﻿MR KENNEDY: Mm. :@0.083935:0.081395:0.313987:0.081395:0.313987:0.056857:0.083935:0.056857:0.021870:0.016409:0.006150:0.017762:0.015031:0.017995:0.017762:0.015031:0.017762:0.017762:0.006839:0.006379:0.022094:0.018908:0.006150:0.006150
THE RECORDER: If you’d like to hand it to the clerk, maybe she’d be good :@0.083935:0.117317:0.851277:0.117317:0.851277:0.092780:0.083935:0.092780:0.015031:0.017762:0.015031:0.006150:0.016409:0.015031:0.016627:0.017762:0.016409:0.017762:0.015262:0.016409:0.006839:0.006150:0.008192:0.008428:0.006150:0.011845:0.012527:0.012529:0.008192:0.012300:0.006150:0.006839:0.006839:0.012300:0.010923:0.006150:0.007063:0.012300:0.006150:0.012300:0.010923:0.012300:0.012300:0.006379:0.006839:0.006839:0.006150:0.006839:0.012300:0.006379:0.006839:0.012300:0.010923:0.006150:0.010923:0.006839:0.010923:0.008192:0.012300:0.006150:0.006377:0.018908:0.011388:0.011845:0.012529:0.010923:0.006150:0.009570:0.012300:0.011161:0.008192:0.012300:0.006379:0.012300:0.010923:0.006150:0.012300:0.012300:0.012300:0.012300:0.006150
enough to copy it for us and bring it through to us. We’ll rise until you’ve sorted it :@0.084846:0.139924:0.905064:0.139924:0.905064:0.115386:0.084846:0.115386:0.010923:0.012300:0.012300:0.012300:0.012300:0.012300:0.006150:0.006839:0.012300:0.006150:0.011161:0.012300:0.012755:0.011845:0.006150:0.006839:0.006839:0.006150:0.008428:0.012300:0.008192:0.006150:0.012529:0.009570:0.006150:0.010923:0.012300:0.012300:0.006150:0.012300:0.008192:0.006839:0.012300:0.012529:0.006150:0.006839:0.006839:0.006150:0.006839:0.012300:0.008192:0.012529:0.012300:0.012300:0.012300:0.006150:0.007060:0.012300:0.006150:0.012300:0.009570:0.006150:0.006379:0.023006:0.010923:0.008192:0.006839:0.006839:0.006379:0.008192:0.006839:0.009570:0.010923:0.006150:0.012300:0.012300:0.007060:0.006839:0.006839:0.006605:0.011845:0.012529:0.012300:0.008192:0.012300:0.010923:0.006150:0.009570:0.012300:0.008192:0.006839:0.010923:0.012300:0.006377:0.006839:0.006839:0.006150
out.:@0.084846:0.162530:0.122435:0.162530:0.122435:0.137992:0.084846:0.137992:0.012300:0.012300:0.006839:0.006150
MR POTTINGER: Yes. :@0.083935:0.194754:0.329249:0.194754:0.329249:0.170217:0.083935:0.170217:0.021870:0.016409:0.006150:0.013678:0.017762:0.015262:0.015031:0.008192:0.017762:0.017762:0.015262:0.016409:0.006839:0.006150:0.017762:0.010923:0.009793:0.006150:0.006150
MR KENNEDY: I’ve got spare copies so ....... :@0.083935:0.226797:0.549222:0.226797:0.549222:0.202260:0.083935:0.202260:0.021870:0.016409:0.006150:0.017762:0.015031:0.017995:0.017762:0.015031:0.017762:0.017762:0.006839:0.006379:0.008192:0.008192:0.012300:0.010923:0.006377:0.012300:0.012300:0.006839:0.006150:0.009570:0.012300:0.010923:0.008192:0.010923:0.006150:0.010923:0.012527:0.012300:0.006839:0.010923:0.009570:0.006150:0.009570:0.012300:0.006377:0.006150:0.006150:0.006150:0.006150:0.006150:0.006379:0.006150:0.006150
THE RECORDER: Oh thank you. That’s even better. Good. Thank you very much. :@0.083935:0.258839:0.916395:0.258839:0.916395:0.234302:0.083935:0.234302:0.015031:0.017762:0.015031:0.006150:0.016409:0.015031:0.016627:0.017762:0.016409:0.017762:0.015260:0.016409:0.006839:0.006150:0.017762:0.012527:0.006150:0.006839:0.012300:0.010923:0.012300:0.012300:0.006605:0.011860:0.012300:0.012300:0.006379:0.006150:0.015031:0.012300:0.010923:0.006839:0.008192:0.009570:0.006379:0.010923:0.012300:0.010923:0.012527:0.006150:0.012300:0.010923:0.006839:0.006839:0.010923:0.008192:0.006150:0.006150:0.017762:0.012300:0.012529:0.012300:0.006150:0.006150:0.015031:0.012300:0.010923:0.012529:0.012300:0.006605:0.012074:0.012300:0.012300:0.006150:0.012300:0.010923:0.008657:0.011843:0.006379:0.018906:0.012529:0.010923:0.012300:0.006150:0.006150
Let us know as soon as you’re ready. :@0.083935:0.281610:0.455824:0.281610:0.455824:0.257072:0.083935:0.257072:0.015031:0.010923:0.006839:0.006150:0.012300:0.009570:0.006150:0.012300:0.012300:0.012529:0.017762:0.006150:0.010923:0.009570:0.006150:0.009570:0.012529:0.012300:0.012300:0.006150:0.010923:0.009796:0.006377:0.011845:0.012529:0.012300:0.008192:0.008192:0.010923:0.006150:0.008192:0.010923:0.010923:0.012755:0.011845:0.006379:0.006150
MR POTTINGER: Yes. :@0.083935:0.313652:0.329249:0.313652:0.329249:0.289115:0.083935:0.289115:0.021870:0.016409:0.006150:0.013678:0.017762:0.015262:0.015031:0.008192:0.017762:0.017762:0.015262:0.016409:0.006839:0.006150:0.017762:0.010923:0.009793:0.006150:0.006150
(There followed a short adjournment):@0.319928:0.348409:0.691138:0.348409:0.691138:0.323871:0.319928:0.323871:0.008192:0.015031:0.012300:0.010923:0.008192:0.010923:0.006150:0.008428:0.012300:0.006839:0.006839:0.012300:0.017762:0.010923:0.012300:0.006150:0.010923:0.006150:0.009570:0.012529:0.012300:0.008192:0.007063:0.006150:0.010923:0.012300:0.006839:0.012300:0.012300:0.008192:0.012529:0.018906:0.011161:0.012300:0.006839:0.008192
THE RECORDER: How are you doing, Mr Pottinger? :@0.083946:0.383149:0.628769:0.383149:0.628769:0.358612:0.083946:0.358612:0.015031:0.017762:0.015031:0.006150:0.016409:0.015031:0.016630:0.017762:0.016409:0.017762:0.015260:0.016409:0.006839:0.006150:0.017762:0.012529:0.017762:0.006150:0.010923:0.008192:0.010923:0.006605:0.011845:0.012300:0.012300:0.006150:0.012529:0.012300:0.006839:0.012300:0.012300:0.006150:0.006379:0.021870:0.008192:0.006150:0.013894:0.012300:0.006839:0.006839:0.006839:0.012300:0.012300:0.010923:0.008192:0.011164:0.006150
MR POTTINGER: Your Honour, I think gut-feeling is the right feeling so -- we:@0.085324:0.405410:0.908728:0.405410:0.908728:0.380872:0.085324:0.380872:0.021870:0.016409:0.008659:0.013666:0.017762:0.015260:0.015031:0.008192:0.017762:0.017762:0.015262:0.016409:0.006839:0.008659:0.017762:0.012529:0.012300:0.008192:0.008659:0.017762:0.012300:0.012300:0.012300:0.012300:0.008192:0.006150:0.008883:0.008192:0.008659:0.006839:0.012300:0.006839:0.012300:0.012300:0.008883:0.012300:0.012300:0.007068:0.008192:0.008428:0.010923:0.010923:0.006839:0.006839:0.012300:0.012300:0.008659:0.006839:0.009570:0.008659:0.006839:0.012300:0.010923:0.008659:0.008192:0.006839:0.012300:0.012300:0.006839:0.008659:0.008428:0.011161:0.010923:0.006839:0.006839:0.012300:0.012300:0.008659:0.009570:0.012300:0.008659:0.008192:0.008192:0.008883:0.017762:0.010923
didn’t find a case directly on point but I think just looking at it very carefully and :@0.085299:0.425138:0.914903:0.425138:0.914903:0.400601:0.085299:0.400601:0.012300:0.006839:0.012300:0.012300:0.008192:0.006839:0.007516:0.008428:0.006839:0.012300:0.012300:0.007528:0.010923:0.007528:0.010923:0.010923:0.009570:0.010923:0.007516:0.012300:0.006839:0.008192:0.010923:0.011161:0.006839:0.007060:0.011845:0.007744:0.012300:0.012300:0.007528:0.012300:0.012300:0.006839:0.012300:0.007060:0.007516:0.012300:0.012300:0.006839:0.007528:0.008192:0.007528:0.006839:0.012300:0.007063:0.012300:0.012527:0.007528:0.006839:0.012300:0.009570:0.006839:0.007528:0.006839:0.012300:0.012300:0.012300:0.006839:0.012529:0.012300:0.007528:0.010923:0.006839:0.007516:0.006839:0.006839:0.007516:0.012300:0.010923:0.008657:0.011843:0.007973:0.010923:0.010923:0.008192:0.010923:0.008428:0.012300:0.006839:0.007063:0.011845:0.007516:0.010923:0.012300:0.012527:0.006150
standing back, because the use has to be proved then it’s the ...... :@0.085299:0.444866:0.727801:0.444866:0.727801:0.420329:0.085299:0.420329:0.009570:0.006839:0.010923:0.012300:0.012300:0.006839:0.012300:0.012300:0.006150:0.012300:0.011161:0.010923:0.012300:0.006150:0.006150:0.012300:0.010923:0.010923:0.011161:0.012300:0.009570:0.010923:0.006377:0.006839:0.012300:0.010923:0.006150:0.012300:0.009570:0.010923:0.006150:0.012300:0.010923:0.009570:0.006379:0.006839:0.012300:0.006150:0.012300:0.010923:0.006150:0.012300:0.008428:0.012300:0.012300:0.011161:0.012300:0.006150:0.006839:0.012300:0.010923:0.012300:0.006150:0.006839:0.006839:0.008192:0.009570:0.006377:0.006839:0.012300:0.010923:0.006150:0.006150:0.006150:0.006150:0.006150:0.006150:0.006150:0.006150
THE RECORDER: Yes. :@0.083946:0.478257:0.333371:0.478257:0.333371:0.453719:0.083946:0.453719:0.015031:0.017762:0.015031:0.006150:0.016409:0.015031:0.016630:0.017762:0.016409:0.017762:0.015260:0.016409:0.006839:0.006150:0.017762:0.011161:0.009570:0.006150:0.006150
MR POTTINGER: And that’s the fairest way of dealing with it in any event. :@0.083946:0.506255:0.847879:0.506255:0.847879:0.481718:0.083946:0.481718:0.021870:0.016409:0.006150:0.013666:0.017762:0.015262:0.015031:0.008192:0.017762:0.017762:0.015262:0.016409:0.006839:0.006150:0.017762:0.012529:0.012300:0.006150:0.006839:0.012300:0.010923:0.006839:0.008192:0.009570:0.006150:0.006839:0.012300:0.010923:0.006150:0.008428:0.010923:0.006839:0.008192:0.010923:0.009570:0.006839:0.006377:0.017762:0.011388:0.011845:0.006379:0.012300:0.008428:0.006150:0.012300:0.010923:0.010923:0.006839:0.006839:0.012300:0.012300:0.006150:0.017762:0.006839:0.006839:0.012300:0.006150:0.006839:0.006839:0.006150:0.007060:0.012300:0.006157:0.010923:0.012529:0.011845:0.006371:0.011161:0.012300:0.010923:0.012300:0.006839:0.006150:0.006150
THE RECORDER: So the issue as far as the Crown is concerned is whether or not :@0.083946:0.538297:0.906118:0.538297:0.906118:0.513760:0.083946:0.513760:0.015031:0.017762:0.015031:0.006150:0.016409:0.015031:0.016630:0.017762:0.016409:0.017762:0.015260:0.016409:0.006839:0.006150:0.013666:0.012300:0.006379:0.006839:0.012300:0.010923:0.006150:0.006839:0.009570:0.009570:0.012300:0.010923:0.006150:0.010923:0.009793:0.006150:0.008428:0.010923:0.008192:0.006150:0.010923:0.009570:0.006150:0.006839:0.012300:0.010923:0.006150:0.016630:0.008192:0.012300:0.017762:0.012300:0.006150:0.006839:0.009570:0.006150:0.010923:0.012529:0.012300:0.010923:0.010923:0.008192:0.012300:0.010923:0.012300:0.006150:0.007060:0.009570:0.006150:0.017995:0.012300:0.010923:0.006839:0.012300:0.010923:0.008192:0.006150:0.012300:0.008192:0.006150:0.012300:0.012529:0.006839:0.006150
he was working at the time? Is that it? :@0.084856:0.561232:0.466573:0.561232:0.466573:0.536694:0.084856:0.536694:0.012300:0.010923:0.006150:0.017762:0.010923:0.009570:0.006150:0.017762:0.012300:0.008428:0.012300:0.006839:0.012300:0.012300:0.006150:0.010923:0.006839:0.006150:0.007060:0.012300:0.010923:0.006150:0.007060:0.006839:0.018906:0.010923:0.011161:0.006150:0.008192:0.009570:0.006150:0.006839:0.012300:0.010923:0.007063:0.006150:0.006839:0.006839:0.011161:0.006150
MR POTTINGER: Yes. :@0.083946:0.594804:0.329248:0.594804:0.329248:0.570267:0.083946:0.570267:0.021870:0.016409:0.006150:0.013666:0.017762:0.015262:0.015031:0.008192:0.017762:0.017762:0.015262:0.016409:0.006839:0.006150:0.017762:0.010923:0.009793:0.006150:0.006150
THE RECORDER: Because -----:@0.083946:0.626847:0.411898:0.626847:0.411898:0.602309:0.083946:0.602309:0.015031:0.017762:0.015031:0.006150:0.016409:0.015031:0.016630:0.017762:0.016409:0.017762:0.015260:0.016409:0.006839:0.006150:0.016409:0.011164:0.010923:0.010923:0.012300:0.009570:0.010923:0.006150:0.008192:0.008192:0.008192:0.008192:0.008192
MR POTTINGER: Or whether he was -- well, whether he was using the vehicle for :@0.083946:0.659071:0.915631:0.659071:0.915631:0.634534:0.083946:0.634534:0.021870:0.016409:0.006150:0.013666:0.017762:0.015262:0.015031:0.008192:0.017762:0.017762:0.015262:0.016409:0.006839:0.006150:0.017762:0.008192:0.006377:0.017762:0.012300:0.010923:0.006839:0.012300:0.010923:0.008192:0.006150:0.012300:0.010923:0.006377:0.017762:0.010923:0.009570:0.006150:0.008192:0.008192:0.006157:0.017995:0.010923:0.006839:0.006839:0.006377:0.006150:0.017762:0.012300:0.010923:0.006839:0.012300:0.010923:0.008192:0.006150:0.012300:0.010923:0.006377:0.017762:0.010923:0.009570:0.006150:0.012300:0.009570:0.007060:0.012300:0.012300:0.006150:0.007063:0.012300:0.010923:0.006150:0.012300:0.010923:0.012300:0.006839:0.010923:0.006839:0.010923:0.006150:0.008428:0.012300:0.008192:0.006150
work purposes. :@0.084856:0.681842:0.241545:0.681842:0.241545:0.657304:0.084856:0.657304:0.017762:0.012300:0.008192:0.012300:0.006150:0.012300:0.012300:0.008192:0.012529:0.012300:0.009570:0.010923:0.009570:0.006150:0.006150
THE RECORDER: Yes. What concerns me is — is whether or not we in any event :@0.085767:0.713884:0.912750:0.713884:0.912750:0.689347:0.085767:0.689347:0.015031:0.017762:0.015031:0.006150:0.016409:0.015031:0.016627:0.017762:0.016409:0.017762:0.015260:0.016409:0.006839:0.006150:0.017762:0.011161:0.009570:0.006150:0.006377:0.023006:0.012300:0.010923:0.006839:0.006150:0.010923:0.012300:0.012529:0.010923:0.010923:0.008192:0.012300:0.009570:0.006377:0.018906:0.011164:0.006150:0.006839:0.009796:0.006150:0.024601:0.006143:0.006839:0.009570:0.006150:0.017762:0.012300:0.010923:0.007063:0.012300:0.010923:0.008192:0.006150:0.012300:0.008192:0.006150:0.012527:0.012300:0.006839:0.006150:0.017995:0.010923:0.006150:0.006839:0.012300:0.006150:0.010923:0.012758:0.011843:0.006150:0.010923:0.012300:0.011161:0.012300:0.006839:0.006150
have enough information. Because this is merely the certificate of motor insurance. :@0.085545:0.733285:0.913183:0.733285:0.913183:0.708747:0.085545:0.708747:0.012300:0.010923:0.012300:0.010923:0.006150:0.010923:0.012300:0.012300:0.012300:0.012529:0.012300:0.006150:0.006839:0.012300:0.008428:0.012300:0.008426:0.018908:0.010923:0.006839:0.007060:0.012300:0.012300:0.006150:0.006150:0.016409:0.010923:0.010923:0.010923:0.012300:0.009570:0.011161:0.006150:0.006839:0.012300:0.006839:0.009570:0.006150:0.006839:0.009793:0.006379:0.018906:0.010923:0.008428:0.010923:0.007060:0.011845:0.006377:0.006839:0.012300:0.010923:0.006150:0.010923:0.010923:0.008192:0.006839:0.006839:0.008428:0.006839:0.010923:0.010923:0.006839:0.010923:0.006150:0.012300:0.008428:0.006379:0.019139:0.012300:0.006839:0.012300:0.008192:0.006150:0.006839:0.012300:0.009570:0.012300:0.008192:0.011161:0.012300:0.010923:0.010923:0.006150:0.006150
There should be a schedule of motor insurance. Is that available? The actual policy. :@0.083946:0.754033:0.914312:0.754033:0.914312:0.729496:0.083946:0.729496:0.015031:0.012300:0.010923:0.008192:0.010923:0.006150:0.009570:0.012300:0.012300:0.012300:0.007063:0.012300:0.006150:0.012300:0.010923:0.006150:0.010923:0.006150:0.009570:0.011161:0.012300:0.011164:0.012300:0.012300:0.006839:0.010923:0.006150:0.012300:0.008428:0.006150:0.018906:0.012300:0.007060:0.012300:0.008192:0.006150:0.006839:0.012300:0.009570:0.012529:0.008192:0.010923:0.012300:0.011164:0.010923:0.006150:0.006150:0.008192:0.009570:0.006150:0.006839:0.012300:0.010923:0.006839:0.006150:0.010923:0.012300:0.011161:0.006839:0.006839:0.010923:0.012300:0.006839:0.010923:0.011161:0.006150:0.015031:0.012529:0.010923:0.006150:0.010923:0.010923:0.006839:0.012300:0.010923:0.006839:0.006150:0.012300:0.012300:0.006839:0.007060:0.011390:0.011845:0.006150:0.006150
Because it is the experience of those on the Bench that on occasions it is very :@0.084856:0.776803:0.854882:0.776803:0.854882:0.752266:0.084856:0.752266:0.016409:0.010923:0.010923:0.010923:0.012300:0.009570:0.010923:0.006150:0.006839:0.006839:0.006150:0.007060:0.009570:0.006150:0.006839:0.012300:0.010923:0.006150:0.010923:0.012527:0.012300:0.010923:0.008192:0.007063:0.010923:0.012300:0.010923:0.010923:0.006150:0.012300:0.008428:0.006150:0.006839:0.012300:0.012300:0.009570:0.010923:0.006150:0.012300:0.012300:0.006150:0.006839:0.012300:0.011161:0.006150:0.016409:0.011161:0.012300:0.010923:0.012300:0.006150:0.006839:0.012300:0.010923:0.006839:0.006150:0.012300:0.012300:0.006379:0.012300:0.010923:0.010923:0.010923:0.009570:0.006839:0.012527:0.012300:0.009570:0.006150:0.006839:0.007060:0.006150:0.006839:0.009570:0.006150:0.012300:0.010923:0.008657:0.011845:0.006150
difficult to ascertain the point that’s being made here and that the policy itself may :@0.084856:0.799410:0.906386:0.799410:0.906386:0.774872:0.084856:0.774872:0.012300:0.006839:0.008192:0.008428:0.006839:0.010923:0.012300:0.006839:0.006839:0.006150:0.006839:0.012300:0.006150:0.010923:0.009570:0.010923:0.010923:0.008192:0.006839:0.010923:0.006839:0.012300:0.006379:0.006839:0.012527:0.010923:0.006150:0.012300:0.012300:0.006839:0.012300:0.006839:0.006150:0.006839:0.012300:0.010923:0.007063:0.008192:0.009570:0.006150:0.012300:0.010923:0.006839:0.012300:0.012529:0.006377:0.018906:0.011164:0.012300:0.010923:0.006150:0.012300:0.010923:0.008192:0.010923:0.006150:0.010923:0.012300:0.012300:0.006150:0.007060:0.012300:0.010923:0.006839:0.006150:0.006839:0.012300:0.010923:0.006377:0.012300:0.012300:0.007060:0.006839:0.011161:0.011845:0.006379:0.006839:0.006839:0.009570:0.010923:0.006839:0.008428:0.006150:0.019139:0.011390:0.011845:0.006150
have a different specification to that set out on the certificate. In other :@0.084856:0.822344:0.779701:0.822344:0.779701:0.797806:0.084856:0.797806:0.012300:0.010923:0.012300:0.010923:0.006150:0.010923:0.006150:0.012300:0.006839:0.008428:0.008428:0.010923:0.008192:0.010923:0.012300:0.006839:0.006150:0.009570:0.012300:0.010923:0.010923:0.006839:0.008426:0.006839:0.010923:0.010923:0.006839:0.006839:0.012300:0.012300:0.006150:0.006839:0.012300:0.006150:0.006839:0.012529:0.010923:0.006839:0.006150:0.009570:0.010923:0.006839:0.006150:0.012300:0.012529:0.006839:0.006150:0.012300:0.012529:0.006150:0.006839:0.012300:0.010923:0.006150:0.010923:0.010923:0.008192:0.006839:0.006839:0.008428:0.006839:0.010923:0.010923:0.006839:0.010923:0.006150:0.006150:0.008192:0.012300:0.006150:0.012300:0.006839:0.012529:0.010923:0.008428:0.006150
5:@0.489166:0.912241:0.501466:0.912241:0.501466:0.887704:0.489166:0.887704:0.012300
220:@0.437752:0.949166:0.481295:0.949166:0.481295:0.920324:0.437752:0.920324:0.014514:0.014514:0.014514