﻿43:@0.946989:0.982570:0.961934:0.982570:0.961934:0.971309:0.946989:0.971309:0.007472:0.007472
Section 3 – Special Exclusions:@0.263797:0.216256:0.514672:0.216256:0.514672:0.199708:0.263797:0.199708:0.010039:0.010059:0.009253:0.006511:0.004334:0.011047:0.011208:0.006169:0.011208:0.006169:0.010079:0.006169:0.009858:0.011188:0.010059:0.008668:0.004173:0.009837:0.004475:0.006169:0.010321:0.008507:0.008668:0.004133:0.010906:0.007580:0.004334:0.011047:0.010866:0.007842
This part does not cover::@0.263797:0.237488:0.416940:0.237488:0.416940:0.225766:0.263797:0.225766:0.007382:0.007939:0.003184:0.005555:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.008096:0.008168:0.007282:0.005555:0.004369:0.008039:0.007925:0.004755:0.004369:0.006283:0.007953:0.006354:0.007211:0.004798:0.003970
1.  Causes Excluded:@0.263797:0.267332:0.406868:0.267332:0.406868:0.254664:0.263797:0.254664:0.008164:0.004203:0.004203:0.007242:0.009570:0.008482:0.009465:0.006864:0.008618:0.006713:0.004626:0.008678:0.008300:0.006894:0.004279:0.009449:0.009434:0.008648:0.009238
damage:@0.263797:0.282031:0.317758:0.282031:0.317758:0.270067:0.263797:0.270067:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 caused by fire, lightning, explosion or aircraft or articles dropped from them :@0.317758:0.282031:0.796250:0.282031:0.796250:0.270309:0.317758:0.270309:0.004369:0.006526:0.007140:0.007953:0.005740:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.003970:0.003998:0.004755:0.006925:0.003970:0.004369:0.003156:0.003227:0.007996:0.007868:0.004826:0.007939:0.003170:0.007982:0.007953:0.003970:0.004369:0.007297:0.006540:0.008039:0.003284:0.008068:0.005583:0.003284:0.008039:0.007939:0.004369:0.008039:0.004755:0.004369:0.007182:0.003170:0.004698:0.006383:0.004698:0.007168:0.005140:0.004755:0.004369:0.008039:0.004755:0.004369:0.007182:0.005240:0.004826:0.003256:0.006368:0.003298:0.007282:0.005555:0.004369:0.007996:0.004741:0.008096:0.008068:0.008139:0.007282:0.007939:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.004826:0.008039:0.007211:0.011894:0.003970
2.  Changes in Environment or Mechanical or Electrical Breakdown:@0.263797:0.311874:0.745988:0.311874:0.745988:0.299207:0.263797:0.299207:0.008875:0.004203:0.004203:0.006531:0.009374:0.009328:0.008542:0.009404:0.009434:0.008618:0.006713:0.004626:0.004279:0.009238:0.004626:0.008512:0.009071:0.008497:0.004248:0.006032:0.009389:0.009359:0.013622:0.008572:0.009283:0.005881:0.004626:0.009374:0.005881:0.004626:0.014514:0.008618:0.006894:0.009328:0.008542:0.009328:0.004354:0.006955:0.008527:0.004203:0.004626:0.009374:0.005881:0.004626:0.008512:0.004354:0.008618:0.007091:0.006048:0.005942:0.004354:0.006955:0.008527:0.004203:0.004626:0.009449:0.006063:0.008527:0.008527:0.008285:0.009374:0.009177:0.013577:0.009238
damage:@0.263797:0.326574:0.317758:0.326574:0.317758:0.314609:0.263797:0.314609:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 caused by or consisting of::@0.317758:0.326574:0.486536:0.326574:0.486536:0.314852:0.317758:0.314852:0.004369:0.006526:0.007140:0.007953:0.005740:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.008039:0.004755:0.004369:0.006283:0.008039:0.007925:0.005583:0.003184:0.005783:0.004826:0.003156:0.007982:0.007939:0.004369:0.007925:0.004698:0.003970
a)  corrosion, erosion, rust, wet or dry rot, shrinkage, evaporation, loss of weight, dampness, mould, :@0.263797:0.348846:0.892577:0.348846:0.892577:0.337124:0.263797:0.337124:0.006925:0.003970:0.003970:0.008939:0.006283:0.008039:0.004869:0.004741:0.008068:0.005583:0.003284:0.008039:0.007853:0.003970:0.004369:0.007211:0.004741:0.008068:0.005583:0.003284:0.008039:0.007853:0.003970:0.004369:0.004841:0.007953:0.005783:0.004869:0.003970:0.004369:0.011166:0.007197:0.004755:0.004369:0.008039:0.004755:0.004369:0.007996:0.005312:0.006340:0.004369:0.004741:0.007925:0.004869:0.003970:0.004369:0.005597:0.007925:0.004841:0.003170:0.007939:0.007154:0.007225:0.008111:0.006925:0.003970:0.004369:0.007197:0.006340:0.007225:0.008111:0.008039:0.004698:0.007168:0.004826:0.003284:0.008039:0.007853:0.003970:0.004369:0.003284:0.008068:0.005769:0.005555:0.004369:0.007925:0.004755:0.004369:0.011166:0.007225:0.003227:0.007996:0.007868:0.004869:0.003970:0.004369:0.007982:0.007182:0.011980:0.008011:0.008053:0.007282:0.005769:0.005626:0.003970:0.004369:0.012037:0.008025:0.007953:0.003241:0.007882:0.003970:0.003970
dryness, marring, scratching, vermin or insects:@0.287600:0.363698:0.573725:0.363698:0.573725:0.351976:0.287600:0.351976:0.007996:0.005312:0.006526:0.008053:0.007282:0.005769:0.005626:0.003970:0.004369:0.011909:0.007182:0.004869:0.004841:0.003170:0.007982:0.007953:0.003970:0.004369:0.005726:0.006383:0.004698:0.007154:0.004655:0.006354:0.007939:0.003170:0.007982:0.007953:0.003970:0.004369:0.006354:0.007211:0.004869:0.011937:0.003170:0.007939:0.004369:0.008039:0.004755:0.004369:0.003170:0.007925:0.005740:0.007339:0.006754:0.005126:0.005555
b)  change in temperature, colour, flavour, texture or finish:@0.263797:0.385970:0.629156:0.385970:0.629156:0.374248:0.263797:0.374248:0.007596:0.003970:0.003970:0.008268:0.006368:0.007911:0.007182:0.007982:0.008111:0.007140:0.004369:0.003170:0.007939:0.004369:0.004726:0.007211:0.011980:0.008139:0.007211:0.004698:0.007154:0.004741:0.007968:0.004755:0.006925:0.003970:0.004369:0.006283:0.008068:0.003284:0.008025:0.007968:0.003941:0.003970:0.004369:0.003970:0.003984:0.007111:0.006354:0.008025:0.007968:0.003941:0.003970:0.004369:0.004726:0.007297:0.006783:0.004741:0.007968:0.004755:0.007140:0.004369:0.008039:0.004755:0.004369:0.003970:0.003998:0.007939:0.003184:0.005597:0.007939
c)  mechanical or electrical breakdown or derangement of the particular machine, apparatus or :@0.263797:0.408243:0.859892:0.408243:0.859892:0.396521:0.263797:0.396521:0.006383:0.003970:0.003970:0.009481:0.012052:0.007339:0.006368:0.007911:0.007182:0.007939:0.003256:0.006526:0.007182:0.003170:0.004369:0.008039:0.004755:0.004369:0.007225:0.003298:0.007339:0.006754:0.004826:0.004841:0.003256:0.006526:0.007182:0.003170:0.004369:0.008011:0.004755:0.007197:0.007182:0.006811:0.008096:0.007982:0.011323:0.007939:0.004369:0.008039:0.004755:0.004369:0.008111:0.007211:0.004698:0.007182:0.007982:0.008111:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.007925:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.008039:0.007182:0.005240:0.004826:0.003256:0.006368:0.007953:0.003170:0.007182:0.004755:0.004369:0.011909:0.007254:0.006368:0.007939:0.003156:0.008053:0.006925:0.003970:0.004369:0.007225:0.008068:0.008039:0.007182:0.004698:0.007154:0.004741:0.007953:0.005555:0.004369:0.008039:0.004755:0.003970
equipment in which such breakdown or derangement originates:@0.287600:0.423094:0.684616:0.423094:0.684616:0.411373:0.287600:0.411373:0.007282:0.007982:0.007953:0.003199:0.008011:0.012052:0.007211:0.007868:0.004755:0.004369:0.003170:0.007939:0.004369:0.011295:0.007939:0.003256:0.006368:0.007939:0.004369:0.005526:0.008011:0.006368:0.007939:0.004369:0.008011:0.004755:0.007197:0.007182:0.006811:0.008096:0.007982:0.011323:0.007939:0.004369:0.008039:0.004755:0.004369:0.008111:0.007211:0.004698:0.007182:0.007982:0.008111:0.007211:0.012052:0.007211:0.007868:0.004755:0.004369:0.008039:0.004841:0.003227:0.007982:0.003170:0.007911:0.007154:0.004726:0.007282:0.005555
but this will not exclude subsequent :@0.263797:0.445367:0.490163:0.445367:0.490163:0.433645:0.263797:0.433645:0.007996:0.008025:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008039:0.007925:0.004755:0.004369:0.007297:0.006254:0.006368:0.003156:0.008011:0.008111:0.007140:0.004369:0.005526:0.007996:0.008025:0.005740:0.007282:0.007982:0.008053:0.007211:0.007868:0.004755:0.003970
damage:@0.490563:0.445367:0.544524:0.445367:0.544524:0.433403:0.490563:0.433403:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 which itself results from a cause not otherwise excluded:@0.544524:0.445367:0.896275:0.445367:0.896275:0.433645:0.544524:0.433645:0.004369:0.011295:0.007939:0.003256:0.006354:0.007939:0.004369:0.003227:0.005126:0.005740:0.007225:0.003241:0.004755:0.004369:0.004755:0.007282:0.005526:0.007953:0.003227:0.005126:0.005555:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.007140:0.004369:0.006526:0.007140:0.007953:0.005740:0.007140:0.004369:0.008039:0.007925:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.005326:0.011295:0.003184:0.005740:0.007140:0.004369:0.007297:0.006254:0.006368:0.003156:0.008011:0.008111:0.007282:0.007939
3.  Confiscation:@0.263797:0.475197:0.377371:0.475197:0.377371:0.462530:0.263797:0.462530:0.008603:0.004203:0.004203:0.006804:0.009404:0.009389:0.009328:0.005042:0.005345:0.006849:0.006955:0.008467:0.006032:0.004324:0.009389:0.009238
confiscation, destruction or detention by customs or other authorities:@0.263797:0.489897:0.693298:0.489897:0.693298:0.478175:0.263797:0.478175:0.006283:0.008039:0.007968:0.003970:0.003998:0.005726:0.006526:0.007154:0.004826:0.003284:0.008039:0.007853:0.003970:0.004369:0.008111:0.007282:0.005783:0.004826:0.004841:0.008011:0.006754:0.004826:0.003284:0.008039:0.007939:0.004369:0.008039:0.004755:0.004369:0.008111:0.007197:0.004726:0.007211:0.007868:0.004826:0.003284:0.008039:0.007939:0.004369:0.007925:0.006340:0.004369:0.006368:0.007953:0.005783:0.004684:0.008039:0.011923:0.005555:0.004369:0.008039:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.007140:0.008025:0.004826:0.008039:0.008039:0.004841:0.003227:0.004826:0.003298:0.007282:0.005555
4.  Consequential Loss:@0.263797:0.519740:0.426523:0.519740:0.426523:0.507072:0.263797:0.507072:0.008875:0.004203:0.004203:0.006531:0.009404:0.009389:0.009434:0.006864:0.008648:0.009344:0.009434:0.008572:0.009268:0.006032:0.004309:0.008527:0.004203:0.004626:0.007832:0.009419:0.006894:0.006713
consequential loss of whatsoever nature:@0.263797:0.534439:0.511925:0.534439:0.511925:0.522717:0.263797:0.522717:0.006283:0.008039:0.007925:0.005740:0.007282:0.007982:0.008053:0.007211:0.007868:0.004826:0.003170:0.007182:0.003170:0.004369:0.003284:0.008068:0.005769:0.005555:0.004369:0.007925:0.004755:0.004369:0.011295:0.007911:0.007154:0.005126:0.005726:0.008168:0.007197:0.006354:0.007211:0.004755:0.004369:0.007911:0.007154:0.004741:0.007968:0.004755:0.007140
5. :@0.263797:0.564283:0.280806:0.564283:0.280806:0.551615:0.263797:0.551615:0.008603:0.004203:0.004203
Depreciation, Gradually Operating Changes and Faulty or Defective Design or Workmanship:@0.287606:0.564283:0.903526:0.564283:0.903526:0.551615:0.287606:0.551615:0.010471:0.007949:0.008770:0.005514:0.007993:0.006321:0.003813:0.007846:0.005485:0.003828:0.008741:0.008799:0.003710:0.004121:0.010442:0.005265:0.007978:0.008697:0.008711:0.007905:0.003769:0.003784:0.007787:0.004121:0.011263:0.008858:0.007934:0.005265:0.007846:0.005485:0.003784:0.008755:0.008594:0.004121:0.008726:0.008682:0.007919:0.008755:0.008785:0.007993:0.006145:0.004121:0.007919:0.008755:0.008594:0.004121:0.006761:0.007861:0.008682:0.003769:0.005764:0.007787:0.004121:0.008726:0.005338:0.004121:0.010471:0.007875:0.005412:0.007993:0.006511:0.005485:0.003784:0.007685:0.007787:0.004121:0.010471:0.007993:0.006277:0.003872:0.008711:0.008594:0.004121:0.008726:0.005338:0.004121:0.014137:0.008726:0.005397:0.007949:0.012788:0.007919:0.008785:0.006277:0.008682:0.003784:0.008961
damage:@0.263797:0.578982:0.317758:0.578982:0.317758:0.567018:0.263797:0.567018:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 caused by or consisting of::@0.317758:0.578982:0.486536:0.578982:0.486536:0.567260:0.317758:0.567260:0.004369:0.006526:0.007140:0.007953:0.005740:0.007282:0.007939:0.004369:0.007925:0.006340:0.004369:0.008039:0.004755:0.004369:0.006283:0.008039:0.007925:0.005583:0.003184:0.005783:0.004826:0.003156:0.007982:0.007939:0.004369:0.007925:0.004698:0.003970
a)  depreciation, inherent vice, latent defect, gradual deterioration, wear and tear, frost or change in :@0.263797:0.601254:0.890792:0.601254:0.890792:0.589532:0.263797:0.589532:0.006925:0.003970:0.003970:0.008939:0.008111:0.007268:0.008011:0.004755:0.007339:0.006368:0.003170:0.007154:0.004826:0.003284:0.008039:0.007853:0.003970:0.004369:0.003170:0.007939:0.008039:0.007211:0.004755:0.007211:0.007868:0.004755:0.004369:0.006497:0.003256:0.006297:0.006925:0.003970:0.004369:0.003170:0.007154:0.004726:0.007211:0.007868:0.004755:0.004369:0.008111:0.007211:0.004655:0.007339:0.006754:0.004869:0.003970:0.004369:0.007996:0.004698:0.007239:0.007982:0.007939:0.007182:0.003170:0.004369:0.008111:0.007197:0.004726:0.007211:0.004841:0.003284:0.008039:0.004698:0.007154:0.004826:0.003284:0.008039:0.007853:0.003970:0.004369:0.011166:0.007197:0.007182:0.004755:0.004369:0.007182:0.007996:0.007939:0.004369:0.004726:0.007197:0.007182:0.003941:0.003970:0.004369:0.004769:0.004741:0.008068:0.005783:0.004755:0.004369:0.008039:0.004755:0.004369:0.006368:0.007911:0.007182:0.007982:0.008111:0.007140:0.004369:0.003170:0.007939:0.003970
water table level:@0.287600:0.616106:0.389239:0.616106:0.389239:0.604384:0.287600:0.604384:0.011138:0.007154:0.004726:0.007211:0.004755:0.004369:0.004983:0.007225:0.008025:0.003298:0.007140:0.004369:0.003298:0.007197:0.006354:0.007225:0.003170
b)  faulty or defective design or materials:@0.263797:0.638379:0.520278:0.638379:0.520278:0.626657:0.263797:0.626657:0.007596:0.003970:0.003970:0.008268:0.004598:0.007140:0.007953:0.003227:0.005212:0.006340:0.004369:0.008039:0.004755:0.004369:0.008111:0.007211:0.004655:0.007339:0.006754:0.004826:0.003313:0.006354:0.007140:0.004369:0.008111:0.007282:0.005583:0.003227:0.007996:0.007939:0.004369:0.008039:0.004755:0.004369:0.011909:0.007154:0.004726:0.007211:0.004841:0.003170:0.007182:0.003184:0.005555
c)  faulty or defective workmanship, operational error or omission on :@0.263797:0.660651:0.698024:0.660651:0.698024:0.648929:0.263797:0.648929:0.006383:0.003970:0.003970:0.009481:0.004598:0.007140:0.007953:0.003227:0.005212:0.006340:0.004369:0.008039:0.004755:0.004369:0.008111:0.007211:0.004655:0.007339:0.006754:0.004826:0.003313:0.006354:0.007140:0.004369:0.011166:0.008039:0.004841:0.007225:0.011909:0.007182:0.007925:0.005597:0.007939:0.003199:0.007668:0.003970:0.004369:0.008096:0.008139:0.007211:0.004698:0.007154:0.004826:0.003284:0.008039:0.007911:0.007182:0.003170:0.004369:0.007211:0.004869:0.004741:0.008039:0.004755:0.004369:0.008039:0.004755:0.004369:0.008039:0.011937:0.003184:0.005769:0.005583:0.003284:0.008039:0.007939:0.004369:0.008039:0.007939:0.003970
your:@0.698524:0.660651:0.728667:0.660651:0.728667:0.648687:0.698524:0.648687:0.007140:0.008725:0.008725:0.005555
 part or the part of:@0.728667:0.660651:0.846441:0.660651:0.846441:0.648929:0.728667:0.648929:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.008053:0.004755:0.004369:0.004826:0.008039:0.007140:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.007925:0.004755
any :@0.287600:0.675503:0.312931:0.675503:0.312931:0.663781:0.287600:0.663781:0.007182:0.007839:0.006340:0.003970
employee:@0.313317:0.675503:0.378387:0.675503:0.378387:0.663539:0.313317:0.663539:0.007939:0.012694:0.008725:0.003970:0.008725:0.007140:0.007939:0.007939
but this will not exclude subsequent :@0.263783:0.697775:0.490149:0.697775:0.490149:0.686053:0.263783:0.686053:0.007996:0.008025:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.004369:0.011295:0.003156:0.003156:0.003170:0.004369:0.008039:0.007925:0.004755:0.004369:0.007297:0.006254:0.006368:0.003156:0.008011:0.008111:0.007140:0.004369:0.005526:0.007996:0.008025:0.005740:0.007282:0.007982:0.008053:0.007211:0.007868:0.004755:0.003970
damage:@0.490549:0.697775:0.544510:0.697775:0.544510:0.685811:0.490549:0.685811:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 which itself results from a cause not otherwise excluded:@0.544510:0.697775:0.896261:0.697775:0.896261:0.686053:0.544510:0.686053:0.004369:0.011295:0.007939:0.003256:0.006354:0.007939:0.004369:0.003227:0.005126:0.005740:0.007225:0.003241:0.004755:0.004369:0.004755:0.007282:0.005526:0.007953:0.003227:0.005126:0.005555:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.007140:0.004369:0.006526:0.007140:0.007953:0.005740:0.007140:0.004369:0.008039:0.007925:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.005326:0.011295:0.003184:0.005740:0.007140:0.004369:0.007297:0.006254:0.006368:0.003156:0.008011:0.008111:0.007282:0.007939
d)  pollution or contamination:@0.263783:0.720048:0.452338:0.720048:0.452338:0.708326:0.263783:0.708326:0.008125:0.003970:0.003970:0.007739:0.008111:0.008068:0.003156:0.003156:0.008025:0.004826:0.003284:0.008039:0.007939:0.004369:0.008039:0.004755:0.004369:0.006283:0.008039:0.007868:0.004983:0.007182:0.011937:0.003170:0.007911:0.007154:0.004826:0.003284:0.008039:0.007939
6.  Electronic Risks:@0.263797:0.749877:0.398780:0.749877:0.398780:0.737209:0.263797:0.737209:0.008678:0.004203:0.004203:0.006728:0.008512:0.004354:0.008618:0.007091:0.006048:0.006032:0.009389:0.009328:0.004354:0.006713:0.004626:0.009389:0.004415:0.006834:0.008754:0.006713
damage:@0.263797:0.764576:0.317758:0.764576:0.317758:0.752612:0.263797:0.752612:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 caused by :@0.317758:0.764576:0.387311:0.764576:0.387311:0.752854:0.317758:0.752854:0.004369:0.006526:0.007140:0.007953:0.005740:0.007282:0.007939:0.004369:0.007925:0.006340:0.003970
virus or similar mechanism:@0.387711:0.764576:0.564272:0.764576:0.564272:0.752612:0.387711:0.752612:0.007140:0.003970:0.005555:0.008725:0.005555:0.004369:0.008725:0.005555:0.004369:0.005555:0.003970:0.012694:0.003970:0.003970:0.007939:0.005555:0.004369:0.012694:0.007939:0.006340:0.008725:0.007939:0.008725:0.003970:0.005555:0.012694
 or :@0.564272:0.764576:0.585405:0.764576:0.585405:0.752854:0.564272:0.752854:0.004369:0.008039:0.004755:0.003970
hacking:@0.585790:0.764576:0.638152:0.764576:0.638152:0.752612:0.585790:0.752612:0.008725:0.007939:0.006340:0.007939:0.003970:0.008725:0.008725
 or :@0.638152:0.764576:0.659285:0.764576:0.659285:0.752854:0.638152:0.752854:0.004369:0.008039:0.004755:0.003970
denial of service attack:@0.659685:0.764576:0.814042:0.764576:0.814042:0.752612:0.659685:0.752612:0.008725:0.007939:0.008725:0.003970:0.007939:0.003970:0.004369:0.008725:0.005555:0.004369:0.005555:0.007939:0.005555:0.007140:0.003970:0.006340:0.007939:0.004369:0.007939:0.005555:0.005555:0.007939:0.006340:0.007939
 to any :@0.814042:0.764576:0.860734:0.764576:0.860734:0.752854:0.814042:0.752854:0.004369:0.004684:0.007939:0.004369:0.007182:0.007839:0.006340:0.003970
computer or other equipment or component or system or item which processes, stores, transmits, :@0.263797:0.779428:0.873143:0.779428:0.873143:0.767706:0.263797:0.767706:0.006283:0.008039:0.011980:0.007996:0.008025:0.004726:0.007211:0.004755:0.004369:0.008039:0.004755:0.004369:0.007925:0.004826:0.008039:0.007211:0.004755:0.004369:0.007282:0.007982:0.007953:0.003199:0.008011:0.012052:0.007211:0.007868:0.004755:0.004369:0.008039:0.004755:0.004369:0.006283:0.008039:0.011980:0.008111:0.008039:0.008053:0.007211:0.007868:0.004755:0.004369:0.008039:0.004755:0.004369:0.005854:0.006568:0.005783:0.004726:0.007211:0.011894:0.004369:0.008039:0.004755:0.004369:0.003227:0.004726:0.007211:0.011894:0.004369:0.011295:0.007939:0.003256:0.006368:0.007939:0.004369:0.008011:0.004741:0.008139:0.006297:0.007282:0.005769:0.005740:0.007282:0.005626:0.003970:0.004369:0.005783:0.004684:0.008039:0.004755:0.007282:0.005626:0.003970:0.004369:0.004826:0.004698:0.007182:0.007925:0.005569:0.011937:0.003227:0.005126:0.005626:0.003970:0.003970
retrieves or receives data or any part thereof whether tangible or intangible including but without :@0.263797:0.794280:0.872158:0.794280:0.872158:0.782558:0.263797:0.782558:0.004755:0.007197:0.004826:0.004841:0.003298:0.007197:0.006354:0.007282:0.005555:0.004369:0.008039:0.004755:0.004369:0.004755:0.007339:0.006297:0.007225:0.003313:0.006354:0.007282:0.005555:0.004369:0.007982:0.007154:0.004983:0.007140:0.004369:0.008039:0.004755:0.004369:0.007182:0.007839:0.006340:0.004369:0.008039:0.007182:0.005240:0.004755:0.004369:0.004826:0.008039:0.007211:0.004755:0.007339:0.007925:0.004755:0.004369:0.011295:0.008039:0.007197:0.004826:0.008039:0.007211:0.004755:0.004369:0.004983:0.007182:0.007982:0.007982:0.003199:0.008025:0.003298:0.007140:0.004369:0.008039:0.004755:0.004369:0.003170:0.007868:0.004983:0.007182:0.007982:0.007982:0.003199:0.008025:0.003298:0.007140:0.004369:0.003156:0.008011:0.006368:0.003156:0.008011:0.007982:0.003170:0.007982:0.007939:0.004369:0.007996:0.008025:0.004755:0.004369:0.011295:0.003227:0.004826:0.008039:0.008025:0.008025:0.004755:0.003970
limitation any information or programs or software and whether the :@0.263797:0.809131:0.690442:0.809131:0.690442:0.797409:0.263797:0.797409:0.003156:0.003170:0.011937:0.003227:0.004983:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.007182:0.007839:0.006340:0.004369:0.003170:0.007882:0.004641:0.008039:0.004869:0.011909:0.007154:0.004826:0.003284:0.008039:0.007939:0.004369:0.008039:0.004755:0.004369:0.008011:0.004741:0.008111:0.007996:0.004698:0.007182:0.011923:0.005555:0.004369:0.008039:0.004755:0.004369:0.005726:0.007925:0.005140:0.005226:0.011138:0.007182:0.004755:0.007140:0.004369:0.007182:0.007996:0.007939:0.004369:0.011295:0.008039:0.007197:0.004826:0.008039:0.007211:0.004755:0.004369:0.004826:0.008039:0.007140:0.003970
property:@0.690885:0.809131:0.748801:0.809131:0.748801:0.797167:0.690885:0.797167:0.008725:0.005555:0.008725:0.008725:0.007939:0.005555:0.005555:0.007140
 is insured or not but this :@0.748801:0.809131:0.908084:0.809131:0.908084:0.797409:0.748801:0.797409:0.004369:0.003184:0.005555:0.004369:0.003170:0.007925:0.005526:0.007968:0.004755:0.007282:0.007939:0.004369:0.008039:0.004755:0.004369:0.008039:0.007925:0.004755:0.004369:0.007996:0.008025:0.004755:0.004369:0.004826:0.007939:0.003184:0.005555:0.003970
will not exclude :@0.263797:0.823983:0.364336:0.823983:0.364336:0.812261:0.263797:0.812261:0.011295:0.003156:0.003156:0.003170:0.004369:0.008039:0.007925:0.004755:0.004369:0.007297:0.006254:0.006368:0.003156:0.008011:0.008111:0.007140:0.003970
damage:@0.364722:0.823983:0.418682:0.823983:0.418682:0.812019:0.364722:0.812019:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 which results from a :@0.418682:0.823983:0.552934:0.823983:0.552934:0.812261:0.418682:0.812261:0.004369:0.011295:0.007939:0.003256:0.006368:0.007939:0.004369:0.004755:0.007282:0.005526:0.007953:0.003227:0.005126:0.005555:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.007140:0.003970
defined peril:@0.553334:0.823983:0.639437:0.823983:0.639437:0.812019:0.553334:0.812019:0.008725:0.007939:0.004762:0.004762:0.008725:0.007939:0.008725:0.004369:0.008725:0.007939:0.005555:0.003970:0.003970
 including the acts of thieves but excluding :@0.639437:0.823983:0.908526:0.823983:0.908526:0.812261:0.639437:0.812261:0.004369:0.003170:0.008011:0.006368:0.003156:0.008011:0.007982:0.003170:0.007982:0.007939:0.004369:0.004826:0.008039:0.007140:0.004369:0.007254:0.006754:0.005126:0.005555:0.004369:0.007925:0.004755:0.004369:0.004826:0.007939:0.003298:0.007197:0.006354:0.007282:0.005555:0.004369:0.007996:0.008025:0.004755:0.004369:0.007297:0.006254:0.006354:0.003156:0.008011:0.007982:0.003170:0.007982:0.007939:0.003970
the acts of malicious persons which do not involve physical force or violence:@0.263797:0.838835:0.735293:0.838835:0.735293:0.827113:0.263797:0.827113:0.004826:0.008039:0.007140:0.004369:0.007254:0.006754:0.005126:0.005555:0.004369:0.007925:0.004755:0.004369:0.011909:0.007182:0.003156:0.003256:0.006368:0.003284:0.008025:0.007953:0.005555:0.004369:0.008139:0.007211:0.005041:0.005726:0.008039:0.007925:0.005555:0.004369:0.011295:0.007939:0.003256:0.006368:0.007939:0.004369:0.008096:0.007939:0.004369:0.008039:0.007925:0.004755:0.004369:0.003170:0.007853:0.006354:0.008068:0.003313:0.006354:0.007140:0.004369:0.008025:0.007825:0.006568:0.005583:0.003256:0.006526:0.007182:0.003170:0.004369:0.004641:0.008053:0.004698:0.006297:0.007140:0.004369:0.008039:0.004755:0.004369:0.006497:0.003284:0.008068:0.003298:0.007211:0.008011:0.006297:0.007140
7.  Fraud or Dishonesty:@0.263797:0.868657:0.433342:0.868657:0.433342:0.855989:0.263797:0.855989:0.007333:0.004203:0.004203:0.008074:0.007514:0.005806:0.008482:0.009449:0.009238:0.004626:0.009374:0.005881:0.004626:0.011143:0.004415:0.006849:0.009359:0.009389:0.009374:0.008618:0.006864:0.006320:0.008406
damage:@0.263797:0.883356:0.317758:0.883356:0.317758:0.871392:0.263797:0.871392:0.008725:0.007939:0.012694:0.007939:0.008725:0.007939
 arising from any act of fraud or dishonesty committed or connived at by any :@0.317758:0.883356:0.797778:0.883356:0.797778:0.871635:0.317758:0.871635:0.004369:0.007182:0.004841:0.003184:0.005583:0.003170:0.007982:0.007939:0.004369:0.004769:0.004741:0.008039:0.011894:0.004369:0.007182:0.007839:0.006340:0.004369:0.007254:0.006754:0.004755:0.004369:0.007925:0.004755:0.004369:0.004769:0.004698:0.007140:0.008011:0.007939:0.004369:0.008039:0.004755:0.004369:0.007982:0.003184:0.005597:0.008039:0.008039:0.008053:0.007282:0.005783:0.005212:0.006340:0.004369:0.006283:0.008039:0.011923:0.011937:0.003227:0.005126:0.004726:0.007282:0.007939:0.004369:0.008039:0.004755:0.004369:0.006283:0.008039:0.007925:0.007939:0.003313:0.006354:0.007282:0.007939:0.004369:0.007154:0.004755:0.004369:0.007925:0.006340:0.004369:0.007182:0.007839:0.006340:0.003970
employee:@0.798206:0.883356:0.863276:0.883356:0.863276:0.871392:0.798206:0.871392:0.007939:0.012694:0.008725:0.003970:0.008725:0.007140:0.007939:0.007939