Page 737 - Driving Ban Simulation 1

➢ You are correct, looking back on the instructions from Broadsure I cannot see that they instructed
Underwriters to delete the Renault Clio that was added in error following receipt of advice from
Broadsure.
➢ I can amend the comment in the letter to show that this vehicle was added to the policy incorrectly
following an effort on your part to correct the registration number of the Ford Zetec and was a broker
error, are you happy with this?
➢ The letter states cover was for Social Domestic & Pleasure and Motor Trade Use.
➢ Motor Trade use would cover Simon to carry a Motor Mechanics tool being used in connection with
Motor Trade but not any tools that would typically be used for any other purposes such as perhaps,
paint/brushes/ladders/plumbing/Electrical (domestic/commercial except auto electrical) and so on.
➢ This is standard cover; however, I am happy to expand on this statement in the letter if you would like me
to in order to clarify that point?
➢ The Police officer asked if Simon would be covered for the carriage of tools to drive around doing “odd
jobs”.
➢ Later in the call he again confirmed that Simon was not covered “to drive around doing jobs”.
➢ I sent you the call so you can listen to it yourself but the tone of the enquiry was suggesting that Simon
was doing jobs not connected to the Motor Trade however I do feel there is plenty of room here for
misunderstanding.
➢ If the question had been more specific with the officer stating that Simon had tools connected with the
Motor Trade in the vehicle, would he be covered – Yes.
➢ If he said that the tools were not connected to the Motor Trade (as per my comments above) then the
answer is – No.
➢ Not something I can put into a Letter of Indemnity but certainly something to be argued with the
CPS/Courts.
➢ I’m happy to confirm in the letter that cover was in force under this policy on the 14/11/2013.
➢ Once I hear back from you, I will revise the LOI accordingly and e‐mail it across for you to sign off, I
will also send an original in the post just in case!
1465,
If you need anything else please do not hesitate to drop me and Andy a line, I am keeping Andy in the loop
as I will be on leave from 12/2/15 – 9/3/15 so he will need to deal with anything in my absence.
Regards
Peter Wood
UK Specialty Operations Manager |
UK Specialty Division of Canopius Group
KGM House | 14 Eastwood Close | London | E18 1RZ
D +44 (0) 20 8530 9120 | www.kgminsurance.co.uk | www.canopius.com

From: Lorraine Cordell [Mail To:lorraine32@blueyonder.co.uk]
Sent: 31 January 2015 01:47
To: Wood, Peter
Subject: RE: MT3574694 Simon Cordell
Dear Peter
➢ Thank you very much for the information you have sent, I do see some errors in your letter of Indemnity.
19. Ford Zetec registration MA47LDY
20. Ford Transit registration CX52JRZ
21. On the 8/4/13 at 11.05am the following vehicle was added to the policy –
22. Renault Clio registration NA57LDY.
23. Ford Zetec registration MA47LDY
24. Renault Clio registration NA57LDY