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11.33 Microbial matter – insured section F
Microbial matter means mould, mildew or any other fungi or bacterial matter, including any
mycotoxins, spores, scents or other by products produced or released thereby.

11.34 Nominated representative
Nominated representative means any employee or member acting at the request or
direction of the public authority as a director, officer or trustee of or in any managerial or
supervisory capacity of any outside entity.

11.35 North America
North America means the United States of America or its territories or possessions or
Canada.

11.36 North American jurisdiction
North American jurisdiction means any judgment, award, payment, defence costs or
settlement delivered, made or incurred within countries which form part of North America or
which operate under the laws of such countries or any states, provinces or territories forming
part of them (or to any order made anywhere in the world to enforce such judgment, award,
payment, defence costs or settlement either in whole or in part) then following any event
which is or may be the subject of indemnity under the laws of North America.

11.37 Nuclear hazards
Nuclear hazards means:
11.37.1 ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear
waste from the combustion of nuclear fuel;
11.37.2 the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear
assembly or nuclear component thereof.
11.38 Offshore

Offshore means:
11.38.1 work in or on (and any other visits made in the course of the business to) any offshore rig or
platform or support or accommodation vessel for any offshore rig or platform or other
offshore structure;
11.38.2 in transit to and from or between any offshore rig or platform or support or accommodation
vessel from the time of embarkation onto a conveyance at the point of final departure to an
offshore rig or platform until disembarkation from the conveyance onto land upon return
from an offshore rig or platform.

11.39 Other insured party
Other insured party means any of the following parties:
11.39.1 any director, partner, member, employee or a former employee of the insured;

11.39.2 any officers, members’ committee and/or employee and voluntary helpers of the insured’s
canteen and welfare organisations, nursery, crèche or child care facilities, sports and social
organisations, in their respective capacities as such;
11.39.3 any officers and members of the insured’s security, rescue, first aid or fire and ambulance
services or medical organisation other than any qualified medical practitioner while working
in a professional capacity in their respective capacities as such;
11.39.4 any director or partner, member or executive of the insured in respect of private work
undertaken by any employee for a director, partner member or executive of the insured;
11.39.5 any officers or trustees of the insured’s pension scheme(s);
11.39.6 or specified in the schedule under ‘Indemnity to other persons’.

PPBL010121 Public Authority Combined Liability Insurance Policy (UK) Page 44 of 48