﻿32:@0.038100:0.982570:0.053044:0.982570:0.053044:0.971309:0.038100:0.971309:0.007472:0.007472
e) :@0.263822:0.212117:0.278572:0.212117:0.278572:0.200395:0.263822:0.200395:0.006811:0.003970:0.003970
damage:@0.287625:0.212117:0.341586:0.212117:0.341586:0.200153:0.287625:0.200153:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 or :@0.341586:0.212117:0.362719:0.212117:0.362719:0.200395:0.341586:0.200395:0.004369:0.008039:0.004755:0.003970
business interruption:@0.363119:0.212117:0.503954:0.212117:0.503954:0.200153:0.363119:0.200153:0.008725:0.008725:0.005555:0.003970:0.008725:0.007939:0.005555:0.005555:0.004369:0.003970:0.008725:0.005555:0.007939:0.005555:0.005555:0.008725:0.008725:0.005555:0.003970:0.008725:0.008725
 caused by or consisting of::@0.503954:0.212117:0.672732:0.212117:0.672732:0.200395:0.503954:0.200395:0.004369:0.006526:0.007140:0.007953:0.005740:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.008039:0.004755:0.004369:0.006283:0.008039:0.007925:0.005583:0.003184:0.005783:0.004826:0.003156:0.007982:0.007939:0.004369:0.007925:0.004698:0.003970
i)  subsidence, ground heave or landslip:@0.287625:0.234389:0.539323:0.234389:0.539323:0.222667:0.287625:0.222667:0.003227:0.003970:0.003970:0.012637:0.005526:0.007996:0.008025:0.005583:0.003241:0.008111:0.007211:0.008011:0.006297:0.006925:0.003970:0.004369:0.007996:0.004741:0.008025:0.007968:0.007996:0.007939:0.004369:0.008039:0.007197:0.007111:0.006354:0.007140:0.004369:0.008039:0.004755:0.004369:0.003170:0.007182:0.007996:0.007996:0.005583:0.003156:0.003199:0.007939
ii)  normal settlement or bedding down of new structures:@0.287625:0.256662:0.648786:0.256662:0.648786:0.244940:0.287625:0.244940:0.003156:0.003227:0.003970:0.003970:0.009481:0.008039:0.008039:0.004869:0.011909:0.007182:0.003170:0.004369:0.005740:0.007197:0.005126:0.004826:0.003298:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.008039:0.004755:0.004369:0.008139:0.007282:0.008068:0.007982:0.003170:0.007982:0.007939:0.004369:0.008096:0.007982:0.011323:0.007939:0.004369:0.007925:0.004755:0.004369:0.008053:0.007225:0.011109:0.004369:0.005783:0.004826:0.004841:0.008011:0.006754:0.004741:0.007968:0.004755:0.007282:0.005555
iii)  acts of fraud or dishonesty:@0.287625:0.278934:0.477137:0.278934:0.477137:0.267212:0.287625:0.267212:0.003156:0.003156:0.003227:0.003970:0.003970:0.006326:0.007254:0.006754:0.005126:0.005555:0.004369:0.007925:0.004755:0.004369:0.004769:0.004698:0.007140:0.008011:0.007939:0.004369:0.008039:0.004755:0.004369:0.007982:0.003184:0.005597:0.008039:0.008039:0.008053:0.007282:0.005783:0.005212:0.006340
iv)  1)  disappearance:@0.287625:0.301207:0.423334:0.301207:0.423334:0.289485:0.287625:0.289485:0.003313:0.006211:0.003970:0.003970:0.006340:0.007097:0.003970:0.003970:0.008767:0.007982:0.003184:0.005797:0.007225:0.008068:0.008139:0.007197:0.007182:0.004698:0.007182:0.008011:0.006297:0.007140
2)  unexplained or inventory shortage, misfiling or misplacing of information:@0.311429:0.323479:0.785723:0.323479:0.785723:0.311757:0.311429:0.311757:0.007654:0.003970:0.003970:0.008210:0.007968:0.008053:0.007297:0.006540:0.008025:0.003170:0.007182:0.003156:0.008053:0.007282:0.007939:0.004369:0.008039:0.004755:0.004369:0.003170:0.007853:0.006354:0.007211:0.007868:0.004684:0.008039:0.005312:0.006340:0.004369:0.005597:0.008039:0.008039:0.005240:0.004983:0.007225:0.008111:0.006925:0.003970:0.004369:0.011937:0.003184:0.005883:0.003970:0.003984:0.003156:0.003170:0.007982:0.007939:0.004369:0.008039:0.004755:0.004369:0.011937:0.003184:0.005640:0.008025:0.003170:0.007254:0.006368:0.003170:0.007982:0.007939:0.004369:0.007925:0.004755:0.004369:0.003170:0.007882:0.004641:0.008053:0.004869:0.011909:0.007154:0.004826:0.003284:0.008039:0.007939
3)  bookkeeping, accounting or billing errors or omissions:@0.311429:0.345752:0.670077:0.345752:0.670077:0.334030:0.311429:0.334030:0.007725:0.003970:0.003970:0.008139:0.008111:0.008153:0.008068:0.007225:0.006868:0.007339:0.007268:0.008025:0.003170:0.007982:0.007953:0.003970:0.004369:0.007254:0.006240:0.006283:0.008025:0.007968:0.007868:0.004826:0.003170:0.007982:0.007939:0.004369:0.008039:0.004755:0.004369:0.008025:0.003156:0.003156:0.003156:0.003170:0.007982:0.007939:0.004369:0.007211:0.004869:0.004741:0.008039:0.005041:0.005555:0.004369:0.008039:0.004755:0.004369:0.008039:0.011937:0.003184:0.005769:0.005583:0.003284:0.008039:0.007925:0.005555
4)  shortages due to error or omission:@0.311429:0.368024:0.549133:0.368024:0.549133:0.356302:0.311429:0.356302:0.007768:0.003970:0.003970:0.008096:0.005597:0.008039:0.008039:0.005240:0.004983:0.007225:0.008111:0.007282:0.005555:0.004369:0.007982:0.008053:0.007140:0.004369:0.004684:0.007939:0.004369:0.007211:0.004869:0.004741:0.008039:0.004755:0.004369:0.008039:0.004755:0.004369:0.008039:0.011937:0.003184:0.005769:0.005583:0.003284:0.008039:0.007939
v)  erasure, loss, distortion or corruption of information on computer systems or other records, :@0.287611:0.390297:0.880036:0.390297:0.880036:0.378575:0.287611:0.378575:0.006211:0.003970:0.003970:0.009653:0.007211:0.004698:0.007211:0.005526:0.007968:0.004755:0.006925:0.003970:0.004369:0.003284:0.008068:0.005769:0.005626:0.003970:0.004369:0.007982:0.003184:0.005783:0.004684:0.008039:0.005240:0.004826:0.003284:0.008039:0.007939:0.004369:0.008039:0.004755:0.004369:0.006283:0.008039:0.004869:0.004841:0.007996:0.007939:0.004826:0.003284:0.008039:0.007939:0.004369:0.007925:0.004755:0.004369:0.003170:0.007882:0.004641:0.008039:0.004869:0.011909:0.007168:0.004826:0.003284:0.008039:0.007939:0.004369:0.008039:0.007939:0.004369:0.006283:0.008039:0.011980:0.007996:0.008025:0.004726:0.007211:0.004755:0.004369:0.005854:0.006568:0.005783:0.004726:0.007211:0.011923:0.005555:0.004369:0.008039:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.004755:0.007339:0.006283:0.008039:0.004769:0.007996:0.005626:0.003970:0.003970
programs or software:@0.311414:0.405149:0.445395:0.405149:0.445395:0.393427:0.311414:0.393427:0.008011:0.004741:0.008111:0.007996:0.004698:0.007182:0.011923:0.005555:0.004369:0.008039:0.004755:0.004369:0.005726:0.007925:0.005140:0.005226:0.011138:0.007182:0.004755:0.007140
f) :@0.263794:0.427421:0.277045:0.427421:0.277045:0.415699:0.263794:0.415699:0.005312:0.003970:0.003970
damage:@0.287597:0.427421:0.341558:0.427421:0.341558:0.415457:0.287597:0.415457:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 to :@0.341558:0.427421:0.362519:0.427421:0.362519:0.415699:0.341558:0.415699:0.004369:0.004684:0.007939:0.003970
buildings:@0.362919:0.427421:0.424005:0.427421:0.424005:0.415457:0.362919:0.415457:0.008725:0.008725:0.003970:0.003970:0.008725:0.003970:0.008725:0.008725:0.005555
 or any structure caused by its own collapse or cracking:@0.424005:0.427421:0.767289:0.427421:0.767289:0.415699:0.424005:0.415699:0.004369:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.005783:0.004826:0.004841:0.008011:0.006754:0.004741:0.007968:0.004755:0.007140:0.004369:0.006526:0.007140:0.007953:0.005740:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.003227:0.005126:0.005555:0.004369:0.007982:0.011323:0.007939:0.004369:0.006283:0.008068:0.003156:0.003170:0.007225:0.008025:0.005740:0.007140:0.004369:0.008039:0.004755:0.004369:0.006383:0.004698:0.007254:0.006368:0.007225:0.003170:0.007982:0.007939
g) :@0.263794:0.449694:0.279601:0.449694:0.279601:0.437972:0.263794:0.437972:0.007868:0.003970:0.003970
damage:@0.287597:0.449694:0.341558:0.449694:0.341558:0.437729:0.287597:0.437729:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 or :@0.341558:0.449694:0.362691:0.449694:0.362691:0.437972:0.341558:0.437972:0.004369:0.008039:0.004755:0.003970
business interruption:@0.363090:0.449694:0.503925:0.449694:0.503925:0.437729:0.363090:0.437729:0.008725:0.008725:0.005555:0.003970:0.008725:0.007939:0.005555:0.005555:0.004369:0.003970:0.008725:0.005555:0.007939:0.005555:0.005555:0.008725:0.008725:0.005555:0.003970:0.008725:0.008725
 other than by fire or explosion resulting from its undergoing :@0.503925:0.449694:0.884520:0.449694:0.884520:0.437972:0.503925:0.437972:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.004826:0.007911:0.007182:0.007939:0.004369:0.007925:0.006340:0.004369:0.003970:0.003998:0.004755:0.007140:0.004369:0.008039:0.004755:0.004369:0.007297:0.006540:0.008025:0.003284:0.008068:0.005583:0.003284:0.008039:0.007939:0.004369:0.004755:0.007282:0.005526:0.007953:0.003227:0.004826:0.003170:0.007982:0.007939:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.003227:0.005140:0.005555:0.004369:0.007968:0.007996:0.008111:0.007211:0.004769:0.008096:0.008068:0.003170:0.007982:0.007939:0.003970
any process of production, packing, treatment, testing, commissioning, servicing or repair:@0.287597:0.464545:0.841554:0.464545:0.841554:0.452823:0.287597:0.452823:0.007182:0.007839:0.006340:0.004369:0.008011:0.004741:0.008139:0.006297:0.007282:0.005769:0.005555:0.004369:0.007925:0.004755:0.004369:0.008011:0.004741:0.008111:0.007982:0.008011:0.006754:0.004826:0.003284:0.008039:0.007853:0.003970:0.004369:0.008039:0.007254:0.006368:0.007225:0.003156:0.007982:0.007953:0.003970:0.004369:0.004826:0.004755:0.007197:0.007154:0.004826:0.012052:0.007211:0.007868:0.004869:0.003970:0.004369:0.004726:0.007282:0.005783:0.004826:0.003170:0.007982:0.007953:0.003970:0.004369:0.006283:0.008039:0.011923:0.011937:0.003184:0.005769:0.005583:0.003284:0.008039:0.007939:0.003170:0.007982:0.007953:0.003970:0.004369:0.005740:0.007211:0.005312:0.006497:0.003256:0.006368:0.003170:0.007982:0.007939:0.004369:0.008039:0.004755:0.004369:0.004755:0.007268:0.008039:0.007182:0.003156:0.004755
h) :@0.263794:0.486818:0.279344:0.486818:0.279344:0.475096:0.263794:0.475096:0.007611:0.003970:0.003970
damage:@0.287597:0.486818:0.341558:0.486818:0.341558:0.474854:0.287597:0.474854:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 to::@0.341558:0.486818:0.362191:0.486818:0.362191:0.475096:0.341558:0.475096:0.004369:0.004684:0.007611:0.003970
i)  audio or visual equipment where the value any one item exceeds £1,000, precious stones, :@0.287597:0.509090:0.871083:0.509090:0.871083:0.497368:0.287597:0.497368:0.003227:0.003970:0.003970:0.012637:0.007140:0.008011:0.007982:0.003284:0.007939:0.004369:0.008039:0.004755:0.004369:0.006497:0.003184:0.005526:0.007939:0.007182:0.003170:0.004369:0.007282:0.007982:0.007953:0.003199:0.008011:0.012052:0.007211:0.007868:0.004755:0.004369:0.011295:0.008039:0.007211:0.004755:0.007140:0.004369:0.004826:0.008039:0.007140:0.004369:0.006340:0.007182:0.003156:0.008053:0.007140:0.004369:0.007182:0.007839:0.006340:0.004369:0.008039:0.008053:0.007140:0.004369:0.003227:0.004726:0.007211:0.011894:0.004369:0.007297:0.006254:0.006297:0.007339:0.007282:0.007996:0.005555:0.004369:0.007368:0.007197:0.004027:0.008396:0.008396:0.007882:0.003970:0.004369:0.008011:0.004755:0.007339:0.006368:0.003284:0.008025:0.007953:0.005555:0.004369:0.005783:0.004684:0.008039:0.008053:0.007282:0.005626:0.003970:0.003970
precious metals, bullion, furs, curiosities, works of art, rare books, jewellery or watches:@0.311400:0.523942:0.849879:0.523942:0.849879:0.512220:0.311400:0.512220:0.008011:0.004755:0.007339:0.006368:0.003284:0.008025:0.007953:0.005555:0.004369:0.012052:0.007197:0.004983:0.007182:0.003184:0.005626:0.003970:0.004369:0.007996:0.007953:0.003156:0.003156:0.003284:0.008039:0.007853:0.003970:0.004369:0.004741:0.007953:0.005041:0.005626:0.003970:0.004369:0.006368:0.007968:0.004841:0.003284:0.008068:0.005583:0.003227:0.004826:0.003298:0.007282:0.005626:0.003970:0.004369:0.011166:0.008039:0.004841:0.007525:0.005555:0.004369:0.007925:0.004755:0.004369:0.007182:0.005240:0.004869:0.003970:0.004369:0.004698:0.007182:0.004755:0.007140:0.004369:0.008111:0.008153:0.008068:0.007525:0.005626:0.003970:0.004369:0.003284:0.007225:0.011166:0.007225:0.003156:0.003298:0.007211:0.005312:0.006340:0.004369:0.008039:0.004755:0.004369:0.011138:0.007154:0.004655:0.006368:0.008025:0.007282:0.005555
ii) :@0.287597:0.546214:0.301919:0.546214:0.301919:0.534493:0.287597:0.534493:0.003156:0.003227:0.003970:0.003970
property:@0.311400:0.546214:0.369316:0.546214:0.369316:0.534250:0.311400:0.534250:0.008725:0.005555:0.008725:0.008725:0.007939:0.005555:0.005555:0.007140
 in transit:@0.369316:0.546214:0.427346:0.546214:0.427346:0.534493:0.369316:0.534493:0.004369:0.003156:0.007939:0.004369:0.004826:0.004698:0.007182:0.007925:0.005583:0.003227:0.004755
iii)  glass other than fixed glass, china, earthenware, marble or other fragile or brittle objects:@0.287597:0.568487:0.859574:0.568487:0.859574:0.556765:0.287597:0.556765:0.003156:0.003156:0.003227:0.003970:0.003970:0.006326:0.007982:0.003170:0.007211:0.005769:0.005555:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.004826:0.007911:0.007182:0.007939:0.004369:0.003970:0.004141:0.006311:0.007282:0.007939:0.004369:0.007982:0.003170:0.007211:0.005769:0.005626:0.003970:0.004369:0.006368:0.007939:0.003156:0.007911:0.007140:0.003970:0.004369:0.007197:0.007182:0.005240:0.004826:0.008039:0.007211:0.007868:0.011138:0.007182:0.004755:0.006925:0.003970:0.004369:0.011909:0.007182:0.004883:0.008025:0.003298:0.007140:0.004369:0.008039:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.004769:0.004698:0.007225:0.007982:0.003156:0.003298:0.007140:0.004369:0.008039:0.004755:0.004369:0.008011:0.004841:0.003227:0.005126:0.004826:0.003298:0.007140:0.004369:0.008096:0.008011:0.003284:0.007339:0.006754:0.005126:0.005555
iv) :@0.287597:0.590759:0.305060:0.590759:0.305060:0.579038:0.287597:0.579038:0.003313:0.006211:0.003970:0.003970
computer equipment:@0.311400:0.590759:0.453020:0.590759:0.453020:0.578795:0.311400:0.578795:0.006340:0.008725:0.012694:0.008725:0.008725:0.005555:0.007939:0.005555:0.004369:0.007939:0.008725:0.008725:0.003970:0.008725:0.012694:0.007939:0.008725:0.005555
v) :@0.287597:0.613032:0.301747:0.613032:0.301747:0.601310:0.287597:0.601310:0.006211:0.003970:0.003970
money:@0.311400:0.613032:0.356622:0.613032:0.356622:0.601068:0.311400:0.601068:0.012694:0.008725:0.008725:0.007939:0.007140
i)  in respect of part A unless specifically mentioned as insured land, roads, pavements, piers, jetties, :@0.263779:0.635304:0.895172:0.635304:0.895172:0.623583:0.263779:0.623583:0.003227:0.003970:0.003970:0.012637:0.003170:0.007939:0.004369:0.004755:0.007282:0.005640:0.008139:0.007339:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.009524:0.004369:0.007968:0.007939:0.003298:0.007282:0.005769:0.005555:0.004369:0.005640:0.008139:0.007339:0.006354:0.003327:0.003970:0.004070:0.006526:0.007182:0.003156:0.003313:0.006340:0.004369:0.012052:0.007211:0.007868:0.004826:0.003284:0.008039:0.008053:0.007282:0.007939:0.004369:0.007211:0.005555:0.004369:0.003170:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.003170:0.007182:0.007996:0.007882:0.003970:0.004369:0.004741:0.008082:0.007239:0.007996:0.005626:0.003970:0.004369:0.008039:0.007111:0.006354:0.007211:0.012052:0.007211:0.007868:0.005126:0.005626:0.003970:0.004369:0.008025:0.003298:0.007211:0.005041:0.005626:0.003970:0.004369:0.003284:0.007197:0.005126:0.004826:0.003298:0.007282:0.005626:0.003970:0.003970
bridges, culverts or excavations.:@0.287583:0.650156:0.484134:0.650156:0.484134:0.638434:0.287583:0.638434:0.008011:0.004841:0.003241:0.008068:0.008111:0.007282:0.005626:0.003970:0.004369:0.006354:0.007953:0.003298:0.006354:0.007211:0.005240:0.005126:0.005555:0.004369:0.008039:0.004755:0.004369:0.007297:0.006254:0.006526:0.007111:0.006340:0.007154:0.004826:0.003284:0.008039:0.007925:0.005683:0.003970