﻿ZMCD19.02 POL1/A (700472002) (12/09) RRD:@0.046495:0.949494:0.046495:0.826373:0.036541:0.826373:0.036541:0.949494:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.047381:-0.072316:0.000000:0.000000:0.000000:0.000000:0.000000:0.103360:-0.103360:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.153555:-0.153555:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.182735:-0.182735:0.000000:0.199064
Zurich Management Services Limited:@0.095238:0.728254:0.297485:0.728254:0.297485:0.718401:0.095238:0.718401:0.006538:0.007185:0.004574:0.003269:0.005221:0.007185:0.003598:0.011101:0.006538:0.007185:0.006538:0.007185:0.006538:0.010454:0.006538:0.007185:0.004574:0.003598:0.005880:0.006538:0.004574:0.005880:0.003269:0.005221:0.006538:0.004574:0.003598:0.005880:0.003269:0.010454:0.003269:0.004574:0.006538:0.007185
Registered in England and Wales no. 2741053. :@0.095238:0.738947:0.335773:0.738947:0.335773:0.729294:0.095238:0.729294:0.006538:0.005880:0.006538:0.002611:0.004574:0.003916:0.005880:0.003704:0.005880:0.006538:0.003598:0.002611:0.006538:0.003598:0.005880:0.006538:0.006538:0.002611:0.005880:0.006538:0.006538:0.003598:0.005880:0.006538:0.006538:0.003598:0.010666:0.005880:0.002611:0.005880:0.004574:0.003598:0.006538:0.006538:0.003269:0.003598:0.006538:0.006538:0.006538:0.006538:0.006538:0.006538:0.006538:0.003269:0.003269
Registered Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.:@0.095238:0.749640:0.568677:0.749640:0.568677:0.739986:0.095238:0.739986:0.006538:0.005880:0.006538:0.002611:0.004574:0.003916:0.005880:0.003704:0.005880:0.006538:0.003598:0.008490:0.003704:0.003269:0.003269:0.005221:0.005880:0.003269:0.003598:0.005880:0.006538:0.005880:0.003598:0.005880:0.006538:0.003916:0.002611:0.005221:0.006538:0.003598:0.007843:0.005880:0.006538:0.003916:0.003704:0.005880:0.003269:0.003598:0.006538:0.006538:0.006538:0.006538:0.003598:0.005880:0.005880:0.003916:0.005880:0.009149:0.005880:0.004139:0.003269:0.003598:0.011101:0.006538:0.002611:0.003916:0.005880:0.002611:0.005880:0.004139:0.003269:0.003598:0.005221:0.005880:0.003704:0.005880:0.006538:0.005880:0.009795:0.003269:0.003598:0.007843:0.005880:0.009795:0.006538:0.004574:0.006538:0.002611:0.003704:0.005880:0.003598:0.005880:0.008490:0.006538:0.006538:0.003598:0.006538:0.003916:0.005880:0.003269
Zurich Insurance plc is a public limited company incorporated in Ireland. Registration No. 13460. :@0.095238:0.763700:0.584141:0.763700:0.584141:0.754046:0.095238:0.754046:0.005880:0.006538:0.003916:0.002611:0.005221:0.006538:0.003598:0.002611:0.006538:0.004574:0.006538:0.003916:0.005880:0.006538:0.005221:0.005880:0.003598:0.006538:0.002611:0.005221:0.003598:0.002611:0.004574:0.003598:0.005880:0.003598:0.006538:0.006538:0.006538:0.002611:0.002611:0.005221:0.003598:0.002611:0.002611:0.009795:0.002611:0.003916:0.005880:0.006538:0.003598:0.005221:0.006538:0.009795:0.006538:0.005880:0.006538:0.005221:0.003598:0.002611:0.006538:0.005221:0.006538:0.003916:0.006538:0.006538:0.003916:0.005880:0.003916:0.005880:0.006538:0.003598:0.002611:0.006538:0.003598:0.002611:0.003704:0.005880:0.002611:0.005880:0.006538:0.006538:0.003269:0.003598:0.006538:0.005880:0.006538:0.002611:0.004574:0.003916:0.003916:0.005880:0.003916:0.002611:0.006538:0.006538:0.003598:0.007843:0.006538:0.003269:0.003598:0.006538:0.006538:0.006538:0.006538:0.006538:0.003269:0.003269
Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. :@0.095238:0.774392:0.436374:0.774392:0.436374:0.764739:0.095238:0.764739:0.006538:0.005880:0.006538:0.002611:0.004574:0.003916:0.005880:0.003704:0.005880:0.006538:0.003598:0.008490:0.003704:0.003269:0.003269:0.005221:0.005880:0.003269:0.003598:0.005880:0.006538:0.003916:0.002611:0.005221:0.006538:0.003598:0.007843:0.006538:0.006538:0.004574:0.005880:0.003269:0.003598:0.006538:0.005880:0.002611:0.002611:0.004574:0.006538:0.003916:0.002611:0.006538:0.006538:0.005880:0.003598:0.005880:0.005880:0.003916:0.005880:0.003269:0.003598:0.007843:0.006538:0.006538:0.002611:0.002611:0.006538:0.003598:0.006538:0.003269:0.003598:0.002611:0.003704:0.005880:0.002611:0.005880:0.006538:0.006538:0.003269:0.003269
UK Branch registered in England and Wales Registration No. BR7985. :@0.095238:0.785085:0.447616:0.785085:0.447616:0.775431:0.095238:0.775431:0.007843:0.007185:0.003598:0.006538:0.003916:0.005880:0.006538:0.005221:0.006538:0.003598:0.003704:0.005880:0.006538:0.002611:0.004574:0.003916:0.005880:0.003704:0.005880:0.006538:0.003598:0.002611:0.006538:0.003598:0.005880:0.006538:0.006538:0.002611:0.005880:0.006538:0.006538:0.003598:0.005880:0.006538:0.006538:0.003598:0.010666:0.005880:0.002611:0.005880:0.004574:0.003598:0.006538:0.005880:0.006538:0.002611:0.004574:0.003916:0.003916:0.005880:0.003916:0.002611:0.006538:0.006538:0.003598:0.007843:0.006538:0.003269:0.003598:0.006538:0.006538:0.006538:0.006538:0.006538:0.006538:0.003269:0.003269
UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.:@0.095238:0.795777:0.599616:0.795777:0.599616:0.786124:0.095238:0.786124:0.007843:0.007185:0.003598:0.006538:0.003916:0.005880:0.006538:0.005221:0.006538:0.003598:0.007843:0.005880:0.005880:0.006538:0.003598:0.008490:0.003704:0.003269:0.003269:0.005221:0.005880:0.003269:0.003598:0.005880:0.006538:0.005880:0.003598:0.005880:0.006538:0.003916:0.002611:0.005221:0.006538:0.003598:0.007843:0.005880:0.006538:0.003916:0.003704:0.005880:0.003269:0.003598:0.006538:0.006538:0.006538:0.006538:0.003598:0.005880:0.005880:0.003916:0.005880:0.009149:0.005880:0.004139:0.003269:0.003598:0.011101:0.006538:0.002611:0.003916:0.005880:0.002611:0.005880:0.004139:0.003269:0.003598:0.005221:0.005880:0.003704:0.005880:0.006538:0.005880:0.009795:0.003269:0.003598:0.007843:0.005880:0.009795:0.006538:0.004574:0.006538:0.002611:0.003704:0.005880:0.003598:0.005880:0.008490:0.006538:0.006538:0.003598:0.006538:0.003916:0.005880:0.003269
Zurich Municipal:@0.095238:0.809837:0.187031:0.809837:0.187031:0.799985:0.095238:0.799985:0.006538:0.007185:0.004574:0.003269:0.005221:0.007185:0.003598:0.011101:0.007185:0.007185:0.003269:0.005221:0.003269:0.007185:0.006538:0.003269
Zurich Municipal is a trading name of Zurich Insurance plc. :@0.095238:0.820530:0.394182:0.820530:0.394182:0.810877:0.095238:0.810877:0.005880:0.006538:0.003916:0.002611:0.005221:0.006538:0.003598:0.010454:0.006538:0.006538:0.002611:0.005221:0.002611:0.006538:0.005880:0.002611:0.003598:0.002611:0.004574:0.003598:0.005880:0.003598:0.003916:0.003916:0.005880:0.006538:0.002611:0.006538:0.006538:0.003598:0.006538:0.005880:0.009795:0.005880:0.003598:0.006538:0.003916:0.003598:0.005880:0.006538:0.003916:0.002611:0.005221:0.006538:0.003598:0.002611:0.006538:0.004574:0.006538:0.003916:0.005880:0.006538:0.005221:0.005880:0.003598:0.006538:0.002611:0.005221:0.003269:0.003269
Authorised by the Irish Financial Regulator and subject to limited regulation by the Financial Services  :@0.095238:0.834590:0.606918:0.834590:0.606918:0.824937:0.095238:0.824937:0.007843:0.006538:0.003916:0.006538:0.006538:0.003916:0.002611:0.004574:0.005880:0.006538:0.003598:0.006538:0.005221:0.003598:0.003916:0.006538:0.005880:0.003598:0.002611:0.003916:0.002611:0.004574:0.006538:0.003598:0.005221:0.002611:0.006538:0.005880:0.006538:0.005221:0.002611:0.005880:0.002611:0.003598:0.006538:0.005880:0.006538:0.006538:0.002611:0.005880:0.003916:0.006538:0.003916:0.003598:0.005880:0.006538:0.006538:0.003598:0.004574:0.006538:0.006538:0.002611:0.005880:0.005221:0.003916:0.003598:0.003916:0.006538:0.003598:0.002611:0.002611:0.009795:0.002611:0.003916:0.005880:0.006538:0.003598:0.003704:0.005880:0.006538:0.006538:0.002611:0.005880:0.003916:0.002611:0.006538:0.006538:0.003598:0.006538:0.005221:0.003598:0.003916:0.006538:0.005880:0.003598:0.005221:0.002611:0.006538:0.005880:0.006538:0.005221:0.002611:0.005880:0.002611:0.003598:0.005880:0.005880:0.003916:0.005221:0.002611:0.005221:0.005880:0.004574:0.003551:0.003269
Authority. Details about the extent of our regulation by the Financial Services Authority are available  :@0.095238:0.845283:0.606272:0.845283:0.606272:0.835629:0.095238:0.835629:0.007843:0.006538:0.003916:0.006538:0.006538:0.003916:0.002611:0.003916:0.004139:0.003269:0.003598:0.007843:0.005880:0.003916:0.005880:0.002611:0.002611:0.004574:0.003598:0.005880:0.006538:0.006538:0.006538:0.003916:0.003598:0.003916:0.006538:0.005880:0.003598:0.005880:0.005221:0.003916:0.005880:0.006538:0.003916:0.003598:0.006538:0.003916:0.003598:0.006538:0.006538:0.003916:0.003598:0.003704:0.005880:0.006538:0.006538:0.002611:0.005880:0.003916:0.002611:0.006538:0.006538:0.003598:0.006538:0.005221:0.003598:0.003916:0.006538:0.005880:0.003598:0.005221:0.002611:0.006538:0.005880:0.006538:0.005221:0.002611:0.005880:0.002611:0.003598:0.005880:0.005880:0.003916:0.005221:0.002611:0.005221:0.005880:0.004574:0.003598:0.007843:0.006538:0.003916:0.006538:0.006538:0.003916:0.002611:0.003916:0.005221:0.003598:0.005880:0.003704:0.005880:0.003598:0.005880:0.005221:0.005880:0.002611:0.002611:0.005880:0.006538:0.002611:0.005880:0.003563:0.003269
from us on request. FSA registration number 203093. These details can be checked on the FSA’s  :@0.095238:0.855975:0.587610:0.855975:0.587610:0.846322:0.095238:0.846322:0.003916:0.003704:0.006538:0.009795:0.003598:0.006538:0.004574:0.003598:0.006538:0.006538:0.003598:0.003704:0.005880:0.006538:0.006538:0.005880:0.004574:0.003916:0.003269:0.003598:0.005221:0.005880:0.007843:0.003598:0.003704:0.005880:0.006538:0.002611:0.004574:0.003916:0.003916:0.005880:0.003916:0.002611:0.006538:0.006538:0.003598:0.006538:0.006538:0.009795:0.006538:0.005880:0.003916:0.003598:0.006538:0.006538:0.006538:0.006538:0.006538:0.006538:0.003269:0.003598:0.005880:0.006538:0.005880:0.004574:0.005880:0.003598:0.006538:0.005880:0.003916:0.005880:0.002611:0.002611:0.004574:0.003598:0.005221:0.005880:0.006538:0.003598:0.006538:0.005880:0.003598:0.005221:0.006538:0.005880:0.005221:0.005880:0.005880:0.006538:0.003598:0.006538:0.006538:0.003598:0.003916:0.006538:0.005880:0.003598:0.005221:0.005880:0.006832:0.001964:0.004574:0.003563:0.003269
register by visiting their website www.fsa.gov.uk/register or by contacting them on 0845 606 1234.:@0.095238:0.866668:0.597452:0.866668:0.597452:0.857015:0.095238:0.857015:0.003704:0.005880:0.006538:0.002611:0.004574:0.003916:0.005880:0.003916:0.003598:0.006538:0.005221:0.003598:0.005221:0.002611:0.004574:0.002611:0.003916:0.002611:0.006538:0.006538:0.003598:0.003916:0.006538:0.005880:0.002611:0.003916:0.003598:0.009149:0.005880:0.006538:0.004574:0.002611:0.003916:0.005880:0.003598:0.009149:0.009149:0.008502:0.003269:0.003916:0.004574:0.005880:0.003269:0.006538:0.006538:0.004351:0.003269:0.006538:0.005880:0.003269:0.003704:0.005880:0.006538:0.002611:0.004574:0.003916:0.005880:0.003916:0.003598:0.006538:0.003916:0.003598:0.006538:0.005221:0.003598:0.005221:0.006538:0.006538:0.003916:0.005880:0.005221:0.003916:0.002611:0.006538:0.006538:0.003598:0.003916:0.006538:0.005880:0.009795:0.003598:0.006538:0.006538:0.003598:0.006538:0.006538:0.006538:0.006538:0.003598:0.006538:0.006538:0.006538:0.003598:0.006538:0.006538:0.006538:0.006538:0.003269
Communications may be monitored or recorded to improve our service and for security  :@0.095238:0.880728:0.542254:0.880728:0.542254:0.871075:0.095238:0.871075:0.007843:0.006538:0.009795:0.009795:0.006538:0.006538:0.002611:0.005221:0.005880:0.003916:0.002611:0.006538:0.006538:0.004574:0.003598:0.009795:0.005880:0.005221:0.003598:0.006538:0.005880:0.003598:0.009795:0.006538:0.006538:0.002611:0.003916:0.006538:0.003704:0.005880:0.006538:0.003598:0.006538:0.003916:0.003598:0.003704:0.005880:0.005221:0.006538:0.003704:0.006538:0.005880:0.006538:0.003598:0.003916:0.006538:0.003598:0.002611:0.009795:0.006538:0.003704:0.006538:0.005221:0.005880:0.003598:0.006538:0.006538:0.003916:0.003598:0.004574:0.005880:0.003916:0.005221:0.002611:0.005221:0.005880:0.003598:0.005880:0.006538:0.006538:0.003598:0.003916:0.006538:0.003916:0.003598:0.004574:0.005880:0.005221:0.006538:0.003916:0.002611:0.003916:0.005221:0.003563:0.003269
and regulatory purposes.:@0.095238:0.891420:0.220498:0.891420:0.220498:0.881767:0.095238:0.881767:0.005880:0.006538:0.006538:0.003598:0.003704:0.005880:0.006538:0.006538:0.002611:0.005880:0.003916:0.006538:0.003916:0.005221:0.003598:0.006538:0.006538:0.003916:0.006538:0.006538:0.004574:0.005880:0.004574:0.003269
© Copyright – Zurich Insurance plc 2009. All rights reserved. Reproduction, adaptation,  :@0.095238:0.905481:0.542678:0.905481:0.542678:0.895827:0.095238:0.895827:0.009407:0.003598:0.007843:0.006538:0.006538:0.005221:0.003916:0.002611:0.006538:0.006538:0.003916:0.003598:0.005880:0.003598:0.005880:0.006538:0.003916:0.002611:0.005221:0.006538:0.003598:0.002611:0.006538:0.004574:0.006538:0.003916:0.005880:0.006538:0.005221:0.005880:0.003598:0.006538:0.002611:0.005221:0.003598:0.006538:0.006538:0.006538:0.006538:0.003269:0.003598:0.007843:0.002611:0.002611:0.003598:0.003916:0.002611:0.006538:0.006538:0.003916:0.004574:0.003598:0.003704:0.005880:0.004574:0.005880:0.003916:0.005221:0.005880:0.006538:0.003269:0.003598:0.006538:0.005880:0.006538:0.003704:0.006538:0.006538:0.006538:0.005221:0.003916:0.002611:0.006538:0.006538:0.003269:0.003598:0.005880:0.006538:0.005880:0.006538:0.003916:0.005880:0.003916:0.002611:0.006538:0.006538:0.003269:0.003563:0.003269
or translation without prior written permission is prohibited except as allowed under copyright laws.:@0.095238:0.916173:0.600451:0.916173:0.600451:0.906520:0.095238:0.906520:0.006538:0.003916:0.003598:0.003916:0.003916:0.005880:0.006538:0.004574:0.002611:0.005880:0.003916:0.002611:0.006538:0.006538:0.003598:0.009149:0.002611:0.003916:0.006538:0.006538:0.006538:0.003916:0.003598:0.006538:0.003916:0.002611:0.006538:0.003916:0.003598:0.009149:0.003916:0.002611:0.003916:0.003916:0.005880:0.006538:0.003598:0.006538:0.005880:0.003916:0.009795:0.002611:0.004574:0.004574:0.002611:0.006538:0.006538:0.003598:0.002611:0.004574:0.003598:0.006538:0.003704:0.006538:0.006538:0.002611:0.006538:0.002611:0.003916:0.005880:0.006538:0.003598:0.005880:0.005221:0.005221:0.005880:0.006538:0.003916:0.003598:0.005880:0.004574:0.003598:0.005880:0.002611:0.002611:0.006538:0.009149:0.005880:0.006538:0.003598:0.006538:0.006538:0.006538:0.005880:0.003916:0.003598:0.005221:0.006538:0.006538:0.005221:0.003916:0.002611:0.006538:0.006538:0.003916:0.003598:0.002611:0.005880:0.009149:0.004574:0.003269
The pulp used in the manufacture of this paper is from renewable timber produced on a fully  :@0.095238:0.930233:0.573016:0.930233:0.573016:0.920580:0.095238:0.920580:0.005880:0.006538:0.005880:0.003598:0.006538:0.006538:0.002611:0.006538:0.003598:0.006538:0.004574:0.005880:0.006538:0.003598:0.002611:0.006538:0.003598:0.003916:0.006538:0.005880:0.003598:0.009795:0.005880:0.006538:0.006538:0.003916:0.005880:0.005221:0.003916:0.006538:0.003704:0.005880:0.003598:0.006538:0.003916:0.003598:0.003916:0.006538:0.002611:0.004574:0.003598:0.006538:0.005880:0.006538:0.005880:0.003916:0.003598:0.002611:0.004574:0.003598:0.003916:0.003704:0.006538:0.009795:0.003598:0.003704:0.005880:0.006538:0.005880:0.009149:0.005880:0.006538:0.002611:0.005880:0.003598:0.003916:0.002611:0.009795:0.006538:0.005880:0.003916:0.003598:0.006538:0.003704:0.006538:0.006538:0.006538:0.005221:0.005880:0.006538:0.003598:0.006538:0.006538:0.003598:0.005880:0.003598:0.003916:0.006538:0.002611:0.002611:0.005221:0.003551:0.003269
sustainable basis. The pulp used in the manufacture of this paper is bleached without the use of  :@0.095238:0.940926:0.588056:0.940926:0.588056:0.931272:0.095238:0.931272:0.004574:0.006538:0.004574:0.003916:0.005880:0.002611:0.006538:0.005880:0.006538:0.002611:0.005880:0.003598:0.006538:0.005880:0.004574:0.002611:0.004574:0.003269:0.003598:0.005880:0.006538:0.005880:0.003598:0.006538:0.006538:0.002611:0.006538:0.003598:0.006538:0.004574:0.005880:0.006538:0.003598:0.002611:0.006538:0.003598:0.003916:0.006538:0.005880:0.003598:0.009795:0.005880:0.006538:0.006538:0.003916:0.005880:0.005221:0.003916:0.006538:0.003704:0.005880:0.003598:0.006538:0.003916:0.003598:0.003916:0.006538:0.002611:0.004574:0.003598:0.006538:0.005880:0.006538:0.005880:0.003916:0.003598:0.002611:0.004574:0.003598:0.006538:0.002611:0.005880:0.005880:0.005221:0.006538:0.005880:0.006538:0.003598:0.009149:0.002611:0.003916:0.006538:0.006538:0.006538:0.003916:0.003598:0.003916:0.006538:0.005880:0.003598:0.006538:0.004574:0.005880:0.003598:0.006538:0.003916:0.003551:0.003269
chlorine gas (ECF – Elemental Chlorine Free). The paper is suitable for recycling.:@0.095238:0.951618:0.496005:0.951618:0.496005:0.941965:0.095238:0.941965:0.005221:0.006538:0.002611:0.006538:0.003916:0.002611:0.006538:0.005880:0.003598:0.006538:0.005880:0.004574:0.003598:0.003269:0.005880:0.007843:0.005221:0.003598:0.005880:0.003598:0.005880:0.002611:0.005880:0.009795:0.005880:0.006538:0.003916:0.005880:0.002611:0.003598:0.007843:0.006538:0.002611:0.006538:0.003916:0.002611:0.006538:0.005880:0.003598:0.005221:0.003704:0.005880:0.005880:0.003269:0.003269:0.003598:0.005880:0.006538:0.005880:0.003598:0.006538:0.005880:0.006538:0.005880:0.003916:0.003598:0.002611:0.004574:0.003598:0.004574:0.006538:0.002611:0.003916:0.005880:0.006538:0.002611:0.005880:0.003598:0.003916:0.006538:0.003916:0.003598:0.003704:0.005880:0.005221:0.005221:0.005221:0.002611:0.002611:0.006538:0.006538:0.003269