Page 205 - Binder2

occurring during the period of insurance at the premises hired from the public authority
arising out of the activities of the hirer for which such premises were hired
provided that
d) the insurer shall not be liable to pay any amount for which indemnity to the hirer is
provided under any other insurance or in any other way;
e) the insurer shall not be liable to pay any amount in excess of a sub-limit of indemnity
stated in the schedule in respect of any one claim against the hirer or series of claims
against the hirer arising out of one occurrence;
f) liability for which indemnity to the principal is provided under any other i nsurance or in
any other way is excluded;
g) the retention applicable to such indemnity is as stated in the schedule and all of this
retention shall be a non-ranking excess;
h) any claim for personal injury or damage arising out of the use of the premises for any
of the following activities or purposes is excluded:
i) for meetings organised by political parties;
ii) for professional entertainment purposes;
iii) for commercial or business functions which involve bringing into the premises
equipment which operates by means of the application of heat;
iv) for martial arts activities; or
v) for any sporting activity but only in respect of personal injury or damage suffered
by one participant that was caused by another participant.
i) any claim for personal injury or damage arising out of the use of or caused by use of
any aircraft or other aerial device or satellite or vehicle or any watercraft is excluded.

6.5 Indemnity to other parties
At the request of the insured, the insurer will separately indemnify each other insured
party provided that the:
a) insured would have been entitled to indemnity by this policy had the claim or suit been
made against the insured;
b) insurer has the sole conduct and control of any claim;
c) other insured party shall as though he were the insured observe, fulfil and be subject
to the terms and conditions of this policy in so far as they can apply;
d) insurer’s liability under this clause shall in no way operate to increase the limit of
indemnity or any applicable sub-limit of indemnity.
6.6 Local Authority National Type Approval Confederation (LANTAC)
The insurer will indemnify the public authority in respect of liability which the insured shall
become legally liable to pay by virtue of any indemnity provided in respect of the insured’s
participation in the Local Authority National Type Approval Confederation.

6.7 Local Democracy, Economic Development and Construction Act 2009
The insurer will indemnify the insured and any other insured party in respect of liability
which the insured may incur in respect of any claim(s) first made against the insured during
the period of insurance for claimants’ costs and expenses as a result of any decision by an
adjudicator appointed to resolve a dispute in accordance with the Scheme for Construction
Contracts as contained in the Local Democracy, Economic Development and Construction
Act 2009 (formerly Housing Grants, Construction and Regeneration Act 1996) or an
adjudication clause or rules contained in a contract.
6.8 Motor liability

6.8.1 Notwithstanding the exclusion ‘Ownership or use of mechanically propelled vehicles’, the
insurer agrees to indemnify the public authority and any other insured party in respect of
liability arising out of or from:
a) the use or movement of any mechanically propelled vehicle as a tool or plant;

PPBL010121 Public Authority Combined Liability Insurance Policy (UK) Page 17 of 48