Page 726 - Driving Ban Simulation 1
P. 726

Thank you for your email.
         My letter dated 22/12/14 requests the following documentary evidence from you
         With regards to any losses that may have been incurred as a result of the above, I confirm as detailed in my
         previous letter, I require the following: -
        • Confirmation of the points you raised to the Financial Ombudsman
         when you verbally submitted your complaint and the outcome you are looking to achieve.
        • Full details of the losses that you have incurred as a direct result of your complaint and full documentary
        evidence supporting this.
        • Confirmation of dates of any convictions or costs imposed directly as a result of your complaint, including
        full documentary evidence supporting this.
         Once I receive all of the above, I will be happy to consider this further.
         With regards to your subject access request. My letter of the 9/12/14 advised the following: -
         446,
         Following our initial investigations, we note that you submitted a subject access request to your Broker.
         Should you wish to proceed with this, please can you formally request this in writing to our Data Protection
         Officer at the address detailed at the foot of the letter including a cheque payable to KGM Insurance for the
         sum of £10.00. Alternatively, you may wish to wait until our full investigations have been finalised.
         Can you please confirm how you wish to proceed with that request?
         Should you not be in receipt of any of the letters I refer to advise me above, please and I will ensure copies
         are sent to you immediately.
         I await your reply
         Andrew Austin
         Deputy Underwriting Operations Manager | KGM Motor Insurance
         Member of the UK Specialty Division of Canopius Group KGM House | 14 Eastwood Close | London | E18
         1RZ

         From: Lorraine Cordell mailto: lorraine32@blueyonder.co.uk
         Sent: 21 January 2015 11:31
         To: Austin, Andrew
         Cc: complaints@.llovds.com
         Subject: RE: MT3574694
         To Whom It May Concern:
         I am writing due to the complaint I put in. I have forwarded emails to Broadsure Direct and spoken to
         Broadsure Direct who took the policy of insurance out policy no: MT3574694
         447,
         I have been asking for information from KGM since 2013 and have heard nothing back.
         When the policy was taken out there was some reason it did not show up on the MID database Broadsure
         Direct and KGM was aware of this.
         Due to this fact I had my vehicles were sized a number of times I believe 8 or 9 times in all, where I had to
         pay the costs to get my vehicles out the compound each time. In the week when I was pulled by police it
         was not so bad as the insurance company was opened so when I showed the police my policy, they could
         call the insurance company.
         The seizers happened mostly at the weekend mostly due to the insurance company being closed and the
         police could not talk to anyone even when I had my policy on me at all times to prove I did in fact have
         insurance.
         I made many calls to the police, Broadsure Direct, KGM and the people who run the MID database, but the
         issue did not go away, and my vehicles still did not show up on the MID database.
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