589:0.399216:0.831868:0.287653:0.831868:0.003284:0.008068:0.005783:0.004755:0.004369:0.008039:0.004755:0.004369:0.005783:0.004684:0.008068:0.003298:0.007211:0.007639:0.003970:0.004369:0.007182:0.007996:0.007939
b)  give immediate notice in writing to :@0.263850:0.865862:0.507365:0.865862:0.507365:0.854140:0.263850:0.854140:0.007596:0.003970:0.003970:0.008268:0.007982:0.003313:0.006354:0.007140:0.004369:0.003156:0.011923:0.012052:0.007282:0.007982:0.003170:0.007154:0.004726:0.007140:0.004369:0.008039:0.007925:0.004826:0.003256:0.006297:0.007140:0.004369:0.003170:0.007939:0.004369:0.011323:0.004841:0.003227:0.004826:0.003170:0.007982:0.007939:0.004369:0.004684:0.007939:0.003970
us:@0.507780:0.865862:0.522059:0.865862:0.522059:0.853898:0.507780:0.853898:0.008725:0.005555
 of any event likely to give rise to a claim under this part and :@0.522059:0.865862:0.900412:0.865862:0.900412:0.854140:0.522059:0.854140:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.007197:0.006354:0.007211:0.007868:0.004755:0.004369:0.003156:0.003156:0.006868:0.007225:0.003313:0.006340:0.004369:0.004684:0.007939:0.004369:0.007982:0.003298:0.006354:0.007140:0.004369:0.004841:0.003184:0.005740:0.007140:0.004369:0.004684:0.007939:0.004369:0.007140:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.007968:0.007996:0.008111:0.007211:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.007182:0.007996:0.007939:0.003970
supply such further information and proofs in writing as :@0.287653:0.880714:0.637834:0.880714:0.637834:0.868992:0.287653:0.868992:0.005526:0.007996:0.008068:0.008025:0.003313:0.006340:0.004369:0.005526:0.008011:0.006368:0.007939:0.004369:0.004741:0.007968:0.005240:0.004826:0.008039:0.007211:0.004755:0.004369:0.003170:0.007882:0.004641:0.008039:0.004869:0.011909:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.007182:0.007996:0.007939:0.004369:0.008011:0.004741:0.008153:0.007925:0.004941:0.005555:0.004369:0.003170:0.007939:0.004369:0.011323:0.004841:0.003227:0.004826:0.003156:0.007982:0.007939:0.004369:0.007211:0.005555:0.003970
we:@0.638233:0.880714:0.658067:0.880714:0.658067:0.868749:0.638233:0.868749:0.011894:0.007939
 may reasonably require; and:@0.658067:0.880714:0.836513:0.880714:0.836513:0.868992:0.658067:0.868992:0.004369:0.011909:0.007111:0.006340:0.004369:0.004755:0.007197:0.007211:0.005726:0.008053:0.007911:0.007225:0.008025:0.003313:0.006340:0.004369:0.004755:0.007282:0.007982:0.007953:0.003170:0.004755:0.006868:0.003970:0.004369:0.007182:0.007996:0.007939
c)  allow :@0.263836:0.902986:0.324322:0.902986:0.324322:0.891264:0.263836:0.891264:0.006383:0.003970:0.003970:0.009481:0.007182:0.003156:0.003284:0.007982:0.011109:0.003970
us:@0.324736:0.902986:0.339015:0.902986:0.339015:0.891022:0.324736:0.891022:0.008725:0.005555
 at any time to take over and conduct in the name of the Person Insured the defence or :@0.339015:0.902986:0.885533:0.902986:0.885533:0.891264:0.339015:0.891264:0.004369:0.007154:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.004826:0.003156:0.012052:0.007140:0.004369:0.004684:0.007939:0.004369:0.004983:0.007182:0.006868:0.007140:0.004369:0.007953:0.006354:0.007211:0.004755:0.004369:0.007182:0.007996:0.007939:0.004369:0.006283:0.008039:0.007996:0.007982:0.008011:0.006754:0.004755:0.004369:0.003170:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007911:0.007182:0.012052:0.007140:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.008111:0.007211:0.004655:0.007211:0.008011:0.006297:0.007140:0.004369:0.008039:0.004755:0.003970
settlement of any claim or to prosecute in the name of the Person Insured for :@0.287639:0.917838:0.770915:0.917838:0.770915:0.906116:0.287639:0.906116:0.005740:0.007197:0.005126:0.004826:0.003298:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.007925:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.008039:0.004755:0.004369:0.004684:0.007939:0.004369:0.008011:0.004741:0.008068:0.005740:0.007339:0.006368:0.008025:0.004726:0.007140:0.004369:0.003170:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007911:0.007182:0.012052:0.007140:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.007225:0.007211:0.005041:0.005726:0.008039:0.007939:0.004369:0.003356:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.004641:0.008039:0.004755:0.003970
our:@0.771300:0.917838:0.794304:0.917838:0.794304:0.905874:0.771300:0.905874:0.008725:0.008725:0.005555
 own benefit any :@0.794304:0.917838:0.903482:0.917838:0.903482:0.906116:0.794304:0.906116:0.004369:0.007982:0.011323:0.007939:0.004369:0.008139:0.007211:0.008053:0.007297:0.003970:0.004070:0.004755:0.004369:0.007182:0.007839:0.006340:0.003970
claim for indemnity or damages or otherwise against any third party.:@0.287639:0.932690:0.712627:0.932690:0.712627:0.920968:0.287639:0.920968:0.006368:0.003170:0.007182:0.003170:0.011894:0.004369:0.004641:0.008039:0.004755:0.004369:0.003170:0.007996:0.008111:0.007211:0.011923:0.007939:0.003227:0.005212:0.006340:0.004369:0.008039:0.004755:0.004369:0.007982:0.007182:0.011909:0.007225:0.008111:0.007282:0.005555:0.004369:0.008039:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.005326:0.011295:0.003184:0.005740:0.007140:0.004369:0.007225:0.007982:0.007182:0.003170:0.007925:0.005783:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.004826:0.007939:0.003170:0.004769:0.007939:0.004369:0.008039:0.007182:0.005240:0.005212:0.005754:0.003970