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7.20.2 liability in respect of or arising from pollution occurring within North America;
7.21 Nuclear risks

7.21.1 loss or destruction of or damage to any property whatsoever or any loss or expense
whatsoever resulting or arising therefrom or any consequential loss;

7.21.2 any legal liability of whatsoever nature;
7.21.3 any sum which the insured becomes legally liable to pay or any loss or expense;
directly or indirectly caused by or contributed to by or arising from or, in the case of clause
7.21.3 above, attributable to nuclear hazard.

7.22 Overseas domiciled operations
the insured’s subsidiary companies, branch offices or representatives with power of
attorney that are domiciled outside of the United Kingdom.
7.23 Ownership or use of mechanically propelled vehicles
personal injury, damage, denial of access or nuisance arising out of or from the
ownership, maintenance, operation or use of any mechanically propelled vehicle by or on
behalf of the insured or any other insured party except that this exclusion shall not apply in
respect of and to the extent of the indemnity provided by the ‘Motor liability’ and ‘Motor
contingent liability’ clauses under insured section E.

7.24 Property in the insured’s care, custody and control
damage to property owned, leased, hired or held in trust by the insured or under hire,
purchase or on loan to the insured or held otherwise in the insured’s care, custody or
control except that this exclusion shall not apply in respect of and to the extent of the
indemnity provided by the ‘Property in the insured’s care, custody and control’ clause under
insured section E.

7.25 Property modification

7.25.1 costs or liability incurred by any insured to modify any building property or facility to make
their said building property or facility more accessible or accommodating to any disabled
person.
7.26 Retention
the amount of the retention as applicable and stated in the schedule.

7.27 Riot
7.27.1 liability directly or indirectly arising out of a payment or an entitlement to payment of
compensation in respect of damage occasioned by riot as provided under the terms of
a) the Riot Compensation Act of 2016 or
b) the Riotous Assemblies (Scotland) Act 1882 or
c) the Criminal Damage (Compensation) (Northern Ireland) Order 1977
or any amending or subsequent legislation.
7.28 Statutory defence costs
liability for defence costs arising out of or in respect of any alleged breach of statutory duty
or any allegation of manslaughter, corporate manslaughter or corporate homicide except as
stated as insured in the clause entitled ‘Statutory defence costs including Health and Safety
at Work, etc. Act 1974’ under insured section E.
7.29 The product itself
liability for damage to the insured’s product or any part thereof arising from a defect or
unsuitability thereof and economic loss or other loss of any kind arising therefrom.

PPBL010121 Public Authority Combined Liability Insurance Policy (UK) Page 25 of 48