﻿461:@0.487639:0.955111:0.526646:0.955111:0.526646:0.936738:0.487639:0.936738:0.014111:0.014272:0.010624
 :@0.184222:0.132114:0.188517:0.132114:0.188517:0.117202:0.184222:0.117202:0.004295
KGM Motor Insurance:@0.164405:0.836385:0.262006:0.836385:0.262006:0.826854:0.164405:0.826854:0.007578:0.007539:0.009400:0.002347:0.009400:0.004705:0.003351:0.004705:0.004354:0.002513:0.004023:0.005201:0.004024:0.005201:0.004354:0.005026:0.005201:0.004354:0.004325
 :@0.262307:0.836241:0.264742:0.836241:0.264742:0.826964:0.262307:0.826964:0.002435
T +44 (0)20 8530 7351 :@0.342958:0.836241:0.438435:0.836241:0.438435:0.826964:0.342958:0.826964:0.006049:0.003867:0.005533:0.004870:0.004870:0.002513:0.003195:0.004870:0.003195:0.004870:0.004870:0.002513:0.004870:0.004870:0.004870:0.004870:0.002513:0.004870:0.005026:0.004870:0.005065:0.002435
Registered in England and Wales No 01514453 :@0.521512:0.836241:0.710741:0.836241:0.710741:0.826964:0.521512:0.826964:0.006536:0.004354:0.004870:0.002523:0.003857:0.002708:0.004325:0.003214:0.004354:0.004870:0.002679:0.002708:0.004685:0.002679:0.006039:0.004870:0.004870:0.002523:0.004529:0.004705:0.004870:0.002513:0.004529:0.004705:0.004870:0.002513:0.009224:0.004529:0.002523:0.004354:0.003857:0.002513:0.007033:0.004870:0.002533:0.004870:0.004870:0.004870:0.005026:0.004870:0.004870:0.004870:0.005211:0.002435
KGM House :@0.164405:0.845263:0.217218:0.845263:0.217218:0.835986:0.164405:0.835986:0.006887:0.007033:0.008747:0.002679:0.006887:0.005026:0.004705:0.003857:0.004559:0.002435
F  +44 (0)20 8530 8547 :@0.342958:0.845263:0.438435:0.845263:0.438435:0.835986:0.342958:0.835986:0.005377:0.002435:0.002104:0.005533:0.004870:0.004870:0.002513:0.003195:0.004870:0.003195:0.004870:0.004870:0.002513:0.004870:0.004870:0.004870:0.004870:0.002513:0.004870:0.005026:0.004870:0.005065:0.002435
Registered Office Gallery 9 One Lime Street London EC3M 7HA  :@0.521512:0.845263:0.785139:0.845263:0.785139:0.835986:0.521512:0.835986:0.006536:0.004354:0.004870:0.002523:0.003857:0.002708:0.004325:0.003214:0.004354:0.004870:0.002513:0.007208:0.003195:0.003195:0.002708:0.004325:0.004373:0.002513:0.007033:0.004549:0.002708:0.002494:0.004354:0.003351:0.004705:0.002513:0.004870:0.002513:0.007208:0.004705:0.004354:0.002679:0.005874:0.002844:0.007393:0.004354:0.002513:0.005377:0.002708:0.003166:0.004529:0.004354:0.002708:0.002484:0.005708:0.005026:0.004870:0.004870:0.005026:0.004705:0.002513:0.005874:0.006536:0.004870:0.008728:0.002513:0.005026:0.007033:0.006906:0.003010:0.002435
14 Eastwood Close :@0.164415:0.854168:0.242417:0.854168:0.242417:0.844891:0.164415:0.844891:0.004870:0.004870:0.002513:0.005874:0.004354:0.003857:0.002708:0.007033:0.004870:0.004870:0.004870:0.002513:0.006711:0.002523:0.004870:0.003857:0.004403:0.002435
T +44 (0)844 412 6412 Claims :@0.342968:0.854168:0.468679:0.854168:0.468679:0.844891:0.342968:0.844891:0.006049:0.003867:0.005533:0.004870:0.004870:0.002513:0.003195:0.004870:0.003195:0.004870:0.004870:0.004870:0.002513:0.004870:0.004870:0.004870:0.002513:0.004870:0.005026:0.004870:0.004870:0.002513:0.006536:0.002523:0.004529:0.002844:0.007393:0.004091:0.002435
KGM Motor Insurance is a brand name for business written by  :@0.521522:0.854168:0.772886:0.854168:0.772886:0.844891:0.521522:0.844891:0.006887:0.007033:0.008747:0.002513:0.008728:0.004870:0.002708:0.005026:0.003195:0.002513:0.003351:0.004705:0.004023:0.004705:0.003195:0.004529:0.004705:0.004354:0.004354:0.002679:0.002523:0.003857:0.002513:0.004354:0.002513:0.004870:0.003195:0.004354:0.004705:0.004870:0.002679:0.004705:0.004529:0.007393:0.004354:0.002679:0.003020:0.005026:0.003195:0.002513:0.004870:0.004705:0.004023:0.002708:0.004685:0.004354:0.003857:0.003857:0.002513:0.007033:0.003370:0.002523:0.002708:0.002669:0.004529:0.004705:0.002513:0.005026:0.004929:0.002688:0.002435
South Woodford :@0.164415:0.863191:0.232511:0.863191:0.232511:0.853913:0.164415:0.853913:0.005377:0.005026:0.004705:0.002844:0.004705:0.002513:0.009224:0.004870:0.004870:0.005026:0.003195:0.004870:0.003351:0.005085:0.002435
F  +44 (0)20 8530 7037 Claims :@0.342978:0.863191:0.468689:0.863191:0.468689:0.853913:0.342978:0.853913:0.005377:0.002435:0.002104:0.005533:0.004870:0.004870:0.002513:0.003195:0.004870:0.003195:0.004870:0.004870:0.002513:0.004870:0.004870:0.004870:0.004870:0.002513:0.004870:0.005026:0.004870:0.004870:0.002513:0.006536:0.002523:0.004529:0.002844:0.007393:0.004091:0.002435
Syndicate 260 which is managed by Canopius Managing Agents Limited :@0.521532:0.863191:0.810543:0.863191:0.810543:0.853913:0.521532:0.853913:0.005533:0.004870:0.004705:0.005026:0.002523:0.004354:0.004354:0.002708:0.004325:0.002533:0.004870:0.004870:0.004870:0.002513:0.007208:0.004870:0.002523:0.004529:0.004705:0.002679:0.002523:0.003857:0.002679:0.007393:0.004529:0.004705:0.004529:0.004705:0.004354:0.004870:0.002513:0.005026:0.004705:0.002513:0.006536:0.004354:0.004870:0.004870:0.005026:0.002708:0.004684:0.003858:0.002513:0.008728:0.004529:0.004705:0.004529:0.004870:0.002708:0.004870:0.004685:0.002679:0.007033:0.004724:0.004529:0.004705:0.002708:0.003828:0.002679:0.005874:0.002844:0.007393:0.002708:0.002669:0.004656:0.005036:0.002435
London E18 1RZ :@0.164424:0.872096:0.235374:0.872096:0.235374:0.862819:0.164424:0.862819:0.005874:0.005026:0.004705:0.004870:0.005026:0.004705:0.002679:0.005874:0.004870:0.004870:0.002513:0.004870:0.006536:0.006098:0.002435
www.kgminsurance.co.uk :@0.342978:0.872096:0.448020:0.872096:0.448020:0.862819:0.342978:0.862819:0.007033:0.007062:0.007033:0.002533:0.004870:0.005026:0.007393:0.002708:0.004870:0.004003:0.004705:0.003195:0.004529:0.004705:0.004354:0.004354:0.002513:0.004354:0.004870:0.002679:0.004705:0.005114:0.002435
Authorised by the Prudential Regulation Authority and regulated by the  :@0.521522:0.872096:0.807679:0.872096:0.807679:0.862819:0.521522:0.862819:0.007052:0.004870:0.002844:0.004705:0.004870:0.003351:0.002523:0.003857:0.004354:0.004870:0.002513:0.005026:0.004705:0.002513:0.002844:0.004705:0.004354:0.002513:0.005377:0.003351:0.004870:0.004870:0.004529:0.004705:0.002844:0.002523:0.004529:0.002523:0.002513:0.006536:0.004529:0.004870:0.004870:0.002523:0.004354:0.002844:0.002708:0.005007:0.004705:0.002679:0.007033:0.004724:0.002844:0.004870:0.004870:0.003351:0.002708:0.002825:0.004705:0.002513:0.004354:0.004870:0.005114:0.002523:0.003195:0.004529:0.004870:0.004870:0.002523:0.004354:0.002708:0.004325:0.004870:0.002533:0.005026:0.004705:0.002513:0.002844:0.004705:0.004432:0.002688:0.002435
UK :@0.164415:0.881001:0.180954:0.881001:0.180954:0.871724:0.164415:0.871724:0.007052:0.007052:0.002435
www.canopius.com :@0.342968:0.881001:0.423162:0.881001:0.423162:0.871724:0.342968:0.871724:0.007033:0.007062:0.007033:0.002533:0.004354:0.004354:0.004705:0.004870:0.005026:0.002708:0.004685:0.003857:0.002513:0.004354:0.005026:0.007646:0.002435
Financial Conduct Authority and the Prudential Regulation Authority :@0.521522:0.881001:0.796419:0.881001:0.796419:0.871724:0.521522:0.871724:0.005377:0.002708:0.004870:0.004500:0.004705:0.004529:0.002523:0.004529:0.002523:0.002513:0.006536:0.005026:0.004705:0.005026:0.004705:0.004354:0.002708:0.002659:0.007033:0.004724:0.002844:0.004870:0.004870:0.003351:0.002708:0.002825:0.004705:0.002513:0.004354:0.004870:0.004870:0.002513:0.002844:0.004705:0.004354:0.002698:0.005377:0.003351:0.004705:0.004870:0.004529:0.004705:0.002844:0.002523:0.004529:0.002523:0.002513:0.006536:0.004529:0.004870:0.004870:0.002708:0.004325:0.002864:0.002523:0.005026:0.004705:0.002679:0.007033:0.004724:0.002844:0.004870:0.004870:0.003351:0.002708:0.002825:0.004987:0.002435
 :@0.194130:0.217014:0.198329:0.217014:0.198329:0.201019:0.194130:0.201019:0.004199
We understand that Mr Cordell was subjected to a number of Police stops during the policy :@0.196817:0.229981:0.819951:0.229981:0.819951:0.215069:0.196817:0.215069:0.014925:0.008390:0.004218:0.008590:0.008544:0.008590:0.008544:0.005037:0.007725:0.004357:0.008590:0.008544:0.008390:0.004357:0.004357:0.008590:0.008374:0.004357:0.004434:0.012592:0.005191:0.004203:0.011078:0.008590:0.005145:0.008590:0.008590:0.003337:0.003353:0.004357:0.010924:0.008590:0.007725:0.004295:0.007725:0.008590:0.008590:0.003507:0.008590:0.007725:0.004295:0.008590:0.008590:0.004187:0.004357:0.008390:0.004357:0.008590:0.004295:0.008590:0.008590:0.012917:0.008390:0.008590:0.005145:0.004388:0.008390:0.004357:0.004357:0.010244:0.008590:0.003337:0.003353:0.007725:0.008590:0.004295:0.007602:0.004357:0.008590:0.008374:0.007725:0.004357:0.008590:0.008544:0.005191:0.003353:0.008390:0.008714:0.004203:0.004357:0.008590:0.008544:0.004357:0.008590:0.008544:0.003353:0.003353:0.007725:0.007725:0.004295
period whilst driving these vehicles. The stops were due to these vehicles not showing as :@0.196817:0.242566:0.819827:0.242566:0.819827:0.227654:0.196817:0.227654:0.008590:0.008544:0.005191:0.003353:0.008590:0.008544:0.005191:0.010924:0.008590:0.003337:0.003353:0.007725:0.004357:0.005191:0.008590:0.005145:0.003430:0.007725:0.003322:0.008590:0.008699:0.005191:0.004357:0.008590:0.008544:0.007555:0.008590:0.005160:0.007555:0.008590:0.008544:0.003353:0.007725:0.003353:0.008590:0.007725:0.004295:0.005238:0.009564:0.008590:0.008544:0.005191:0.007555:0.004357:0.008590:0.008544:0.007725:0.005191:0.010924:0.008590:0.005145:0.008590:0.005207:0.008590:0.008544:0.008590:0.004990:0.004357:0.008590:0.004990:0.004357:0.008590:0.008544:0.007725:0.008590:0.005160:0.007555:0.008590:0.008544:0.003353:0.007725:0.003353:0.008590:0.007725:0.005160:0.008590:0.008544:0.004357:0.005191:0.007555:0.008590:0.008544:0.010924:0.003353:0.008590:0.008699:0.005191:0.008590:0.007524:0.004295
insured on the Motor Insurers Da:@0.196817:0.255031:0.430290:0.255031:0.430290:0.240119:0.196817:0.240119:0.003353:0.008590:0.007725:0.008544:0.005191:0.008590:0.008544:0.005856:0.008590:0.008544:0.005856:0.004357:0.008590:0.008544:0.006026:0.012592:0.008590:0.004295:0.008590:0.005207:0.005856:0.004357:0.008590:0.007725:0.008544:0.005191:0.008590:0.005145:0.007725:0.005902:0.011078:0.008590
tabase (MID). We would confirm that it’s a requirement :@0.430460:0.255031:0.819857:0.255031:0.819857:0.240490:0.430460:0.240490:0.004357:0.008590:0.008544:0.008590:0.007725:0.008544:0.005856:0.005191:0.012592:0.004357:0.011078:0.005191:0.004357:0.005701:0.014925:0.008390:0.005856:0.010924:0.008590:0.008544:0.003353:0.008590:0.005840:0.007725:0.008590:0.008544:0.004512:0.003353:0.005037:0.012917:0.005856:0.004355:0.008590:0.008544:0.004357:0.005856:0.003353:0.004203:0.003353:0.007725:0.005856:0.008590:0.005840:0.005191:0.008590:0.008699:0.008590:0.003337:0.005191:0.008590:0.012870:0.008590:0.008407:0.004201:0.004295
for Motor Insurers to upload details of all insured policies & vehicles to the MID, the targets :@0.196817:0.267496:0.820013:0.267496:0.820013:0.252584:0.196817:0.252584:0.004357:0.008590:0.005145:0.004558:0.012592:0.008590:0.004295:0.008590:0.005052:0.004512:0.004357:0.008590:0.007725:0.008374:0.005190:0.008590:0.005145:0.007586:0.004512:0.004357:0.008390:0.004512:0.008590:0.008544:0.003198:0.008590:0.008544:0.008590:0.004496:0.008590:0.008544:0.004357:0.008590:0.003337:0.003353:0.007725:0.004512:0.008390:0.004357:0.004512:0.008590:0.003337:0.003353:0.004512:0.003353:0.008590:0.007725:0.008544:0.005191:0.008590:0.008544:0.004683:0.008590:0.008544:0.003353:0.003353:0.007725:0.003353:0.008590:0.007725:0.004496:0.010244:0.004558:0.007555:0.008590:0.008544:0.003353:0.007725:0.003353:0.008590:0.007725:0.004496:0.004357:0.008590:0.004496:0.004357:0.008590:0.008374:0.004512:0.012592:0.004357:0.011078:0.004357:0.004512:0.004357:0.008590:0.008544:0.004357:0.004357:0.008590:0.005006:0.008714:0.008390:0.004357:0.007555:0.004295
set are 95% of policies to be on the MID within 14 days for Motor Trade policies and 95% :@0.196817:0.280081:0.819657:0.280081:0.819657:0.265169:0.196817:0.265169:0.007725:0.008590:0.004295:0.005068:0.008590:0.005145:0.008436:0.005021:0.008590:0.008544:0.013735:0.005052:0.008390:0.004357:0.005021:0.008590:0.008544:0.003353:0.003353:0.007725:0.003353:0.008590:0.007725:0.004990:0.004203:0.008590:0.004990:0.008590:0.008544:0.005021:0.008590:0.008544:0.005021:0.004357:0.008590:0.008544:0.005021:0.012592:0.004357:0.011078:0.005021:0.010924:0.003353:0.004357:0.008590:0.003337:0.008590:0.004990:0.008714:0.008590:0.004990:0.008590:0.008544:0.007555:0.007725:0.005021:0.004512:0.008390:0.005191:0.005021:0.012592:0.008590:0.004295:0.008590:0.005207:0.004852:0.009564:0.005191:0.008590:0.008544:0.008590:0.004836:0.008590:0.008544:0.003353:0.003353:0.007725:0.003353:0.008590:0.007725:0.004990:0.008590:0.008544:0.008590:0.004990:0.008590:0.008544:0.013596:0.004295
of vehicles to be on the MID within 21 days for Motor Trade. Accordingly we can note that :@0.196817:0.292546:0.819781:0.292546:0.819781:0.277634:0.196817:0.277634:0.008390:0.004512:0.004852:0.007555:0.008590:0.008544:0.003353:0.007725:0.003353:0.008590:0.007725:0.004836:0.004357:0.008590:0.004836:0.008652:0.008590:0.004836:0.008590:0.008544:0.004852:0.004357:0.008590:0.008544:0.005021:0.012592:0.004357:0.011078:0.005021:0.011078:0.003353:0.004357:0.008590:0.003337:0.008590:0.004836:0.008590:0.008544:0.004852:0.008590:0.008699:0.007555:0.007725:0.004852:0.004512:0.008590:0.005145:0.004728:0.012592:0.008590:0.004295:0.008590:0.005207:0.004852:0.009564:0.005191:0.008590:0.008544:0.008390:0.004357:0.004852:0.010244:0.007725:0.007725:0.008590:0.005145:0.008590:0.003368:0.008390:0.008714:0.003353:0.007555:0.005021:0.010924:0.008590:0.004836:0.007725:0.008590:0.008544:0.004852:0.008590:0.008544:0.004357:0.008590:0.004836:0.004357:0.008590:0.008544:0.004203:0.004295
whilst this database is very effective, it’s not real time and not 100% accurate.:@0.196817:0.305131:0.724651:0.305131:0.724651:0.290590:0.196817:0.290590:0.010924:0.008714:0.003353:0.003353:0.007725:0.004357:0.004357:0.004357:0.008590:0.003337:0.007725:0.004357:0.008590:0.008374:0.004357:0.008590:0.008544:0.008590:0.007725:0.008544:0.004357:0.003353:0.007555:0.004357:0.007555:0.008590:0.005145:0.007585:0.004357:0.008390:0.004357:0.004513:0.008590:0.007523:0.004357:0.003353:0.007555:0.008590:0.004295:0.004403:0.003353:0.004357:0.003353:0.007725:0.004357:0.008590:0.008374:0.004357:0.004203:0.005191:0.008590:0.008544:0.003353:0.004203:0.004357:0.003353:0.012917:0.008590:0.004295:0.008590:0.008590:0.008390:0.004357:0.008590:0.008544:0.004203:0.004357:0.008590:0.008544:0.008590:0.013581:0.004357:0.008590:0.007725:0.007725:0.008374:0.005191:0.008390:0.004357:0.008590:0.004295
 :@0.724930:0.305131:0.729226:0.305131:0.729226:0.290219:0.724930:0.290219:0.004295
 :@0.196817:0.317596:0.201113:0.317596:0.201113:0.302684:0.196817:0.302684:0.004295
We have carried out an investigation to understand why Mr Cordells vehicles were not on :@0.196817:0.330061:0.819765:0.330061:0.819765:0.315149:0.196817:0.315149:0.014925:0.008390:0.005021:0.008590:0.008544:0.007555:0.008590:0.005160:0.007725:0.008590:0.005145:0.005222:0.003353:0.008590:0.008544:0.005191:0.008590:0.008374:0.004357:0.005191:0.008590:0.008374:0.005191:0.003353:0.008590:0.007524:0.008590:0.007725:0.004295:0.003430:0.008699:0.008590:0.004295:0.003430:0.008544:0.008590:0.004990:0.004357:0.008590:0.005160:0.008590:0.008544:0.008590:0.008544:0.005037:0.007725:0.004357:0.008390:0.008590:0.008544:0.005191:0.010924:0.008714:0.007555:0.005361:0.012592:0.005191:0.005191:0.011078:0.008590:0.005145:0.008590:0.008590:0.003337:0.003353:0.007725:0.005191:0.007555:0.008590:0.008544:0.003507:0.007725:0.003353:0.008590:0.007725:0.005160:0.010924:0.008590:0.005145:0.008590:0.005207:0.008590:0.008544:0.004357:0.005191:0.008590:0.008374:0.004295
the MID lea:@0.196817:0.342646:0.277593:0.342646:0.277593:0.327734:0.196817:0.327734:0.004357:0.008590:0.008544:0.005361:0.012592:0.004357:0.011078:0.005361:0.003353:0.008590:0.008590
ding to these Police stops. It has been established that there is a “bug” in our :@0.277593:0.342646:0.819779:0.342646:0.819779:0.328105:0.277593:0.328105:0.008590:0.003337:0.008590:0.008699:0.005191:0.004357:0.008590:0.005160:0.004357:0.008590:0.008544:0.007725:0.008390:0.005361:0.010244:0.008590:0.003337:0.003353:0.007725:0.008590:0.005330:0.007725:0.004357:0.008590:0.008544:0.007555:0.004357:0.005191:0.004357:0.004203:0.005361:0.008590:0.008544:0.007725:0.005361:0.008590:0.008544:0.008390:0.008590:0.005330:0.008590:0.007725:0.004295:0.008590:0.008590:0.003353:0.003353:0.007725:0.008590:0.008544:0.008590:0.005160:0.004357:0.008590:0.008543:0.004204:0.005361:0.004357:0.008590:0.008373:0.005191:0.008590:0.005330:0.003198:0.007725:0.005361:0.008590:0.005160:0.005191:0.008590:0.008374:0.008714:0.005191:0.005361:0.003353:0.008390:0.005361:0.008590:0.008544:0.005037:0.004295
system when copying and pasting a registration with a space in it into the policy record, :@0.196817:0.355111:0.819734:0.355111:0.819734:0.340199:0.196817:0.340199:0.007725:0.007555:0.007725:0.004357:0.008590:0.012870:0.006072:0.010924:0.008590:0.008544:0.008590:0.006010:0.007725:0.008590:0.008544:0.007555:0.003353:0.008590:0.008699:0.006026:0.008590:0.008544:0.008590:0.006010:0.008590:0.008544:0.007725:0.004357:0.003353:0.008390:0.008714:0.006026:0.008590:0.005840:0.005191:0.008390:0.008714:0.003353:0.007725:0.004357:0.005191:0.008390:0.004357:0.003353:0.008590:0.008374:0.006026:0.010924:0.003353:0.004357:0.008590:0.006010:0.008590:0.006010:0.007725:0.008590:0.008544:0.007725:0.008590:0.006010:0.003353:0.008590:0.006010:0.003351:0.004357:0.006027:0.003353:0.008590:0.004295:0.008590:0.006057:0.004203:0.008590:0.008544:0.006026:0.008590:0.008544:0.003353:0.003353:0.007725:0.007555:0.006026:0.005191:0.008590:0.007725:0.008544:0.005191:0.008590:0.004172:0.004295
that results in an unsuccessful upload to the MID. It does not happen when we receive :@0.196817:0.367729:0.820275:0.367729:0.820275:0.352817:0.196817:0.352817:0.004357:0.008590:0.008544:0.004357:0.006366:0.005191:0.008390:0.007725:0.008590:0.003337:0.004357:0.007725:0.006366:0.003353:0.008590:0.006335:0.008590:0.008544:0.006366:0.008590:0.008544:0.007725:0.008590:0.007524:0.007725:0.008590:0.007725:0.007524:0.004512:0.008590:0.003337:0.006366:0.008590:0.008544:0.003353:0.008590:0.008544:0.008590:0.006335:0.004357:0.008590:0.006335:0.004357:0.008590:0.008544:0.006366:0.012592:0.004355:0.011078:0.004359:0.006366:0.004357:0.004357:0.006366:0.008590:0.008543:0.008590:0.007725:0.006335:0.008590:0.008373:0.004357:0.006366:0.008590:0.008544:0.008590:0.008546:0.008590:0.008544:0.006366:0.010924:0.008590:0.008543:0.008590:0.006505:0.010924:0.008714:0.006366:0.005191:0.008590:0.007725:0.008544:0.003353:0.007555:0.009273:0.004295
data electronically or when manually inputting data and was something we were unaware :@0.196817:0.380194:0.819858:0.380194:0.819858:0.365282:0.196817:0.365282:0.008590:0.008544:0.004357:0.008590:0.005330:0.008590:0.003337:0.008590:0.007725:0.004172:0.005191:0.008590:0.008544:0.003353:0.007725:0.008590:0.003337:0.003353:0.007555:0.005361:0.008590:0.005145:0.005392:0.010924:0.008714:0.008590:0.008544:0.005361:0.012917:0.008590:0.008544:0.008590:0.008544:0.003353:0.003353:0.007555:0.005361:0.003353:0.008590:0.008544:0.008590:0.004295:0.004403:0.003353:0.008590:0.008544:0.005361:0.008590:0.008374:0.004357:0.008590:0.005330:0.008590:0.008544:0.008590:0.005330:0.010924:0.008590:0.007725:0.005330:0.007725:0.008390:0.012917:0.008590:0.004295:0.008590:0.003384:0.008390:0.008714:0.005361:0.010924:0.008590:0.005330:0.010924:0.008590:0.005145:0.008590:0.005361:0.008590:0.008543:0.008590:0.010894:0.008590:0.005145:0.008590:0.004295
of until this case.  We have  of course  changed  our processes  to  prevent this occurring :@0.196817:0.392659:0.819793:0.392659:0.819793:0.377747:0.196817:0.377747:0.008390:0.004512:0.007045:0.008590:0.008544:0.004357:0.003353:0.003353:0.007045:0.004357:0.008590:0.003337:0.007725:0.007045:0.007725:0.008590:0.007725:0.008374:0.004357:0.004295:0.002410:0.015095:0.008390:0.007045:0.008390:0.008590:0.007524:0.008590:0.004295:0.002719:0.008590:0.004496:0.007045:0.007725:0.008590:0.008544:0.005037:0.007725:0.008590:0.004295:0.002719:0.007725:0.008590:0.008544:0.008390:0.008714:0.008590:0.008544:0.004295:0.002580:0.008590:0.008544:0.005191:0.007045:0.008590:0.005145:0.008590:0.007725:0.008590:0.007540:0.007725:0.008590:0.007725:0.004295:0.002719:0.004357:0.008590:0.004295:0.002719:0.008390:0.005191:0.008590:0.007524:0.008590:0.008544:0.004357:0.007045:0.004357:0.008590:0.003336:0.007725:0.007045:0.008590:0.007725:0.007725:0.008374:0.005190:0.005191:0.003353:0.008390:0.008590:0.004295
again. :@0.196817:0.405244:0.243092:0.405244:0.243092:0.390332:0.196817:0.390332:0.008590:0.008699:0.008590:0.003337:0.008590:0.004172:0.004295
 :@0.196817:0.417709:0.201113:0.417709:0.201113:0.402797:0.196817:0.402797:0.004295
The unfortunate outcome for Mr Cordell of course was that it appeared to the Police that :@0.196817:0.430294:0.820198:0.430294:0.820198:0.415382:0.196817:0.415382:0.009564:0.008590:0.008544:0.005531:0.008590:0.008374:0.004512:0.008390:0.005191:0.004357:0.008590:0.008544:0.008390:0.004357:0.008590:0.005500:0.008590:0.008544:0.004357:0.007725:0.008390:0.012762:0.008590:0.005500:0.004512:0.008390:0.005191:0.005531:0.012591:0.005191:0.005531:0.011078:0.008590:0.005145:0.008590:0.008590:0.003492:0.003353:0.005531:0.008590:0.004496:0.005531:0.007725:0.008590:0.008544:0.005191:0.007555:0.008590:0.005670:0.010924:0.008590:0.007725:0.005500:0.004357:0.008590:0.008544:0.004357:0.005531:0.003353:0.004357:0.005531:0.008590:0.008544:0.008590:0.008544:0.008590:0.005145:0.008590:0.008590:0.005516:0.004357:0.008590:0.005500:0.004357:0.009071:0.008590:0.005500:0.010244:0.008590:0.003337:0.003353:0.007725:0.008590:0.005500:0.004357:0.008590:0.008544:0.004357:0.004295
he was driving uninsured and was subjected to unnecessary Police stops. This was not Mr :@0.196817:0.442759:0.819824:0.442759:0.819824:0.427847:0.196817:0.427847:0.008590:0.008544:0.004512:0.010924:0.008590:0.007725:0.004496:0.008590:0.005145:0.003554:0.007555:0.003353:0.008590:0.008699:0.004512:0.008590:0.008544:0.003353:0.008590:0.007725:0.008544:0.005191:0.008590:0.008544:0.004512:0.008590:0.008544:0.008590:0.004495:0.010924:0.008590:0.007725:0.004496:0.007725:0.008590:0.008544:0.003507:0.008590:0.007725:0.004295:0.008590:0.008590:0.004512:0.004357:0.008590:0.004496:0.008590:0.008374:0.008590:0.008544:0.007725:0.008590:0.007725:0.007725:0.008544:0.005191:0.007555:0.004512:0.010244:0.008590:0.003337:0.003353:0.007725:0.008590:0.004496:0.007725:0.004357:0.008590:0.008544:0.007725:0.004357:0.004357:0.009564:0.008590:0.003337:0.007725:0.004512:0.010924:0.008590:0.007725:0.004496:0.008590:0.008544:0.004357:0.004512:0.012592:0.005360:0.004295
Cordells fault in any way as he had a valid Insurance policy in force and was fully insured :@0.196817:0.455224:0.819673:0.455224:0.819673:0.440312:0.196817:0.440312:0.011078:0.008590:0.005145:0.008590:0.008590:0.003337:0.003353:0.007725:0.005021:0.004512:0.008590:0.008544:0.003353:0.004357:0.005021:0.003353:0.008590:0.004990:0.008590:0.008544:0.007555:0.005021:0.010924:0.008714:0.007725:0.005021:0.008590:0.007725:0.004990:0.008590:0.008544:0.005021:0.008590:0.008544:0.008590:0.004990:0.008590:0.004990:0.007555:0.008590:0.003492:0.003353:0.008590:0.004990:0.004357:0.008590:0.007725:0.008544:0.005191:0.008590:0.008544:0.007725:0.008590:0.004990:0.008590:0.008544:0.003353:0.003353:0.007725:0.007555:0.005191:0.003353:0.008590:0.004990:0.004512:0.008590:0.005145:0.007725:0.008590:0.005037:0.008590:0.008544:0.008590:0.004836:0.010924:0.008590:0.007725:0.004990:0.004512:0.008590:0.003337:0.003353:0.007555:0.005191:0.003353:0.008590:0.007725:0.008544:0.005191:0.008590:0.008374:0.004295
to drive these vehicles  for  the  purposes permitted  under  this  policy during  the policy :@0.196817:0.467809:0.820167:0.467809:0.820167:0.452897:0.196817:0.452897:0.004357:0.008590:0.008189:0.008590:0.005145:0.003430:0.007524:0.008590:0.008189:0.004357:0.008590:0.008544:0.007725:0.008590:0.008189:0.007555:0.008590:0.008544:0.003353:0.007725:0.003353:0.008590:0.007725:0.004295:0.003723:0.004512:0.008590:0.005006:0.004295:0.003924:0.004357:0.008590:0.008544:0.004295:0.003924:0.008590:0.008374:0.005191:0.008590:0.008544:0.007725:0.008590:0.007725:0.008189:0.008390:0.008590:0.005006:0.012762:0.003353:0.004357:0.004357:0.008590:0.008544:0.004295:0.003924:0.008590:0.008544:0.008590:0.008374:0.005191:0.004295:0.003924:0.004355:0.008590:0.003336:0.007725:0.004295:0.004267:0.008590:0.008544:0.003353:0.003353:0.007725:0.007555:0.008220:0.008590:0.008544:0.005191:0.003353:0.008590:0.008699:0.004295:0.003754:0.004357:0.008590:0.008544:0.008220:0.008590:0.008544:0.003353:0.003353:0.007725:0.007555:0.004295
period. :@0.196817:0.480274:0.248128:0.480274:0.248128:0.465362:0.196817:0.465362:0.008590:0.008544:0.005191:0.003353:0.008590:0.008544:0.004203:0.004295
 :@0.196817:0.492859:0.201113:0.492859:0.201113:0.477947:0.196817:0.477947:0.004295
As stated above this policy was in force from 00.01 AM on the 23/2/13 and was in force :@0.194129:0.505324:0.820152:0.505324:0.820152:0.490412:0.194129:0.490412:0.010244:0.007725:0.006026:0.007725:0.004357:0.008390:0.004357:0.008590:0.008544:0.006026:0.008590:0.008544:0.008590:0.007524:0.008590:0.005840:0.004357:0.008590:0.003337:0.007725:0.006026:0.008590:0.008544:0.003353:0.003353:0.007725:0.007555:0.006196:0.010924:0.008590:0.007725:0.006010:0.003353:0.008590:0.005840:0.004512:0.008590:0.005145:0.007725:0.008436:0.005856:0.004357:0.005191:0.008590:0.012731:0.006335:0.008590:0.008374:0.004357:0.008590:0.008544:0.006026:0.010244:0.012592:0.006026:0.008590:0.008544:0.006026:0.004357:0.008590:0.008374:0.006149:0.008590:0.008544:0.004357:0.008390:0.004372:0.008560:0.008560:0.005871:0.008560:0.008560:0.008560:0.006057:0.010924:0.008590:0.007725:0.006010:0.003353:0.008590:0.005840:0.004512:0.008590:0.005145:0.007586:0.008390:0.004295
until  Midnight on the  22/2/14. We have been asked to specifically confirm that it was in :@0.194098:0.517909:0.819795:0.517909:0.819795:0.502997:0.194098:0.502997:0.008590:0.008544:0.004357:0.003353:0.003353:0.004295:0.002441:0.012592:0.003353:0.008590:0.008544:0.003353:0.008714:0.008590:0.004295:0.006582:0.008590:0.008544:0.006536:0.004357:0.008590:0.008544:0.004295:0.002348:0.008590:0.008544:0.004357:0.008590:0.004295:0.008590:0.008420:0.004357:0.006196:0.015095:0.008390:0.006536:0.008590:0.008544:0.007555:0.008590:0.006505:0.008590:0.008544:0.008590:0.008544:0.006536:0.008590:0.007725:0.007849:0.008590:0.008544:0.006366:0.004357:0.008590:0.006505:0.007725:0.008590:0.008544:0.007725:0.003198:0.004512:0.003353:0.007725:0.008590:0.003337:0.003353:0.007555:0.006536:0.007725:0.008590:0.008544:0.004512:0.003353:0.005037:0.012917:0.006536:0.004357:0.008590:0.008374:0.004355:0.006536:0.003353:0.004357:0.006536:0.010924:0.008590:0.007725:0.006505:0.003507:0.008714:0.004295
force on the 14/11/2013 for both the Ford Zetec registration MA57LDY and the Ford Transit :@0.194098:0.530374:0.820183:0.530374:0.820183:0.515462:0.194098:0.515462:0.004357:0.008590:0.005145:0.007725:0.008436:0.004357:0.008590:0.008544:0.004357:0.004357:0.008390:0.008590:0.004295:0.008590:0.008590:0.004342:0.008590:0.008374:0.004357:0.008590:0.008544:0.008590:0.008544:0.004203:0.004203:0.008590:0.005145:0.004481:0.008590:0.008544:0.004357:0.008390:0.004357:0.004357:0.008590:0.008374:0.004388:0.009440:0.008529:0.005191:0.008390:0.004357:0.009440:0.008529:0.004357:0.008590:0.007524:0.004357:0.005191:0.008390:0.008714:0.003353:0.007725:0.004203:0.005191:0.008590:0.004295:0.003430:0.008544:0.008590:0.004295:0.012639:0.010383:0.008560:0.008590:0.008544:0.011078:0.010290:0.004372:0.008590:0.008544:0.008590:0.004295:0.004403:0.008590:0.008544:0.004372:0.009440:0.008529:0.005191:0.008390:0.004203:0.009564:0.005191:0.008590:0.008544:0.007725:0.003198:0.004203:0.004295
registration CX52JRZ. :@0.194098:0.542839:0.349916:0.542839:0.349916:0.527927:0.194098:0.527927:0.005191:0.008390:0.008714:0.003353:0.007725:0.004357:0.005191:0.008390:0.004357:0.003353:0.008590:0.008544:0.004357:0.010924:0.010398:0.008590:0.008544:0.007725:0.011078:0.009548:0.004203:0.004295
 :@0.196787:0.555446:0.201082:0.555446:0.201082:0.540534:0.196787:0.540534:0.004295
We  trust this letter meets  the requirements of the Police  and the Courts. Should  you :@0.196787:0.567911:0.819578:0.567911:0.819578:0.552999:0.196787:0.552999:0.014925:0.008390:0.004295:0.003245:0.004357:0.005191:0.008590:0.007524:0.004357:0.007710:0.004357:0.008590:0.003337:0.007725:0.007710:0.003353:0.008590:0.004295:0.004403:0.008390:0.005191:0.007710:0.012917:0.008390:0.008590:0.004295:0.007725:0.004295:0.003461:0.004357:0.008590:0.008544:0.007710:0.005191:0.008390:0.008714:0.008590:0.003337:0.005191:0.008390:0.012917:0.008590:0.008544:0.004203:0.007725:0.007710:0.008390:0.004357:0.007710:0.004357:0.008590:0.008544:0.007710:0.010244:0.008590:0.003337:0.003353:0.007725:0.008590:0.004295:0.003384:0.008590:0.008544:0.008714:0.007710:0.004357:0.008590:0.008544:0.007710:0.011078:0.008714:0.008590:0.005145:0.004388:0.007555:0.004357:0.007710:0.010244:0.008590:0.008543:0.008590:0.003339:0.008590:0.004295:0.003384:0.007554:0.008590:0.008699:0.004295
require any further assistance please do not hesitate to contact us. :@0.196787:0.580496:0.654801:0.580496:0.654801:0.565584:0.196787:0.565584:0.005191:0.008390:0.008714:0.008590:0.003337:0.005191:0.008590:0.004295:0.008590:0.008590:0.007555:0.004203:0.004512:0.008390:0.005191:0.004357:0.008590:0.008374:0.005191:0.004357:0.008390:0.007725:0.007725:0.003353:0.007725:0.004203:0.008590:0.008544:0.007725:0.008590:0.004295:0.008590:0.003384:0.008590:0.008544:0.007725:0.008590:0.004295:0.008590:0.008420:0.004357:0.008590:0.008544:0.004203:0.004357:0.008590:0.008544:0.007725:0.003353:0.004203:0.008590:0.004295:0.008590:0.004218:0.004357:0.008590:0.004295:0.007725:0.008590:0.008420:0.004357:0.008590:0.007524:0.004357:0.004357:0.008590:0.007524:0.004481:0.004295
 :@0.184194:0.592961:0.188490:0.592961:0.188490:0.578049:0.184194:0.578049:0.004295
 :@0.196787:0.605426:0.201082:0.605426:0.201082:0.590514:0.196787:0.590514:0.004295
Yours sincerely, :@0.196787:0.618011:0.310579:0.618011:0.310579:0.603099:0.196787:0.603099:0.010244:0.008590:0.008544:0.005191:0.007725:0.004357:0.007725:0.003353:0.008590:0.007725:0.008374:0.005191:0.008590:0.003337:0.007555:0.004403:0.004295
 :@0.196787:0.630476:0.201082:0.630476:0.201082:0.615564:0.196787:0.615564:0.004295
 :@0.196787:0.643061:0.201082:0.643061:0.201082:0.628149:0.196787:0.628149:0.004295
 :@0.280744:0.696493:0.285040:0.696493:0.285040:0.681581:0.280744:0.681581:0.004295
 :@0.196787:0.706588:0.201082:0.706588:0.201082:0.691676:0.196787:0.691676:0.004295
Mr Peter Wood :@0.196787:0.719052:0.304523:0.719052:0.304523:0.704140:0.196787:0.704140:0.012592:0.005191:0.004357:0.010244:0.008590:0.004295:0.008590:0.005207:0.003863:0.015095:0.008390:0.008590:0.008436:0.004295
UK Specialty Operations Manager :@0.196787:0.731638:0.433874:0.731638:0.433874:0.716726:0.196787:0.716726:0.011078:0.010244:0.004357:0.010244:0.008590:0.008544:0.007725:0.003353:0.008590:0.003337:0.004357:0.007555:0.004357:0.012082:0.008590:0.008544:0.005191:0.008590:0.004295:0.003430:0.008544:0.008590:0.007524:0.004357:0.012592:0.008590:0.008544:0.008590:0.008699:0.008668:0.005037:0.004295
 :@0.196771:0.744135:0.201066:0.744135:0.201066:0.729223:0.196771:0.729223:0.004295
 :@0.184222:0.757504:0.188420:0.757504:0.188420:0.741509:0.184222:0.741509:0.004199