:@0.051658:0.023557:0.052173:0.023557:0.052173:0.022181:0.051658:0.022181:0.000515 KGM:@0.782787:0.094242:0.877003:0.094242:0.877003:0.058084:0.782787:0.058084:0.028812:0.028812:0.036592 :@0.139756:0.119040:0.146197:0.119040:0.146197:0.101842:0.139756:0.101842:0.006442 data electronically or when manually inputting data and was something we were unaware:@0.139756:0.153759:0.911133:0.153759:0.911133:0.136911:0.139756:0.136911:0.010773:0.010527:0.005112:0.010527:0.007554:0.010527:0.004203:0.010773:0.008899:0.005472:0.006059:0.010773:0.010527:0.004203:0.009088:0.010773:0.003976:0.004203:0.009467:0.007365:0.010773:0.006059:0.007744:0.013670:0.010224:0.010773:0.010224:0.007933:0.015526:0.010224:0.010773:0.010224:0.010773:0.004203:0.003976:0.009467:0.007744:0.004203:0.010224:0.010773:0.010224:0.005472:0.005264:0.004203:0.010224:0.010527:0.007554:0.010527:0.010413:0.005264:0.010773:0.007365:0.010773:0.010224:0.010773:0.007744:0.013254:0.010527:0.009637:0.007363:0.009467:0.010527:0.015772:0.010224:0.005472:0.010527:0.003787:0.010773:0.010224:0.007744:0.013670:0.010224:0.007744:0.013670:0.010527:0.006305:0.010224:0.007933:0.010224:0.010773:0.010527:0.013254:0.010773:0.006059:0.010527 of until this case. We have of course changed our processes to prevent this occurring:@0.139756:0.168341:0.911175:0.168341:0.911175:0.151493:0.139756:0.151493:0.010224:0.005472:0.009827:0.010224:0.010773:0.005264:0.004203:0.003976:0.005264:0.004752:0.004923:0.010527:0.004203:0.009088:0.009827:0.009467:0.010773:0.009088:0.010527:0.005112:0.005264:0.004184:0.018347:0.010413:0.005264:0.004184:0.010224:0.010773:0.009467:0.010224:0.005264:0.004184:0.010224:0.005472:0.009827:0.009467:0.010224:0.010773:0.006059:0.009467:0.010416:0.009827:0.009467:0.010224:0.010773:0.010224:0.010773:0.010224:0.010224:0.005264:0.004752:0.010224:0.010527:0.006305:0.005264:0.004184:0.010773:0.006059:0.010773:0.009088:0.010527:0.009637:0.009467:0.010527:0.009088:0.009827:0.005112:0.010224:0.009827:0.010773:0.006059:0.010773:0.009088:0.010527:0.010413:0.005264:0.005264:0.004184:0.005472:0.010527:0.004203:0.009088:0.009827:0.010773:0.008899:0.009467:0.010773:0.006305:0.006059:0.004203:0.010527:0.010527 again. :@0.139756:0.183201:0.196519:0.183201:0.196519:0.166353:0.139756:0.166353:0.010773:0.010224:0.010527:0.004336:0.010527:0.005112:0.005264 The unfortunate outcome for Mr Cordell of course was that it appeared to the Police that:@0.139756:0.211555:0.911116:0.211555:0.911116:0.194707:0.139756:0.194707:0.011569:0.010527:0.010773:0.007365:0.010773:0.010224:0.005472:0.010527:0.006305:0.004923:0.010527:0.010413:0.010773:0.005264:0.010773:0.007365:0.010224:0.010773:0.005264:0.009467:0.010773:0.015147:0.010773:0.007365:0.005264:0.010773:0.006059:0.007933:0.015145:0.006305:0.007746:0.013670:0.010527:0.006305:0.010527:0.010773:0.004203:0.003978:0.007933:0.010224:0.005661:0.007933:0.008899:0.010773:0.010773:0.006059:0.009088:0.010773:0.007744:0.013670:0.010527:0.009467:0.007365:0.005472:0.010224:0.010773:0.005264:0.007744:0.004203:0.005264:0.007365:0.010773:0.010224:0.010773:0.010222:0.010773:0.006059:0.010413:0.010527:0.007935:0.004921:0.010773:0.007746:0.004923:0.010771:0.010527:0.007554:0.012629:0.010773:0.004203:0.003976:0.009467:0.010224:0.007933:0.005264:0.010413:0.010527:0.005264 he was driving uninsured and was subjected to unnecessary Police stops. This was not Mr:@0.139756:0.225866:0.910718:0.225866:0.910718:0.209018:0.139756:0.209018:0.010773:0.010527:0.006608:0.013254:0.010527:0.009637:0.006608:0.010527:0.006305:0.003976:0.009467:0.004203:0.010224:0.010773:0.006040:0.010773:0.010773:0.003976:0.010413:0.009467:0.010527:0.006305:0.010224:0.010773:0.006608:0.010224:0.010224:0.010773:0.006608:0.013443:0.010773:0.009467:0.006608:0.008899:0.010773:0.010773:0.003597:0.010773:0.009467:0.004923:0.010527:0.010773:0.006229:0.005264:0.010773:0.006040:0.010413:0.010527:0.010413:0.010773:0.009467:0.010527:0.009467:0.009088:0.010773:0.006059:0.009467:0.006608:0.012307:0.010773:0.004203:0.003976:0.009467:0.010773:0.006608:0.008899:0.005472:0.010224:0.010773:0.009467:0.005264:0.006608:0.011171:0.010527:0.004203:0.009467:0.006608:0.013443:0.010773:0.009467:0.006229:0.010527:0.010413:0.005264:0.006608:0.015336:0.006305 Cordell’s fault in any way as he had a valid Insurance policy in force and was fully insured:@0.139756:0.240182:0.911118:0.240182:0.911118:0.223334:0.139756:0.223334:0.013670:0.010527:0.006305:0.010527:0.010773:0.004203:0.003976:0.004203:0.009467:0.006608:0.005264:0.010413:0.010527:0.004203:0.005264:0.006987:0.003787:0.010773:0.006419:0.010773:0.010224:0.009467:0.006987:0.013254:0.010527:0.009637:0.006419:0.010773:0.009088:0.006987:0.010224:0.010773:0.006419:0.010773:0.010224:0.010413:0.006987:0.010224:0.006987:0.009467:0.010773:0.003976:0.003787:0.010527:0.007176:0.004923:0.010527:0.009278:0.010527:0.006305:0.010527:0.010773:0.009088:0.010773:0.006419:0.010773:0.010527:0.004338:0.003976:0.009467:0.009088:0.006987:0.004203:0.010224:0.006608:0.005264:0.010773:0.006059:0.009467:0.010413:0.006987:0.010224:0.010773:0.010224:0.006987:0.013670:0.010527:0.009088:0.006608:0.005264:0.010773:0.004203:0.003976:0.009467:0.006987:0.003787:0.010527:0.009637:0.010527:0.006305:0.010224:0.010527 to drive these vehicles for the purposes permitted under this policy during the policy:@0.139756:0.254498:0.911057:0.254498:0.911057:0.237650:0.139756:0.237650:0.005264:0.010773:0.011152:0.010527:0.006305:0.004203:0.008899:0.010773:0.011152:0.004923:0.010527:0.010773:0.009088:0.010527:0.011152:0.009637:0.010224:0.010527:0.004336:0.009467:0.003976:0.010773:0.009467:0.005264:0.005320:0.005472:0.010527:0.006305:0.005264:0.005699:0.005112:0.010527:0.010413:0.011152:0.010224:0.010527:0.006305:0.010773:0.010527:0.009088:0.010773:0.009467:0.005264:0.005320:0.010773:0.010773:0.006059:0.015772:0.003597:0.005264:0.005470:0.010224:0.010773:0.005264:0.005699:0.010413:0.010527:0.010413:0.010773:0.006059:0.011152:0.005264:0.010773:0.004203:0.008899:0.011152:0.010224:0.010773:0.004203:0.003976:0.009467:0.009467:0.011152:0.010224:0.010773:0.006059:0.004203:0.010527:0.010773:0.005264:0.005510:0.005264:0.010413:0.010527:0.011152:0.010413:0.010527:0.004203:0.004203:0.009467:0.009467 period. :@0.139756:0.268814:0.202653:0.268814:0.202653:0.251967:0.139756:0.251967:0.010773:0.010527:0.006305:0.003976:0.010413:0.010527:0.005112:0.005264 We trust this letter meets the requirements of the Police and the Courts. Should you:@0.139756:0.296611:0.910946:0.296611:0.910946:0.279763:0.139756:0.279763:0.018536:0.010224:0.005264:0.005131:0.005264:0.006305:0.010527:0.009088:0.005264:0.010773:0.004923:0.010773:0.003976:0.009467:0.010773:0.003787:0.010527:0.005472:0.004923:0.010527:0.006305:0.010773:0.015526:0.010413:0.010527:0.005472:0.009088:0.005264:0.005320:0.004923:0.010773:0.010224:0.010773:0.006059:0.010773:0.010222:0.010773:0.003978:0.006305:0.010527:0.015772:0.010224:0.010773:0.005264:0.009088:0.010773:0.010224:0.004923:0.010773:0.005264:0.010224:0.010773:0.005264:0.004942:0.012856:0.010527:0.004203:0.004203:0.009088:0.010527:0.005264:0.005131:0.010527:0.010413:0.010773:0.005264:0.005320:0.004923:0.010773:0.010224:0.010773:0.013443:0.010413:0.010527:0.006305:0.005264:0.009467:0.004923:0.010773:0.012307:0.010773:0.010224:0.010773:0.003976:0.010413:0.005264:0.005320:0.009467:0.010413:0.010527 require any further assistance please do not hesitate to contact us. :@0.139756:0.311472:0.700438:0.311472:0.700438:0.294624:0.139756:0.294624:0.006305:0.010527:0.010773:0.010527:0.004203:0.006305:0.010224:0.005264:0.010413:0.010527:0.009637:0.004923:0.005264:0.010773:0.006059:0.005472:0.010224:0.010527:0.006305:0.005264:0.010773:0.009088:0.009467:0.004203:0.009467:0.005264:0.010224:0.010773:0.009467:0.010222:0.005264:0.010773:0.004203:0.010224:0.010773:0.008899:0.010773:0.005264:0.010413:0.010527:0.005112:0.010527:0.010773:0.004923:0.005472:0.010224:0.010773:0.009467:0.003976:0.004923:0.010773:0.005264:0.010413:0.005264:0.005264:0.010413:0.005264:0.009637:0.010224:0.010527:0.005112:0.010527:0.009637:0.005264:0.004923:0.010773:0.009467:0.004923:0.005264 Yours sincerely, :@0.139756:0.357145:0.279224:0.357145:0.279224:0.340298:0.139756:0.340298:0.012307:0.010773:0.010527:0.006305:0.009467:0.005264:0.009467:0.004203:0.010773:0.008899:0.010773:0.006059:0.010773:0.004203:0.009467:0.004944:0.005264 Mr Peter Wood :@0.139756:0.474664:0.271814:0.474664:0.271814:0.457816:0.139756:0.457816:0.015147:0.006305:0.005264:0.012856:0.010527:0.005472:0.010527:0.006305:0.004923:0.018536:0.010224:0.010413:0.010296:0.005264 UK Specialty Operations Manager :@0.139756:0.487324:0.430048:0.487324:0.430048:0.470476:0.139756:0.470476:0.013670:0.012629:0.005264:0.012496:0.010527:0.010773:0.009467:0.004203:0.010527:0.003787:0.005472:0.009467:0.005264:0.014390:0.010773:0.010527:0.005869:0.010773:0.005264:0.004203:0.010224:0.010527:0.009637:0.005264:0.015336:0.010527:0.010773:0.010413:0.010527:0.010773:0.005680:0.005264 KGM Motor Insurance :@0.099823:0.872067:0.223016:0.872067:0.223016:0.861430:0.099823:0.861430:0.009895:0.009072:0.011447:0.002865:0.011566:0.005729:0.004166:0.005728:0.004894:0.003331:0.004058:0.007031:0.004536:0.007031:0.004894:0.006195:0.006565:0.005360:0.005845:0.002984 KGM House :@0.099823:0.881256:0.159835:0.881256:0.159835:0.871493:0.099823:0.871493:0.007779:0.007890:0.009880:0.003212:0.007890:0.005768:0.005657:0.004223:0.004934:0.002778 T +44 (0)20 8530 7351 :@0.319656:0.872176:0.426444:0.872176:0.426444:0.862414:0.319656:0.862414:0.006557:0.002878:0.006268:0.005657:0.005768:0.002878:0.003701:0.005768:0.003701:0.005334:0.005768:0.002445:0.005768:0.005334:0.005768:0.005768:0.002445:0.005768:0.005334:0.005768:0.005334:0.002778 F :@0.319656:0.882363:0.328614:0.882363:0.328614:0.872600:0.319656:0.872600:0.006179:0.002778 +44:@0.328714:0.882363:0.345828:0.882363:0.345828:0.872481:0.328714:0.872481:0.006557:0.005001:0.005557 (0)20 8530 8547 :@0.345184:0.882363:0.424433:0.882363:0.424433:0.872600:0.345184:0.872600:0.002878:0.003334:0.005657:0.003767:0.005334:0.005768:0.002878:0.005334:0.005768:0.005334:0.005768:0.002878:0.005334:0.005768:0.005334:0.005334:0.002778 T :@0.319656:0.892549:0.328991:0.892549:0.328991:0.882786:0.319656:0.882786:0.006557:0.002778 +44:@0.329125:0.892549:0.346239:0.892549:0.346239:0.882667:0.329125:0.882667:0.006557:0.005001:0.005557 (0)844 412 6412 Claims :@0.345595:0.892549:0.459417:0.892549:0.459417:0.882786:0.345595:0.882786:0.002878:0.003701:0.005768:0.003223:0.005768:0.005334:0.005768:0.002878:0.005334:0.005768:0.005768:0.002445:0.005768:0.005334:0.005768:0.005334:0.002878:0.007413:0.003323:0.004934:0.002889:0.008224:0.004545:0.002778 F +44(0)20 8530 7037 Claims :@0.319656:0.902735:0.457338:0.902735:0.457338:0.892972:0.319656:0.892972:0.006179:0.002878:0.006112:0.005768:0.005768:0.003701:0.005768:0.003333:0.005768:0.005657:0.002556:0.005657:0.005446:0.005768:0.005657:0.002556:0.005657:0.005446:0.005657:0.005446:0.002880:0.007335:0.003323:0.004933:0.002889:0.008224:0.004545:0.002778 mvw.kgninsurance.co.uk :@0.319656:0.912921:0.433880:0.912921:0.433880:0.903158:0.319656:0.903158:0.008646:0.005334:0.007890:0.002778:0.005768:0.005334:0.005768:0.002889:0.005768:0.004112:0.005768:0.003701:0.004990:0.005657:0.004990:0.004934:0.002880:0.004933:0.005768:0.002880:0.005768:0.004890:0.002778 www. c anopius. c om :@0.319656:0.923107:0.421911:0.923107:0.421911:0.913344:0.319656:0.913344:0.007779:0.008213:0.007890:0.002878:0.002878:0.004934:0.002878:0.004934:0.005768:0.005657:0.005768:0.002889:0.005768:0.004112:0.002878:0.002878:0.004934:0.002446:0.005768:0.008224:0.002778 R egistere d in England and Wale s N o 01514453 :@0.537844:0.872191:0.763824:0.872191:0.763824:0.862429:0.537844:0.862429:0.007413:0.002878:0.004934:0.005334:0.002889:0.004112:0.003323:0.004934:0.003701:0.004934:0.002878:0.005768:0.002878:0.002889:0.005657:0.002878:0.006990:0.005768:0.005001:0.003212:0.004990:0.005768:0.005657:0.002878:0.004991:0.005334:0.005768:0.002878:0.010223:0.004991:0.003212:0.004990:0.002878:0.004112:0.002878:0.007779:0.002878:0.005768:0.002445:0.005768:0.005334:0.005768:0.005334:0.005768:0.005334:0.005768:0.005334:0.002778 Reg stored Office Gallery One Lime Street London EC3M 7 HA :@0.537844:0.882377:0.837206:0.882377:0.837206:0.872615:0.537844:0.872615:0.007413:0.005323:0.005001:0.002878:0.004112:0.003212:0.005768:0.003701:0.004990:0.005657:0.002878:0.007890:0.003701:0.003223:0.002889:0.004990:0.004934:0.003212:0.007890:0.004934:0.003323:0.003212:0.004990:0.003701:0.005334:0.002778:0.005157:0.002878:0.007779:0.005768:0.004990:0.002878:0.006557:0.002889:0.008224:0.004934:0.002878:0.006112:0.003323:0.003701:0.004990:0.004934:0.003212:0.002878:0.006557:0.005768:0.005768:0.005768:0.005334:0.005768:0.002878:0.006990:0.007002:0.005768:0.009880:0.002878:0.005334:0.002878:0.007779:0.008214:0.002778 9:@0.655990:0.882377:0.661547:0.882377:0.661547:0.872496:0.655990:0.872496:0.005557 KGM Motor Insurance is a brand name for business written by :@0.537844:0.892564:0.820634:0.892564:0.820634:0.882801:0.537844:0.882801:0.007779:0.007890:0.009880:0.002878:0.009880:0.005657:0.003323:0.005768:0.003701:0.002878:0.003334:0.005657:0.004112:0.005768:0.003767:0.004934:0.005768:0.004934:0.004934:0.002878:0.002889:0.004112:0.002878:0.004934:0.002878:0.005657:0.003767:0.004934:0.005768:0.005334:0.002878:0.005768:0.004934:0.008224:0.004934:0.002878:0.003223:0.005768:0.003767:0.002878:0.005657:0.005768:0.004112:0.002889:0.005768:0.004990:0.004112:0.004112:0.002878:0.007779:0.004101:0.002889:0.003323:0.003212:0.004990:0.005657:0.002878:0.005768:0.005001:0.002778 Syndicate 260 whichis managed by C anopius Managing Agents Limited :@0.537844:0.902750:0.866290:0.902750:0.866290:0.892987:0.537844:0.892987:0.006179:0.005334:0.005768:0.005768:0.002889:0.004934:0.004934:0.003323:0.004934:0.002778:0.005768:0.005446:0.005657:0.002878:0.007890:0.005768:0.002778:0.004990:0.005768:0.002889:0.004113:0.002878:0.008224:0.004934:0.005768:0.005323:0.004890:0.004990:0.005768:0.002878:0.005657:0.005446:0.002778:0.007413:0.002878:0.004990:0.005768:0.005768:0.005657:0.002889:0.005768:0.004112:0.002878:0.009880:0.004990:0.005658:0.004990:0.004890:0.002889:0.006212:0.004890:0.002878:0.008213:0.005334:0.004990:0.005768:0.003212:0.004112:0.002878:0.006668:0.003212:0.008646:0.002889:0.003323:0.004934:0.005768:0.002778 Authorised by the Prudential Regulation Authority and regulated by the :@0.537844:0.912936:0.860102:0.912936:0.860102:0.903173:0.537844:0.903173:0.007779:0.005768:0.003323:0.005768:0.005768:0.003701:0.002889:0.004112:0.004934:0.005768:0.002778:0.005768:0.005334:0.002556:0.003212:0.005768:0.004990:0.002878:0.006112:0.003334:0.005768:0.005657:0.004990:0.005334:0.003323:0.002889:0.004934:0.003212:0.002878:0.007413:0.004990:0.004891:0.005768:0.003323:0.004934:0.003212:0.002889:0.005768:0.005336:0.002878:0.007892:0.005657:0.003323:0.005334:0.005768:0.003700:0.002889:0.003324:0.005334:0.002878:0.004934:0.005768:0.005334:0.002878:0.003700:0.004934:0.004891:0.005768:0.003324:0.004934:0.003323:0.004934:0.005657:0.002556:0.005768:0.005334:0.002878:0.003212:0.005768:0.004557:0.002778 Financial C onduct Authority and the Prudential Regulation Authority :@0.537844:0.923122:0.853043:0.923122:0.853043:0.913359:0.537844:0.913359:0.006179:0.002889:0.005768:0.004934:0.005768:0.004934:0.002889:0.004934:0.003212:0.002878:0.007413:0.002878:0.005334:0.005768:0.005768:0.005768:0.004557:0.003212:0.002878:0.007890:0.005334:0.003213:0.005768:0.005768:0.003701:0.002889:0.003323:0.005334:0.002878:0.004557:0.005658:0.005768:0.002445:0.003323:0.005768:0.004934:0.002878:0.006179:0.003334:0.005657:0.005768:0.004557:0.005768:0.003323:0.002778:0.004990:0.003323:0.002778:0.007413:0.004990:0.004890:0.005768:0.003323:0.004934:0.003323:0.002778:0.005768:0.005334:0.002878:0.007890:0.005768:0.002889:0.005657:0.005768:0.003767:0.002889:0.003212:0.005334:0.002778 14 Eastwood Close :@0.099823:0.892846:0.188530:0.892846:0.188530:0.883083:0.099823:0.883083:0.005768:0.005768:0.002445:0.006990:0.004934:0.004112:0.003323:0.007779:0.005768:0.005768:0.005334:0.002878:0.007413:0.003212:0.005768:0.004112:0.004557:0.002778 South Woodford :@0.099823:0.903307:0.177039:0.903307:0.177039:0.893544:0.099823:0.893544:0.006179:0.005768:0.005768:0.002889:0.005657:0.002878:0.010335:0.005768:0.005334:0.005768:0.003334:0.005657:0.003767:0.005334:0.002778 London E18 1RZ :@0.099823:0.913768:0.180717:0.913768:0.180717:0.904005:0.099823:0.904005:0.006557:0.005768:0.005768:0.005768:0.005334:0.005768:0.002878:0.006557:0.005768:0.005334:0.002878:0.005768:0.007413:0.006557:0.002778 UK :@0.099823:0.924504:0.118594:0.924504:0.118594:0.914741:0.099823:0.914741:0.007779:0.008213:0.002778 204:@0.437752:0.949166:0.481295:0.949166:0.481295:0.920324:0.437752:0.920324:0.014514:0.014514:0.014514