KGM:@0.778274:0.087936:0.875783:0.087936:0.875783:0.051504:0.778274:0.051504:0.029819:0.029819:0.037871
MOTOR INSURANCE :@0.789778:0.107092:0.907159:0.107092:0.907159:0.097128:0.789778:0.097128:0.009765:0.008948:0.006786:0.008948:0.008615:0.003324:0.003439:0.008051:0.007672:0.008166:0.008500:0.007591:0.008166:0.008500:0.007712:0.003198
Member of Canopius :@0.793186:0.118461:0.903660:0.118461:0.903660:0.108497:0.793186:0.108497:0.009765:0.006395:0.009431:0.006326:0.006395:0.003830:0.003439:0.006326:0.002990:0.003439:0.008500:0.006395:0.006395:0.006326:0.006395:0.002634:0.006326:0.005969:0.003198
data electronically or when  manually inputting data and was something we were  unaware:@0.112772:0.147904:0.911108:0.147904:0.911108:0.130928:0.112772:0.130928:0.011150:0.010895:0.005291:0.010895:0.007819:0.010895:0.004350:0.011150:0.009210:0.005663:0.006271:0.011150:0.010895:0.004350:0.009406:0.011150:0.004115:0.004350:0.009798:0.007623:0.011150:0.006271:0.008015:0.014148:0.010581:0.011150:0.010581:0.005448:0.002763:0.016068:0.010581:0.011150:0.010581:0.011150:0.004350:0.004115:0.009798:0.008015:0.004350:0.010581:0.011150:0.010581:0.005663:0.005448:0.004350:0.010581:0.010895:0.007819:0.010895:0.010778:0.005448:0.011150:0.007623:0.011150:0.010581:0.011150:0.008015:0.013717:0.010895:0.009974:0.007621:0.009798:0.010895:0.016323:0.010581:0.005663:0.010895:0.003919:0.011150:0.010581:0.008015:0.014148:0.010581:0.008015:0.014148:0.010895:0.006525:0.010581:0.005448:0.002763:0.010581:0.011150:0.010895:0.013717:0.011150:0.006271:0.010895
of until  this case.  We  have  of course changed  our  processes to prevent  this occurring:@0.112772:0.162596:0.911151:0.162596:0.911151:0.145621:0.112772:0.145621:0.010581:0.005663:0.010170:0.010581:0.011150:0.005448:0.004350:0.004115:0.005448:0.004918:0.005095:0.010895:0.004350:0.009406:0.010170:0.009798:0.011150:0.009406:0.010895:0.005291:0.005448:0.004331:0.018988:0.010778:0.005448:0.004331:0.010581:0.011150:0.009798:0.010581:0.005448:0.004331:0.010581:0.005663:0.010170:0.009798:0.010581:0.011150:0.006271:0.009798:0.010780:0.010170:0.009798:0.010581:0.011150:0.010581:0.011150:0.010581:0.010581:0.005448:0.004918:0.010581:0.010895:0.006525:0.005448:0.004331:0.011150:0.006271:0.011150:0.009406:0.010895:0.009974:0.009798:0.010895:0.009406:0.010170:0.005291:0.010581:0.010170:0.011150:0.006271:0.011150:0.009406:0.010895:0.010778:0.005448:0.005448:0.004331:0.005663:0.010895:0.004350:0.009406:0.010170:0.011150:0.009210:0.009798:0.011150:0.006525:0.006271:0.004350:0.010895:0.010895
again. :@0.112772:0.177569:0.171519:0.177569:0.171519:0.160594:0.112772:0.160594:0.011150:0.010581:0.010895:0.004487:0.010895:0.005291:0.005448
The unfortunate outcome for  Mr Cordell  of  course was that it appeared  to the Police  that:@0.112772:0.206138:0.911091:0.206138:0.911091:0.189162:0.112772:0.189162:0.011973:0.010895:0.011150:0.007623:0.011150:0.010581:0.005663:0.010895:0.006525:0.005095:0.010895:0.010778:0.011150:0.005448:0.011150:0.007623:0.010581:0.011150:0.005448:0.009798:0.011150:0.015676:0.011150:0.007623:0.005448:0.011150:0.006271:0.005448:0.002763:0.015674:0.006525:0.008016:0.014148:0.010895:0.006525:0.010895:0.011150:0.004350:0.004117:0.005448:0.002763:0.010581:0.005859:0.005448:0.002763:0.009210:0.011150:0.011150:0.006271:0.009406:0.011150:0.008015:0.014148:0.010895:0.009798:0.007623:0.005663:0.010581:0.011150:0.005448:0.008015:0.004350:0.005448:0.007623:0.011150:0.010581:0.011150:0.010580:0.011150:0.006271:0.010778:0.010895:0.005448:0.002765:0.005093:0.011150:0.008015:0.005097:0.011148:0.010895:0.007819:0.013070:0.011150:0.004350:0.004115:0.009798:0.010581:0.005448:0.002763:0.005448:0.010778:0.010895:0.005448
he was driving uninsured and was subjected to unnecessary Police stops. This was not Mr:@0.112772:0.220558:0.910679:0.220558:0.910679:0.203582:0.112772:0.203582:0.011150:0.010895:0.006839:0.013717:0.010895:0.009974:0.006839:0.010895:0.006525:0.004115:0.009798:0.004350:0.010581:0.011150:0.006251:0.011150:0.011150:0.004115:0.010778:0.009798:0.010895:0.006525:0.010581:0.011150:0.006839:0.010581:0.010581:0.011150:0.006839:0.013913:0.011150:0.009798:0.006839:0.009210:0.011150:0.011150:0.003723:0.011150:0.009798:0.005095:0.010895:0.011150:0.006447:0.005448:0.011150:0.006251:0.010778:0.010895:0.010778:0.011150:0.009798:0.010895:0.009798:0.009406:0.011150:0.006271:0.009798:0.006839:0.012737:0.011150:0.004350:0.004115:0.009798:0.011150:0.006839:0.009210:0.005663:0.010581:0.011150:0.009798:0.005448:0.006839:0.011561:0.010895:0.004350:0.009798:0.006839:0.013913:0.011150:0.009798:0.006447:0.010895:0.010778:0.005448:0.006839:0.015872:0.006525
Cordell’s fault in any way as he had a valid Insurance policy in force and was fully insured:@0.112772:0.234982:0.911093:0.234982:0.911093:0.218007:0.112772:0.218007:0.014148:0.010895:0.006525:0.010895:0.011150:0.004350:0.004115:0.004350:0.009798:0.006839:0.005448:0.010778:0.010895:0.004350:0.005448:0.007231:0.003919:0.011150:0.006643:0.011150:0.010581:0.009798:0.007231:0.013717:0.010895:0.009974:0.006643:0.011150:0.009406:0.007231:0.010581:0.011150:0.006643:0.011150:0.010581:0.010778:0.007231:0.010581:0.007231:0.009798:0.011150:0.004115:0.003919:0.010895:0.007427:0.005095:0.010895:0.009602:0.010895:0.006525:0.010895:0.011150:0.009406:0.011150:0.006643:0.011150:0.010895:0.004489:0.004115:0.009798:0.009406:0.007231:0.004350:0.010581:0.006839:0.005448:0.011150:0.006271:0.009798:0.010778:0.007231:0.010581:0.011150:0.010581:0.007231:0.014148:0.010895:0.009406:0.006839:0.005448:0.011150:0.004350:0.004115:0.009798:0.007231:0.003919:0.010895:0.009974:0.010895:0.006525:0.010581:0.010895
to drive these vehicles  for  the purposes  permitted  under this policy during  the policy:@0.112772:0.249407:0.911030:0.249407:0.911030:0.232432:0.112772:0.232432:0.005448:0.011150:0.011542:0.010895:0.006525:0.004350:0.009210:0.011150:0.011542:0.005095:0.010895:0.011150:0.009406:0.010895:0.011542:0.009974:0.010581:0.010895:0.004487:0.009798:0.004115:0.011150:0.009798:0.005448:0.005506:0.005663:0.010895:0.006525:0.005448:0.005898:0.005291:0.010895:0.010778:0.011542:0.010581:0.010895:0.006525:0.011150:0.010895:0.009406:0.011150:0.009798:0.005448:0.005506:0.011150:0.011150:0.006271:0.016323:0.003723:0.005448:0.005663:0.010581:0.011150:0.005448:0.005896:0.010778:0.010895:0.010778:0.011150:0.006271:0.011542:0.005448:0.011150:0.004350:0.009210:0.011542:0.010581:0.011150:0.004350:0.004115:0.009798:0.009798:0.011542:0.010581:0.011150:0.006271:0.004350:0.010895:0.011150:0.005448:0.005702:0.005448:0.010778:0.010895:0.011542:0.010778:0.010895:0.004350:0.004350:0.009798:0.009798
period. :@0.112772:0.263832:0.177868:0.263832:0.177868:0.246856:0.112772:0.246856:0.011150:0.010895:0.006525:0.004115:0.010778:0.010895:0.005291:0.005448
We  trust this letter meets  the requirements of the  Police  and  the Courts. Should  you:@0.112772:0.291839:0.910914:0.291839:0.910914:0.274864:0.112772:0.274864:0.019184:0.010581:0.005448:0.005310:0.005448:0.006525:0.010895:0.009406:0.005448:0.011150:0.005095:0.011150:0.004115:0.009798:0.011150:0.003919:0.010895:0.005663:0.005095:0.010895:0.006525:0.011150:0.016068:0.010778:0.010895:0.005663:0.009406:0.005448:0.005506:0.005095:0.011150:0.010581:0.011150:0.006271:0.011150:0.010580:0.011150:0.004117:0.006525:0.010895:0.016323:0.010581:0.011150:0.005448:0.009406:0.011150:0.010581:0.005095:0.011150:0.005448:0.010581:0.011150:0.005448:0.005114:0.013305:0.010895:0.004350:0.004350:0.009406:0.010895:0.005448:0.005310:0.010895:0.010778:0.011150:0.005448:0.005506:0.005095:0.011150:0.010581:0.011150:0.013913:0.010778:0.010895:0.006525:0.005448:0.009798:0.005095:0.011150:0.012737:0.011150:0.010581:0.011150:0.004115:0.010778:0.005448:0.005506:0.009798:0.010778:0.010895
require any further assistance please do not hesitate to contact us. :@0.112772:0.306813:0.693050:0.306813:0.693050:0.289837:0.112772:0.289837:0.006525:0.010895:0.011150:0.010895:0.004350:0.006525:0.010581:0.005448:0.010778:0.010895:0.009974:0.005095:0.005448:0.011150:0.006271:0.005663:0.010581:0.010895:0.006525:0.005448:0.011150:0.009406:0.009798:0.004350:0.009798:0.005448:0.010581:0.011150:0.009798:0.010580:0.005448:0.011150:0.004350:0.010581:0.011150:0.009210:0.011150:0.005448:0.010778:0.010895:0.005291:0.010895:0.011150:0.005095:0.005663:0.010581:0.011150:0.009798:0.004115:0.005095:0.011150:0.005448:0.010778:0.005448:0.005448:0.010778:0.005448:0.009974:0.010581:0.010895:0.005291:0.010895:0.009974:0.005448:0.005095:0.011150:0.009798:0.005095:0.005448
Yours sincerely, :@0.112772:0.352833:0.257114:0.352833:0.257114:0.335857:0.112772:0.335857:0.012737:0.011150:0.010895:0.006525:0.009798:0.005448:0.009798:0.004350:0.011150:0.009210:0.011150:0.006271:0.011150:0.004350:0.009798:0.005117:0.005448
Mr Peter Wood :@0.112772:0.471242:0.249445:0.471242:0.249445:0.454267:0.112772:0.454267:0.015676:0.006525:0.005448:0.013305:0.010895:0.005663:0.010895:0.006525:0.005095:0.019184:0.010581:0.010778:0.010655:0.005448
UK Specialty Operations Manager :@0.112772:0.483998:0.413210:0.483998:0.413210:0.467023:0.112772:0.467023:0.014148:0.013070:0.005448:0.012933:0.010895:0.011150:0.009798:0.004350:0.010895:0.003919:0.005663:0.009798:0.005448:0.014893:0.011150:0.010895:0.006075:0.011150:0.005448:0.004350:0.010581:0.010895:0.009974:0.005448:0.015872:0.010895:0.011150:0.010778:0.010895:0.011150:0.005879:0.005448
KGM Motor Insurance :@0.071444:0.871659:0.198942:0.871659:0.198942:0.860941:0.071444:0.860941:0.010241:0.009389:0.011847:0.002965:0.011971:0.005930:0.004311:0.005929:0.005065:0.003448:0.004200:0.007276:0.004694:0.007276:0.005065:0.006411:0.006794:0.005547:0.006049:0.003088
KGM House :@0.071444:0.880917:0.133554:0.880917:0.133554:0.871080:0.071444:0.871080:0.008051:0.008166:0.010225:0.003324:0.008166:0.005969:0.005854:0.004371:0.005107:0.002875
T +44 (0)20 8530 7351 :@0.298960:0.871769:0.409480:0.871769:0.409480:0.861932:0.298960:0.861932:0.006786:0.002979:0.006487:0.005854:0.005969:0.002979:0.003830:0.005969:0.003830:0.005521:0.005969:0.002530:0.005969:0.005521:0.005969:0.005969:0.002530:0.005969:0.005521:0.005969:0.005521:0.002875
F :@0.298960:0.882032:0.308230:0.882032:0.308230:0.872195:0.298960:0.872195:0.006395:0.002875
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 (0)20 8530 8547 :@0.325379:0.882032:0.407398:0.882032:0.407398:0.872195:0.325379:0.872195:0.002979:0.003451:0.005854:0.003899:0.005521:0.005969:0.002979:0.005521:0.005969:0.005521:0.005969:0.002979:0.005521:0.005969:0.005521:0.005521:0.002875
T :@0.298960:0.892295:0.308621:0.892295:0.308621:0.882459:0.298960:0.882459:0.006786:0.002875
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 (0)844 412 6412 Claims :@0.325805:0.892295:0.443606:0.892295:0.443606:0.882459:0.325805:0.882459:0.002979:0.003830:0.005969:0.003335:0.005969:0.005521:0.005969:0.002979:0.005521:0.005969:0.005969:0.002530:0.005969:0.005521:0.005969:0.005521:0.002979:0.007672:0.003439:0.005107:0.002990:0.008511:0.004704:0.002875
F +44(0)20 8530 7037 Claims :@0.298960:0.902559:0.441454:0.902559:0.441454:0.892722:0.298960:0.892722:0.006395:0.002979:0.006326:0.005969:0.005969:0.003830:0.005969:0.003449:0.005969:0.005854:0.002645:0.005854:0.005636:0.005969:0.005854:0.002645:0.005854:0.005636:0.005854:0.005636:0.002980:0.007591:0.003439:0.005106:0.002990:0.008511:0.004704:0.002875
mvw.kgninsurance.co.uk :@0.298960:0.912822:0.417176:0.912822:0.417176:0.902985:0.298960:0.902985:0.008948:0.005521:0.008166:0.002875:0.005969:0.005521:0.005969:0.002990:0.005969:0.004256:0.005969:0.003830:0.005164:0.005854:0.005164:0.005107:0.002980:0.005106:0.005969:0.002980:0.005969:0.005061:0.002875
www. canopius. com :@0.298960:0.923085:0.399335:0.923085:0.399335:0.913249:0.298960:0.913249:0.008051:0.008500:0.008166:0.002979:0.002979:0.005107:0.005107:0.005969:0.005969:0.005854:0.002990:0.005969:0.004256:0.002979:0.002979:0.005164:0.005854:0.008626:0.002875
R egistered in England and Wale s N o 01514453 :@0.524773:0.871784:0.755673:0.871784:0.755673:0.861947:0.524773:0.861947:0.007672:0.002979:0.005107:0.005521:0.002990:0.004256:0.003439:0.005107:0.003830:0.005107:0.005969:0.002979:0.002990:0.005854:0.002979:0.007235:0.005969:0.005176:0.003324:0.005164:0.005969:0.005856:0.002979:0.005166:0.005521:0.005969:0.002979:0.010580:0.005166:0.003324:0.005164:0.002979:0.004256:0.002979:0.008051:0.002979:0.005969:0.002530:0.005969:0.005969:0.005521:0.005969:0.005521:0.005969:0.005521:0.005521:0.002875
Reg stored Office Gallery   One Lime Street London EC3M 7 HA :@0.524773:0.882047:0.834596:0.882047:0.834596:0.872210:0.524773:0.872210:0.007672:0.005509:0.005176:0.002979:0.004256:0.003324:0.005969:0.003830:0.005164:0.005854:0.002979:0.008166:0.003830:0.003335:0.002990:0.005164:0.005107:0.003324:0.008166:0.005107:0.003439:0.003324:0.005164:0.003830:0.005521:0.002875:0.005337:0.002979:0.008051:0.005969:0.005164:0.002979:0.006786:0.002990:0.008511:0.005107:0.002979:0.006326:0.003439:0.003830:0.005164:0.005107:0.003324:0.002979:0.006786:0.005969:0.005969:0.005969:0.005521:0.005969:0.002979:0.007235:0.007246:0.005969:0.010225:0.002979:0.005521:0.002979:0.008051:0.008501:0.002875
9:@0.647048:0.882047:0.652799:0.882047:0.652799:0.872091:0.647048:0.872091:0.005751
KGM Motor Insurance is a brand name for business written by :@0.524773:0.892310:0.817446:0.892310:0.817446:0.882474:0.524773:0.882474:0.008051:0.008166:0.010225:0.002979:0.010225:0.005854:0.003439:0.005969:0.003830:0.002979:0.003451:0.005854:0.004256:0.005969:0.003899:0.005107:0.005969:0.005107:0.005107:0.002979:0.002990:0.004256:0.002979:0.005107:0.002979:0.005854:0.003899:0.005107:0.005969:0.005521:0.002979:0.005969:0.005107:0.008511:0.005107:0.002979:0.003335:0.005969:0.003899:0.002979:0.005854:0.005969:0.004256:0.002990:0.005969:0.005164:0.004256:0.004256:0.002979:0.008051:0.004244:0.002990:0.003439:0.003324:0.005164:0.005854:0.002979:0.005969:0.005176:0.002875
Syndicate 260 which is managed by Canopius Managing Agents Limited :@0.524773:0.902574:0.864698:0.902574:0.864698:0.892737:0.524773:0.892737:0.006395:0.005521:0.005969:0.005969:0.002990:0.005107:0.005107:0.003439:0.005107:0.002875:0.005969:0.005636:0.005854:0.002979:0.008166:0.005969:0.002875:0.005164:0.005969:0.002979:0.002990:0.004257:0.002979:0.008511:0.005107:0.005969:0.005509:0.005061:0.005164:0.005969:0.002875:0.005969:0.005521:0.002979:0.007672:0.005164:0.005969:0.005969:0.005854:0.002990:0.005969:0.004256:0.002979:0.010225:0.005164:0.005854:0.005164:0.005062:0.002989:0.006431:0.005061:0.002979:0.008500:0.005521:0.005164:0.005969:0.003324:0.004256:0.002979:0.006901:0.003324:0.008948:0.002990:0.003439:0.005107:0.005969:0.002875
Authorised by the Prudential Regulation Authority and regulated by the :@0.524773:0.912837:0.858293:0.912837:0.858293:0.903000:0.524773:0.903000:0.008051:0.005969:0.003439:0.005969:0.005969:0.003830:0.002990:0.004256:0.005107:0.005969:0.002875:0.005969:0.005521:0.002645:0.003324:0.005969:0.005164:0.002979:0.006326:0.003451:0.005969:0.005854:0.005164:0.005521:0.003439:0.002990:0.005107:0.003324:0.002979:0.007672:0.005164:0.005062:0.005969:0.003439:0.005107:0.003324:0.002990:0.005969:0.005522:0.002979:0.008167:0.005854:0.003439:0.005521:0.005969:0.003829:0.002990:0.003440:0.005521:0.002979:0.005107:0.005969:0.005521:0.002979:0.003829:0.005107:0.005062:0.005969:0.003439:0.005108:0.003439:0.005107:0.005854:0.002645:0.005969:0.005521:0.002979:0.003324:0.005969:0.004716:0.002875
Financial Conduct Authority and the Prudential Regulation Authority :@0.524773:0.923100:0.848010:0.923100:0.848010:0.913264:0.524773:0.913264:0.006395:0.002990:0.005969:0.005107:0.005969:0.005107:0.002990:0.005107:0.003324:0.002979:0.007672:0.005969:0.005521:0.005969:0.005969:0.004716:0.003324:0.002979:0.008166:0.005969:0.002875:0.005969:0.005969:0.003899:0.002875:0.003439:0.005521:0.002979:0.005164:0.005522:0.005969:0.002979:0.002875:0.005969:0.005166:0.002979:0.006326:0.003451:0.005969:0.005969:0.005107:0.005522:0.003439:0.002875:0.005164:0.003438:0.002877:0.007672:0.005164:0.005061:0.005969:0.003439:0.005107:0.003439:0.002875:0.005969:0.005969:0.002979:0.008051:0.005636:0.003324:0.005521:0.005969:0.003899:0.002990:0.003324:0.005521:0.002875
14 Eastwood Close :@0.071444:0.892595:0.163251:0.892595:0.163251:0.882758:0.071444:0.882758:0.005969:0.005969:0.002530:0.007235:0.005107:0.004256:0.003439:0.008051:0.005969:0.005969:0.005521:0.002979:0.007672:0.003324:0.005969:0.004256:0.004716:0.002875
South Woodford :@0.071444:0.903135:0.151358:0.903135:0.151358:0.893299:0.071444:0.893299:0.006395:0.005969:0.005969:0.002990:0.005854:0.002979:0.010697:0.005969:0.005521:0.005969:0.003451:0.005854:0.003899:0.005521:0.002875
London E18 1RZ :@0.071444:0.913675:0.155165:0.913675:0.155165:0.903839:0.071444:0.903839:0.006786:0.005969:0.005969:0.005969:0.005521:0.005969:0.002979:0.006786:0.005969:0.005521:0.002979:0.005969:0.007672:0.006786:0.002875
UK :@0.071444:0.924493:0.090871:0.924493:0.090871:0.914656:0.071444:0.914656:0.008051:0.008500:0.002875
201:@0.540133:0.949166:0.583676:0.949166:0.583676:0.920324:0.540133:0.920324:0.014514:0.014514:0.014514