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7 Exclusions to insured sections B, C, D and E
Insured sections B, C, D and E exclude and do not cover:

7.1 Advertising injury
liability arising out of advertising injury.

7.2 Advice, design or plans provided for a fee
liability arising out of or from advice, design, plans, specifications, formulae, surveys or
directions prepared or given by the insured or other insured party for a fee but this
exclusion shall not apply to liability arising in conjunction with products.
7.3 Aircraft and watercraft
liability arising out of or from the ownership, possession or use of any aircraft or other aerial
device or satellite or vehicle or any watercraft other than:
7.3.1 motor barges not exceeding seventy five (75) ton capacity on inland waterways;

7.3.2 hand-propelled craft, sailing vessels and motor launches not exceeding fifteen (15) metres in
length;
7.3.3 watercraft not belonging to or chartered by the insured but used by it for business
entertainment provided that;
a) such watercraft is primarily owned and operated as a river cruise vessel;
b) such watercraft is insured by the owner or charterer under a policy of marine insurance;
and
c) the insurer will not indemnify the insured in respect of liability which attaches by way of
any contract or agreement that would not have attached in the absence of such contract
or agreement.

7.4 Airports
liability arising out of flying operations and activities incidental to such operations in respect
of any airport owned or operated by the insured.

7.5 Asbestos
liability arising from or caused by any work involving the manufacture, mining, processing,
use, installation, storage, removal, stripping out, demolition, disposal, distribution, inspection
or testing of or exposure to asbestos, asbestos fibres, asbestos dust or asbestos-containing
materials.

7.6 Costs of recall or guarantee
expenditure, whether incurred by the insured or others, for the withdrawal, recall, disposal,
removal, repair, adjustment, alteration, reconditioning, replacement, reinstatement of any
product or part thereof and/or financial loss consequent upon the necessity for such
withdrawal, recall, disposal, removal, repair, adjustment, alteration, reconditioning,
replacement or reinstatement.

7.7 Data Protection
liability which arises under the Data Protection Act 1998 (‘DPA’), any subsequent amending
legislation or the General Data Protection Regulation other than as provided for by the ‘Data
Protection’ extension clause.

7.8 Defence costs incurred without the insurer’s consent
any defence costs for which the insurer’s prior written consent has not been obtained (as
provided for in the definition of defence costs).

PPBL010121 Public Authority Combined Liability Insurance Policy (UK) Page 22 of 48