Page 370 - Driving Ban Simulation 1
P. 370

Dear Martin
        ➢  After the call I made to you today and what we spoke about please see the email that you asked me to
           write. As said on the phone today and as you are well aware Simon did not think any Vehicles was on the
           database and had to carry his policy around from the start of his policy with KGM as each time he was
           pulled by police nothing showed as him being insured, so as you are aware the police and Simon had to
           call you many times when Simon was pulled by police to confirm with the police that he was in fact
           insured.
        ➢  So as to what the claims department are saying about the Vehicle being on the database how was Simon
           have meant to know about this to have called to take off any Vehicles?
        ➢  Simon did not know there was an error on the database due to it being inputted wrong on the database
           form, so it was showing up on the insurance database but not he mid database due to this error, so how
           was he meant to be aware of this fact.
        ➢  He was only made aware of this in late November 2013
        ➢  when some issues came up that Kelly Tiller of KGM was dealing with. It was at this point his car started
           showing up on the mid so KGM had fixed this, but no other Vehicles, was showing up on the mid
           database until it was corrected in Jan 2013 by KGM.
        ➢  I do believe now it was something to do with a space being placed within the numbers of the reg of the
           Vehicles, the insurance database accepts this, but the mid database does not.
        ➢  But this is documented well in emails.
        ➢  Also why has KGM never sent me any letters of this claim being held against me?
        ➢  there was a call from KGM about the Sep 2013 but I told the person who called I did not own the Van at
           that time I was asked to send in the bill of sale and I did, after this I did not hear anything else about this
           so was thinking everything was ok until it was time for my renewal it was only at this point I was told
           about this claim being on my insurance, It is also well known you have my mums phone number which is
           on file which is 0208 245 7454 and there is always someone at home so if there was any issues why no
           phone calls or any letters about this?
        ➢  But also, I am sure there should have been a letter sent about this claim and there have never been any
           letters sent.
        ➢  There are some more issues and that is the claim for Dec 2013
        ➢  when Simon was taking my car to service it.
        ➢  As you are aware KGM even said Simon was not covered by his trade policy and you had to call them
           and sort this issue out.
        ➢  But that still does not cover the fact Simon has made many calls and also sent emails about this claim.
        ➢  Which we still have not heard anything back about also there has been no letters sent about this claim
           also.
        ➢  The last time he called he was told that someone would be sent out to take a report for this claim yet
           again there have been no phone calls or letters to set this up so a report can be taken.
        ➢  There is also a problem that on the 09/12/2013
        ➢  when he called to report this, he gave over a witness information IE Name and her phone number which
           on the last call that was made they did not seem to have any information as to the witness information I
           have checked my phone bill and the call was made please see below.
         812,
        ➢  Mon 09 Dec 13:28 SPEC SERV 08444126412 22:00
        ➢  The call was made to 08444126412 at 13:28 and lasted 22 min this is when Simon called to report what
           had happened on the 09/12/2013 and give all the information which the person noted.
        ➢  I have asked for the recoding of the phone call be pulled out and heard so that the information as to the
           witness can be put on this claim and contacted yet I have heard nothing also.
        ➢  I have asked and emailed many times about this claim, and it seems nothing has been done but yet KGM
           wants to hold this claim also against my insurance.
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