Page 231 - Binder2

11.26 Interim losses - insured section F
Interim losses means losses which result from the fact that the damaged natural resources
and/or services are not able to perform their ecological functions or provide services to other
natural resources or to the public until the primary or complementary measures have taken
effect. It does not consist of financial compensation to members of the public.

11.27 Legionella
Legionella means any discharge release or escape of legionella or other airborne pathogens
from water tanks, water systems, air-conditioning plants, cooling towers and the like.
11.28 Limit each pollution condition – insured section F
Limit each pollution condition means subject to the aggregate environmental limit of
liability, the maximum the insurer will pay for all clean-up costs, loss and defence costs
arising from the same, continuous repeated or related pollution condition and is the limit
each pollution condition as detailed in the schedule to this policy.
If the aggregate environmental limit of liability has been reduced by payment of clean-up
costs, loss or defence costs to an amount less than the limit each pollution condition
detailed in the schedule to this policy, the remaining aggregate environmental limit of
liability is the maximum the insurer will pay for any further clean-up costs, loss and
defence costs arising out of any subsequent pollution condition.

11.29 Limit of indemnity - insured sections A - E
Limit of indemnity means:
11.29.1 the amount stated in the schedule which is the maximum amount of the insurer’s liability for
any one (1) occurrence regardless of the number of:
a) insureds or other insured parties;
b) persons or organisations bringing claims or suits; or
c) claims against the insured or series of claims against the insured or claims or series of
claims made by the insured;

11.29.2 where a limit of indemnity is stated in the schedule as in the aggregate, that aggregate is
the maximum the insurer will pay for all insured events during the period of insurance;
11.29.3 any sub-limit of indemnity stated in the schedule applies as if it was the limit of
indemnity for the claims specified in the schedule for that sub-limit of indemnity and is
deemed to be part of and not in addition to the limit of indemnity specified in the schedule
unless expressly stated otherwise;
11.29.4 where indemnity may be provided under two (2) or more insured sections of this policy,
then the combined single limit stated in the schedule is the maximum the insurer will pay
for any insured event to which such insured sections apply in combination.
11.30 Limit of Liability – insured section F
Limit of liability means:

11.30.1 aggregate environmental limit of liability;
11.30.2 limit each pollution condition.
11.31 Loss – insured section F
Loss means any and all sums which the insured becomes legally liable to pay as damages
under environmental law resulting from bodily injury, property damage, or clean-up costs
incurred by a third party.

11.32 Member
Member means any person elected to serve as an official of the public authority or any
person co-opted or appointed to serve on any committees of the public authority.

PPBL010121 Public Authority Combined Liability Insurance Policy (UK) Page 43 of 48