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conditions to the extent required by environmental law including those incurred by a
regulator acting in accordance with environmental law;
b) emergency expenditure.

11.7 Compensatory remediation – insured section F
Compensatory remediation means any action taken to compensate for interim losses of
natural resources and/or services to other natural resources that arise from the date of
damage occurring until primary remediation has achieved its full effect.
11.8 Complementary remediation – insured section F
Complementary remediation means any remedial measure taken in relation to natural
resources and/or services to compensate for the fact that primary remediation does not
result in fully restoring the damaged natural resource and/or services.

11.9 Conveyance – insured section F
Conveyance means:
a) any aerospatial device or any airborne or waterborne craft or vessel;
b) any mechanically propelled vehicle or trailer attached thereto.
11.10 Damage
Damage means:

11.10.1 loss of, destruction of or damage to tangible property; and/or
11.10.2 loss of use of tangible property that has been lost, destroyed or damaged but not economic
loss.

11.11 Data protection law
Data protection law means the Data Protection Act 1998 and any applicable subordinate,
amending or successor legislation or regulation in force from time to time.

11.12 Defence costs
Defence costs means
11.12.1 costs (other than claimant costs recoverable from the insured or any other insured party)
incurred at the request of the insured, with the insurer’s written consent that must be
obtained prior to each claim, and in the investigation, adjustment, appraisal, defence or
settlement of an insured event or claim in connection with clean-up costs or loss, including
expert, legal, appeal and defence costs;
11.12.2 costs and expenses incurred by the insured in pre-trial and case reviews;
11.12.3 pre-judgment interest awarded against the insured on that part of any judgment covered
under this policy but where the insurer offers to pay the limit of indemnity in settlement of
a claim or suit, the insurer will not pay any pre-judgment interest imposed or accruing after
the date of such offer;
11.12.4 all interest accruing on that part of any judgment within the limit of indemnity after entry of
the judgment and before insurer has paid, offered to pay or deposited in court that part of
any judgment that is within the applicable limit of indemnity;
11.12.5 the cost of attendance in court as a witness at the insurer’s request, payable at the rate of
GBP250 per employee or member or governor per day;

11.12.6 costs incurred at the request of the insured, with the insurer’s written consent that must be
obtained prior to each claim, of legal representation at any coroner's inquest or inquiry in
respect of any death which may be the subject of indemnity under this policy;
11.12.7 In respect of insured section F Defence costs are included within the limit of liability and
the retention.

PPBL010121 Public Authority Combined Liability Insurance Policy (UK) Page 40 of 48