﻿THE RECORDER: Working?:@0.160915:0.085457:0.423121:0.085457:0.423121:0.064802:0.160915:0.064802:0.013280:0.015675:0.013280:0.005443:0.014586:0.013280:0.014586:0.015677:0.014588:0.015675:0.013280:0.014586:0.006096:0.005443:0.020682:0.010885:0.006967:0.010885:0.006096:0.010885:0.010667:0.009666
A:@0.081672:0.125170:0.097390:0.125170:0.097390:0.104516:0.081672:0.104516:0.015718
MR POTTINGER: The defendant will say other -- but who’s — who’s got to prove it :@0.160915:0.125170:0.912859:0.125170:0.912859:0.104516:0.160915:0.104516:0.019376:0.014586:0.005443:0.012191:0.015675:0.013280:0.013498:0.006749:0.015675:0.015675:0.013280:0.014586:0.006096:0.005443:0.013280:0.010885:0.009579:0.005443:0.011103:0.009579:0.007184:0.009579:0.010885:0.010885:0.009579:0.010885:0.006096:0.005443:0.015675:0.006096:0.006096:0.006096:0.005443:0.008490:0.010014:0.010450:0.005443:0.010885:0.006096:0.010885:0.009797:0.007184:0.005443:0.007184:0.007249:0.005595:0.010885:0.010885:0.006096:0.005443:0.015675:0.010885:0.010885:0.007184:0.008490:0.005443:0.021770:0.005443:0.015675:0.010885:0.010885:0.007184:0.008490:0.005660:0.010667:0.010885:0.006096:0.005443:0.006096:0.010885:0.005443:0.010885:0.007184:0.010885:0.010885:0.009579:0.005443:0.006096:0.006096:0.005443
and to what standard. :@0.160915:0.143417:0.352276:0.143417:0.352276:0.122763:0.160915:0.122763:0.009579:0.010885:0.010885:0.005443:0.006096:0.010885:0.005443:0.015675:0.010885:0.009579:0.006096:0.005443:0.008490:0.006096:0.009579:0.010885:0.010885:0.009579:0.007184:0.010885:0.005443:0.005443
THE RECORDER: I understand. Exactly. :@0.160915:0.175771:0.532533:0.175771:0.532533:0.155116:0.160915:0.155116:0.013280:0.015675:0.013280:0.005443:0.014586:0.013280:0.014586:0.015675:0.014586:0.015675:0.013280:0.014586:0.006096:0.005660:0.006749:0.005443:0.010885:0.010885:0.011103:0.009579:0.007184:0.008490:0.006096:0.009579:0.010885:0.010885:0.005443:0.005443:0.013280:0.011103:0.009579:0.009579:0.006096:0.006313:0.010450:0.005443:0.005443
MR POTTINGER: The --1 mean, it’s — it’s clear that the Crown say he was in work B:@0.160915:0.209198:0.923897:0.209198:0.923897:0.188544:0.160915:0.188544:0.019376:0.014586:0.005443:0.012191:0.015675:0.013280:0.013498:0.006749:0.015675:0.015675:0.013280:0.014586:0.006096:0.005443:0.013280:0.010885:0.009579:0.005660:0.007402:0.007184:0.010885:0.005443:0.016981:0.009579:0.009579:0.010885:0.005443:0.005443:0.006096:0.006096:0.007184:0.008490:0.005443:0.021770:0.005443:0.006096:0.006096:0.007184:0.008490:0.005443:0.009579:0.006096:0.009579:0.009797:0.007402:0.005443:0.006096:0.010885:0.009579:0.006096:0.005443:0.006096:0.010885:0.009579:0.005443:0.014586:0.007184:0.010885:0.015675:0.010885:0.005443:0.008490:0.010014:0.010450:0.005443:0.010885:0.009579:0.005443:0.015892:0.009579:0.008490:0.005443:0.006096:0.010885:0.005443:0.015675:0.010885:0.007184:0.010885:0.005443:0.014521
clothes with a friend, covered in paint. :@0.117375:0.227445:0.457644:0.227445:0.457644:0.206790:0.117375:0.206790:0.009579:0.006096:0.010885:0.006096:0.010885:0.009579:0.008490:0.005443:0.015675:0.006096:0.006096:0.010885:0.005443:0.009579:0.005443:0.007184:0.007184:0.006096:0.009579:0.010885:0.010885:0.005443:0.005660:0.009579:0.010885:0.011103:0.009579:0.007184:0.009579:0.010885:0.005443:0.006096:0.010885:0.005443:0.010885:0.009579:0.006096:0.010885:0.006096:0.005443:0.005443
THE RECORDER: Yes. :@0.160915:0.259952:0.381013:0.259952:0.381013:0.239297:0.160915:0.239297:0.013280:0.015675:0.013280:0.005443:0.014586:0.013280:0.014586:0.015675:0.014586:0.015675:0.013280:0.014586:0.006096:0.005443:0.015675:0.009579:0.008490:0.005443:0.005443
MR POTTINGER: On a weekday afternoon. And he was -- gives some kind of :@0.160915:0.292305:0.855822:0.292305:0.855822:0.271651:0.160915:0.271651:0.019376:0.014586:0.005443:0.012191:0.015675:0.013280:0.013498:0.006749:0.015675:0.015675:0.013280:0.014586:0.006096:0.005443:0.015675:0.010885:0.005660:0.009579:0.005660:0.015675:0.009579:0.009579:0.010885:0.010885:0.010014:0.010450:0.005660:0.009579:0.007184:0.006096:0.009797:0.007184:0.010885:0.010885:0.010885:0.010885:0.005443:0.005443:0.015675:0.010885:0.010885:0.005660:0.010885:0.009579:0.005443:0.015675:0.009579:0.008490:0.005443:0.007402:0.007249:0.005595:0.010667:0.006096:0.010885:0.009579:0.008490:0.005443:0.008490:0.010885:0.016981:0.009579:0.005443:0.010885:0.006096:0.011103:0.010885:0.005443:0.010885:0.007184:0.005443
explanation. :@0.161786:0.310552:0.274338:0.310552:0.274338:0.289898:0.161786:0.289898:0.009579:0.011103:0.010885:0.006096:0.009579:0.010885:0.009579:0.006096:0.006096:0.010885:0.010885:0.005443:0.005443
C:@0.081236:0.334166:0.095757:0.334166:0.095757:0.313511:0.081236:0.313511:0.014521
THE RECORDER: So if I drove home in my robes that might indicate that I was :@0.160915:0.353179:0.871714:0.353179:0.871714:0.332525:0.160915:0.332525:0.013280:0.015675:0.013280:0.005443:0.014586:0.013280:0.014586:0.015677:0.014588:0.015675:0.013280:0.014586:0.006096:0.005443:0.012191:0.010885:0.005443:0.006096:0.007184:0.005225:0.006967:0.005443:0.011103:0.007180:0.010885:0.010885:0.009579:0.005443:0.010885:0.010885:0.016981:0.009579:0.005443:0.006096:0.010885:0.005443:0.017416:0.010450:0.005443:0.007184:0.010885:0.010885:0.009797:0.008490:0.005443:0.006096:0.010885:0.009579:0.006096:0.005443:0.016981:0.006096:0.010667:0.010885:0.006096:0.005443:0.006096:0.010885:0.010885:0.006096:0.009579:0.009579:0.006096:0.009579:0.005443:0.006096:0.010885:0.009579:0.006096:0.005660:0.006967:0.005660:0.015675:0.009579:0.008490:0.005443
working instead of commuting? :@0.161786:0.371426:0.445017:0.371426:0.445017:0.350772:0.161786:0.350772:0.015675:0.010885:0.007184:0.010885:0.006096:0.010885:0.010667:0.005443:0.006096:0.010885:0.008490:0.006096:0.009797:0.009579:0.010885:0.005443:0.010885:0.007184:0.005443:0.009579:0.010885:0.017198:0.016981:0.010885:0.006096:0.006096:0.010885:0.010667:0.010014:0.005443
MR POTTINGER: If — well, that’s the issue. Because there -- there is no dispute that :@0.160915:0.404393:0.918084:0.404393:0.918084:0.383739:0.160915:0.383739:0.019376:0.014586:0.005443:0.012191:0.015675:0.013280:0.013498:0.006749:0.015675:0.015675:0.013280:0.014586:0.006096:0.005660:0.006967:0.007402:0.005443:0.021770:0.005660:0.015675:0.009579:0.006096:0.006096:0.005443:0.005443:0.006096:0.010885:0.009579:0.006096:0.007184:0.008490:0.005443:0.006096:0.010885:0.009579:0.005443:0.006096:0.008490:0.008490:0.010885:0.009579:0.005443:0.005443:0.014584:0.009579:0.009799:0.009579:0.010883:0.008493:0.009579:0.005443:0.006096:0.010885:0.009579:0.007400:0.009579:0.005443:0.007184:0.007249:0.005379:0.006096:0.010885:0.009797:0.007184:0.009579:0.005443:0.006096:0.008490:0.005443:0.010885:0.010885:0.005443:0.011103:0.006096:0.008490:0.010885:0.010885:0.006096:0.009579:0.005443:0.006096:0.010885:0.009579:0.006096:0.005443
there was in policy — in force a valid policy. :@0.161786:0.422640:0.561270:0.422640:0.561270:0.401985:0.161786:0.401985:0.006096:0.010885:0.009579:0.007184:0.009579:0.005443:0.015675:0.009579:0.008490:0.005443:0.006096:0.010885:0.005443:0.010885:0.010885:0.006096:0.006096:0.010014:0.010450:0.005443:0.021770:0.005443:0.006096:0.010885:0.005660:0.007184:0.010885:0.007184:0.009579:0.009579:0.005660:0.009579:0.005443:0.010885:0.009579:0.006096:0.006096:0.010885:0.005443:0.010885:0.010885:0.006096:0.006096:0.010014:0.010450:0.005443:0.005443
D:@0.081889:0.458520:0.097608:0.458520:0.097608:0.437866:0.081889:0.437866:0.015718
THE RECORDER: Has -- has anyone got this policy? :@0.180509:0.458520:0.657277:0.458520:0.657277:0.437866:0.180509:0.437866:0.013280:0.015675:0.013280:0.005443:0.014586:0.013280:0.014586:0.015675:0.014586:0.015675:0.013280:0.014586:0.006096:0.005443:0.015675:0.009579:0.008490:0.005443:0.007184:0.007249:0.005377:0.010885:0.009579:0.008490:0.005443:0.009579:0.011320:0.010450:0.010885:0.010885:0.009579:0.005660:0.010667:0.010885:0.006096:0.005443:0.006096:0.010885:0.006096:0.008490:0.005443:0.010885:0.010885:0.006096:0.006096:0.009797:0.010232:0.010014:0.005443
MR POTTINGER: There’s some correspondence which has been obtained, yes. The :@0.160915:0.496394:0.902628:0.496394:0.902628:0.475739:0.160915:0.475739:0.019376:0.014586:0.005443:0.012191:0.015675:0.013280:0.013498:0.006749:0.015675:0.015675:0.013280:0.014586:0.006096:0.005443:0.013280:0.010885:0.009797:0.007184:0.009797:0.007184:0.008490:0.005443:0.008490:0.010885:0.016981:0.009579:0.005443:0.009579:0.010885:0.007184:0.007402:0.009579:0.008490:0.010885:0.010885:0.010885:0.010885:0.009579:0.010885:0.009797:0.009579:0.005660:0.015675:0.010885:0.006096:0.009579:0.010885:0.005443:0.010885:0.009579:0.008490:0.005443:0.010885:0.009579:0.009797:0.010885:0.005443:0.010885:0.010885:0.006096:0.009579:0.006096:0.010885:0.009579:0.010885:0.005660:0.005660:0.010450:0.009579:0.008490:0.005443:0.005443:0.013280:0.011103:0.009579:0.005443
officer at the time made enquiries with the insurance company. :@0.161786:0.514487:0.715835:0.514487:0.715835:0.493833:0.161786:0.493833:0.010885:0.007184:0.007184:0.006096:0.009579:0.009579:0.007184:0.005660:0.009579:0.006096:0.005443:0.006096:0.010885:0.009579:0.005443:0.006093:0.006098:0.016979:0.009579:0.005443:0.016981:0.009579:0.010885:0.009579:0.005660:0.009579:0.010883:0.010885:0.010885:0.006098:0.007182:0.006096:0.009579:0.008493:0.005443:0.015672:0.006096:0.006096:0.010885:0.005443:0.006096:0.010885:0.009579:0.005443:0.006096:0.010885:0.008490:0.010885:0.007184:0.009797:0.010885:0.009579:0.009579:0.005443:0.009579:0.010885:0.016981:0.010885:0.009579:0.011320:0.010450:0.005443:0.005443
THE RECORDER: Okay. :@0.160915:0.546994:0.394292:0.546994:0.394292:0.526340:0.160915:0.526340:0.013280:0.015675:0.013280:0.005443:0.014586:0.013280:0.014586:0.015675:0.014586:0.015675:0.013280:0.014586:0.006096:0.005443:0.015675:0.010885:0.009797:0.010667:0.005443:0.005443
E:@0.081236:0.566008:0.094538:0.566008:0.094538:0.545353:0.081236:0.545353:0.013302
MR POTTINGER: But whether it covers the use -- and I --1 do also have recollections :@0.160915:0.585021:0.922438:0.585021:0.922438:0.564367:0.160915:0.564367:0.019376:0.014586:0.005443:0.012191:0.015675:0.013280:0.013498:0.006749:0.015675:0.015675:0.013280:0.014586:0.006096:0.005660:0.014368:0.010885:0.006096:0.005443:0.015675:0.010885:0.009579:0.006096:0.010885:0.009579:0.007184:0.005443:0.006096:0.006096:0.005443:0.009579:0.010885:0.010885:0.009797:0.007184:0.008490:0.005443:0.006096:0.010885:0.009579:0.005443:0.010885:0.008490:0.009579:0.005660:0.007184:0.007249:0.005377:0.009579:0.010885:0.010885:0.005660:0.006967:0.005660:0.007184:0.007184:0.010885:0.005443:0.010885:0.010885:0.005443:0.009579:0.006096:0.008490:0.010885:0.005443:0.010885:0.009579:0.011103:0.009579:0.005443:0.007402:0.009579:0.009579:0.010885:0.006096:0.006096:0.009579:0.009579:0.006096:0.006096:0.010885:0.010885:0.008490:0.005443
that — I just want to see if I can find a reference because I -----------------------:@0.161786:0.603268:0.843044:0.603268:0.843044:0.582614:0.161786:0.582614:0.006096:0.010885:0.009579:0.006096:0.005443:0.021770:0.005660:0.006749:0.005443:0.006096:0.010885:0.008490:0.006096:0.005443:0.015675:0.009579:0.010885:0.006096:0.005443:0.006096:0.010885:0.005443:0.008490:0.009797:0.009579:0.005660:0.006096:0.007184:0.005660:0.006747:0.005660:0.009579:0.009579:0.010887:0.005443:0.007180:0.006098:0.010883:0.010885:0.005662:0.009579:0.005443:0.007182:0.009797:0.007184:0.009579:0.007402:0.009579:0.010885:0.009797:0.009579:0.005443:0.011103:0.009579:0.009579:0.009579:0.010885:0.008490:0.009579:0.005878:0.006967:0.005443:0.007184:0.007402:0.007184:0.007184:0.007402:0.007184:0.007184:0.007404:0.007184:0.007184:0.007184:0.007404:0.007184:0.007184:0.007404:0.007184:0.007184:0.007402:0.007184:0.007402:0.007184:0.007184:0.007249
THE RECORDER: Do you? Well, I think — I think you need to find ---------:@0.160915:0.636542:0.835205:0.636542:0.835205:0.615887:0.160915:0.615887:0.013280:0.015675:0.013280:0.005443:0.014586:0.013280:0.014586:0.015675:0.014586:0.015675:0.013280:0.014586:0.006096:0.005443:0.015675:0.010885:0.005660:0.010667:0.010885:0.010667:0.010014:0.005443:0.020682:0.009579:0.006096:0.006096:0.005443:0.005443:0.006749:0.005443:0.006096:0.010885:0.006096:0.010885:0.010885:0.005443:0.021770:0.005660:0.006967:0.005443:0.006096:0.010885:0.006313:0.010885:0.010885:0.005660:0.010450:0.010885:0.010885:0.005443:0.010885:0.009797:0.009579:0.010885:0.005443:0.006096:0.010885:0.005443:0.007184:0.006096:0.010885:0.010885:0.005443:0.007184:0.007402:0.007184:0.007184:0.007402:0.007402:0.007184:0.007184:0.007249
F:@0.081236:0.671042:0.093341:0.671042:0.093341:0.650388:0.081236:0.650388:0.012104
MR POTTINGER: I think there are cases covering where there’s a clause in the policy :@0.160915:0.671042:0.921783:0.671042:0.921783:0.650388:0.160915:0.650388:0.019376:0.014586:0.005443:0.012191:0.015675:0.013280:0.013498:0.006749:0.015675:0.015675:0.013280:0.014586:0.006096:0.005660:0.006967:0.005443:0.006096:0.010885:0.006096:0.011101:0.010885:0.005443:0.006098:0.010885:0.009579:0.007182:0.009579:0.005443:0.009799:0.007184:0.009579:0.005443:0.009797:0.009579:0.008490:0.009579:0.008490:0.005443:0.009579:0.010885:0.011103:0.009579:0.007184:0.006096:0.011103:0.010667:0.005443:0.015675:0.011103:0.009579:0.007184:0.009579:0.005443:0.006096:0.010885:0.009797:0.007184:0.009579:0.007182:0.008493:0.005660:0.009579:0.005443:0.009579:0.006098:0.009579:0.010885:0.008708:0.009579:0.005443:0.006093:0.010885:0.005443:0.006098:0.010883:0.009579:0.005443:0.010885:0.010885:0.006093:0.006098:0.009794:0.010450:0.005443
and what — what exactly offence, if anything, committed. :@0.160915:0.689289:0.674911:0.689289:0.674911:0.668635:0.160915:0.668635:0.009579:0.010885:0.010885:0.005443:0.015675:0.010885:0.009579:0.006096:0.005443:0.021770:0.005443:0.015675:0.010885:0.009579:0.006096:0.005660:0.009579:0.011103:0.009579:0.009579:0.006096:0.006313:0.010667:0.005443:0.010885:0.007184:0.007184:0.009579:0.010885:0.009797:0.009579:0.005443:0.005443:0.006096:0.007184:0.005443:0.009579:0.011320:0.010450:0.006096:0.010885:0.006096:0.011103:0.010667:0.005443:0.005443:0.009579:0.011103:0.016981:0.016981:0.006096:0.006096:0.006096:0.009579:0.010885:0.005443:0.005443
THE RECORDER: Yes. :@0.160915:0.722256:0.381013:0.722256:0.381013:0.701602:0.160915:0.701602:0.013280:0.015675:0.013280:0.005443:0.014586:0.013280:0.014586:0.015675:0.014586:0.015675:0.013280:0.014586:0.006096:0.005443:0.015675:0.009579:0.008490:0.005443:0.005443
MR POTTINGER: I just want to check that. :@0.160915:0.759363:0.552127:0.759363:0.552127:0.738709:0.160915:0.738709:0.019376:0.014586:0.005443:0.012191:0.015675:0.013280:0.013498:0.006749:0.015675:0.015675:0.013280:0.014586:0.006096:0.005660:0.006967:0.005443:0.006096:0.010885:0.008490:0.006096:0.005660:0.015675:0.009579:0.010885:0.006096:0.005443:0.006096:0.010885:0.005443:0.009579:0.010885:0.009579:0.009579:0.010885:0.005443:0.006096:0.011103:0.009579:0.006096:0.005443:0.005443
G:@0.081672:0.778223:0.097390:0.778223:0.097390:0.757569:0.081672:0.757569:0.015718
THE RECORDER: Yes, I think — I think you need to.:@0.160915:0.797236:0.641167:0.797236:0.641167:0.776582:0.160915:0.776582:0.013280:0.015675:0.013280:0.005443:0.014586:0.013280:0.014586:0.015675:0.014586:0.015675:0.013280:0.014586:0.006096:0.005443:0.015675:0.009579:0.008490:0.005443:0.005443:0.006967:0.005443:0.006096:0.010885:0.006096:0.010885:0.010885:0.005443:0.021770:0.005660:0.006967:0.005443:0.006096:0.010885:0.006096:0.010885:0.010885:0.005878:0.010450:0.010885:0.010885:0.005443:0.010885:0.009797:0.009797:0.010885:0.005443:0.006096:0.010885:0.005443
H:@0.081236:0.886171:0.096955:0.886171:0.096955:0.865516:0.081236:0.865516:0.015718
3:@0.535364:0.921591:0.546249:0.921591:0.546249:0.900937:0.535364:0.900937:0.010885
218:@0.437752:0.949166:0.481295:0.949166:0.481295:0.920324:0.437752:0.920324:0.014514:0.014514:0.014514