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bye-law or instruction, notice or order of any national or local governmental or statutory
authority, agency or body.
8.3.17 Products
clean-up costs, loss or defence costs arising from goods or products which are provided
manufactured sold supplied or distributed by or on behalf of the insured
8.3.18 Radioactive contamination
clean-up costs, loss or defence costs of whatsoever nature directly or indirectly caused by or
contributed to by or arising from:
a) ionising radiations or contamination by radioactivity from any nuclear f uel or f rom any
nuclear waste from the combustion of nuclear fuel;
b) the radioactive toxic explosive or other hazardous properties of any explosive nuclear
assembly or nuclear component thereof.
8.3.19 Redevelopment
clean-up costs, loss or defence costs arising from the excavation or movement of any
ground material as part of any redevelopment, refurbishment or construction on or at any
insured premises.
8.3.20 Retroactive coverage
clean-up costs, loss or defence costs arising from a pollution condition which first
commences prior to the retroactive dates stated in the schedule to this policy.
8.3.21 Terrorism
clean-up costs, loss or defence costs arising directly or indirectly as a result of or in
connection with terrorism, including, but not limited to any contemporaneous or ensuing
liability, clean-up costs or loss caused by fire looting or theft.
If the insurer alleges that by reason of this exclusion any liability is not covered by this
insured section F, the onus of proving to the contrary shall be upon the insured.
8.3.22 Underground storage tanks
arising from a pollution condition, which emanates from an underground storage tank the
presence of which was known to or should have been known to a responsible insured prior
to the inception of this policy.
8.3.23 Voluntary site investigation
clean-up costs, loss or defence costs arising from any site investigation not required by
environmental law, including but not limited to intrusive investigations undertaken at an
insured premises for the purposes of soil and water sampling and testing.
8.3.24 War
arising directly or indirectly as a result of war.
8.3.25 Waste operations
Clean-up costs, loss or defence costs arising out of any insured premises utilised for
waste operations.
PPBL010121 Public Authority Combined Liability Insurance Policy (UK) Page 29 of 48

