190:@0.541837:0.955111:0.581973:0.955111:0.581973:0.936738:0.541837:0.936738:0.010624:0.014232:0.015280
5:@0.123106:0.852299:0.132444:0.852299:0.132444:0.836493:0.123106:0.836493:0.009338
Covea Insurance plc Norman Place, Reading RG1 8DA :@0.123106:0.865068:0.401121:0.865068:0.401121:0.854531:0.123106:0.854531:0.008084:0.006225:0.005598:0.006225:0.006225:0.003101:0.003101:0.006225:0.005598:0.006225:0.003728:0.006225:0.006225:0.005598:0.006225:0.003101:0.006225:0.002486:0.005598:0.003101:0.008084:0.006225:0.003728:0.009327:0.006225:0.006225:0.003100:0.007457:0.002486:0.006225:0.005598:0.006225:0.003101:0.003101:0.008084:0.006225:0.006225:0.006225:0.002486:0.006225:0.006225:0.003101:0.008084:0.008699:0.006225:0.003101:0.006225:0.008084:0.007457:0.003113
Telephone 0844 902 1000          Fax: 0118 955 2211 :@0.123106:0.873911:0.387439:0.873911:0.387439:0.863374:0.123106:0.863374:0.006830:0.006225:0.002486:0.006225:0.006225:0.006225:0.006225:0.006225:0.006225:0.003101:0.006225:0.006225:0.006225:0.006225:0.003101:0.006225:0.006225:0.006225:0.003101:0.006225:0.006225:0.006225:0.006225:0.003101:0.003101:0.003101:0.003101:0.003100:0.003101:0.003101:0.003101:0.003101:0.003101:0.006830:0.006225:0.005598:0.003101:0.003101:0.006225:0.006225:0.006225:0.006225:0.003101:0.006225:0.006225:0.006225:0.003101:0.006225:0.006225:0.006225:0.006225:0.003113
www.coveainsurance.co.uk:@0.123106:0.882754:0.258716:0.882754:0.258716:0.872217:0.123106:0.872217:0.008084:0.008084:0.008084:0.003101:0.005598:0.006225:0.005598:0.006225:0.006225:0.002486:0.006225:0.005598:0.006225:0.003728:0.006225:0.006225:0.005598:0.006225:0.003101:0.005598:0.006225:0.003101:0.006225:0.005598
Registered in England and Wales 613259 :@0.123106:0.891597:0.332745:0.891597:0.332745:0.881060:0.123106:0.881060:0.008084:0.006225:0.006225:0.002486:0.005598:0.003101:0.006225:0.003728:0.006225:0.006225:0.003101:0.002486:0.006225:0.003101:0.007457:0.006225:0.006225:0.002486:0.006225:0.006225:0.006225:0.003101:0.006225:0.006225:0.006225:0.003100:0.010559:0.006225:0.002486:0.006225:0.005598:0.003100:0.006225:0.006225:0.006225:0.006225:0.006225:0.006225:0.003113
Covea Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential :@0.123106:0.900439:0.825138:0.900439:0.825138:0.889902:0.123106:0.889902:0.008084:0.006225:0.005598:0.006225:0.006225:0.003101:0.003101:0.006225:0.005598:0.006225:0.003728:0.006225:0.006225:0.005598:0.006225:0.003101:0.006225:0.002486:0.005598:0.003101:0.002486:0.005598:0.003101:0.006225:0.006225:0.003101:0.006225:0.006225:0.003728:0.002486:0.005598:0.006225:0.006225:0.003101:0.006225:0.005598:0.003101:0.003101:0.006225:0.006225:0.003101:0.007457:0.003728:0.006225:0.006225:0.006225:0.006225:0.003101:0.002486:0.006225:0.002486:0.003101:0.008084:0.006225:0.006225:0.006225:0.002486:0.006225:0.003101:0.002486:0.006225:0.006225:0.003101:0.007457:0.006225:0.003101:0.006225:0.006225:0.003728:0.002486:0.003101:0.005598:0.003100:0.006225:0.006225:0.006225:0.003101:0.003728:0.006225:0.006225:0.006225:0.002486:0.006225:0.003101:0.006225:0.006225:0.003101:0.006225:0.005598:0.003101:0.003101:0.006225:0.006225:0.003101:0.006830:0.002486:0.006225:0.006225:0.006225:0.005598:0.002486:0.006225:0.002486:0.003101:0.008084:0.006225:0.006225:0.006225:0.006225:0.005598:0.003101:0.003101:0.007457:0.006225:0.003101:0.006225:0.006225:0.003728:0.002486:0.003101:0.005598:0.003101:0.006225:0.006225:0.006225:0.003550:0.003101:0.006225:0.006225:0.003124:0.007457:0.003728:0.006225:0.006225:0.006225:0.006225:0.003101:0.002486:0.006225:0.002486:0.003113
Regulation Authority:@0.123106:0.909282:0.223862:0.909282:0.223862:0.898745:0.123106:0.898745:0.008084:0.006225:0.006225:0.006225:0.002486:0.006225:0.003101:0.002486:0.006225:0.006225:0.003101:0.007457:0.006225:0.003101:0.006225:0.006225:0.003728:0.002486:0.003101:0.005598
You and we are free to choose the law applicable to this contract but in the absence of agreement to the contrary the law of the :@0.123735:0.122583:0.870605:0.122583:0.870605:0.110729:0.123735:0.110729:0.008389:0.007003:0.007003:0.004963:0.007003:0.007003:0.007003:0.004950:0.009094:0.007003:0.004950:0.007003:0.004194:0.007003:0.004950:0.003489:0.004194:0.007003:0.007003:0.004963:0.003489:0.007003:0.004963:0.006298:0.007003:0.007003:0.007003:0.006298:0.007003:0.004950:0.003489:0.007003:0.007003:0.004963:0.002796:0.007003:0.009094:0.004950:0.007003:0.007003:0.007003:0.002796:0.002796:0.006298:0.007003:0.007003:0.002796:0.007003:0.004963:0.003489:0.007003:0.004963:0.003489:0.007003:0.002796:0.006298:0.004963:0.006298:0.007003:0.007003:0.003489:0.004194:0.007003:0.006298:0.003489:0.004975:0.007003:0.007003:0.003489:0.004963:0.002796:0.007003:0.004950:0.003489:0.007003:0.007003:0.004963:0.007003:0.007003:0.006298:0.007003:0.007003:0.006298:0.007003:0.004950:0.007003:0.003489:0.004963:0.007003:0.007003:0.004194:0.007003:0.007003:0.010492:0.007003:0.007003:0.003489:0.004963:0.003489:0.007003:0.004963:0.003489:0.007003:0.007003:0.004963:0.006298:0.007003:0.007003:0.003489:0.004194:0.007003:0.004194:0.006298:0.004963:0.003489:0.007003:0.007003:0.004963:0.002796:0.007003:0.009094:0.004950:0.007003:0.003489:0.004963:0.003489:0.007003:0.007003:0.003502
country in which you are resident at the time of the contract will apply. If you are not resident in the United Kingdom the law that will :@0.123760:0.132799:0.870580:0.132799:0.870580:0.120945:0.123760:0.120945:0.006298:0.007003:0.007003:0.007003:0.003489:0.004194:0.006298:0.004043:0.002796:0.007003:0.004031:0.009094:0.007003:0.002796:0.006298:0.007003:0.004043:0.006298:0.007003:0.007003:0.004031:0.007003:0.004194:0.007003:0.004031:0.004194:0.007003:0.006298:0.002796:0.007003:0.007003:0.007003:0.003489:0.004056:0.007003:0.003489:0.004043:0.003489:0.007003:0.007003:0.004043:0.003489:0.002796:0.010492:0.007003:0.004043:0.007003:0.003489:0.004043:0.003489:0.007003:0.007003:0.004043:0.006298:0.007003:0.007003:0.003489:0.004194:0.007003:0.006298:0.003489:0.004056:0.009094:0.002796:0.002796:0.002796:0.004043:0.007003:0.007003:0.007003:0.002796:0.006298:0.003489:0.004043:0.003489:0.003489:0.004056:0.006298:0.007003:0.007003:0.004031:0.007003:0.004194:0.007003:0.004031:0.007003:0.007003:0.003489:0.004043:0.004194:0.007003:0.006298:0.002796:0.007003:0.007003:0.007003:0.003489:0.004056:0.002796:0.007003:0.004031:0.003489:0.007003:0.007003:0.004043:0.009094:0.007003:0.002796:0.003489:0.007003:0.007003:0.004056:0.008389:0.002796:0.007003:0.007003:0.007003:0.007003:0.010492:0.004056:0.003489:0.007003:0.007003:0.004043:0.002796:0.007003:0.009094:0.004031:0.003489:0.007003:0.007003:0.003489:0.004056:0.009094:0.002796:0.002796:0.002796:0.003502
apply will be the law of England and Wales.  :@0.123722:0.143014:0.372956:0.143014:0.372956:0.131160:0.123722:0.131160:0.007003:0.007003:0.007003:0.002796:0.006298:0.003489:0.009094:0.002796:0.002796:0.002796:0.003489:0.007003:0.007003:0.003489:0.003489:0.007003:0.007003:0.003489:0.002796:0.007003:0.009094:0.003489:0.007003:0.003488:0.003604:0.008389:0.007003:0.007003:0.002796:0.007003:0.007003:0.007003:0.003527:0.007003:0.007003:0.007003:0.003502:0.011878:0.007003:0.002796:0.007003:0.006311:0.003489:0.003489:0.003502
About Covéa Insurance:@0.123080:0.171843:0.263674:0.171843:0.263674:0.159499:0.123080:0.159499:0.009094:0.007683:0.007683:0.007683:0.004194:0.003527:0.009094:0.007683:0.007003:0.007003:0.007003:0.003489:0.003489:0.007683:0.007003:0.007683:0.004900:0.007003:0.007683:0.007003:0.007003
Covea Insurance plc is a financially secure, well established UK insurer with a Standard and Poors rating of A- Stable and 1.1 million :@0.123709:0.190680:0.879749:0.190680:0.879749:0.178826:0.123709:0.178826:0.009094:0.007003:0.006298:0.007003:0.007003:0.004169:0.003489:0.007003:0.006298:0.007003:0.004194:0.007003:0.007003:0.006298:0.007003:0.004182:0.007003:0.002796:0.006298:0.004169:0.002796:0.006298:0.004169:0.007003:0.004169:0.003489:0.002796:0.007003:0.007003:0.007003:0.006298:0.002796:0.007003:0.002796:0.002796:0.006298:0.004194:0.006298:0.007003:0.006298:0.007003:0.004194:0.007003:0.003489:0.004182:0.009094:0.007003:0.002796:0.002796:0.004169:0.007003:0.006298:0.003489:0.007003:0.007003:0.002796:0.002796:0.006298:0.007003:0.007003:0.007003:0.004182:0.009094:0.008389:0.004182:0.002796:0.007003:0.006298:0.007003:0.004194:0.007003:0.004194:0.004169:0.009094:0.002796:0.003489:0.007003:0.004182:0.007003:0.004169:0.008389:0.003489:0.007003:0.007003:0.007003:0.007003:0.004194:0.007003:0.004194:0.007003:0.007003:0.007003:0.004169:0.008389:0.007003:0.007003:0.004194:0.006298:0.004182:0.004194:0.007003:0.003489:0.002796:0.007003:0.007003:0.004182:0.007003:0.003489:0.004169:0.008389:0.004194:0.004169:0.008389:0.003489:0.007003:0.007003:0.002796:0.007003:0.004194:0.007003:0.007003:0.007003:0.004169:0.007003:0.003489:0.007003:0.004182:0.010492:0.002796:0.002796:0.002796:0.002796:0.007003:0.007003:0.003502
policyholders**.:@0.123735:0.200895:0.210532:0.200895:0.210532:0.189041:0.123735:0.189041:0.007003:0.007003:0.002796:0.002796:0.006298:0.006298:0.007003:0.007003:0.002796:0.007003:0.007003:0.004194:0.006298:0.004900:0.004900:0.003502
Covea Insurance plc was formed in 2012 through the merger of Provident Insurance and MMA Insurance, two well established insurers :@0.123735:0.221326:0.879775:0.221326:0.879775:0.209472:0.123735:0.209472:0.009094:0.007003:0.006298:0.007003:0.007003:0.003539:0.003489:0.007003:0.006298:0.007003:0.004194:0.007003:0.007003:0.006298:0.007003:0.003552:0.007003:0.002796:0.006298:0.003539:0.009094:0.007003:0.006298:0.003539:0.003489:0.007003:0.004194:0.010492:0.007003:0.007003:0.003552:0.002796:0.007003:0.003539:0.007003:0.007003:0.007003:0.007003:0.003539:0.003489:0.007003:0.004194:0.007003:0.007003:0.007003:0.007003:0.003552:0.003489:0.007003:0.007003:0.003539:0.010492:0.007003:0.004194:0.007003:0.007003:0.004194:0.003539:0.007003:0.003489:0.003539:0.008389:0.004194:0.007003:0.006298:0.002796:0.007003:0.007003:0.007003:0.003489:0.003565:0.003489:0.007003:0.006298:0.007003:0.004194:0.007003:0.007003:0.006298:0.007003:0.003552:0.007003:0.007003:0.007003:0.003539:0.010492:0.010492:0.008389:0.003539:0.003489:0.007003:0.006298:0.007003:0.004194:0.007003:0.007003:0.006298:0.007003:0.003489:0.003565:0.003489:0.009094:0.007003:0.003539:0.009094:0.007003:0.002796:0.002796:0.003539:0.007003:0.006298:0.003489:0.007003:0.007003:0.002796:0.002796:0.006298:0.007003:0.007003:0.007003:0.003552:0.002796:0.007003:0.006298:0.007003:0.004194:0.007003:0.004194:0.006298:0.003502
with a combined experience of over 100 years in the UK insurance market.:@0.123747:0.231541:0.539371:0.231541:0.539371:0.219687:0.123747:0.219687:0.009094:0.002796:0.003489:0.007003:0.003489:0.007003:0.003489:0.006298:0.007003:0.010492:0.007003:0.002796:0.007003:0.007003:0.007003:0.003489:0.007003:0.006298:0.007003:0.007003:0.004194:0.002796:0.007003:0.007003:0.006298:0.007003:0.003489:0.007003:0.003488:0.003489:0.007003:0.006298:0.007003:0.004194:0.003489:0.007003:0.007003:0.007003:0.003489:0.006298:0.007003:0.007003:0.004194:0.006298:0.003489:0.002796:0.007003:0.003489:0.003489:0.007003:0.007003:0.003489:0.009094:0.008389:0.003489:0.002796:0.007003:0.006298:0.007003:0.004194:0.007003:0.007003:0.006298:0.007003:0.003489:0.010492:0.007003:0.004194:0.006298:0.007003:0.003489:0.003502
Covea Insurance plc is part of the Covéa group; a leading French Mutual Insurer with assets of €71bn, 10.7m members and customers :@0.123747:0.251972:0.879749:0.251972:0.879749:0.240118:0.123747:0.240118:0.009094:0.007003:0.006298:0.007003:0.007003:0.003602:0.003489:0.007003:0.006298:0.007003:0.004194:0.007003:0.007003:0.006298:0.007003:0.003615:0.007003:0.002796:0.006298:0.003602:0.002796:0.006298:0.003590:0.007003:0.007003:0.004194:0.003489:0.003602:0.007003:0.003489:0.003602:0.003489:0.007003:0.007003:0.003602:0.009094:0.007003:0.006298:0.007003:0.007003:0.003602:0.007003:0.004194:0.007003:0.007003:0.007003:0.003489:0.003615:0.007003:0.003590:0.002796:0.007003:0.007003:0.007003:0.002796:0.007003:0.007003:0.003602:0.007683:0.004194:0.007003:0.007003:0.006298:0.007003:0.003615:0.010492:0.007003:0.003489:0.007003:0.007003:0.002796:0.003615:0.003489:0.007003:0.006298:0.007003:0.004194:0.007003:0.004194:0.003615:0.009094:0.002796:0.003489:0.007003:0.003615:0.007003:0.006298:0.006298:0.007003:0.003489:0.006298:0.003602:0.007003:0.003489:0.003602:0.007003:0.007003:0.007003:0.007003:0.007003:0.003489:0.003615:0.007003:0.007003:0.003489:0.007003:0.010492:0.003615:0.010492:0.007003:0.010492:0.007003:0.007003:0.004194:0.006298:0.003602:0.007003:0.007003:0.007003:0.003602:0.006298:0.007003:0.006298:0.003489:0.007003:0.010492:0.007003:0.004194:0.006298:0.003502
and over 25,000 employees*.:@0.123735:0.262187:0.287518:0.262187:0.287518:0.250333:0.123735:0.250333:0.007003:0.007003:0.007003:0.003489:0.007003:0.006298:0.007003:0.004194:0.003489:0.007003:0.007003:0.003489:0.007003:0.007003:0.007003:0.003489:0.007003:0.010492:0.007003:0.002796:0.007003:0.006298:0.007003:0.007003:0.006298:0.004900:0.003502
*As at the end of 2010:@0.123735:0.283072:0.254517:0.283072:0.254517:0.270728:0.123735:0.270728:0.004900:0.009094:0.007003:0.003489:0.007003:0.004194:0.003489:0.004194:0.007683:0.007003:0.003489:0.007003:0.007683:0.007683:0.003489:0.007683:0.004194:0.003489:0.007003:0.007003:0.007003:0.007003
** As at the end of 2011:@0.123735:0.293288:0.262905:0.293288:0.262905:0.280944:0.123735:0.280944:0.004900:0.004900:0.003489:0.009094:0.007003:0.003489:0.007003:0.004194:0.003489:0.004194:0.007683:0.007003:0.003489:0.007003:0.007683:0.007683:0.003489:0.007683:0.004194:0.003488:0.007003:0.007003:0.007003:0.007003
Reason for Issue ::@0.124012:0.312124:0.226164:0.312124:0.226164:0.300270:0.124012:0.300270:0.009094:0.007003:0.007003:0.006298:0.007003:0.007003:0.003489:0.003489:0.007003:0.004194:0.003489:0.003489:0.006298:0.006298:0.007003:0.007003:0.003489:0.003502
NEW BUSINESS:@0.244025:0.312124:0.340509:0.312124:0.340509:0.300270:0.244025:0.300270:0.009094:0.008389:0.011878:0.003489:0.008389:0.009094:0.008389:0.003489:0.009094:0.008389:0.008389:0.008401
Statement Dated ::@0.124012:0.322339:0.225445:0.322339:0.225445:0.310485:0.124012:0.310485:0.008389:0.003489:0.007003:0.003489:0.007003:0.010492:0.007003:0.007003:0.003489:0.003489:0.009094:0.007003:0.003489:0.007003:0.007003:0.003488:0.003502
12th June 2014:@0.244025:0.322339:0.330823:0.322339:0.330823:0.310485:0.244025:0.310485:0.007003:0.007003:0.003489:0.007003:0.003489:0.006298:0.007003:0.007003:0.007003:0.003489:0.007003:0.007003:0.007003:0.007003