words, if KGM were asked “In the circumstances that we, the defence, put before you, :@0.083583:0.083944:0.917094:0.083944:0.917094:0.060886:0.083583:0.060886:0.017495:0.012115:0.008069:0.012115:0.009426:0.006058:0.005161:0.006736:0.008301:0.005161:0.017495:0.017495:0.021541:0.005161:0.017495:0.010758:0.008069:0.010758:0.005161:0.010758:0.009646:0.012115:0.010758:0.012115:0.005161:0.010758:0.008069:0.012115:0.005161:0.006736:0.012115:0.010758:0.005161:0.010758:0.006736:0.008069:0.010758:0.012338:0.018851:0.009426:0.006736:0.010758:0.012115:0.010996:0.010758:0.009426:0.005161:0.006736:0.012115:0.010758:0.006736:0.005161:0.017495:0.010758:0.006058:0.005161:0.006736:0.012115:0.010758:0.005161:0.012115:0.010758:0.008301:0.010758:0.012115:0.010758:0.010758:0.006058:0.005384:0.012115:0.012115:0.006736:0.005161:0.012115:0.010758:0.008301:0.012115:0.008069:0.010758:0.005384:0.011667:0.012115:0.012115:0.006283:0.006058
was this man insured?” and the answer is “Yes” then how can this court adjudicate on :@0.084479:0.105342:0.917133:0.105342:0.917133:0.082283:0.084479:0.082283:0.017495:0.010758:0.009426:0.005607:0.006736:0.012115:0.006736:0.009426:0.005832:0.018621:0.010758:0.012115:0.005609:0.006736:0.012115:0.009426:0.012115:0.008069:0.010758:0.012115:0.010993:0.010993:0.005609:0.010758:0.012115:0.012115:0.005609:0.006736:0.012115:0.010758:0.005609:0.010758:0.012115:0.009426:0.017495:0.010758:0.008069:0.005609:0.006736:0.009426:0.005609:0.010758:0.017495:0.010758:0.009649:0.010758:0.005609:0.006736:0.012115:0.010758:0.012115:0.005607:0.012115:0.012115:0.017495:0.005607:0.010758:0.010758:0.012115:0.005609:0.006736:0.012115:0.006736:0.009426:0.005607:0.010758:0.012115:0.012341:0.008069:0.006736:0.005609:0.010758:0.012115:0.006736:0.012115:0.012115:0.006736:0.010758:0.010758:0.006736:0.010758:0.005609:0.012115:0.012115:0.006058
this matter now in the absence of that information? Do you have that information? :@0.084479:0.126585:0.917147:0.126585:0.917147:0.103527:0.084479:0.103527:0.006736:0.012115:0.006736:0.009426:0.008301:0.018624:0.010758:0.006736:0.006954:0.010758:0.008069:0.008069:0.012115:0.012115:0.017725:0.008069:0.006736:0.012115:0.008069:0.006954:0.012115:0.010758:0.008301:0.010758:0.012115:0.009426:0.010758:0.012115:0.010758:0.010758:0.008069:0.012115:0.008301:0.008069:0.006736:0.012115:0.010758:0.006957:0.008069:0.006736:0.012115:0.008301:0.012115:0.008069:0.018851:0.010758:0.006736:0.006736:0.012115:0.012115:0.010996:0.008069:0.017495:0.012115:0.008524:0.011667:0.012115:0.012341:0.008069:0.012115:0.010758:0.012115:0.010758:0.008301:0.006736:0.012338:0.010758:0.006736:0.008069:0.006736:0.012115:0.008301:0.012115:0.008069:0.018621:0.010993:0.006736:0.006736:0.012115:0.012115:0.010993:0.006058
There’s a nodding going on from behind you. :@0.084479:0.147983:0.533140:0.147983:0.533140:0.124925:0.084479:0.124925:0.014805:0.012115:0.010758:0.008069:0.010758:0.008069:0.009426:0.006058:0.010758:0.006058:0.012115:0.012341:0.012115:0.012115:0.006736:0.012115:0.012115:0.006058:0.012341:0.012115:0.006736:0.012338:0.012115:0.006058:0.012115:0.012115:0.006058:0.008301:0.008069:0.012115:0.018621:0.006281:0.012115:0.010758:0.012115:0.006736:0.012115:0.012115:0.006506:0.011667:0.012338:0.012115:0.006058:0.006058
MR KENNEDY: The information I have comes from the appellant himself :@0.084939:0.179360:0.821407:0.179360:0.821407:0.156302:0.084939:0.156302:0.021541:0.016162:0.006058:0.017495:0.014805:0.017725:0.017495:0.014805:0.017495:0.017495:0.006736:0.006283:0.014805:0.012115:0.010758:0.006058:0.006957:0.012115:0.008301:0.012115:0.008069:0.018621:0.010758:0.006736:0.006736:0.012115:0.012115:0.006283:0.008069:0.006058:0.012115:0.010758:0.012115:0.010758:0.006058:0.010993:0.012341:0.018851:0.010758:0.009426:0.006058:0.008301:0.008069:0.012115:0.018621:0.006058:0.006736:0.012115:0.010758:0.006281:0.010758:0.012115:0.012115:0.010758:0.006736:0.006736:0.010758:0.012338:0.006736:0.006058:0.012115:0.006957:0.018621:0.009646:0.010758:0.006736:0.008301:0.006058
regarding his version of the facts which is that — his contention is that he was :@0.084939:0.197112:0.851494:0.197112:0.851494:0.174054:0.084939:0.174054:0.008069:0.010758:0.012115:0.010758:0.008069:0.012115:0.006736:0.012115:0.012115:0.006058:0.012115:0.006957:0.009426:0.006058:0.012115:0.010758:0.008069:0.009426:0.006736:0.012341:0.012115:0.006058:0.012338:0.008301:0.006058:0.006736:0.012115:0.010758:0.006058:0.008301:0.010758:0.010758:0.006736:0.009426:0.006058:0.017495:0.012115:0.006736:0.010758:0.012115:0.006058:0.006736:0.009426:0.006058:0.006736:0.012115:0.010758:0.006957:0.006058:0.024231:0.006060:0.012115:0.006736:0.009426:0.006058:0.010758:0.012115:0.012338:0.006736:0.010758:0.012115:0.006736:0.006736:0.012115:0.012115:0.006283:0.006736:0.009426:0.006058:0.006736:0.012341:0.010758:0.006736:0.006058:0.012115:0.010758:0.006058:0.017495:0.010758:0.009426:0.006058
driving to go and see somebody about --------------------------:@0.084939:0.214864:0.670966:0.214864:0.670966:0.191805:0.084939:0.191805:0.012115:0.008069:0.006736:0.012115:0.006736:0.012115:0.012115:0.006058:0.006736:0.012115:0.006281:0.012115:0.012115:0.006058:0.010758:0.012115:0.012115:0.006281:0.009426:0.010758:0.010758:0.006058:0.009649:0.012115:0.018851:0.010758:0.012115:0.012115:0.012564:0.011667:0.006058:0.010993:0.012115:0.012115:0.012115:0.006736:0.006058:0.008069:0.008069:0.008069:0.008069:0.008301:0.008069:0.008069:0.008069:0.008299:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069
THE RECORDER: Yes. :@0.083583:0.246412:0.329254:0.246412:0.329254:0.223354:0.083583:0.223354:0.014805:0.017495:0.014805:0.006058:0.016162:0.014805:0.016377:0.017495:0.016162:0.017495:0.015030:0.016162:0.006736:0.006058:0.017495:0.010993:0.009426:0.006058:0.006058
MR KENNEDY:  ----- the possibility of future work. :@0.083583:0.279228:0.605871:0.279228:0.605871:0.256170:0.083583:0.256170:0.021541:0.016162:0.006058:0.017495:0.014805:0.017725:0.017495:0.014805:0.017495:0.017495:0.006736:0.006283:0.006058:0.008069:0.008069:0.008069:0.008069:0.008069:0.006329:0.006736:0.012115:0.010758:0.006058:0.012115:0.012115:0.009426:0.009426:0.006736:0.012115:0.006954:0.006736:0.006736:0.007180:0.011667:0.006058:0.012115:0.008299:0.006058:0.008301:0.012115:0.006736:0.012115:0.008069:0.010758:0.006058:0.017495:0.012115:0.008069:0.012115:0.006058:0.006058
THE RECORDER: Right. I appreciate that. :@0.083583:0.312043:0.514093:0.312043:0.514093:0.288985:0.083583:0.288985:0.014805:0.017495:0.014805:0.006058:0.016162:0.014805:0.016377:0.017495:0.016162:0.017495:0.015030:0.016162:0.006736:0.006058:0.016162:0.006957:0.012115:0.012115:0.006736:0.006058:0.006058:0.008069:0.006058:0.010758:0.012115:0.012115:0.008069:0.010758:0.010993:0.006736:0.010758:0.006736:0.010758:0.006058:0.006736:0.012115:0.010758:0.006736:0.006281:0.006058
MR KENNEDY: And -- and he spoke to his insurers-------:@0.083583:0.345013:0.653574:0.345013:0.653574:0.321955:0.083583:0.321955:0.021541:0.016162:0.006058:0.017495:0.014805:0.017725:0.017495:0.014805:0.017495:0.017495:0.006736:0.006283:0.017495:0.012115:0.012115:0.006305:0.008069:0.008069:0.006058:0.010758:0.012115:0.012115:0.006058:0.012115:0.010758:0.006058:0.009426:0.012341:0.012115:0.012115:0.010758:0.006058:0.006736:0.012115:0.006058:0.012341:0.006736:0.009426:0.006058:0.006954:0.012115:0.009426:0.012115:0.008069:0.010758:0.008069:0.009426:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069:0.008069
THE RECORDER: Yes. :@0.083583:0.377828:0.329257:0.377828:0.329257:0.354770:0.083583:0.354770:0.014805:0.017495:0.014805:0.006058:0.016162:0.014805:0.016380:0.017495:0.016162:0.017495:0.015030:0.016162:0.006736:0.006058:0.017495:0.010993:0.009426:0.006058:0.006058
MR KENNEDY:  ----- and asked whether he would be covered if that were the :@0.083583:0.410644:0.857482:0.410644:0.857482:0.387586:0.083583:0.387586:0.021541:0.016162:0.006058:0.017495:0.014805:0.017725:0.017495:0.014805:0.017495:0.017495:0.006736:0.006283:0.006058:0.008069:0.008069:0.008069:0.008069:0.008069:0.006329:0.010758:0.012115:0.012115:0.006058:0.010758:0.009426:0.012115:0.010758:0.012115:0.006283:0.017495:0.012115:0.010758:0.006736:0.012115:0.010758:0.008069:0.006058:0.012341:0.010758:0.006283:0.017495:0.012115:0.012115:0.006736:0.012115:0.006058:0.012115:0.010758:0.006058:0.010993:0.012115:0.012115:0.010758:0.008069:0.010758:0.012115:0.006058:0.006736:0.008301:0.006058:0.006736:0.012115:0.010993:0.006736:0.006058:0.017495:0.010758:0.008069:0.010758:0.006058:0.006736:0.012115:0.010758:0.006058
position ----:@0.083583:0.443613:0.200243:0.443613:0.200243:0.420555:0.083583:0.420555:0.012115:0.012115:0.009426:0.006736:0.006736:0.006736:0.012115:0.012115:0.006058:0.008069:0.008069:0.008301:0.008069
THE RECORDER: Right. :@0.083583:0.476429:0.345428:0.476429:0.345428:0.453371:0.083583:0.453371:0.014805:0.017495:0.014805:0.006058:0.016162:0.014805:0.016380:0.017495:0.016162:0.017495:0.015030:0.016162:0.006736:0.006058:0.016162:0.006957:0.012115:0.012115:0.006736:0.006058:0.006058
MR KENNEDY:  ----- to which the answer was Yes. :@0.083583:0.509398:0.605161:0.509398:0.605161:0.486340:0.083583:0.486340:0.021541:0.016162:0.006058:0.017495:0.014805:0.017725:0.017495:0.014805:0.017495:0.017495:0.006736:0.006283:0.006058:0.008069:0.008069:0.008069:0.008069:0.008069:0.006329:0.006736:0.012115:0.006058:0.017495:0.012115:0.006736:0.010758:0.012115:0.006058:0.006736:0.012341:0.010758:0.006058:0.010758:0.012115:0.009426:0.017495:0.010758:0.008301:0.006058:0.017495:0.010993:0.009426:0.006058:0.017495:0.010758:0.009426:0.006058:0.006058
THE RECORDER: All right. :@0.083583:0.542214:0.374357:0.542214:0.374357:0.519156:0.083583:0.519156:0.014805:0.017495:0.014805:0.006058:0.016162:0.014805:0.016380:0.017495:0.016162:0.017495:0.015030:0.016162:0.006736:0.006058:0.017495:0.006736:0.006954:0.006058:0.008069:0.006736:0.012115:0.012115:0.006736:0.006058:0.006058
MR KENNEDY: I — I don’t believe he can contend that if he were using it as a :@0.083583:0.563766:0.898775:0.563766:0.898775:0.540708:0.083583:0.540708:0.021541:0.016162:0.007851:0.017495:0.014805:0.017495:0.017725:0.014805:0.017495:0.017495:0.006736:0.007851:0.008069:0.007851:0.024231:0.008105:0.008069:0.007851:0.012115:0.012115:0.012115:0.008069:0.006736:0.007851:0.012115:0.010758:0.006736:0.006736:0.010758:0.012115:0.010758:0.007851:0.012115:0.010758:0.007851:0.010758:0.010993:0.012115:0.008076:0.010758:0.012115:0.012115:0.006736:0.010758:0.012115:0.012115:0.007851:0.006736:0.012115:0.010758:0.006736:0.007851:0.006736:0.008299:0.007851:0.012115:0.010758:0.007851:0.017495:0.010758:0.008301:0.010758:0.007851:0.012115:0.009426:0.006736:0.012115:0.012115:0.007851:0.006736:0.006736:0.007851:0.010758:0.009426:0.007851:0.010758:0.006058
tradesman for working - which is the Crown’s position - that he would have been :@0.084479:0.585009:0.898875:0.585009:0.898875:0.561951:0.084479:0.561951:0.006736:0.008069:0.010758:0.012115:0.010758:0.009646:0.018624:0.010758:0.012115:0.007415:0.008301:0.012115:0.008069:0.007402:0.017495:0.012115:0.008069:0.012115:0.006736:0.012338:0.012341:0.007415:0.008069:0.007432:0.017495:0.012115:0.006736:0.010758:0.012115:0.007402:0.006736:0.009426:0.007402:0.006736:0.012115:0.010758:0.007630:0.016162:0.008069:0.012115:0.017495:0.012338:0.008301:0.009426:0.007415:0.012115:0.012115:0.009426:0.006736:0.006736:0.006736:0.012115:0.012115:0.007415:0.008069:0.007616:0.006736:0.012115:0.010758:0.006736:0.007415:0.012115:0.010758:0.007415:0.017722:0.012341:0.012115:0.006736:0.012115:0.007402:0.012115:0.010758:0.012115:0.010758:0.007415:0.012115:0.010758:0.010758:0.012115:0.006058
covered.:@0.084479:0.606407:0.167227:0.606407:0.167227:0.583349:0.084479:0.583349:0.010758:0.012115:0.012115:0.010758:0.008069:0.010758:0.012115:0.006058
THE RECORDER: Right. So he doesn’t contend that. But you’re saying that in fact :@0.083583:0.639222:0.898860:0.639222:0.898860:0.616164:0.083583:0.616164:0.014805:0.017495:0.014805:0.005609:0.016162:0.014805:0.016162:0.017725:0.016162:0.017495:0.014805:0.016162:0.006736:0.005609:0.016162:0.006954:0.012115:0.012115:0.006736:0.006058:0.005609:0.013460:0.012115:0.005609:0.012115:0.010758:0.005609:0.012115:0.012115:0.010758:0.009426:0.012115:0.008069:0.006736:0.005609:0.010758:0.012341:0.012115:0.006954:0.010758:0.012115:0.012115:0.005609:0.006736:0.012115:0.010758:0.006736:0.006058:0.005609:0.016162:0.012115:0.006736:0.006058:0.011667:0.012115:0.012115:0.008069:0.008069:0.010758:0.005604:0.009426:0.010993:0.011667:0.006957:0.012338:0.012115:0.005609:0.006736:0.012115:0.010758:0.006736:0.005609:0.006736:0.012115:0.005609:0.008299:0.010758:0.010758:0.006736:0.006058
he has evidence of or he has hearsay evidence of -1 don’t know which it is at the :@0.084479:0.660620:0.898841:0.660620:0.898841:0.637562:0.084479:0.637562:0.012115:0.010758:0.007415:0.012115:0.010758:0.009649:0.007402:0.010758:0.012115:0.006736:0.012115:0.010993:0.012115:0.010758:0.010758:0.007628:0.012115:0.008301:0.007402:0.012115:0.008069:0.007628:0.012115:0.010758:0.007415:0.012115:0.010758:0.009649:0.007402:0.012115:0.010758:0.010758:0.008069:0.009649:0.011219:0.011665:0.007415:0.010993:0.012115:0.006736:0.012115:0.010758:0.012115:0.010993:0.010758:0.007402:0.012115:0.008301:0.007415:0.008069:0.012115:0.007415:0.012338:0.012115:0.012115:0.008069:0.006957:0.007402:0.012115:0.012115:0.012115:0.017725:0.007415:0.017495:0.012341:0.006736:0.010758:0.012115:0.007402:0.006736:0.006954:0.007415:0.006736:0.009646:0.007415:0.010758:0.006736:0.007415:0.006954:0.012115:0.010993:0.006058
moment - the fact that KGM say he would have been covered for what he was doing :@0.084479:0.681864:0.898671:0.681864:0.898671:0.658806:0.084479:0.658806:0.018621:0.012341:0.018851:0.010758:0.012115:0.006736:0.005384:0.008069:0.005403:0.006736:0.012115:0.010758:0.005379:0.008299:0.010758:0.010758:0.006736:0.005379:0.006736:0.012115:0.010758:0.006736:0.005379:0.017495:0.017495:0.021541:0.005379:0.009426:0.011219:0.011665:0.005379:0.012115:0.010758:0.005379:0.017495:0.012115:0.012115:0.006736:0.012115:0.005379:0.012115:0.010758:0.012341:0.010758:0.005379:0.012115:0.010758:0.010758:0.012115:0.005379:0.010758:0.012115:0.012115:0.010758:0.008069:0.010758:0.012115:0.005379:0.008301:0.012115:0.008069:0.005379:0.017495:0.012115:0.010758:0.006736:0.005379:0.012115:0.010758:0.005379:0.017495:0.010758:0.009426:0.005379:0.012115:0.012115:0.006736:0.012115:0.012115:0.006058
at the time? :@0.084479:0.703416:0.203822:0.703416:0.203822:0.680357:0.084479:0.680357:0.010758:0.006736:0.006058:0.006736:0.012115:0.010758:0.006058:0.006736:0.006957:0.018621:0.010758:0.010993:0.006058
MR KENNEDY: He does. And I don’t -- and I don’t think the Crown take issue with :@0.083583:0.734331:0.917179:0.734331:0.917179:0.711273:0.083583:0.711273:0.021541:0.016162:0.006058:0.017495:0.014805:0.017495:0.017725:0.014805:0.017495:0.017495:0.006736:0.006058:0.017495:0.010758:0.006283:0.012338:0.012115:0.010758:0.009426:0.006058:0.006058:0.017495:0.012115:0.012115:0.006058:0.008069:0.006058:0.012115:0.012115:0.012341:0.008069:0.006736:0.006058:0.008069:0.008069:0.006050:0.010758:0.012115:0.012115:0.006281:0.008069:0.006058:0.012115:0.012115:0.012115:0.008069:0.006736:0.006058:0.006736:0.012115:0.006736:0.012115:0.012115:0.006058:0.006957:0.012115:0.010758:0.006058:0.016162:0.008069:0.012115:0.017495:0.012341:0.006058:0.006736:0.010758:0.012115:0.010758:0.006058:0.006736:0.009426:0.009426:0.012115:0.010758:0.006058:0.017495:0.006736:0.006954:0.012115:0.006058
that.:@0.084479:0.755575:0.126883:0.755575:0.126883:0.732516:0.084479:0.732516:0.006736:0.012115:0.010758:0.006736:0.006058
THE RECORDER: All right. :@0.083583:0.788544:0.374357:0.788544:0.374357:0.765486:0.083583:0.765486:0.014805:0.017495:0.014805:0.006058:0.016162:0.014805:0.016380:0.017495:0.016162:0.017495:0.015030:0.016162:0.006736:0.006058:0.017495:0.006736:0.006954:0.006058:0.008069:0.006736:0.012115:0.012115:0.006736:0.006058:0.006058
MR KENNEDY: Having discussed the matter briefly with the Crown, it really is a :@0.083583:0.815180:0.892759:0.815180:0.892759:0.792122:0.083583:0.792122:0.021541:0.016162:0.006058:0.017495:0.014805:0.017725:0.017495:0.014805:0.017495:0.017495:0.006736:0.006283:0.017495:0.010758:0.012115:0.006954:0.012115:0.012115:0.006058:0.012115:0.006736:0.009426:0.010758:0.012115:0.009426:0.009646:0.010758:0.012115:0.006058:0.006736:0.012115:0.010758:0.006283:0.018851:0.010758:0.006736:0.006736:0.010758:0.008301:0.006058:0.012115:0.008069:0.006736:0.010758:0.008301:0.006957:0.011665:0.006058:0.017495:0.006736:0.006957:0.012115:0.006058:0.006736:0.012115:0.010758:0.006058:0.016162:0.008301:0.012115:0.017495:0.012341:0.006058:0.006058:0.006736:0.006736:0.006058:0.008069:0.010758:0.010758:0.006736:0.007180:0.011667:0.006058:0.006736:0.009646:0.006058:0.010758:0.006058
question (Inaudible).:@0.083583:0.855048:0.285940:0.855048:0.285940:0.831990:0.083583:0.831990:0.012115:0.012115:0.010758:0.009426:0.006736:0.006736:0.012115:0.012115:0.006058:0.008069:0.008301:0.012115:0.010758:0.012115:0.012115:0.006736:0.012115:0.006736:0.010993:0.008069:0.006058
6:@0.480256:0.895146:0.492371:0.895146:0.492371:0.872088:0.480256:0.872088:0.012115
221:@0.540133:0.949166:0.583676:0.949166:0.583676:0.920324:0.540133:0.920324:0.014514:0.014514:0.014514