﻿THE RECORDER: Does the Crown know what its case is?:@0.126078:0.082876:0.670680:0.082876:0.670680:0.060020:0.126078:0.060020:0.013979:0.016519:0.013979:0.005720:0.015260:0.013979:0.015466:0.016519:0.015260:0.016519:0.014192:0.015260:0.006360:0.005720:0.016519:0.011652:0.010158:0.008900:0.005720:0.006360:0.011440:0.010158:0.005720:0.015260:0.007619:0.011652:0.016519:0.011440:0.005720:0.011440:0.011440:0.011650:0.016519:0.005720:0.016519:0.011652:0.010158:0.006360:0.005720:0.006360:0.006360:0.008900:0.005720:0.010158:0.010158:0.008900:0.010158:0.005720:0.006360:0.008900:0.010158
MR POTTINGER: Well .....:@0.126078:0.110535:0.385802:0.110535:0.385802:0.087678:0.126078:0.087678:0.020339:0.015260:0.005720:0.012709:0.016519:0.014194:0.013979:0.007619:0.016519:0.016519:0.014194:0.015260:0.006360:0.005933:0.021397:0.010380:0.006360:0.006360:0.005502:0.005720:0.005720:0.005720:0.005720:0.005720
THE RECORDER: I — I — I — I’m really concerned about this because I’m concerned :@0.126078:0.152006:0.930801:0.151999:0.930801:0.129143:0.126078:0.129149:0.013979:0.016519:0.013979:0.004667:0.015260:0.013979:0.015466:0.016519:0.015260:0.016519:0.014192:0.015260:0.006360:0.004667:0.007619:0.004866:0.022879:0.004667:0.007619:0.004667:0.022879:0.004667:0.007619:0.004667:0.022879:0.004650:0.007619:0.007838:0.017800:0.004667:0.007619:0.010158:0.010158:0.006360:0.006779:0.011016:0.004667:0.010380:0.011440:0.011440:0.010158:0.010158:0.007619:0.011440:0.010158:0.011440:0.004667:0.010158:0.011440:0.011652:0.011440:0.006360:0.004667:0.006360:0.011440:0.006360:0.008900:0.004667:0.011652:0.010158:0.010380:0.010158:0.011440:0.008900:0.010158:0.004667:0.007619:0.007838:0.017585:0.004667:0.010158:0.011440:0.011440:0.010380:0.010158:0.007619:0.011440:0.010158:0.011650:0.306559
just taking it off one piece of paper, the certificate.:@0.126084:0.172739:0.590567:0.172739:0.590567:0.149882:0.126084:0.149882:0.006360:0.011440:0.008900:0.006360:0.005720:0.006360:0.010158:0.011440:0.006360:0.011440:0.011652:0.005720:0.006360:0.006360:0.005720:0.011440:0.007836:0.007838:0.005720:0.011440:0.011440:0.010158:0.005720:0.011440:0.006360:0.010158:0.010158:0.010158:0.005720:0.011440:0.007838:0.005720:0.011440:0.010158:0.011440:0.010158:0.007619:0.005720:0.005720:0.006360:0.011440:0.010158:0.005720:0.010158:0.010158:0.007619:0.006360:0.006360:0.007838:0.006566:0.010158:0.010158:0.006360:0.010158:0.005720
MR POTTINGER: Yes.:@0.126084:0.201331:0.348502:0.201331:0.348502:0.178474:0.126084:0.178474:0.020339:0.015260:0.005720:0.012709:0.016519:0.014194:0.013979:0.007619:0.016519:0.016519:0.014194:0.015260:0.006360:0.005720:0.016519:0.010158:0.009108:0.005720
THE RECORDER: There is a policy in existence. There must be.:@0.128624:0.230550:0.730400:0.230550:0.730400:0.207694:0.128624:0.207694:0.013979:0.016519:0.014194:0.005720:0.015260:0.013979:0.015260:0.016736:0.015260:0.016519:0.014194:0.015260:0.006360:0.005720:0.013979:0.011440:0.010158:0.007619:0.010158:0.005720:0.006360:0.008900:0.005942:0.010158:0.005718:0.011440:0.011440:0.006360:0.006360:0.010593:0.011014:0.005926:0.006360:0.011440:0.005926:0.010158:0.011440:0.006360:0.008900:0.006360:0.010158:0.011440:0.010158:0.010158:0.005720:0.005720:0.014192:0.011440:0.010158:0.007619:0.010158:0.005926:0.017583:0.011652:0.008900:0.006360:0.005926:0.011440:0.010158:0.005720
MR POTTINGER: Yes.:@0.126084:0.259770:0.348502:0.259770:0.348502:0.236913:0.126084:0.236913:0.020339:0.015260:0.005720:0.012709:0.016519:0.014194:0.013979:0.007619:0.016519:0.016519:0.014194:0.015260:0.006360:0.005720:0.016519:0.010158:0.009108:0.005720
THE RECORDER: And the policy should set out the details of this certificate. Q And :@0.126084:0.282236:0.920066:0.282236:0.920066:0.259380:0.126084:0.259380:0.013979:0.016519:0.013979:0.005720:0.015260:0.013979:0.015466:0.016519:0.015260:0.016519:0.014192:0.015260:0.006360:0.005720:0.016519:0.011652:0.011440:0.005720:0.006360:0.011440:0.010158:0.005720:0.011440:0.011440:0.006360:0.006360:0.010593:0.011016:0.005930:0.008900:0.011440:0.011440:0.011440:0.006569:0.011440:0.005720:0.008900:0.010158:0.006360:0.005930:0.011440:0.011440:0.006360:0.005720:0.006360:0.011440:0.010158:0.005720:0.011440:0.010158:0.006360:0.010380:0.006360:0.006360:0.008900:0.005720:0.011440:0.007838:0.005720:0.006360:0.011440:0.006360:0.008900:0.005720:0.010383:0.010158:0.007619:0.006360:0.006360:0.007838:0.006360:0.010158:0.010158:0.006360:0.010158:0.005720:0.005720:0.016519:0.005720:0.016519:0.011440:0.011440:0.005720
the Crown should be able to look at that policy and say Yes or No to the proposition that’s :@0.071429:0.302988:0.906933:0.302988:0.906933:0.280131:0.071429:0.280131:0.006360:0.011440:0.010158:0.005720:0.015260:0.007619:0.011440:0.016519:0.011440:0.005933:0.008900:0.011440:0.011440:0.011440:0.006360:0.011440:0.005930:0.011440:0.010158:0.005720:0.010380:0.011440:0.006360:0.010158:0.005720:0.006360:0.011440:0.005720:0.006360:0.011440:0.011440:0.011650:0.005720:0.010158:0.006360:0.005720:0.006360:0.011440:0.010158:0.006360:0.005720:0.011652:0.011440:0.006360:0.006360:0.010383:0.011014:0.005933:0.010380:0.011440:0.011440:0.005720:0.008900:0.010593:0.011014:0.005933:0.016519:0.010158:0.008900:0.005720:0.011440:0.007619:0.005720:0.016736:0.011440:0.005720:0.006360:0.011440:0.005933:0.006360:0.011440:0.010158:0.005720:0.011440:0.007619:0.011440:0.011440:0.011440:0.008900:0.006569:0.006360:0.006360:0.011440:0.011440:0.005720:0.006360:0.011440:0.010380:0.006360:0.007619:0.008900:0.005720
being put forward or “We will make enquiries”. Let’s say, for the sake of example, Mr Cordell :@0.071429:0.323727:0.930845:0.323727:0.930845:0.300870:0.071429:0.300870:0.011440:0.010158:0.006360:0.011440:0.011440:0.004667:0.011440:0.011440:0.006569:0.004667:0.007838:0.011440:0.007619:0.016519:0.010158:0.007619:0.011440:0.004667:0.011440:0.007838:0.004674:0.010380:0.021397:0.010380:0.004667:0.016519:0.006360:0.006360:0.006566:0.004873:0.017583:0.010158:0.011440:0.010158:0.004873:0.010158:0.011440:0.011440:0.011440:0.006360:0.007619:0.006360:0.010380:0.009108:0.010158:0.005720:0.004667:0.013979:0.010158:0.006360:0.007619:0.008900:0.004871:0.008900:0.010593:0.011016:0.005720:0.004667:0.007838:0.011440:0.007619:0.004667:0.006360:0.011440:0.010380:0.004667:0.008900:0.010158:0.011652:0.010158:0.004667:0.011440:0.007838:0.004667:0.010158:0.011440:0.010380:0.017583:0.011440:0.006360:0.010158:0.005720:0.004873:0.020339:0.007619:0.004667:0.015464:0.011440:0.007619:0.011440:0.010380:0.006360:0.006141:0.005720
had run into the back of a police car and dented it and the insurance company had said “You :@0.071429:0.344466:0.924605:0.344466:0.924605:0.321609:0.071429:0.321609:0.011440:0.010158:0.011440:0.005720:0.007619:0.011440:0.011440:0.005720:0.006360:0.011440:0.006566:0.011440:0.005720:0.006360:0.011440:0.010158:0.005720:0.011440:0.010158:0.010380:0.011440:0.005720:0.011650:0.007838:0.005720:0.010158:0.005720:0.011440:0.011440:0.006360:0.006360:0.010158:0.010158:0.005720:0.010158:0.010158:0.007619:0.005720:0.010158:0.011440:0.011440:0.005720:0.011440:0.010158:0.011652:0.006360:0.010383:0.011440:0.005720:0.006360:0.006360:0.005720:0.010158:0.011440:0.011440:0.005720:0.006360:0.011440:0.010380:0.005720:0.006360:0.011440:0.008900:0.011440:0.007619:0.010158:0.011650:0.010158:0.010158:0.005720:0.010380:0.011440:0.017800:0.011440:0.010158:0.011863:0.011016:0.005720:0.011440:0.010380:0.011440:0.005720:0.008900:0.010158:0.006360:0.011440:0.005720:0.010380:0.016519:0.011440:0.011440:0.005720
weren’t covered because of what you were or weren’t doing” then we know where we are. :@0.071429:0.365205:0.906659:0.365205:0.906659:0.342349:0.071429:0.342349:0.016519:0.010158:0.007619:0.010158:0.011440:0.007619:0.006360:0.005720:0.010158:0.011440:0.011440:0.010380:0.007619:0.010158:0.011440:0.005720:0.011440:0.010158:0.010158:0.010158:0.011652:0.009108:0.010158:0.005720:0.011440:0.007838:0.005720:0.016519:0.011440:0.010158:0.006360:0.005933:0.011014:0.011652:0.011440:0.005720:0.016519:0.010158:0.007619:0.010158:0.005930:0.011440:0.007619:0.005933:0.016519:0.010158:0.007619:0.010158:0.011440:0.007619:0.006360:0.005720:0.011440:0.011440:0.006569:0.011440:0.011440:0.010158:0.005720:0.006360:0.011440:0.010158:0.011650:0.005720:0.016519:0.010383:0.005720:0.011440:0.011440:0.011440:0.016519:0.005720:0.016519:0.011440:0.010380:0.007619:0.010158:0.005720:0.016519:0.010158:0.005720:0.010158:0.007619:0.010158:0.005930:0.005720
What we don’t know at the moment is what the insurance company say about what he was :@0.071429:0.385944:0.908120:0.385944:0.908120:0.363088:0.071429:0.363088:0.021392:0.011650:0.010170:0.006356:0.005724:0.016519:0.010158:0.005720:0.011440:0.011650:0.011440:0.007619:0.006360:0.005720:0.011440:0.011440:0.011652:0.016519:0.005720:0.010158:0.006566:0.005720:0.006360:0.011440:0.010158:0.005933:0.017583:0.011652:0.017583:0.010380:0.011440:0.006360:0.005720:0.006360:0.008900:0.005720:0.016519:0.011652:0.010158:0.006360:0.005720:0.006360:0.011652:0.010158:0.005720:0.006360:0.011440:0.008900:0.011440:0.007619:0.010158:0.011440:0.010158:0.010158:0.005720:0.010383:0.011650:0.017583:0.011440:0.010158:0.011863:0.011016:0.005930:0.009110:0.010380:0.011016:0.005720:0.010380:0.011440:0.011440:0.011440:0.006360:0.005720:0.016736:0.011440:0.010158:0.006360:0.005720:0.011440:0.010158:0.005720:0.016519:0.010380:0.008900:0.005720
doing at the time on D his version of events. And without knowing that, how can we know :@0.071429:0.406684:0.908777:0.406684:0.908777:0.383827:0.071429:0.383827:0.011440:0.011440:0.006360:0.011440:0.011440:0.005720:0.010158:0.006360:0.005720:0.006360:0.011650:0.010158:0.005720:0.006360:0.006566:0.017583:0.010158:0.005720:0.011650:0.011440:0.005720:0.016519:0.005933:0.011440:0.006360:0.008900:0.005720:0.011440:0.010158:0.007619:0.008900:0.006360:0.011440:0.011652:0.005720:0.011440:0.007838:0.005720:0.010158:0.011440:0.010158:0.011440:0.006360:0.008900:0.005720:0.005933:0.016519:0.011440:0.011440:0.005720:0.016519:0.006360:0.006360:0.011440:0.011650:0.011440:0.006360:0.005720:0.011440:0.011440:0.011652:0.016519:0.006360:0.011440:0.011440:0.005720:0.006566:0.011440:0.010158:0.006360:0.005720:0.005720:0.011440:0.011440:0.016519:0.005720:0.010158:0.010380:0.011440:0.005720:0.016519:0.010158:0.005720:0.011440:0.011650:0.011440:0.016519:0.005720
whether he was covered or not just on the basis of a certificate of motor insurance which is not :@0.071429:0.427423:0.930895:0.427423:0.930895:0.404566:0.071429:0.404566:0.016519:0.011440:0.010158:0.006360:0.011440:0.010158:0.007619:0.004873:0.011440:0.010158:0.004873:0.016736:0.010158:0.008900:0.004873:0.010158:0.011440:0.011440:0.010158:0.007619:0.010380:0.011440:0.004873:0.011440:0.007619:0.004873:0.011440:0.011440:0.006360:0.004873:0.006360:0.011440:0.008900:0.006360:0.005084:0.011440:0.011440:0.004873:0.006360:0.011440:0.010158:0.004873:0.011440:0.010380:0.008900:0.006569:0.008900:0.004873:0.011440:0.007838:0.004873:0.010158:0.004873:0.010158:0.010158:0.007619:0.006360:0.006360:0.007838:0.006360:0.010158:0.010158:0.006360:0.010158:0.004873:0.011440:0.007838:0.004873:0.017583:0.011440:0.006360:0.011440:0.007619:0.004873:0.006360:0.011440:0.008900:0.011440:0.007619:0.010158:0.011440:0.010158:0.010158:0.005084:0.016519:0.011440:0.006360:0.010303:0.011440:0.004873:0.006360:0.008900:0.005086:0.011650:0.011440:0.006360:0.005720
the full policy which may say or may explain whether or not he is? That -- that’s my real :@0.071429:0.448162:0.891425:0.448162:0.891425:0.425306:0.071429:0.425306:0.006360:0.011440:0.010158:0.005720:0.007838:0.011440:0.006360:0.006360:0.005720:0.011440:0.011440:0.006360:0.006360:0.010593:0.011016:0.005720:0.016519:0.011440:0.006360:0.010380:0.011440:0.005930:0.017800:0.010380:0.011016:0.005933:0.008900:0.010593:0.011016:0.005720:0.011440:0.007619:0.005933:0.017800:0.010591:0.011016:0.005720:0.010158:0.011440:0.011440:0.006360:0.010380:0.006360:0.011440:0.005933:0.016519:0.011440:0.010158:0.006360:0.011440:0.010158:0.007619:0.005720:0.011440:0.007619:0.005933:0.011440:0.011440:0.006360:0.005720:0.011440:0.010158:0.005720:0.006360:0.008900:0.010380:0.005720:0.014192:0.011440:0.010158:0.006360:0.005737:0.007619:0.007619:0.005720:0.006360:0.011440:0.010158:0.006360:0.007619:0.008900:0.005926:0.018008:0.011016:0.005926:0.007619:0.010158:0.010158:0.006360:0.005720
concern about this. I — I think this — this situation is — is:@0.071429:0.468901:0.615659:0.468901:0.615659:0.446045:0.071429:0.446045:0.010158:0.011440:0.011440:0.010158:0.010158:0.007619:0.011440:0.005720:0.010158:0.011440:0.011652:0.011440:0.006360:0.005720:0.006360:0.011440:0.006360:0.008900:0.005720:0.005930:0.007619:0.005759:0.022879:0.005926:0.007619:0.005720:0.006360:0.011440:0.006360:0.011440:0.011440:0.005720:0.006360:0.011440:0.006566:0.008900:0.005720:0.022879:0.005720:0.006360:0.011440:0.006566:0.008900:0.005720:0.008900:0.006360:0.006360:0.011652:0.010158:0.006360:0.006360:0.011440:0.011440:0.005720:0.006360:0.008900:0.005720:0.022879:0.005896:0.006360:0.008900
MR KENNEDY: I can’t take an unfair advantage and I wouldn’t seek to. The E :@0.126092:0.497646:0.861972:0.497646:0.861972:0.474789:0.126092:0.474789:0.020339:0.015260:0.005514:0.016519:0.014194:0.016519:0.016519:0.013979:0.016736:0.016519:0.006360:0.005514:0.007619:0.005720:0.010158:0.010158:0.011652:0.007619:0.006360:0.005514:0.006360:0.010158:0.011440:0.010158:0.005514:0.010380:0.011440:0.005514:0.011440:0.011440:0.007838:0.010158:0.006360:0.007619:0.005514:0.010158:0.011652:0.011440:0.010158:0.011440:0.006566:0.010158:0.011440:0.010158:0.005514:0.010158:0.011440:0.011652:0.005514:0.007619:0.005514:0.016519:0.011652:0.011440:0.006360:0.011440:0.011440:0.007619:0.006566:0.005514:0.008900:0.010158:0.010380:0.011440:0.005514:0.006360:0.011440:0.005720:0.005514:0.014192:0.011440:0.010158:0.005514:0.014194:0.005720
Crown — well, they had the advantage at the lower — at the lower court ------------:@0.071429:0.518393:0.837587:0.518393:0.837587:0.495536:0.071429:0.495536:0.015260:0.007619:0.011440:0.016519:0.011440:0.005725:0.022879:0.005926:0.016519:0.010158:0.006360:0.006360:0.005720:0.005720:0.006360:0.011440:0.010593:0.011014:0.005939:0.011440:0.010380:0.011440:0.005720:0.006360:0.011440:0.010158:0.005720:0.010158:0.011440:0.011440:0.010158:0.011440:0.006566:0.010158:0.011440:0.010158:0.005720:0.010158:0.006360:0.005720:0.006360:0.011652:0.010158:0.005720:0.006569:0.011440:0.016519:0.010158:0.007619:0.005720:0.022879:0.005718:0.010158:0.006360:0.005720:0.006566:0.011440:0.010158:0.005720:0.006360:0.011440:0.016519:0.010158:0.007838:0.005720:0.010158:0.011650:0.011440:0.007619:0.006360:0.006273:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619
THE RECORDER: Exactly, yes.:@0.126092:0.546985:0.428584:0.546985:0.428584:0.524128:0.126092:0.524128:0.013979:0.016519:0.013979:0.005720:0.015260:0.013979:0.015466:0.016519:0.015260:0.016519:0.014192:0.015260:0.006360:0.005720:0.013979:0.011650:0.010158:0.010158:0.006360:0.006779:0.011016:0.005720:0.006143:0.011016:0.010158:0.008900:0.005720
MR KENNEDY: — of knowing what the position is. But it’s the Crown to -- it’s p the :@0.126092:0.574796:0.927076:0.574797:0.927076:0.551941:0.126092:0.551939:0.020339:0.015260:0.005720:0.016519:0.013979:0.016736:0.016519:0.013979:0.016519:0.016519:0.006360:0.005937:0.022879:0.005720:0.011440:0.007838:0.005720:0.011440:0.011440:0.011440:0.016519:0.006360:0.011440:0.011440:0.005933:0.016519:0.011440:0.010158:0.006360:0.005720:0.006360:0.011440:0.010158:0.005933:0.011440:0.011440:0.008900:0.006566:0.006360:0.006360:0.011440:0.011440:0.005720:0.006360:0.008900:0.005720:0.005720:0.015260:0.011652:0.006360:0.005720:0.006360:0.006360:0.007619:0.008900:0.005720:0.006360:0.011652:0.010158:0.005720:0.015260:0.007619:0.011652:0.016519:0.011440:0.005720:0.006360:0.011440:0.005720:0.007619:0.007619:0.005712:0.006360:0.006360:0.007838:0.008900:0.005720:0.011440:0.005720:0.006360:0.011440:0.010158:-0.287672
Crown to prove the -- that the -- well, (Inaudible), I suppose.:@0.071429:0.595222:0.628278:0.595222:0.628278:0.572366:0.071429:0.572366:0.015260:0.007619:0.011440:0.016519:0.011440:0.005720:0.006360:0.011440:0.005933:0.011440:0.007619:0.011440:0.011440:0.010158:0.005720:0.006360:0.011440:0.010380:0.005732:0.007619:0.007619:0.005720:0.006566:0.011440:0.010158:0.006360:0.005720:0.006360:0.011440:0.010158:0.005720:0.007619:0.007619:0.005720:0.016519:0.010380:0.006360:0.006360:0.005720:0.005720:0.007619:0.007619:0.011440:0.010158:0.011652:0.011440:0.006566:0.011440:0.006360:0.010158:0.007619:0.005720:0.005720:0.007619:0.005720:0.008900:0.011440:0.011440:0.011650:0.011440:0.008900:0.010158:0.005720
THE RECORDER: I — I am unhappy about proceeding without input, proper input, :@0.126084:0.623503:0.930818:0.623503:0.930818:0.600647:0.126084:0.600647:0.013979:0.016519:0.013979:0.007619:0.015260:0.013979:0.015464:0.016519:0.015260:0.016519:0.013979:0.015464:0.006360:0.007619:0.007619:0.007875:0.022879:0.007619:0.007619:0.007619:0.010380:0.017583:0.007619:0.011440:0.011440:0.011440:0.010405:0.011440:0.011863:0.011016:0.007619:0.010158:0.011440:0.011440:0.011652:0.006360:0.007619:0.011440:0.007619:0.011440:0.010158:0.010158:0.010158:0.011440:0.006360:0.011440:0.011440:0.007838:0.016519:0.006360:0.006360:0.011440:0.011440:0.011440:0.006360:0.007838:0.006566:0.011440:0.011440:0.011440:0.006360:0.005720:0.007619:0.011440:0.007619:0.011440:0.011440:0.010158:0.007619:0.007838:0.006360:0.011440:0.011440:0.011440:0.006360:0.005930:0.005720
from KGM. That’s the bottom line. You need it and you need it and it should have been :@0.126084:0.641728:0.930787:0.641728:0.930787:0.618872:0.126084:0.618872:0.007838:0.007619:0.011440:0.017583:0.005297:0.016519:0.016519:0.020548:0.005720:0.005297:0.013979:0.011440:0.010158:0.006360:0.007619:0.008900:0.005507:0.006360:0.011440:0.010158:0.005509:0.011440:0.011440:0.006360:0.006360:0.011652:0.017583:0.005297:0.006360:0.006360:0.011650:0.010158:0.005720:0.005294:0.016519:0.011440:0.011440:0.005297:0.011650:0.010158:0.010158:0.011440:0.005297:0.006566:0.006360:0.005297:0.010158:0.011440:0.011440:0.005720:0.011016:0.011440:0.011440:0.005297:0.011652:0.010158:0.010158:0.011440:0.005292:0.006360:0.006360:0.005308:0.010158:0.011652:0.011440:0.005297:0.006360:0.006360:0.005509:0.008900:0.011440:0.011440:0.011440:0.006360:0.011440:0.005297:0.011440:0.010158:0.011650:0.010158:0.005297:0.011440:0.010158:0.010158:0.011650:0.005720
done.:@0.126084:0.659954:0.176281:0.659954:0.176281:0.637097:0.126084:0.637097:0.011440:0.011440:0.011440:0.010158:0.005720
MR KENNEDY: Well, I have the hearsay evidence. I’m not sure that I do  ----------------:@0.071429:0.686035:0.883308:0.686035:0.883308:0.663179:0.071429:0.663179:0.020339:0.015260:0.005720:0.016519:0.013979:0.016736:0.016519:0.013979:0.016519:0.016519:0.006360:0.005933:0.021598:0.010158:0.006360:0.006360:0.005933:0.005720:0.007619:0.005720:0.011440:0.010158:0.011440:0.010158:0.005720:0.006360:0.011440:0.010158:0.005720:0.011652:0.010158:0.010158:0.007619:0.008900:0.010593:0.011016:0.005720:0.010158:0.011650:0.006569:0.011440:0.010158:0.011440:0.010158:0.010158:0.005720:0.005720:0.007619:0.007838:0.017583:0.005720:0.011650:0.011440:0.006360:0.005720:0.008900:0.011440:0.007619:0.010158:0.005930:0.006360:0.011440:0.010380:0.006360:0.005720:0.007619:0.005720:0.011440:0.011440:0.005720:0.004374:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619:0.007619
THE RECORDER: Yes.:@0.126077:0.713371:0.352329:0.713371:0.352329:0.690515:0.126077:0.690515:0.013979:0.016519:0.013979:0.005720:0.015260:0.013979:0.015466:0.016519:0.015260:0.016519:0.014192:0.015260:0.006360:0.005720:0.016519:0.010380:0.008900:0.005720
MR KENNEDY: — need it for — for this reason. If it’s — the burden is on the  Crown. :@0.126077:0.741030:0.930882:0.741026:0.930882:0.718169:0.126077:0.718173:0.020339:0.015260:0.004667:0.016519:0.013979:0.016736:0.016519:0.013979:0.016519:0.016519:0.006360:0.004885:0.022879:0.004667:0.011440:0.010380:0.010158:0.011440:0.004667:0.006360:0.006360:0.004667:0.007838:0.011440:0.007619:0.004667:0.022879:0.004638:0.007838:0.011440:0.007619:0.004667:0.006360:0.011440:0.006360:0.008900:0.004667:0.007619:0.010158:0.010158:0.009110:0.011440:0.011440:0.005720:0.004667:0.007619:0.007838:0.004667:0.006360:0.006360:0.007619:0.008900:0.004667:0.022879:0.004658:0.006360:0.011440:0.010158:0.004667:0.011440:0.011440:0.007619:0.011650:0.010158:0.011440:0.004871:0.006360:0.008900:0.004667:0.011440:0.011440:0.004667:0.006360:0.011440:0.010158:0.005720:0.012921:0.015260:0.007619:0.011440:0.016736:0.011440:0.005720:-0.526572
A:@0.842966:0.733270:0.853826:0.733270:0.853826:0.718244:0.842966:0.718244:0.010859
Once you’ve got a prima facie valid insurance document, which we have:@0.071429:0.761451:0.740476:0.761451:0.740476:0.738594:0.071429:0.738594:0.016519:0.011440:0.010158:0.010158:0.006143:0.011016:0.011440:0.011440:0.007619:0.011652:0.010158:0.005720:0.011440:0.011440:0.006360:0.005720:0.010158:0.005720:0.011650:0.007619:0.006566:0.017583:0.010158:0.005720:0.007838:0.010158:0.010158:0.006360:0.010158:0.005720:0.011440:0.010158:0.006360:0.006566:0.011440:0.005720:0.006360:0.011440:0.008900:0.011440:0.007619:0.010380:0.011440:0.010380:0.010158:0.005720:0.011440:0.011440:0.010158:0.011652:0.017583:0.010158:0.011440:0.006360:0.005933:0.005720:0.016519:0.011440:0.006360:0.010158:0.011440:0.005933:0.016519:0.010158:0.005933:0.011440:0.010158:0.011440:0.010158
10:@0.513760:0.926422:0.536639:0.926422:0.536639:0.903565:0.513760:0.903565:0.011440:0.011440
225:@0.540133:0.949166:0.583676:0.949166:0.583676:0.920324:0.540133:0.920324:0.014514:0.014514:0.014514