Page 203 - Binder2

5.3.2 Legionella
Notwithstanding exclusion ‘Legionella’, the insurer will indemnify the insured and any other
insured party for all sums (including claimants’ costs and expenses) which the insured
becomes legally liable to pay in respect of any claim(s) first made against the insured and
notified to the insurer during the period of insurance resulting from legionella causing
bodily injury, personal injury, damage or denial of access except that the insurer shall
not be liable for:
a) any claims which arise out of any circumstances notified to previous insurers or known to
the insured at the inception of this policy;
b) any claims for bodily injury or personal injury arising from employment;
c) any claims made against the insured for legionella where the insured event giving rise
to the claim happened prior to the inception date stated in the schedule.
5.4 Pollution liability limitations and exclusions
In addition to the limitations and exclusions applicable to this insured section in the
‘Exclusions to insured sections B, C, D and E’ clause, this insured section excludes and
does not cover:

5.4.1 Owned or previously owned premises
liability for damage, denial of access or nuisance to land or premises (including land or
water within or below the boundaries of such land or premises) that are presently or were at
any time previously owned, leased, hired or tenanted by the insured or otherwise in the
insured’s care, custody or control.

PPBL010121 Public Authority Combined Liability Insurance Policy (UK) Page 15 of 48