﻿201:@0.486823:0.955111:0.527463:0.955111:0.527463:0.936738:0.486823:0.936738:0.014736:0.015280:0.010624
On a return premium, we will repay commission on the amount to your insurer and this will be deducted from the final amount due to you If a policy  :@0.123058:0.365989:0.883421:0.365989:0.883421:0.353993:0.123058:0.353993:0.009094:0.006348:0.003174:0.005542:0.003174:0.004194:0.005542:0.003502:0.006399:0.004194:0.006222:0.003174:0.006373:0.004194:0.005542:0.009573:0.003502:0.006399:0.009573:0.003174:0.003350:0.008905:0.005542:0.003350:0.008905:0.003502:0.003539:0.003502:0.003199:0.004194:0.005542:0.006373:0.005693:0.006046:0.003174:0.005542:0.006537:0.009736:0.009573:0.003502:0.004900:0.004900:0.003502:0.006361:0.006373:0.003174:0.006373:0.006373:0.003023:0.003502:0.006399:0.005542:0.003174:0.005542:0.009573:0.006373:0.006373:0.006373:0.003502:0.003199:0.003363:0.006373:0.003023:0.006046:0.006373:0.006373:0.004194:0.003187:0.003502:0.006399:0.004900:0.006336:0.004194:0.005542:0.004194:0.003187:0.005542:0.006373:0.006210:0.003174:0.003502:0.006235:0.003502:0.004900:0.003174:0.008905:0.003502:0.003539:0.003502:0.003199:0.006373:0.005542:0.003174:0.006373:0.005542:0.006210:0.006210:0.005542:0.003502:0.005592:0.006348:0.003174:0.004031:0.004194:0.006373:0.009573:0.003174:0.003502:0.006399:0.005542:0.003350:0.004031:0.003502:0.006399:0.005542:0.003502:0.003199:0.005542:0.009573:0.006373:0.006373:0.006373:0.003502:0.003199:0.007167:0.006373:0.005542:0.003023:0.003502:0.006399:0.003036:0.006046:0.006386:0.006298:0.006132:0.004194:0.004031:0.003187:0.005542:0.003174:0.006373:0.006373:0.003502:0.003539:0.005756:0.005882:0.003363:0.003149
. :@0.819310:0.365989:0.825373:0.365989:0.825373:0.353993:0.819310:0.353993:0.003020:0.003044
is cancelled we will refund any return premium due after deduction of our commission and our fee and/or charges as follows:  :@0.123056:0.375963:0.761156:0.375963:0.761156:0.363967:0.123056:0.363967:0.003502:0.004900:0.003174:0.005542:0.005542:0.006373:0.005542:0.005542:0.003502:0.003539:0.005542:0.006373:0.003174:0.008905:0.005543:0.003350:0.008905:0.003502:0.003539:0.003502:0.003199:0.004194:0.005706:0.004031:0.006373:0.006373:0.006373:0.003174:0.005542:0.006373:0.006046:0.003174:0.004194:0.005542:0.003502:0.006399:0.004194:0.006373:0.003023:0.006373:0.004194:0.005542:0.009573:0.003502:0.006399:0.009573:0.003174:0.006373:0.006373:0.005542:0.003174:0.005542:0.004031:0.003678:0.005542:0.004194:0.003187:0.006373:0.005542:0.006373:0.006373:0.005542:0.003502:0.003541:0.006210:0.006210:0.003174:0.006373:0.004029:0.003174:0.006373:0.006373:0.004194:0.003187:0.005542:0.006851:0.009573:0.009573:0.003502:0.004900:0.004900:0.003502:0.006361:0.006373:0.003174:0.005542:0.006373:0.006373:0.003023:0.006373:0.006373:0.004031:0.003174:0.004031:0.005542:0.005542:0.003174:0.005693:0.006373:0.006373:0.003363:0.006373:0.004194:0.003187:0.005542:0.006373:0.005542:0.004194:0.006222:0.005542:0.004900:0.003149:0.005592:0.004837:0.003174:0.004031:0.006373:0.003502:0.003539:0.006373:0.008905:0.004900:0.003502:0.003615:0.003149
Where a consumer cancels the policy after the 14 day cancellation period for general insurance contracts or 30 days for pure protection and payment  :@0.123056:0.396269:0.877375:0.396269:0.877375:0.384273:0.123056:0.384273:0.011752:0.006373:0.005542:0.004194:0.005542:0.003174:0.005542:0.003174:0.005542:0.006373:0.006373:0.004900:0.006336:0.009573:0.005542:0.004194:0.003187:0.005693:0.005542:0.006373:0.005542:0.005542:0.003502:0.004900:0.003174:0.003502:0.006397:0.005542:0.003174:0.006373:0.006210:0.003503:0.003538:0.005757:0.006046:0.003187:0.005693:0.004031:0.003502:0.005592:0.004194:0.003149:0.003539:0.006373:0.005542:0.003174:0.006373:0.006373:0.003174:0.006373:0.005542:0.006046:0.003174:0.005542:0.005542:0.006373:0.005542:0.005542:0.003500:0.003541:0.005542:0.003502:0.003538:0.006373:0.006373:0.003023:0.006373:0.005542:0.004194:0.003502:0.006399:0.006210:0.003174:0.004031:0.006373:0.004194:0.003187:0.006210:0.005542:0.006373:0.005542:0.004194:0.005542:0.003502:0.003199:0.003502:0.006399:0.004900:0.006336:0.004194:0.005542:0.006373:0.005542:0.005542:0.003174:0.005542:0.006210:0.006372:0.003502:0.004056:0.005542:0.005542:0.003502:0.004900:0.003174:0.006372:0.004194:0.003187:0.006373:0.006210:0.003174:0.006373:0.005999:0.006046:0.004900:0.003149:0.004043:0.006373:0.004194:0.003250:0.006373:0.006373:0.004194:0.005542:0.003174:0.006373:0.004031:0.006373:0.003502:0.005592:0.005517:0.003502:0.003539:0.006210:0.006373:0.003174:0.005542:0.006373:0.006210:0.003174:0.006373:0.005543:0.006347:0.009573:0.005542:0.006373:0.003502:0.003224:0.003149
protection contracts we will refund any return premium after deduction of the commission and our fees and/or charges pro-rata to the period for which :@0.123056:0.406600:0.883925:0.406600:0.883925:0.394604:0.123056:0.394604:0.006373:0.004194:0.006373:0.003502:0.005592:0.005517:0.003502:0.003539:0.006210:0.006373:0.003174:0.005542:0.006210:0.006373:0.003502:0.004194:0.005592:0.005517:0.003502:0.004900:0.003174:0.008905:0.005542:0.003350:0.008905:0.003502:0.003539:0.003502:0.003199:0.004194:0.005542:0.004031:0.006373:0.006373:0.006373:0.003174:0.005542:0.006373:0.006046:0.003174:0.004194:0.005542:0.003502:0.006399:0.004194:0.006373:0.003174:0.006373:0.004194:0.005542:0.009573:0.003502:0.006726:0.009573:0.003187:0.005693:0.004031:0.003502:0.005592:0.004194:0.003149:0.006386:0.005542:0.006373:0.006373:0.005378:0.003502:0.003539:0.006373:0.006210:0.003174:0.006373:0.004031:0.003174:0.003502:0.006399:0.005542:0.003174:0.005542:0.006373:0.009736:0.009573:0.003502:0.004900:0.004900:0.003502:0.006361:0.006373:0.003174:0.005542:0.006373:0.006210:0.003174:0.006210:0.006373:0.004194:0.003187:0.004031:0.005542:0.005542:0.004900:0.003149:0.005592:0.006336:0.006373:0.003502:0.006399:0.004194:0.003187:0.005378:0.006373:0.005542:0.004194:0.006222:0.005542:0.004900:0.003149:0.006386:0.004194:0.006739:0.004194:0.004194:0.005542:0.003502:0.005592:0.003149:0.003527:0.006373:0.003023:0.003502:0.006399:0.005542:0.003023:0.006210:0.005542:0.004194:0.003502:0.006399:0.006373:0.003174:0.004031:0.006373:0.004194:0.003187:0.008905:0.006373:0.003502:0.005592:0.006298:0.003149
the contract is in effect.  :@0.123056:0.416574:0.247663:0.416574:0.247663:0.404578:0.123056:0.404578:0.003502:0.006399:0.005542:0.003174:0.005542:0.006373:0.006247:0.003527:0.004194:0.005542:0.005542:0.003502:0.003199:0.003502:0.004900:0.003174:0.003363:0.006373:0.003174:0.005630:0.004031:0.003867:0.005542:0.005542:0.003527:0.003363:0.003187:0.003149
Where a commercial customer cancels the policy we will refund any return premium after deduction of the commission and our fees and/or charges  :@0.123068:0.436880:0.873685:0.436880:0.873685:0.424884:0.123068:0.424884:0.011752:0.006373:0.005542:0.004194:0.005542:0.003174:0.005542:0.003174:0.005542:0.006537:0.009736:0.009573:0.005542:0.004358:0.005542:0.003502:0.005592:0.003502:0.003174:0.005542:0.006373:0.004900:0.003502:0.006361:0.009571:0.005542:0.004194:0.003187:0.005693:0.005693:0.006373:0.005542:0.005542:0.003502:0.004900:0.003174:0.003502:0.006399:0.005542:0.003174:0.006210:0.006373:0.003502:0.003539:0.005846:0.006046:0.003187:0.009069:0.005542:0.003187:0.008905:0.003502:0.003539:0.003502:0.003199:0.004194:0.005706:0.004031:0.006373:0.006373:0.006373:0.003174:0.005542:0.006210:0.006046:0.003174:0.004358:0.005542:0.003502:0.006399:0.004194:0.006373:0.003174:0.006373:0.004194:0.005693:0.009573:0.003502:0.006399:0.009573:0.003174:0.005542:0.004031:0.003678:0.005542:0.004194:0.003187:0.006373:0.005542:0.006373:0.006373:0.005542:0.003502:0.003539:0.006210:0.006373:0.003023:0.006373:0.004031:0.003174:0.003502:0.006399:0.005542:0.003174:0.005542:0.006373:0.009736:0.009573:0.003502:0.004900:0.004900:0.003502:0.006361:0.006373:0.003174:0.005542:0.006373:0.006373:0.003023:0.006373:0.006373:0.004194:0.003187:0.004031:0.005542:0.005542:0.004900:0.003149:0.005592:0.006336:0.006373:0.003363:0.006373:0.004194:0.003187:0.005542:0.006373:0.005542:0.004194:0.006222:0.005542:0.004900:0.003514:0.003149
from return premium pro-rata to the above:@0.123068:0.447095:0.337180:0.447095:0.337180:0.435099:0.123068:0.435099:0.004031:0.004194:0.006537:0.009573:0.003174:0.004194:0.005542:0.003502:0.006399:0.004194:0.006373:0.003174:0.006373:0.004194:0.005542:0.009573:0.003502:0.006525:0.009573:0.003187:0.006373:0.004194:0.006399:0.004194:0.004194:0.005542:0.003502:0.005592:0.003149:0.003527:0.006373:0.003174:0.003364:0.006373:0.005542:0.003174:0.005542:0.006373:0.006373:0.006210:0.005592
.  :@0.337210:0.447092:0.346305:0.447092:0.346305:0.435096:0.337210:0.435096:0.003020:0.003032:0.003044
There will be no refund of premium where a fault claim has occurred  :@0.123058:0.467061:0.477949:0.467061:0.477949:0.455065:0.123058:0.455065:0.007557:0.006373:0.005542:0.004194:0.005542:0.003350:0.008905:0.003502:0.003539:0.003502:0.003199:0.006373:0.005542:0.003174:0.006373:0.006210:0.003174:0.004194:0.005542:0.004031:0.006373:0.006373:0.006373:0.003023:0.006373:0.004031:0.003174:0.006373:0.004194:0.005542:0.009573:0.003728:0.006550:0.009573:0.003350:0.008905:0.006373:0.005542:0.004194:0.005542:0.003174:0.005542:0.003350:0.004031:0.005542:0.006373:0.003502:0.003539:0.003174:0.005542:0.003653:0.005542:0.003678:0.009573:0.003174:0.006373:0.005542:0.004900:0.003149:0.006386:0.005542:0.005542:0.006373:0.004194:0.004194:0.005706:0.006373:0.003099:0.003149
Minimum Deposit Contracts:  :@0.123058:0.487367:0.277051:0.487367:0.277051:0.475370:0.123058:0.475370:0.011235:0.003502:0.006399:0.003502:0.009598:0.006411:0.009573:0.003224:0.009094:0.005517:0.006373:0.006373:0.004900:0.003502:0.003502:0.003199:0.008401:0.006361:0.006210:0.003502:0.004194:0.005592:0.005517:0.003502:0.004900:0.003502:0.003262:0.003149
Minimum deposit contracts can be cancelled, however, cancellation will not generate a premium refund and full payment of the premium must be  :@0.123058:0.497582:0.864442:0.497582:0.864442:0.485585:0.123058:0.485585:0.011235:0.003502:0.006399:0.003502:0.009598:0.006373:0.009573:0.003174:0.006373:0.005542:0.006373:0.006373:0.004900:0.003502:0.003502:0.003325:0.005542:0.006373:0.006210:0.003502:0.004194:0.005592:0.005517:0.003502:0.004900:0.003174:0.005542:0.005542:0.006373:0.003174:0.006210:0.005542:0.003174:0.005542:0.005542:0.006373:0.005542:0.005542:0.003502:0.003539:0.005542:0.006372:0.003174:0.003174:0.006373:0.006373:0.008905:0.005542:0.006210:0.005542:0.004194:0.003187:0.003174:0.005542:0.005542:0.006373:0.005542:0.005542:0.003502:0.003539:0.005542:0.003502:0.003539:0.006373:0.006373:0.003174:0.008905:0.003502:0.003539:0.003502:0.003199:0.006373:0.006373:0.003363:0.003174:0.006210:0.005542:0.006373:0.005542:0.004194:0.005542:0.003502:0.005592:0.003149:0.005592:0.003149:0.006373:0.004193:0.005542:0.009573:0.003502:0.006562:0.009571:0.003174:0.004194:0.005706:0.004194:0.006373:0.006373:0.006210:0.003174:0.005542:0.006373:0.006210:0.003174:0.004031:0.006373:0.003502:0.003539:0.003174:0.006373:0.005542:0.006604:0.009736:0.005542:0.006373:0.003502:0.003199:0.006373:0.004031:0.003174:0.003502:0.006399:0.005542:0.003174:0.006373:0.004194:0.005542:0.009736:0.003502:0.006399:0.009573:0.003350:0.009573:0.006373:0.004900:0.003502:0.003149:0.006411:0.005542:0.003363:0.003149
made, whether payment is made by a single payment or by instalments, including by direct debit Minimum deposit contracts include Goods In Transit  :@0.123058:0.507912:0.889643:0.507909:0.889643:0.495913:0.123058:0.495916:0.009736:0.005542:0.006373:0.005542:0.003174:0.003174:0.008905:0.006373:0.005542:0.003502:0.006399:0.005542:0.004194:0.003187:0.006373:0.005693:0.006210:0.009573:0.005542:0.006373:0.003502:0.003199:0.003502:0.004900:0.003174:0.009736:0.005542:0.006373:0.005542:0.003174:0.006373:0.006046:0.003174:0.005542:0.003174:0.004900:0.003502:0.006361:0.006210:0.003502:0.005592:0.003149:0.006386:0.005693:0.006210:0.009736:0.005542:0.006373:0.003502:0.003199:0.006373:0.004194:0.003023:0.006373:0.006046:0.003174:0.003502:0.006399:0.004900:0.003502:0.005542:0.003678:0.009736:0.005542:0.006373:0.003502:0.004900:0.003174:0.003174:0.003502:0.006399:0.005542:0.003363:0.006373:0.006373:0.003363:0.006373:0.006210:0.003174:0.006915:0.006046:0.003187:0.006373:0.003502:0.004194:0.005592:0.005517:0.003502:0.003199:0.006373:0.005542:0.006210:0.003502:0.003502:0.006144:0.011235:0.003363:0.006373:0.003502:0.009623:0.006550:0.009573:0.003174:0.006373:0.005567:0.006550:0.006373:0.004900:0.003502:0.003502:0.003199:0.005542:0.006210:0.006373:0.003502:0.004194:0.005592:0.005517:0.003502:0.004900:0.003174:0.003502:0.006399:0.005542:0.003363:0.006373:0.006373:0.005542:0.003136:0.008905:0.006373:0.006373:0.006373:0.004900:0.003149:0.004194:0.006386:0.003174:0.007557:0.004194:0.005542:0.006373:0.004900:0.003502:0.003502:0.003111:-0.173572
. :@0.609846:0.507909:0.615910:0.507909:0.615910:0.495913:0.609846:0.495913:0.003020:0.003044
insurance and some types of Liability insurance such as Public Liability and Employers Liability insurance A list of policies which are minimum  :@0.123068:0.518240:0.863281:0.518240:0.863281:0.506244:0.123068:0.506244:0.003502:0.006399:0.004900:0.006336:0.004194:0.005542:0.006373:0.005542:0.005542:0.003174:0.005542:0.006210:0.006373:0.003174:0.004900:0.006336:0.009573:0.005542:0.003174:0.003678:0.006046:0.006373:0.005542:0.004900:0.003149:0.006386:0.004031:0.003350:0.007557:0.003502:0.005592:0.006512:0.003502:0.003539:0.003502:0.003602:0.005882:0.003187:0.003502:0.006399:0.004900:0.006336:0.004194:0.005542:0.006373:0.005542:0.005542:0.003174:0.004900:0.006336:0.005542:0.006373:0.003174:0.005542:0.004900:0.002998:0.007205:0.006210:0.006373:0.003502:0.003539:0.005542:0.003174:0.007557:0.003502:0.005592:0.006348:0.003502:0.003539:0.003502:0.003766:0.005882:0.003187:0.005542:0.006373:0.006373:0.003174:0.007759:0.009573:0.006373:0.003502:0.006449:0.005882:0.005542:0.004194:0.004900:0.003325:0.007557:0.003502:0.005592:0.006348:0.003502:0.003539:0.003502:0.003577:0.005882:0.003187:0.003502:0.006399:0.005026:0.006373:0.004194:0.005542:0.006373:0.005542:0.005592:0.006185:0.008905:0.003174:0.003502:0.003539:0.004900:0.003502:0.003149:0.006411:0.004031:0.003174:0.006373:0.006373:0.003502:0.003539:0.005542:0.003653:0.005882:0.004900:0.003149:0.008918:0.006373:0.003502:0.005592:0.006348:0.003174:0.005542:0.004194:0.005542:0.003174:0.009573:0.003502:0.006399:0.003678:0.009573:0.006537:0.009573:0.003451:-0.161820
. :@0.662076:0.518240:0.668139:0.518240:0.668139:0.506244:0.662076:0.506244:0.003020:0.003044
deposit contracts is available on request.  :@0.123068:0.528215:0.332645:0.528215:0.332645:0.516219:0.123068:0.516219:0.006373:0.005542:0.006373:0.006373:0.004900:0.003502:0.003350:0.003174:0.005542:0.006373:0.006373:0.003502:0.004194:0.005592:0.005517:0.003502:0.004900:0.003174:0.003502:0.004900:0.003174:0.005542:0.006210:0.005542:0.003502:0.003539:0.005542:0.006373:0.003502:0.005592:0.003149:0.006235:0.006373:0.003174:0.004031:0.005542:0.006373:0.006373:0.005542:0.004900:0.003678:0.002859:0.003023:0.003149
Aviva Policies:@0.123068:0.548708:0.198037:0.548708:0.198037:0.536382:0.123068:0.536382:0.009069:0.006210:0.003527:0.006210:0.006210:0.003187:0.007696:0.006247:0.003502:0.003577:0.005542:0.003502:0.005592:0.004900
 - Motor Trade/Premier Truck/Special Types/Agricultural/Fleet  :@0.197986:0.548520:0.523794:0.548520:0.523794:0.536524:0.197986:0.536524:0.003187:0.004194:0.003199:0.011235:0.006373:0.003502:0.006399:0.004031:0.003174:0.007557:0.004194:0.005542:0.006373:0.005542:0.003502:0.007230:0.004194:0.005378:0.009573:0.003502:0.005592:0.004194:0.003325:0.007557:0.004194:0.006373:0.005542:0.006210:0.003502:0.007066:0.006373:0.005542:0.005542:0.003502:0.005592:0.003502:0.003174:0.007696:0.006072:0.006537:0.005542:0.004900:0.003653:0.008905:0.006210:0.004583:0.003527:0.005542:0.006373:0.003502:0.003539:0.006373:0.004194:0.005542:0.003502:0.003539:0.007041:0.003502:0.005592:0.005517:0.003502:0.003111:0.003149
a You may cancel these policies at any time after the date Aviva have received your premium, by providing 7 days notice in writing to us:@0.123056:0.558851:0.818250:0.558851:0.818250:0.546855:0.123056:0.546855:0.005592:0.005830:0.009094:0.006348:0.006373:0.003174:0.009736:0.005693:0.006046:0.003174:0.005693:0.005542:0.006373:0.005542:0.005542:0.003502:0.003199:0.003502:0.006399:0.005542:0.004900:0.005517:0.003174:0.006373:0.006373:0.003502:0.003539:0.005542:0.003502:0.005592:0.004849:0.003023:0.005542:0.003502:0.003199:0.005542:0.006373:0.006046:0.003174:0.003502:0.003703:0.009573:0.005542:0.003174:0.005693:0.004031:0.003502:0.005592:0.004194:0.003149:0.003539:0.006373:0.005542:0.003174:0.006373:0.005542:0.003502:0.005592:0.003149:0.009094:0.006210:0.003502:0.006235:0.005542:0.003174:0.006537:0.005542:0.006210:0.005542:0.003174:0.004194:0.005542:0.005693:0.005542:0.003502:0.006235:0.005542:0.006373:0.003350:0.006046:0.006373:0.006373:0.004194:0.003187:0.006373:0.004194:0.005542:0.009573:0.003502:0.006562:0.009573:0.003174:0.003174:0.006373:0.006046:0.003174:0.006373:0.004194:0.006373:0.006210:0.003502:0.006399:0.003502:0.006399:0.006210:0.003023:0.006373:0.003174:0.006373:0.005542:0.006046:0.004900:0.003149:0.006386:0.006373:0.003502:0.003539:0.005542:0.005542:0.003174:0.003502:0.006399:0.003955:0.009069:0.004194:0.003502:0.003539:0.003502:0.006399:0.006210:0.003174:0.003363:0.006373:0.003174:0.006373:-0.172474
. :@0.128432:0.558851:0.134496:0.558851:0.134496:0.546855:0.128432:0.546855:0.003020:0.003044
.  :@0.818302:0.558851:0.827215:0.558851:0.827215:0.546855:0.818302:0.546855:0.003020:0.002849:0.003044
b. :@0.123045:0.569067:0.135185:0.569067:0.135185:0.557070:0.123045:0.557070:0.006051:0.003044:0.003044
Aviva, or any agent appointed by them and acting with their specific authority may cancel this policy, by providing notice in writing to you at your  :@0.135318:0.569064:0.882407:0.569064:0.882407:0.557067:0.135318:0.557067:0.009094:0.006184:0.003502:0.006399:0.005542:0.003174:0.003174:0.006373:0.004194:0.003187:0.005542:0.006474:0.006046:0.003187:0.005542:0.006210:0.005542:0.006373:0.003502:0.003199:0.005542:0.006373:0.006373:0.006373:0.003363:0.006373:0.003502:0.005592:0.006349:0.003022:0.006373:0.006047:0.003174:0.003502:0.006399:0.005693:0.009573:0.003174:0.005542:0.006373:0.006373:0.003174:0.005542:0.005542:0.003502:0.003539:0.006373:0.006210:0.003174:0.009143:0.003502:0.003539:0.006373:0.003174:0.003502:0.006399:0.005542:0.003502:0.004194:0.003212:0.004900:0.006336:0.005378:0.005542:0.003502:0.004056:0.003502:0.005592:0.003149:0.005592:0.006336:0.003502:0.006399:0.006373:0.004194:0.003502:0.003653:0.006046:0.003187:0.009740:0.005740:0.006046:0.003187:0.005542:0.005542:0.006373:0.005542:0.005542:0.003502:0.003199:0.003502:0.006399:0.003502:0.004900:0.003174:0.006373:0.006373:0.003363:0.003502:0.005630:0.006046:0.003187:0.003187:0.006386:0.006046:0.003187:0.006373:0.004194:0.006373:0.006210:0.003502:0.006399:0.003502:0.006399:0.006210:0.003174:0.006210:0.006373:0.003502:0.003539:0.005542:0.005542:0.003174:0.003502:0.006399:0.003350:0.008905:0.004194:0.003502:0.003539:0.003363:0.006210:0.006210:0.003174:0.003502:0.006399:0.003237:0.005882:0.006373:0.006373:0.003174:0.005542:0.003502:0.003250:0.005882:0.006373:0.006373:0.004194:0.003212:0.003149
last known address, if there is a default under any relevant instalment agreement In such case, your policy will end with effect from the beginning of  :@0.123050:0.579279:0.880567:0.579276:0.880567:0.567279:0.123050:0.567282:0.003502:0.005592:0.004849:0.003502:0.003199:0.006210:0.006373:0.006411:0.008905:0.006373:0.003174:0.005542:0.006373:0.006373:0.004194:0.005542:0.004900:0.004837:0.003174:0.003174:0.003640:0.004031:0.003187:0.003363:0.006373:0.005542:0.004194:0.005542:0.003174:0.003502:0.004900:0.003174:0.005542:0.003174:0.006210:0.005542:0.004194:0.005542:0.006373:0.003502:0.003539:0.003275:0.006210:0.006373:0.006373:0.005542:0.004194:0.003187:0.005378:0.006449:0.005882:0.003187:0.004194:0.005542:0.003502:0.005718:0.006210:0.005542:0.006373:0.003502:0.003199:0.003502:0.006399:0.004900:0.003502:0.005542:0.003577:0.009409:0.005693:0.006373:0.003502:0.003199:0.005542:0.006210:0.004194:0.005542:0.005756:0.009409:0.005542:0.006373:0.003502:0.006082:0.004194:0.006373:0.003174:0.004900:0.006336:0.005542:0.006373:0.003174:0.005542:0.005542:0.004900:0.005517:0.003174:0.003350:0.006046:0.006373:0.006373:0.004194:0.003187:0.006210:0.006373:0.003502:0.003539:0.005542:0.006046:0.003350:0.008905:0.003502:0.003539:0.003502:0.003199:0.005542:0.006373:0.006373:0.003174:0.008905:0.003502:0.003539:0.006373:0.003174:0.005857:0.004534:0.004194:0.005542:0.005542:0.003502:0.003376:0.004031:0.004194:0.006373:0.009573:0.003174:0.003502:0.006562:0.005542:0.003174:0.006373:0.005542:0.006210:0.003502:0.006399:0.006373:0.003502:0.006399:0.006210:0.003023:0.006373:0.004031:0.003313:-0.265428
. :@0.527024:0.579276:0.533088:0.579276:0.533088:0.567279:0.527024:0.567279:0.003020:0.003044
the period in respect of which the instalment has not been paid.  :@0.123061:0.589491:0.447723:0.589491:0.447723:0.577495:0.123061:0.577495:0.003502:0.006399:0.005542:0.003174:0.006373:0.005542:0.004194:0.003363:0.006373:0.006373:0.003174:0.003363:0.006373:0.003174:0.004194:0.005542:0.004900:0.006336:0.005542:0.005542:0.003500:0.003049:0.006372:0.004031:0.003339:0.008905:0.006373:0.003502:0.005592:0.006348:0.003174:0.003502:0.006399:0.005542:0.003023:0.003502:0.006399:0.004900:0.003502:0.005542:0.003577:0.009573:0.005542:0.006373:0.003502:0.003199:0.006373:0.005542:0.004900:0.003149:0.006386:0.006210:0.003502:0.003199:0.006373:0.005542:0.005542:0.006210:0.003174:0.006373:0.005542:0.003502:0.006550:0.003187:0.003023:0.003149
If your policy is cancelled under a or b above, at Aviva's discretion, they may refund part of the premium for the unexpired period, which will be  :@0.123061:0.609680:0.865448:0.609674:0.865448:0.597678:0.123061:0.597684:0.004194:0.004031:0.003187:0.006046:0.006373:0.006373:0.004194:0.003187:0.006373:0.006373:0.003502:0.003539:0.005630:0.005882:0.003187:0.003502:0.004900:0.003174:0.005542:0.005542:0.006373:0.005542:0.005542:0.003502:0.003539:0.005542:0.006373:0.003174:0.006436:0.006210:0.006373:0.005542:0.004207:0.003187:0.005592:0.005840:0.006373:0.004194:0.003199:0.006298:0.006134:0.005542:0.006373:0.006373:0.006210:0.005542:0.003174:0.003174:0.005542:0.003502:0.003199:0.008905:0.006210:0.003502:0.006235:0.005693:0.002179:0.004900:0.003149:0.006386:0.003502:0.004900:0.005542:0.004194:0.005542:0.003502:0.003539:0.006373:0.006373:0.003174:0.003174:0.003502:0.006399:0.005542:0.006046:0.003350:0.009573:0.005693:0.006046:0.003174:0.004358:0.005693:0.004031:0.006373:0.006373:0.006373:0.003023:0.006373:0.005542:0.004194:0.003502:0.003212:0.006373:0.004031:0.003174:0.003502:0.006399:0.005542:0.003023:0.006373:0.004194:0.005542:0.009573:0.003502:0.006562:0.009573:0.003350:0.004031:0.006373:0.004194:0.003187:0.003502:0.006399:0.005542:0.003174:0.006210:0.006373:0.005542:0.006210:0.006373:0.003502:0.004761:0.005706:0.006373:0.003023:0.006373:0.005542:0.004194:0.003502:0.006247:0.006373:0.003174:0.003174:0.008905:0.006373:0.003502:0.005592:0.006348:0.003174:0.008905:0.003502:0.003539:0.003502:0.003199:0.006373:0.005542:0.003136:-0.293302
. :@0.294721:0.609674:0.300785:0.609674:0.300785:0.597678:0.294721:0.597678:0.003020:0.003044
. :@0.320920:0.609674:0.326983:0.609674:0.326983:0.597678:0.320920:0.597678:0.003020:0.003044
calculated on their, then current, short period basis and provided that there have been no  :@0.123057:0.619800:0.573371:0.619800:0.573371:0.607804:0.123057:0.607804:0.005542:0.005542:0.003502:0.005592:0.006348:0.003502:0.005592:0.003502:0.005542:0.006373:0.003174:0.006373:0.006210:0.003174:0.003502:0.006399:0.005542:0.003502:0.004194:0.003048:0.003174:0.003502:0.006399:0.005542:0.006210:0.003174:0.005542:0.006373:0.004194:0.004194:0.005555:0.006373:0.003363:0.003174:0.003363:0.004698:0.006373:0.006373:0.004194:0.003552:0.003023:0.006373:0.005542:0.004194:0.003502:0.006247:0.006373:0.003023:0.006373:0.005542:0.004900:0.003502:0.004900:0.003149:0.005555:0.006373:0.006373:0.003023:0.006373:0.004194:0.006373:0.006210:0.003502:0.006512:0.005378:0.006210:0.003199:0.003363:0.006373:0.005542:0.003502:0.003199:0.003502:0.006399:0.005542:0.004194:0.005542:0.003174:0.006373:0.005605:0.006210:0.005542:0.003174:0.006373:0.005542:0.005542:0.006373:0.003023:0.006373:0.006210:0.003099:0.003149
i Claim(s) made under the policy for which we have made a payment,  :@0.123069:0.630247:0.480971:0.630247:0.480971:0.618251:0.123069:0.618251:0.003502:0.003199:0.008401:0.003502:0.005592:0.003502:0.009573:0.004194:0.004900:0.004194:0.003325:0.009573:0.005542:0.006373:0.005542:0.003174:0.006373:0.006373:0.006373:0.005542:0.004194:0.003187:0.003502:0.006399:0.005542:0.003023:0.006373:0.006373:0.003502:0.003539:0.005542:0.006046:0.003174:0.004031:0.006373:0.004194:0.003187:0.008905:0.006373:0.003502:0.005592:0.006348:0.003174:0.009094:0.005517:0.003174:0.006373:0.005542:0.006210:0.005542:0.003640:0.009573:0.005542:0.006373:0.005542:0.003174:0.005542:0.003174:0.006373:0.005693:0.006210:0.009736:0.005693:0.006373:0.003502:0.003199:0.003136:0.003149
ii Claim(s) made under the policy which are still under consideration,  :@0.123057:0.640462:0.479623:0.640462:0.479623:0.628466:0.123057:0.628466:0.003502:0.003539:0.003174:0.008401:0.003502:0.005592:0.003502:0.009573:0.004194:0.004900:0.004194:0.003325:0.009573:0.005542:0.006373:0.005542:0.003174:0.006373:0.006373:0.006373:0.005542:0.004194:0.003187:0.003502:0.006399:0.005542:0.003023:0.006373:0.006373:0.003363:0.003502:0.005592:0.006184:0.003174:0.008905:0.006373:0.003502:0.005592:0.006348:0.003174:0.005542:0.004194:0.005542:0.003174:0.004900:0.003502:0.003502:0.003539:0.003502:0.003199:0.006210:0.006373:0.006373:0.005542:0.004194:0.003187:0.005542:0.006210:0.006373:0.004900:0.003502:0.006361:0.005542:0.004194:0.005542:0.003502:0.003539:0.006210:0.006373:0.003174:0.003413:0.003149
iii Incident(s) which you are aware of and are likely to give rise to a claim which has yet to be reported to us.  :@0.123057:0.650553:0.678506:0.650553:0.678506:0.638556:0.123057:0.638556:0.003502:0.003539:0.003502:0.003199:0.004194:0.006373:0.005542:0.003363:0.006373:0.005542:0.006373:0.003502:0.004194:0.004900:0.004194:0.003187:0.008905:0.006373:0.003502:0.005592:0.006348:0.003300:0.006046:0.006373:0.006373:0.003174:0.005542:0.004194:0.005542:0.003174:0.005542:0.008905:0.005542:0.004358:0.005542:0.003174:0.006373:0.004031:0.003174:0.005542:0.006373:0.006373:0.003174:0.005542:0.004194:0.005542:0.003174:0.003502:0.003539:0.006210:0.005542:0.003502:0.006071:0.003174:0.003502:0.006399:0.003174:0.006210:0.003502:0.006235:0.005542:0.003174:0.004194:0.003502:0.004900:0.005542:0.003174:0.003502:0.006399:0.003174:0.005693:0.003174:0.005542:0.003502:0.005592:0.003502:0.009573:0.003716:0.008905:0.006373:0.003502:0.005592:0.006348:0.003174:0.006373:0.005542:0.004900:0.003149:0.006058:0.005542:0.003502:0.003199:0.003502:0.006399:0.003174:0.006373:0.005542:0.003174:0.004194:0.005542:0.006373:0.006373:0.004194:0.003527:0.005378:0.006373:0.003174:0.003502:0.006235:0.003174:0.006373:0.004925:0.003187:0.003023:0.003149
Aviva Engineering Policies:@0.123069:0.671045:0.266885:0.671045:0.266885:0.658719:0.123069:0.658719:0.009069:0.006210:0.003527:0.006210:0.006210:0.003187:0.008401:0.006877:0.006373:0.003502:0.006915:0.005542:0.005693:0.005542:0.003502:0.006915:0.006373:0.003174:0.007696:0.006247:0.003502:0.003615:0.005542:0.003502:0.005592:0.004900
 - You may cancel this policy at any time after the date Aviva have received the premium, by providing 30 days notice in  :@0.266834:0.670858:0.883057:0.670858:0.883057:0.658862:0.266834:0.658862:0.003187:0.004194:0.003199:0.009094:0.006348:0.006373:0.003174:0.009573:0.005744:0.006046:0.003187:0.005542:0.005542:0.006373:0.005542:0.005542:0.003502:0.003199:0.003502:0.006399:0.003502:0.004900:0.003174:0.006373:0.006373:0.003502:0.003539:0.005655:0.006046:0.003187:0.005542:0.003502:0.003199:0.005542:0.006373:0.006046:0.003174:0.003502:0.003703:0.009736:0.005542:0.003174:0.005693:0.004031:0.003502:0.005592:0.004193:0.003150:0.003538:0.006373:0.005542:0.003174:0.006372:0.005542:0.003502:0.005592:0.003149:0.008918:0.006210:0.003678:0.006210:0.005542:0.003174:0.006373:0.005542:0.006210:0.005542:0.003174:0.004194:0.005706:0.005542:0.005693:0.003502:0.006235:0.005542:0.006373:0.003174:0.003502:0.006399:0.005542:0.003174:0.006373:0.004194:0.005872:0.009573:0.003502:0.006399:0.009573:0.003174:0.003174:0.006462:0.006046:0.003187:0.006373:0.004194:0.006373:0.006210:0.003502:0.006399:0.003502:0.006399:0.006210:0.003023:0.006210:0.006373:0.003175:0.006373:0.005629:0.006046:0.004900:0.003149:0.006386:0.006373:0.003502:0.003539:0.005542:0.005542:0.003174:0.003363:0.006373:0.003073:0.003149
writing to us All other terms are applicable as above.  :@0.123032:0.680948:0.398690:0.680952:0.398690:0.668955:0.123032:0.668952:0.008905:0.004194:0.003502:0.003539:0.003502:0.006399:0.006210:0.003174:0.003502:0.006399:0.003174:0.006373:0.004900:0.006152:0.008905:0.003502:0.003539:0.003174:0.006411:0.003363:0.006373:0.005542:0.004194:0.003187:0.003502:0.005592:0.004182:0.009409:0.004900:0.003149:0.005592:0.004194:0.005504:0.003350:0.005542:0.006373:0.006373:0.003502:0.003539:0.005542:0.005542:0.006373:0.003502:0.005592:0.003149:0.005592:0.004837:0.003174:0.005655:0.006210:0.006386:0.006210:0.005542:0.003363:0.003023:0.072651
. :@0.186909:0.680952:0.192973:0.680952:0.192973:0.668955:0.186909:0.668955:0.003020:0.003044
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- :@0.123075:0.691282:0.889738:0.691282:0.889738:0.679286:0.123075:0.679286:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004034:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004034:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004034:0.004194:0.004194:0.004194:0.004194:0.004788:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004034:0.004194:0.004194:0.004194:0.004392:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.003149
Money Segregation (Risk Transfer):@0.123075:0.701800:0.313708:0.701800:0.313708:0.689475:0.123075:0.689475:0.012079:0.006210:0.006890:0.005542:0.006373:0.003174:0.007041:0.005542:0.006373:0.005542:0.005542:0.006373:0.006210:0.004194:0.003502:0.006247:0.006890:0.003174:0.004194:0.009094:0.003502:0.005026:0.006713:0.003174:0.008401:0.005693:0.006373:0.006890:0.005026:0.004194:0.005542:0.005718:0.004194
  :@0.313866:0.701613:0.319826:0.701613:0.319826:0.689617:0.313866:0.689617:0.003021:0.002939
Client money will only be held as agent on behalf of an insurer or underwriter in accordance with a written agency agreement, you will be notified if  :@0.123058:0.711825:0.879053:0.711825:0.879053:0.699829:0.123058:0.699829:0.008401:0.003502:0.003539:0.005542:0.006373:0.003502:0.003199:0.009573:0.006373:0.006373:0.005542:0.006046:0.003350:0.008905:0.003502:0.003539:0.003502:0.003199:0.006373:0.006373:0.003502:0.006071:0.003174:0.006373:0.005542:0.003174:0.006373:0.005542:0.003502:0.006399:0.003174:0.005542:0.004698:0.003174:0.005542:0.006210:0.005542:0.006373:0.003502:0.003199:0.006373:0.006373:0.003023:0.006373:0.005542:0.006373:0.005542:0.003502:0.004056:0.003174:0.006373:0.004031:0.003174:0.005542:0.006373:0.003174:0.003502:0.006399:0.004900:0.006336:0.004194:0.005542:0.004194:0.003023:0.006373:0.004194:0.003023:0.006210:0.006373:0.006373:0.005542:0.004194:0.008905:0.004194:0.003502:0.003539:0.005542:0.004194:0.003187:0.003502:0.006399:0.003174:0.005542:0.005542:0.005542:0.006373:0.004194:0.006373:0.005542:0.006373:0.005542:0.005542:0.003174:0.008905:0.003502:0.003539:0.006373:0.003174:0.005542:0.003174:0.009094:0.004194:0.003502:0.003502:0.003539:0.005542:0.006373:0.003174:0.005542:0.006210:0.005542:0.006373:0.005542:0.006046:0.003174:0.005693:0.006210:0.004194:0.005707:0.005693:0.009571:0.005543:0.006372:0.003502:0.004018:0.003363:0.006046:0.006373:0.006373:0.003174:0.008905:0.003502:0.003539:0.003502:0.003199:0.006373:0.005542:0.003174:0.006210:0.006373:0.003502:0.003539:0.004031:0.003502:0.005592:0.006348:0.003174:0.003502:0.004056:0.003325:0.003149
this will affect your policy.  :@0.123058:0.721916:0.265967:0.721916:0.265967:0.709919:0.123058:0.709919:0.003502:0.006399:0.003502:0.004900:0.003174:0.008905:0.003502:0.003539:0.003502:0.003199:0.005542:0.004106:0.004194:0.005542:0.005542:0.003502:0.003388:0.005882:0.006373:0.006373:0.004194:0.003187:0.006373:0.006373:0.003502:0.003539:0.005592:0.005882:0.003187:0.003363:0.003149
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- :@0.123058:0.732247:0.889973:0.732247:0.889973:0.720250:0.123058:0.720250:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004034:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004556:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004034:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004036:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004588:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004320:0.003149
Quotations:@0.123058:0.742764:0.182232:0.742764:0.182232:0.730439:0.123058:0.730439:0.009900:0.006890:0.006210:0.004207:0.006210:0.004194:0.003502:0.006247:0.006915:0.004900
  :@0.182375:0.742580:0.188335:0.742580:0.188335:0.730584:0.182375:0.730584:0.003021:0.002939
All quotations are subject to change in respect of the amount of premium indicated, and the terms and conditions that are applied. When we supply you  :@0.123058:0.752793:0.891459:0.752793:0.891459:0.740796:0.123058:0.740796:0.008905:0.003502:0.003539:0.003174:0.006373:0.006373:0.006373:0.003502:0.005592:0.003502:0.003363:0.006373:0.006373:0.004900:0.003149:0.005592:0.004194:0.005504:0.003174:0.004900:0.006184:0.006373:0.003502:0.005592:0.005517:0.003502:0.003199:0.003502:0.006235:0.003174:0.005542:0.006373:0.005542:0.006210:0.006210:0.005542:0.003174:0.003502:0.006399:0.003174:0.004194:0.005542:0.004900:0.006336:0.005542:0.005542:0.003502:0.003199:0.006373:0.004031:0.003174:0.003502:0.006399:0.005542:0.003174:0.005542:0.009573:0.006373:0.006373:0.006373:0.003502:0.003199:0.006373:0.004031:0.003174:0.006373:0.004194:0.005378:0.009573:0.003502:0.006562:0.009573:0.003174:0.003502:0.006399:0.006373:0.003502:0.005592:0.005517:0.003502:0.005592:0.006348:0.003174:0.003174:0.005542:0.006210:0.006373:0.003174:0.003502:0.006399:0.005542:0.003023:0.003502:0.005592:0.004194:0.009547:0.004900:0.003149:0.005592:0.006499:0.006373:0.003174:0.005542:0.006373:0.006210:0.006373:0.003502:0.003539:0.003363:0.006373:0.006373:0.004900:0.003653:0.003691:0.006373:0.005542:0.003502:0.003199:0.005542:0.004194:0.005542:0.003174:0.005542:0.006210:0.006373:0.003502:0.003539:0.005542:0.006323:0.003023:0.003187:0.011752:0.006210:0.005542:0.006373:0.003174:0.008905:0.005542:0.003174:0.004900:0.006336:0.006373:0.006373:0.003502:0.006071:0.003439:0.006046:0.006386:0.006386:0.003010:0.003149
with a quotation we will confirm how long this will be valid for on the terms we have quoted, give you a written quotation including all the  :@0.123033:0.763008:0.831505:0.763008:0.831505:0.751011:0.123033:0.751011:0.008905:0.003502:0.003539:0.006373:0.003174:0.005542:0.003174:0.006373:0.006373:0.006210:0.003502:0.005592:0.003502:0.003502:0.006235:0.006373:0.003174:0.008905:0.005542:0.003350:0.008905:0.003502:0.003539:0.003502:0.003199:0.005542:0.006373:0.006373:0.004031:0.003502:0.004194:0.009598:0.003350:0.006373:0.006373:0.008905:0.003174:0.003502:0.006399:0.006373:0.006210:0.003174:0.003363:0.006373:0.003502:0.004900:0.003174:0.008905:0.003502:0.003539:0.003502:0.003199:0.006373:0.005542:0.003174:0.006210:0.005542:0.003502:0.003539:0.006373:0.003174:0.004031:0.006373:0.004194:0.003187:0.006210:0.006373:0.003023:0.003502:0.006399:0.005542:0.003174:0.003502:0.005592:0.004194:0.009547:0.004900:0.003313:0.008905:0.005542:0.003174:0.006373:0.005542:0.006373:0.005542:0.003174:0.006373:0.006373:0.006373:0.003502:0.005404:0.006373:0.003174:0.003174:0.006210:0.003502:0.006235:0.005542:0.003174:0.006210:0.006373:0.006373:0.003174:0.005542:0.003174:0.008905:0.004194:0.003502:0.003539:0.003502:0.005592:0.006348:0.003174:0.006210:0.006373:0.006210:0.003502:0.005592:0.003502:0.003502:0.006235:0.006373:0.003174:0.003363:0.007205:0.005542:0.003502:0.006399:0.006210:0.003502:0.006399:0.006210:0.003174:0.005378:0.003502:0.003539:0.003174:0.003502:0.006399:0.005542:0.003099:0.003149
information you need to make an informed decision and give you a summary of the policy coverage.  :@0.123033:0.773241:0.636136:0.773241:0.636136:0.761244:0.123033:0.761244:0.003502:0.006399:0.004031:0.006373:0.004194:0.009573:0.005542:0.003502:0.003539:0.006373:0.006373:0.003174:0.006046:0.006373:0.006373:0.003174:0.006373:0.005542:0.005543:0.006373:0.003174:0.003502:0.006400:0.003174:0.009573:0.005542:0.006210:0.005542:0.003174:0.005542:0.006373:0.003174:0.003502:0.006399:0.004031:0.006373:0.004444:0.009573:0.005542:0.006373:0.003174:0.006373:0.005542:0.005542:0.003502:0.004900:0.003502:0.006386:0.006373:0.003174:0.005542:0.006210:0.006373:0.003174:0.006210:0.003502:0.006235:0.005542:0.003514:0.005882:0.006373:0.006373:0.003174:0.005542:0.003023:0.004900:0.006336:0.009736:0.009736:0.005542:0.004421:0.006046:0.003187:0.006373:0.004031:0.003174:0.003502:0.006399:0.005542:0.003174:0.006373:0.006373:0.003502:0.003539:0.005655:0.006046:0.003187:0.005542:0.006373:0.006210:0.005542:0.004194:0.005555:0.006386:0.005542:0.003527:0.003187:0.003149
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- :@0.123020:0.783456:0.889923:0.783456:0.889923:0.771459:0.123020:0.771459:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004034:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004034:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004034:0.004194:0.004194:0.004194:0.004194:0.004788:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004345:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004320:0.003149
Policy Documentation:@0.123008:0.794214:0.241519:0.794214:0.241519:0.781888:0.123008:0.781888:0.007696:0.006247:0.003502:0.003539:0.005542:0.006373:0.003174:0.009094:0.006184:0.005542:0.007129:0.010240:0.005693:0.006890:0.004358:0.006210:0.004194:0.003502:0.006399:0.007003
  :@0.241652:0.794017:0.247612:0.794017:0.247612:0.782021:0.241652:0.782021:0.003021:0.002939
We will issue policy documentation in a timely manner.  :@0.123058:0.803992:0.411596:0.803992:0.411596:0.791996:0.123058:0.791996:0.011752:0.005542:0.003350:0.008905:0.003502:0.003539:0.003502:0.003199:0.003502:0.004900:0.004900:0.006336:0.005542:0.003174:0.006373:0.006373:0.003502:0.003539:0.005668:0.006046:0.003187:0.006373:0.006373:0.005542:0.006373:0.009573:0.005542:0.006373:0.003502:0.005592:0.003502:0.003502:0.006399:0.006373:0.003174:0.003363:0.006373:0.003174:0.005543:0.003174:0.003502:0.003539:0.009573:0.005542:0.003639:0.006084:0.003363:0.009573:0.005542:0.006373:0.006373:0.005542:0.004220:0.003187:0.003187:0.003149
Your policy will confirm the basis of the cover, give details of the insurers and be accomapanied by a cover/debit note. Prior to the conclusion of the  :@0.123045:0.814207:0.878713:0.814207:0.878713:0.802211:0.123045:0.802211:0.009094:0.006348:0.006373:0.004194:0.003023:0.006373:0.006373:0.003502:0.003539:0.005630:0.005882:0.003187:0.008905:0.003502:0.003539:0.003502:0.003199:0.005542:0.006373:0.006373:0.004031:0.003502:0.004270:0.009573:0.003187:0.003502:0.006399:0.005542:0.003174:0.006373:0.005542:0.004900:0.003502:0.004900:0.003149:0.006373:0.004031:0.003174:0.003502:0.006399:0.005542:0.003174:0.005542:0.006373:0.006210:0.005542:0.004194:0.003187:0.003174:0.006210:0.003502:0.006235:0.005542:0.003174:0.006373:0.005542:0.003502:0.005592:0.003502:0.003502:0.004900:0.003149:0.006411:0.004031:0.003174:0.003502:0.006399:0.005542:0.003174:0.003502:0.006399:0.004900:0.006336:0.004194:0.005542:0.004194:0.004900:0.003149:0.005592:0.006336:0.006210:0.003174:0.006373:0.005542:0.003174:0.005542:0.005542:0.005542:0.006751:0.009573:0.005542:0.006373:0.005542:0.006373:0.003502:0.005592:0.006348:0.003174:0.006424:0.005882:0.003187:0.005542:0.003174:0.005542:0.006373:0.006210:0.005542:0.004194:0.003502:0.006399:0.005542:0.006373:0.003502:0.003539:0.003086:0.006386:0.006373:0.003502:0.005580:0.003527:0.003061:0.007205:0.004194:0.003363:0.006373:0.004194:0.003187:0.003363:0.006373:0.003174:0.003502:0.006399:0.005542:0.003174:0.005378:0.006210:0.006373:0.005542:0.003502:0.006399:0.004900:0.003502:0.006210:0.006373:0.003023:0.006373:0.004031:0.003174:0.003502:0.006399:0.005542:0.003325:0.003149
contract you will be given a statment of demands and needs, which sets out and confirms the reason for making the recommendation. We will take  :@0.123058:0.824422:0.867641:0.824422:0.867641:0.812426:0.123058:0.812426:0.005542:0.006373:0.006373:0.003502:0.004194:0.005592:0.005517:0.003502:0.003199:0.006046:0.006373:0.006373:0.003174:0.008905:0.003502:0.003539:0.003502:0.003199:0.006373:0.005542:0.003174:0.006210:0.003502:0.006235:0.005542:0.006373:0.003174:0.005542:0.003174:0.004900:0.003502:0.005542:0.003502:0.009799:0.005504:0.006373:0.003502:0.003199:0.006373:0.004031:0.003174:0.006373:0.005542:0.009573:0.005542:0.006373:0.006373:0.004900:0.003149:0.005592:0.006336:0.006373:0.003174:0.006373:0.005542:0.005542:0.006373:0.004900:0.002998:0.003174:0.008905:0.006373:0.003502:0.005592:0.006348:0.003023:0.004900:0.005517:0.003502:0.004900:0.003174:0.006373:0.006375:0.003502:0.003199:0.005543:0.006210:0.006372:0.003174:0.005542:0.006210:0.006372:0.004032:0.003502:0.004194:0.009799:0.004837:0.003174:0.003502:0.006399:0.005542:0.003727:0.004194:0.005542:0.005542:0.004900:0.006336:0.006373:0.003174:0.004031:0.006373:0.004194:0.003187:0.009573:0.005542:0.006210:0.003502:0.006399:0.006210:0.003174:0.003500:0.006400:0.005542:0.003174:0.004194:0.005542:0.005542:0.006537:0.009736:0.009573:0.005542:0.006373:0.006373:0.005542:0.003502:0.003539:0.006373:0.006373:0.003426:0.002683:0.011752:0.005542:0.003187:0.008905:0.003502:0.003539:0.003502:0.003199:0.003502:0.005592:0.006222:0.005542:0.003363:0.003149
reasonable steps to ensure that consumers will be provided in writing no less than 21 days before the expiry of the policy the renewal terms, or advised  :@0.123071:0.834753:0.889822:0.834753:0.889822:0.822757:0.123071:0.822757:0.004194:0.005542:0.005542:0.004900:0.006336:0.006373:0.005542:0.006373:0.003502:0.005592:0.003149:0.004900:0.003502:0.005555:0.006373:0.004900:0.003149:0.003502:0.006247:0.003174:0.005542:0.006373:0.004900:0.006336:0.004194:0.005542:0.003174:0.003363:0.006373:0.005542:0.003502:0.003199:0.005542:0.006210:0.006373:0.004900:0.006336:0.009573:0.005542:0.004194:0.004900:0.003325:0.008905:0.003502:0.003539:0.003502:0.003199:0.006373:0.005542:0.003174:0.006373:0.004194:0.006373:0.006210:0.003502:0.006399:0.005378:0.006373:0.003174:0.003363:0.006373:0.003174:0.008905:0.004194:0.003502:0.003539:0.003502:0.006399:0.006210:0.003174:0.006373:0.006373:0.003023:0.003502:0.005592:0.004849:0.004900:0.003149:0.003502:0.006839:0.005542:0.006373:0.003174:0.006210:0.006373:0.003023:0.006373:0.005542:0.006046:0.004900:0.003149:0.006386:0.005693:0.004031:0.006373:0.004194:0.005542:0.003174:0.003502:0.006399:0.005542:0.003174:0.005542:0.006210:0.006373:0.003502:0.004194:0.006071:0.003174:0.006537:0.004031:0.003174:0.003502:0.006399:0.005542:0.003174:0.006373:0.006373:0.003363:0.003502:0.005592:0.006021:0.003174:0.003502:0.006399:0.005542:0.003174:0.004194:0.005542:0.006373:0.005693:0.008905:0.005542:0.003502:0.003199:0.003502:0.005592:0.004333:0.009573:0.004900:0.003149:0.003187:0.006789:0.004194:0.003199:0.005542:0.006373:0.006210:0.003502:0.004900:0.005542:0.006373:0.003212:0.003149
if renewal is not being offered For our commercial customers this period will be 21 days You will be given an explanation of any changes and if you  :@0.123083:0.844968:0.885117:0.844959:0.885117:0.832963:0.123083:0.832972:0.003502:0.004056:0.003174:0.004194:0.005542:0.006373:0.005744:0.008729:0.005542:0.003502:0.003199:0.003502:0.004900:0.003174:0.006373:0.006373:0.003502:0.003199:0.006373:0.005454:0.003527:0.006373:0.006210:0.003174:0.006411:0.004031:0.003867:0.005542:0.004194:0.005542:0.006298:0.006124:0.007041:0.006373:0.004194:0.003187:0.006373:0.006373:0.004031:0.003174:0.005542:0.006373:0.009812:0.009573:0.005542:0.004194:0.005542:0.003502:0.005618:0.003502:0.003199:0.005542:0.006373:0.004900:0.003502:0.006399:0.009573:0.005542:0.004358:0.004900:0.003149:0.003502:0.006411:0.003502:0.004900:0.003174:0.006210:0.005542:0.004194:0.003502:0.006399:0.006373:0.003250:0.008905:0.003502:0.003539:0.003502:0.003048:0.006373:0.005542:0.003174:0.006210:0.006373:0.003174:0.006373:0.005643:0.005882:0.004900:0.006175:0.009094:0.006348:0.006373:0.003174:0.008905:0.003502:0.003539:0.003502:0.003199:0.006373:0.005542:0.003174:0.006210:0.003502:0.006323:0.006046:0.006373:0.003174:0.005542:0.006373:0.003174:0.005542:0.006210:0.006373:0.003502:0.005592:0.006348:0.005542:0.003502:0.003539:0.006210:0.006373:0.003023:0.006373:0.004031:0.003174:0.005542:0.006373:0.006046:0.003174:0.005542:0.006372:0.005542:0.006536:0.006210:0.005542:0.005091:0.003363:0.005542:0.006373:0.006373:0.003174:0.003502:0.004094:0.003363:0.006046:0.006373:0.006373:0.003212:-0.645730
. :@0.274736:0.844959:0.280799:0.844959:0.280799:0.832963:0.274736:0.832963:0.003020:0.003044
. :@0.571220:0.844959:0.577454:0.844959:0.577454:0.832963:0.571220:0.832963:0.003190:0.003044
are a retail customer, the right to request a new policy document. We may keep certain documents, such as your insurance policy and/or certificates of  :@0.123077:0.855174:0.885797:0.855174:0.885797:0.843178:0.123077:0.843178:0.005542:0.004194:0.005542:0.003174:0.005542:0.003174:0.004194:0.005542:0.003502:0.005592:0.003502:0.003502:0.003199:0.005542:0.006373:0.004900:0.003502:0.006474:0.009573:0.005542:0.004194:0.003187:0.003174:0.003502:0.006399:0.005542:0.003174:0.004194:0.003502:0.006247:0.006373:0.003502:0.003199:0.003363:0.006373:0.003262:0.004031:0.005542:0.006373:0.006373:0.005542:0.004900:0.003502:0.003149:0.005592:0.003149:0.006399:0.005542:0.008905:0.003174:0.006373:0.006373:0.003502:0.003539:0.005655:0.005882:0.003187:0.006373:0.006373:0.005542:0.006399:0.009573:0.005542:0.006373:0.003539:0.003363:0.003187:0.011752:0.005542:0.003174:0.009736:0.005731:0.006046:0.003187:0.006210:0.005693:0.005542:0.006373:0.003174:0.005542:0.005542:0.004194:0.003502:0.005592:0.003502:0.006373:0.003174:0.006373:0.006373:0.005378:0.006499:0.009573:0.005542:0.006373:0.003502:0.004900:0.003174:0.003174:0.004912:0.006210:0.005542:0.006373:0.003174:0.005542:0.004900:0.003187:0.005882:0.006373:0.006373:0.004194:0.003187:0.003502:0.006399:0.004900:0.006336:0.004194:0.005542:0.006373:0.005542:0.005542:0.003124:0.006386:0.006373:0.003502:0.003539:0.005567:0.005882:0.003187:0.005542:0.006373:0.006373:0.003502:0.006235:0.004194:0.003187:0.005542:0.005542:0.004194:0.003502:0.003590:0.003867:0.003502:0.005718:0.005542:0.003502:0.005592:0.004849:0.003174:0.006411:0.004031:0.003187:0.003149
insurance until we receive full payment of premium and/or administration charges In these circumstances we will ensure that you receive full details  :@0.123089:0.865389:0.881069:0.865383:0.881069:0.853387:0.123089:0.853393:0.003502:0.006399:0.004900:0.006336:0.004194:0.005542:0.006373:0.005542:0.005542:0.003174:0.006210:0.006373:0.003502:0.003539:0.003363:0.003174:0.008905:0.005542:0.003174:0.004194:0.005542:0.005542:0.005542:0.003678:0.006208:0.005542:0.003350:0.004031:0.006373:0.003502:0.003539:0.003174:0.006373:0.005542:0.006210:0.009736:0.005542:0.006373:0.003502:0.003199:0.006373:0.004031:0.003174:0.006373:0.004194:0.005706:0.009573:0.003502:0.006399:0.009573:0.003174:0.005542:0.006373:0.006373:0.003502:0.006399:0.004586:0.003187:0.005542:0.006373:0.009573:0.003502:0.006399:0.003502:0.004900:0.003502:0.004194:0.005592:0.003502:0.003502:0.006399:0.006373:0.003174:0.005542:0.006373:0.005542:0.004194:0.006222:0.005542:0.004900:0.006067:0.004194:0.006373:0.003174:0.003502:0.006399:0.005542:0.004900:0.005517:0.003174:0.005542:0.003502:0.004194:0.005592:0.006348:0.009573:0.004900:0.003653:0.005542:0.006373:0.005542:0.005542:0.004900:0.003149:0.009094:0.005529:0.003350:0.008905:0.003502:0.003539:0.003502:0.003199:0.005542:0.006373:0.004900:0.006336:0.004194:0.005542:0.003174:0.003502:0.006399:0.005542:0.003502:0.003199:0.006046:0.006373:0.006373:0.003174:0.004194:0.005542:0.005542:0.005542:0.003502:0.006235:0.005542:0.003350:0.004308:0.006550:0.003502:0.003539:0.003174:0.006373:0.005542:0.003502:0.005592:0.003502:0.003502:0.004900:0.003061:-0.670568
. :@0.537436:0.865383:0.543500:0.865383:0.543500:0.853387:0.537436:0.853387:0.003020:0.003044
of your cover and any documents that you require by law.  :@0.123060:0.875714:0.420679:0.875714:0.420679:0.863718:0.123060:0.863718:0.006373:0.004031:0.003350:0.006046:0.006373:0.006373:0.004194:0.003187:0.005542:0.006373:0.006210:0.005542:0.004194:0.003187:0.005542:0.006373:0.006373:0.003174:0.005542:0.006373:0.006046:0.003174:0.006373:0.006373:0.005543:0.006373:0.009573:0.005542:0.006373:0.003502:0.004900:0.003174:0.003502:0.006399:0.005542:0.003502:0.003425:0.006046:0.006373:0.006373:0.003174:0.004194:0.005542:0.006210:0.006373:0.003502:0.004194:0.005592:0.003149:0.006499:0.005882:0.003187:0.003502:0.005592:0.009044:0.003187:0.003187:0.003149
--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------:@0.123060:0.885929:0.886700:0.885929:0.886700:0.873933:0.123060:0.873933:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004345:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004036:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004034:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004036:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004798:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194:0.004194
Return Premiums & Cancellation Charges:@0.123058:0.108449:0.352309:0.108449:0.352309:0.096123:0.123058:0.096123:0.009094:0.005517:0.004194:0.006890:0.005693:0.006890:0.003174:0.007696:0.005592:0.005844:0.010240:0.003502:0.007230:0.010240:0.004900:0.003149:0.010429:0.003174:0.009220:0.006210:0.007041:0.005542:0.005542:0.003502:0.003539:0.006210:0.004194:0.003691:0.006210:0.006890:0.003174:0.009220:0.006890:0.006373:0.005542:0.006373:0.005542:0.004900
  :@0.352492:0.108262:0.358454:0.108262:0.358454:0.096265:0.352492:0.096265:0.003023:0.002939
Return premiums usually arise if an insurance risk is reduced or a policy cancelled.  :@0.123058:0.118474:0.548517:0.118474:0.548517:0.106477:0.123058:0.106477:0.008401:0.005542:0.003502:0.006399:0.004194:0.006373:0.003023:0.006373:0.004194:0.005542:0.009573:0.003502:0.006470:0.009573:0.004900:0.003149:0.006386:0.004900:0.006336:0.005542:0.003502:0.003703:0.006046:0.003174:0.005542:0.004194:0.003502:0.004900:0.005542:0.003174:0.003678:0.004031:0.003350:0.005542:0.006373:0.003174:0.003502:0.006399:0.004900:0.006336:0.004182:0.005542:0.006373:0.005542:0.005542:0.003174:0.004194:0.003502:0.004900:0.006210:0.003174:0.003502:0.004900:0.003174:0.004194:0.005542:0.006373:0.006373:0.005542:0.005542:0.006210:0.003174:0.006373:0.004194:0.003187:0.005542:0.003023:0.006210:0.006373:0.003502:0.003539:0.005731:0.005882:0.003187:0.005542:0.005542:0.006373:0.005693:0.005542:0.003502:0.003539:0.005542:0.006424:0.003552:0.003023:0.003149
In the event of cancellation by consumers insurers may return a pro-rata premium to us based on the time on risk.  :@0.123058:0.138423:0.700660:0.138423:0.700660:0.126427:0.123058:0.126427:0.004194:0.006373:0.003174:0.003502:0.006399:0.005542:0.003174:0.005542:0.006210:0.005542:0.006373:0.003502:0.003048:0.006373:0.004031:0.003174:0.005542:0.005542:0.006373:0.005542:0.005542:0.003502:0.003539:0.005542:0.003502:0.003539:0.006373:0.006373:0.003174:0.006373:0.006046:0.003174:0.005542:0.006373:0.006373:0.004900:0.006336:0.009573:0.005542:0.004194:0.004900:0.003149:0.003527:0.006373:0.004900:0.006336:0.004194:0.005542:0.004194:0.004900:0.003149:0.009762:0.006040:0.006046:0.003187:0.004194:0.005542:0.003502:0.006399:0.004194:0.006373:0.003174:0.005542:0.003174:0.006373:0.004031:0.006285:0.004194:0.004194:0.005542:0.003502:0.005592:0.003149:0.006386:0.004194:0.005567:0.009573:0.003502:0.006562:0.009573:0.003174:0.003502:0.006399:0.003174:0.006373:0.004900:0.002998:0.006373:0.005542:0.004900:0.005517:0.006373:0.003174:0.006210:0.006373:0.003174:0.003363:0.006373:0.005542:0.003174:0.003363:0.003502:0.009598:0.005542:0.003174:0.006373:0.006373:0.003174:0.004194:0.003502:0.004900:0.006424:0.003362:0.003191:0.003149
In the event of cancellation by commercial customers insurers may return a premium as follows:  :@0.123058:0.158728:0.615682:0.158728:0.615682:0.146732:0.123058:0.146732:0.004194:0.006373:0.003174:0.003502:0.006399:0.005542:0.003174:0.005542:0.006210:0.005542:0.006373:0.003502:0.003048:0.006373:0.004031:0.003174:0.005542:0.005542:0.006373:0.005542:0.005542:0.003502:0.003539:0.005542:0.003502:0.003539:0.006373:0.006373:0.003174:0.006373:0.006046:0.003174:0.005542:0.006373:0.009736:0.009736:0.005542:0.004194:0.005542:0.003502:0.005592:0.003502:0.003174:0.005542:0.006373:0.004900:0.003502:0.006537:0.009573:0.005542:0.004194:0.004900:0.003149:0.003527:0.006373:0.004900:0.006336:0.004194:0.005542:0.004194:0.004900:0.003149:0.009762:0.005693:0.006210:0.003174:0.004194:0.005542:0.003502:0.006399:0.004194:0.006373:0.003174:0.005542:0.003023:0.006373:0.004194:0.005542:0.009573:0.003502:0.006399:0.009573:0.003174:0.005693:0.004900:0.003149:0.004043:0.006373:0.003502:0.003539:0.006373:0.008905:0.004900:0.003502:0.003894:0.003149
Broadsure Direct Cancellation Charges  :@0.123058:0.179172:0.326923:0.179172:0.326923:0.167176:0.123058:0.167176:0.008401:0.004194:0.006373:0.005542:0.006373:0.004900:0.006336:0.004194:0.005542:0.003174:0.009094:0.003502:0.004194:0.005542:0.005542:0.003502:0.003199:0.008401:0.005542:0.006373:0.005542:0.005542:0.003502:0.003539:0.005542:0.003502:0.003504:0.006382:0.006373:0.003174:0.008225:0.006210:0.005542:0.004194:0.006222:0.005542:0.004900:0.003359:0.003149
Period Of  :@0.123058:0.199834:0.178638:0.199834:0.178638:0.187838:0.123058:0.187838:0.007205:0.005542:0.004194:0.003363:0.006373:0.006373:0.003174:0.009094:0.004005:0.003107:0.003149
Cover on/up  :@0.123058:0.210046:0.192073:0.210046:0.192073:0.198050:0.123058:0.198050:0.008401:0.006361:0.006210:0.005542:0.004194:0.003187:0.006373:0.006373:0.003363:0.006373:0.006373:0.003116:0.003149
to  :@0.123058:0.220258:0.138966:0.220258:0.138966:0.208262:0.123058:0.208262:0.003527:0.006210:0.003023:0.003149
% of Annual  :@0.123058:0.231064:0.193752:0.231064:0.193752:0.219068:0.123058:0.219068:0.010417:0.003174:0.006373:0.004031:0.003212:0.008901:0.006373:0.006373:0.006373:0.005542:0.003502:0.003275:0.003149
Premium  :@0.123058:0.241276:0.175413:0.241276:0.175413:0.229280:0.123058:0.229280:0.007205:0.004194:0.005563:0.009573:0.003502:0.006399:0.009573:0.003199:0.003149
Payable  :@0.123058:0.251488:0.169032:0.251488:0.169032:0.239492:0.123058:0.239492:0.007217:0.005546:0.005878:0.005542:0.006373:0.003502:0.005592:0.003174:0.003149
One  :@0.209581:0.199834:0.236740:0.199834:0.236740:0.187838:0.209581:0.187838:0.009069:0.006376:0.005542:0.003023:0.003149
Month  :@0.209581:0.210046:0.249335:0.210046:0.249335:0.198050:0.209581:0.198050:0.011235:0.006373:0.006234:0.003363:0.006378:0.003023:0.003149
30%  :@0.209581:0.231064:0.238755:0.231064:0.238755:0.219068:0.209581:0.219068:0.006386:0.006378:0.010239:0.003023:0.003149
Two :@0.296064:0.199834:0.322053:0.199834:0.322053:0.187838:0.296064:0.187838:0.007725:0.008733:0.006382:0.003149
Three :@0.382595:0.199834:0.414966:0.199834:0.414966:0.187838:0.382595:0.187838:0.007557:0.006373:0.004194:0.005542:0.005555:0.003149
Four :@0.468749:0.199834:0.495745:0.199834:0.495745:0.187838:0.468749:0.187838:0.007041:0.006373:0.006235:0.004198:0.003149
Five :@0.555434:0.199834:0.580583:0.199834:0.580583:0.187838:0.555434:0.187838:0.006890:0.003523:0.006214:0.005374:0.003149
Six :@0.641587:0.199834:0.661362:0.199834:0.661362:0.187838:0.641587:0.187838:0.007054:0.003527:0.006046:0.003149
Seven  :@0.727782:0.199834:0.764687:0.199834:0.764687:0.187838:0.727782:0.187838:0.007041:0.005542:0.006226:0.005542:0.006386:0.003019:0.003149
Months :@0.296064:0.210046:0.337672:0.210046:0.337672:0.198050:0.296064:0.198050:0.011235:0.006373:0.006239:0.003527:0.006210:0.004874:0.003149
Months :@0.382600:0.210046:0.424039:0.210046:0.424039:0.198050:0.382600:0.198050:0.011235:0.006210:0.006399:0.003363:0.006386:0.004698:0.003149
Months :@0.468753:0.210046:0.510356:0.210046:0.510356:0.198050:0.468753:0.198050:0.011235:0.006373:0.006235:0.003527:0.006210:0.004874:0.003149
Months :@0.555272:0.210046:0.596711:0.210046:0.596711:0.198050:0.555272:0.198050:0.011235:0.006210:0.006399:0.003363:0.006210:0.004874:0.003149
Months :@0.641425:0.210046:0.683204:0.210046:0.683204:0.198050:0.641425:0.198050:0.011235:0.006210:0.006373:0.003502:0.006399:0.004912:0.003149
Months  :@0.727792:0.210046:0.772245:0.210046:0.772245:0.198050:0.727792:0.198050:0.011084:0.006373:0.006222:0.003363:0.006386:0.004874:0.003001:0.003149
40% :@0.296064:0.231064:0.322217:0.231064:0.322217:0.219068:0.296064:0.219068:0.006386:0.006378:0.010240:0.003149
50% :@0.382763:0.231064:0.408748:0.231064:0.408748:0.219068:0.382763:0.219068:0.006210:0.006386:0.010240:0.003149
60% :@0.468917:0.231064:0.495078:0.231064:0.495078:0.219068:0.468917:0.219068:0.006386:0.006386:0.010240:0.003149
70% :@0.555612:0.231064:0.581432:0.231064:0.581432:0.219068:0.555612:0.219068:0.006210:0.006210:0.010253:0.003149
80% :@0.641601:0.231064:0.667762:0.231064:0.667762:0.219068:0.641601:0.219068:0.006386:0.006386:0.010240:0.003149
90%  :@0.727968:0.231064:0.757316:0.231064:0.757316:0.219068:0.727968:0.219068:0.006386:0.006386:0.010240:0.003187:0.003149
Two :@0.296064:0.293168:0.322053:0.293168:0.322053:0.281172:0.296064:0.281172:0.007725:0.008729:0.006386:0.003149
Three :@0.382600:0.293168:0.414970:0.293168:0.414970:0.281172:0.382600:0.281172:0.007557:0.006373:0.004194:0.005542:0.005555:0.003149
Four :@0.468753:0.293168:0.495745:0.293168:0.495745:0.281172:0.468753:0.281172:0.007041:0.006373:0.006235:0.004194:0.003149
Five :@0.555435:0.293168:0.580589:0.293168:0.580589:0.281172:0.555435:0.281172:0.006890:0.003527:0.006210:0.005378:0.003149
Six :@0.641588:0.293168:0.661363:0.293168:0.661363:0.281172:0.641588:0.281172:0.007054:0.003527:0.006046:0.003149
Seven  :@0.727779:0.293168:0.764684:0.293168:0.764684:0.281172:0.727779:0.281172:0.007041:0.005542:0.006222:0.005542:0.006386:0.003023:0.003149
Months :@0.296064:0.303380:0.337672:0.303380:0.337672:0.291384:0.296064:0.291384:0.011235:0.006373:0.006239:0.003527:0.006210:0.004874:0.003149
Months :@0.382600:0.303380:0.424039:0.303380:0.424039:0.291384:0.382600:0.291384:0.011235:0.006210:0.006399:0.003363:0.006386:0.004698:0.003149
Months :@0.468753:0.303380:0.510356:0.303380:0.510356:0.291384:0.468753:0.291384:0.011235:0.006373:0.006235:0.003527:0.006210:0.004874:0.003149
Months :@0.555272:0.303380:0.596711:0.303380:0.596711:0.291384:0.555272:0.291384:0.011235:0.006210:0.006399:0.003363:0.006210:0.004874:0.003149
Months :@0.641425:0.303380:0.683204:0.303380:0.683204:0.291384:0.641425:0.291384:0.011235:0.006210:0.006373:0.003502:0.006399:0.004912:0.003149
Months  :@0.727792:0.303380:0.772245:0.303380:0.772245:0.291384:0.727792:0.291384:0.011084:0.006373:0.006222:0.003363:0.006386:0.004874:0.003001:0.003149
37.5% :@0.296064:0.324428:0.331794:0.324428:0.331794:0.312432:0.296064:0.312432:0.006373:0.006373:0.003023:0.006373:0.010438:0.003149
50% :@0.382763:0.324428:0.408752:0.324428:0.408752:0.312432:0.382763:0.312432:0.006210:0.006386:0.010244:0.003149
62.5% :@0.468917:0.324428:0.504814:0.324428:0.504814:0.312432:0.468917:0.312432:0.006386:0.006386:0.003182:0.006382:0.010412:0.003149
75% :@0.555602:0.324428:0.581423:0.324428:0.581423:0.312432:0.555602:0.312432:0.006210:0.006218:0.010244:0.003149
87.5% :@0.641587:0.324428:0.677484:0.324428:0.677484:0.312432:0.641587:0.312432:0.006373:0.006373:0.003174:0.006373:0.010454:0.003149
100%  :@0.728118:0.324428:0.763680:0.324428:0.763680:0.312432:0.728118:0.312432:0.006210:0.006373:0.006373:0.010417:0.003040:0.003149
Eight  :@0.815783:0.199834:0.849329:0.199834:0.849329:0.187838:0.815783:0.187838:0.007696:0.003539:0.006210:0.006373:0.003502:0.003078:0.003149
Months  :@0.815783:0.210046:0.860413:0.210046:0.860413:0.198050:0.815783:0.198050:0.011235:0.006373:0.006239:0.003527:0.006210:0.004874:0.003023:0.003149
100%  :@0.815783:0.231064:0.851344:0.231064:0.851344:0.219068:0.815783:0.219068:0.006386:0.006386:0.006373:0.010244:0.003023:0.003149
Tradex Cancellation of Charges :@0.123058:0.272506:0.286618:0.272506:0.286618:0.260510:0.123058:0.260510:0.007557:0.004194:0.005542:0.006373:0.005542:0.006210:0.003174:0.008401:0.005542:0.006373:0.005542:0.005542:0.003502:0.003539:0.005542:0.003502:0.003539:0.006373:0.006481:0.003191:0.006373:0.004031:0.003174:0.008401:0.006361:0.005542:0.004240:0.006214:0.005542:0.004870:0.003149
Period Of  :@0.123058:0.293168:0.178638:0.293168:0.178638:0.281172:0.123058:0.281172:0.007205:0.005542:0.004194:0.003363:0.006373:0.006373:0.003174:0.009094:0.004005:0.003107:0.003149
Cover on/up  :@0.123058:0.303380:0.192073:0.303380:0.192073:0.291384:0.123058:0.291384:0.008401:0.006361:0.006210:0.005542:0.004194:0.003187:0.006373:0.006373:0.003363:0.006373:0.006373:0.003116:0.003149
to  :@0.123058:0.313592:0.138966:0.313592:0.138966:0.301596:0.123058:0.301596:0.003527:0.006210:0.003023:0.003149
% of Annual  :@0.123058:0.324428:0.193752:0.324428:0.193752:0.312432:0.123058:0.312432:0.010417:0.003174:0.006373:0.004031:0.003212:0.008901:0.006373:0.006373:0.006373:0.005542:0.003502:0.003275:0.003149
Premium  :@0.123058:0.334640:0.175413:0.334640:0.175413:0.322644:0.123058:0.322644:0.007205:0.004194:0.005563:0.009573:0.003502:0.006399:0.009573:0.003199:0.003149
Payable  :@0.123058:0.344852:0.169032:0.344852:0.169032:0.332856:0.123058:0.332856:0.007217:0.005546:0.005878:0.005542:0.006373:0.003502:0.005592:0.003174:0.003149
One  :@0.209581:0.293168:0.236740:0.293168:0.236740:0.281172:0.209581:0.281172:0.009069:0.006376:0.005542:0.003023:0.003149
Month  :@0.209581:0.303380:0.249335:0.303380:0.249335:0.291384:0.209581:0.291384:0.011235:0.006373:0.006234:0.003363:0.006378:0.003023:0.003149
25%  :@0.209581:0.324428:0.238755:0.324428:0.238755:0.312432:0.209581:0.312432:0.006386:0.006378:0.010239:0.003023:0.003149