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Officer at the address detailed at the foot of the letter including a cheque payable to KGM Insurance for the
         sum of 10.00. Alternatively, you may wish to wait until our full investigations have been finalised.
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         Can you please confirm how you wish to proceed with that request?
         Should you not be in receipt of any of the letters I refer to advise me above, please and I will ensure copies
         are sent to you immediately.
         I await your reply
         Andrew Austin
         Deputy Underwriting Operations Manager | KGM Motor Insurance
         Member of the UK Specialty Division of Canopius Group KGM House | 14 Eastwood Close | London | E18
         1RZ

         From: Lorraine Cordell [mailto: lorraine32@blueyonder.co.uk
         Sent: 21 January 2015 11:31
         To: Austin, Andrew
         Cc: complaints@lloyds.com
         Subject: RE: MT3574694
         To Whom It May Concern:
         I am writing due to the complaint I put in. I have forwarded emails to Broadsure Direct and spoken to
         Broadsure Direct who took the policy of insurance out policy no: MT3574694
         I have been asking for information from KGM since 2013 and have heard nothing back.
         When the policy was taken out there was some reason it did not show up on the MID database Broadsure
         Direct and KGM was aware of this.
         Due to this fact I had my vehicles were sized a number of times I believe 8 or 9 times in all, where I had to
         pay the costs to get my vehicles out the compound each time. In the week when I was pulled by police it
         was not so
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         bad as the insurance company was opened so when I showed the police my policy, they could call the
         insurance company.
         The seizers happened mostly at the weekend mostly due to the insurance company being closed and the
         police could not talk to anyone even when I had my policy on me at all times to prove I did in fact have
         insurance.
         I made many calls to the police, Broadsure Direct, KGM and the people who run the MID database, but the
         issue did not go away, and my vehicles still did not show up on the MID database.
         There was also a time in Nov 2013 when my van was sized this was due to KGM telling the police I was not
         insured due to the police telling KGM that I had tools in my van. Which was a lie by the police as I did not
         have anything in my van. Kelly Tiller from the trade section was dealing with this and a few days later I got
         a letter from KGM saying they was going to cancel my policy. As you can understand I was very upset over
         this as I had done nothing wrong.
         At this time lots of calls was both made to KMG and Broadsure to stop the cancelation of my insurance
         policy, I spoke to Kelly Tiller many times, but she believed the police and I had no say in the matter. The
         police were off duty so I could not speak to them, and Kelly Tiller was saying unless I could prove I did not
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